{
  "$schema": "./payment_channels.schema.json",
  "version": "0.2.0",
  "updated_at": "2026-08-13",
  "channels": [
    {
      "id": "us-paypal",
      "name": "PayPal",
      "aliases": [],
      "website_url": "https://www.paypal.com",
      "regions": [
        {
          "region": "North America",
          "countries": [
            {
              "name": "United States",
              "iso2": "US"
            }
          ]
        }
      ],
      "introduction": "美国在线支付龙头，电商默认钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "商户+B端(亦含C端个人转账)"
      ],
      "fee_note": "约3.49%+$0.49(标准结账); 卡片2.99%+$0.49",
      "settlement_note": "T+1(提现至银行)",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.paypal.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PayPal payment method import source",
          "url": "https://www.paypal.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "north america",
        "us",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "美国",
        "source_country_name_en": "United States",
        "source_country_iso": "US",
        "source_region": "北美洲",
        "source_name": "PayPal",
        "source_name_en": "PayPal",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.paypal.com",
        "source_note": "美国在线支付龙头，电商默认钱包",
        "source_fee_rate": "约3.49%+$0.49(标准结账); 卡片2.99%+$0.49",
        "source_settlement": "T+1(提现至银行)",
        "supports_china": "部分(跨境商户可接入,需资质)",
        "target_users": "商户+B端(亦含C端个人转账)",
        "access_threshold": "中",
        "seo_slug": "us-paypal",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "us-venmo",
      "name": "Venmo",
      "aliases": [],
      "website_url": "https://venmo.com",
      "regions": [
        {
          "region": "North America",
          "countries": [
            {
              "name": "United States",
              "iso2": "US"
            }
          ]
        }
      ],
      "introduction": "PayPal旗下社交P2P，年轻用户主流",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人(社交P2P转账)"
      ],
      "fee_note": "约1.9%+$0.10(商业账户); P2P免费",
      "settlement_note": "T+1(即时入账余额)",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://venmo.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Venmo payment method import source",
          "url": "https://venmo.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "north america",
        "us",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "美国",
        "source_country_name_en": "United States",
        "source_country_iso": "US",
        "source_region": "北美洲",
        "source_name": "Venmo",
        "source_name_en": "Venmo",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://venmo.com",
        "source_note": "PayPal旗下社交P2P，年轻用户主流",
        "source_fee_rate": "约1.9%+$0.10(商业账户); P2P免费",
        "source_settlement": "T+1(即时入账余额)",
        "supports_china": "否(仅美国)",
        "target_users": "C端个人(社交P2P转账)",
        "access_threshold": "仅本地",
        "seo_slug": "us-venmo",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "us-cash-app",
      "name": "Cash App",
      "aliases": [],
      "website_url": "https://cash.app",
      "regions": [
        {
          "region": "North America",
          "countries": [
            {
              "name": "United States",
              "iso2": "US"
            }
          ]
        }
      ],
      "introduction": "Block旗下，无银行账户群体渗透强",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人(无银行账户群体)"
      ],
      "fee_note": "约2.75%(商业收款); P2P免费",
      "settlement_note": "即时(余额即时, 提现T+1至T+3)",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://cash.app",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Cash App payment method import source",
          "url": "https://cash.app",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "north america",
        "us",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "美国",
        "source_country_name_en": "United States",
        "source_country_iso": "US",
        "source_region": "北美洲",
        "source_name": "Cash App",
        "source_name_en": "Cash App",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://cash.app",
        "source_note": "Block旗下，无银行账户群体渗透强",
        "source_fee_rate": "约2.75%(商业收款); P2P免费",
        "source_settlement": "即时(余额即时, 提现T+1至T+3)",
        "supports_china": "否(仅美/英)",
        "target_users": "C端个人(无银行账户群体)",
        "access_threshold": "仅本地",
        "seo_slug": "us-cash-app",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "us-zelle",
      "name": "Zelle",
      "aliases": [],
      "website_url": "https://www.zellepay.com",
      "regions": [
        {
          "region": "North America",
          "countries": [
            {
              "name": "United States",
              "iso2": "US"
            }
          ]
        }
      ],
      "introduction": "七大行共建的银行直连P2P转账",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "C端个人(银行直连转账)"
      ],
      "fee_note": "免费(银行P2P)",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.zellepay.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Zelle payment method import source",
          "url": "https://www.zellepay.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "north america",
        "us",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "美国",
        "source_country_name_en": "United States",
        "source_country_iso": "US",
        "source_region": "北美洲",
        "source_name": "Zelle",
        "source_name_en": "Zelle",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.zellepay.com",
        "source_note": "七大行共建的银行直连P2P转账",
        "source_fee_rate": "免费(银行P2P)",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅美国银行客户)",
        "target_users": "C端个人(银行直连转账)",
        "access_threshold": "仅本地",
        "seo_slug": "us-zelle",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "us-apple-pay",
      "name": "Apple Pay",
      "aliases": [],
      "website_url": "https://www.apple.com/apple-pay/",
      "regions": [
        {
          "region": "North America",
          "countries": [
            {
              "name": "United States",
              "iso2": "US"
            }
          ]
        }
      ],
      "introduction": "美移动支付份额第一，无存储沉淀",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有(移动钱包+商户收银)"
      ],
      "fee_note": "不另收费(按绑定卡组织费率)",
      "settlement_note": "T+1至T+2(视收单机构)",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.apple.com/apple-pay/",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Apple Pay payment method import source",
          "url": "https://www.apple.com/apple-pay/",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "north america",
        "us",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "美国",
        "source_country_name_en": "United States",
        "source_country_iso": "US",
        "source_region": "北美洲",
        "source_name": "Apple Pay",
        "source_name_en": "Apple Pay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.apple.com/apple-pay/",
        "source_note": "美移动支付份额第一，无存储沉淀",
        "source_fee_rate": "不另收费(按绑定卡组织费率)",
        "source_settlement": "T+1至T+2(视收单机构)",
        "supports_china": "部分(需本地公司实体/App Store区域)",
        "target_users": "两者兼有(移动钱包+商户收银)",
        "access_threshold": "中",
        "seo_slug": "us-apple-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "us-google-pay",
      "name": "Google Pay",
      "aliases": [],
      "website_url": "https://pay.google.com",
      "regions": [
        {
          "region": "North America",
          "countries": [
            {
              "name": "United States",
              "iso2": "US"
            }
          ]
        }
      ],
      "introduction": "安卓端主流非接触式钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "不另收费(按绑定卡/银行账户费率)",
      "settlement_note": "T+1至T+2(视收单机构)",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://pay.google.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Google Pay payment method import source",
          "url": "https://pay.google.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "north america",
        "us",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "美国",
        "source_country_name_en": "United States",
        "source_country_iso": "US",
        "source_region": "北美洲",
        "source_name": "Google Pay",
        "source_name_en": "Google Pay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://pay.google.com",
        "source_note": "安卓端主流非接触式钱包",
        "source_fee_rate": "不另收费(按绑定卡/银行账户费率)",
        "source_settlement": "T+1至T+2(视收单机构)",
        "supports_china": "部分(需海外公司实体, 中国区不可用)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "us-google-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "us-visa",
      "name": "Visa",
      "aliases": [],
      "website_url": "https://www.visa.com",
      "regions": [
        {
          "region": "North America",
          "countries": [
            {
              "name": "United States",
              "iso2": "US"
            }
          ]
        }
      ],
      "introduction": "美国占主导的国际卡组织",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "两者兼有(卡组织+商户与持卡人)"
      ],
      "fee_note": "由收单机构定价(卡组织费率,非统一公开)",
      "settlement_note": "T+1至T+3(视收单行)",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.visa.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Visa payment method import source",
          "url": "https://www.visa.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "north america",
        "us",
        "其他",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "美国",
        "source_country_name_en": "United States",
        "source_country_iso": "US",
        "source_region": "北美洲",
        "source_name": "Visa",
        "source_name_en": "Visa",
        "source_type": "其他",
        "source_status": "运营中",
        "source_website": "https://www.visa.com",
        "source_note": "美国占主导的国际卡组织",
        "source_fee_rate": "由收单机构定价(卡组织费率,非统一公开)",
        "source_settlement": "T+1至T+3(视收单行)",
        "supports_china": "部分(可收外卡,需收单资质/本地公司)",
        "target_users": "两者兼有(卡组织+商户与持卡人)",
        "access_threshold": "中",
        "seo_slug": "us-visa",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "us-mastercard",
      "name": "Mastercard",
      "aliases": [],
      "website_url": "https://www.mastercard.com",
      "regions": [
        {
          "region": "North America",
          "countries": [
            {
              "name": "United States",
              "iso2": "US"
            }
          ]
        }
      ],
      "introduction": "美国第二大国际卡组织",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "两者兼有(卡组织+商户与持卡人)"
      ],
      "fee_note": "由收单机构定价(卡组织费率,非统一公开)",
      "settlement_note": "T+1至T+3(视收单行)",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.mastercard.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Mastercard payment method import source",
          "url": "https://www.mastercard.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "north america",
        "us",
        "其他",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "美国",
        "source_country_name_en": "United States",
        "source_country_iso": "US",
        "source_region": "北美洲",
        "source_name": "Mastercard",
        "source_name_en": "Mastercard",
        "source_type": "其他",
        "source_status": "运营中",
        "source_website": "https://www.mastercard.com",
        "source_note": "美国第二大国际卡组织",
        "source_fee_rate": "由收单机构定价(卡组织费率,非统一公开)",
        "source_settlement": "T+1至T+3(视收单行)",
        "supports_china": "部分(可收外卡,需收单资质/本地公司)",
        "target_users": "两者兼有(卡组织+商户与持卡人)",
        "access_threshold": "中",
        "seo_slug": "us-mastercard",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "us-american-express",
      "name": "American Express",
      "aliases": [],
      "website_url": "https://www.americanexpress.com",
      "regions": [
        {
          "region": "North America",
          "countries": [
            {
              "name": "United States",
              "iso2": "US"
            }
          ]
        }
      ],
      "introduction": "美国本土高端卡组织",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "两者兼有(偏商旅",
        "高端)"
      ],
      "fee_note": "由收单机构定价(卡组织费率,非统一公开)",
      "settlement_note": "T+1至T+3(视收单行)",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.americanexpress.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "American Express payment method import source",
          "url": "https://www.americanexpress.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "north america",
        "us",
        "其他",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "美国",
        "source_country_name_en": "United States",
        "source_country_iso": "US",
        "source_region": "北美洲",
        "source_name": "American Express",
        "source_name_en": "American Express",
        "source_type": "其他",
        "source_status": "运营中",
        "source_website": "https://www.americanexpress.com",
        "source_note": "美国本土高端卡组织",
        "source_fee_rate": "由收单机构定价(卡组织费率,非统一公开)",
        "source_settlement": "T+1至T+3(视收单行)",
        "supports_china": "部分(可收外卡,需收单资质/本地公司)",
        "target_users": "两者兼有(偏商旅/高端)",
        "access_threshold": "中",
        "seo_slug": "us-american-express",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "us-affirm",
      "name": "Affirm",
      "aliases": [],
      "website_url": "https://www.affirm.com",
      "regions": [
        {
          "region": "North America",
          "countries": [
            {
              "name": "United States",
              "iso2": "US"
            }
          ]
        }
      ],
      "introduction": "美国BNPL代表，大件商品分期",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端(消费者分期",
        "商户收单)"
      ],
      "fee_note": "约2.5%–8%(常见4%–6%, Pay in 4约2%–3%)",
      "settlement_note": "T+1至T+2(商户提前收全款)",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.affirm.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Affirm payment method import source",
          "url": "https://www.affirm.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "north america",
        "us",
        "BNPL先买后付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "美国",
        "source_country_name_en": "United States",
        "source_country_iso": "US",
        "source_region": "北美洲",
        "source_name": "Affirm",
        "source_name_en": "Affirm",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.affirm.com",
        "source_note": "美国BNPL代表，大件商品分期",
        "source_fee_rate": "约2.5%–8%(常见4%–6%, Pay in 4约2%–3%)",
        "source_settlement": "T+1至T+2(商户提前收全款)",
        "supports_china": "部分(需美国公司实体)",
        "target_users": "商户+B端(消费者分期,商户收单)",
        "access_threshold": "中",
        "seo_slug": "us-affirm",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "us-klarna",
      "name": "Klarna",
      "aliases": [],
      "website_url": "https://www.klarna.com/us/",
      "regions": [
        {
          "region": "North America",
          "countries": [
            {
              "name": "United States",
              "iso2": "US"
            }
          ]
        }
      ],
      "introduction": "欧美BNPL巨头，已入美市场",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端(先买后付)"
      ],
      "fee_note": "约3.29%–5.99%+$0.30",
      "settlement_note": "T+1(商户提前收全款)",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.klarna.com/us/",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Klarna payment method import source",
          "url": "https://www.klarna.com/us/",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "north america",
        "us",
        "BNPL先买后付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "美国",
        "source_country_name_en": "United States",
        "source_country_iso": "US",
        "source_region": "北美洲",
        "source_name": "Klarna",
        "source_name_en": "Klarna",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.klarna.com/us/",
        "source_note": "欧美BNPL巨头，已入美市场",
        "source_fee_rate": "约3.29%–5.99%+$0.30",
        "source_settlement": "T+1(商户提前收全款)",
        "supports_china": "部分(需本地公司实体)",
        "target_users": "商户+B端(先买后付)",
        "access_threshold": "中",
        "seo_slug": "us-klarna",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "us-afterpay",
      "name": "Afterpay",
      "aliases": [],
      "website_url": "https://www.afterpay.com",
      "regions": [
        {
          "region": "North America",
          "countries": [
            {
              "name": "United States",
              "iso2": "US"
            }
          ]
        }
      ],
      "introduction": "Block旗下BNPL，时尚零售常用",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端(时尚零售分期)"
      ],
      "fee_note": "约4%–6%+$0.30",
      "settlement_note": "T+1至T+2(1–2工作日)",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.afterpay.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Afterpay payment method import source",
          "url": "https://www.afterpay.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "north america",
        "us",
        "BNPL先买后付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "美国",
        "source_country_name_en": "United States",
        "source_country_iso": "US",
        "source_region": "北美洲",
        "source_name": "Afterpay",
        "source_name_en": "Afterpay",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.afterpay.com",
        "source_note": "Block旗下BNPL，时尚零售常用",
        "source_fee_rate": "约4%–6%+$0.30",
        "source_settlement": "T+1至T+2(1–2工作日)",
        "supports_china": "部分(需本地公司实体)",
        "target_users": "商户+B端(时尚零售分期)",
        "access_threshold": "中",
        "seo_slug": "us-afterpay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "us-amazon-pay",
      "name": "Amazon Pay",
      "aliases": [],
      "website_url": "https://pay.amazon.com",
      "regions": [
        {
          "region": "North America",
          "countries": [
            {
              "name": "United States",
              "iso2": "US"
            }
          ]
        }
      ],
      "introduction": "依托亚马逊生态的快捷支付",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "约2.9%+$0.30(境内卡); 跨境约3.9%+$0.30",
      "settlement_note": "T+1至T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://pay.amazon.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Amazon Pay payment method import source",
          "url": "https://pay.amazon.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "north america",
        "us",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "美国",
        "source_country_name_en": "United States",
        "source_country_iso": "US",
        "source_region": "北美洲",
        "source_name": "Amazon Pay",
        "source_name_en": "Amazon Pay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://pay.amazon.com",
        "source_note": "依托亚马逊生态的快捷支付",
        "source_fee_rate": "约2.9%+$0.30(境内卡); 跨境约3.9%+$0.30",
        "source_settlement": "T+1至T+2",
        "supports_china": "部分(需Amazon卖家账户/本地公司)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "us-amazon-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "cn-alipay",
      "name": "Alipay",
      "aliases": [
        "支付宝"
      ],
      "website_url": "https://www.alipay.com",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "China",
              "iso2": "CN"
            }
          ]
        }
      ],
      "introduction": "蚂蚁集团，中国市场份额第一",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有(C端为主",
        "商户收单)"
      ],
      "fee_note": "约0.6%(多数行业; 部分0.2%–1%)",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.alipay.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Alipay payment method import source",
          "url": "https://www.alipay.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "cn",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "中国",
        "source_country_name_en": "China",
        "source_country_iso": "CN",
        "source_region": "亚洲",
        "source_name": "支付宝",
        "source_name_en": "Alipay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.alipay.com",
        "source_note": "蚂蚁集团，中国市场份额第一",
        "source_fee_rate": "约0.6%(多数行业; 部分0.2%–1%)",
        "source_settlement": "T+1",
        "supports_china": "是",
        "target_users": "两者兼有(C端为主,商户收单)",
        "access_threshold": "中",
        "seo_slug": "cn-alipay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "cn-wechat-pay",
      "name": "WeChat Pay",
      "aliases": [
        "微信支付"
      ],
      "website_url": "https://pay.weixin.qq.com",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "China",
              "iso2": "CN"
            }
          ]
        }
      ],
      "introduction": "腾讯，依托社交生态高频小额",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有(高频小额)"
      ],
      "fee_note": "约0.6%(多数行业; 部分0.2%–1%)",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://pay.weixin.qq.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "WeChat Pay payment method import source",
          "url": "https://pay.weixin.qq.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "cn",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "中国",
        "source_country_name_en": "China",
        "source_country_iso": "CN",
        "source_region": "亚洲",
        "source_name": "微信支付",
        "source_name_en": "WeChat Pay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://pay.weixin.qq.com",
        "source_note": "腾讯，依托社交生态高频小额",
        "source_fee_rate": "约0.6%(多数行业; 部分0.2%–1%)",
        "source_settlement": "T+1",
        "supports_china": "是",
        "target_users": "两者兼有(高频小额)",
        "access_threshold": "中",
        "seo_slug": "cn-wechat-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "cn-unionpay-cloud-flash-pay",
      "name": "UnionPay Cloud Flash Pay",
      "aliases": [
        "银联云闪付"
      ],
      "website_url": "https://www.95516.com",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "China",
              "iso2": "CN"
            }
          ]
        }
      ],
      "introduction": "银联旗下，政策支持第三极",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "多数免收(按银联卡/银行费率)",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.95516.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "UnionPay Cloud Flash Pay payment method import source",
          "url": "https://www.95516.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "cn",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "中国",
        "source_country_name_en": "China",
        "source_country_iso": "CN",
        "source_region": "亚洲",
        "source_name": "银联云闪付",
        "source_name_en": "UnionPay Cloud Flash Pay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.95516.com",
        "source_note": "银联旗下，政策支持第三极",
        "source_fee_rate": "多数免收(按银联卡/银行费率)",
        "source_settlement": "T+1",
        "supports_china": "是",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "cn-unionpay-cloud-flash-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "cn-unionpay",
      "name": "UnionPay",
      "aliases": [
        "中国银联"
      ],
      "website_url": "https://www.unionpay.com",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "China",
              "iso2": "CN"
            }
          ]
        }
      ],
      "introduction": "本国银行卡清算组织，覆盖全国",
      "payment_types": [
        "Card acquiring"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "由收单机构定价(卡组织费率)",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.unionpay.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "UnionPay payment method import source",
          "url": "https://www.unionpay.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "cn",
        "本地卡组织",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "中国",
        "source_country_name_en": "China",
        "source_country_iso": "CN",
        "source_region": "亚洲",
        "source_name": "中国银联",
        "source_name_en": "UnionPay",
        "source_type": "本地卡组织",
        "source_status": "运营中",
        "source_website": "https://www.unionpay.com",
        "source_note": "本国银行卡清算组织，覆盖全国",
        "source_fee_rate": "由收单机构定价(卡组织费率)",
        "source_settlement": "T+1",
        "supports_china": "是",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "cn-unionpay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "cn-e-cny",
      "name": "e-CNY",
      "aliases": [
        "数字人民币"
      ],
      "website_url": "https://www.pbc.gov.cn",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "China",
              "iso2": "CN"
            }
          ]
        }
      ],
      "introduction": "央行法定数字货币，试点扩容",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "两者兼有(法定货币)"
      ],
      "fee_note": "免费(央行数字货币,无手续费)",
      "settlement_note": "实时/即时(T+0)",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.pbc.gov.cn",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "e-CNY payment method import source",
          "url": "https://www.pbc.gov.cn",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "cn",
        "其他",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "中国",
        "source_country_name_en": "China",
        "source_country_iso": "CN",
        "source_region": "亚洲",
        "source_name": "数字人民币",
        "source_name_en": "e-CNY",
        "source_type": "其他",
        "source_status": "运营中",
        "source_website": "https://www.pbc.gov.cn",
        "source_note": "央行法定数字货币，试点扩容",
        "source_fee_rate": "免费(央行数字货币,无手续费)",
        "source_settlement": "实时/即时(T+0)",
        "supports_china": "是",
        "target_users": "两者兼有(法定货币)",
        "access_threshold": "中",
        "seo_slug": "cn-e-cny",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "cn-jd-pay",
      "name": "JD Pay",
      "aliases": [
        "京东支付"
      ],
      "website_url": "https://pay.jd.com",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "China",
              "iso2": "CN"
            }
          ]
        }
      ],
      "introduction": "京东电商生态内嵌支付",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有(京东生态)"
      ],
      "fee_note": "约0.6%(类似扫码标准费率)",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://pay.jd.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "JD Pay payment method import source",
          "url": "https://pay.jd.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "cn",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "中国",
        "source_country_name_en": "China",
        "source_country_iso": "CN",
        "source_region": "亚洲",
        "source_name": "京东支付",
        "source_name_en": "JD Pay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://pay.jd.com",
        "source_note": "京东电商生态内嵌支付",
        "source_fee_rate": "约0.6%(类似扫码标准费率)",
        "source_settlement": "T+1",
        "supports_china": "是",
        "target_users": "两者兼有(京东生态)",
        "access_threshold": "中",
        "seo_slug": "cn-jd-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "cn-meituan-pay",
      "name": "Meituan Pay",
      "aliases": [
        "美团支付"
      ],
      "website_url": "https://www.meituan.com",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "China",
              "iso2": "CN"
            }
          ]
        }
      ],
      "introduction": "本地生活场景闭环支付",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有(本地生活)"
      ],
      "fee_note": "约0.6%(类似扫码标准费率)",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.meituan.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Meituan Pay payment method import source",
          "url": "https://www.meituan.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "cn",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "中国",
        "source_country_name_en": "China",
        "source_country_iso": "CN",
        "source_region": "亚洲",
        "source_name": "美团支付",
        "source_name_en": "Meituan Pay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.meituan.com",
        "source_note": "本地生活场景闭环支付",
        "source_fee_rate": "约0.6%(类似扫码标准费率)",
        "source_settlement": "T+1",
        "supports_china": "是",
        "target_users": "两者兼有(本地生活)",
        "access_threshold": "中",
        "seo_slug": "cn-meituan-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "cn-visa",
      "name": "Visa",
      "aliases": [],
      "website_url": "https://www.visa.com.cn",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "China",
              "iso2": "CN"
            }
          ]
        }
      ],
      "introduction": "国际卡，境内受理场景有限",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "由收单机构定价(境内受理有限)",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.visa.com.cn",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Visa payment method import source",
          "url": "https://www.visa.com.cn",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "cn",
        "其他",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "中国",
        "source_country_name_en": "China",
        "source_country_iso": "CN",
        "source_region": "亚洲",
        "source_name": "Visa",
        "source_name_en": "Visa",
        "source_type": "其他",
        "source_status": "运营中(区域受限)",
        "source_website": "https://www.visa.com.cn",
        "source_note": "国际卡，境内受理场景有限",
        "source_fee_rate": "由收单机构定价(境内受理有限)",
        "source_settlement": "T+1",
        "supports_china": "部分(境内受理受限,需收单资质)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "cn-visa",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "cn-mastercard",
      "name": "Mastercard",
      "aliases": [],
      "website_url": "https://www.mastercard.com.cn",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "China",
              "iso2": "CN"
            }
          ]
        }
      ],
      "introduction": "国际卡，境内受理逐步放开",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "由收单机构定价(境内受理有限)",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.mastercard.com.cn",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Mastercard payment method import source",
          "url": "https://www.mastercard.com.cn",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "cn",
        "其他",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "中国",
        "source_country_name_en": "China",
        "source_country_iso": "CN",
        "source_region": "亚洲",
        "source_name": "Mastercard",
        "source_name_en": "Mastercard",
        "source_type": "其他",
        "source_status": "运营中(区域受限)",
        "source_website": "https://www.mastercard.com.cn",
        "source_note": "国际卡，境内受理逐步放开",
        "source_fee_rate": "由收单机构定价(境内受理有限)",
        "source_settlement": "T+1",
        "supports_china": "部分(境内受理受限,需收单资质)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "cn-mastercard",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "jp-paypay",
      "name": "PayPay",
      "aliases": [],
      "website_url": "https://www.paypay.ne.jp",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Japan",
              "iso2": "JP"
            }
          ]
        }
      ],
      "introduction": "日本最大QR钱包，用户超6500万",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有(C端QR钱包",
        "商户收单)"
      ],
      "fee_note": "约1.6%–1.98%(视商户方案)",
      "settlement_note": "T+1至T+7(视方案)",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.paypay.ne.jp",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PayPay payment method import source",
          "url": "https://www.paypay.ne.jp",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "jp",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "日本",
        "source_country_name_en": "Japan",
        "source_country_iso": "JP",
        "source_region": "亚洲",
        "source_name": "PayPay",
        "source_name_en": "PayPay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.paypay.ne.jp",
        "source_note": "日本最大QR钱包，用户超6500万",
        "source_fee_rate": "约1.6%–1.98%(视商户方案)",
        "source_settlement": "T+1至T+7(视方案)",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有(C端QR钱包,商户收单)",
        "access_threshold": "仅本地",
        "seo_slug": "jp-paypay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "jp-line-pay",
      "name": "LINE Pay",
      "aliases": [],
      "website_url": "https://pay.line.me",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Japan",
              "iso2": "JP"
            }
          ]
        }
      ],
      "introduction": "LINE生态钱包，用户持续增长",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "约3.5%–3.6%+固定(约30–99日元/笔)",
      "settlement_note": "T+1至T+7",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://pay.line.me",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "LINE Pay payment method import source",
          "url": "https://pay.line.me",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "jp",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "日本",
        "source_country_name_en": "Japan",
        "source_country_iso": "JP",
        "source_region": "亚洲",
        "source_name": "LINE Pay",
        "source_name_en": "LINE Pay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://pay.line.me",
        "source_note": "LINE生态钱包，用户持续增长",
        "source_fee_rate": "约3.5%–3.6%+固定(约30–99日元/笔)",
        "source_settlement": "T+1至T+7",
        "supports_china": "部分(海外商户可申,需资质)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "jp-line-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "jp-rakuten-pay",
      "name": "Rakuten Pay",
      "aliases": [
        "乐天支付"
      ],
      "website_url": "https://pay.rakuten.co.jp",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Japan",
              "iso2": "JP"
            }
          ]
        }
      ],
      "introduction": "乐天积分生态驱动的钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有(积分生态)"
      ],
      "fee_note": "约3.5%–4.4%+固定(约100日元)",
      "settlement_note": "T+1至T+7",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://pay.rakuten.co.jp",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Rakuten Pay payment method import source",
          "url": "https://pay.rakuten.co.jp",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "jp",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "日本",
        "source_country_name_en": "Japan",
        "source_country_iso": "JP",
        "source_region": "亚洲",
        "source_name": "乐天支付",
        "source_name_en": "Rakuten Pay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://pay.rakuten.co.jp",
        "source_note": "乐天积分生态驱动的钱包",
        "source_fee_rate": "约3.5%–4.4%+固定(约100日元)",
        "source_settlement": "T+1至T+7",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有(积分生态)",
        "access_threshold": "仅本地",
        "seo_slug": "jp-rakuten-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "jp-au-pay",
      "name": "au PAY",
      "aliases": [],
      "website_url": "https://www.au.com/pay/",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Japan",
              "iso2": "JP"
            }
          ]
        }
      ],
      "introduction": "KDDI旗下，积分返点强",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有(KDDI生态)"
      ],
      "fee_note": "约3.5%+固定",
      "settlement_note": "T+1至T+7",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.au.com/pay/",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "au PAY payment method import source",
          "url": "https://www.au.com/pay/",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "jp",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "日本",
        "source_country_name_en": "Japan",
        "source_country_iso": "JP",
        "source_region": "亚洲",
        "source_name": "au PAY",
        "source_name_en": "au PAY",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.au.com/pay/",
        "source_note": "KDDI旗下，积分返点强",
        "source_fee_rate": "约3.5%+固定",
        "source_settlement": "T+1至T+7",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有(KDDI生态)",
        "access_threshold": "仅本地",
        "seo_slug": "jp-au-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "jp-merpay",
      "name": "Merpay",
      "aliases": [],
      "website_url": "https://www.merpay.com",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Japan",
              "iso2": "JP"
            }
          ]
        }
      ],
      "introduction": "Mercari电商关联支付",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有(Mercari关联)"
      ],
      "fee_note": "约3.5%–4%+固定",
      "settlement_note": "T+1至T+7",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.merpay.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Merpay payment method import source",
          "url": "https://www.merpay.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "jp",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "日本",
        "source_country_name_en": "Japan",
        "source_country_iso": "JP",
        "source_region": "亚洲",
        "source_name": "Merpay",
        "source_name_en": "Merpay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.merpay.com",
        "source_note": "Mercari电商关联支付",
        "source_fee_rate": "约3.5%–4%+固定",
        "source_settlement": "T+1至T+7",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有(Mercari关联)",
        "access_threshold": "仅本地",
        "seo_slug": "jp-merpay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "jp-j-coin-pay",
      "name": "J-Coin Pay",
      "aliases": [],
      "website_url": "https://www.j-coin.jp",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Japan",
              "iso2": "JP"
            }
          ]
        }
      ],
      "introduction": "瑞穗银行牵头银行账户直连",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人+本地银行转账"
      ],
      "fee_note": "未公开(银行账户直连,费率由合作银行定)",
      "settlement_note": "视银行而定",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.j-coin.jp",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "J-Coin Pay payment method import source",
          "url": "https://www.j-coin.jp",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "jp",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "日本",
        "source_country_name_en": "Japan",
        "source_country_iso": "JP",
        "source_region": "亚洲",
        "source_name": "J-Coin Pay",
        "source_name_en": "J-Coin Pay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.j-coin.jp",
        "source_note": "瑞穗银行牵头银行账户直连",
        "source_fee_rate": "未公开(银行账户直连,费率由合作银行定)",
        "source_settlement": "视银行而定",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人+本地银行转账",
        "access_threshold": "仅本地",
        "seo_slug": "jp-j-coin-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "jp-konbini",
      "name": "Konbini",
      "aliases": [
        "便利店预付"
      ],
      "website_url": "https://www.7-eleven.co.jp",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Japan",
              "iso2": "JP"
            }
          ]
        }
      ],
      "introduction": "7-11/罗森/全家现金缴费",
      "payment_types": [
        "Cash voucher",
        "Cash collection"
      ],
      "business_use_cases": [
        "C端个人(现金缴费)"
      ],
      "fee_note": "约2.75%–3%(便利店代收)",
      "settlement_note": "T+2至T+7",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.7-eleven.co.jp",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Konbini payment method import source",
          "url": "https://www.7-eleven.co.jp",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "jp",
        "便利店预付",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "日本",
        "source_country_name_en": "Japan",
        "source_country_iso": "JP",
        "source_region": "亚洲",
        "source_name": "便利店预付",
        "source_name_en": "Konbini",
        "source_type": "便利店预付",
        "source_status": "运营中",
        "source_website": "https://www.7-eleven.co.jp",
        "source_note": "7-11/罗森/全家现金缴费",
        "source_fee_rate": "约2.75%–3%(便利店代收)",
        "source_settlement": "T+2至T+7",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人(现金缴费)",
        "access_threshold": "仅本地",
        "seo_slug": "jp-konbini",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "jp-jcb",
      "name": "JCB",
      "aliases": [],
      "website_url": "https://www.jcb.co.jp",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Japan",
              "iso2": "JP"
            }
          ]
        }
      ],
      "introduction": "日本唯一本土国际卡组织",
      "payment_types": [
        "Card acquiring"
      ],
      "business_use_cases": [
        "两者兼有(日本本土国际卡)"
      ],
      "fee_note": "由收单机构定价(卡组织费率)",
      "settlement_note": "T+1至T+3",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.jcb.co.jp",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "JCB payment method import source",
          "url": "https://www.jcb.co.jp",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "jp",
        "本地卡组织",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "日本",
        "source_country_name_en": "Japan",
        "source_country_iso": "JP",
        "source_region": "亚洲",
        "source_name": "JCB",
        "source_name_en": "JCB",
        "source_type": "本地卡组织",
        "source_status": "运营中",
        "source_website": "https://www.jcb.co.jp",
        "source_note": "日本唯一本土国际卡组织",
        "source_fee_rate": "由收单机构定价(卡组织费率)",
        "source_settlement": "T+1至T+3",
        "supports_china": "部分(可收外卡,需收单资质)",
        "target_users": "两者兼有(日本本土国际卡)",
        "access_threshold": "仅本地",
        "seo_slug": "jp-jcb",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "jp-suica-pasmo",
      "name": "Suica/PASMO",
      "aliases": [],
      "website_url": "https://www.jreast.co.jp/suica/",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Japan",
              "iso2": "JP"
            }
          ]
        }
      ],
      "introduction": "交通IC电子钱，广泛零售受理",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人(交通",
        "小额)"
      ],
      "fee_note": "未公开(交通IC,多用于交通/小额零售)",
      "settlement_note": "视场景而定",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.jreast.co.jp/suica/",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Suica/PASMO payment method import source",
          "url": "https://www.jreast.co.jp/suica/",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "jp",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "日本",
        "source_country_name_en": "Japan",
        "source_country_iso": "JP",
        "source_region": "亚洲",
        "source_name": "Suica/PASMO",
        "source_name_en": "Suica/PASMO",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.jreast.co.jp/suica/",
        "source_note": "交通IC电子钱，广泛零售受理",
        "source_fee_rate": "未公开(交通IC,多用于交通/小额零售)",
        "source_settlement": "视场景而定",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人(交通/小额)",
        "access_threshold": "仅本地",
        "seo_slug": "jp-suica-pasmo",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "jp-paidy",
      "name": "Paidy",
      "aliases": [],
      "website_url": "https://paidy.com",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Japan",
              "iso2": "JP"
            }
          ]
        }
      ],
      "introduction": "日本最大BNPL，免卡三期免息",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "C端个人(免卡先买后付)"
      ],
      "fee_note": "约3.5%–4%+固定",
      "settlement_note": "T+1至T+3(商户提前收全款)",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://paidy.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Paidy payment method import source",
          "url": "https://paidy.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "jp",
        "BNPL先买后付",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "日本",
        "source_country_name_en": "Japan",
        "source_country_iso": "JP",
        "source_region": "亚洲",
        "source_name": "Paidy",
        "source_name_en": "Paidy",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://paidy.com",
        "source_note": "日本最大BNPL，免卡三期免息",
        "source_fee_rate": "约3.5%–4%+固定",
        "source_settlement": "T+1至T+3(商户提前收全款)",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人(免卡先买后付)",
        "access_threshold": "仅本地",
        "seo_slug": "jp-paidy",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "jp-paypay-later",
      "name": "PayPay Later",
      "aliases": [],
      "website_url": "https://www.paypay.ne.jp",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Japan",
              "iso2": "JP"
            }
          ]
        }
      ],
      "introduction": "PayPay内嵌的先买后付",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "C端个人(先买后付)"
      ],
      "fee_note": "未公开(内嵌先买后付,费率随PayPay方案)",
      "settlement_note": "视方案",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.paypay.ne.jp",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PayPay Later payment method import source",
          "url": "https://www.paypay.ne.jp",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "jp",
        "BNPL先买后付",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "日本",
        "source_country_name_en": "Japan",
        "source_country_iso": "JP",
        "source_region": "亚洲",
        "source_name": "PayPay Later",
        "source_name_en": "PayPay Later",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.paypay.ne.jp",
        "source_note": "PayPay内嵌的先买后付",
        "source_fee_rate": "未公开(内嵌先买后付,费率随PayPay方案)",
        "source_settlement": "视方案",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人(先买后付)",
        "access_threshold": "仅本地",
        "seo_slug": "jp-paypay-later",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "de-paypal",
      "name": "PayPal",
      "aliases": [],
      "website_url": "https://www.paypal.com/de",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Germany",
              "iso2": "DE"
            }
          ]
        }
      ],
      "introduction": "德国在线支付份额第一约28%",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "约0.9%(商户); 0.5%–1%+固定(个人卖家)",
      "settlement_note": "T+1至T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.paypal.com/de",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PayPal payment method import source",
          "url": "https://www.paypal.com/de",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "de",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "德国",
        "source_country_name_en": "Germany",
        "source_country_iso": "DE",
        "source_region": "欧洲",
        "source_name": "PayPal",
        "source_name_en": "PayPal",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.paypal.com/de",
        "source_note": "德国在线支付份额第一约28%",
        "source_fee_rate": "约0.9%(商户); 0.5%–1%+固定(个人卖家)",
        "source_settlement": "T+1至T+2",
        "supports_china": "部分(需欧洲公司实体)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "de-paypal",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "de-klarna",
      "name": "Klarna",
      "aliases": [],
      "website_url": "https://www.klarna.com/de/",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Germany",
              "iso2": "DE"
            }
          ]
        }
      ],
      "introduction": "含Sofort，分期与即时转账",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端(分期+即时转账)"
      ],
      "fee_note": "约1.5%–2.9%+固定(含Sofort,视产品)",
      "settlement_note": "T+1至T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.klarna.com/de/",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Klarna payment method import source",
          "url": "https://www.klarna.com/de/",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "de",
        "BNPL先买后付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "德国",
        "source_country_name_en": "Germany",
        "source_country_iso": "DE",
        "source_region": "欧洲",
        "source_name": "Klarna",
        "source_name_en": "Klarna",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.klarna.com/de/",
        "source_note": "含Sofort，分期与即时转账",
        "source_fee_rate": "约1.5%–2.9%+固定(含Sofort,视产品)",
        "source_settlement": "T+1至T+2",
        "supports_china": "部分(需欧洲公司实体)",
        "target_users": "商户+B端(分期+即时转账)",
        "access_threshold": "中",
        "seo_slug": "de-klarna",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "de-girocard",
      "name": "Girocard",
      "aliases": [],
      "website_url": "https://www.girocard.de",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Germany",
              "iso2": "DE"
            }
          ]
        }
      ],
      "introduction": "德国主导的借记卡系统",
      "payment_types": [
        "Card acquiring"
      ],
      "business_use_cases": [
        "两者兼有(德国主导借记卡)"
      ],
      "fee_note": "约0.2%–0.4%(借记卡,由收单定)",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.girocard.de",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Girocard payment method import source",
          "url": "https://www.girocard.de",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "de",
        "本地卡组织",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "德国",
        "source_country_name_en": "Germany",
        "source_country_iso": "DE",
        "source_region": "欧洲",
        "source_name": "Girocard",
        "source_name_en": "Girocard",
        "source_type": "本地卡组织",
        "source_status": "运营中",
        "source_website": "https://www.girocard.de",
        "source_note": "德国主导的借记卡系统",
        "source_fee_rate": "约0.2%–0.4%(借记卡,由收单定)",
        "source_settlement": "T+1",
        "supports_china": "否(仅本地借记)",
        "target_users": "两者兼有(德国主导借记卡)",
        "access_threshold": "仅本地",
        "seo_slug": "de-girocard",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "de-sepa-instant",
      "name": "SEPA Instant",
      "aliases": [
        "SEPA即时转账"
      ],
      "website_url": "https://www.europeanpaymentscouncil.eu",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Germany",
              "iso2": "DE"
            }
          ]
        }
      ],
      "introduction": "欧元区秒级实时银行转账",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有(银行实时转账)"
      ],
      "fee_note": "通常免费/低(由银行/PSP定)",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.europeanpaymentscouncil.eu",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "SEPA Instant payment method import source",
          "url": "https://www.europeanpaymentscouncil.eu",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "de",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "德国",
        "source_country_name_en": "Germany",
        "source_country_iso": "DE",
        "source_region": "欧洲",
        "source_name": "SEPA即时转账",
        "source_name_en": "SEPA Instant",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.europeanpaymentscouncil.eu",
        "source_note": "欧元区秒级实时银行转账",
        "source_fee_rate": "通常免费/低(由银行/PSP定)",
        "source_settlement": "实时/即时",
        "supports_china": "否(欧元区本地)",
        "target_users": "两者兼有(银行实时转账)",
        "access_threshold": "仅本地",
        "seo_slug": "de-sepa-instant",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "de-giropay",
      "name": "Giropay",
      "aliases": [],
      "website_url": "https://www.giropay.de",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Germany",
              "iso2": "DE"
            }
          ]
        }
      ],
      "introduction": "银行直连转账，正并入EPI待确认",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有(银行直连转账)"
      ],
      "fee_note": "约1%–1.5%+固定(由收单定,正并入EPI)",
      "settlement_note": "T+1至T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.giropay.de",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Giropay payment method import source",
          "url": "https://www.giropay.de",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "draft",
      "confidence": "low",
      "tags": [
        "europe",
        "de",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "德国",
        "source_country_name_en": "Germany",
        "source_country_iso": "DE",
        "source_region": "欧洲",
        "source_name": "Giropay",
        "source_name_en": "Giropay",
        "source_type": "银行实时转账",
        "source_status": "状态待核实",
        "source_website": "https://www.giropay.de",
        "source_note": "银行直连转账，正并入EPI待确认",
        "source_fee_rate": "约1%–1.5%+固定(由收单定,正并入EPI)",
        "source_settlement": "T+1至T+2",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有(银行直连转账)",
        "access_threshold": "仅本地",
        "seo_slug": "de-giropay",
        "needs_manual_review": true,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "de-wero",
      "name": "Wero",
      "aliases": [],
      "website_url": "https://wero-wallet.eu",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Germany",
              "iso2": "DE"
            }
          ]
        }
      ],
      "introduction": "欧洲EPI钱包，德国已上线",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有(欧洲钱包)"
      ],
      "fee_note": "未公开(欧洲EPI新钱包)",
      "settlement_note": "未公开/实时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://wero-wallet.eu",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Wero payment method import source",
          "url": "https://wero-wallet.eu",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "de",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "德国",
        "source_country_name_en": "Germany",
        "source_country_iso": "DE",
        "source_region": "欧洲",
        "source_name": "Wero",
        "source_name_en": "Wero",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://wero-wallet.eu",
        "source_note": "欧洲EPI钱包，德国已上线",
        "source_fee_rate": "未公开(欧洲EPI新钱包)",
        "source_settlement": "未公开/实时",
        "supports_china": "否(欧洲本地)",
        "target_users": "两者兼有(欧洲钱包)",
        "access_threshold": "仅本地",
        "seo_slug": "de-wero",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "de-apple-pay",
      "name": "Apple Pay",
      "aliases": [],
      "website_url": "https://www.apple.com/apple-pay/",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Germany",
              "iso2": "DE"
            }
          ]
        }
      ],
      "introduction": "年轻群体无接触支付增长",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "不另收费(按绑定卡费率)",
      "settlement_note": "T+1至T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.apple.com/apple-pay/",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Apple Pay payment method import source",
          "url": "https://www.apple.com/apple-pay/",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "de",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "德国",
        "source_country_name_en": "Germany",
        "source_country_iso": "DE",
        "source_region": "欧洲",
        "source_name": "Apple Pay",
        "source_name_en": "Apple Pay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.apple.com/apple-pay/",
        "source_note": "年轻群体无接触支付增长",
        "source_fee_rate": "不另收费(按绑定卡费率)",
        "source_settlement": "T+1至T+2",
        "supports_china": "部分(需本地公司实体)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "de-apple-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "de-google-pay",
      "name": "Google Pay",
      "aliases": [],
      "website_url": "https://pay.google.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Germany",
              "iso2": "DE"
            }
          ]
        }
      ],
      "introduction": "安卓端移动钱包普及中",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "不另收费(按绑定卡费率)",
      "settlement_note": "T+1至T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://pay.google.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Google Pay payment method import source",
          "url": "https://pay.google.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "de",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "德国",
        "source_country_name_en": "Germany",
        "source_country_iso": "DE",
        "source_region": "欧洲",
        "source_name": "Google Pay",
        "source_name_en": "Google Pay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://pay.google.com",
        "source_note": "安卓端移动钱包普及中",
        "source_fee_rate": "不另收费(按绑定卡费率)",
        "source_settlement": "T+1至T+2",
        "supports_china": "部分(需本地公司实体)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "de-google-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "gb-visa",
      "name": "Visa",
      "aliases": [],
      "website_url": "https://www.visa.co.uk",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "United Kingdom",
              "iso2": "GB"
            }
          ]
        }
      ],
      "introduction": "英国卡组织份额约78%",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "由收单机构定价(卡组织费率)",
      "settlement_note": "T+1至T+3",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.visa.co.uk",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Visa payment method import source",
          "url": "https://www.visa.co.uk",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "gb",
        "其他",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "英国",
        "source_country_name_en": "United Kingdom",
        "source_country_iso": "GB",
        "source_region": "欧洲",
        "source_name": "Visa",
        "source_name_en": "Visa",
        "source_type": "其他",
        "source_status": "运营中",
        "source_website": "https://www.visa.co.uk",
        "source_note": "英国卡组织份额约78%",
        "source_fee_rate": "由收单机构定价(卡组织费率)",
        "source_settlement": "T+1至T+3",
        "supports_china": "部分(可收外卡,需收单资质)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "gb-visa",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "gb-mastercard",
      "name": "Mastercard",
      "aliases": [],
      "website_url": "https://www.mastercard.co.uk",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "United Kingdom",
              "iso2": "GB"
            }
          ]
        }
      ],
      "introduction": "英国第二大卡组织约21%",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "由收单机构定价(卡组织费率)",
      "settlement_note": "T+1至T+3",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.mastercard.co.uk",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Mastercard payment method import source",
          "url": "https://www.mastercard.co.uk",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "gb",
        "其他",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "英国",
        "source_country_name_en": "United Kingdom",
        "source_country_iso": "GB",
        "source_region": "欧洲",
        "source_name": "Mastercard",
        "source_name_en": "Mastercard",
        "source_type": "其他",
        "source_status": "运营中",
        "source_website": "https://www.mastercard.co.uk",
        "source_note": "英国第二大卡组织约21%",
        "source_fee_rate": "由收单机构定价(卡组织费率)",
        "source_settlement": "T+1至T+3",
        "supports_china": "部分(可收外卡,需收单资质)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "gb-mastercard",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "gb-american-express",
      "name": "American Express",
      "aliases": [],
      "website_url": "https://www.americanexpress.com/uk/",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "United Kingdom",
              "iso2": "GB"
            }
          ]
        }
      ],
      "introduction": "英国高端及商旅卡",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "两者兼有(商旅",
        "高端)"
      ],
      "fee_note": "由收单机构定价(卡组织费率)",
      "settlement_note": "T+1至T+3",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.americanexpress.com/uk/",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "American Express payment method import source",
          "url": "https://www.americanexpress.com/uk/",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "gb",
        "其他",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "英国",
        "source_country_name_en": "United Kingdom",
        "source_country_iso": "GB",
        "source_region": "欧洲",
        "source_name": "American Express",
        "source_name_en": "American Express",
        "source_type": "其他",
        "source_status": "运营中",
        "source_website": "https://www.americanexpress.com/uk/",
        "source_note": "英国高端及商旅卡",
        "source_fee_rate": "由收单机构定价(卡组织费率)",
        "source_settlement": "T+1至T+3",
        "supports_china": "部分(可收外卡,需收单资质)",
        "target_users": "两者兼有(商旅/高端)",
        "access_threshold": "中",
        "seo_slug": "gb-american-express",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "gb-faster-payments",
      "name": "Faster Payments",
      "aliases": [],
      "website_url": "https://www.pay.uk",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "United Kingdom",
              "iso2": "GB"
            }
          ]
        }
      ],
      "introduction": "英国7x24实时银行转账系统",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有(银行实时转账)"
      ],
      "fee_note": "免费/低(由银行定); 7x24实时",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.pay.uk",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Faster Payments payment method import source",
          "url": "https://www.pay.uk",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "gb",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "英国",
        "source_country_name_en": "United Kingdom",
        "source_country_iso": "GB",
        "source_region": "欧洲",
        "source_name": "Faster Payments",
        "source_name_en": "Faster Payments",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.pay.uk",
        "source_note": "英国7x24实时银行转账系统",
        "source_fee_rate": "免费/低(由银行定); 7x24实时",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地银行)",
        "target_users": "两者兼有(银行实时转账)",
        "access_threshold": "仅本地",
        "seo_slug": "gb-faster-payments",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "gb-paypal",
      "name": "PayPal",
      "aliases": [],
      "website_url": "https://www.paypal.com/uk",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "United Kingdom",
              "iso2": "GB"
            }
          ]
        }
      ],
      "introduction": "英电商默认钱包之一",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "约1.5%–2.0%+£0.05–0.10",
      "settlement_note": "T+1至T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.paypal.com/uk",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PayPal payment method import source",
          "url": "https://www.paypal.com/uk",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "gb",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "英国",
        "source_country_name_en": "United Kingdom",
        "source_country_iso": "GB",
        "source_region": "欧洲",
        "source_name": "PayPal",
        "source_name_en": "PayPal",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.paypal.com/uk",
        "source_note": "英电商默认钱包之一",
        "source_fee_rate": "约1.5%–2.0%+£0.05–0.10",
        "source_settlement": "T+1至T+2",
        "supports_china": "部分(需本地公司实体)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "gb-paypal",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "gb-apple-pay",
      "name": "Apple Pay",
      "aliases": [],
      "website_url": "https://www.apple.com/uk/apple-pay/",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "United Kingdom",
              "iso2": "GB"
            }
          ]
        }
      ],
      "introduction": "英国在线结账份额快速增长",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "不另收费(按绑定卡费率)",
      "settlement_note": "T+1至T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.apple.com/uk/apple-pay/",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Apple Pay payment method import source",
          "url": "https://www.apple.com/uk/apple-pay/",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "gb",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "英国",
        "source_country_name_en": "United Kingdom",
        "source_country_iso": "GB",
        "source_region": "欧洲",
        "source_name": "Apple Pay",
        "source_name_en": "Apple Pay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.apple.com/uk/apple-pay/",
        "source_note": "英国在线结账份额快速增长",
        "source_fee_rate": "不另收费(按绑定卡费率)",
        "source_settlement": "T+1至T+2",
        "supports_china": "部分(需本地公司实体)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "gb-apple-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "gb-google-pay",
      "name": "Google Pay",
      "aliases": [],
      "website_url": "https://pay.google.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "United Kingdom",
              "iso2": "GB"
            }
          ]
        }
      ],
      "introduction": "安卓端主流移动钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "不另收费(按绑定卡费率)",
      "settlement_note": "T+1至T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://pay.google.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Google Pay payment method import source",
          "url": "https://pay.google.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "gb",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "英国",
        "source_country_name_en": "United Kingdom",
        "source_country_iso": "GB",
        "source_region": "欧洲",
        "source_name": "Google Pay",
        "source_name_en": "Google Pay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://pay.google.com",
        "source_note": "安卓端主流移动钱包",
        "source_fee_rate": "不另收费(按绑定卡费率)",
        "source_settlement": "T+1至T+2",
        "supports_china": "部分(需本地公司实体)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "gb-google-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "gb-klarna",
      "name": "Klarna",
      "aliases": [],
      "website_url": "https://www.klarna.com/uk/",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "United Kingdom",
              "iso2": "GB"
            }
          ]
        }
      ],
      "introduction": "英国主流BNPL之一",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端(先买后付)"
      ],
      "fee_note": "约2.99%–3.99%+固定",
      "settlement_note": "T+1至T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.klarna.com/uk/",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Klarna payment method import source",
          "url": "https://www.klarna.com/uk/",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "gb",
        "BNPL先买后付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "英国",
        "source_country_name_en": "United Kingdom",
        "source_country_iso": "GB",
        "source_region": "欧洲",
        "source_name": "Klarna",
        "source_name_en": "Klarna",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.klarna.com/uk/",
        "source_note": "英国主流BNPL之一",
        "source_fee_rate": "约2.99%–3.99%+固定",
        "source_settlement": "T+1至T+2",
        "supports_china": "部分(需欧洲实体)",
        "target_users": "商户+B端(先买后付)",
        "access_threshold": "中",
        "seo_slug": "gb-klarna",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "gb-clearpay",
      "name": "Clearpay",
      "aliases": [],
      "website_url": "https://www.clearpay.co.uk",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "United Kingdom",
              "iso2": "GB"
            }
          ]
        }
      ],
      "introduction": "Afterpay旗下，时尚零售常用",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端(时尚分期)"
      ],
      "fee_note": "约3%–6.9%(视协议)",
      "settlement_note": "T+1至T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.clearpay.co.uk",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Clearpay payment method import source",
          "url": "https://www.clearpay.co.uk",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "gb",
        "BNPL先买后付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "英国",
        "source_country_name_en": "United Kingdom",
        "source_country_iso": "GB",
        "source_region": "欧洲",
        "source_name": "Clearpay",
        "source_name_en": "Clearpay",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.clearpay.co.uk",
        "source_note": "Afterpay旗下，时尚零售常用",
        "source_fee_rate": "约3%–6.9%(视协议)",
        "source_settlement": "T+1至T+2",
        "supports_china": "部分(需欧洲实体)",
        "target_users": "商户+B端(时尚分期)",
        "access_threshold": "中",
        "seo_slug": "gb-clearpay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "gb-revolut",
      "name": "Revolut",
      "aliases": [],
      "website_url": "https://www.revolut.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "United Kingdom",
              "iso2": "GB"
            }
          ]
        }
      ],
      "introduction": "英国新银行App，多币种钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人+跨境多币种"
      ],
      "fee_note": "约1.5%–2.5%(视方案)",
      "settlement_note": "T+1至T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.revolut.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Revolut payment method import source",
          "url": "https://www.revolut.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "gb",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "英国",
        "source_country_name_en": "United Kingdom",
        "source_country_iso": "GB",
        "source_region": "欧洲",
        "source_name": "Revolut",
        "source_name_en": "Revolut",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.revolut.com",
        "source_note": "英国新银行App，多币种钱包",
        "source_fee_rate": "约1.5%–2.5%(视方案)",
        "source_settlement": "T+1至T+2",
        "supports_china": "部分(需欧洲/本地实体或跨境账户)",
        "target_users": "C端个人+跨境多币种",
        "access_threshold": "中",
        "seo_slug": "gb-revolut",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "fr-cartes-bancaires",
      "name": "Cartes Bancaires",
      "aliases": [],
      "website_url": "https://www.cartes-bancaires.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "France",
              "iso2": "FR"
            }
          ]
        }
      ],
      "introduction": "法国本土卡网络，市占约66%",
      "payment_types": [
        "Card acquiring"
      ],
      "business_use_cases": [
        "两者兼有(法国本土卡网络)"
      ],
      "fee_note": "约0.3%–0.5%(由收单定, interchange封顶)",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.cartes-bancaires.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Cartes Bancaires payment method import source",
          "url": "https://www.cartes-bancaires.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "fr",
        "本地卡组织",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "法国",
        "source_country_name_en": "France",
        "source_country_iso": "FR",
        "source_region": "欧洲",
        "source_name": "Cartes Bancaires",
        "source_name_en": "Cartes Bancaires",
        "source_type": "本地卡组织",
        "source_status": "运营中",
        "source_website": "https://www.cartes-bancaires.com",
        "source_note": "法国本土卡网络，市占约66%",
        "source_fee_rate": "约0.3%–0.5%(由收单定, interchange封顶)",
        "source_settlement": "T+1",
        "supports_china": "否(仅本地卡)",
        "target_users": "两者兼有(法国本土卡网络)",
        "access_threshold": "仅本地",
        "seo_slug": "fr-cartes-bancaires",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "fr-visa",
      "name": "Visa",
      "aliases": [],
      "website_url": "https://www.visa.fr",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "France",
              "iso2": "FR"
            }
          ]
        }
      ],
      "introduction": "与CB联名，国际卡主导",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "由收单机构定价(卡组织费率)",
      "settlement_note": "T+1至T+3",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.visa.fr",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Visa payment method import source",
          "url": "https://www.visa.fr",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "fr",
        "其他",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "法国",
        "source_country_name_en": "France",
        "source_country_iso": "FR",
        "source_region": "欧洲",
        "source_name": "Visa",
        "source_name_en": "Visa",
        "source_type": "其他",
        "source_status": "运营中",
        "source_website": "https://www.visa.fr",
        "source_note": "与CB联名，国际卡主导",
        "source_fee_rate": "由收单机构定价(卡组织费率)",
        "source_settlement": "T+1至T+3",
        "supports_china": "部分(可收外卡,需收单资质)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "fr-visa",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "fr-mastercard",
      "name": "Mastercard",
      "aliases": [],
      "website_url": "https://www.mastercard.fr",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "France",
              "iso2": "FR"
            }
          ]
        }
      ],
      "introduction": "与CB联名，国际卡主导",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "由收单机构定价(卡组织费率)",
      "settlement_note": "T+1至T+3",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.mastercard.fr",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Mastercard payment method import source",
          "url": "https://www.mastercard.fr",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "fr",
        "其他",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "法国",
        "source_country_name_en": "France",
        "source_country_iso": "FR",
        "source_region": "欧洲",
        "source_name": "Mastercard",
        "source_name_en": "Mastercard",
        "source_type": "其他",
        "source_status": "运营中",
        "source_website": "https://www.mastercard.fr",
        "source_note": "与CB联名，国际卡主导",
        "source_fee_rate": "由收单机构定价(卡组织费率)",
        "source_settlement": "T+1至T+3",
        "supports_china": "部分(可收外卡,需收单资质)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "fr-mastercard",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "fr-paypal",
      "name": "PayPal",
      "aliases": [],
      "website_url": "https://www.paypal.com/fr",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "France",
              "iso2": "FR"
            }
          ]
        }
      ],
      "introduction": "法国主流数字钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "约0.6%–1.1%+€0.05–0.10",
      "settlement_note": "T+1至T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.paypal.com/fr",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PayPal payment method import source",
          "url": "https://www.paypal.com/fr",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "fr",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "法国",
        "source_country_name_en": "France",
        "source_country_iso": "FR",
        "source_region": "欧洲",
        "source_name": "PayPal",
        "source_name_en": "PayPal",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.paypal.com/fr",
        "source_note": "法国主流数字钱包",
        "source_fee_rate": "约0.6%–1.1%+€0.05–0.10",
        "source_settlement": "T+1至T+2",
        "supports_china": "部分(需欧洲实体)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "fr-paypal",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "fr-apple-pay",
      "name": "Apple Pay",
      "aliases": [],
      "website_url": "https://www.apple.com/fr/apple-pay/",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "France",
              "iso2": "FR"
            }
          ]
        }
      ],
      "introduction": "法国移动支付的X-Pay主导",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "不另收费(按绑定卡费率)",
      "settlement_note": "T+1至T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.apple.com/fr/apple-pay/",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Apple Pay payment method import source",
          "url": "https://www.apple.com/fr/apple-pay/",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "fr",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "法国",
        "source_country_name_en": "France",
        "source_country_iso": "FR",
        "source_region": "欧洲",
        "source_name": "Apple Pay",
        "source_name_en": "Apple Pay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.apple.com/fr/apple-pay/",
        "source_note": "法国移动支付的X-Pay主导",
        "source_fee_rate": "不另收费(按绑定卡费率)",
        "source_settlement": "T+1至T+2",
        "supports_china": "部分(需本地公司实体)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "fr-apple-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "fr-google-pay",
      "name": "Google Pay",
      "aliases": [],
      "website_url": "https://pay.google.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "France",
              "iso2": "FR"
            }
          ]
        }
      ],
      "introduction": "安卓端广泛受理",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "不另收费(按绑定卡费率)",
      "settlement_note": "T+1至T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://pay.google.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Google Pay payment method import source",
          "url": "https://pay.google.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "fr",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "法国",
        "source_country_name_en": "France",
        "source_country_iso": "FR",
        "source_region": "欧洲",
        "source_name": "Google Pay",
        "source_name_en": "Google Pay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://pay.google.com",
        "source_note": "安卓端广泛受理",
        "source_fee_rate": "不另收费(按绑定卡费率)",
        "source_settlement": "T+1至T+2",
        "supports_china": "部分(需本地公司实体)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "fr-google-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "fr-wero",
      "name": "Wero",
      "aliases": [],
      "website_url": "https://wero-wallet.eu",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "France",
              "iso2": "FR"
            }
          ]
        }
      ],
      "introduction": "欧洲EPI钱包，2025取代Paylib",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有(欧洲钱包)"
      ],
      "fee_note": "未公开(欧洲EPI新钱包)",
      "settlement_note": "未公开/实时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://wero-wallet.eu",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Wero payment method import source",
          "url": "https://wero-wallet.eu",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "fr",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "法国",
        "source_country_name_en": "France",
        "source_country_iso": "FR",
        "source_region": "欧洲",
        "source_name": "Wero",
        "source_name_en": "Wero",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://wero-wallet.eu",
        "source_note": "欧洲EPI钱包，2025取代Paylib",
        "source_fee_rate": "未公开(欧洲EPI新钱包)",
        "source_settlement": "未公开/实时",
        "supports_china": "否(欧洲本地)",
        "target_users": "两者兼有(欧洲钱包)",
        "access_threshold": "仅本地",
        "seo_slug": "fr-wero",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "fr-lyf-pay",
      "name": "Lyf Pay",
      "aliases": [],
      "website_url": "https://www.lyfpay.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "France",
              "iso2": "FR"
            }
          ]
        }
      ],
      "introduction": "银行零售联合钱包含餐券",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有(含餐券)"
      ],
      "fee_note": "未公开(银行联合钱包)",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.lyfpay.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Lyf Pay payment method import source",
          "url": "https://www.lyfpay.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "fr",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "法国",
        "source_country_name_en": "France",
        "source_country_iso": "FR",
        "source_region": "欧洲",
        "source_name": "Lyf Pay",
        "source_name_en": "Lyf Pay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.lyfpay.com",
        "source_note": "银行零售联合钱包含餐券",
        "source_fee_rate": "未公开(银行联合钱包)",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有(含餐券)",
        "access_threshold": "仅本地",
        "seo_slug": "fr-lyf-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "fr-alma",
      "name": "Alma",
      "aliases": [],
      "website_url": "https://www.alma.eu",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "France",
              "iso2": "FR"
            }
          ]
        }
      ],
      "introduction": "法国本地BNPL市场领导者",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "C端个人(先买后付)"
      ],
      "fee_note": "约0.8%–2.5%+固定(视分期期数)",
      "settlement_note": "T+1至T+7",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.alma.eu",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Alma payment method import source",
          "url": "https://www.alma.eu",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "fr",
        "BNPL先买后付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "法国",
        "source_country_name_en": "France",
        "source_country_iso": "FR",
        "source_region": "欧洲",
        "source_name": "Alma",
        "source_name_en": "Alma",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.alma.eu",
        "source_note": "法国本地BNPL市场领导者",
        "source_fee_rate": "约0.8%–2.5%+固定(视分期期数)",
        "source_settlement": "T+1至T+7",
        "supports_china": "部分(需欧洲实体)",
        "target_users": "C端个人(先买后付)",
        "access_threshold": "中",
        "seo_slug": "fr-alma",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "fr-sepa-instant-sct-inst",
      "name": "SEPA Instant (SCT Inst)",
      "aliases": [
        "SEPA即时转账"
      ],
      "website_url": "https://www.ecb.europa.eu",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "France",
              "iso2": "FR"
            }
          ]
        }
      ],
      "introduction": "欧元区秒级实时转账",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有(银行实时转账)"
      ],
      "fee_note": "通常免费/低(由银行定)",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.ecb.europa.eu",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "SEPA Instant (SCT Inst) payment method import source",
          "url": "https://www.ecb.europa.eu",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "fr",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "法国",
        "source_country_name_en": "France",
        "source_country_iso": "FR",
        "source_region": "欧洲",
        "source_name": "SEPA即时转账",
        "source_name_en": "SEPA Instant (SCT Inst)",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.ecb.europa.eu",
        "source_note": "欧元区秒级实时转账",
        "source_fee_rate": "通常免费/低(由银行定)",
        "source_settlement": "实时/即时",
        "supports_china": "否(欧元区本地)",
        "target_users": "两者兼有(银行实时转账)",
        "access_threshold": "仅本地",
        "seo_slug": "fr-sepa-instant-sct-inst",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "fr-paylib",
      "name": "Paylib",
      "aliases": [],
      "website_url": "https://www.paylib.fr",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "France",
              "iso2": "FR"
            }
          ]
        }
      ],
      "introduction": "2025已被Wero取代，状态待确认",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有(将被Wero替代)"
      ],
      "fee_note": "未公开(2025已由Wero取代)",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.paylib.fr",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Paylib payment method import source",
          "url": "https://www.paylib.fr",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "draft",
      "confidence": "low",
      "tags": [
        "europe",
        "fr",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "法国",
        "source_country_name_en": "France",
        "source_country_iso": "FR",
        "source_region": "欧洲",
        "source_name": "Paylib",
        "source_name_en": "Paylib",
        "source_type": "电子钱包/移动钱包",
        "source_status": "状态待核实",
        "source_website": "https://www.paylib.fr",
        "source_note": "2025已被Wero取代，状态待确认",
        "source_fee_rate": "未公开(2025已由Wero取代)",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有(将被Wero替代)",
        "access_threshold": "仅本地",
        "seo_slug": "fr-paylib",
        "needs_manual_review": true,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "in-upi",
      "name": "UPI",
      "aliases": [
        "UPI统一支付接口"
      ],
      "website_url": "https://www.npci.org.in",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "India",
              "iso2": "IN"
            }
          ]
        }
      ],
      "introduction": "NPCI运营，统治级实时支付",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有(统治级实时支付)"
      ],
      "fee_note": "0%(零MDR,2020起免收; 2026拟对>₹2000商户交易征0.25%–0.4%待落地)",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.npci.org.in",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "UPI payment method import source",
          "url": "https://www.npci.org.in",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "in",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "印度",
        "source_country_name_en": "India",
        "source_country_iso": "IN",
        "source_region": "亚洲",
        "source_name": "UPI统一支付接口",
        "source_name_en": "UPI",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.npci.org.in",
        "source_note": "NPCI运营，统治级实时支付",
        "source_fee_rate": "0%(零MDR,2020起免收; 2026拟对>₹2000商户交易征0.25%–0.4%待落地)",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅印度本地,需印度银行账户)",
        "target_users": "两者兼有(统治级实时支付)",
        "access_threshold": "仅本地",
        "seo_slug": "in-upi",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "in-phonepe",
      "name": "PhonePe",
      "aliases": [],
      "website_url": "https://www.phonepe.com",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "India",
              "iso2": "IN"
            }
          ]
        }
      ],
      "introduction": "沃尔玛系，UPI份额第一",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有(UPI份额第一)"
      ],
      "fee_note": "0%(UPI收款); 含卡/钱包通道另计",
      "settlement_note": "实时/即时(UPI)/T+1(PG)",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.phonepe.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PhonePe payment method import source",
          "url": "https://www.phonepe.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "in",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "印度",
        "source_country_name_en": "India",
        "source_country_iso": "IN",
        "source_region": "亚洲",
        "source_name": "PhonePe",
        "source_name_en": "PhonePe",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.phonepe.com",
        "source_note": "沃尔玛系，UPI份额第一",
        "source_fee_rate": "0%(UPI收款); 含卡/钱包通道另计",
        "source_settlement": "实时/即时(UPI)/T+1(PG)",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有(UPI份额第一)",
        "access_threshold": "仅本地",
        "seo_slug": "in-phonepe",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "in-google-pay",
      "name": "Google Pay",
      "aliases": [],
      "website_url": "https://pay.google.com/about/",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "India",
              "iso2": "IN"
            }
          ]
        }
      ],
      "introduction": "依托安卓的UPI入口",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有(安卓UPI入口)"
      ],
      "fee_note": "0%(UPI收款)",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://pay.google.com/about/",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Google Pay payment method import source",
          "url": "https://pay.google.com/about/",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "in",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "印度",
        "source_country_name_en": "India",
        "source_country_iso": "IN",
        "source_region": "亚洲",
        "source_name": "Google Pay",
        "source_name_en": "Google Pay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://pay.google.com/about/",
        "source_note": "依托安卓的UPI入口",
        "source_fee_rate": "0%(UPI收款)",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有(安卓UPI入口)",
        "access_threshold": "仅本地",
        "seo_slug": "in-google-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "in-paytm",
      "name": "Paytm",
      "aliases": [],
      "website_url": "https://paytm.com",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "India",
              "iso2": "IN"
            }
          ]
        }
      ],
      "introduction": "印度早期钱包与商户生态",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有(钱包+商户)"
      ],
      "fee_note": "约0%–2%(视通道); UPI免费",
      "settlement_note": "T+1至T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://paytm.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Paytm payment method import source",
          "url": "https://paytm.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "in",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "印度",
        "source_country_name_en": "India",
        "source_country_iso": "IN",
        "source_region": "亚洲",
        "source_name": "Paytm",
        "source_name_en": "Paytm",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://paytm.com",
        "source_note": "印度早期钱包与商户生态",
        "source_fee_rate": "约0%–2%(视通道); UPI免费",
        "source_settlement": "T+1至T+2",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有(钱包+商户)",
        "access_threshold": "仅本地",
        "seo_slug": "in-paytm",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "in-bhim",
      "name": "BHIM",
      "aliases": [],
      "website_url": "https://www.bhimupi.org.in",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "India",
              "iso2": "IN"
            }
          ]
        }
      ],
      "introduction": "政府推出的UPI官方App",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人(官方UPI App)"
      ],
      "fee_note": "0%(UPI)",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.bhimupi.org.in",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "BHIM payment method import source",
          "url": "https://www.bhimupi.org.in",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "in",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "印度",
        "source_country_name_en": "India",
        "source_country_iso": "IN",
        "source_region": "亚洲",
        "source_name": "BHIM",
        "source_name_en": "BHIM",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.bhimupi.org.in",
        "source_note": "政府推出的UPI官方App",
        "source_fee_rate": "0%(UPI)",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人(官方UPI App)",
        "access_threshold": "仅本地",
        "seo_slug": "in-bhim",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "in-rupay",
      "name": "RuPay",
      "aliases": [],
      "website_url": "https://www.rupay.co.in",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "India",
              "iso2": "IN"
            }
          ]
        }
      ],
      "introduction": "NPCI本土卡网络份额超60%",
      "payment_types": [
        "Card acquiring"
      ],
      "business_use_cases": [
        "两者兼有(本土卡网络)"
      ],
      "fee_note": "由收单机构定价(卡组织费率; debit零MDR)",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.rupay.co.in",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "RuPay payment method import source",
          "url": "https://www.rupay.co.in",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "in",
        "本地卡组织",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "印度",
        "source_country_name_en": "India",
        "source_country_iso": "IN",
        "source_region": "亚洲",
        "source_name": "RuPay",
        "source_name_en": "RuPay",
        "source_type": "本地卡组织",
        "source_status": "运营中",
        "source_website": "https://www.rupay.co.in",
        "source_note": "NPCI本土卡网络份额超60%",
        "source_fee_rate": "由收单机构定价(卡组织费率; debit零MDR)",
        "source_settlement": "T+1",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有(本土卡网络)",
        "access_threshold": "仅本地",
        "seo_slug": "in-rupay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "in-neft-imps-rtgs",
      "name": "NEFT/IMPS/RTGS",
      "aliases": [],
      "website_url": "https://www.rbi.org.in",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "India",
              "iso2": "IN"
            }
          ]
        }
      ],
      "introduction": "央行银行转账与清算系统",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有(银行清算系统)"
      ],
      "fee_note": "通常免费/低(由银行定)",
      "settlement_note": "IMPS实时; NEFT T+0批次; RTGS实时大额",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.rbi.org.in",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "NEFT/IMPS/RTGS payment method import source",
          "url": "https://www.rbi.org.in",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "in",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "印度",
        "source_country_name_en": "India",
        "source_country_iso": "IN",
        "source_region": "亚洲",
        "source_name": "NEFT/IMPS/RTGS",
        "source_name_en": "NEFT/IMPS/RTGS",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.rbi.org.in",
        "source_note": "央行银行转账与清算系统",
        "source_fee_rate": "通常免费/低(由银行定)",
        "source_settlement": "IMPS实时; NEFT T+0批次; RTGS实时大额",
        "supports_china": "否(仅本地银行)",
        "target_users": "两者兼有(银行清算系统)",
        "access_threshold": "仅本地",
        "seo_slug": "in-neft-imps-rtgs",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "in-amazon-pay",
      "name": "Amazon Pay",
      "aliases": [],
      "website_url": "https://www.amazon.in",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "India",
              "iso2": "IN"
            }
          ]
        }
      ],
      "introduction": "绑定亚马逊流量的支付",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有(亚马逊流量)"
      ],
      "fee_note": "约0%–2%(视通道); UPI免费",
      "settlement_note": "T+1至T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.amazon.in",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Amazon Pay payment method import source",
          "url": "https://www.amazon.in",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "in",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "印度",
        "source_country_name_en": "India",
        "source_country_iso": "IN",
        "source_region": "亚洲",
        "source_name": "Amazon Pay",
        "source_name_en": "Amazon Pay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.amazon.in",
        "source_note": "绑定亚马逊流量的支付",
        "source_fee_rate": "约0%–2%(视通道); UPI免费",
        "source_settlement": "T+1至T+2",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有(亚马逊流量)",
        "access_threshold": "仅本地",
        "seo_slug": "in-amazon-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "in-mobikwik",
      "name": "MobiKwik",
      "aliases": [],
      "website_url": "https://www.mobikwik.com",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "India",
              "iso2": "IN"
            }
          ]
        }
      ],
      "introduction": "印度钱包含信用与黄金",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有(钱包+信用)"
      ],
      "fee_note": "约0%–2%(视通道)",
      "settlement_note": "T+1至T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.mobikwik.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "MobiKwik payment method import source",
          "url": "https://www.mobikwik.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "in",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "印度",
        "source_country_name_en": "India",
        "source_country_iso": "IN",
        "source_region": "亚洲",
        "source_name": "MobiKwik",
        "source_name_en": "MobiKwik",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.mobikwik.com",
        "source_note": "印度钱包含信用与黄金",
        "source_fee_rate": "约0%–2%(视通道)",
        "source_settlement": "T+1至T+2",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有(钱包+信用)",
        "access_threshold": "仅本地",
        "seo_slug": "in-mobikwik",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "in-simpl",
      "name": "Simpl",
      "aliases": [],
      "website_url": "https://www.simpl.com",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "India",
              "iso2": "IN"
            }
          ]
        }
      ],
      "introduction": "印度BNPL代表之一",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "C端个人(先买后付)"
      ],
      "fee_note": "约1.5%–2.5%(视协议)",
      "settlement_note": "T+1至T+3",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.simpl.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Simpl payment method import source",
          "url": "https://www.simpl.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "in",
        "BNPL先买后付",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "印度",
        "source_country_name_en": "India",
        "source_country_iso": "IN",
        "source_region": "亚洲",
        "source_name": "Simpl",
        "source_name_en": "Simpl",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.simpl.com",
        "source_note": "印度BNPL代表之一",
        "source_fee_rate": "约1.5%–2.5%(视协议)",
        "source_settlement": "T+1至T+3",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人(先买后付)",
        "access_threshold": "仅本地",
        "seo_slug": "in-simpl",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "in-lazypay",
      "name": "LazyPay",
      "aliases": [],
      "website_url": "https://lazypay.in",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "India",
              "iso2": "IN"
            }
          ]
        }
      ],
      "introduction": "印度先买后付活跃玩家",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "C端个人(先买后付)"
      ],
      "fee_note": "约1.5%–2.5%(视协议)",
      "settlement_note": "T+1至T+3",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://lazypay.in",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "LazyPay payment method import source",
          "url": "https://lazypay.in",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "in",
        "BNPL先买后付",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "印度",
        "source_country_name_en": "India",
        "source_country_iso": "IN",
        "source_region": "亚洲",
        "source_name": "LazyPay",
        "source_name_en": "LazyPay",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://lazypay.in",
        "source_note": "印度先买后付活跃玩家",
        "source_fee_rate": "约1.5%–2.5%(视协议)",
        "source_settlement": "T+1至T+3",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人(先买后付)",
        "access_threshold": "仅本地",
        "seo_slug": "in-lazypay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "br-pix",
      "name": "Pix",
      "aliases": [],
      "website_url": "https://www.bcb.gov.br",
      "regions": [
        {
          "region": "South America",
          "countries": [
            {
              "name": "Brazil",
              "iso2": "BR"
            }
          ]
        }
      ],
      "introduction": "央行即时支付，日常首选",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有(日常首选实时支付)"
      ],
      "fee_note": "免费(个人); 商户约0%–0.33%(P2B央行封顶0.33%/笔≤R$3.5)",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.bcb.gov.br",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Pix payment method import source",
          "url": "https://www.bcb.gov.br",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "south america",
        "br",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "巴西",
        "source_country_name_en": "Brazil",
        "source_country_iso": "BR",
        "source_region": "南美洲",
        "source_name": "Pix",
        "source_name_en": "Pix",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.bcb.gov.br",
        "source_note": "央行即时支付，日常首选",
        "source_fee_rate": "免费(个人); 商户约0%–0.33%(P2B央行封顶0.33%/笔≤R$3.5)",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地,需巴西账户)",
        "target_users": "两者兼有(日常首选实时支付)",
        "access_threshold": "仅本地",
        "seo_slug": "br-pix",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "br-boleto",
      "name": "Boleto",
      "aliases": [
        "Boleto Bancário"
      ],
      "website_url": "https://www.febraban.org.br",
      "regions": [
        {
          "region": "South America",
          "countries": [
            {
              "name": "Brazil",
              "iso2": "BR"
            }
          ]
        }
      ],
      "introduction": "传统银行单据，B2B仍重要",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "两者兼有(传统单据",
        "B2B重要)"
      ],
      "fee_note": "约R$1.5–R$3/笔(固定为主,部分加百分比)",
      "settlement_note": "T+1至T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.febraban.org.br",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Boleto payment method import source",
          "url": "https://www.febraban.org.br",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "south america",
        "br",
        "其他",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "巴西",
        "source_country_name_en": "Brazil",
        "source_country_iso": "BR",
        "source_region": "南美洲",
        "source_name": "Boleto Bancário",
        "source_name_en": "Boleto",
        "source_type": "其他",
        "source_status": "运营中",
        "source_website": "https://www.febraban.org.br",
        "source_note": "传统银行单据，B2B仍重要",
        "source_fee_rate": "约R$1.5–R$3/笔(固定为主,部分加百分比)",
        "source_settlement": "T+1至T+2",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有(传统单据,B2B重要)",
        "access_threshold": "仅本地",
        "seo_slug": "br-boleto",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "br-picpay",
      "name": "PicPay",
      "aliases": [],
      "website_url": "https://www.picpay.com",
      "regions": [
        {
          "region": "South America",
          "countries": [
            {
              "name": "Brazil",
              "iso2": "BR"
            }
          ]
        }
      ],
      "introduction": "巴西主流超级App钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有(超级App钱包)"
      ],
      "fee_note": "约1%–2.99%(视方案)",
      "settlement_note": "T+1至T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.picpay.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PicPay payment method import source",
          "url": "https://www.picpay.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "south america",
        "br",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "巴西",
        "source_country_name_en": "Brazil",
        "source_country_iso": "BR",
        "source_region": "南美洲",
        "source_name": "PicPay",
        "source_name_en": "PicPay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.picpay.com",
        "source_note": "巴西主流超级App钱包",
        "source_fee_rate": "约1%–2.99%(视方案)",
        "source_settlement": "T+1至T+2",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有(超级App钱包)",
        "access_threshold": "仅本地",
        "seo_slug": "br-picpay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "br-mercado-pago",
      "name": "Mercado Pago",
      "aliases": [],
      "website_url": "https://www.mercadopago.com.br",
      "regions": [
        {
          "region": "South America",
          "countries": [
            {
              "name": "Brazil",
              "iso2": "BR"
            }
          ]
        }
      ],
      "introduction": "电商关联钱包，广泛受理",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有(电商关联)"
      ],
      "fee_note": "约3%–5%+固定(卡); Pix免费",
      "settlement_note": "T+1至T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.mercadopago.com.br",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Mercado Pago payment method import source",
          "url": "https://www.mercadopago.com.br",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "south america",
        "br",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "巴西",
        "source_country_name_en": "Brazil",
        "source_country_iso": "BR",
        "source_region": "南美洲",
        "source_name": "Mercado Pago",
        "source_name_en": "Mercado Pago",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.mercadopago.com.br",
        "source_note": "电商关联钱包，广泛受理",
        "source_fee_rate": "约3%–5%+固定(卡); Pix免费",
        "source_settlement": "T+1至T+2",
        "supports_china": "部分(拉美多国,需本地实体)",
        "target_users": "两者兼有(电商关联)",
        "access_threshold": "仅本地",
        "seo_slug": "br-mercado-pago",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "br-pagseguro",
      "name": "PagSeguro",
      "aliases": [],
      "website_url": "https://pagseguro.uol.com.br",
      "regions": [
        {
          "region": "South America",
          "countries": [
            {
              "name": "Brazil",
              "iso2": "BR"
            }
          ]
        }
      ],
      "introduction": "UOL旗下钱包与收单",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有(钱包+收单)"
      ],
      "fee_note": "约3%–5%+固定(卡); Pix免费",
      "settlement_note": "T+1至T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://pagseguro.uol.com.br",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PagSeguro payment method import source",
          "url": "https://pagseguro.uol.com.br",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "south america",
        "br",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "巴西",
        "source_country_name_en": "Brazil",
        "source_country_iso": "BR",
        "source_region": "南美洲",
        "source_name": "PagSeguro",
        "source_name_en": "PagSeguro",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://pagseguro.uol.com.br",
        "source_note": "UOL旗下钱包与收单",
        "source_fee_rate": "约3%–5%+固定(卡); Pix免费",
        "source_settlement": "T+1至T+2",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有(钱包+收单)",
        "access_threshold": "仅本地",
        "seo_slug": "br-pagseguro",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "br-elo",
      "name": "Elo",
      "aliases": [],
      "website_url": "https://www.elo.com.br",
      "regions": [
        {
          "region": "South America",
          "countries": [
            {
              "name": "Brazil",
              "iso2": "BR"
            }
          ]
        }
      ],
      "introduction": "巴西本土信用卡品牌",
      "payment_types": [
        "Card acquiring"
      ],
      "business_use_cases": [
        "两者兼有(本土信用卡)"
      ],
      "fee_note": "由收单机构定价(卡组织费率)",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.elo.com.br",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Elo payment method import source",
          "url": "https://www.elo.com.br",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "south america",
        "br",
        "本地卡组织",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "巴西",
        "source_country_name_en": "Brazil",
        "source_country_iso": "BR",
        "source_region": "南美洲",
        "source_name": "Elo",
        "source_name_en": "Elo",
        "source_type": "本地卡组织",
        "source_status": "运营中",
        "source_website": "https://www.elo.com.br",
        "source_note": "巴西本土信用卡品牌",
        "source_fee_rate": "由收单机构定价(卡组织费率)",
        "source_settlement": "T+1",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有(本土信用卡)",
        "access_threshold": "仅本地",
        "seo_slug": "br-elo",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "br-hipercard",
      "name": "Hipercard",
      "aliases": [],
      "website_url": "https://www.hipercard.com.br",
      "regions": [
        {
          "region": "South America",
          "countries": [
            {
              "name": "Brazil",
              "iso2": "BR"
            }
          ]
        }
      ],
      "introduction": "巴西本土信用卡品牌",
      "payment_types": [
        "Card acquiring"
      ],
      "business_use_cases": [
        "两者兼有(本土信用卡)"
      ],
      "fee_note": "由收单机构定价(卡组织费率)",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.hipercard.com.br",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Hipercard payment method import source",
          "url": "https://www.hipercard.com.br",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "south america",
        "br",
        "本地卡组织",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "巴西",
        "source_country_name_en": "Brazil",
        "source_country_iso": "BR",
        "source_region": "南美洲",
        "source_name": "Hipercard",
        "source_name_en": "Hipercard",
        "source_type": "本地卡组织",
        "source_status": "运营中",
        "source_website": "https://www.hipercard.com.br",
        "source_note": "巴西本土信用卡品牌",
        "source_fee_rate": "由收单机构定价(卡组织费率)",
        "source_settlement": "T+1",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有(本土信用卡)",
        "access_threshold": "仅本地",
        "seo_slug": "br-hipercard",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "br-nubank",
      "name": "Nubank",
      "aliases": [],
      "website_url": "https://nubank.com.br",
      "regions": [
        {
          "region": "South America",
          "countries": [
            {
              "name": "Brazil",
              "iso2": "BR"
            }
          ]
        }
      ],
      "introduction": "巴西最大数字银行App",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有(数字银行App)"
      ],
      "fee_note": "视通道(卡约3%–5%; Pix免费)",
      "settlement_note": "T+1至T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://nubank.com.br",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Nubank payment method import source",
          "url": "https://nubank.com.br",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "south america",
        "br",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "巴西",
        "source_country_name_en": "Brazil",
        "source_country_iso": "BR",
        "source_region": "南美洲",
        "source_name": "Nubank",
        "source_name_en": "Nubank",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://nubank.com.br",
        "source_note": "巴西最大数字银行App",
        "source_fee_rate": "视通道(卡约3%–5%; Pix免费)",
        "source_settlement": "T+1至T+2",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有(数字银行App)",
        "access_threshold": "仅本地",
        "seo_slug": "br-nubank",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "br-paypal",
      "name": "PayPal",
      "aliases": [],
      "website_url": "https://www.paypal.com/br",
      "regions": [
        {
          "region": "South America",
          "countries": [
            {
              "name": "Brazil",
              "iso2": "BR"
            }
          ]
        }
      ],
      "introduction": "巴西电商常用国际钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "约3.99%+固定",
      "settlement_note": "T+1至T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.paypal.com/br",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PayPal payment method import source",
          "url": "https://www.paypal.com/br",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "south america",
        "br",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "巴西",
        "source_country_name_en": "Brazil",
        "source_country_iso": "BR",
        "source_region": "南美洲",
        "source_name": "PayPal",
        "source_name_en": "PayPal",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.paypal.com/br",
        "source_note": "巴西电商常用国际钱包",
        "source_fee_rate": "约3.99%+固定",
        "source_settlement": "T+1至T+2",
        "supports_china": "部分(需本地公司实体)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "br-paypal",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "br-visa",
      "name": "Visa",
      "aliases": [],
      "website_url": "https://www.visa.com.br",
      "regions": [
        {
          "region": "South America",
          "countries": [
            {
              "name": "Brazil",
              "iso2": "BR"
            }
          ]
        }
      ],
      "introduction": "巴西国际卡组织之一",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "由收单机构定价(卡组织费率)",
      "settlement_note": "T+1至T+3",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.visa.com.br",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Visa payment method import source",
          "url": "https://www.visa.com.br",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "south america",
        "br",
        "其他",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "巴西",
        "source_country_name_en": "Brazil",
        "source_country_iso": "BR",
        "source_region": "南美洲",
        "source_name": "Visa",
        "source_name_en": "Visa",
        "source_type": "其他",
        "source_status": "运营中",
        "source_website": "https://www.visa.com.br",
        "source_note": "巴西国际卡组织之一",
        "source_fee_rate": "由收单机构定价(卡组织费率)",
        "source_settlement": "T+1至T+3",
        "supports_china": "部分(可收外卡,需收单资质)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "br-visa",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "br-mastercard",
      "name": "Mastercard",
      "aliases": [],
      "website_url": "https://www.mastercard.com.br",
      "regions": [
        {
          "region": "South America",
          "countries": [
            {
              "name": "Brazil",
              "iso2": "BR"
            }
          ]
        }
      ],
      "introduction": "巴西国际卡组织之一",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "由收单机构定价(卡组织费率)",
      "settlement_note": "T+1至T+3",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.mastercard.com.br",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Mastercard payment method import source",
          "url": "https://www.mastercard.com.br",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "south america",
        "br",
        "其他",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "巴西",
        "source_country_name_en": "Brazil",
        "source_country_iso": "BR",
        "source_region": "南美洲",
        "source_name": "Mastercard",
        "source_name_en": "Mastercard",
        "source_type": "其他",
        "source_status": "运营中",
        "source_website": "https://www.mastercard.com.br",
        "source_note": "巴西国际卡组织之一",
        "source_fee_rate": "由收单机构定价(卡组织费率)",
        "source_settlement": "T+1至T+3",
        "supports_china": "部分(可收外卡,需收单资质)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "br-mastercard",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "br-ame-digital",
      "name": "Ame Digital",
      "aliases": [],
      "website_url": "https://www.amedigital.com",
      "regions": [
        {
          "region": "South America",
          "countries": [
            {
              "name": "Brazil",
              "iso2": "BR"
            }
          ]
        }
      ],
      "introduction": "巴西零售分期数字钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人(零售分期钱包)"
      ],
      "fee_note": "约2%–4%(视分期)",
      "settlement_note": "T+1至T+3",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.amedigital.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Ame Digital payment method import source",
          "url": "https://www.amedigital.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "south america",
        "br",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "巴西",
        "source_country_name_en": "Brazil",
        "source_country_iso": "BR",
        "source_region": "南美洲",
        "source_name": "Ame Digital",
        "source_name_en": "Ame Digital",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.amedigital.com",
        "source_note": "巴西零售分期数字钱包",
        "source_fee_rate": "约2%–4%(视分期)",
        "source_settlement": "T+1至T+3",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人(零售分期钱包)",
        "access_threshold": "仅本地",
        "seo_slug": "br-ame-digital",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ca-interac-e-transfer",
      "name": "Interac e-Transfer",
      "aliases": [],
      "website_url": "https://www.interac.ca",
      "regions": [
        {
          "region": "North America",
          "countries": [
            {
              "name": "Canada",
              "iso2": "CA"
            }
          ]
        }
      ],
      "introduction": "加拿大国民级即时转账，覆盖百余家银行，邮箱手机号即可收款",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有(C端P2P+商户收款)"
      ],
      "fee_note": "约0.5-1美元/笔(线上商户；个人P2P通常免费)",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.interac.ca",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Interac e-Transfer payment method import source",
          "url": "https://www.interac.ca",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "north america",
        "ca",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "加拿大",
        "source_country_name_en": "Canada",
        "source_country_iso": "CA",
        "source_region": "北美洲",
        "source_name": "Interac e-Transfer",
        "source_name_en": "Interac e-Transfer",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.interac.ca",
        "source_note": "加拿大国民级即时转账，覆盖百余家银行，邮箱手机号即可收款",
        "source_fee_rate": "约0.5-1美元/笔(线上商户；个人P2P通常免费)",
        "source_settlement": "T+1",
        "supports_china": "否(仅本地，CAD)",
        "target_users": "两者兼有(C端P2P+商户收款)",
        "access_threshold": "仅本地",
        "seo_slug": "ca-interac-e-transfer",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ca-interac-debit",
      "name": "Interac Debit",
      "aliases": [],
      "website_url": "https://www.interac.ca",
      "regions": [
        {
          "region": "North America",
          "countries": [
            {
              "name": "Canada",
              "iso2": "CA"
            }
          ]
        }
      ],
      "introduction": "加拿大本土借记卡网络，线下POS与手机钱包绑卡直付",
      "payment_types": [
        "Card acquiring"
      ],
      "business_use_cases": [
        "商户+B端(POS借记)"
      ],
      "fee_note": "约0.04-0.12加元/笔(固定费率，无百分比)",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.interac.ca",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Interac Debit payment method import source",
          "url": "https://www.interac.ca",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "north america",
        "ca",
        "本地卡组织",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "加拿大",
        "source_country_name_en": "Canada",
        "source_country_iso": "CA",
        "source_region": "北美洲",
        "source_name": "Interac Debit",
        "source_name_en": "Interac Debit",
        "source_type": "本地卡组织",
        "source_status": "运营中",
        "source_website": "https://www.interac.ca",
        "source_note": "加拿大本土借记卡网络，线下POS与手机钱包绑卡直付",
        "source_fee_rate": "约0.04-0.12加元/笔(固定费率，无百分比)",
        "source_settlement": "T+1",
        "supports_china": "否(仅本地)",
        "target_users": "商户+B端(POS借记)",
        "access_threshold": "仅本地",
        "seo_slug": "ca-interac-debit",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ca-real-time-rails",
      "name": "Real-Time Rails",
      "aliases": [
        "Real-Time Rails (RTR)"
      ],
      "website_url": "https://www.interac.ca",
      "regions": [
        {
          "region": "North America",
          "countries": [
            {
              "name": "Canada",
              "iso2": "CA"
            }
          ]
        }
      ],
      "introduction": "Interac运营的新一代实时支付铁路，2025年上线支撑即时到账与退款",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时(24/7/365)",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.interac.ca",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Real-Time Rails payment method import source",
          "url": "https://www.interac.ca",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "north america",
        "ca",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "加拿大",
        "source_country_name_en": "Canada",
        "source_country_iso": "CA",
        "source_region": "北美洲",
        "source_name": "Real-Time Rails (RTR)",
        "source_name_en": "Real-Time Rails",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.interac.ca",
        "source_note": "Interac运营的新一代实时支付铁路，2025年上线支撑即时到账与退款",
        "source_fee_rate": "未公开",
        "source_settlement": "实时(24/7/365)",
        "supports_china": "否(仅本地)",
        "target_users": "商户+B端",
        "access_threshold": "仅本地",
        "seo_slug": "ca-real-time-rails",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ca-apple-pay",
      "name": "Apple Pay",
      "aliases": [],
      "website_url": "https://www.apple.com/apple-pay/",
      "regions": [
        {
          "region": "North America",
          "countries": [
            {
              "name": "Canada",
              "iso2": "CA"
            }
          ]
        }
      ],
      "introduction": "在加拿大渗透率居世界前列，已接入公交等日常场景",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "无额外加收(同绑定银行卡费率)",
      "settlement_note": "视收单行(T+1至T+3)",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.apple.com/apple-pay/",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Apple Pay payment method import source",
          "url": "https://www.apple.com/apple-pay/",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "north america",
        "ca",
        "电子钱包/移动钱包",
        "低"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "加拿大",
        "source_country_name_en": "Canada",
        "source_country_iso": "CA",
        "source_region": "北美洲",
        "source_name": "Apple Pay",
        "source_name_en": "Apple Pay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.apple.com/apple-pay/",
        "source_note": "在加拿大渗透率居世界前列，已接入公交等日常场景",
        "source_fee_rate": "无额外加收(同绑定银行卡费率)",
        "source_settlement": "视收单行(T+1至T+3)",
        "supports_china": "否(需本地银行卡)",
        "target_users": "C端个人",
        "access_threshold": "低",
        "seo_slug": "ca-apple-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ca-google-pay",
      "name": "Google Pay",
      "aliases": [],
      "website_url": "https://pay.google.com/",
      "regions": [
        {
          "region": "North America",
          "countries": [
            {
              "name": "Canada",
              "iso2": "CA"
            }
          ]
        }
      ],
      "introduction": "加拿大主流移动钱包，便利店与线上支付广泛支持",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "无额外加收(同绑定银行卡费率)",
      "settlement_note": "视收单行(T+1至T+3)",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://pay.google.com/",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Google Pay payment method import source",
          "url": "https://pay.google.com/",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "north america",
        "ca",
        "电子钱包/移动钱包",
        "低"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "加拿大",
        "source_country_name_en": "Canada",
        "source_country_iso": "CA",
        "source_region": "北美洲",
        "source_name": "Google Pay",
        "source_name_en": "Google Pay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://pay.google.com/",
        "source_note": "加拿大主流移动钱包，便利店与线上支付广泛支持",
        "source_fee_rate": "无额外加收(同绑定银行卡费率)",
        "source_settlement": "视收单行(T+1至T+3)",
        "supports_china": "否(需本地银行卡)",
        "target_users": "C端个人",
        "access_threshold": "低",
        "seo_slug": "ca-google-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ca-paypal",
      "name": "PayPal",
      "aliases": [],
      "website_url": "https://www.paypal.com",
      "regions": [
        {
          "region": "North America",
          "countries": [
            {
              "name": "Canada",
              "iso2": "CA"
            }
          ]
        }
      ],
      "introduction": "加拿大使用最广的跨境电子钱包，账户覆盖率极高",
      "payment_types": [
        "Wallet",
        "Other"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "约2.9%+0.3加元",
      "settlement_note": "T+1至T+3",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.paypal.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PayPal payment method import source",
          "url": "https://www.paypal.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "north america",
        "ca",
        "电子钱包/聚合支付",
        "低"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "加拿大",
        "source_country_name_en": "Canada",
        "source_country_iso": "CA",
        "source_region": "北美洲",
        "source_name": "PayPal",
        "source_name_en": "PayPal",
        "source_type": "电子钱包/聚合支付",
        "source_status": "运营中",
        "source_website": "https://www.paypal.com",
        "source_note": "加拿大使用最广的跨境电子钱包，账户覆盖率极高",
        "source_fee_rate": "约2.9%+0.3加元",
        "source_settlement": "T+1至T+3",
        "supports_china": "部分(中国商户可接入国际PayPal)",
        "target_users": "两者兼有",
        "access_threshold": "低",
        "seo_slug": "ca-paypal",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ca-klarna",
      "name": "Klarna",
      "aliases": [],
      "website_url": "https://www.klarna.com",
      "regions": [
        {
          "region": "North America",
          "countries": [
            {
              "name": "Canada",
              "iso2": "CA"
            }
          ]
        }
      ],
      "introduction": "国际BNPL巨头，在加拿大提供分期与先买后付",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "约2.99%+固定费",
      "settlement_note": "T+1至T+3",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.klarna.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Klarna payment method import source",
          "url": "https://www.klarna.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "north america",
        "ca",
        "BNPL先买后付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "加拿大",
        "source_country_name_en": "Canada",
        "source_country_iso": "CA",
        "source_region": "北美洲",
        "source_name": "Klarna",
        "source_name_en": "Klarna",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.klarna.com",
        "source_note": "国际BNPL巨头，在加拿大提供分期与先买后付",
        "source_fee_rate": "约2.99%+固定费",
        "source_settlement": "T+1至T+3",
        "supports_china": "否(仅本地/国际业务)",
        "target_users": "C端个人",
        "access_threshold": "中",
        "seo_slug": "ca-klarna",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "it-satispay",
      "name": "Satispay",
      "aliases": [],
      "website_url": "https://www.satispay.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Italy",
              "iso2": "IT"
            }
          ]
        }
      ],
      "introduction": "意大利国民级独立移动支付App，用户超500万",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有(C端+小微商户)"
      ],
      "fee_note": "约0.95%-1%(实体店；10欧元以下免收)",
      "settlement_note": "T+1(可选周/月结)",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.satispay.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Satispay payment method import source",
          "url": "https://www.satispay.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "it",
        "电子钱包/移动钱包",
        "中(需Partita IVA+IBAN)"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "意大利",
        "source_country_name_en": "Italy",
        "source_country_iso": "IT",
        "source_region": "欧洲",
        "source_name": "Satispay",
        "source_name_en": "Satispay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.satispay.com",
        "source_note": "意大利国民级独立移动支付App，用户超500万",
        "source_fee_rate": "约0.95%-1%(实体店；10欧元以下免收)",
        "source_settlement": "T+1(可选周/月结)",
        "supports_china": "否(仅本地/欧洲)",
        "target_users": "两者兼有(C端+小微商户)",
        "access_threshold": "中(需Partita IVA+IBAN)",
        "seo_slug": "it-satispay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "it-postepay",
      "name": "PostePay",
      "aliases": [],
      "website_url": "https://www.postepay.it",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Italy",
              "iso2": "IT"
            }
          ]
        }
      ],
      "introduction": "意大利邮政发行预付卡，约35%消费者常用",
      "payment_types": [
        "Cash voucher",
        "Cash collection"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "约1.5%-2.5%(同Visa/Mastercard预付卡)",
      "settlement_note": "T+1至T+3",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.postepay.it",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PostePay payment method import source",
          "url": "https://www.postepay.it",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "it",
        "便利店预付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "意大利",
        "source_country_name_en": "Italy",
        "source_country_iso": "IT",
        "source_region": "欧洲",
        "source_name": "PostePay",
        "source_name_en": "PostePay",
        "source_type": "便利店预付",
        "source_status": "运营中",
        "source_website": "https://www.postepay.it",
        "source_note": "意大利邮政发行预付卡，约35%消费者常用",
        "source_fee_rate": "约1.5%-2.5%(同Visa/Mastercard预付卡)",
        "source_settlement": "T+1至T+3",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "中",
        "seo_slug": "it-postepay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "it-mybank",
      "name": "MyBank",
      "aliases": [],
      "website_url": "https://www.mybank.eu",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Italy",
              "iso2": "IT"
            }
          ]
        }
      ],
      "introduction": "基于银行账户的实时转账，覆盖欧洲260余家银行",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "约0.5%-1.5%(视收单银行)",
      "settlement_note": "实时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.mybank.eu",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "MyBank payment method import source",
          "url": "https://www.mybank.eu",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "it",
        "银行实时转账",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "意大利",
        "source_country_name_en": "Italy",
        "source_country_iso": "IT",
        "source_region": "欧洲",
        "source_name": "MyBank",
        "source_name_en": "MyBank",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.mybank.eu",
        "source_note": "基于银行账户的实时转账，覆盖欧洲260余家银行",
        "source_fee_rate": "约0.5%-1.5%(视收单银行)",
        "source_settlement": "实时",
        "supports_china": "否(仅欧洲SEPA)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "it-mybank",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "it-bancomat-pay",
      "name": "Bancomat Pay",
      "aliases": [],
      "website_url": "https://www.bancomat.it",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Italy",
              "iso2": "IT"
            }
          ]
        }
      ],
      "introduction": "意大利银行联盟推出的借记卡钱包，160万商户支持",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "0.6%-0.8%(阶梯；15欧元以下免收)",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.bancomat.it",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Bancomat Pay payment method import source",
          "url": "https://www.bancomat.it",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "it",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "意大利",
        "source_country_name_en": "Italy",
        "source_country_iso": "IT",
        "source_region": "欧洲",
        "source_name": "Bancomat Pay",
        "source_name_en": "Bancomat Pay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.bancomat.it",
        "source_note": "意大利银行联盟推出的借记卡钱包，160万商户支持",
        "source_fee_rate": "0.6%-0.8%(阶梯；15欧元以下免收)",
        "source_settlement": "T+1",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "it-bancomat-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "it-bancomat",
      "name": "Bancomat",
      "aliases": [
        "Bancomat / PagoBancomat"
      ],
      "website_url": "https://www.bancomat.it",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Italy",
              "iso2": "IT"
            }
          ]
        }
      ],
      "introduction": "意大利本土借记卡网络，覆盖近全部POS终端",
      "payment_types": [
        "Card acquiring"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "约0.2%-0.5%(本地借记卡)",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.bancomat.it",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Bancomat payment method import source",
          "url": "https://www.bancomat.it",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "it",
        "本地卡组织",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "意大利",
        "source_country_name_en": "Italy",
        "source_country_iso": "IT",
        "source_region": "欧洲",
        "source_name": "Bancomat / PagoBancomat",
        "source_name_en": "Bancomat",
        "source_type": "本地卡组织",
        "source_status": "运营中",
        "source_website": "https://www.bancomat.it",
        "source_note": "意大利本土借记卡网络，覆盖近全部POS终端",
        "source_fee_rate": "约0.2%-0.5%(本地借记卡)",
        "source_settlement": "T+1",
        "supports_china": "否(仅本地)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "it-bancomat",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "it-paypal",
      "name": "PayPal",
      "aliases": [],
      "website_url": "https://www.paypal.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Italy",
              "iso2": "IT"
            }
          ]
        }
      ],
      "introduction": "意大利电商支付占比约35%的信任型钱包",
      "payment_types": [
        "Wallet",
        "Other"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "约3.4%+0.35欧元",
      "settlement_note": "T+1至T+3",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.paypal.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PayPal payment method import source",
          "url": "https://www.paypal.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "it",
        "电子钱包/聚合支付",
        "低"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "意大利",
        "source_country_name_en": "Italy",
        "source_country_iso": "IT",
        "source_region": "欧洲",
        "source_name": "PayPal",
        "source_name_en": "PayPal",
        "source_type": "电子钱包/聚合支付",
        "source_status": "运营中",
        "source_website": "https://www.paypal.com",
        "source_note": "意大利电商支付占比约35%的信任型钱包",
        "source_fee_rate": "约3.4%+0.35欧元",
        "source_settlement": "T+1至T+3",
        "supports_china": "部分(中国商户可接入国际PayPal)",
        "target_users": "两者兼有",
        "access_threshold": "低",
        "seo_slug": "it-paypal",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "it-scalapay",
      "name": "Scalapay",
      "aliases": [],
      "website_url": "https://www.scalapay.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Italy",
              "iso2": "IT"
            }
          ]
        }
      ],
      "introduction": "意大利本土BNPL，支持3期免息分期",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "约3.99%-4.99%+固定费",
      "settlement_note": "T+5",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.scalapay.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Scalapay payment method import source",
          "url": "https://www.scalapay.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "it",
        "BNPL先买后付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "意大利",
        "source_country_name_en": "Italy",
        "source_country_iso": "IT",
        "source_region": "欧洲",
        "source_name": "Scalapay",
        "source_name_en": "Scalapay",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.scalapay.com",
        "source_note": "意大利本土BNPL，支持3期免息分期",
        "source_fee_rate": "约3.99%-4.99%+固定费",
        "source_settlement": "T+5",
        "supports_china": "否(仅本地/欧洲)",
        "target_users": "C端个人",
        "access_threshold": "中",
        "seo_slug": "it-scalapay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ru-mir",
      "name": "Mir",
      "aliases": [
        "МИР (Mir)"
      ],
      "website_url": "https://www.mircard.ru",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Russia",
              "iso2": "RU"
            }
          ]
        }
      ],
      "introduction": "俄国家支付卡系统NSPK运营，境内替代Visa/Mastercard",
      "payment_types": [
        "Card acquiring"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "约1.8%-3.5%(收单)",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.mircard.ru",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Mir payment method import source",
          "url": "https://www.mircard.ru",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "ru",
        "本地卡组织",
        "高(需俄收单银行/本地实体)"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "俄罗斯",
        "source_country_name_en": "Russia",
        "source_country_iso": "RU",
        "source_region": "欧洲",
        "source_name": "МИР (Mir)",
        "source_name_en": "Mir",
        "source_type": "本地卡组织",
        "source_status": "运营中",
        "source_website": "https://www.mircard.ru",
        "source_note": "俄国家支付卡系统NSPK运营，境内替代Visa/Mastercard",
        "source_fee_rate": "约1.8%-3.5%(收单)",
        "source_settlement": "T+1",
        "supports_china": "部分(需俄收单机构/本地实体)",
        "target_users": "商户+B端",
        "access_threshold": "高(需俄收单银行/本地实体)",
        "seo_slug": "ru-mir",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ru-system-of-quick-payments",
      "name": "System of Quick Payments",
      "aliases": [
        "СБП (SBP)"
      ],
      "website_url": "https://www.nspk.ru",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Russia",
              "iso2": "RU"
            }
          ]
        }
      ],
      "introduction": "俄央行快速支付系统，二维码即时转账日均数十亿笔",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "约0.4%-0.7%(封顶)",
      "settlement_note": "实时(T+0)",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.nspk.ru",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "System of Quick Payments payment method import source",
          "url": "https://www.nspk.ru",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "ru",
        "银行实时转账",
        "高(需本地银行账户)"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "俄罗斯",
        "source_country_name_en": "Russia",
        "source_country_iso": "RU",
        "source_region": "欧洲",
        "source_name": "СБП (SBP)",
        "source_name_en": "System of Quick Payments",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.nspk.ru",
        "source_note": "俄央行快速支付系统，二维码即时转账日均数十亿笔",
        "source_fee_rate": "约0.4%-0.7%(封顶)",
        "source_settlement": "实时(T+0)",
        "supports_china": "部分(需俄银行账户/代理)",
        "target_users": "两者兼有",
        "access_threshold": "高(需本地银行账户)",
        "seo_slug": "ru-system-of-quick-payments",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ru-sberpay",
      "name": "SberPay",
      "aliases": [],
      "website_url": "https://www.sber.ru",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Russia",
              "iso2": "RU"
            }
          ]
        }
      ],
      "introduction": "俄罗斯储蓄银行旗下移动支付，绑定Mir卡使用",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "约0.3%-2.8%(视通道；促销期0.3%)",
      "settlement_note": "T+3",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.sber.ru",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "SberPay payment method import source",
          "url": "https://www.sber.ru",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "ru",
        "电子钱包/移动钱包",
        "高"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "俄罗斯",
        "source_country_name_en": "Russia",
        "source_country_iso": "RU",
        "source_region": "欧洲",
        "source_name": "SberPay",
        "source_name_en": "SberPay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.sber.ru",
        "source_note": "俄罗斯储蓄银行旗下移动支付，绑定Mir卡使用",
        "source_fee_rate": "约0.3%-2.8%(视通道；促销期0.3%)",
        "source_settlement": "T+3",
        "supports_china": "部分(需俄主体/代理)",
        "target_users": "两者兼有",
        "access_threshold": "高",
        "seo_slug": "ru-sberpay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ru-yoomoney",
      "name": "YooMoney",
      "aliases": [],
      "website_url": "https://yoomoney.ru",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Russia",
              "iso2": "RU"
            }
          ]
        }
      ],
      "introduction": "俄罗斯第二大电子钱包，注册用户超6000万",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "约2.9%-3.8%(视交易量)",
      "settlement_note": "T+0至T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://yoomoney.ru",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "YooMoney payment method import source",
          "url": "https://yoomoney.ru",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "ru",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "俄罗斯",
        "source_country_name_en": "Russia",
        "source_country_iso": "RU",
        "source_region": "欧洲",
        "source_name": "YooMoney",
        "source_name_en": "YooMoney",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://yoomoney.ru",
        "source_note": "俄罗斯第二大电子钱包，注册用户超6000万",
        "source_fee_rate": "约2.9%-3.8%(视交易量)",
        "source_settlement": "T+0至T+1",
        "supports_china": "部分(中国卖家可接入，需企业认证)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "ru-yoomoney",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ru-qiwi",
      "name": "QIWI",
      "aliases": [],
      "website_url": "https://qiwi.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Russia",
              "iso2": "RU"
            }
          ]
        }
      ],
      "introduction": "老牌电子钱包，2024年银行牌照被撤销后转合作模式运营",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "约2.2%-4.5%+固定费",
      "settlement_note": "即时至T+3",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://qiwi.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "QIWI payment method import source",
          "url": "https://qiwi.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "draft",
      "confidence": "low",
      "tags": [
        "europe",
        "ru",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "俄罗斯",
        "source_country_name_en": "Russia",
        "source_country_iso": "RU",
        "source_region": "欧洲",
        "source_name": "QIWI",
        "source_name_en": "QIWI",
        "source_type": "电子钱包/移动钱包",
        "source_status": "状态待核实",
        "source_website": "https://qiwi.com",
        "source_note": "老牌电子钱包，2024年银行牌照被撤销后转合作模式运营",
        "source_fee_rate": "约2.2%-4.5%+固定费",
        "source_settlement": "即时至T+3",
        "supports_china": "部分(需企业认证；2024牌照撤销后转合作模式)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "ru-qiwi",
        "needs_manual_review": true,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ru-t-bank",
      "name": "T-Bank",
      "aliases": [
        "T-Bank (Tinkoff)"
      ],
      "website_url": "https://www.tbank.ru",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Russia",
              "iso2": "RU"
            }
          ]
        }
      ],
      "introduction": "俄第二大数字银行，Tinkoff Pay扫码支付普及",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "约1.59%-4.2%(视产品)",
      "settlement_note": "T+1至T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.tbank.ru",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "T-Bank payment method import source",
          "url": "https://www.tbank.ru",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "ru",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "俄罗斯",
        "source_country_name_en": "Russia",
        "source_country_iso": "RU",
        "source_region": "欧洲",
        "source_name": "T-Bank (Tinkoff)",
        "source_name_en": "T-Bank",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.tbank.ru",
        "source_note": "俄第二大数字银行，Tinkoff Pay扫码支付普及",
        "source_fee_rate": "约1.59%-4.2%(视产品)",
        "source_settlement": "T+1至T+2",
        "supports_china": "部分(需俄主体)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "ru-t-bank",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ru-webmoney",
      "name": "WebMoney",
      "aliases": [],
      "website_url": "https://www.webmoney.ru",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Russia",
              "iso2": "RU"
            }
          ]
        }
      ],
      "introduction": "老牌电子钱包，卢布钱包受限仅非卢布币种可用",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "约0.8%-2%(视币种)",
      "settlement_note": "即时(部分币种)",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.webmoney.ru",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "WebMoney payment method import source",
          "url": "https://www.webmoney.ru",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "ru",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "俄罗斯",
        "source_country_name_en": "Russia",
        "source_country_iso": "RU",
        "source_region": "欧洲",
        "source_name": "WebMoney",
        "source_name_en": "WebMoney",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中(区域受限)",
        "source_website": "https://www.webmoney.ru",
        "source_note": "老牌电子钱包，卢布钱包受限仅非卢布币种可用",
        "source_fee_rate": "约0.8%-2%(视币种)",
        "source_settlement": "即时(部分币种)",
        "supports_china": "部分(需认证)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "ru-webmoney",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "kr-kakaopay",
      "name": "KakaoPay",
      "aliases": [],
      "website_url": "https://www.kakaopay.com",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "South Korea",
              "iso2": "KR"
            }
          ]
        }
      ],
      "introduction": "依托KakaoTalk的国民钱包，用户超3600万",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "约0.38%-2.5%(视商户规模；小微0.38%起)",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.kakaopay.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "KakaoPay payment method import source",
          "url": "https://www.kakaopay.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "kr",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "韩国",
        "source_country_name_en": "South Korea",
        "source_country_iso": "KR",
        "source_region": "亚洲",
        "source_name": "KakaoPay",
        "source_name_en": "KakaoPay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.kakaopay.com",
        "source_note": "依托KakaoTalk的国民钱包，用户超3600万",
        "source_fee_rate": "约0.38%-2.5%(视商户规模；小微0.38%起)",
        "source_settlement": "T+1",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "kr-kakaopay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "kr-naver-pay",
      "name": "Naver Pay",
      "aliases": [],
      "website_url": "https://pay.naver.com",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "South Korea",
              "iso2": "KR"
            }
          ]
        }
      ],
      "introduction": "韩国最大搜索引擎系钱包，主导Naver电商结账",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "约0.81%-3%(视商户规模)",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://pay.naver.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Naver Pay payment method import source",
          "url": "https://pay.naver.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "kr",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "韩国",
        "source_country_name_en": "South Korea",
        "source_country_iso": "KR",
        "source_region": "亚洲",
        "source_name": "Naver Pay",
        "source_name_en": "Naver Pay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://pay.naver.com",
        "source_note": "韩国最大搜索引擎系钱包，主导Naver电商结账",
        "source_fee_rate": "约0.81%-3%(视商户规模)",
        "source_settlement": "T+1",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "kr-naver-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "kr-toss",
      "name": "Toss",
      "aliases": [],
      "website_url": "https://toss.im",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "South Korea",
              "iso2": "KR"
            }
          ]
        }
      ],
      "introduction": "成长最快的金融科技超级App，年轻用户首选",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "约0.79%-2.5%(视产品)",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://toss.im",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Toss payment method import source",
          "url": "https://toss.im",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "kr",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "韩国",
        "source_country_name_en": "South Korea",
        "source_country_iso": "KR",
        "source_region": "亚洲",
        "source_name": "Toss",
        "source_name_en": "Toss",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://toss.im",
        "source_note": "成长最快的金融科技超级App，年轻用户首选",
        "source_fee_rate": "约0.79%-2.5%(视产品)",
        "source_settlement": "T+1",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "kr-toss",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "kr-samsung-pay",
      "name": "Samsung Pay",
      "aliases": [],
      "website_url": "https://www.samsung.com/sec/samsungpay/",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "South Korea",
              "iso2": "KR"
            }
          ]
        }
      ],
      "introduction": "凭MST技术兼容几乎所有POS终端，线下覆盖最广",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "无额外加收(同绑定卡费率)",
      "settlement_note": "T+1至T+3(卡)",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.samsung.com/sec/samsungpay/",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Samsung Pay payment method import source",
          "url": "https://www.samsung.com/sec/samsungpay/",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "kr",
        "电子钱包/移动钱包",
        "低"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "韩国",
        "source_country_name_en": "South Korea",
        "source_country_iso": "KR",
        "source_region": "亚洲",
        "source_name": "Samsung Pay",
        "source_name_en": "Samsung Pay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.samsung.com/sec/samsungpay/",
        "source_note": "凭MST技术兼容几乎所有POS终端，线下覆盖最广",
        "source_fee_rate": "无额外加收(同绑定卡费率)",
        "source_settlement": "T+1至T+3(卡)",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "低",
        "seo_slug": "kr-samsung-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "kr-payco",
      "name": "PAYCO",
      "aliases": [],
      "website_url": "https://www.payco.com",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "South Korea",
              "iso2": "KR"
            }
          ]
        }
      ],
      "introduction": "韩国本土第三方支付，绑定本国卡享返现",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "约2%-3%(视商户规模)",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.payco.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PAYCO payment method import source",
          "url": "https://www.payco.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "kr",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "韩国",
        "source_country_name_en": "South Korea",
        "source_country_iso": "KR",
        "source_region": "亚洲",
        "source_name": "PAYCO",
        "source_name_en": "PAYCO",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.payco.com",
        "source_note": "韩国本土第三方支付，绑定本国卡享返现",
        "source_fee_rate": "约2%-3%(视商户规模)",
        "source_settlement": "T+1",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "kr-payco",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "kr-bc-card",
      "name": "BC Card",
      "aliases": [],
      "website_url": "https://www.bccard.com",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "South Korea",
              "iso2": "KR"
            }
          ]
        }
      ],
      "introduction": "韩国本土银行卡联盟，处理逾半刷卡消费",
      "payment_types": [
        "Card acquiring"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "约0.8%-2.5%(本土卡组织费率)",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.bccard.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "BC Card payment method import source",
          "url": "https://www.bccard.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "kr",
        "本地卡组织",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "韩国",
        "source_country_name_en": "South Korea",
        "source_country_iso": "KR",
        "source_region": "亚洲",
        "source_name": "BC Card",
        "source_name_en": "BC Card",
        "source_type": "本地卡组织",
        "source_status": "运营中",
        "source_website": "https://www.bccard.com",
        "source_note": "韩国本土银行卡联盟，处理逾半刷卡消费",
        "source_fee_rate": "约0.8%-2.5%(本土卡组织费率)",
        "source_settlement": "T+1",
        "supports_china": "否(仅本地)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "kr-bc-card",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "kr-zero-pay",
      "name": "Zero Pay",
      "aliases": [],
      "website_url": "https://www.zeropay.or.kr",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "South Korea",
              "iso2": "KR"
            }
          ]
        }
      ],
      "introduction": "首尔政府主导的零费率二维码支付，扶持小商户",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "小微商户+B端"
      ],
      "fee_note": "0%-0.5%(年营收8亿韩元以下免收)",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.zeropay.or.kr",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Zero Pay payment method import source",
          "url": "https://www.zeropay.or.kr",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "kr",
        "聚合支付",
        "低(政府主导，易接入)"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "韩国",
        "source_country_name_en": "South Korea",
        "source_country_iso": "KR",
        "source_region": "亚洲",
        "source_name": "Zero Pay",
        "source_name_en": "Zero Pay",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://www.zeropay.or.kr",
        "source_note": "首尔政府主导的零费率二维码支付，扶持小商户",
        "source_fee_rate": "0%-0.5%(年营收8亿韩元以下免收)",
        "source_settlement": "T+1",
        "supports_china": "否(仅本地)",
        "target_users": "小微商户+B端",
        "access_threshold": "低(政府主导，易接入)",
        "seo_slug": "kr-zero-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "au-bpay",
      "name": "BPAY",
      "aliases": [],
      "website_url": "https://www.bpay.com.au",
      "regions": [
        {
          "region": "Oceania",
          "countries": [
            {
              "name": "Australia",
              "iso2": "AU"
            }
          ]
        }
      ],
      "introduction": "澳洲本土账单支付系统，5.5万家企业接入银行APP缴账单",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "商户+B端(账单",
        "缴费)"
      ],
      "fee_note": "约0.3-1澳元/笔(固定)",
      "settlement_note": "T+1至T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.bpay.com.au",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "BPAY payment method import source",
          "url": "https://www.bpay.com.au",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "oceania",
        "au",
        "银行实时转账",
        "中(需biller注册)"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "澳大利亚",
        "source_country_name_en": "Australia",
        "source_country_iso": "AU",
        "source_region": "大洋洲",
        "source_name": "BPAY",
        "source_name_en": "BPAY",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.bpay.com.au",
        "source_note": "澳洲本土账单支付系统，5.5万家企业接入银行APP缴账单",
        "source_fee_rate": "约0.3-1澳元/笔(固定)",
        "source_settlement": "T+1至T+2",
        "supports_china": "否(仅本地)",
        "target_users": "商户+B端(账单/缴费)",
        "access_threshold": "中(需biller注册)",
        "seo_slug": "au-bpay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "au-payid",
      "name": "PayID",
      "aliases": [],
      "website_url": "https://www.payid.com.au",
      "regions": [
        {
          "region": "Oceania",
          "countries": [
            {
              "name": "Australia",
              "iso2": "AU"
            }
          ]
        }
      ],
      "introduction": "NPP实时转账，手机号/邮箱即账号，注册超3400万",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "约0.1-0.5澳元/笔(固定；个人免费)",
      "settlement_note": "实时(<60秒)",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.payid.com.au",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PayID payment method import source",
          "url": "https://www.payid.com.au",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "oceania",
        "au",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "澳大利亚",
        "source_country_name_en": "Australia",
        "source_country_iso": "AU",
        "source_region": "大洋洲",
        "source_name": "PayID",
        "source_name_en": "PayID",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.payid.com.au",
        "source_note": "NPP实时转账，手机号/邮箱即账号，注册超3400万",
        "source_fee_rate": "约0.1-0.5澳元/笔(固定；个人免费)",
        "source_settlement": "实时(<60秒)",
        "supports_china": "否(仅本地，AUD)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "au-payid",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "au-osko",
      "name": "Osko",
      "aliases": [],
      "website_url": "https://www.osko.com.au",
      "regions": [
        {
          "region": "Oceania",
          "countries": [
            {
              "name": "Australia",
              "iso2": "AU"
            }
          ]
        }
      ],
      "introduction": "NPP即时转账服务，多数PayID交易经其清算",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "约0.1-0.5澳元/笔(固定；个人免费)",
      "settlement_note": "实时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.osko.com.au",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Osko payment method import source",
          "url": "https://www.osko.com.au",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "oceania",
        "au",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "澳大利亚",
        "source_country_name_en": "Australia",
        "source_country_iso": "AU",
        "source_region": "大洋洲",
        "source_name": "Osko",
        "source_name_en": "Osko",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.osko.com.au",
        "source_note": "NPP即时转账服务，多数PayID交易经其清算",
        "source_fee_rate": "约0.1-0.5澳元/笔(固定；个人免费)",
        "source_settlement": "实时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "au-osko",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "au-eftpos",
      "name": "EFTPOS",
      "aliases": [],
      "website_url": "https://www.eftpos.com.au",
      "regions": [
        {
          "region": "Oceania",
          "countries": [
            {
              "name": "Australia",
              "iso2": "AU"
            }
          ]
        }
      ],
      "introduction": "澳大利亚本土借记卡网络，线下非接支付主流",
      "payment_types": [
        "Card acquiring"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "约0.27%(本地借记卡平均)",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.eftpos.com.au",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "EFTPOS payment method import source",
          "url": "https://www.eftpos.com.au",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "oceania",
        "au",
        "本地卡组织",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "澳大利亚",
        "source_country_name_en": "Australia",
        "source_country_iso": "AU",
        "source_region": "大洋洲",
        "source_name": "EFTPOS",
        "source_name_en": "EFTPOS",
        "source_type": "本地卡组织",
        "source_status": "运营中",
        "source_website": "https://www.eftpos.com.au",
        "source_note": "澳大利亚本土借记卡网络，线下非接支付主流",
        "source_fee_rate": "约0.27%(本地借记卡平均)",
        "source_settlement": "T+1",
        "supports_china": "否(仅本地)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "au-eftpos",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "au-afterpay",
      "name": "Afterpay",
      "aliases": [],
      "website_url": "https://www.afterpay.com",
      "regions": [
        {
          "region": "Oceania",
          "countries": [
            {
              "name": "Australia",
              "iso2": "AU"
            }
          ]
        }
      ],
      "introduction": "澳洲本土BNPL龙头，先买后付零息分期",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "约4%-6%(平均近4%)",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.afterpay.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Afterpay payment method import source",
          "url": "https://www.afterpay.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "oceania",
        "au",
        "BNPL先买后付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "澳大利亚",
        "source_country_name_en": "Australia",
        "source_country_iso": "AU",
        "source_region": "大洋洲",
        "source_name": "Afterpay",
        "source_name_en": "Afterpay",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.afterpay.com",
        "source_note": "澳洲本土BNPL龙头，先买后付零息分期",
        "source_fee_rate": "约4%-6%(平均近4%)",
        "source_settlement": "T+1",
        "supports_china": "否(仅本地/国际业务)",
        "target_users": "C端个人",
        "access_threshold": "中",
        "seo_slug": "au-afterpay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "au-zip",
      "name": "Zip",
      "aliases": [],
      "website_url": "https://www.zip.co",
      "regions": [
        {
          "region": "Oceania",
          "countries": [
            {
              "name": "Australia",
              "iso2": "AU"
            }
          ]
        }
      ],
      "introduction": "澳洲本土BNPL，时尚与电商渗透率高",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "约3%-5.5%(平均约3%)",
      "settlement_note": "T+1至T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.zip.co",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Zip payment method import source",
          "url": "https://www.zip.co",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "oceania",
        "au",
        "BNPL先买后付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "澳大利亚",
        "source_country_name_en": "Australia",
        "source_country_iso": "AU",
        "source_region": "大洋洲",
        "source_name": "Zip",
        "source_name_en": "Zip",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.zip.co",
        "source_note": "澳洲本土BNPL，时尚与电商渗透率高",
        "source_fee_rate": "约3%-5.5%(平均约3%)",
        "source_settlement": "T+1至T+2",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "中",
        "seo_slug": "au-zip",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "au-paypal",
      "name": "PayPal",
      "aliases": [],
      "website_url": "https://www.paypal.com",
      "regions": [
        {
          "region": "Oceania",
          "countries": [
            {
              "name": "Australia",
              "iso2": "AU"
            }
          ]
        }
      ],
      "introduction": "澳洲覆盖率最高的国际电子钱包",
      "payment_types": [
        "Wallet",
        "Other"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "约2.6%+0.3澳元",
      "settlement_note": "T+1至T+3",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.paypal.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PayPal payment method import source",
          "url": "https://www.paypal.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "oceania",
        "au",
        "电子钱包/聚合支付",
        "低"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "澳大利亚",
        "source_country_name_en": "Australia",
        "source_country_iso": "AU",
        "source_region": "大洋洲",
        "source_name": "PayPal",
        "source_name_en": "PayPal",
        "source_type": "电子钱包/聚合支付",
        "source_status": "运营中",
        "source_website": "https://www.paypal.com",
        "source_note": "澳洲覆盖率最高的国际电子钱包",
        "source_fee_rate": "约2.6%+0.3澳元",
        "source_settlement": "T+1至T+3",
        "supports_china": "部分(中国商户可接入国际PayPal)",
        "target_users": "两者兼有",
        "access_threshold": "低",
        "seo_slug": "au-paypal",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "au-payto",
      "name": "PayTo",
      "aliases": [],
      "website_url": "https://www.payto.com.au",
      "regions": [
        {
          "region": "Oceania",
          "countries": [
            {
              "name": "Australia",
              "iso2": "AU"
            }
          ]
        }
      ],
      "introduction": "NPP新一代实时银行扣款，替代已停运的POLi",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "商户+B端(订阅",
        "扣款)"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.payto.com.au",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PayTo payment method import source",
          "url": "https://www.payto.com.au",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "oceania",
        "au",
        "银行实时转账",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "澳大利亚",
        "source_country_name_en": "Australia",
        "source_country_iso": "AU",
        "source_region": "大洋洲",
        "source_name": "PayTo",
        "source_name_en": "PayTo",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.payto.com.au",
        "source_note": "NPP新一代实时银行扣款，替代已停运的POLi",
        "source_fee_rate": "未公开",
        "source_settlement": "实时",
        "supports_china": "否(仅本地)",
        "target_users": "商户+B端(订阅/扣款)",
        "access_threshold": "中",
        "seo_slug": "au-payto",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "es-bizum",
      "name": "Bizum",
      "aliases": [],
      "website_url": "https://www.bizum.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Spain",
              "iso2": "ES"
            }
          ]
        }
      ],
      "introduction": "西班牙银行系即时转账，2025年日均28.9万笔电商支付",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "约0.4%-1.5%(视银行/收单)",
      "settlement_note": "实时(秒到)",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.bizum.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Bizum payment method import source",
          "url": "https://www.bizum.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "es",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "西班牙",
        "source_country_name_en": "Spain",
        "source_country_iso": "ES",
        "source_region": "欧洲",
        "source_name": "Bizum",
        "source_name_en": "Bizum",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.bizum.com",
        "source_note": "西班牙银行系即时转账，2025年日均28.9万笔电商支付",
        "source_fee_rate": "约0.4%-1.5%(视银行/收单)",
        "source_settlement": "实时(秒到)",
        "supports_china": "否(仅本地/部分欧盟)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "es-bizum",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "es-klarna",
      "name": "Klarna",
      "aliases": [],
      "website_url": "https://www.klarna.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Spain",
              "iso2": "ES"
            }
          ]
        }
      ],
      "introduction": "国际BNPL，在西班牙提供先买后付分期",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "约2.99%+固定费",
      "settlement_note": "T+1至T+3",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.klarna.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Klarna payment method import source",
          "url": "https://www.klarna.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "es",
        "BNPL先买后付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "西班牙",
        "source_country_name_en": "Spain",
        "source_country_iso": "ES",
        "source_region": "欧洲",
        "source_name": "Klarna",
        "source_name_en": "Klarna",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.klarna.com",
        "source_note": "国际BNPL，在西班牙提供先买后付分期",
        "source_fee_rate": "约2.99%+固定费",
        "source_settlement": "T+1至T+3",
        "supports_china": "否(仅本地/欧洲)",
        "target_users": "C端个人",
        "access_threshold": "中",
        "seo_slug": "es-klarna",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "es-sequra",
      "name": "seQura",
      "aliases": [],
      "website_url": "https://www.sequra.es",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Spain",
              "iso2": "ES"
            }
          ]
        }
      ],
      "introduction": "西班牙本土BNPL，电商分期主流选择",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "约0.5%-2.95%(视分期方案)",
      "settlement_note": "T+1至T+3",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.sequra.es",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "seQura payment method import source",
          "url": "https://www.sequra.es",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "es",
        "BNPL先买后付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "西班牙",
        "source_country_name_en": "Spain",
        "source_country_iso": "ES",
        "source_region": "欧洲",
        "source_name": "seQura",
        "source_name_en": "seQura",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.sequra.es",
        "source_note": "西班牙本土BNPL，电商分期主流选择",
        "source_fee_rate": "约0.5%-2.95%(视分期方案)",
        "source_settlement": "T+1至T+3",
        "supports_china": "否(仅西班牙/南欧)",
        "target_users": "C端个人",
        "access_threshold": "中",
        "seo_slug": "es-sequra",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "es-paypal",
      "name": "PayPal",
      "aliases": [],
      "website_url": "https://www.paypal.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Spain",
              "iso2": "ES"
            }
          ]
        }
      ],
      "introduction": "西班牙主流数字钱包，线上结账常用",
      "payment_types": [
        "Wallet",
        "Other"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "约2.9%+0.35欧元",
      "settlement_note": "T+1至T+3",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.paypal.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PayPal payment method import source",
          "url": "https://www.paypal.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "es",
        "电子钱包/聚合支付",
        "低"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "西班牙",
        "source_country_name_en": "Spain",
        "source_country_iso": "ES",
        "source_region": "欧洲",
        "source_name": "PayPal",
        "source_name_en": "PayPal",
        "source_type": "电子钱包/聚合支付",
        "source_status": "运营中",
        "source_website": "https://www.paypal.com",
        "source_note": "西班牙主流数字钱包，线上结账常用",
        "source_fee_rate": "约2.9%+0.35欧元",
        "source_settlement": "T+1至T+3",
        "supports_china": "部分(中国商户可接入国际PayPal)",
        "target_users": "两者兼有",
        "access_threshold": "低",
        "seo_slug": "es-paypal",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "es-apple-pay",
      "name": "Apple Pay",
      "aliases": [],
      "website_url": "https://www.apple.com/apple-pay/",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Spain",
              "iso2": "ES"
            }
          ]
        }
      ],
      "introduction": "西班牙主流移动钱包，生物识别快速支付",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "无额外加收(同绑定卡费率)",
      "settlement_note": "视收单行(T+1至T+3)",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.apple.com/apple-pay/",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Apple Pay payment method import source",
          "url": "https://www.apple.com/apple-pay/",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "es",
        "电子钱包/移动钱包",
        "低"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "西班牙",
        "source_country_name_en": "Spain",
        "source_country_iso": "ES",
        "source_region": "欧洲",
        "source_name": "Apple Pay",
        "source_name_en": "Apple Pay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.apple.com/apple-pay/",
        "source_note": "西班牙主流移动钱包，生物识别快速支付",
        "source_fee_rate": "无额外加收(同绑定卡费率)",
        "source_settlement": "视收单行(T+1至T+3)",
        "supports_china": "否(需本地银行卡)",
        "target_users": "C端个人",
        "access_threshold": "低",
        "seo_slug": "es-apple-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "es-redsys",
      "name": "Redsys",
      "aliases": [],
      "website_url": "https://www.redsys.es",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Spain",
              "iso2": "ES"
            }
          ]
        }
      ],
      "introduction": "西班牙核心收单与支付处理平台，支撑本地卡交易",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "未公开",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.redsys.es",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Redsys payment method import source",
          "url": "https://www.redsys.es",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "es",
        "聚合支付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "西班牙",
        "source_country_name_en": "Spain",
        "source_country_iso": "ES",
        "source_region": "欧洲",
        "source_name": "Redsys",
        "source_name_en": "Redsys",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://www.redsys.es",
        "source_note": "西班牙核心收单与支付处理平台，支撑本地卡交易",
        "source_fee_rate": "未公开",
        "source_settlement": "T+1",
        "supports_china": "否(仅本地)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "es-redsys",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "es-visa-mastercard",
      "name": "Visa/Mastercard",
      "aliases": [],
      "website_url": "https://www.visa.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Spain",
              "iso2": "ES"
            }
          ]
        }
      ],
      "introduction": "西班牙占比约半的银行卡，跨境与高额交易主导",
      "payment_types": [
        "Card acquiring"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "约1.5%-2.5%(欧盟卡费率上限)",
      "settlement_note": "T+1至T+3",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.visa.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Visa/Mastercard payment method import source",
          "url": "https://www.visa.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "es",
        "本地卡组织",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "西班牙",
        "source_country_name_en": "Spain",
        "source_country_iso": "ES",
        "source_region": "欧洲",
        "source_name": "Visa/Mastercard",
        "source_name_en": "Visa/Mastercard",
        "source_type": "本地卡组织",
        "source_status": "运营中",
        "source_website": "https://www.visa.com",
        "source_note": "西班牙占比约半的银行卡，跨境与高额交易主导",
        "source_fee_rate": "约1.5%-2.5%(欧盟卡费率上限)",
        "source_settlement": "T+1至T+3",
        "supports_china": "部分(中国商户可通过国际收单受理)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "es-visa-mastercard",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "mx-oxxo",
      "name": "OXXO",
      "aliases": [],
      "website_url": "https://www.oxxo.com.mx",
      "regions": [
        {
          "region": "North America",
          "countries": [
            {
              "name": "Mexico",
              "iso2": "MX"
            }
          ]
        }
      ],
      "introduction": "墨西哥便利店现金代收龙头，线上线下现金支付枢纽",
      "payment_types": [
        "Cash collection"
      ],
      "business_use_cases": [
        "C端个人",
        "无银行账户"
      ],
      "fee_note": "约2%-3.6%+$3比索",
      "settlement_note": "T+1至T+3",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.oxxo.com.mx",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "OXXO payment method import source",
          "url": "https://www.oxxo.com.mx",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "north america",
        "mx",
        "现金代收点",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "墨西哥",
        "source_country_name_en": "Mexico",
        "source_country_iso": "MX",
        "source_region": "北美洲",
        "source_name": "OXXO",
        "source_name_en": "OXXO",
        "source_type": "现金代收点",
        "source_status": "运营中",
        "source_website": "https://www.oxxo.com.mx",
        "source_note": "墨西哥便利店现金代收龙头，线上线下现金支付枢纽",
        "source_fee_rate": "约2%-3.6%+$3比索",
        "source_settlement": "T+1至T+3",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人/无银行账户",
        "access_threshold": "中",
        "seo_slug": "mx-oxxo",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "mx-spei",
      "name": "SPEI",
      "aliases": [],
      "website_url": "https://www.banxico.org.mx",
      "regions": [
        {
          "region": "North America",
          "countries": [
            {
              "name": "Mexico",
              "iso2": "MX"
            }
          ]
        }
      ],
      "introduction": "墨西哥央行即时银行间转账，免费实时到账",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "免费(收款方)",
      "settlement_note": "实时(<30秒，24/7)",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.banxico.org.mx",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "SPEI payment method import source",
          "url": "https://www.banxico.org.mx",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "north america",
        "mx",
        "银行实时转账",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "墨西哥",
        "source_country_name_en": "Mexico",
        "source_country_iso": "MX",
        "source_region": "北美洲",
        "source_name": "SPEI",
        "source_name_en": "SPEI",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.banxico.org.mx",
        "source_note": "墨西哥央行即时银行间转账，免费实时到账",
        "source_fee_rate": "免费(收款方)",
        "source_settlement": "实时(<30秒，24/7)",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "mx-spei",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "mx-mercado-pago",
      "name": "Mercado Pago",
      "aliases": [],
      "website_url": "https://www.mercadopago.com.mx",
      "regions": [
        {
          "region": "North America",
          "countries": [
            {
              "name": "Mexico",
              "iso2": "MX"
            }
          ]
        }
      ],
      "introduction": "美客多系电子钱包，集成OXXO现金与银行卡",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "2.90%-3.79%+$4比索+VAT",
      "settlement_note": "即时至30个工作日",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.mercadopago.com.mx",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Mercado Pago payment method import source",
          "url": "https://www.mercadopago.com.mx",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "north america",
        "mx",
        "电子钱包/移动钱包",
        "低"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "墨西哥",
        "source_country_name_en": "Mexico",
        "source_country_iso": "MX",
        "source_region": "北美洲",
        "source_name": "Mercado Pago",
        "source_name_en": "Mercado Pago",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.mercadopago.com.mx",
        "source_note": "美客多系电子钱包，集成OXXO现金与银行卡",
        "source_fee_rate": "2.90%-3.79%+$4比索+VAT",
        "source_settlement": "即时至30个工作日",
        "supports_china": "部分(跨境平台可接入)",
        "target_users": "两者兼有",
        "access_threshold": "低",
        "seo_slug": "mx-mercado-pago",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "mx-codi",
      "name": "CoDi",
      "aliases": [],
      "website_url": "https://www.codi.banxico.org.mx",
      "regions": [
        {
          "region": "North America",
          "countries": [
            {
              "name": "Mexico",
              "iso2": "MX"
            }
          ]
        }
      ],
      "introduction": "墨西哥央行二维码支付，免费P2P即时转账",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "免费(Banxico)",
      "settlement_note": "实时(经SPEI)",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.codi.banxico.org.mx",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "CoDi payment method import source",
          "url": "https://www.codi.banxico.org.mx",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "north america",
        "mx",
        "银行实时转账",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "墨西哥",
        "source_country_name_en": "Mexico",
        "source_country_iso": "MX",
        "source_region": "北美洲",
        "source_name": "CoDi",
        "source_name_en": "CoDi",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.codi.banxico.org.mx",
        "source_note": "墨西哥央行二维码支付，免费P2P即时转账",
        "source_fee_rate": "免费(Banxico)",
        "source_settlement": "实时(经SPEI)",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "mx-codi",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "mx-kueski-pay",
      "name": "Kueski Pay",
      "aliases": [],
      "website_url": "https://www.kueski.com",
      "regions": [
        {
          "region": "North America",
          "countries": [
            {
              "name": "Mexico",
              "iso2": "MX"
            }
          ]
        }
      ],
      "introduction": "墨西哥本土BNPL，无卡分期广受年轻人欢迎",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "3%-5.5%+VAT",
      "settlement_note": "1-2工作日/每周多次",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.kueski.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Kueski Pay payment method import source",
          "url": "https://www.kueski.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "north america",
        "mx",
        "BNPL先买后付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "墨西哥",
        "source_country_name_en": "Mexico",
        "source_country_iso": "MX",
        "source_region": "北美洲",
        "source_name": "Kueski Pay",
        "source_name_en": "Kueski Pay",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.kueski.com",
        "source_note": "墨西哥本土BNPL，无卡分期广受年轻人欢迎",
        "source_fee_rate": "3%-5.5%+VAT",
        "source_settlement": "1-2工作日/每周多次",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "中",
        "seo_slug": "mx-kueski-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "mx-bbva-wallet",
      "name": "BBVA Wallet",
      "aliases": [],
      "website_url": "https://www.bbva.mx",
      "regions": [
        {
          "region": "North America",
          "countries": [
            {
              "name": "Mexico",
              "iso2": "MX"
            }
          ]
        }
      ],
      "introduction": "墨西哥最大银行BBVA旗下钱包，P2P与绑卡支付",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "1.30%-1.82%(POS)/2.99%-3.7%+VAT(收款区)",
      "settlement_note": "1-3工作日",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.bbva.mx",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "BBVA Wallet payment method import source",
          "url": "https://www.bbva.mx",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "north america",
        "mx",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "墨西哥",
        "source_country_name_en": "Mexico",
        "source_country_iso": "MX",
        "source_region": "北美洲",
        "source_name": "BBVA Wallet",
        "source_name_en": "BBVA Wallet",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.bbva.mx",
        "source_note": "墨西哥最大银行BBVA旗下钱包，P2P与绑卡支付",
        "source_fee_rate": "1.30%-1.82%(POS)/2.99%-3.7%+VAT(收款区)",
        "source_settlement": "1-3工作日",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "mx-bbva-wallet",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "mx-paypal",
      "name": "PayPal",
      "aliases": [],
      "website_url": "https://www.paypal.com",
      "regions": [
        {
          "region": "North America",
          "countries": [
            {
              "name": "Mexico",
              "iso2": "MX"
            }
          ]
        }
      ],
      "introduction": "墨西哥跨境电商最常用的国际钱包",
      "payment_types": [
        "Wallet",
        "Other"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "3.95%+$4比索(量大2.95%-3.65%)；跨境+0.5%",
      "settlement_note": "T+1至T+3",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.paypal.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PayPal payment method import source",
          "url": "https://www.paypal.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "north america",
        "mx",
        "电子钱包/聚合支付",
        "低"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "墨西哥",
        "source_country_name_en": "Mexico",
        "source_country_iso": "MX",
        "source_region": "北美洲",
        "source_name": "PayPal",
        "source_name_en": "PayPal",
        "source_type": "电子钱包/聚合支付",
        "source_status": "运营中",
        "source_website": "https://www.paypal.com",
        "source_note": "墨西哥跨境电商最常用的国际钱包",
        "source_fee_rate": "3.95%+$4比索(量大2.95%-3.65%)；跨境+0.5%",
        "source_settlement": "T+1至T+3",
        "supports_china": "部分(中国商户可接入国际PayPal)",
        "target_users": "两者兼有",
        "access_threshold": "低",
        "seo_slug": "mx-paypal",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "mx-7-eleven-mexico",
      "name": "7-Eleven México",
      "aliases": [
        "7-Eleven"
      ],
      "website_url": "https://www.7-eleven.com.mx",
      "regions": [
        {
          "region": "North America",
          "countries": [
            {
              "name": "Mexico",
              "iso2": "MX"
            }
          ]
        }
      ],
      "introduction": "便利店现金代收点，服务无银行账户人群",
      "payment_types": [
        "Cash collection"
      ],
      "business_use_cases": [
        "C端个人",
        "无银行账户"
      ],
      "fee_note": "约1.5%-4.2%+$12(视PSP)",
      "settlement_note": "T+1至T+3",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.7-eleven.com.mx",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "7-Eleven México payment method import source",
          "url": "https://www.7-eleven.com.mx",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "north america",
        "mx",
        "现金代收点",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "墨西哥",
        "source_country_name_en": "Mexico",
        "source_country_iso": "MX",
        "source_region": "北美洲",
        "source_name": "7-Eleven",
        "source_name_en": "7-Eleven México",
        "source_type": "现金代收点",
        "source_status": "运营中",
        "source_website": "https://www.7-eleven.com.mx",
        "source_note": "便利店现金代收点，服务无银行账户人群",
        "source_fee_rate": "约1.5%-4.2%+$12(视PSP)",
        "source_settlement": "T+1至T+3",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人/无银行账户",
        "access_threshold": "中",
        "seo_slug": "mx-7-eleven-mexico",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "id-gopay",
      "name": "GoPay",
      "aliases": [],
      "website_url": "https://www.gopay.co.id",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Indonesia",
              "iso2": "ID"
            }
          ]
        }
      ],
      "introduction": "Gojek系电子钱包，打车外卖与线下QRIS通用",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "QRIS 0%/0.3%/0.7%(阶梯)；直连约2%",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.gopay.co.id",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "GoPay payment method import source",
          "url": "https://www.gopay.co.id",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "id",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "印度尼西亚",
        "source_country_name_en": "Indonesia",
        "source_country_iso": "ID",
        "source_region": "亚洲",
        "source_name": "GoPay",
        "source_name_en": "GoPay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.gopay.co.id",
        "source_note": "Gojek系电子钱包，打车外卖与线下QRIS通用",
        "source_fee_rate": "QRIS 0%/0.3%/0.7%(阶梯)；直连约2%",
        "source_settlement": "T+1",
        "supports_china": "部分(蚂蚁系背景，跨境合作可能)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "id-gopay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "id-ovo",
      "name": "OVO",
      "aliases": [],
      "website_url": "https://www.ovo.id",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Indonesia",
              "iso2": "ID"
            }
          ]
        }
      ],
      "introduction": "与Grab/Tokopedia合作，零售返现流行的钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "1.5%-1.8%(最高3.18%)",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.ovo.id",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "OVO payment method import source",
          "url": "https://www.ovo.id",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "id",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "印度尼西亚",
        "source_country_name_en": "Indonesia",
        "source_country_iso": "ID",
        "source_region": "亚洲",
        "source_name": "OVO",
        "source_name_en": "OVO",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.ovo.id",
        "source_note": "与Grab/Tokopedia合作，零售返现流行的钱包",
        "source_fee_rate": "1.5%-1.8%(最高3.18%)",
        "source_settlement": "T+1",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "id-ovo",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "id-dana",
      "name": "DANA",
      "aliases": [],
      "website_url": "https://www.dana.id",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Indonesia",
              "iso2": "ID"
            }
          ]
        }
      ],
      "introduction": "蚂蚁系背景钱包，支持跨境外扫码与缴费",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "0.7%-1.5%(QRIS 0.7%)",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.dana.id",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "DANA payment method import source",
          "url": "https://www.dana.id",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "id",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "印度尼西亚",
        "source_country_name_en": "Indonesia",
        "source_country_iso": "ID",
        "source_region": "亚洲",
        "source_name": "DANA",
        "source_name_en": "DANA",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.dana.id",
        "source_note": "蚂蚁系背景钱包，支持跨境外扫码与缴费",
        "source_fee_rate": "0.7%-1.5%(QRIS 0.7%)",
        "source_settlement": "T+1",
        "supports_china": "部分(蚂蚁系背景)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "id-dana",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "id-shopeepay",
      "name": "ShopeePay",
      "aliases": [],
      "website_url": "https://pay.shopee.co.id",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Indonesia",
              "iso2": "ID"
            }
          ]
        }
      ],
      "introduction": "虾皮系钱包，年轻网购用户黏性高",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "1.5%-2%(最高3.6%)",
      "settlement_note": "T+1/T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://pay.shopee.co.id",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "ShopeePay payment method import source",
          "url": "https://pay.shopee.co.id",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "id",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "印度尼西亚",
        "source_country_name_en": "Indonesia",
        "source_country_iso": "ID",
        "source_region": "亚洲",
        "source_name": "ShopeePay",
        "source_name_en": "ShopeePay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://pay.shopee.co.id",
        "source_note": "虾皮系钱包，年轻网购用户黏性高",
        "source_fee_rate": "1.5%-2%(最高3.6%)",
        "source_settlement": "T+1/T+2",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "id-shopeepay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "id-linkaja",
      "name": "LinkAja",
      "aliases": [],
      "website_url": "https://www.linkaja.id",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Indonesia",
              "iso2": "ID"
            }
          ]
        }
      ],
      "introduction": "国企背景钱包，聚焦公用事业与交通政务",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "1.2%-1.5%(最高3.15%)",
      "settlement_note": "T+3",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.linkaja.id",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "LinkAja payment method import source",
          "url": "https://www.linkaja.id",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "id",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "印度尼西亚",
        "source_country_name_en": "Indonesia",
        "source_country_iso": "ID",
        "source_region": "亚洲",
        "source_name": "LinkAja",
        "source_name_en": "LinkAja",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.linkaja.id",
        "source_note": "国企背景钱包，聚焦公用事业与交通政务",
        "source_fee_rate": "1.2%-1.5%(最高3.15%)",
        "source_settlement": "T+3",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "id-linkaja",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "id-qris",
      "name": "QRIS",
      "aliases": [],
      "website_url": "https://www.qris.id",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Indonesia",
              "iso2": "ID"
            }
          ]
        }
      ],
      "introduction": "印尼央行统一二维码标准，一码贯通所有钱包银行",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端(一码通用)"
      ],
      "fee_note": "0%/0.3%/0.7%(阶梯，按商户层级)",
      "settlement_note": "实时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.qris.id",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "QRIS payment method import source",
          "url": "https://www.qris.id",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "id",
        "聚合支付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "印度尼西亚",
        "source_country_name_en": "Indonesia",
        "source_country_iso": "ID",
        "source_region": "亚洲",
        "source_name": "QRIS",
        "source_name_en": "QRIS",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://www.qris.id",
        "source_note": "印尼央行统一二维码标准，一码贯通所有钱包银行",
        "source_fee_rate": "0%/0.3%/0.7%(阶梯，按商户层级)",
        "source_settlement": "实时",
        "supports_china": "否(仅本地)",
        "target_users": "商户+B端(一码通用)",
        "access_threshold": "中",
        "seo_slug": "id-qris",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "id-bi-fast",
      "name": "BI-FAST",
      "aliases": [],
      "website_url": "https://www.bi.go.id",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Indonesia",
              "iso2": "ID"
            }
          ]
        }
      ],
      "introduction": "印尼央行实时清算系统，跨行秒到低成本",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "约2500印尼盾/笔(封顶)",
      "settlement_note": "实时(24/7)",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.bi.go.id",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "BI-FAST payment method import source",
          "url": "https://www.bi.go.id",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "id",
        "银行实时转账",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "印度尼西亚",
        "source_country_name_en": "Indonesia",
        "source_country_iso": "ID",
        "source_region": "亚洲",
        "source_name": "BI-FAST",
        "source_name_en": "BI-FAST",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.bi.go.id",
        "source_note": "印尼央行实时清算系统，跨行秒到低成本",
        "source_fee_rate": "约2500印尼盾/笔(封顶)",
        "source_settlement": "实时(24/7)",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "id-bi-fast",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "id-kredivo",
      "name": "Kredivo",
      "aliases": [],
      "website_url": "https://www.kredivo.co.id",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Indonesia",
              "iso2": "ID"
            }
          ]
        }
      ],
      "introduction": "印尼本土BNPL，线上线下分期购物主流",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "2%-5%(FY2025均值3.4%)",
      "settlement_note": "T+1/T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.kredivo.co.id",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Kredivo payment method import source",
          "url": "https://www.kredivo.co.id",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "id",
        "BNPL先买后付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "印度尼西亚",
        "source_country_name_en": "Indonesia",
        "source_country_iso": "ID",
        "source_region": "亚洲",
        "source_name": "Kredivo",
        "source_name_en": "Kredivo",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.kredivo.co.id",
        "source_note": "印尼本土BNPL，线上线下分期购物主流",
        "source_fee_rate": "2%-5%(FY2025均值3.4%)",
        "source_settlement": "T+1/T+2",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "中",
        "seo_slug": "id-kredivo",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "tr-papara",
      "name": "Papara",
      "aliases": [],
      "website_url": "https://www.papara.com",
      "regions": [
        {
          "region": "Europe / Asia",
          "countries": [
            {
              "name": "Turkey",
              "iso2": "TR"
            }
          ]
        }
      ],
      "introduction": "土耳其领先电子钱包，深受年轻用户喜爱",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "约1.8%+0.20 TRY",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.papara.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Papara payment method import source",
          "url": "https://www.papara.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe / asia",
        "tr",
        "电子钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "土耳其",
        "source_country_name_en": "Turkey",
        "source_country_iso": "TR",
        "source_region": "欧洲（跨欧亚）",
        "source_name": "Papara",
        "source_name_en": "Papara",
        "source_type": "电子钱包",
        "source_status": "运营中",
        "source_website": "https://www.papara.com",
        "source_note": "土耳其领先电子钱包，深受年轻用户喜爱",
        "source_fee_rate": "约1.8%+0.20 TRY",
        "source_settlement": "实时/即时",
        "supports_china": "否",
        "target_users": "C端个人",
        "access_threshold": "中",
        "seo_slug": "tr-papara",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "tr-bkm-express",
      "name": "BKM Express",
      "aliases": [],
      "website_url": "https://www.bkmexpress.com.tr",
      "regions": [
        {
          "region": "Europe / Asia",
          "countries": [
            {
              "name": "Turkey",
              "iso2": "TR"
            }
          ]
        }
      ],
      "introduction": "央行支持的一键快捷支付钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.bkmexpress.com.tr",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "BKM Express payment method import source",
          "url": "https://www.bkmexpress.com.tr",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe / asia",
        "tr",
        "电子钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "土耳其",
        "source_country_name_en": "Turkey",
        "source_country_iso": "TR",
        "source_region": "欧洲（跨欧亚）",
        "source_name": "BKM Express",
        "source_name_en": "BKM Express",
        "source_type": "电子钱包",
        "source_status": "运营中",
        "source_website": "https://www.bkmexpress.com.tr",
        "source_note": "央行支持的一键快捷支付钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "tr-bkm-express",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "tr-iyzico",
      "name": "iyzico",
      "aliases": [],
      "website_url": "https://www.iyzico.com",
      "regions": [
        {
          "region": "Europe / Asia",
          "countries": [
            {
              "name": "Turkey",
              "iso2": "TR"
            }
          ]
        }
      ],
      "introduction": "土耳其明星收单网关，已被PayU收购",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "约2.49%–4.29%+0.25 TRY",
      "settlement_note": "T+1至T+21",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.iyzico.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "iyzico payment method import source",
          "url": "https://www.iyzico.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe / asia",
        "tr",
        "聚合支付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "土耳其",
        "source_country_name_en": "Turkey",
        "source_country_iso": "TR",
        "source_region": "欧洲（跨欧亚）",
        "source_name": "iyzico",
        "source_name_en": "iyzico",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://www.iyzico.com",
        "source_note": "土耳其明星收单网关，已被PayU收购",
        "source_fee_rate": "约2.49%–4.29%+0.25 TRY",
        "source_settlement": "T+1至T+21",
        "supports_china": "否",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "tr-iyzico",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "tr-paytr",
      "name": "PayTR",
      "aliases": [],
      "website_url": "https://www.paytr.com",
      "regions": [
        {
          "region": "Europe / Asia",
          "countries": [
            {
              "name": "Turkey",
              "iso2": "TR"
            }
          ]
        }
      ],
      "introduction": "本地主流商户收单与支付网关",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "约1.99%–2.99%",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.paytr.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PayTR payment method import source",
          "url": "https://www.paytr.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe / asia",
        "tr",
        "聚合支付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "土耳其",
        "source_country_name_en": "Turkey",
        "source_country_iso": "TR",
        "source_region": "欧洲（跨欧亚）",
        "source_name": "PayTR",
        "source_name_en": "PayTR",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://www.paytr.com",
        "source_note": "本地主流商户收单与支付网关",
        "source_fee_rate": "约1.99%–2.99%",
        "source_settlement": "T+1",
        "supports_china": "否",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "tr-paytr",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "tr-param",
      "name": "Param",
      "aliases": [],
      "website_url": "https://param.com.tr",
      "regions": [
        {
          "region": "Europe / Asia",
          "countries": [
            {
              "name": "Turkey",
              "iso2": "TR"
            }
          ]
        }
      ],
      "introduction": "钱包+POS+发卡的现代金融科技平台",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "约2.5%–4.5%",
      "settlement_note": "T+1至T+7",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://param.com.tr",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Param payment method import source",
          "url": "https://param.com.tr",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe / asia",
        "tr",
        "电子钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "土耳其",
        "source_country_name_en": "Turkey",
        "source_country_iso": "TR",
        "source_region": "欧洲（跨欧亚）",
        "source_name": "Param",
        "source_name_en": "Param",
        "source_type": "电子钱包",
        "source_status": "运营中",
        "source_website": "https://param.com.tr",
        "source_note": "钱包+POS+发卡的现代金融科技平台",
        "source_fee_rate": "约2.5%–4.5%",
        "source_settlement": "T+1至T+7",
        "supports_china": "否",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "tr-param",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "tr-paycell",
      "name": "Paycell",
      "aliases": [],
      "website_url": "https://www.paycell.com.tr",
      "regions": [
        {
          "region": "Europe / Asia",
          "countries": [
            {
              "name": "Turkey",
              "iso2": "TR"
            }
          ]
        }
      ],
      "introduction": "运营商Turkcell旗下移动支付",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.paycell.com.tr",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Paycell payment method import source",
          "url": "https://www.paycell.com.tr",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe / asia",
        "tr",
        "移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "土耳其",
        "source_country_name_en": "Turkey",
        "source_country_iso": "TR",
        "source_region": "欧洲（跨欧亚）",
        "source_name": "Paycell",
        "source_name_en": "Paycell",
        "source_type": "移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.paycell.com.tr",
        "source_note": "运营商Turkcell旗下移动支付",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "tr-paycell",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "tr-fast",
      "name": "FAST",
      "aliases": [],
      "website_url": "https://www.bkm.com.tr",
      "regions": [
        {
          "region": "Europe / Asia",
          "countries": [
            {
              "name": "Turkey",
              "iso2": "TR"
            }
          ]
        }
      ],
      "introduction": "土耳其银行间即时转账系统",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "免费(本地银行实时转账)",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.bkm.com.tr",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "FAST payment method import source",
          "url": "https://www.bkm.com.tr",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe / asia",
        "tr",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "土耳其",
        "source_country_name_en": "Turkey",
        "source_country_iso": "TR",
        "source_region": "欧洲（跨欧亚）",
        "source_name": "FAST",
        "source_name_en": "FAST",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.bkm.com.tr",
        "source_note": "土耳其银行间即时转账系统",
        "source_fee_rate": "免费(本地银行实时转账)",
        "source_settlement": "实时/即时",
        "supports_china": "否",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "tr-fast",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "tr-troy",
      "name": "Troy",
      "aliases": [],
      "website_url": "https://www.troy.com.tr",
      "regions": [
        {
          "region": "Europe / Asia",
          "countries": [
            {
              "name": "Turkey",
              "iso2": "TR"
            }
          ]
        }
      ],
      "introduction": "土耳其本国银行卡品牌与清算网络",
      "payment_types": [
        "Card acquiring"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.troy.com.tr",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Troy payment method import source",
          "url": "https://www.troy.com.tr",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe / asia",
        "tr",
        "本地卡组织",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "土耳其",
        "source_country_name_en": "Turkey",
        "source_country_iso": "TR",
        "source_region": "欧洲（跨欧亚）",
        "source_name": "Troy",
        "source_name_en": "Troy",
        "source_type": "本地卡组织",
        "source_status": "运营中",
        "source_website": "https://www.troy.com.tr",
        "source_note": "土耳其本国银行卡品牌与清算网络",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "tr-troy",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "nl-ideal",
      "name": "iDEAL",
      "aliases": [],
      "website_url": "https://www.ideal.nl",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Netherlands",
              "iso2": "NL"
            }
          ]
        }
      ],
      "introduction": "占荷兰线上交易七成的主导银行转账",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "约€0.29–€0.79/笔(无百分比)",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.ideal.nl",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "iDEAL payment method import source",
          "url": "https://www.ideal.nl",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "nl",
        "银行实时转账",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "荷兰",
        "source_country_name_en": "Netherlands",
        "source_country_iso": "NL",
        "source_region": "欧洲",
        "source_name": "iDEAL",
        "source_name_en": "iDEAL",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.ideal.nl",
        "source_note": "占荷兰线上交易七成的主导银行转账",
        "source_fee_rate": "约€0.29–€0.79/笔(无百分比)",
        "source_settlement": "T+1",
        "supports_china": "否",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "nl-ideal",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "nl-klarna",
      "name": "Klarna",
      "aliases": [],
      "website_url": "https://www.klarna.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Netherlands",
              "iso2": "NL"
            }
          ]
        }
      ],
      "introduction": "欧洲领先先买后付，荷兰广泛使用",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "约3.29%–5.99%+固定费",
      "settlement_note": "T+2至T+5",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.klarna.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Klarna payment method import source",
          "url": "https://www.klarna.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "nl",
        "BNPL先买后付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "荷兰",
        "source_country_name_en": "Netherlands",
        "source_country_iso": "NL",
        "source_region": "欧洲",
        "source_name": "Klarna",
        "source_name_en": "Klarna",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.klarna.com",
        "source_note": "欧洲领先先买后付，荷兰广泛使用",
        "source_fee_rate": "约3.29%–5.99%+固定费",
        "source_settlement": "T+2至T+5",
        "supports_china": "部分(需特定资质)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "nl-klarna",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "nl-riverty",
      "name": "Riverty",
      "aliases": [],
      "website_url": "https://www.riverty.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Netherlands",
              "iso2": "NL"
            }
          ]
        }
      ],
      "introduction": "原AfterPay，荷兰主流BNPL品牌",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "约2.99%+€0.35",
      "settlement_note": "T+2至T+5",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.riverty.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Riverty payment method import source",
          "url": "https://www.riverty.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "nl",
        "BNPL先买后付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "荷兰",
        "source_country_name_en": "Netherlands",
        "source_country_iso": "NL",
        "source_region": "欧洲",
        "source_name": "Riverty",
        "source_name_en": "Riverty",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.riverty.com",
        "source_note": "原AfterPay，荷兰主流BNPL品牌",
        "source_fee_rate": "约2.99%+€0.35",
        "source_settlement": "T+2至T+5",
        "supports_china": "否",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "nl-riverty",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "nl-tikkie",
      "name": "Tikkie",
      "aliases": [],
      "website_url": "https://www.tikkie.nl",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Netherlands",
              "iso2": "NL"
            }
          ]
        }
      ],
      "introduction": "ABN AMRO旗下P2P小额转账钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.tikkie.nl",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Tikkie payment method import source",
          "url": "https://www.tikkie.nl",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "nl",
        "电子钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "荷兰",
        "source_country_name_en": "Netherlands",
        "source_country_iso": "NL",
        "source_region": "欧洲",
        "source_name": "Tikkie",
        "source_name_en": "Tikkie",
        "source_type": "电子钱包",
        "source_status": "运营中",
        "source_website": "https://www.tikkie.nl",
        "source_note": "ABN AMRO旗下P2P小额转账钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "nl-tikkie",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "nl-billink",
      "name": "Billink",
      "aliases": [],
      "website_url": "https://www.billink.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Netherlands",
              "iso2": "NL"
            }
          ]
        }
      ],
      "introduction": "荷兰本地账单式先买后付服务",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "约2.21%+€0.28",
      "settlement_note": "T+2至T+5",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.billink.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Billink payment method import source",
          "url": "https://www.billink.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "nl",
        "BNPL先买后付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "荷兰",
        "source_country_name_en": "Netherlands",
        "source_country_iso": "NL",
        "source_region": "欧洲",
        "source_name": "Billink",
        "source_name_en": "Billink",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.billink.com",
        "source_note": "荷兰本地账单式先买后付服务",
        "source_fee_rate": "约2.21%+€0.28",
        "source_settlement": "T+2至T+5",
        "supports_china": "否",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "nl-billink",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "nl-paypal",
      "name": "PayPal",
      "aliases": [],
      "website_url": "https://www.paypal.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Netherlands",
              "iso2": "NL"
            }
          ]
        }
      ],
      "introduction": "在荷兰普及的国际电子钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "荷兰境内约3.40%+€0.35",
      "settlement_note": "T+1至T+3",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.paypal.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PayPal payment method import source",
          "url": "https://www.paypal.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "nl",
        "电子钱包",
        "低"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "荷兰",
        "source_country_name_en": "Netherlands",
        "source_country_iso": "NL",
        "source_region": "欧洲",
        "source_name": "PayPal",
        "source_name_en": "PayPal",
        "source_type": "电子钱包",
        "source_status": "运营中",
        "source_website": "https://www.paypal.com",
        "source_note": "在荷兰普及的国际电子钱包",
        "source_fee_rate": "荷兰境内约3.40%+€0.35",
        "source_settlement": "T+1至T+3",
        "supports_china": "是",
        "target_users": "两者兼有",
        "access_threshold": "低",
        "seo_slug": "nl-paypal",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "nl-apple-pay",
      "name": "Apple Pay",
      "aliases": [],
      "website_url": "https://www.apple.com/apple-pay/",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Netherlands",
              "iso2": "NL"
            }
          ]
        }
      ],
      "introduction": "荷兰非接触式与线上常用钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "免费(不额外收费)",
      "settlement_note": "T+1至T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.apple.com/apple-pay/",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Apple Pay payment method import source",
          "url": "https://www.apple.com/apple-pay/",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "nl",
        "电子钱包",
        "低"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "荷兰",
        "source_country_name_en": "Netherlands",
        "source_country_iso": "NL",
        "source_region": "欧洲",
        "source_name": "Apple Pay",
        "source_name_en": "Apple Pay",
        "source_type": "电子钱包",
        "source_status": "运营中",
        "source_website": "https://www.apple.com/apple-pay/",
        "source_note": "荷兰非接触式与线上常用钱包",
        "source_fee_rate": "免费(不额外收费)",
        "source_settlement": "T+1至T+2",
        "supports_china": "是",
        "target_users": "两者兼有",
        "access_threshold": "低",
        "seo_slug": "nl-apple-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "sa-mada",
      "name": "mada",
      "aliases": [],
      "website_url": "https://www.mada.com.sa",
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "Saudi Arabia",
              "iso2": "SA"
            }
          ]
        }
      ],
      "introduction": "沙特本土借记卡网络，强制必接",
      "payment_types": [
        "Card acquiring"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "约0.70%–0.80%(封顶SAR40)",
      "settlement_note": "T+1至T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.mada.com.sa",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "mada payment method import source",
          "url": "https://www.mada.com.sa",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "middle east",
        "sa",
        "本地卡组织",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "沙特阿拉伯",
        "source_country_name_en": "Saudi Arabia",
        "source_country_iso": "SA",
        "source_region": "中东",
        "source_name": "mada",
        "source_name_en": "mada",
        "source_type": "本地卡组织",
        "source_status": "运营中",
        "source_website": "https://www.mada.com.sa",
        "source_note": "沙特本土借记卡网络，强制必接",
        "source_fee_rate": "约0.70%–0.80%(封顶SAR40)",
        "source_settlement": "T+1至T+2",
        "supports_china": "否",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "sa-mada",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "sa-stc-pay",
      "name": "STC Pay",
      "aliases": [],
      "website_url": "https://www.stcpay.com.sa",
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "Saudi Arabia",
              "iso2": "SA"
            }
          ]
        }
      ],
      "introduction": "电信STC旗下头部钱包，超1200万用户",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "约1.2%–3.5%+固定费",
      "settlement_note": "T+1至T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.stcpay.com.sa",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "STC Pay payment method import source",
          "url": "https://www.stcpay.com.sa",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "middle east",
        "sa",
        "移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "沙特阿拉伯",
        "source_country_name_en": "Saudi Arabia",
        "source_country_iso": "SA",
        "source_region": "中东",
        "source_name": "STC Pay",
        "source_name_en": "STC Pay",
        "source_type": "移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.stcpay.com.sa",
        "source_note": "电信STC旗下头部钱包，超1200万用户",
        "source_fee_rate": "约1.2%–3.5%+固定费",
        "source_settlement": "T+1至T+2",
        "supports_china": "否",
        "target_users": "C端个人",
        "access_threshold": "中",
        "seo_slug": "sa-stc-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "sa-sarie",
      "name": "SARIE",
      "aliases": [],
      "website_url": "https://www.saudipayments.com",
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "Saudi Arabia",
              "iso2": "SA"
            }
          ]
        }
      ],
      "introduction": "央行即时账户到账户转账系统",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "免费(央行即时转账)",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.saudipayments.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "SARIE payment method import source",
          "url": "https://www.saudipayments.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "middle east",
        "sa",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "沙特阿拉伯",
        "source_country_name_en": "Saudi Arabia",
        "source_country_iso": "SA",
        "source_region": "中东",
        "source_name": "SARIE",
        "source_name_en": "SARIE",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.saudipayments.com",
        "source_note": "央行即时账户到账户转账系统",
        "source_fee_rate": "免费(央行即时转账)",
        "source_settlement": "实时/即时",
        "supports_china": "否",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "sa-sarie",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "sa-sadad",
      "name": "SADAD",
      "aliases": [],
      "website_url": "https://www.sadad.com.sa",
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "Saudi Arabia",
              "iso2": "SA"
            }
          ]
        }
      ],
      "introduction": "央行账单缴费平台，覆盖公共服务",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "C端个人(缴政府费)"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.sadad.com.sa",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "SADAD payment method import source",
          "url": "https://www.sadad.com.sa",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "middle east",
        "sa",
        "其他",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "沙特阿拉伯",
        "source_country_name_en": "Saudi Arabia",
        "source_country_iso": "SA",
        "source_region": "中东",
        "source_name": "SADAD",
        "source_name_en": "SADAD",
        "source_type": "其他",
        "source_status": "运营中",
        "source_website": "https://www.sadad.com.sa",
        "source_note": "央行账单缴费平台，覆盖公共服务",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否",
        "target_users": "C端个人(缴政府费)",
        "access_threshold": "仅本地",
        "seo_slug": "sa-sadad",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "sa-tabby",
      "name": "Tabby",
      "aliases": [],
      "website_url": "https://www.tabby.ai",
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "Saudi Arabia",
              "iso2": "SA"
            }
          ]
        }
      ],
      "introduction": "海湾地区头部BNPL，沙特异管",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "约2.5%–6%(商户)",
      "settlement_note": "T+2至T+14",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.tabby.ai",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Tabby payment method import source",
          "url": "https://www.tabby.ai",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "middle east",
        "sa",
        "BNPL先买后付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "沙特阿拉伯",
        "source_country_name_en": "Saudi Arabia",
        "source_country_iso": "SA",
        "source_region": "中东",
        "source_name": "Tabby",
        "source_name_en": "Tabby",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.tabby.ai",
        "source_note": "海湾地区头部BNPL，沙特异管",
        "source_fee_rate": "约2.5%–6%(商户)",
        "source_settlement": "T+2至T+14",
        "supports_china": "否",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "sa-tabby",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "sa-tamara",
      "name": "Tamara",
      "aliases": [],
      "website_url": "https://www.tamara.co",
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "Saudi Arabia",
              "iso2": "SA"
            }
          ]
        }
      ],
      "introduction": "沙特最大BNPL，持消费金融牌照",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "约2.5%–8%(商户)",
      "settlement_note": "T+2至T+30",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.tamara.co",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Tamara payment method import source",
          "url": "https://www.tamara.co",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "middle east",
        "sa",
        "BNPL先买后付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "沙特阿拉伯",
        "source_country_name_en": "Saudi Arabia",
        "source_country_iso": "SA",
        "source_region": "中东",
        "source_name": "Tamara",
        "source_name_en": "Tamara",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.tamara.co",
        "source_note": "沙特最大BNPL，持消费金融牌照",
        "source_fee_rate": "约2.5%–8%(商户)",
        "source_settlement": "T+2至T+30",
        "supports_china": "否",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "sa-tamara",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "sa-urpay",
      "name": "urpay",
      "aliases": [],
      "website_url": "https://www.urpay.com.sa",
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "Saudi Arabia",
              "iso2": "SA"
            }
          ]
        }
      ],
      "introduction": "拉吉希银行旗下数字钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.urpay.com.sa",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "urpay payment method import source",
          "url": "https://www.urpay.com.sa",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "middle east",
        "sa",
        "电子钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "沙特阿拉伯",
        "source_country_name_en": "Saudi Arabia",
        "source_country_iso": "SA",
        "source_region": "中东",
        "source_name": "urpay",
        "source_name_en": "urpay",
        "source_type": "电子钱包",
        "source_status": "运营中",
        "source_website": "https://www.urpay.com.sa",
        "source_note": "拉吉希银行旗下数字钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "sa-urpay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ae-payby",
      "name": "PayBy",
      "aliases": [],
      "website_url": "https://www.payby.com",
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "United Arab Emirates",
              "iso2": "AE"
            }
          ]
        }
      ],
      "introduction": "阿联酋央行持牌本地钱包与即时付",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.payby.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PayBy payment method import source",
          "url": "https://www.payby.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "middle east",
        "ae",
        "电子钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "阿联酋",
        "source_country_name_en": "United Arab Emirates",
        "source_country_iso": "AE",
        "source_region": "中东",
        "source_name": "PayBy",
        "source_name_en": "PayBy",
        "source_type": "电子钱包",
        "source_status": "运营中",
        "source_website": "https://www.payby.com",
        "source_note": "阿联酋央行持牌本地钱包与即时付",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否",
        "target_users": "C端个人",
        "access_threshold": "中",
        "seo_slug": "ae-payby",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ae-edirham",
      "name": "eDirham",
      "aliases": [],
      "website_url": "https://www.edirham.gov.ae",
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "United Arab Emirates",
              "iso2": "AE"
            }
          ]
        }
      ],
      "introduction": "政府电子钱包，缴公共服务费",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人(缴政府费)"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.edirham.gov.ae",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "eDirham payment method import source",
          "url": "https://www.edirham.gov.ae",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "middle east",
        "ae",
        "电子钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "阿联酋",
        "source_country_name_en": "United Arab Emirates",
        "source_country_iso": "AE",
        "source_region": "中东",
        "source_name": "eDirham",
        "source_name_en": "eDirham",
        "source_type": "电子钱包",
        "source_status": "运营中",
        "source_website": "https://www.edirham.gov.ae",
        "source_note": "政府电子钱包，缴公共服务费",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否",
        "target_users": "C端个人(缴政府费)",
        "access_threshold": "仅本地",
        "seo_slug": "ae-edirham",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ae-mashreq-pay",
      "name": "Mashreq Pay",
      "aliases": [],
      "website_url": "https://www.mashreq.com",
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "United Arab Emirates",
              "iso2": "AE"
            }
          ]
        }
      ],
      "introduction": "马什雷克银行NFC移动钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.mashreq.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Mashreq Pay payment method import source",
          "url": "https://www.mashreq.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "middle east",
        "ae",
        "移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "阿联酋",
        "source_country_name_en": "United Arab Emirates",
        "source_country_iso": "AE",
        "source_region": "中东",
        "source_name": "Mashreq Pay",
        "source_name_en": "Mashreq Pay",
        "source_type": "移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.mashreq.com",
        "source_note": "马什雷克银行NFC移动钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "ae-mashreq-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ae-payit",
      "name": "Payit",
      "aliases": [],
      "website_url": "https://www.payit.ae",
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "United Arab Emirates",
              "iso2": "AE"
            }
          ]
        }
      ],
      "introduction": "FAB阿布扎比银行旗下数字钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.payit.ae",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Payit payment method import source",
          "url": "https://www.payit.ae",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "middle east",
        "ae",
        "电子钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "阿联酋",
        "source_country_name_en": "United Arab Emirates",
        "source_country_iso": "AE",
        "source_region": "中东",
        "source_name": "Payit",
        "source_name_en": "Payit",
        "source_type": "电子钱包",
        "source_status": "运营中",
        "source_website": "https://www.payit.ae",
        "source_note": "FAB阿布扎比银行旗下数字钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "ae-payit",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ae-careem-pay",
      "name": "Careem Pay",
      "aliases": [],
      "website_url": "https://www.careem.com",
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "United Arab Emirates",
              "iso2": "AE"
            }
          ]
        }
      ],
      "introduction": "网约车巨头Careem旗下高粘性钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.careem.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Careem Pay payment method import source",
          "url": "https://www.careem.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "middle east",
        "ae",
        "移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "阿联酋",
        "source_country_name_en": "United Arab Emirates",
        "source_country_iso": "AE",
        "source_region": "中东",
        "source_name": "Careem Pay",
        "source_name_en": "Careem Pay",
        "source_type": "移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.careem.com",
        "source_note": "网约车巨头Careem旗下高粘性钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "ae-careem-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ae-tabby",
      "name": "Tabby",
      "aliases": [],
      "website_url": "https://www.tabby.ai",
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "United Arab Emirates",
              "iso2": "AE"
            }
          ]
        }
      ],
      "introduction": "总部在迪拜，覆盖海湾多国BNPL",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "约2.5%–6%(商户)",
      "settlement_note": "T+2至T+14",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.tabby.ai",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Tabby payment method import source",
          "url": "https://www.tabby.ai",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "middle east",
        "ae",
        "BNPL先买后付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "阿联酋",
        "source_country_name_en": "United Arab Emirates",
        "source_country_iso": "AE",
        "source_region": "中东",
        "source_name": "Tabby",
        "source_name_en": "Tabby",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.tabby.ai",
        "source_note": "总部在迪拜，覆盖海湾多国BNPL",
        "source_fee_rate": "约2.5%–6%(商户)",
        "source_settlement": "T+2至T+14",
        "supports_china": "否",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "ae-tabby",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ae-aani",
      "name": "Aani",
      "aliases": [],
      "website_url": "https://www.cbuae.gov.ae",
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "United Arab Emirates",
              "iso2": "AE"
            }
          ]
        }
      ],
      "introduction": "阿联酋央行即时支付系统(IPS)",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "免费(央行IPS)",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.cbuae.gov.ae",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Aani payment method import source",
          "url": "https://www.cbuae.gov.ae",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "middle east",
        "ae",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "阿联酋",
        "source_country_name_en": "United Arab Emirates",
        "source_country_iso": "AE",
        "source_region": "中东",
        "source_name": "Aani",
        "source_name_en": "Aani",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.cbuae.gov.ae",
        "source_note": "阿联酋央行即时支付系统(IPS)",
        "source_fee_rate": "免费(央行IPS)",
        "source_settlement": "实时/即时",
        "supports_china": "否",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "ae-aani",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ae-enbd-pay",
      "name": "ENBD Pay",
      "aliases": [],
      "website_url": "https://www.emiratesnbd.com",
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "United Arab Emirates",
              "iso2": "AE"
            }
          ]
        }
      ],
      "introduction": "阿联酋国民银行移动钱包应用",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.emiratesnbd.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "ENBD Pay payment method import source",
          "url": "https://www.emiratesnbd.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "middle east",
        "ae",
        "移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "阿联酋",
        "source_country_name_en": "United Arab Emirates",
        "source_country_iso": "AE",
        "source_region": "中东",
        "source_name": "ENBD Pay",
        "source_name_en": "ENBD Pay",
        "source_type": "移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.emiratesnbd.com",
        "source_note": "阿联酋国民银行移动钱包应用",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "ae-enbd-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ng-opay",
      "name": "OPay",
      "aliases": [],
      "website_url": "https://www.opay.com.ng",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Nigeria",
              "iso2": "NG"
            }
          ]
        }
      ],
      "introduction": "尼日利亚最大移动钱包，超5000万用户",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "本地约1.5%封顶₦2,000",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.opay.com.ng",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "OPay payment method import source",
          "url": "https://www.opay.com.ng",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "ng",
        "移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "尼日利亚",
        "source_country_name_en": "Nigeria",
        "source_country_iso": "NG",
        "source_region": "非洲",
        "source_name": "OPay",
        "source_name_en": "OPay",
        "source_type": "移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.opay.com.ng",
        "source_note": "尼日利亚最大移动钱包，超5000万用户",
        "source_fee_rate": "本地约1.5%封顶₦2,000",
        "source_settlement": "实时/即时",
        "supports_china": "否",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "ng-opay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ng-palmpay",
      "name": "PalmPay",
      "aliases": [],
      "website_url": "https://www.palmpay.com",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Nigeria",
              "iso2": "NG"
            }
          ]
        }
      ],
      "introduction": "快速增长钱包，用户超3500万",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人+商户"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.palmpay.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PalmPay payment method import source",
          "url": "https://www.palmpay.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "ng",
        "移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "尼日利亚",
        "source_country_name_en": "Nigeria",
        "source_country_iso": "NG",
        "source_region": "非洲",
        "source_name": "PalmPay",
        "source_name_en": "PalmPay",
        "source_type": "移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.palmpay.com",
        "source_note": "快速增长钱包，用户超3500万",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否",
        "target_users": "C端个人+商户",
        "access_threshold": "中",
        "seo_slug": "ng-palmpay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ng-paga",
      "name": "Paga",
      "aliases": [],
      "website_url": "https://www.paga.com",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Nigeria",
              "iso2": "NG"
            }
          ]
        }
      ],
      "introduction": "2009年移动支付先驱，代理网络广",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.paga.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Paga payment method import source",
          "url": "https://www.paga.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "ng",
        "移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "尼日利亚",
        "source_country_name_en": "Nigeria",
        "source_country_iso": "NG",
        "source_region": "非洲",
        "source_name": "Paga",
        "source_name_en": "Paga",
        "source_type": "移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.paga.com",
        "source_note": "2009年移动支付先驱，代理网络广",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "ng-paga",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ng-moniepoint",
      "name": "Moniepoint",
      "aliases": [],
      "website_url": "https://moniepoint.com",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Nigeria",
              "iso2": "NG"
            }
          ]
        }
      ],
      "introduction": "商户POS与代理银行独角兽",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端(小微)"
      ],
      "fee_note": "提现0.5%(封顶₦100);转账₦20",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://moniepoint.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Moniepoint payment method import source",
          "url": "https://moniepoint.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "ng",
        "聚合支付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "尼日利亚",
        "source_country_name_en": "Nigeria",
        "source_country_iso": "NG",
        "source_region": "非洲",
        "source_name": "Moniepoint",
        "source_name_en": "Moniepoint",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://moniepoint.com",
        "source_note": "商户POS与代理银行独角兽",
        "source_fee_rate": "提现0.5%(封顶₦100);转账₦20",
        "source_settlement": "实时/即时",
        "supports_china": "否",
        "target_users": "商户+B端(小微)",
        "access_threshold": "中",
        "seo_slug": "ng-moniepoint",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ng-kuda",
      "name": "Kuda",
      "aliases": [],
      "website_url": "https://www.kuda.com",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Nigeria",
              "iso2": "NG"
            }
          ]
        }
      ],
      "introduction": "数字银行，免费转账与储蓄",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "转账免费;卡充值0.5%(封顶₦500)",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.kuda.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Kuda payment method import source",
          "url": "https://www.kuda.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "ng",
        "电子钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "尼日利亚",
        "source_country_name_en": "Nigeria",
        "source_country_iso": "NG",
        "source_region": "非洲",
        "source_name": "Kuda",
        "source_name_en": "Kuda",
        "source_type": "电子钱包",
        "source_status": "运营中",
        "source_website": "https://www.kuda.com",
        "source_note": "数字银行，免费转账与储蓄",
        "source_fee_rate": "转账免费;卡充值0.5%(封顶₦500)",
        "source_settlement": "实时/即时",
        "supports_china": "否",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "ng-kuda",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ng-paystack",
      "name": "Paystack",
      "aliases": [],
      "website_url": "https://paystack.com",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Nigeria",
              "iso2": "NG"
            }
          ]
        }
      ],
      "introduction": "领先在线收单网关，已被Stripe收购",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "本地1.5%+₦100(封顶₦2,000)",
      "settlement_note": "T+1(24h内)",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://paystack.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Paystack payment method import source",
          "url": "https://paystack.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "ng",
        "聚合支付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "尼日利亚",
        "source_country_name_en": "Nigeria",
        "source_country_iso": "NG",
        "source_region": "非洲",
        "source_name": "Paystack",
        "source_name_en": "Paystack",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://paystack.com",
        "source_note": "领先在线收单网关，已被Stripe收购",
        "source_fee_rate": "本地1.5%+₦100(封顶₦2,000)",
        "source_settlement": "T+1(24h内)",
        "supports_china": "否",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "ng-paystack",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ng-flutterwave",
      "name": "Flutterwave",
      "aliases": [],
      "website_url": "https://www.flutterwave.com",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Nigeria",
              "iso2": "NG"
            }
          ]
        }
      ],
      "introduction": "泛非洲跨境支付处理网络",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "约2.0%(本地)",
      "settlement_note": "T+1(次日)",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.flutterwave.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Flutterwave payment method import source",
          "url": "https://www.flutterwave.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "ng",
        "聚合支付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "尼日利亚",
        "source_country_name_en": "Nigeria",
        "source_country_iso": "NG",
        "source_region": "非洲",
        "source_name": "Flutterwave",
        "source_name_en": "Flutterwave",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://www.flutterwave.com",
        "source_note": "泛非洲跨境支付处理网络",
        "source_fee_rate": "约2.0%(本地)",
        "source_settlement": "T+1(次日)",
        "supports_china": "部分(需特定资质)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "ng-flutterwave",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ng-verve",
      "name": "Verve",
      "aliases": [],
      "website_url": "https://www.verve.com.ng",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Nigeria",
              "iso2": "NG"
            }
          ]
        }
      ],
      "introduction": "尼日利亚本土银行卡品牌",
      "payment_types": [
        "Card acquiring"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "未公开",
      "settlement_note": "T+1至T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.verve.com.ng",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Verve payment method import source",
          "url": "https://www.verve.com.ng",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "ng",
        "本地卡组织",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "尼日利亚",
        "source_country_name_en": "Nigeria",
        "source_country_iso": "NG",
        "source_region": "非洲",
        "source_name": "Verve",
        "source_name_en": "Verve",
        "source_type": "本地卡组织",
        "source_status": "运营中",
        "source_website": "https://www.verve.com.ng",
        "source_note": "尼日利亚本土银行卡品牌",
        "source_fee_rate": "未公开",
        "source_settlement": "T+1至T+2",
        "supports_china": "否",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "ng-verve",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "za-snapscan",
      "name": "SnapScan",
      "aliases": [],
      "website_url": "https://www.snapscan.co.za",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "South Africa",
              "iso2": "ZA"
            }
          ]
        }
      ],
      "introduction": "早期二维码扫码付钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.snapscan.co.za",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "SnapScan payment method import source",
          "url": "https://www.snapscan.co.za",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "za",
        "移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "南非",
        "source_country_name_en": "South Africa",
        "source_country_iso": "ZA",
        "source_region": "非洲",
        "source_name": "SnapScan",
        "source_name_en": "SnapScan",
        "source_type": "移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.snapscan.co.za",
        "source_note": "早期二维码扫码付钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "za-snapscan",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "za-ozow",
      "name": "Ozow",
      "aliases": [],
      "website_url": "https://www.ozow.com",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "South Africa",
              "iso2": "ZA"
            }
          ]
        }
      ],
      "introduction": "即时EFT(无卡)支付先驱",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "约1.5%(即时EFT)",
      "settlement_note": "T+1(次日)",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.ozow.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Ozow payment method import source",
          "url": "https://www.ozow.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "za",
        "银行实时转账",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "南非",
        "source_country_name_en": "South Africa",
        "source_country_iso": "ZA",
        "source_region": "非洲",
        "source_name": "Ozow",
        "source_name_en": "Ozow",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.ozow.com",
        "source_note": "即时EFT(无卡)支付先驱",
        "source_fee_rate": "约1.5%(即时EFT)",
        "source_settlement": "T+1(次日)",
        "supports_china": "否",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "za-ozow",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "za-capitec-pay",
      "name": "Capitec Pay",
      "aliases": [],
      "website_url": "https://www.capitec.co.za",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "South Africa",
              "iso2": "ZA"
            }
          ]
        }
      ],
      "introduction": "Capitec银行App内实时支付",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.capitec.co.za",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Capitec Pay payment method import source",
          "url": "https://www.capitec.co.za",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "za",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "南非",
        "source_country_name_en": "South Africa",
        "source_country_iso": "ZA",
        "source_region": "非洲",
        "source_name": "Capitec Pay",
        "source_name_en": "Capitec Pay",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.capitec.co.za",
        "source_note": "Capitec银行App内实时支付",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "za-capitec-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "za-payflex",
      "name": "Payflex",
      "aliases": [],
      "website_url": "https://www.payflex.co.za",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "South Africa",
              "iso2": "ZA"
            }
          ]
        }
      ],
      "introduction": "南非首批免息先买后付",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.payflex.co.za",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Payflex payment method import source",
          "url": "https://www.payflex.co.za",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "za",
        "BNPL先买后付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "南非",
        "source_country_name_en": "South Africa",
        "source_country_iso": "ZA",
        "source_region": "非洲",
        "source_name": "Payflex",
        "source_name_en": "Payflex",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.payflex.co.za",
        "source_note": "南非首批免息先买后付",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "za-payflex",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "za-payjustnow",
      "name": "PayJustNow",
      "aliases": [],
      "website_url": "https://www.payjustnow.com",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "South Africa",
              "iso2": "ZA"
            }
          ]
        }
      ],
      "introduction": "南非增长迅速的BNPL平台",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.payjustnow.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PayJustNow payment method import source",
          "url": "https://www.payjustnow.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "za",
        "BNPL先买后付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "南非",
        "source_country_name_en": "South Africa",
        "source_country_iso": "ZA",
        "source_region": "非洲",
        "source_name": "PayJustNow",
        "source_name_en": "PayJustNow",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.payjustnow.com",
        "source_note": "南非增长迅速的BNPL平台",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "za-payjustnow",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "za-payfast",
      "name": "PayFast",
      "aliases": [],
      "website_url": "https://www.payfast.co.za",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "South Africa",
              "iso2": "ZA"
            }
          ]
        }
      ],
      "introduction": "老牌在线支付网关聚合多方式",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "卡3.2%+R2;即时EFT 2%",
      "settlement_note": "T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.payfast.co.za",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PayFast payment method import source",
          "url": "https://www.payfast.co.za",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "za",
        "聚合支付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "南非",
        "source_country_name_en": "South Africa",
        "source_country_iso": "ZA",
        "source_region": "非洲",
        "source_name": "PayFast",
        "source_name_en": "PayFast",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://www.payfast.co.za",
        "source_note": "老牌在线支付网关聚合多方式",
        "source_fee_rate": "卡3.2%+R2;即时EFT 2%",
        "source_settlement": "T+2",
        "supports_china": "否",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "za-payfast",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "za-zapper",
      "name": "Zapper",
      "aliases": [],
      "website_url": "https://www.zapper.com",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "South Africa",
              "iso2": "ZA"
            }
          ]
        }
      ],
      "introduction": "扫码即付移动钱包，线下常用",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "约2.95%",
      "settlement_note": "T+1至T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.zapper.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Zapper payment method import source",
          "url": "https://www.zapper.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "za",
        "移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "南非",
        "source_country_name_en": "South Africa",
        "source_country_iso": "ZA",
        "source_region": "非洲",
        "source_name": "Zapper",
        "source_name_en": "Zapper",
        "source_type": "移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.zapper.com",
        "source_note": "扫码即付移动钱包，线下常用",
        "source_fee_rate": "约2.95%",
        "source_settlement": "T+1至T+2",
        "supports_china": "否",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "za-zapper",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "za-1voucher",
      "name": "1Voucher",
      "aliases": [],
      "website_url": "https://www.1voucher.co.za",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "South Africa",
              "iso2": "ZA"
            }
          ]
        }
      ],
      "introduction": "现金用户数字代金券充值网络",
      "payment_types": [
        "Cash collection"
      ],
      "business_use_cases": [
        "C端个人(无银行账户)"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.1voucher.co.za",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "1Voucher payment method import source",
          "url": "https://www.1voucher.co.za",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "za",
        "现金代收点",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "南非",
        "source_country_name_en": "South Africa",
        "source_country_iso": "ZA",
        "source_region": "非洲",
        "source_name": "1Voucher",
        "source_name_en": "1Voucher",
        "source_type": "现金代收点",
        "source_status": "运营中",
        "source_website": "https://www.1voucher.co.za",
        "source_note": "现金用户数字代金券充值网络",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否",
        "target_users": "C端个人(无银行账户)",
        "access_threshold": "仅本地",
        "seo_slug": "za-1voucher",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ar-mercado-pago",
      "name": "Mercado Pago",
      "aliases": [],
      "website_url": "https://www.mercadopago.com.ar",
      "regions": [
        {
          "region": "South America",
          "countries": [
            {
              "name": "Argentina",
              "iso2": "AR"
            }
          ]
        }
      ],
      "introduction": "阿根廷主导数字钱包，占六成以上",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "QR 0.80%+IVA起;信用卡约6.49%+IVA",
      "settlement_note": "即时至70天(分级)",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.mercadopago.com.ar",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Mercado Pago payment method import source",
          "url": "https://www.mercadopago.com.ar",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "south america",
        "ar",
        "电子钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "阿根廷",
        "source_country_name_en": "Argentina",
        "source_country_iso": "AR",
        "source_region": "南美洲",
        "source_name": "Mercado Pago",
        "source_name_en": "Mercado Pago",
        "source_type": "电子钱包",
        "source_status": "运营中",
        "source_website": "https://www.mercadopago.com.ar",
        "source_note": "阿根廷主导数字钱包，占六成以上",
        "source_fee_rate": "QR 0.80%+IVA起;信用卡约6.49%+IVA",
        "source_settlement": "即时至70天(分级)",
        "supports_china": "否",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "ar-mercado-pago",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ar-uala",
      "name": "Ualá",
      "aliases": [],
      "website_url": "https://www.uala.com.ar",
      "regions": [
        {
          "region": "South America",
          "countries": [
            {
              "name": "Argentina",
              "iso2": "AR"
            }
          ]
        }
      ],
      "introduction": "新银行与钱包，覆盖无银行账户人群",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.uala.com.ar",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Ualá payment method import source",
          "url": "https://www.uala.com.ar",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "south america",
        "ar",
        "电子钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "阿根廷",
        "source_country_name_en": "Argentina",
        "source_country_iso": "AR",
        "source_region": "南美洲",
        "source_name": "Ualá",
        "source_name_en": "Ualá",
        "source_type": "电子钱包",
        "source_status": "运营中",
        "source_website": "https://www.uala.com.ar",
        "source_note": "新银行与钱包，覆盖无银行账户人群",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "ar-uala",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ar-modo",
      "name": "MODO",
      "aliases": [],
      "website_url": "https://www.modo.com.ar",
      "regions": [
        {
          "region": "South America",
          "countries": [
            {
              "name": "Argentina",
              "iso2": "AR"
            }
          ]
        }
      ],
      "introduction": "多银行联合A2A钱包，扫码付领先",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "免费(本地银行转账)",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.modo.com.ar",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "MODO payment method import source",
          "url": "https://www.modo.com.ar",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "south america",
        "ar",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "阿根廷",
        "source_country_name_en": "Argentina",
        "source_country_iso": "AR",
        "source_region": "南美洲",
        "source_name": "MODO",
        "source_name_en": "MODO",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.modo.com.ar",
        "source_note": "多银行联合A2A钱包，扫码付领先",
        "source_fee_rate": "免费(本地银行转账)",
        "source_settlement": "实时/即时",
        "supports_china": "否",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "ar-modo",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ar-rapipago",
      "name": "Rapipago",
      "aliases": [],
      "website_url": "https://www.rapipago.com.ar",
      "regions": [
        {
          "region": "South America",
          "countries": [
            {
              "name": "Argentina",
              "iso2": "AR"
            }
          ]
        }
      ],
      "introduction": "超万家线下现金缴费网点",
      "payment_types": [
        "Cash collection"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.rapipago.com.ar",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Rapipago payment method import source",
          "url": "https://www.rapipago.com.ar",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "south america",
        "ar",
        "现金代收点",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "阿根廷",
        "source_country_name_en": "Argentina",
        "source_country_iso": "AR",
        "source_region": "南美洲",
        "source_name": "Rapipago",
        "source_name_en": "Rapipago",
        "source_type": "现金代收点",
        "source_status": "运营中",
        "source_website": "https://www.rapipago.com.ar",
        "source_note": "超万家线下现金缴费网点",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "ar-rapipago",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ar-pago-facil",
      "name": "Pago Fácil",
      "aliases": [],
      "website_url": "https://www.pagofacil.com.ar",
      "regions": [
        {
          "region": "South America",
          "countries": [
            {
              "name": "Argentina",
              "iso2": "AR"
            }
          ]
        }
      ],
      "introduction": "全国现金代收与账单支付网络",
      "payment_types": [
        "Cash collection"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.pagofacil.com.ar",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Pago Fácil payment method import source",
          "url": "https://www.pagofacil.com.ar",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "south america",
        "ar",
        "现金代收点",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "阿根廷",
        "source_country_name_en": "Argentina",
        "source_country_iso": "AR",
        "source_region": "南美洲",
        "source_name": "Pago Fácil",
        "source_name_en": "Pago Fácil",
        "source_type": "现金代收点",
        "source_status": "运营中",
        "source_website": "https://www.pagofacil.com.ar",
        "source_note": "全国现金代收与账单支付网络",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "ar-pago-facil",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ar-naranja-x",
      "name": "Naranja X",
      "aliases": [],
      "website_url": "https://www.naranjax.com",
      "regions": [
        {
          "region": "South America",
          "countries": [
            {
              "name": "Argentina",
              "iso2": "AR"
            }
          ]
        }
      ],
      "introduction": "阿根廷主流信用卡与消费金融",
      "payment_types": [
        "Card acquiring"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "未公开",
      "settlement_note": "T+1至T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.naranjax.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Naranja X payment method import source",
          "url": "https://www.naranjax.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "south america",
        "ar",
        "本地卡组织",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "阿根廷",
        "source_country_name_en": "Argentina",
        "source_country_iso": "AR",
        "source_region": "南美洲",
        "source_name": "Naranja X",
        "source_name_en": "Naranja X",
        "source_type": "本地卡组织",
        "source_status": "运营中",
        "source_website": "https://www.naranjax.com",
        "source_note": "阿根廷主流信用卡与消费金融",
        "source_fee_rate": "未公开",
        "source_settlement": "T+1至T+2",
        "supports_china": "否",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "ar-naranja-x",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ar-cuenta-dni",
      "name": "Cuenta DNI",
      "aliases": [],
      "website_url": "https://www.cuentadni.com.ar",
      "regions": [
        {
          "region": "South America",
          "countries": [
            {
              "name": "Argentina",
              "iso2": "AR"
            }
          ]
        }
      ],
      "introduction": "布省银行公营数字钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.cuentadni.com.ar",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Cuenta DNI payment method import source",
          "url": "https://www.cuentadni.com.ar",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "south america",
        "ar",
        "电子钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "阿根廷",
        "source_country_name_en": "Argentina",
        "source_country_iso": "AR",
        "source_region": "南美洲",
        "source_name": "Cuenta DNI",
        "source_name_en": "Cuenta DNI",
        "source_type": "电子钱包",
        "source_status": "运营中",
        "source_website": "https://www.cuentadni.com.ar",
        "source_note": "布省银行公营数字钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "ar-cuenta-dni",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ar-transferencias-3-0",
      "name": "Transferencias 3.0",
      "aliases": [],
      "website_url": "https://www.bcra.gob.ar",
      "regions": [
        {
          "region": "South America",
          "countries": [
            {
              "name": "Argentina",
              "iso2": "AR"
            }
          ]
        }
      ],
      "introduction": "央行实时转账方案，支撑钱包QR",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "免费(央行实时转账)",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.bcra.gob.ar",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Transferencias 3.0 payment method import source",
          "url": "https://www.bcra.gob.ar",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "south america",
        "ar",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "阿根廷",
        "source_country_name_en": "Argentina",
        "source_country_iso": "AR",
        "source_region": "南美洲",
        "source_name": "Transferencias 3.0",
        "source_name_en": "Transferencias 3.0",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.bcra.gob.ar",
        "source_note": "央行实时转账方案，支撑钱包QR",
        "source_fee_rate": "免费(央行实时转账)",
        "source_settlement": "实时/即时",
        "supports_china": "否",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "ar-transferencias-3-0",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "th-promptpay",
      "name": "PromptPay",
      "aliases": [],
      "website_url": "https://www.promptpay.go.th",
      "regions": [
        {
          "region": "Southeast Asia",
          "countries": [
            {
              "name": "Thailand",
              "iso2": "TH"
            }
          ]
        }
      ],
      "introduction": "央行实时转账，超8000万用户",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "免费(商户免手续费;个人≤5000THB免费)",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.promptpay.go.th",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PromptPay payment method import source",
          "url": "https://www.promptpay.go.th",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "southeast asia",
        "th",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "泰国",
        "source_country_name_en": "Thailand",
        "source_country_iso": "TH",
        "source_region": "东南亚",
        "source_name": "PromptPay",
        "source_name_en": "PromptPay",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.promptpay.go.th",
        "source_note": "央行实时转账，超8000万用户",
        "source_fee_rate": "免费(商户免手续费;个人≤5000THB免费)",
        "source_settlement": "实时/即时",
        "supports_china": "否",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "th-promptpay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "th-truemoney-wallet",
      "name": "TrueMoney Wallet",
      "aliases": [],
      "website_url": "https://www.truemoney.com",
      "regions": [
        {
          "region": "Southeast Asia",
          "countries": [
            {
              "name": "Thailand",
              "iso2": "TH"
            }
          ]
        }
      ],
      "introduction": "泰国市占第一电子钱包，53%份额",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "约0.5%–2.5%(商户)",
      "settlement_note": "T+1至T+3",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.truemoney.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "TrueMoney Wallet payment method import source",
          "url": "https://www.truemoney.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "southeast asia",
        "th",
        "电子钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "泰国",
        "source_country_name_en": "Thailand",
        "source_country_iso": "TH",
        "source_region": "东南亚",
        "source_name": "TrueMoney Wallet",
        "source_name_en": "TrueMoney Wallet",
        "source_type": "电子钱包",
        "source_status": "运营中",
        "source_website": "https://www.truemoney.com",
        "source_note": "泰国市占第一电子钱包，53%份额",
        "source_fee_rate": "约0.5%–2.5%(商户)",
        "source_settlement": "T+1至T+3",
        "supports_china": "否",
        "target_users": "C端个人",
        "access_threshold": "中",
        "seo_slug": "th-truemoney-wallet",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "th-shopeepay",
      "name": "ShopeePay",
      "aliases": [],
      "website_url": "https://shopee.co.th",
      "regions": [
        {
          "region": "Southeast Asia",
          "countries": [
            {
              "name": "Thailand",
              "iso2": "TH"
            }
          ]
        }
      ],
      "introduction": "电商系钱包，含SPayLater分期",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "约2.00%",
      "settlement_note": "T+1至T+3",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://shopee.co.th",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "ShopeePay payment method import source",
          "url": "https://shopee.co.th",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "southeast asia",
        "th",
        "电子钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "泰国",
        "source_country_name_en": "Thailand",
        "source_country_iso": "TH",
        "source_region": "东南亚",
        "source_name": "ShopeePay",
        "source_name_en": "ShopeePay",
        "source_type": "电子钱包",
        "source_status": "运营中",
        "source_website": "https://shopee.co.th",
        "source_note": "电商系钱包，含SPayLater分期",
        "source_fee_rate": "约2.00%",
        "source_settlement": "T+1至T+3",
        "supports_china": "否",
        "target_users": "C端个人",
        "access_threshold": "中",
        "seo_slug": "th-shopeepay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "th-rabbit-line-pay",
      "name": "Rabbit LINE Pay",
      "aliases": [],
      "website_url": "https://www.rabbitlinepay.com",
      "regions": [
        {
          "region": "Southeast Asia",
          "countries": [
            {
              "name": "Thailand",
              "iso2": "TH"
            }
          ]
        }
      ],
      "introduction": "LINE内支付，占约25%份额",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "约3.65%",
      "settlement_note": "T+1至T+3",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.rabbitlinepay.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Rabbit LINE Pay payment method import source",
          "url": "https://www.rabbitlinepay.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "southeast asia",
        "th",
        "电子钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "泰国",
        "source_country_name_en": "Thailand",
        "source_country_iso": "TH",
        "source_region": "东南亚",
        "source_name": "Rabbit LINE Pay",
        "source_name_en": "Rabbit LINE Pay",
        "source_type": "电子钱包",
        "source_status": "运营中",
        "source_website": "https://www.rabbitlinepay.com",
        "source_note": "LINE内支付，占约25%份额",
        "source_fee_rate": "约3.65%",
        "source_settlement": "T+1至T+3",
        "supports_china": "否",
        "target_users": "C端个人",
        "access_threshold": "中",
        "seo_slug": "th-rabbit-line-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "th-k-plus",
      "name": "K Plus",
      "aliases": [],
      "website_url": "https://www.kasikornbank.com",
      "regions": [
        {
          "region": "Southeast Asia",
          "countries": [
            {
              "name": "Thailand",
              "iso2": "TH"
            }
          ]
        }
      ],
      "introduction": "泰京银行(KBank)主流手机银行",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.kasikornbank.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "K Plus payment method import source",
          "url": "https://www.kasikornbank.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "southeast asia",
        "th",
        "移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "泰国",
        "source_country_name_en": "Thailand",
        "source_country_iso": "TH",
        "source_region": "东南亚",
        "source_name": "K Plus",
        "source_name_en": "K Plus",
        "source_type": "移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.kasikornbank.com",
        "source_note": "泰京银行(KBank)主流手机银行",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "th-k-plus",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "th-grabpay",
      "name": "GrabPay",
      "aliases": [],
      "website_url": "https://www.grab.com/th/",
      "regions": [
        {
          "region": "Southeast Asia",
          "countries": [
            {
              "name": "Thailand",
              "iso2": "TH"
            }
          ]
        }
      ],
      "introduction": "Grab生态内支付与PayLater",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.grab.com/th/",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "GrabPay payment method import source",
          "url": "https://www.grab.com/th/",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "southeast asia",
        "th",
        "电子钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "泰国",
        "source_country_name_en": "Thailand",
        "source_country_iso": "TH",
        "source_region": "东南亚",
        "source_name": "GrabPay",
        "source_name_en": "GrabPay",
        "source_type": "电子钱包",
        "source_status": "运营中",
        "source_website": "https://www.grab.com/th/",
        "source_note": "Grab生态内支付与PayLater",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否",
        "target_users": "C端个人",
        "access_threshold": "中",
        "seo_slug": "th-grabpay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "th-atome",
      "name": "Atome",
      "aliases": [],
      "website_url": "https://www.atome.me",
      "regions": [
        {
          "region": "Southeast Asia",
          "countries": [
            {
              "name": "Thailand",
              "iso2": "TH"
            }
          ]
        }
      ],
      "introduction": "泰国活跃先买后付平台",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.atome.me",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Atome payment method import source",
          "url": "https://www.atome.me",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "southeast asia",
        "th",
        "BNPL先买后付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "泰国",
        "source_country_name_en": "Thailand",
        "source_country_iso": "TH",
        "source_region": "东南亚",
        "source_name": "Atome",
        "source_name_en": "Atome",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.atome.me",
        "source_note": "泰国活跃先买后付平台",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "th-atome",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "th-krungthai-next",
      "name": "Krungthai NEXT",
      "aliases": [],
      "website_url": "https://www.ktbnext.com",
      "regions": [
        {
          "region": "Southeast Asia",
          "countries": [
            {
              "name": "Thailand",
              "iso2": "TH"
            }
          ]
        }
      ],
      "introduction": "泰京银行官方手机银行应用",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.ktbnext.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Krungthai NEXT payment method import source",
          "url": "https://www.ktbnext.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "southeast asia",
        "th",
        "移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "泰国",
        "source_country_name_en": "Thailand",
        "source_country_iso": "TH",
        "source_region": "东南亚",
        "source_name": "Krungthai NEXT",
        "source_name_en": "Krungthai NEXT",
        "source_type": "移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.ktbnext.com",
        "source_note": "泰京银行官方手机银行应用",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "th-krungthai-next",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "vn-momo",
      "name": "MoMo",
      "aliases": [],
      "website_url": "https://momo.vn",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Vietnam",
              "iso2": "VN"
            }
          ]
        }
      ],
      "introduction": "越南最大电子钱包，国民级超级App",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人及线下",
        "线上商户"
      ],
      "fee_note": "约1.5%-3%",
      "settlement_note": "T+2至T+3",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://momo.vn",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "MoMo payment method import source",
          "url": "https://momo.vn",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "vn",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "越南",
        "source_country_name_en": "Vietnam",
        "source_country_iso": "VN",
        "source_region": "亚洲",
        "source_name": "MoMo",
        "source_name_en": "MoMo",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://momo.vn",
        "source_note": "越南最大电子钱包，国民级超级App",
        "source_fee_rate": "约1.5%-3%",
        "source_settlement": "T+2至T+3",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人及线下/线上商户",
        "access_threshold": "仅本地",
        "seo_slug": "vn-momo",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "vn-zalopay",
      "name": "ZaloPay",
      "aliases": [],
      "website_url": "https://zalopay.vn",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Vietnam",
              "iso2": "VN"
            }
          ]
        }
      ],
      "introduction": "依托Zalo社交平台的本土钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人及社交生态商户"
      ],
      "fee_note": "约0.5%-2.5%",
      "settlement_note": "T+3",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://zalopay.vn",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "ZaloPay payment method import source",
          "url": "https://zalopay.vn",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "vn",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "越南",
        "source_country_name_en": "Vietnam",
        "source_country_iso": "VN",
        "source_region": "亚洲",
        "source_name": "ZaloPay",
        "source_name_en": "ZaloPay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://zalopay.vn",
        "source_note": "依托Zalo社交平台的本土钱包",
        "source_fee_rate": "约0.5%-2.5%",
        "source_settlement": "T+3",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人及社交生态商户",
        "access_threshold": "仅本地",
        "seo_slug": "vn-zalopay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "vn-viettel-money",
      "name": "Viettel Money",
      "aliases": [],
      "website_url": "https://viettelpay.vn",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Vietnam",
              "iso2": "VN"
            }
          ]
        }
      ],
      "introduction": "越南电信Viettel旗下移动钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人及线下",
        "农村商户"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://viettelpay.vn",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Viettel Money payment method import source",
          "url": "https://viettelpay.vn",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "vn",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "越南",
        "source_country_name_en": "Vietnam",
        "source_country_iso": "VN",
        "source_region": "亚洲",
        "source_name": "Viettel Money",
        "source_name_en": "Viettel Money",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://viettelpay.vn",
        "source_note": "越南电信Viettel旗下移动钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人及线下/农村商户",
        "access_threshold": "仅本地",
        "seo_slug": "vn-viettel-money",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "vn-shopeepay",
      "name": "ShopeePay",
      "aliases": [],
      "website_url": "https://shopeepay.vn",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Vietnam",
              "iso2": "VN"
            }
          ]
        }
      ],
      "introduction": "Shopee电商生态专属钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "Shopee生态内C端及商户"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://shopeepay.vn",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "ShopeePay payment method import source",
          "url": "https://shopeepay.vn",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "vn",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "越南",
        "source_country_name_en": "Vietnam",
        "source_country_iso": "VN",
        "source_region": "亚洲",
        "source_name": "ShopeePay",
        "source_name_en": "ShopeePay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://shopeepay.vn",
        "source_note": "Shopee电商生态专属钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "Shopee生态内C端及商户",
        "access_threshold": "仅本地",
        "seo_slug": "vn-shopeepay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "vn-vnpay-vietqr",
      "name": "VNPay / VietQR",
      "aliases": [],
      "website_url": "https://vnpay.vn",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Vietnam",
              "iso2": "VN"
            }
          ]
        }
      ],
      "introduction": "本土B端收单龙头与统一二维码",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "商户及B端收单"
      ],
      "fee_note": "约0%-2%(VietQR银行直连近零MDR；经钱包/网关约1.2%-2%)",
      "settlement_note": "T+2(工作日)",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://vnpay.vn",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "VNPay / VietQR payment method import source",
          "url": "https://vnpay.vn",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "vn",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "越南",
        "source_country_name_en": "Vietnam",
        "source_country_iso": "VN",
        "source_region": "亚洲",
        "source_name": "VNPay / VietQR",
        "source_name_en": "VNPay / VietQR",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://vnpay.vn",
        "source_note": "本土B端收单龙头与统一二维码",
        "source_fee_rate": "约0%-2%(VietQR银行直连近零MDR；经钱包/网关约1.2%-2%)",
        "source_settlement": "T+2(工作日)",
        "supports_china": "否(仅本地)",
        "target_users": "商户及B端收单",
        "access_threshold": "仅本地",
        "seo_slug": "vn-vnpay-vietqr",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "vn-napas",
      "name": "NAPAS",
      "aliases": [],
      "website_url": "https://napas.com.vn",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Vietnam",
              "iso2": "VN"
            }
          ]
        }
      ],
      "introduction": "越南国家支付开关与清算网络",
      "payment_types": [
        "Card acquiring"
      ],
      "business_use_cases": [
        "银行及机构间清算网络"
      ],
      "fee_note": "未公开(清算网络，经银行/PSP收费；本国NAPAS卡MDR约0.5%-1%)",
      "settlement_note": "T+1(实时清算)",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://napas.com.vn",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "NAPAS payment method import source",
          "url": "https://napas.com.vn",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "vn",
        "本地卡组织",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "越南",
        "source_country_name_en": "Vietnam",
        "source_country_iso": "VN",
        "source_region": "亚洲",
        "source_name": "NAPAS",
        "source_name_en": "NAPAS",
        "source_type": "本地卡组织",
        "source_status": "运营中",
        "source_website": "https://napas.com.vn",
        "source_note": "越南国家支付开关与清算网络",
        "source_fee_rate": "未公开(清算网络，经银行/PSP收费；本国NAPAS卡MDR约0.5%-1%)",
        "source_settlement": "T+1(实时清算)",
        "supports_china": "否(仅本地)",
        "target_users": "银行及机构间清算网络",
        "access_threshold": "仅本地",
        "seo_slug": "vn-napas",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "vn-moca-grab",
      "name": "Moca (Grab)",
      "aliases": [],
      "website_url": "https://www.grab.com/vn/",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Vietnam",
              "iso2": "VN"
            }
          ]
        }
      ],
      "introduction": "Grab出行生态内嵌钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "Grab生态C端及司机",
        "商户"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.grab.com/vn/",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Moca (Grab) payment method import source",
          "url": "https://www.grab.com/vn/",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "vn",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "越南",
        "source_country_name_en": "Vietnam",
        "source_country_iso": "VN",
        "source_region": "亚洲",
        "source_name": "Moca (Grab)",
        "source_name_en": "Moca (Grab)",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.grab.com/vn/",
        "source_note": "Grab出行生态内嵌钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "Grab生态C端及司机/商户",
        "access_threshold": "仅本地",
        "seo_slug": "vn-moca-grab",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "vn-kredivo",
      "name": "Kredivo",
      "aliases": [],
      "website_url": "https://kredivo.com.vn",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Vietnam",
              "iso2": "VN"
            }
          ]
        }
      ],
      "introduction": "东南亚BNPL，越南先买后付",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "C端及分期消费"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://kredivo.com.vn",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Kredivo payment method import source",
          "url": "https://kredivo.com.vn",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "vn",
        "BNPL先买后付",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "越南",
        "source_country_name_en": "Vietnam",
        "source_country_iso": "VN",
        "source_region": "亚洲",
        "source_name": "Kredivo",
        "source_name_en": "Kredivo",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://kredivo.com.vn",
        "source_note": "东南亚BNPL，越南先买后付",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "C端及分期消费",
        "access_threshold": "仅本地",
        "seo_slug": "vn-kredivo",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ph-gcash",
      "name": "GCash",
      "aliases": [],
      "website_url": "https://gcash.com",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Philippines",
              "iso2": "PH"
            }
          ]
        }
      ],
      "introduction": "菲律宾用户最多的电子钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人及中小商户"
      ],
      "fee_note": "约2%(MDR)",
      "settlement_note": "T+1(次日自动归集至对公银行账户)",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://gcash.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "GCash payment method import source",
          "url": "https://gcash.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "ph",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "菲律宾",
        "source_country_name_en": "Philippines",
        "source_country_iso": "PH",
        "source_region": "亚洲",
        "source_name": "GCash",
        "source_name_en": "GCash",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://gcash.com",
        "source_note": "菲律宾用户最多的电子钱包",
        "source_fee_rate": "约2%(MDR)",
        "source_settlement": "T+1(次日自动归集至对公银行账户)",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人及中小商户",
        "access_threshold": "仅本地",
        "seo_slug": "ph-gcash",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ph-maya",
      "name": "Maya",
      "aliases": [],
      "website_url": "https://www.maya.ph",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Philippines",
              "iso2": "PH"
            }
          ]
        }
      ],
      "introduction": "原PayMaya，持牌数字银行",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端及商户(含数字银行)"
      ],
      "fee_note": "约1.5%-3%(扫码约1.5%-2.5%；卡收单3.5%+₱15)",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.maya.ph",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Maya payment method import source",
          "url": "https://www.maya.ph",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "ph",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "菲律宾",
        "source_country_name_en": "Philippines",
        "source_country_iso": "PH",
        "source_region": "亚洲",
        "source_name": "Maya",
        "source_name_en": "Maya",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.maya.ph",
        "source_note": "原PayMaya，持牌数字银行",
        "source_fee_rate": "约1.5%-3%(扫码约1.5%-2.5%；卡收单3.5%+₱15)",
        "source_settlement": "T+1",
        "supports_china": "否(仅本地)",
        "target_users": "C端及商户(含数字银行)",
        "access_threshold": "仅本地",
        "seo_slug": "ph-maya",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ph-grabpay",
      "name": "GrabPay",
      "aliases": [],
      "website_url": "https://www.grab.com/ph/",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Philippines",
              "iso2": "PH"
            }
          ]
        }
      ],
      "introduction": "Grab生态内嵌支付工具",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "Grab生态C端及商户"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.grab.com/ph/",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "GrabPay payment method import source",
          "url": "https://www.grab.com/ph/",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "ph",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "菲律宾",
        "source_country_name_en": "Philippines",
        "source_country_iso": "PH",
        "source_region": "亚洲",
        "source_name": "GrabPay",
        "source_name_en": "GrabPay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.grab.com/ph/",
        "source_note": "Grab生态内嵌支付工具",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "Grab生态C端及商户",
        "access_threshold": "仅本地",
        "seo_slug": "ph-grabpay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ph-coins-ph",
      "name": "Coins.ph",
      "aliases": [],
      "website_url": "https://coins.ph",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Philippines",
              "iso2": "PH"
            }
          ]
        }
      ],
      "introduction": "含加密资产的本土钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端及法币",
        "加密钱包"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://coins.ph",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Coins.ph payment method import source",
          "url": "https://coins.ph",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "ph",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "菲律宾",
        "source_country_name_en": "Philippines",
        "source_country_iso": "PH",
        "source_region": "亚洲",
        "source_name": "Coins.ph",
        "source_name_en": "Coins.ph",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://coins.ph",
        "source_note": "含加密资产的本土钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "C端及法币/加密钱包",
        "access_threshold": "仅本地",
        "seo_slug": "ph-coins-ph",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ph-shopeepay",
      "name": "ShopeePay",
      "aliases": [],
      "website_url": "https://shopeepay.com.ph",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Philippines",
              "iso2": "PH"
            }
          ]
        }
      ],
      "introduction": "Shopee电商专属钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "Shopee生态内C端及商户"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://shopeepay.com.ph",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "ShopeePay payment method import source",
          "url": "https://shopeepay.com.ph",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "ph",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "菲律宾",
        "source_country_name_en": "Philippines",
        "source_country_iso": "PH",
        "source_region": "亚洲",
        "source_name": "ShopeePay",
        "source_name_en": "ShopeePay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://shopeepay.com.ph",
        "source_note": "Shopee电商专属钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "Shopee生态内C端及商户",
        "access_threshold": "仅本地",
        "seo_slug": "ph-shopeepay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ph-instapay-pesonet",
      "name": "InstaPay / PESONet",
      "aliases": [],
      "website_url": "https://www.bsp.gov.ph",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Philippines",
              "iso2": "PH"
            }
          ]
        }
      ],
      "introduction": "央行实时与批量银行转账系统",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "个人",
        "企业及银行即时转账"
      ],
      "fee_note": "免费(央行规定商户收款免收/近零)",
      "settlement_note": "InstaPay实时(T+0)；PESONet T+1(批结清)",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.bsp.gov.ph",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "InstaPay / PESONet payment method import source",
          "url": "https://www.bsp.gov.ph",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "ph",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "菲律宾",
        "source_country_name_en": "Philippines",
        "source_country_iso": "PH",
        "source_region": "亚洲",
        "source_name": "InstaPay / PESONet",
        "source_name_en": "InstaPay / PESONet",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.bsp.gov.ph",
        "source_note": "央行实时与批量银行转账系统",
        "source_fee_rate": "免费(央行规定商户收款免收/近零)",
        "source_settlement": "InstaPay实时(T+0)；PESONet T+1(批结清)",
        "supports_china": "否(仅本地)",
        "target_users": "个人/企业及银行即时转账",
        "access_threshold": "仅本地",
        "seo_slug": "ph-instapay-pesonet",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ph-bayad",
      "name": "Bayad",
      "aliases": [],
      "website_url": "https://www.bayad.com",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Philippines",
              "iso2": "PH"
            }
          ]
        }
      ],
      "introduction": "遍布全国的账单与现金代缴点",
      "payment_types": [
        "Cash collection"
      ],
      "business_use_cases": [
        "C端及账单",
        "现金代缴"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.bayad.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Bayad payment method import source",
          "url": "https://www.bayad.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "ph",
        "现金代收点",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "菲律宾",
        "source_country_name_en": "Philippines",
        "source_country_iso": "PH",
        "source_region": "亚洲",
        "source_name": "Bayad",
        "source_name_en": "Bayad",
        "source_type": "现金代收点",
        "source_status": "运营中",
        "source_website": "https://www.bayad.com",
        "source_note": "遍布全国的账单与现金代缴点",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "C端及账单/现金代缴",
        "access_threshold": "仅本地",
        "seo_slug": "ph-bayad",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ph-palawan-pawnshop",
      "name": "Palawan Pawnshop",
      "aliases": [],
      "website_url": "https://www.palawanpawnshop.com",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Philippines",
              "iso2": "PH"
            }
          ]
        }
      ],
      "introduction": "庞大线下现金汇款与充值网点",
      "payment_types": [
        "Cash collection"
      ],
      "business_use_cases": [
        "C端及线下现金汇款",
        "充值"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.palawanpawnshop.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Palawan Pawnshop payment method import source",
          "url": "https://www.palawanpawnshop.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "ph",
        "现金代收点",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "菲律宾",
        "source_country_name_en": "Philippines",
        "source_country_iso": "PH",
        "source_region": "亚洲",
        "source_name": "Palawan Pawnshop",
        "source_name_en": "Palawan Pawnshop",
        "source_type": "现金代收点",
        "source_status": "运营中",
        "source_website": "https://www.palawanpawnshop.com",
        "source_note": "庞大线下现金汇款与充值网点",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "C端及线下现金汇款/充值",
        "access_threshold": "仅本地",
        "seo_slug": "ph-palawan-pawnshop",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "pk-jazzcash",
      "name": "JazzCash",
      "aliases": [],
      "website_url": "https://www.jazzcash.com.pk",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Pakistan",
              "iso2": "PK"
            }
          ]
        }
      ],
      "introduction": "Jazz电信旗下最大移动钱包之一",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人及商户"
      ],
      "fee_note": "约1.5%-3%",
      "settlement_note": "T+1至T+3",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.jazzcash.com.pk",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "JazzCash payment method import source",
          "url": "https://www.jazzcash.com.pk",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "pk",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "巴基斯坦",
        "source_country_name_en": "Pakistan",
        "source_country_iso": "PK",
        "source_region": "亚洲",
        "source_name": "JazzCash",
        "source_name_en": "JazzCash",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.jazzcash.com.pk",
        "source_note": "Jazz电信旗下最大移动钱包之一",
        "source_fee_rate": "约1.5%-3%",
        "source_settlement": "T+1至T+3",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人及商户",
        "access_threshold": "仅本地",
        "seo_slug": "pk-jazzcash",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "pk-easypaisa",
      "name": "EasyPaisa",
      "aliases": [],
      "website_url": "https://www.easypaisa.com.pk",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Pakistan",
              "iso2": "PK"
            }
          ]
        }
      ],
      "introduction": "Telenor旗下无网点银行先驱",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人及商户",
        "OTC"
      ],
      "fee_note": "约1.75%-2.75%",
      "settlement_note": "T+1至T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.easypaisa.com.pk",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "EasyPaisa payment method import source",
          "url": "https://www.easypaisa.com.pk",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "pk",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "巴基斯坦",
        "source_country_name_en": "Pakistan",
        "source_country_iso": "PK",
        "source_region": "亚洲",
        "source_name": "EasyPaisa",
        "source_name_en": "EasyPaisa",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.easypaisa.com.pk",
        "source_note": "Telenor旗下无网点银行先驱",
        "source_fee_rate": "约1.75%-2.75%",
        "source_settlement": "T+1至T+2",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人及商户/OTC",
        "access_threshold": "仅本地",
        "seo_slug": "pk-easypaisa",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "pk-raast",
      "name": "Raast",
      "aliases": [],
      "website_url": "https://www.sbp.org.pk",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Pakistan",
              "iso2": "PK"
            }
          ]
        }
      ],
      "introduction": "央行即时支付系统，手机号转账",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "个人",
        "企业即时转账"
      ],
      "fee_note": "免费(个人转账；经银行收单费率视银行)",
      "settlement_note": "实时(即时)",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.sbp.org.pk",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Raast payment method import source",
          "url": "https://www.sbp.org.pk",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "pk",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "巴基斯坦",
        "source_country_name_en": "Pakistan",
        "source_country_iso": "PK",
        "source_region": "亚洲",
        "source_name": "Raast",
        "source_name_en": "Raast",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.sbp.org.pk",
        "source_note": "央行即时支付系统，手机号转账",
        "source_fee_rate": "免费(个人转账；经银行收单费率视银行)",
        "source_settlement": "实时(即时)",
        "supports_china": "否(仅本地)",
        "target_users": "个人/企业即时转账",
        "access_threshold": "仅本地",
        "seo_slug": "pk-raast",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "pk-nayapay",
      "name": "Nayapay",
      "aliases": [
        "NayaPay"
      ],
      "website_url": "https://nayapay.com",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Pakistan",
              "iso2": "PK"
            }
          ]
        }
      ],
      "introduction": "持牌EMI，自由职业者常用",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端及自由职业者"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://nayapay.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Nayapay payment method import source",
          "url": "https://nayapay.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "pk",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "巴基斯坦",
        "source_country_name_en": "Pakistan",
        "source_country_iso": "PK",
        "source_region": "亚洲",
        "source_name": "NayaPay",
        "source_name_en": "Nayapay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://nayapay.com",
        "source_note": "持牌EMI，自由职业者常用",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "C端及自由职业者",
        "access_threshold": "仅本地",
        "seo_slug": "pk-nayapay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "pk-sadapay",
      "name": "SadaPay",
      "aliases": [],
      "website_url": "https://sadapay.pk",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Pakistan",
              "iso2": "PK"
            }
          ]
        }
      ],
      "introduction": "零费用数字银行与Mastercard",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端及数字银行"
      ],
      "fee_note": "未公开(零费用数字银行，商户收单未公开)",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://sadapay.pk",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "SadaPay payment method import source",
          "url": "https://sadapay.pk",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "pk",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "巴基斯坦",
        "source_country_name_en": "Pakistan",
        "source_country_iso": "PK",
        "source_region": "亚洲",
        "source_name": "SadaPay",
        "source_name_en": "SadaPay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://sadapay.pk",
        "source_note": "零费用数字银行与Mastercard",
        "source_fee_rate": "未公开(零费用数字银行，商户收单未公开)",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "C端及数字银行",
        "access_threshold": "仅本地",
        "seo_slug": "pk-sadapay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "pk-hbl-konnect",
      "name": "HBL Konnect",
      "aliases": [],
      "website_url": "https://www.hbl.com/personal/konnect",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Pakistan",
              "iso2": "PK"
            }
          ]
        }
      ],
      "introduction": "HBL银行无网点银行账户",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端及银行无网点账户"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.hbl.com/personal/konnect",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "HBL Konnect payment method import source",
          "url": "https://www.hbl.com/personal/konnect",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "pk",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "巴基斯坦",
        "source_country_name_en": "Pakistan",
        "source_country_iso": "PK",
        "source_region": "亚洲",
        "source_name": "HBL Konnect",
        "source_name_en": "HBL Konnect",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.hbl.com/personal/konnect",
        "source_note": "HBL银行无网点银行账户",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "C端及银行无网点账户",
        "access_threshold": "仅本地",
        "seo_slug": "pk-hbl-konnect",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "pk-qisstpay",
      "name": "QisstPay",
      "aliases": [],
      "website_url": "https://qisstpay.com",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Pakistan",
              "iso2": "PK"
            }
          ]
        }
      ],
      "introduction": "电商分期先买后付平台",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "C端及电商分期"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://qisstpay.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "QisstPay payment method import source",
          "url": "https://qisstpay.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "pk",
        "BNPL先买后付",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "巴基斯坦",
        "source_country_name_en": "Pakistan",
        "source_country_iso": "PK",
        "source_region": "亚洲",
        "source_name": "QisstPay",
        "source_name_en": "QisstPay",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://qisstpay.com",
        "source_note": "电商分期先买后付平台",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "C端及电商分期",
        "access_threshold": "仅本地",
        "seo_slug": "pk-qisstpay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "pk-payfast",
      "name": "PayFast",
      "aliases": [],
      "website_url": "https://payfast.pk",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Pakistan",
              "iso2": "PK"
            }
          ]
        }
      ],
      "introduction": "本地在线支付网关聚合商",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户及B端聚合"
      ],
      "fee_note": "约2%-3%",
      "settlement_note": "T+1至T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://payfast.pk",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PayFast payment method import source",
          "url": "https://payfast.pk",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "pk",
        "聚合支付",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "巴基斯坦",
        "source_country_name_en": "Pakistan",
        "source_country_iso": "PK",
        "source_region": "亚洲",
        "source_name": "PayFast",
        "source_name_en": "PayFast",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://payfast.pk",
        "source_note": "本地在线支付网关聚合商",
        "source_fee_rate": "约2%-3%",
        "source_settlement": "T+1至T+2",
        "supports_china": "否(仅本地)",
        "target_users": "商户及B端聚合",
        "access_threshold": "仅本地",
        "seo_slug": "pk-payfast",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "eg-fawry",
      "name": "Fawry",
      "aliases": [],
      "website_url": "https://www.fawry.com",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Egypt",
              "iso2": "EG"
            }
          ]
        }
      ],
      "introduction": "超3500万用户的账单与支付网络",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "C端及账单",
        "聚合商户"
      ],
      "fee_note": "约2%-3%+固定费(单笔约2.75%+3埃镑)",
      "settlement_note": "T+2至T+7(通常按周)",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.fawry.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Fawry payment method import source",
          "url": "https://www.fawry.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "eg",
        "聚合支付",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "埃及",
        "source_country_name_en": "Egypt",
        "source_country_iso": "EG",
        "source_region": "非洲",
        "source_name": "Fawry",
        "source_name_en": "Fawry",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://www.fawry.com",
        "source_note": "超3500万用户的账单与支付网络",
        "source_fee_rate": "约2%-3%+固定费(单笔约2.75%+3埃镑)",
        "source_settlement": "T+2至T+7(通常按周)",
        "supports_china": "否(仅本地)",
        "target_users": "C端及账单/聚合商户",
        "access_threshold": "仅本地",
        "seo_slug": "eg-fawry",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "eg-meeza",
      "name": "Meeza",
      "aliases": [],
      "website_url": "https://meeza-eg.com",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Egypt",
              "iso2": "EG"
            }
          ]
        }
      ],
      "introduction": "央行主导的本国卡与电子钱包",
      "payment_types": [
        "Card acquiring"
      ],
      "business_use_cases": [
        "C端及全国卡",
        "钱包"
      ],
      "fee_note": "免费(央行主导，本国卡/钱包不收服务费)",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://meeza-eg.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Meeza payment method import source",
          "url": "https://meeza-eg.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "eg",
        "本地卡组织",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "埃及",
        "source_country_name_en": "Egypt",
        "source_country_iso": "EG",
        "source_region": "非洲",
        "source_name": "Meeza",
        "source_name_en": "Meeza",
        "source_type": "本地卡组织",
        "source_status": "运营中",
        "source_website": "https://meeza-eg.com",
        "source_note": "央行主导的本国卡与电子钱包",
        "source_fee_rate": "免费(央行主导，本国卡/钱包不收服务费)",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端及全国卡/钱包",
        "access_threshold": "仅本地",
        "seo_slug": "eg-meeza",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "eg-vodafone-cash",
      "name": "Vodafone Cash",
      "aliases": [],
      "website_url": "https://www.vodafone.com.eg",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Egypt",
              "iso2": "EG"
            }
          ]
        }
      ],
      "introduction": "埃及市场份额领先移动钱包",
      "payment_types": [
        "Mobile money",
        "Wallet"
      ],
      "business_use_cases": [
        "C端移动钱包"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.vodafone.com.eg",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Vodafone Cash payment method import source",
          "url": "https://www.vodafone.com.eg",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "eg",
        "移动货币(Mobile Money)",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "埃及",
        "source_country_name_en": "Egypt",
        "source_country_iso": "EG",
        "source_region": "非洲",
        "source_name": "Vodafone Cash",
        "source_name_en": "Vodafone Cash",
        "source_type": "移动货币(Mobile Money)",
        "source_status": "运营中",
        "source_website": "https://www.vodafone.com.eg",
        "source_note": "埃及市场份额领先移动钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "C端移动钱包",
        "access_threshold": "仅本地",
        "seo_slug": "eg-vodafone-cash",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "eg-instapay",
      "name": "InstaPay",
      "aliases": [],
      "website_url": "https://www.cbe.org.eg",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Egypt",
              "iso2": "EG"
            }
          ]
        }
      ],
      "introduction": "央行即时账户对账户转账",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "个人",
        "企业即时转账"
      ],
      "fee_note": "免费(央行即时转账，个人免收)",
      "settlement_note": "实时(秒到)",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.cbe.org.eg",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "InstaPay payment method import source",
          "url": "https://www.cbe.org.eg",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "eg",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "埃及",
        "source_country_name_en": "Egypt",
        "source_country_iso": "EG",
        "source_region": "非洲",
        "source_name": "InstaPay",
        "source_name_en": "InstaPay",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.cbe.org.eg",
        "source_note": "央行即时账户对账户转账",
        "source_fee_rate": "免费(央行即时转账，个人免收)",
        "source_settlement": "实时(秒到)",
        "supports_china": "否(仅本地)",
        "target_users": "个人/企业即时转账",
        "access_threshold": "仅本地",
        "seo_slug": "eg-instapay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "eg-orange-cash",
      "name": "Orange Cash",
      "aliases": [],
      "website_url": "https://www.orange.eg",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Egypt",
              "iso2": "EG"
            }
          ]
        }
      ],
      "introduction": "Orange埃及移动钱包",
      "payment_types": [
        "Mobile money",
        "Wallet"
      ],
      "business_use_cases": [
        "C端移动钱包"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.orange.eg",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Orange Cash payment method import source",
          "url": "https://www.orange.eg",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "eg",
        "移动货币(Mobile Money)",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "埃及",
        "source_country_name_en": "Egypt",
        "source_country_iso": "EG",
        "source_region": "非洲",
        "source_name": "Orange Cash",
        "source_name_en": "Orange Cash",
        "source_type": "移动货币(Mobile Money)",
        "source_status": "运营中",
        "source_website": "https://www.orange.eg",
        "source_note": "Orange埃及移动钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "C端移动钱包",
        "access_threshold": "仅本地",
        "seo_slug": "eg-orange-cash",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "eg-etisalat-cash-we",
      "name": "Etisalat Cash (WE)",
      "aliases": [],
      "website_url": "https://www.we.eg",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Egypt",
              "iso2": "EG"
            }
          ]
        }
      ],
      "introduction": "Telecom Egypt旗下移动钱包",
      "payment_types": [
        "Mobile money",
        "Wallet"
      ],
      "business_use_cases": [
        "C端移动钱包"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.we.eg",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Etisalat Cash (WE) payment method import source",
          "url": "https://www.we.eg",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "eg",
        "移动货币(Mobile Money)",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "埃及",
        "source_country_name_en": "Egypt",
        "source_country_iso": "EG",
        "source_region": "非洲",
        "source_name": "Etisalat Cash (WE)",
        "source_name_en": "Etisalat Cash (WE)",
        "source_type": "移动货币(Mobile Money)",
        "source_status": "运营中",
        "source_website": "https://www.we.eg",
        "source_note": "Telecom Egypt旗下移动钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "C端移动钱包",
        "access_threshold": "仅本地",
        "seo_slug": "eg-etisalat-cash-we",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "eg-valu",
      "name": "valU",
      "aliases": [],
      "website_url": "https://www.valu.com.eg",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Egypt",
              "iso2": "EG"
            }
          ]
        }
      ],
      "introduction": "埃及领先先买后付分期平台",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "C端及分期消费"
      ],
      "fee_note": "未公开(BNPL，费率视分期方案)",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.valu.com.eg",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "valU payment method import source",
          "url": "https://www.valu.com.eg",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "eg",
        "BNPL先买后付",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "埃及",
        "source_country_name_en": "Egypt",
        "source_country_iso": "EG",
        "source_region": "非洲",
        "source_name": "valU",
        "source_name_en": "valU",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.valu.com.eg",
        "source_note": "埃及领先先买后付分期平台",
        "source_fee_rate": "未公开(BNPL，费率视分期方案)",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "C端及分期消费",
        "access_threshold": "仅本地",
        "seo_slug": "eg-valu",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "eg-opay",
      "name": "OPay",
      "aliases": [],
      "website_url": "https://www.opay.com.eg",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Egypt",
              "iso2": "EG"
            }
          ]
        }
      ],
      "introduction": "在埃及运营的移动钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端及钱包",
        "信贷"
      ],
      "fee_note": "约2.25%+2埃镑",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.opay.com.eg",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "OPay payment method import source",
          "url": "https://www.opay.com.eg",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "eg",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "埃及",
        "source_country_name_en": "Egypt",
        "source_country_iso": "EG",
        "source_region": "非洲",
        "source_name": "OPay",
        "source_name_en": "OPay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.opay.com.eg",
        "source_note": "在埃及运营的移动钱包",
        "source_fee_rate": "约2.25%+2埃镑",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "C端及钱包/信贷",
        "access_threshold": "仅本地",
        "seo_slug": "eg-opay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "pl-blik",
      "name": "BLIK",
      "aliases": [],
      "website_url": "https://blik.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Poland",
              "iso2": "PL"
            }
          ]
        }
      ],
      "introduction": "银行联合推出的六位码即时支付",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "C端及银行即时支付"
      ],
      "fee_note": "约1.1%-2%(经聚合商；银行直连约1.5%-2%)",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://blik.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "BLIK payment method import source",
          "url": "https://blik.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "pl",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "波兰",
        "source_country_name_en": "Poland",
        "source_country_iso": "PL",
        "source_region": "欧洲",
        "source_name": "BLIK",
        "source_name_en": "BLIK",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://blik.com",
        "source_note": "银行联合推出的六位码即时支付",
        "source_fee_rate": "约1.1%-2%(经聚合商；银行直连约1.5%-2%)",
        "source_settlement": "T+1",
        "supports_china": "否(仅本地)",
        "target_users": "C端及银行即时支付",
        "access_threshold": "仅本地",
        "seo_slug": "pl-blik",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "pl-przelewy24",
      "name": "Przelewy24",
      "aliases": [],
      "website_url": "https://www.przelewy24.pl",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Poland",
              "iso2": "PL"
            }
          ]
        }
      ],
      "introduction": "波兰最受欢迎的网银支付网关",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户及B端网银网关"
      ],
      "fee_note": "约1.5%-1.9%+固定费(约0.3-0.4PLN/笔)",
      "settlement_note": "T+1至T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.przelewy24.pl",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Przelewy24 payment method import source",
          "url": "https://www.przelewy24.pl",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "pl",
        "聚合支付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "波兰",
        "source_country_name_en": "Poland",
        "source_country_iso": "PL",
        "source_region": "欧洲",
        "source_name": "Przelewy24",
        "source_name_en": "Przelewy24",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://www.przelewy24.pl",
        "source_note": "波兰最受欢迎的网银支付网关",
        "source_fee_rate": "约1.5%-1.9%+固定费(约0.3-0.4PLN/笔)",
        "source_settlement": "T+1至T+2",
        "supports_china": "部分(需特定资质)",
        "target_users": "商户及B端网银网关",
        "access_threshold": "中",
        "seo_slug": "pl-przelewy24",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "pl-payu",
      "name": "PayU",
      "aliases": [],
      "website_url": "https://payu.pl",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Poland",
              "iso2": "PL"
            }
          ]
        }
      ],
      "introduction": "Allegro生态主流支付聚合商",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户及B端聚合"
      ],
      "fee_note": "约1.1%+0.30PLN/笔",
      "settlement_note": "T+1至T+3",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://payu.pl",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PayU payment method import source",
          "url": "https://payu.pl",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "pl",
        "聚合支付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "波兰",
        "source_country_name_en": "Poland",
        "source_country_iso": "PL",
        "source_region": "欧洲",
        "source_name": "PayU",
        "source_name_en": "PayU",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://payu.pl",
        "source_note": "Allegro生态主流支付聚合商",
        "source_fee_rate": "约1.1%+0.30PLN/笔",
        "source_settlement": "T+1至T+3",
        "supports_china": "部分(需特定资质)",
        "target_users": "商户及B端聚合",
        "access_threshold": "中",
        "seo_slug": "pl-payu",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "pl-tpay",
      "name": "Tpay",
      "aliases": [],
      "website_url": "https://tpay.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Poland",
              "iso2": "PL"
            }
          ]
        }
      ],
      "introduction": "本土支付网关支持BLIK与卡",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户及B端聚合"
      ],
      "fee_note": "约1.7%-2.3%+0.25PLN/笔",
      "settlement_note": "T+1至T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://tpay.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Tpay payment method import source",
          "url": "https://tpay.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "pl",
        "聚合支付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "波兰",
        "source_country_name_en": "Poland",
        "source_country_iso": "PL",
        "source_region": "欧洲",
        "source_name": "Tpay",
        "source_name_en": "Tpay",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://tpay.com",
        "source_note": "本土支付网关支持BLIK与卡",
        "source_fee_rate": "约1.7%-2.3%+0.25PLN/笔",
        "source_settlement": "T+1至T+2",
        "supports_china": "部分(需特定资质)",
        "target_users": "商户及B端聚合",
        "access_threshold": "中",
        "seo_slug": "pl-tpay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "pl-paynow",
      "name": "Paynow",
      "aliases": [],
      "website_url": "https://www.paynow.pl",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Poland",
              "iso2": "PL"
            }
          ]
        }
      ],
      "introduction": "mBank旗下即时转账网关",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户及B端(mBank)网关"
      ],
      "fee_note": "未公开",
      "settlement_note": "T+1至T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.paynow.pl",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Paynow payment method import source",
          "url": "https://www.paynow.pl",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "pl",
        "聚合支付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "波兰",
        "source_country_name_en": "Poland",
        "source_country_iso": "PL",
        "source_region": "欧洲",
        "source_name": "Paynow",
        "source_name_en": "Paynow",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://www.paynow.pl",
        "source_note": "mBank旗下即时转账网关",
        "source_fee_rate": "未公开",
        "source_settlement": "T+1至T+2",
        "supports_china": "部分(需特定资质)",
        "target_users": "商户及B端(mBank)网关",
        "access_threshold": "中",
        "seo_slug": "pl-paynow",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "pl-allegro-pay",
      "name": "Allegro Pay",
      "aliases": [],
      "website_url": "https://allegro.pl",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Poland",
              "iso2": "PL"
            }
          ]
        }
      ],
      "introduction": "本土电商Allegro分期付",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "Allegro平台商户及消费者"
      ],
      "fee_note": "约1.9%+0.6PLN/笔",
      "settlement_note": "T+2至T+3",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://allegro.pl",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Allegro Pay payment method import source",
          "url": "https://allegro.pl",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "pl",
        "BNPL先买后付",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "波兰",
        "source_country_name_en": "Poland",
        "source_country_iso": "PL",
        "source_region": "欧洲",
        "source_name": "Allegro Pay",
        "source_name_en": "Allegro Pay",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://allegro.pl",
        "source_note": "本土电商Allegro分期付",
        "source_fee_rate": "约1.9%+0.6PLN/笔",
        "source_settlement": "T+2至T+3",
        "supports_china": "否(仅本地)",
        "target_users": "Allegro平台商户及消费者",
        "access_threshold": "仅本地",
        "seo_slug": "pl-allegro-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "pl-autopay",
      "name": "Autopay",
      "aliases": [],
      "website_url": "https://autopay.pl",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Poland",
              "iso2": "PL"
            }
          ]
        }
      ],
      "introduction": "Blue Media聚合支付与订阅",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户及B端聚合(Blue Media)"
      ],
      "fee_note": "未公开",
      "settlement_note": "T+1至T+3",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://autopay.pl",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Autopay payment method import source",
          "url": "https://autopay.pl",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "pl",
        "聚合支付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "波兰",
        "source_country_name_en": "Poland",
        "source_country_iso": "PL",
        "source_region": "欧洲",
        "source_name": "Autopay",
        "source_name_en": "Autopay",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://autopay.pl",
        "source_note": "Blue Media聚合支付与订阅",
        "source_fee_rate": "未公开",
        "source_settlement": "T+1至T+3",
        "supports_china": "部分(需特定资质)",
        "target_users": "商户及B端聚合(Blue Media)",
        "access_threshold": "中",
        "seo_slug": "pl-autopay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "se-swish",
      "name": "Swish",
      "aliases": [],
      "website_url": "https://www.swish.nu",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Sweden",
              "iso2": "SE"
            }
          ]
        }
      ],
      "introduction": "银行 consortium 即时移动转账",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "C端个人及企业即时转账"
      ],
      "fee_note": "约1-3 SEK/笔(银行直连)；经PSP约1%+固定费",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.swish.nu",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Swish payment method import source",
          "url": "https://www.swish.nu",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "se",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "瑞典",
        "source_country_name_en": "Sweden",
        "source_country_iso": "SE",
        "source_region": "欧洲",
        "source_name": "Swish",
        "source_name_en": "Swish",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.swish.nu",
        "source_note": "银行 consortium 即时移动转账",
        "source_fee_rate": "约1-3 SEK/笔(银行直连)；经PSP约1%+固定费",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人及企业即时转账",
        "access_threshold": "仅本地",
        "seo_slug": "se-swish",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "se-klarna",
      "name": "Klarna",
      "aliases": [],
      "website_url": "https://www.klarna.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Sweden",
              "iso2": "SE"
            }
          ]
        }
      ],
      "introduction": "瑞典诞生全球领先先买后付",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户及C端BNPL"
      ],
      "fee_note": "约3.29%-5.99%+固定费(约0.30美元/笔)",
      "settlement_note": "T+2至T+7",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.klarna.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Klarna payment method import source",
          "url": "https://www.klarna.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "se",
        "BNPL先买后付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "瑞典",
        "source_country_name_en": "Sweden",
        "source_country_iso": "SE",
        "source_region": "欧洲",
        "source_name": "Klarna",
        "source_name_en": "Klarna",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.klarna.com",
        "source_note": "瑞典诞生全球领先先买后付",
        "source_fee_rate": "约3.29%-5.99%+固定费(约0.30美元/笔)",
        "source_settlement": "T+2至T+7",
        "supports_china": "部分(需特定资质)",
        "target_users": "商户及C端BNPL",
        "access_threshold": "中",
        "seo_slug": "se-klarna",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "se-trustly",
      "name": "Trustly",
      "aliases": [],
      "website_url": "https://www.trustly.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Sweden",
              "iso2": "SE"
            }
          ]
        }
      ],
      "introduction": "直连银行账户的A2A转账",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "商户及B端A2A转账"
      ],
      "fee_note": "未公开(协议定价；第三方估算约1.5%+小额)",
      "settlement_note": "T+1至T+3",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.trustly.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Trustly payment method import source",
          "url": "https://www.trustly.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "se",
        "银行实时转账",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "瑞典",
        "source_country_name_en": "Sweden",
        "source_country_iso": "SE",
        "source_region": "欧洲",
        "source_name": "Trustly",
        "source_name_en": "Trustly",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.trustly.com",
        "source_note": "直连银行账户的A2A转账",
        "source_fee_rate": "未公开(协议定价；第三方估算约1.5%+小额)",
        "source_settlement": "T+1至T+3",
        "supports_china": "部分(需特定资质)",
        "target_users": "商户及B端A2A转账",
        "access_threshold": "中",
        "seo_slug": "se-trustly",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "se-qliro",
      "name": "Qliro",
      "aliases": [],
      "website_url": "https://www.qliro.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Sweden",
              "iso2": "SE"
            }
          ]
        }
      ],
      "introduction": "瑞典本土分期与支付提供商",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户及C端BNPL"
      ],
      "fee_note": "未公开",
      "settlement_note": "T+1至T+7",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.qliro.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Qliro payment method import source",
          "url": "https://www.qliro.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "se",
        "BNPL先买后付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "瑞典",
        "source_country_name_en": "Sweden",
        "source_country_iso": "SE",
        "source_region": "欧洲",
        "source_name": "Qliro",
        "source_name_en": "Qliro",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.qliro.com",
        "source_note": "瑞典本土分期与支付提供商",
        "source_fee_rate": "未公开",
        "source_settlement": "T+1至T+7",
        "supports_china": "部分(需特定资质)",
        "target_users": "商户及C端BNPL",
        "access_threshold": "中",
        "seo_slug": "se-qliro",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "se-zimpler",
      "name": "Zimpler",
      "aliases": [],
      "website_url": "https://zimpler.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Sweden",
              "iso2": "SE"
            }
          ]
        }
      ],
      "introduction": "瑞典移动钱包与身份验证",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端及移动钱包",
        "身份验证"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://zimpler.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Zimpler payment method import source",
          "url": "https://zimpler.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "se",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "瑞典",
        "source_country_name_en": "Sweden",
        "source_country_iso": "SE",
        "source_region": "欧洲",
        "source_name": "Zimpler",
        "source_name_en": "Zimpler",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://zimpler.com",
        "source_note": "瑞典移动钱包与身份验证",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "部分(需特定资质)",
        "target_users": "C端及移动钱包/身份验证",
        "access_threshold": "中",
        "seo_slug": "se-zimpler",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "se-mobilepay",
      "name": "MobilePay",
      "aliases": [],
      "website_url": "https://www.mobilepay.dk",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Sweden",
              "iso2": "SE"
            }
          ]
        }
      ],
      "introduction": "北欧通用移动钱包（瑞典可用）",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "北欧C端及商户"
      ],
      "fee_note": "约1-3 SEK/笔(银行直连)；经PSP另计",
      "settlement_note": "T+1至T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.mobilepay.dk",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "MobilePay payment method import source",
          "url": "https://www.mobilepay.dk",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "se",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "瑞典",
        "source_country_name_en": "Sweden",
        "source_country_iso": "SE",
        "source_region": "欧洲",
        "source_name": "MobilePay",
        "source_name_en": "MobilePay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.mobilepay.dk",
        "source_note": "北欧通用移动钱包（瑞典可用）",
        "source_fee_rate": "约1-3 SEK/笔(银行直连)；经PSP另计",
        "source_settlement": "T+1至T+2",
        "supports_china": "部分(需特定资质)",
        "target_users": "北欧C端及商户",
        "access_threshold": "中",
        "seo_slug": "se-mobilepay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "be-bancontact",
      "name": "Bancontact",
      "aliases": [],
      "website_url": "https://www.bancontact.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Belgium",
              "iso2": "BE"
            }
          ]
        }
      ],
      "introduction": "比利时主导本国借记卡方案",
      "payment_types": [
        "Card acquiring"
      ],
      "business_use_cases": [
        "商户及C端本国卡",
        "钱包"
      ],
      "fee_note": "约€0.25-€0.50/笔(经PSP)；卡路由约1.8%+€0.25",
      "settlement_note": "实时确认；结算T+1至T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.bancontact.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Bancontact payment method import source",
          "url": "https://www.bancontact.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "be",
        "本地卡组织",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "比利时",
        "source_country_name_en": "Belgium",
        "source_country_iso": "BE",
        "source_region": "欧洲",
        "source_name": "Bancontact",
        "source_name_en": "Bancontact",
        "source_type": "本地卡组织",
        "source_status": "运营中",
        "source_website": "https://www.bancontact.com",
        "source_note": "比利时主导本国借记卡方案",
        "source_fee_rate": "约€0.25-€0.50/笔(经PSP)；卡路由约1.8%+€0.25",
        "source_settlement": "实时确认；结算T+1至T+2",
        "supports_china": "部分(需特定资质)",
        "target_users": "商户及C端本国卡/钱包",
        "access_threshold": "中",
        "seo_slug": "be-bancontact",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "be-payconiq-by-bancontact",
      "name": "Payconiq by Bancontact",
      "aliases": [],
      "website_url": "https://www.bancontact.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Belgium",
              "iso2": "BE"
            }
          ]
        }
      ],
      "introduction": "二维码移动支付的合并品牌",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端及商户二维码支付"
      ],
      "fee_note": "约€0.29/笔(经PSP)",
      "settlement_note": "实时确认；结算T+1至T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.bancontact.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Payconiq by Bancontact payment method import source",
          "url": "https://www.bancontact.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "be",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "比利时",
        "source_country_name_en": "Belgium",
        "source_country_iso": "BE",
        "source_region": "欧洲",
        "source_name": "Payconiq by Bancontact",
        "source_name_en": "Payconiq by Bancontact",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.bancontact.com",
        "source_note": "二维码移动支付的合并品牌",
        "source_fee_rate": "约€0.29/笔(经PSP)",
        "source_settlement": "实时确认；结算T+1至T+2",
        "supports_china": "部分(需特定资质)",
        "target_users": "C端及商户二维码支付",
        "access_threshold": "中",
        "seo_slug": "be-payconiq-by-bancontact",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "be-wero",
      "name": "Wero",
      "aliases": [],
      "website_url": "https://www.wero-wallet.eu",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Belgium",
              "iso2": "BE"
            }
          ]
        }
      ],
      "introduction": "欧洲支付倡议新推即时钱包",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "C端及商户即时钱包"
      ],
      "fee_note": "未公开(新兴欧洲即时钱包)",
      "settlement_note": "实时/即时；结算T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.wero-wallet.eu",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Wero payment method import source",
          "url": "https://www.wero-wallet.eu",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "be",
        "银行实时转账",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "比利时",
        "source_country_name_en": "Belgium",
        "source_country_iso": "BE",
        "source_region": "欧洲",
        "source_name": "Wero",
        "source_name_en": "Wero",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.wero-wallet.eu",
        "source_note": "欧洲支付倡议新推即时钱包",
        "source_fee_rate": "未公开(新兴欧洲即时钱包)",
        "source_settlement": "实时/即时；结算T+1",
        "supports_china": "部分(需特定资质)",
        "target_users": "C端及商户即时钱包",
        "access_threshold": "中",
        "seo_slug": "be-wero",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "be-kbc-mobile",
      "name": "KBC Mobile",
      "aliases": [],
      "website_url": "https://www.kbc.be",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Belgium",
              "iso2": "BE"
            }
          ]
        }
      ],
      "introduction": "KBC银行APP移动收付",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "KBC银行C端及商户"
      ],
      "fee_note": "未公开(银行APP)",
      "settlement_note": "实时确认；结算T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.kbc.be",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "KBC Mobile payment method import source",
          "url": "https://www.kbc.be",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "be",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "比利时",
        "source_country_name_en": "Belgium",
        "source_country_iso": "BE",
        "source_region": "欧洲",
        "source_name": "KBC Mobile",
        "source_name_en": "KBC Mobile",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.kbc.be",
        "source_note": "KBC银行APP移动收付",
        "source_fee_rate": "未公开(银行APP)",
        "source_settlement": "实时确认；结算T+1",
        "supports_china": "否(仅本地)",
        "target_users": "KBC银行C端及商户",
        "access_threshold": "仅本地",
        "seo_slug": "be-kbc-mobile",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "be-belfius-mobile",
      "name": "Belfius Mobile",
      "aliases": [],
      "website_url": "https://www.belfius.be",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Belgium",
              "iso2": "BE"
            }
          ]
        }
      ],
      "introduction": "Belfius银行APP移动支付",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "Belfius银行C端及商户"
      ],
      "fee_note": "未公开(银行APP)",
      "settlement_note": "实时确认；结算T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.belfius.be",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Belfius Mobile payment method import source",
          "url": "https://www.belfius.be",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "be",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "比利时",
        "source_country_name_en": "Belgium",
        "source_country_iso": "BE",
        "source_region": "欧洲",
        "source_name": "Belfius Mobile",
        "source_name_en": "Belfius Mobile",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.belfius.be",
        "source_note": "Belfius银行APP移动支付",
        "source_fee_rate": "未公开(银行APP)",
        "source_settlement": "实时确认；结算T+1",
        "supports_china": "否(仅本地)",
        "target_users": "Belfius银行C端及商户",
        "access_threshold": "仅本地",
        "seo_slug": "be-belfius-mobile",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "be-klarna",
      "name": "Klarna",
      "aliases": [],
      "website_url": "https://www.klarna.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Belgium",
              "iso2": "BE"
            }
          ]
        }
      ],
      "introduction": "在比利时提供先买后付",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户及C端BNPL"
      ],
      "fee_note": "约3.29%-5.99%+固定费",
      "settlement_note": "T+2至T+7",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.klarna.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Klarna payment method import source",
          "url": "https://www.klarna.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "be",
        "BNPL先买后付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "比利时",
        "source_country_name_en": "Belgium",
        "source_country_iso": "BE",
        "source_region": "欧洲",
        "source_name": "Klarna",
        "source_name_en": "Klarna",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.klarna.com",
        "source_note": "在比利时提供先买后付",
        "source_fee_rate": "约3.29%-5.99%+固定费",
        "source_settlement": "T+2至T+7",
        "supports_china": "部分(需特定资质)",
        "target_users": "商户及C端BNPL",
        "access_threshold": "中",
        "seo_slug": "be-klarna",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "be-mollie",
      "name": "Mollie",
      "aliases": [],
      "website_url": "https://www.mollie.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Belgium",
              "iso2": "BE"
            }
          ]
        }
      ],
      "introduction": "荷比卢强势支付网关",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户及B端聚合(荷比卢)"
      ],
      "fee_note": "约1.8%+€0.25(卡)；Bancontact€0.39/笔",
      "settlement_note": "T+1至T+3",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.mollie.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Mollie payment method import source",
          "url": "https://www.mollie.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "be",
        "聚合支付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "比利时",
        "source_country_name_en": "Belgium",
        "source_country_iso": "BE",
        "source_region": "欧洲",
        "source_name": "Mollie",
        "source_name_en": "Mollie",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://www.mollie.com",
        "source_note": "荷比卢强势支付网关",
        "source_fee_rate": "约1.8%+€0.25(卡)；Bancontact€0.39/笔",
        "source_settlement": "T+1至T+3",
        "supports_china": "部分(需特定资质)",
        "target_users": "商户及B端聚合(荷比卢)",
        "access_threshold": "中",
        "seo_slug": "be-mollie",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ch-twint",
      "name": "TWINT",
      "aliases": [],
      "website_url": "https://www.twint.ch",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Switzerland",
              "iso2": "CH"
            }
          ]
        }
      ],
      "introduction": "瑞士国民级移动支付与钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端及商户移动支付"
      ],
      "fee_note": "约1.3%-1.7%(QR贴纸1.3%；经PSP更高)",
      "settlement_note": "实时确认；结算T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.twint.ch",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "TWINT payment method import source",
          "url": "https://www.twint.ch",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "ch",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "瑞士",
        "source_country_name_en": "Switzerland",
        "source_country_iso": "CH",
        "source_region": "欧洲",
        "source_name": "TWINT",
        "source_name_en": "TWINT",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.twint.ch",
        "source_note": "瑞士国民级移动支付与钱包",
        "source_fee_rate": "约1.3%-1.7%(QR贴纸1.3%；经PSP更高)",
        "source_settlement": "实时确认；结算T+1",
        "supports_china": "否(仅本地)",
        "target_users": "C端及商户移动支付",
        "access_threshold": "仅本地",
        "seo_slug": "ch-twint",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ch-wir",
      "name": "WIR",
      "aliases": [],
      "website_url": "https://www.wir.ch",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Switzerland",
              "iso2": "CH"
            }
          ]
        }
      ],
      "introduction": "面向中小企业的本土互补货币网络",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "中小企业互补货币网络"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.wir.ch",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "WIR payment method import source",
          "url": "https://www.wir.ch",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "ch",
        "其他",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "瑞士",
        "source_country_name_en": "Switzerland",
        "source_country_iso": "CH",
        "source_region": "欧洲",
        "source_name": "WIR",
        "source_name_en": "WIR",
        "source_type": "其他",
        "source_status": "运营中",
        "source_website": "https://www.wir.ch",
        "source_note": "面向中小企业的本土互补货币网络",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "中小企业互补货币网络",
        "access_threshold": "仅本地",
        "seo_slug": "ch-wir",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ch-klara",
      "name": "KLARA",
      "aliases": [],
      "website_url": "https://www.klara.ch",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Switzerland",
              "iso2": "CH"
            }
          ]
        }
      ],
      "introduction": "PostFinance系中小企业分期付",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户及C端分期付"
      ],
      "fee_note": "未公开(BNPL，按协议)",
      "settlement_note": "T+1至T+7",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.klara.ch",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "KLARA payment method import source",
          "url": "https://www.klara.ch",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "ch",
        "BNPL先买后付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "瑞士",
        "source_country_name_en": "Switzerland",
        "source_country_iso": "CH",
        "source_region": "欧洲",
        "source_name": "KLARA",
        "source_name_en": "KLARA",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.klara.ch",
        "source_note": "PostFinance系中小企业分期付",
        "source_fee_rate": "未公开(BNPL，按协议)",
        "source_settlement": "T+1至T+7",
        "supports_china": "部分(需特定资质)",
        "target_users": "商户及C端分期付",
        "access_threshold": "中",
        "seo_slug": "ch-klara",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ch-cembrapay",
      "name": "CembraPay",
      "aliases": [],
      "website_url": "https://www.cembra.ch",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Switzerland",
              "iso2": "CH"
            }
          ]
        }
      ],
      "introduction": "Cembra银行先买后付品牌",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户及C端BNPL"
      ],
      "fee_note": "未公开(BNPL)",
      "settlement_note": "T+1至T+7",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.cembra.ch",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "CembraPay payment method import source",
          "url": "https://www.cembra.ch",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "ch",
        "BNPL先买后付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "瑞士",
        "source_country_name_en": "Switzerland",
        "source_country_iso": "CH",
        "source_region": "欧洲",
        "source_name": "CembraPay",
        "source_name_en": "CembraPay",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.cembra.ch",
        "source_note": "Cembra银行先买后付品牌",
        "source_fee_rate": "未公开(BNPL)",
        "source_settlement": "T+1至T+7",
        "supports_china": "部分(需特定资质)",
        "target_users": "商户及C端BNPL",
        "access_threshold": "中",
        "seo_slug": "ch-cembrapay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ch-heylight",
      "name": "HeyLight",
      "aliases": [],
      "website_url": "https://heylight.ch",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Switzerland",
              "iso2": "CH"
            }
          ]
        }
      ],
      "introduction": "瑞士本土先买后付平台",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户及C端BNPL"
      ],
      "fee_note": "未公开(BNPL)",
      "settlement_note": "T+1至T+7",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://heylight.ch",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "HeyLight payment method import source",
          "url": "https://heylight.ch",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "ch",
        "BNPL先买后付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "瑞士",
        "source_country_name_en": "Switzerland",
        "source_country_iso": "CH",
        "source_region": "欧洲",
        "source_name": "HeyLight",
        "source_name_en": "HeyLight",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://heylight.ch",
        "source_note": "瑞士本土先买后付平台",
        "source_fee_rate": "未公开(BNPL)",
        "source_settlement": "T+1至T+7",
        "supports_china": "部分(需特定资质)",
        "target_users": "商户及C端BNPL",
        "access_threshold": "中",
        "seo_slug": "ch-heylight",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ch-ebill",
      "name": "eBill",
      "aliases": [],
      "website_url": "https://www.ebill.ch",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Switzerland",
              "iso2": "CH"
            }
          ]
        }
      ],
      "introduction": "瑞士电子账单与直连付款标准",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "C端及电子账单直连付款"
      ],
      "fee_note": "未公开(经银行/PSP，通常低或免费)",
      "settlement_note": "实时确认；结算T+1至T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.ebill.ch",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "eBill payment method import source",
          "url": "https://www.ebill.ch",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "ch",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "瑞士",
        "source_country_name_en": "Switzerland",
        "source_country_iso": "CH",
        "source_region": "欧洲",
        "source_name": "eBill",
        "source_name_en": "eBill",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.ebill.ch",
        "source_note": "瑞士电子账单与直连付款标准",
        "source_fee_rate": "未公开(经银行/PSP，通常低或免费)",
        "source_settlement": "实时确认；结算T+1至T+2",
        "supports_china": "否(仅本地)",
        "target_users": "C端及电子账单直连付款",
        "access_threshold": "仅本地",
        "seo_slug": "ch-ebill",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ch-postfinance",
      "name": "PostFinance",
      "aliases": [],
      "website_url": "https://www.postfinance.ch",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Switzerland",
              "iso2": "CH"
            }
          ]
        }
      ],
      "introduction": "瑞士邮政银行卡与电子银行",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "C端及邮政银行卡",
        "电子银行"
      ],
      "fee_note": "未公开(银行渠道)",
      "settlement_note": "实时确认；结算T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.postfinance.ch",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PostFinance payment method import source",
          "url": "https://www.postfinance.ch",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "ch",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "瑞士",
        "source_country_name_en": "Switzerland",
        "source_country_iso": "CH",
        "source_region": "欧洲",
        "source_name": "PostFinance",
        "source_name_en": "PostFinance",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.postfinance.ch",
        "source_note": "瑞士邮政银行卡与电子银行",
        "source_fee_rate": "未公开(银行渠道)",
        "source_settlement": "实时确认；结算T+1",
        "supports_china": "否(仅本地)",
        "target_users": "C端及邮政银行卡/电子银行",
        "access_threshold": "仅本地",
        "seo_slug": "ch-postfinance",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "sg-paynow",
      "name": "PayNow",
      "aliases": [],
      "website_url": "https://www.abs.org.sg/consumer-banking/paynow",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Singapore",
              "iso2": "SG"
            }
          ]
        }
      ],
      "introduction": "国家实时转账系统，83%居民使用",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "C端个人+商户（两者兼有）"
      ],
      "fee_note": "约1.0%-1.8%（经PSP；银行直连多免费）",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.abs.org.sg/consumer-banking/paynow",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PayNow payment method import source",
          "url": "https://www.abs.org.sg/consumer-banking/paynow",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "sg",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "新加坡",
        "source_country_name_en": "Singapore",
        "source_country_iso": "SG",
        "source_region": "亚洲",
        "source_name": "PayNow",
        "source_name_en": "PayNow",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.abs.org.sg/consumer-banking/paynow",
        "source_note": "国家实时转账系统，83%居民使用",
        "source_fee_rate": "约1.0%-1.8%（经PSP；银行直连多免费）",
        "source_settlement": "实时/即时",
        "supports_china": "否",
        "target_users": "C端个人+商户（两者兼有）",
        "access_threshold": "仅本地",
        "seo_slug": "sg-paynow",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "sg-dbs-paylah",
      "name": "DBS PayLah!",
      "aliases": [],
      "website_url": "https://www.dbs.com.sg",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Singapore",
              "iso2": "SG"
            }
          ]
        }
      ],
      "introduction": "星展银行运营的主流数字钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人+商户（两者兼有）"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.dbs.com.sg",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "DBS PayLah! payment method import source",
          "url": "https://www.dbs.com.sg",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "sg",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "新加坡",
        "source_country_name_en": "Singapore",
        "source_country_iso": "SG",
        "source_region": "亚洲",
        "source_name": "DBS PayLah!",
        "source_name_en": "DBS PayLah!",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.dbs.com.sg",
        "source_note": "星展银行运营的主流数字钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否",
        "target_users": "C端个人+商户（两者兼有）",
        "access_threshold": "中",
        "seo_slug": "sg-dbs-paylah",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "sg-grabpay",
      "name": "GrabPay",
      "aliases": [],
      "website_url": "https://www.grab.com/sg",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Singapore",
              "iso2": "SG"
            }
          ]
        }
      ],
      "introduction": "东南亚超级应用，本地领先钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人+商户（两者兼有）"
      ],
      "fee_note": "约2.8%-3.3%",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.grab.com/sg",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "GrabPay payment method import source",
          "url": "https://www.grab.com/sg",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "sg",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "新加坡",
        "source_country_name_en": "Singapore",
        "source_country_iso": "SG",
        "source_region": "亚洲",
        "source_name": "GrabPay",
        "source_name_en": "GrabPay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.grab.com/sg",
        "source_note": "东南亚超级应用，本地领先钱包",
        "source_fee_rate": "约2.8%-3.3%",
        "source_settlement": "T+1",
        "supports_china": "否",
        "target_users": "C端个人+商户（两者兼有）",
        "access_threshold": "中",
        "seo_slug": "sg-grabpay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "sg-nets",
      "name": "NETS",
      "aliases": [],
      "website_url": "https://www.nets.com.sg",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Singapore",
              "iso2": "SG"
            }
          ]
        }
      ],
      "introduction": "新加坡本地支付网络与借记卡",
      "payment_types": [
        "Card acquiring"
      ],
      "business_use_cases": [
        "C端个人+商户（两者兼有）"
      ],
      "fee_note": "未公开",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.nets.com.sg",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "NETS payment method import source",
          "url": "https://www.nets.com.sg",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "sg",
        "本地卡组织",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "新加坡",
        "source_country_name_en": "Singapore",
        "source_country_iso": "SG",
        "source_region": "亚洲",
        "source_name": "NETS",
        "source_name_en": "NETS",
        "source_type": "本地卡组织",
        "source_status": "运营中",
        "source_website": "https://www.nets.com.sg",
        "source_note": "新加坡本地支付网络与借记卡",
        "source_fee_rate": "未公开",
        "source_settlement": "T+1",
        "supports_china": "否",
        "target_users": "C端个人+商户（两者兼有）",
        "access_threshold": "中",
        "seo_slug": "sg-nets",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "sg-singtel-dash",
      "name": "Singtel Dash",
      "aliases": [],
      "website_url": "https://www.dash.com.sg",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Singapore",
              "iso2": "SG"
            }
          ]
        }
      ],
      "introduction": "新电信运营，支持汇款与支付",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人+商户（两者兼有）"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.dash.com.sg",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Singtel Dash payment method import source",
          "url": "https://www.dash.com.sg",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "sg",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "新加坡",
        "source_country_name_en": "Singapore",
        "source_country_iso": "SG",
        "source_region": "亚洲",
        "source_name": "Singtel Dash",
        "source_name_en": "Singtel Dash",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.dash.com.sg",
        "source_note": "新电信运营，支持汇款与支付",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否",
        "target_users": "C端个人+商户（两者兼有）",
        "access_threshold": "中",
        "seo_slug": "sg-singtel-dash",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "sg-atome",
      "name": "Atome",
      "aliases": [],
      "website_url": "https://www.atome.sg",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Singapore",
              "iso2": "SG"
            }
          ]
        }
      ],
      "introduction": "新加坡主流先买后付平台",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端（C端消费分期）"
      ],
      "fee_note": "约5%-6%",
      "settlement_note": "T+1至T+7（按分期回款）",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.atome.sg",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Atome payment method import source",
          "url": "https://www.atome.sg",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "sg",
        "BNPL先买后付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "新加坡",
        "source_country_name_en": "Singapore",
        "source_country_iso": "SG",
        "source_region": "亚洲",
        "source_name": "Atome",
        "source_name_en": "Atome",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.atome.sg",
        "source_note": "新加坡主流先买后付平台",
        "source_fee_rate": "约5%-6%",
        "source_settlement": "T+1至T+7（按分期回款）",
        "supports_china": "否",
        "target_users": "商户+B端（C端消费分期）",
        "access_threshold": "中",
        "seo_slug": "sg-atome",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "my-duitnow",
      "name": "DuitNow",
      "aliases": [],
      "website_url": "https://www.paynet.my",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Malaysia",
              "iso2": "MY"
            }
          ]
        }
      ],
      "introduction": "央行推动的实时转账与DuitNow QR",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "C端个人+商户（两者兼有）"
      ],
      "fee_note": "约0.25%-0.5%（MDR；部分银行暂免）",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.paynet.my",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "DuitNow payment method import source",
          "url": "https://www.paynet.my",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "my",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "马来西亚",
        "source_country_name_en": "Malaysia",
        "source_country_iso": "MY",
        "source_region": "亚洲",
        "source_name": "DuitNow",
        "source_name_en": "DuitNow",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.paynet.my",
        "source_note": "央行推动的实时转账与DuitNow QR",
        "source_fee_rate": "约0.25%-0.5%（MDR；部分银行暂免）",
        "source_settlement": "实时/即时",
        "supports_china": "否",
        "target_users": "C端个人+商户（两者兼有）",
        "access_threshold": "仅本地",
        "seo_slug": "my-duitnow",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "my-touch-n-go-ewallet",
      "name": "Touch 'n Go eWallet",
      "aliases": [],
      "website_url": "https://www.tngdigital.com.my",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Malaysia",
              "iso2": "MY"
            }
          ]
        }
      ],
      "introduction": "用户超2000万，最普及钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人+商户（两者兼有）"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.tngdigital.com.my",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Touch 'n Go eWallet payment method import source",
          "url": "https://www.tngdigital.com.my",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "my",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "马来西亚",
        "source_country_name_en": "Malaysia",
        "source_country_iso": "MY",
        "source_region": "亚洲",
        "source_name": "Touch 'n Go eWallet",
        "source_name_en": "Touch 'n Go eWallet",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.tngdigital.com.my",
        "source_note": "用户超2000万，最普及钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否",
        "target_users": "C端个人+商户（两者兼有）",
        "access_threshold": "中",
        "seo_slug": "my-touch-n-go-ewallet",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "my-grabpay",
      "name": "GrabPay",
      "aliases": [],
      "website_url": "https://www.grab.com/my",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Malaysia",
              "iso2": "MY"
            }
          ]
        }
      ],
      "introduction": "网约车生态延伸的超级应用",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人+商户（两者兼有）"
      ],
      "fee_note": "约2.8%-3.3%",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.grab.com/my",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "GrabPay payment method import source",
          "url": "https://www.grab.com/my",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "my",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "马来西亚",
        "source_country_name_en": "Malaysia",
        "source_country_iso": "MY",
        "source_region": "亚洲",
        "source_name": "GrabPay",
        "source_name_en": "GrabPay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.grab.com/my",
        "source_note": "网约车生态延伸的超级应用",
        "source_fee_rate": "约2.8%-3.3%",
        "source_settlement": "T+1",
        "supports_china": "否",
        "target_users": "C端个人+商户（两者兼有）",
        "access_threshold": "中",
        "seo_slug": "my-grabpay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "my-boost",
      "name": "Boost",
      "aliases": [],
      "website_url": "https://www.myboost.com.my",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Malaysia",
              "iso2": "MY"
            }
          ]
        }
      ],
      "introduction": "本土流行钱包，返现优惠多",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人+商户（两者兼有）"
      ],
      "fee_note": "约1.0%-1.5%（DuitNow QR/钱包）",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.myboost.com.my",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Boost payment method import source",
          "url": "https://www.myboost.com.my",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "my",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "马来西亚",
        "source_country_name_en": "Malaysia",
        "source_country_iso": "MY",
        "source_region": "亚洲",
        "source_name": "Boost",
        "source_name_en": "Boost",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.myboost.com.my",
        "source_note": "本土流行钱包，返现优惠多",
        "source_fee_rate": "约1.0%-1.5%（DuitNow QR/钱包）",
        "source_settlement": "T+1",
        "supports_china": "否",
        "target_users": "C端个人+商户（两者兼有）",
        "access_threshold": "中",
        "seo_slug": "my-boost",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "my-shopeepay",
      "name": "ShopeePay",
      "aliases": [],
      "website_url": "https://shopee.com.my",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Malaysia",
              "iso2": "MY"
            }
          ]
        }
      ],
      "introduction": "电商平台自有支付工具",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人+商户（两者兼有）"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://shopee.com.my",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "ShopeePay payment method import source",
          "url": "https://shopee.com.my",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "my",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "马来西亚",
        "source_country_name_en": "Malaysia",
        "source_country_iso": "MY",
        "source_region": "亚洲",
        "source_name": "ShopeePay",
        "source_name_en": "ShopeePay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://shopee.com.my",
        "source_note": "电商平台自有支付工具",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否",
        "target_users": "C端个人+商户（两者兼有）",
        "access_threshold": "中",
        "seo_slug": "my-shopeepay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "my-mae-by-maybank",
      "name": "MAE by Maybank",
      "aliases": [
        "MAE"
      ],
      "website_url": "https://www.maybank2u.com.my",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Malaysia",
              "iso2": "MY"
            }
          ]
        }
      ],
      "introduction": "马来亚银行数字钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人+商户（两者兼有）"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.maybank2u.com.my",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "MAE by Maybank payment method import source",
          "url": "https://www.maybank2u.com.my",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "my",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "马来西亚",
        "source_country_name_en": "Malaysia",
        "source_country_iso": "MY",
        "source_region": "亚洲",
        "source_name": "MAE",
        "source_name_en": "MAE by Maybank",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.maybank2u.com.my",
        "source_note": "马来亚银行数字钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否",
        "target_users": "C端个人+商户（两者兼有）",
        "access_threshold": "中",
        "seo_slug": "my-mae-by-maybank",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "my-atome",
      "name": "Atome",
      "aliases": [],
      "website_url": "https://www.atome.my",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Malaysia",
              "iso2": "MY"
            }
          ]
        }
      ],
      "introduction": "本地份额第一的先买后付",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端（C端消费分期）"
      ],
      "fee_note": "约5%-6%",
      "settlement_note": "T+1至T+7（按分期）",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.atome.my",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Atome payment method import source",
          "url": "https://www.atome.my",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "my",
        "BNPL先买后付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "马来西亚",
        "source_country_name_en": "Malaysia",
        "source_country_iso": "MY",
        "source_region": "亚洲",
        "source_name": "Atome",
        "source_name_en": "Atome",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.atome.my",
        "source_note": "本地份额第一的先买后付",
        "source_fee_rate": "约5%-6%",
        "source_settlement": "T+1至T+7（按分期）",
        "supports_china": "否",
        "target_users": "商户+B端（C端消费分期）",
        "access_threshold": "中",
        "seo_slug": "my-atome",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "co-pagos-seguros-en-linea",
      "name": "Pagos Seguros en Línea",
      "aliases": [
        "PSE"
      ],
      "website_url": "https://www.pse.com.co",
      "regions": [
        {
          "region": "South America",
          "countries": [
            {
              "name": "Colombia",
              "iso2": "CO"
            }
          ]
        }
      ],
      "introduction": "主流网银直连转账，覆盖19家银行",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "C端个人+商户（两者兼有）"
      ],
      "fee_note": "约1.8%-2.3%（直连；经PSP更高）",
      "settlement_note": "实时/T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.pse.com.co",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Pagos Seguros en Línea payment method import source",
          "url": "https://www.pse.com.co",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "south america",
        "co",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "哥伦比亚",
        "source_country_name_en": "Colombia",
        "source_country_iso": "CO",
        "source_region": "南美洲",
        "source_name": "PSE",
        "source_name_en": "Pagos Seguros en Línea",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.pse.com.co",
        "source_note": "主流网银直连转账，覆盖19家银行",
        "source_fee_rate": "约1.8%-2.3%（直连；经PSP更高）",
        "source_settlement": "实时/T+1",
        "supports_china": "否",
        "target_users": "C端个人+商户（两者兼有）",
        "access_threshold": "仅本地",
        "seo_slug": "co-pagos-seguros-en-linea",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "co-nequi",
      "name": "Nequi",
      "aliases": [],
      "website_url": "https://www.nequi.com.co",
      "regions": [
        {
          "region": "South America",
          "countries": [
            {
              "name": "Colombia",
              "iso2": "CO"
            }
          ]
        }
      ],
      "introduction": "Bancolombia旗下，年轻人最爱",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人+商户（两者兼有）"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.nequi.com.co",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Nequi payment method import source",
          "url": "https://www.nequi.com.co",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "south america",
        "co",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "哥伦比亚",
        "source_country_name_en": "Colombia",
        "source_country_iso": "CO",
        "source_region": "南美洲",
        "source_name": "Nequi",
        "source_name_en": "Nequi",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.nequi.com.co",
        "source_note": "Bancolombia旗下，年轻人最爱",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否",
        "target_users": "C端个人+商户（两者兼有）",
        "access_threshold": "中",
        "seo_slug": "co-nequi",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "co-daviplata",
      "name": "Daviplata",
      "aliases": [],
      "website_url": "https://www.daviplata.com",
      "regions": [
        {
          "region": "South America",
          "countries": [
            {
              "name": "Colombia",
              "iso2": "CO"
            }
          ]
        }
      ],
      "introduction": "Davivienda银行运营的移动钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人+商户（两者兼有）"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.daviplata.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Daviplata payment method import source",
          "url": "https://www.daviplata.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "south america",
        "co",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "哥伦比亚",
        "source_country_name_en": "Colombia",
        "source_country_iso": "CO",
        "source_region": "南美洲",
        "source_name": "Daviplata",
        "source_name_en": "Daviplata",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.daviplata.com",
        "source_note": "Davivienda银行运营的移动钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否",
        "target_users": "C端个人+商户（两者兼有）",
        "access_threshold": "中",
        "seo_slug": "co-daviplata",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "co-efecty",
      "name": "Efecty",
      "aliases": [],
      "website_url": "https://www.efecty.com.co",
      "regions": [
        {
          "region": "South America",
          "countries": [
            {
              "name": "Colombia",
              "iso2": "CO"
            }
          ]
        }
      ],
      "introduction": "全国现金缴费与代收付网点",
      "payment_types": [
        "Cash collection"
      ],
      "business_use_cases": [
        "C端个人（账单",
        "现金缴费）"
      ],
      "fee_note": "未公开",
      "settlement_note": "T+1至T+3（现金确认后）",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.efecty.com.co",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Efecty payment method import source",
          "url": "https://www.efecty.com.co",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "south america",
        "co",
        "现金代收点",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "哥伦比亚",
        "source_country_name_en": "Colombia",
        "source_country_iso": "CO",
        "source_region": "南美洲",
        "source_name": "Efecty",
        "source_name_en": "Efecty",
        "source_type": "现金代收点",
        "source_status": "运营中",
        "source_website": "https://www.efecty.com.co",
        "source_note": "全国现金缴费与代收付网点",
        "source_fee_rate": "未公开",
        "source_settlement": "T+1至T+3（现金确认后）",
        "supports_china": "否",
        "target_users": "C端个人（账单/现金缴费）",
        "access_threshold": "中",
        "seo_slug": "co-efecty",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "co-addi",
      "name": "Addi",
      "aliases": [],
      "website_url": "https://www.addi.com.co",
      "regions": [
        {
          "region": "South America",
          "countries": [
            {
              "name": "Colombia",
              "iso2": "CO"
            }
          ]
        }
      ],
      "introduction": "本地BNPL龙头，3.3万商户",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端（C端消费分期）"
      ],
      "fee_note": "未公开",
      "settlement_note": "按分期回款（T+1起）",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.addi.com.co",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Addi payment method import source",
          "url": "https://www.addi.com.co",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "south america",
        "co",
        "BNPL先买后付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "哥伦比亚",
        "source_country_name_en": "Colombia",
        "source_country_iso": "CO",
        "source_region": "南美洲",
        "source_name": "Addi",
        "source_name_en": "Addi",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.addi.com.co",
        "source_note": "本地BNPL龙头，3.3万商户",
        "source_fee_rate": "未公开",
        "source_settlement": "按分期回款（T+1起）",
        "supports_china": "否",
        "target_users": "商户+B端（C端消费分期）",
        "access_threshold": "中",
        "seo_slug": "co-addi",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "co-mercado-pago",
      "name": "Mercado Pago",
      "aliases": [],
      "website_url": "https://www.mercadopago.com.co",
      "regions": [
        {
          "region": "South America",
          "countries": [
            {
              "name": "Colombia",
              "iso2": "CO"
            }
          ]
        }
      ],
      "introduction": "MercadoLibre生态电子钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人+商户（两者兼有）"
      ],
      "fee_note": "约2.79%-3.29%+COP$800+IVA（按账期）",
      "settlement_note": "即时至T+14（按账期）",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.mercadopago.com.co",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Mercado Pago payment method import source",
          "url": "https://www.mercadopago.com.co",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "south america",
        "co",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "哥伦比亚",
        "source_country_name_en": "Colombia",
        "source_country_iso": "CO",
        "source_region": "南美洲",
        "source_name": "Mercado Pago",
        "source_name_en": "Mercado Pago",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.mercadopago.com.co",
        "source_note": "MercadoLibre生态电子钱包",
        "source_fee_rate": "约2.79%-3.29%+COP$800+IVA（按账期）",
        "source_settlement": "即时至T+14（按账期）",
        "supports_china": "否",
        "target_users": "C端个人+商户（两者兼有）",
        "access_threshold": "中",
        "seo_slug": "co-mercado-pago",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "cl-webpay-transbank",
      "name": "Webpay (Transbank)",
      "aliases": [
        "Webpay"
      ],
      "website_url": "https://www.transbank.cl",
      "regions": [
        {
          "region": "South America",
          "countries": [
            {
              "name": "Chile",
              "iso2": "CL"
            }
          ]
        }
      ],
      "introduction": "智利最大在线支付网关，覆盖90%电商",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "约1.75%(借记)-2.35%(贷记)",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.transbank.cl",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Webpay (Transbank) payment method import source",
          "url": "https://www.transbank.cl",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "south america",
        "cl",
        "聚合支付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "智利",
        "source_country_name_en": "Chile",
        "source_country_iso": "CL",
        "source_region": "南美洲",
        "source_name": "Webpay",
        "source_name_en": "Webpay (Transbank)",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://www.transbank.cl",
        "source_note": "智利最大在线支付网关，覆盖90%电商",
        "source_fee_rate": "约1.75%(借记)-2.35%(贷记)",
        "source_settlement": "T+1",
        "supports_china": "否",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "cl-webpay-transbank",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "cl-khipu",
      "name": "Khipu",
      "aliases": [],
      "website_url": "https://www.khipu.com",
      "regions": [
        {
          "region": "South America",
          "countries": [
            {
              "name": "Chile",
              "iso2": "CL"
            }
          ]
        }
      ],
      "introduction": "银行转账支付，年轻群体渗透高",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "C端个人+商户（两者兼有）"
      ],
      "fee_note": "约2.9%",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.khipu.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Khipu payment method import source",
          "url": "https://www.khipu.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "south america",
        "cl",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "智利",
        "source_country_name_en": "Chile",
        "source_country_iso": "CL",
        "source_region": "南美洲",
        "source_name": "Khipu",
        "source_name_en": "Khipu",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.khipu.com",
        "source_note": "银行转账支付，年轻群体渗透高",
        "source_fee_rate": "约2.9%",
        "source_settlement": "实时/即时",
        "supports_china": "否",
        "target_users": "C端个人+商户（两者兼有）",
        "access_threshold": "仅本地",
        "seo_slug": "cl-khipu",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "cl-mercado-pago",
      "name": "Mercado Pago",
      "aliases": [],
      "website_url": "https://www.mercadopago.cl",
      "regions": [
        {
          "region": "South America",
          "countries": [
            {
              "name": "Chile",
              "iso2": "CL"
            }
          ]
        }
      ],
      "introduction": "拉美主流电子钱包，QR支付增长快",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人+商户（两者兼有）"
      ],
      "fee_note": "约2.19%-3.19%+IVA",
      "settlement_note": "即时至T+14（按账期）",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.mercadopago.cl",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Mercado Pago payment method import source",
          "url": "https://www.mercadopago.cl",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "south america",
        "cl",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "智利",
        "source_country_name_en": "Chile",
        "source_country_iso": "CL",
        "source_region": "南美洲",
        "source_name": "Mercado Pago",
        "source_name_en": "Mercado Pago",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.mercadopago.cl",
        "source_note": "拉美主流电子钱包，QR支付增长快",
        "source_fee_rate": "约2.19%-3.19%+IVA",
        "source_settlement": "即时至T+14（按账期）",
        "supports_china": "否",
        "target_users": "C端个人+商户（两者兼有）",
        "access_threshold": "中",
        "seo_slug": "cl-mercado-pago",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "cl-mach",
      "name": "MACH",
      "aliases": [],
      "website_url": "https://www.mach.cl",
      "regions": [
        {
          "region": "South America",
          "countries": [
            {
              "name": "Chile",
              "iso2": "CL"
            }
          ]
        }
      ],
      "introduction": "本地数字钱包与预付卡",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人+商户（两者兼有）"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.mach.cl",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "MACH payment method import source",
          "url": "https://www.mach.cl",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "south america",
        "cl",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "智利",
        "source_country_name_en": "Chile",
        "source_country_iso": "CL",
        "source_region": "南美洲",
        "source_name": "MACH",
        "source_name_en": "MACH",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.mach.cl",
        "source_note": "本地数字钱包与预付卡",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否",
        "target_users": "C端个人+商户（两者兼有）",
        "access_threshold": "中",
        "seo_slug": "cl-mach",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "cl-servipag",
      "name": "Servipag",
      "aliases": [],
      "website_url": "https://www.servipag.com",
      "regions": [
        {
          "region": "South America",
          "countries": [
            {
              "name": "Chile",
              "iso2": "CL"
            }
          ]
        }
      ],
      "introduction": "现金/账单代缴网点与线上支付",
      "payment_types": [
        "Cash collection"
      ],
      "business_use_cases": [
        "C端个人（账单",
        "现金缴费）"
      ],
      "fee_note": "未公开",
      "settlement_note": "T+1至T+3（现金/账单确认）",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.servipag.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Servipag payment method import source",
          "url": "https://www.servipag.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "south america",
        "cl",
        "现金代收点",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "智利",
        "source_country_name_en": "Chile",
        "source_country_iso": "CL",
        "source_region": "南美洲",
        "source_name": "Servipag",
        "source_name_en": "Servipag",
        "source_type": "现金代收点",
        "source_status": "运营中",
        "source_website": "https://www.servipag.com",
        "source_note": "现金/账单代缴网点与线上支付",
        "source_fee_rate": "未公开",
        "source_settlement": "T+1至T+3（现金/账单确认）",
        "supports_china": "否",
        "target_users": "C端个人（账单/现金缴费）",
        "access_threshold": "中",
        "seo_slug": "cl-servipag",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "cl-redcompra-onepay",
      "name": "Redcompra / OnePay",
      "aliases": [
        "Redcompra"
      ],
      "website_url": "https://www.transbank.cl",
      "regions": [
        {
          "region": "South America",
          "countries": [
            {
              "name": "Chile",
              "iso2": "CL"
            }
          ]
        }
      ],
      "introduction": "Transbank借记卡网络，OnePay移动端",
      "payment_types": [
        "Card acquiring"
      ],
      "business_use_cases": [
        "C端个人+商户（两者兼有）"
      ],
      "fee_note": "未公开",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.transbank.cl",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Redcompra / OnePay payment method import source",
          "url": "https://www.transbank.cl",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "south america",
        "cl",
        "本地卡组织",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "智利",
        "source_country_name_en": "Chile",
        "source_country_iso": "CL",
        "source_region": "南美洲",
        "source_name": "Redcompra",
        "source_name_en": "Redcompra / OnePay",
        "source_type": "本地卡组织",
        "source_status": "运营中",
        "source_website": "https://www.transbank.cl",
        "source_note": "Transbank借记卡网络，OnePay移动端",
        "source_fee_rate": "未公开",
        "source_settlement": "T+1",
        "supports_china": "否",
        "target_users": "C端个人+商户（两者兼有）",
        "access_threshold": "中",
        "seo_slug": "cl-redcompra-onepay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ke-m-pesa",
      "name": "M-Pesa",
      "aliases": [],
      "website_url": "https://www.safaricom.co.ke",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Kenya",
              "iso2": "KE"
            }
          ]
        }
      ],
      "introduction": "非洲最成功移动货币，Safaricom运营",
      "payment_types": [
        "Mobile money",
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人+小微商户（两者兼有）"
      ],
      "fee_note": "商户约0.55%（封顶KES 200）",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.safaricom.co.ke",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "M-Pesa payment method import source",
          "url": "https://www.safaricom.co.ke",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "ke",
        "移动货币(Mobile Money)",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "肯尼亚",
        "source_country_name_en": "Kenya",
        "source_country_iso": "KE",
        "source_region": "非洲",
        "source_name": "M-Pesa",
        "source_name_en": "M-Pesa",
        "source_type": "移动货币(Mobile Money)",
        "source_status": "运营中",
        "source_website": "https://www.safaricom.co.ke",
        "source_note": "非洲最成功移动货币，Safaricom运营",
        "source_fee_rate": "商户约0.55%（封顶KES 200）",
        "source_settlement": "实时/即时",
        "supports_china": "否",
        "target_users": "C端个人+小微商户（两者兼有）",
        "access_threshold": "仅本地",
        "seo_slug": "ke-m-pesa",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ke-airtel-money",
      "name": "Airtel Money",
      "aliases": [],
      "website_url": "https://www.airtel.co.ke",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Kenya",
              "iso2": "KE"
            }
          ]
        }
      ],
      "introduction": "第二大移动货币，免手续费转账",
      "payment_types": [
        "Mobile money",
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人+小微商户（两者兼有）"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.airtel.co.ke",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Airtel Money payment method import source",
          "url": "https://www.airtel.co.ke",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "ke",
        "移动货币(Mobile Money)",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "肯尼亚",
        "source_country_name_en": "Kenya",
        "source_country_iso": "KE",
        "source_region": "非洲",
        "source_name": "Airtel Money",
        "source_name_en": "Airtel Money",
        "source_type": "移动货币(Mobile Money)",
        "source_status": "运营中",
        "source_website": "https://www.airtel.co.ke",
        "source_note": "第二大移动货币，免手续费转账",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否",
        "target_users": "C端个人+小微商户（两者兼有）",
        "access_threshold": "仅本地",
        "seo_slug": "ke-airtel-money",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ke-t-kash",
      "name": "T-Kash",
      "aliases": [],
      "website_url": "https://www.telkom.co.ke",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Kenya",
              "iso2": "KE"
            }
          ]
        }
      ],
      "introduction": "Telkom运营，份额极小仍运营",
      "payment_types": [
        "Mobile money",
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人+小微商户（两者兼有）"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.telkom.co.ke",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "T-Kash payment method import source",
          "url": "https://www.telkom.co.ke",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "ke",
        "移动货币(Mobile Money)",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "肯尼亚",
        "source_country_name_en": "Kenya",
        "source_country_iso": "KE",
        "source_region": "非洲",
        "source_name": "T-Kash",
        "source_name_en": "T-Kash",
        "source_type": "移动货币(Mobile Money)",
        "source_status": "运营中",
        "source_website": "https://www.telkom.co.ke",
        "source_note": "Telkom运营，份额极小仍运营",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否",
        "target_users": "C端个人+小微商户（两者兼有）",
        "access_threshold": "仅本地",
        "seo_slug": "ke-t-kash",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ke-equitel",
      "name": "Equitel",
      "aliases": [],
      "website_url": "https://www.equitybankgroup.com",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Kenya",
              "iso2": "KE"
            }
          ]
        }
      ],
      "introduction": "Equity银行运营，SIM卡混合银行",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人+商户（两者兼有）"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.equitybankgroup.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Equitel payment method import source",
          "url": "https://www.equitybankgroup.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "ke",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "肯尼亚",
        "source_country_name_en": "Kenya",
        "source_country_iso": "KE",
        "source_region": "非洲",
        "source_name": "Equitel",
        "source_name_en": "Equitel",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.equitybankgroup.com",
        "source_note": "Equity银行运营，SIM卡混合银行",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否",
        "target_users": "C端个人+商户（两者兼有）",
        "access_threshold": "仅本地",
        "seo_slug": "ke-equitel",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ke-pesalink",
      "name": "Pesalink",
      "aliases": [],
      "website_url": "https://www.kba.co.ke",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Kenya",
              "iso2": "KE"
            }
          ]
        }
      ],
      "introduction": "银行协会运营，7×24跨行秒到",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "C端个人+商户（两者兼有）"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.kba.co.ke",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Pesalink payment method import source",
          "url": "https://www.kba.co.ke",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "ke",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "肯尼亚",
        "source_country_name_en": "Kenya",
        "source_country_iso": "KE",
        "source_region": "非洲",
        "source_name": "Pesalink",
        "source_name_en": "Pesalink",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.kba.co.ke",
        "source_note": "银行协会运营，7×24跨行秒到",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否",
        "target_users": "C端个人+商户（两者兼有）",
        "access_threshold": "仅本地",
        "seo_slug": "ke-pesalink",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "bd-bkash",
      "name": "bKash",
      "aliases": [],
      "website_url": "https://www.bkash.com",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Bangladesh",
              "iso2": "BD"
            }
          ]
        }
      ],
      "introduction": "市场份额第一的移动金融服务",
      "payment_types": [
        "Mobile money",
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人+小微商户（两者兼有）"
      ],
      "fee_note": "商户约1.3%-1.8%（客户侧免费）",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.bkash.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "bKash payment method import source",
          "url": "https://www.bkash.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "bd",
        "移动货币(Mobile Money)",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "孟加拉国",
        "source_country_name_en": "Bangladesh",
        "source_country_iso": "BD",
        "source_region": "亚洲",
        "source_name": "bKash",
        "source_name_en": "bKash",
        "source_type": "移动货币(Mobile Money)",
        "source_status": "运营中",
        "source_website": "https://www.bkash.com",
        "source_note": "市场份额第一的移动金融服务",
        "source_fee_rate": "商户约1.3%-1.8%（客户侧免费）",
        "source_settlement": "实时/即时",
        "supports_china": "否",
        "target_users": "C端个人+小微商户（两者兼有）",
        "access_threshold": "仅本地",
        "seo_slug": "bd-bkash",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "bd-nagad",
      "name": "Nagad",
      "aliases": [],
      "website_url": "https://www.nagad.com.bd",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Bangladesh",
              "iso2": "BD"
            }
          ]
        }
      ],
      "introduction": "邮政背景，低费率快速增长",
      "payment_types": [
        "Mobile money",
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人+小微商户（两者兼有）"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.nagad.com.bd",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Nagad payment method import source",
          "url": "https://www.nagad.com.bd",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "bd",
        "移动货币(Mobile Money)",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "孟加拉国",
        "source_country_name_en": "Bangladesh",
        "source_country_iso": "BD",
        "source_region": "亚洲",
        "source_name": "Nagad",
        "source_name_en": "Nagad",
        "source_type": "移动货币(Mobile Money)",
        "source_status": "运营中",
        "source_website": "https://www.nagad.com.bd",
        "source_note": "邮政背景，低费率快速增长",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否",
        "target_users": "C端个人+小微商户（两者兼有）",
        "access_threshold": "仅本地",
        "seo_slug": "bd-nagad",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "bd-rocket",
      "name": "Rocket",
      "aliases": [],
      "website_url": "https://www.rocket.com.bd",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Bangladesh",
              "iso2": "BD"
            }
          ]
        }
      ],
      "introduction": "Dutch-Bangla银行运营的移动银行",
      "payment_types": [
        "Mobile money",
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人+小微商户（两者兼有）"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.rocket.com.bd",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Rocket payment method import source",
          "url": "https://www.rocket.com.bd",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "bd",
        "移动货币(Mobile Money)",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "孟加拉国",
        "source_country_name_en": "Bangladesh",
        "source_country_iso": "BD",
        "source_region": "亚洲",
        "source_name": "Rocket",
        "source_name_en": "Rocket",
        "source_type": "移动货币(Mobile Money)",
        "source_status": "运营中",
        "source_website": "https://www.rocket.com.bd",
        "source_note": "Dutch-Bangla银行运营的移动银行",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否",
        "target_users": "C端个人+小微商户（两者兼有）",
        "access_threshold": "仅本地",
        "seo_slug": "bd-rocket",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "bd-upay",
      "name": "Upay",
      "aliases": [],
      "website_url": "https://www.upay.com.bd",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Bangladesh",
              "iso2": "BD"
            }
          ]
        }
      ],
      "introduction": "UCB银行数字钱包，界面流畅",
      "payment_types": [
        "Mobile money",
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人+小微商户（两者兼有）"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.upay.com.bd",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Upay payment method import source",
          "url": "https://www.upay.com.bd",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "bd",
        "移动货币(Mobile Money)",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "孟加拉国",
        "source_country_name_en": "Bangladesh",
        "source_country_iso": "BD",
        "source_region": "亚洲",
        "source_name": "Upay",
        "source_name_en": "Upay",
        "source_type": "移动货币(Mobile Money)",
        "source_status": "运营中",
        "source_website": "https://www.upay.com.bd",
        "source_note": "UCB银行数字钱包，界面流畅",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否",
        "target_users": "C端个人+小微商户（两者兼有）",
        "access_threshold": "仅本地",
        "seo_slug": "bd-upay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "bd-surecash",
      "name": "SureCash",
      "aliases": [],
      "website_url": "https://www.surecash.com.bd",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Bangladesh",
              "iso2": "BD"
            }
          ]
        }
      ],
      "introduction": "教育缴费与商户场景见长",
      "payment_types": [
        "Mobile money",
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人+小微商户（两者兼有）"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.surecash.com.bd",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "SureCash payment method import source",
          "url": "https://www.surecash.com.bd",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "bd",
        "移动货币(Mobile Money)",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "孟加拉国",
        "source_country_name_en": "Bangladesh",
        "source_country_iso": "BD",
        "source_region": "亚洲",
        "source_name": "SureCash",
        "source_name_en": "SureCash",
        "source_type": "移动货币(Mobile Money)",
        "source_status": "运营中",
        "source_website": "https://www.surecash.com.bd",
        "source_note": "教育缴费与商户场景见长",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否",
        "target_users": "C端个人+小微商户（两者兼有）",
        "access_threshold": "仅本地",
        "seo_slug": "bd-surecash",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "bd-npsb",
      "name": "NPSB",
      "aliases": [],
      "website_url": "https://www.bangladeshbank.org",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Bangladesh",
              "iso2": "BD"
            }
          ]
        }
      ],
      "introduction": "央行国家支付开关，实时清算",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "C端个人+商户（两者兼有）"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.bangladeshbank.org",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "NPSB payment method import source",
          "url": "https://www.bangladeshbank.org",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "bd",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "孟加拉国",
        "source_country_name_en": "Bangladesh",
        "source_country_iso": "BD",
        "source_region": "亚洲",
        "source_name": "NPSB",
        "source_name_en": "NPSB",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.bangladeshbank.org",
        "source_note": "央行国家支付开关，实时清算",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否",
        "target_users": "C端个人+商户（两者兼有）",
        "access_threshold": "仅本地",
        "seo_slug": "bd-npsb",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "gh-mtn-mobile-money",
      "name": "MTN Mobile Money",
      "aliases": [
        "MTN MoMo"
      ],
      "website_url": "https://www.mtn.com.gh",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Ghana",
              "iso2": "GH"
            }
          ]
        }
      ],
      "introduction": "占73%份额，绝对主导地位",
      "payment_types": [
        "Mobile money",
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人+小微商户（两者兼有）"
      ],
      "fee_note": "商户约1%（可议价，大宗0.5%-0.75%）",
      "settlement_note": "实时/即时（可日结对公账户）",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.mtn.com.gh",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "MTN Mobile Money payment method import source",
          "url": "https://www.mtn.com.gh",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "gh",
        "移动货币(Mobile Money)",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "加纳",
        "source_country_name_en": "Ghana",
        "source_country_iso": "GH",
        "source_region": "非洲",
        "source_name": "MTN MoMo",
        "source_name_en": "MTN Mobile Money",
        "source_type": "移动货币(Mobile Money)",
        "source_status": "运营中",
        "source_website": "https://www.mtn.com.gh",
        "source_note": "占73%份额，绝对主导地位",
        "source_fee_rate": "商户约1%（可议价，大宗0.5%-0.75%）",
        "source_settlement": "实时/即时（可日结对公账户）",
        "supports_china": "否",
        "target_users": "C端个人+小微商户（两者兼有）",
        "access_threshold": "仅本地",
        "seo_slug": "gh-mtn-mobile-money",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "gh-vodafone-cash-telecel-cash",
      "name": "Vodafone Cash (Telecel Cash)",
      "aliases": [
        "Vodafone Cash"
      ],
      "website_url": "https://www.vodafone.com.gh",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Ghana",
              "iso2": "GH"
            }
          ]
        }
      ],
      "introduction": "第二大移动货币，已更名Telecel Cash",
      "payment_types": [
        "Mobile money",
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人+小微商户（两者兼有）"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.vodafone.com.gh",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Vodafone Cash (Telecel Cash) payment method import source",
          "url": "https://www.vodafone.com.gh",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "gh",
        "移动货币(Mobile Money)",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "加纳",
        "source_country_name_en": "Ghana",
        "source_country_iso": "GH",
        "source_region": "非洲",
        "source_name": "Vodafone Cash",
        "source_name_en": "Vodafone Cash (Telecel Cash)",
        "source_type": "移动货币(Mobile Money)",
        "source_status": "运营中",
        "source_website": "https://www.vodafone.com.gh",
        "source_note": "第二大移动货币，已更名Telecel Cash",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否",
        "target_users": "C端个人+小微商户（两者兼有）",
        "access_threshold": "仅本地",
        "seo_slug": "gh-vodafone-cash-telecel-cash",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "gh-airteltigo-money",
      "name": "AirtelTigo Money",
      "aliases": [],
      "website_url": "https://www.airteltigo.com.gh",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Ghana",
              "iso2": "GH"
            }
          ]
        }
      ],
      "introduction": "第三大运营商移动货币",
      "payment_types": [
        "Mobile money",
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人+小微商户（两者兼有）"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.airteltigo.com.gh",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "AirtelTigo Money payment method import source",
          "url": "https://www.airteltigo.com.gh",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "gh",
        "移动货币(Mobile Money)",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "加纳",
        "source_country_name_en": "Ghana",
        "source_country_iso": "GH",
        "source_region": "非洲",
        "source_name": "AirtelTigo Money",
        "source_name_en": "AirtelTigo Money",
        "source_type": "移动货币(Mobile Money)",
        "source_status": "运营中",
        "source_website": "https://www.airteltigo.com.gh",
        "source_note": "第三大运营商移动货币",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否",
        "target_users": "C端个人+小微商户（两者兼有）",
        "access_threshold": "仅本地",
        "seo_slug": "gh-airteltigo-money",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "gh-zeepay",
      "name": "Zeepay",
      "aliases": [],
      "website_url": "https://www.myzeepay.com",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Ghana",
              "iso2": "GH"
            }
          ]
        }
      ],
      "introduction": "跨境汇款与移动金融见长",
      "payment_types": [
        "Mobile money",
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人+小微商户（两者兼有）"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.myzeepay.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Zeepay payment method import source",
          "url": "https://www.myzeepay.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "gh",
        "移动货币(Mobile Money)",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "加纳",
        "source_country_name_en": "Ghana",
        "source_country_iso": "GH",
        "source_region": "非洲",
        "source_name": "Zeepay",
        "source_name_en": "Zeepay",
        "source_type": "移动货币(Mobile Money)",
        "source_status": "运营中",
        "source_website": "https://www.myzeepay.com",
        "source_note": "跨境汇款与移动金融见长",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否",
        "target_users": "C端个人+小微商户（两者兼有）",
        "access_threshold": "仅本地",
        "seo_slug": "gh-zeepay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "gh-hubtel",
      "name": "Hubtel",
      "aliases": [],
      "website_url": "https://www.hubtel.com",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Ghana",
              "iso2": "GH"
            }
          ]
        }
      ],
      "introduction": "获牌聚合支付与电商服务商",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "未公开",
      "settlement_note": "T+1至T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.hubtel.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Hubtel payment method import source",
          "url": "https://www.hubtel.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "gh",
        "聚合支付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "加纳",
        "source_country_name_en": "Ghana",
        "source_country_iso": "GH",
        "source_region": "非洲",
        "source_name": "Hubtel",
        "source_name_en": "Hubtel",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://www.hubtel.com",
        "source_note": "获牌聚合支付与电商服务商",
        "source_fee_rate": "未公开",
        "source_settlement": "T+1至T+2",
        "supports_china": "否",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "gh-hubtel",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "gh-ghanapay",
      "name": "GhanaPay",
      "aliases": [],
      "website_url": "https://www.ghipss.net/services/real-time-payments/ghanapay",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Ghana",
              "iso2": "GH"
            }
          ]
        }
      ],
      "introduction": "GhIPSS银行系移动钱包",
      "payment_types": [
        "Mobile money",
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人+小微商户（两者兼有）"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.ghipss.net/services/real-time-payments/ghanapay",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "GhanaPay payment method import source",
          "url": "https://www.ghipss.net/services/real-time-payments/ghanapay",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "gh",
        "移动货币(Mobile Money)",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "加纳",
        "source_country_name_en": "Ghana",
        "source_country_iso": "GH",
        "source_region": "非洲",
        "source_name": "GhanaPay",
        "source_name_en": "GhanaPay",
        "source_type": "移动货币(Mobile Money)",
        "source_status": "运营中",
        "source_website": "https://www.ghipss.net/services/real-time-payments/ghanapay",
        "source_note": "GhIPSS银行系移动钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否",
        "target_users": "C端个人+小微商户（两者兼有）",
        "access_threshold": "仅本地",
        "seo_slug": "gh-ghanapay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "pe-yape",
      "name": "Yape",
      "aliases": [],
      "website_url": "https://www.yape.pe",
      "regions": [
        {
          "region": "South America",
          "countries": [
            {
              "name": "Peru",
              "iso2": "PE"
            }
          ]
        }
      ],
      "introduction": "BCP银行运营，约2000万用户",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人+商户（两者兼有）"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.yape.pe",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Yape payment method import source",
          "url": "https://www.yape.pe",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "south america",
        "pe",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "秘鲁",
        "source_country_name_en": "Peru",
        "source_country_iso": "PE",
        "source_region": "南美洲",
        "source_name": "Yape",
        "source_name_en": "Yape",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.yape.pe",
        "source_note": "BCP银行运营，约2000万用户",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否",
        "target_users": "C端个人+商户（两者兼有）",
        "access_threshold": "中",
        "seo_slug": "pe-yape",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "pe-plin",
      "name": "Plin",
      "aliases": [],
      "website_url": "https://www.plin.pe",
      "regions": [
        {
          "region": "South America",
          "countries": [
            {
              "name": "Peru",
              "iso2": "PE"
            }
          ]
        }
      ],
      "introduction": "BBVA等三行联盟钱包，第二",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人+商户（两者兼有）"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.plin.pe",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Plin payment method import source",
          "url": "https://www.plin.pe",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "south america",
        "pe",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "秘鲁",
        "source_country_name_en": "Peru",
        "source_country_iso": "PE",
        "source_region": "南美洲",
        "source_name": "Plin",
        "source_name_en": "Plin",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.plin.pe",
        "source_note": "BBVA等三行联盟钱包，第二",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否",
        "target_users": "C端个人+商户（两者兼有）",
        "access_threshold": "中",
        "seo_slug": "pe-plin",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "pe-pagoefectivo",
      "name": "PagoEfectivo",
      "aliases": [],
      "website_url": "https://www.pagoefectivo.pe",
      "regions": [
        {
          "region": "South America",
          "countries": [
            {
              "name": "Peru",
              "iso2": "PE"
            }
          ]
        }
      ],
      "introduction": "现金凭证CIP支付，现推电子钱包",
      "payment_types": [
        "Cash collection"
      ],
      "business_use_cases": [
        "C端个人（账单",
        "现金缴费）"
      ],
      "fee_note": "未公开",
      "settlement_note": "T+1至T+3（现金凭证确认后）",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.pagoefectivo.pe",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PagoEfectivo payment method import source",
          "url": "https://www.pagoefectivo.pe",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "south america",
        "pe",
        "现金代收点",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "秘鲁",
        "source_country_name_en": "Peru",
        "source_country_iso": "PE",
        "source_region": "南美洲",
        "source_name": "PagoEfectivo",
        "source_name_en": "PagoEfectivo",
        "source_type": "现金代收点",
        "source_status": "运营中",
        "source_website": "https://www.pagoefectivo.pe",
        "source_note": "现金凭证CIP支付，现推电子钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "T+1至T+3（现金凭证确认后）",
        "supports_china": "否",
        "target_users": "C端个人（账单/现金缴费）",
        "access_threshold": "中",
        "seo_slug": "pe-pagoefectivo",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "pe-bim",
      "name": "BIM",
      "aliases": [],
      "website_url": "https://www.bim.pe",
      "regions": [
        {
          "region": "South America",
          "countries": [
            {
              "name": "Peru",
              "iso2": "PE"
            }
          ]
        }
      ],
      "introduction": "面向无银行账户的跨运营商钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人+商户（两者兼有）"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.bim.pe",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "BIM payment method import source",
          "url": "https://www.bim.pe",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "south america",
        "pe",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "秘鲁",
        "source_country_name_en": "Peru",
        "source_country_iso": "PE",
        "source_region": "南美洲",
        "source_name": "BIM",
        "source_name_en": "BIM",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.bim.pe",
        "source_note": "面向无银行账户的跨运营商钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否",
        "target_users": "C端个人+商户（两者兼有）",
        "access_threshold": "中",
        "seo_slug": "pe-bim",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "pe-mercado-pago",
      "name": "Mercado Pago",
      "aliases": [],
      "website_url": "https://www.mercadopago.com.pe",
      "regions": [
        {
          "region": "South America",
          "countries": [
            {
              "name": "Peru",
              "iso2": "PE"
            }
          ]
        }
      ],
      "introduction": "MercadoLibre生态电子钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人+商户（两者兼有）"
      ],
      "fee_note": "约3.29%-3.49%+S/1+IGV",
      "settlement_note": "即时至T+14（按账期）",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.mercadopago.com.pe",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Mercado Pago payment method import source",
          "url": "https://www.mercadopago.com.pe",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "south america",
        "pe",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "秘鲁",
        "source_country_name_en": "Peru",
        "source_country_iso": "PE",
        "source_region": "南美洲",
        "source_name": "Mercado Pago",
        "source_name_en": "Mercado Pago",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.mercadopago.com.pe",
        "source_note": "MercadoLibre生态电子钱包",
        "source_fee_rate": "约3.29%-3.49%+S/1+IGV",
        "source_settlement": "即时至T+14（按账期）",
        "supports_china": "否",
        "target_users": "C端个人+商户（两者兼有）",
        "access_threshold": "中",
        "seo_slug": "pe-mercado-pago",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "pe-culqi",
      "name": "Culqi",
      "aliases": [],
      "website_url": "https://www.culqi.com",
      "regions": [
        {
          "region": "South America",
          "countries": [
            {
              "name": "Peru",
              "iso2": "PE"
            }
          ]
        }
      ],
      "introduction": "本地收单网关，支持卡与钱包",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "约3.44%-3.99%+固定费+IGV",
      "settlement_note": "即时(BCP账户)至T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.culqi.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Culqi payment method import source",
          "url": "https://www.culqi.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "south america",
        "pe",
        "聚合支付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "秘鲁",
        "source_country_name_en": "Peru",
        "source_country_iso": "PE",
        "source_region": "南美洲",
        "source_name": "Culqi",
        "source_name_en": "Culqi",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://www.culqi.com",
        "source_note": "本地收单网关，支持卡与钱包",
        "source_fee_rate": "约3.44%-3.99%+固定费+IGV",
        "source_settlement": "即时(BCP账户)至T+2",
        "supports_china": "否",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "pe-culqi",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "pt-mb-way",
      "name": "MB Way",
      "aliases": [],
      "website_url": "https://www.mbway.pt",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Portugal",
              "iso2": "PT"
            }
          ]
        }
      ],
      "introduction": "葡萄牙最普及移动钱包，占线上交易约45%",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.mbway.pt",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "MB Way payment method import source",
          "url": "https://www.mbway.pt",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "pt",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "葡萄牙",
        "source_country_name_en": "Portugal",
        "source_country_iso": "PT",
        "source_region": "欧洲",
        "source_name": "MB Way",
        "source_name_en": "MB Way",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.mbway.pt",
        "source_note": "葡萄牙最普及移动钱包，占线上交易约45%",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "pt-mb-way",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "pt-multibanco",
      "name": "Multibanco",
      "aliases": [],
      "website_url": "https://www.multibanco.pt",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Portugal",
              "iso2": "PT"
            }
          ]
        }
      ],
      "introduction": "葡国银行互联网络，参考号网银/ATM转账",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.multibanco.pt",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Multibanco payment method import source",
          "url": "https://www.multibanco.pt",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "pt",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "葡萄牙",
        "source_country_name_en": "Portugal",
        "source_country_iso": "PT",
        "source_region": "欧洲",
        "source_name": "Multibanco",
        "source_name_en": "Multibanco",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.multibanco.pt",
        "source_note": "葡国银行互联网络，参考号网银/ATM转账",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "pt-multibanco",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "pt-payshop",
      "name": "Payshop",
      "aliases": [],
      "website_url": "https://www.payshop.pt",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Portugal",
              "iso2": "PT"
            }
          ]
        }
      ],
      "introduction": "葡国现金代收网络，7000+代理点现金缴费",
      "payment_types": [
        "Cash collection"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "约2.1%+固定费(视PSP)",
      "settlement_note": "未公开(通常T+15视PSP)",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.payshop.pt",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Payshop payment method import source",
          "url": "https://www.payshop.pt",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "pt",
        "现金代收点",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "葡萄牙",
        "source_country_name_en": "Portugal",
        "source_country_iso": "PT",
        "source_region": "欧洲",
        "source_name": "Payshop",
        "source_name_en": "Payshop",
        "source_type": "现金代收点",
        "source_status": "运营中",
        "source_website": "https://www.payshop.pt",
        "source_note": "葡国现金代收网络，7000+代理点现金缴费",
        "source_fee_rate": "约2.1%+固定费(视PSP)",
        "source_settlement": "未公开(通常T+15视PSP)",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "pt-payshop",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "pt-floa-pay",
      "name": "FLOA Pay",
      "aliases": [],
      "website_url": "https://www.floapay.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Portugal",
              "iso2": "PT"
            }
          ]
        }
      ],
      "introduction": "法国FLOA旗下BNPL，已进入葡萄牙市场",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.floapay.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "FLOA Pay payment method import source",
          "url": "https://www.floapay.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "pt",
        "BNPL先买后付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "葡萄牙",
        "source_country_name_en": "Portugal",
        "source_country_iso": "PT",
        "source_region": "欧洲",
        "source_name": "FLOA Pay",
        "source_name_en": "FLOA Pay",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.floapay.com",
        "source_note": "法国FLOA旗下BNPL，已进入葡萄牙市场",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "pt-floa-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "pt-klarna",
      "name": "Klarna",
      "aliases": [],
      "website_url": "https://www.klarna.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Portugal",
              "iso2": "PT"
            }
          ]
        }
      ],
      "introduction": "国际BNPL巨头，葡萄牙可用分期付款",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.klarna.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Klarna payment method import source",
          "url": "https://www.klarna.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "pt",
        "BNPL先买后付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "葡萄牙",
        "source_country_name_en": "Portugal",
        "source_country_iso": "PT",
        "source_region": "欧洲",
        "source_name": "Klarna",
        "source_name_en": "Klarna",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.klarna.com",
        "source_note": "国际BNPL巨头，葡萄牙可用分期付款",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "部分(需特定资质)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "pt-klarna",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "pt-sibs",
      "name": "SIBS",
      "aliases": [],
      "website_url": "https://www.sibs.pt",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Portugal",
              "iso2": "PT"
            }
          ]
        }
      ],
      "introduction": "葡国家支付基础设施运营商(MB Way与Multibanco母公司)",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.sibs.pt",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "SIBS payment method import source",
          "url": "https://www.sibs.pt",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "pt",
        "聚合支付",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "葡萄牙",
        "source_country_name_en": "Portugal",
        "source_country_iso": "PT",
        "source_region": "欧洲",
        "source_name": "SIBS",
        "source_name_en": "SIBS",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://www.sibs.pt",
        "source_note": "葡国家支付基础设施运营商(MB Way与Multibanco母公司)",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "商户+B端",
        "access_threshold": "仅本地",
        "seo_slug": "pt-sibs",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ie-revolut",
      "name": "Revolut",
      "aliases": [],
      "website_url": "https://www.revolut.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Ireland",
              "iso2": "IE"
            }
          ]
        }
      ],
      "introduction": "英国新银行，爱尔兰使用极广(300万+用户)",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "免费(基础转账)",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.revolut.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Revolut payment method import source",
          "url": "https://www.revolut.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "ie",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "爱尔兰",
        "source_country_name_en": "Ireland",
        "source_country_iso": "IE",
        "source_region": "欧洲",
        "source_name": "Revolut",
        "source_name_en": "Revolut",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.revolut.com",
        "source_note": "英国新银行，爱尔兰使用极广(300万+用户)",
        "source_fee_rate": "免费(基础转账)",
        "source_settlement": "实时/即时",
        "supports_china": "否",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "ie-revolut",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ie-an-post-postpoint",
      "name": "An Post PostPoint",
      "aliases": [],
      "website_url": "https://www.anpost.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Ireland",
              "iso2": "IE"
            }
          ]
        }
      ],
      "introduction": "爱尔兰邮政，PostPoint网点现金缴费与账单",
      "payment_types": [
        "Cash collection"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.anpost.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "An Post PostPoint payment method import source",
          "url": "https://www.anpost.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "ie",
        "现金代收点",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "爱尔兰",
        "source_country_name_en": "Ireland",
        "source_country_iso": "IE",
        "source_region": "欧洲",
        "source_name": "An Post PostPoint",
        "source_name_en": "An Post PostPoint",
        "source_type": "现金代收点",
        "source_status": "运营中",
        "source_website": "https://www.anpost.com",
        "source_note": "爱尔兰邮政，PostPoint网点现金缴费与账单",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "ie-an-post-postpoint",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ie-sepa-instant-credit-transfer",
      "name": "SEPA Instant Credit Transfer",
      "aliases": [
        "SEPA即时转账"
      ],
      "website_url": null,
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Ireland",
              "iso2": "IE"
            }
          ]
        }
      ],
      "introduction": "依托爱尔兰各大银行App的SEPA即时转账",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "免费/低费(视银行)",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": null,
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "SEPA Instant Credit Transfer payment method import source",
          "url": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "draft",
      "confidence": "low",
      "tags": [
        "europe",
        "ie",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "爱尔兰",
        "source_country_name_en": "Ireland",
        "source_country_iso": "IE",
        "source_region": "欧洲",
        "source_name": "SEPA即时转账",
        "source_name_en": "SEPA Instant Credit Transfer",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": null,
        "source_note": "依托爱尔兰各大银行App的SEPA即时转账",
        "source_fee_rate": "免费/低费(视银行)",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "ie-sepa-instant-credit-transfer",
        "needs_manual_review": true,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status",
          "official_website"
        ]
      }
    },
    {
      "id": "ie-klarna-afterpay",
      "name": "Klarna / Afterpay",
      "aliases": [],
      "website_url": "https://www.klarna.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Ireland",
              "iso2": "IE"
            }
          ]
        }
      ],
      "introduction": "BNPL在爱尔兰电商增长，Klarna/Afterpay可用",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.klarna.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Klarna / Afterpay payment method import source",
          "url": "https://www.klarna.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "ie",
        "BNPL先买后付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "爱尔兰",
        "source_country_name_en": "Ireland",
        "source_country_iso": "IE",
        "source_region": "欧洲",
        "source_name": "Klarna / Afterpay",
        "source_name_en": "Klarna / Afterpay",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.klarna.com",
        "source_note": "BNPL在爱尔兰电商增长，Klarna/Afterpay可用",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "部分(需特定资质)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "ie-klarna-afterpay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ie-paypal",
      "name": "PayPal",
      "aliases": [],
      "website_url": "https://www.paypal.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Ireland",
              "iso2": "IE"
            }
          ]
        }
      ],
      "introduction": "国际电子钱包，爱尔兰跨境网购常用",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.paypal.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PayPal payment method import source",
          "url": "https://www.paypal.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "ie",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "爱尔兰",
        "source_country_name_en": "Ireland",
        "source_country_iso": "IE",
        "source_region": "欧洲",
        "source_name": "PayPal",
        "source_name_en": "PayPal",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.paypal.com",
        "source_note": "国际电子钱包，爱尔兰跨境网购常用",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "部分(需特定资质)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "ie-paypal",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ie-apple-pay-google-pay",
      "name": "Apple Pay / Google Pay",
      "aliases": [],
      "website_url": null,
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Ireland",
              "iso2": "IE"
            }
          ]
        }
      ],
      "introduction": "爱尔兰非接触支付主流移动钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": null,
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Apple Pay / Google Pay payment method import source",
          "url": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "draft",
      "confidence": "low",
      "tags": [
        "europe",
        "ie",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "爱尔兰",
        "source_country_name_en": "Ireland",
        "source_country_iso": "IE",
        "source_region": "欧洲",
        "source_name": "Apple Pay / Google Pay",
        "source_name_en": "Apple Pay / Google Pay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": null,
        "source_note": "爱尔兰非接触支付主流移动钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "部分(需特定资质)",
        "target_users": "C端个人",
        "access_threshold": "中",
        "seo_slug": "ie-apple-pay-google-pay",
        "needs_manual_review": true,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status",
          "official_website"
        ]
      }
    },
    {
      "id": "at-eps-electronic-payment-system",
      "name": "EPS (Electronic Payment System)",
      "aliases": [
        "EPS"
      ],
      "website_url": "https://www.eps.or.at",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Austria",
              "iso2": "AT"
            }
          ]
        }
      ],
      "introduction": "奥地利网银实时转账，直连本国银行",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.eps.or.at",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "EPS (Electronic Payment System) payment method import source",
          "url": "https://www.eps.or.at",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "at",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "奥地利",
        "source_country_name_en": "Austria",
        "source_country_iso": "AT",
        "source_region": "欧洲",
        "source_name": "EPS",
        "source_name_en": "EPS (Electronic Payment System)",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.eps.or.at",
        "source_note": "奥地利网银实时转账，直连本国银行",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "at-eps-electronic-payment-system",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "at-sofort-klarna",
      "name": "SOFORT (Klarna)",
      "aliases": [
        "SOFORT"
      ],
      "website_url": "https://www.sofort.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Austria",
              "iso2": "AT"
            }
          ]
        }
      ],
      "introduction": "即时银行转账，奥地利网银用户覆盖超60%",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.sofort.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "SOFORT (Klarna) payment method import source",
          "url": "https://www.sofort.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "at",
        "银行实时转账",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "奥地利",
        "source_country_name_en": "Austria",
        "source_country_iso": "AT",
        "source_region": "欧洲",
        "source_name": "SOFORT",
        "source_name_en": "SOFORT (Klarna)",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.sofort.com",
        "source_note": "即时银行转账，奥地利网银用户覆盖超60%",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "部分(需特定资质)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "at-sofort-klarna",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "at-klarna",
      "name": "Klarna",
      "aliases": [],
      "website_url": "https://www.klarna.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Austria",
              "iso2": "AT"
            }
          ]
        }
      ],
      "introduction": "奥地利主流BNPL及发票支付",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.klarna.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Klarna payment method import source",
          "url": "https://www.klarna.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "at",
        "BNPL先买后付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "奥地利",
        "source_country_name_en": "Austria",
        "source_country_iso": "AT",
        "source_region": "欧洲",
        "source_name": "Klarna",
        "source_name_en": "Klarna",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.klarna.com",
        "source_note": "奥地利主流BNPL及发票支付",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "部分(需特定资质)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "at-klarna",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "at-paypal",
      "name": "PayPal",
      "aliases": [],
      "website_url": "https://www.paypal.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Austria",
              "iso2": "AT"
            }
          ]
        }
      ],
      "introduction": "奥地利使用最广数字钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.paypal.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PayPal payment method import source",
          "url": "https://www.paypal.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "at",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "奥地利",
        "source_country_name_en": "Austria",
        "source_country_iso": "AT",
        "source_region": "欧洲",
        "source_name": "PayPal",
        "source_name_en": "PayPal",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.paypal.com",
        "source_note": "奥地利使用最广数字钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "部分(需特定资质)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "at-paypal",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "at-apple-pay-google-pay",
      "name": "Apple Pay / Google Pay",
      "aliases": [],
      "website_url": null,
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Austria",
              "iso2": "AT"
            }
          ]
        }
      ],
      "introduction": "奥地利渐普及的移动钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": null,
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Apple Pay / Google Pay payment method import source",
          "url": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "draft",
      "confidence": "low",
      "tags": [
        "europe",
        "at",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "奥地利",
        "source_country_name_en": "Austria",
        "source_country_iso": "AT",
        "source_region": "欧洲",
        "source_name": "Apple Pay / Google Pay",
        "source_name_en": "Apple Pay / Google Pay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": null,
        "source_note": "奥地利渐普及的移动钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "部分(需特定资质)",
        "target_users": "C端个人",
        "access_threshold": "中",
        "seo_slug": "at-apple-pay-google-pay",
        "needs_manual_review": true,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status",
          "official_website"
        ]
      }
    },
    {
      "id": "at-mpay24",
      "name": "mPAY24",
      "aliases": [],
      "website_url": "https://www.mpay24.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Austria",
              "iso2": "AT"
            }
          ]
        }
      ],
      "introduction": "奥地利本土支付网关，聚合本地与卡片",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.mpay24.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "mPAY24 payment method import source",
          "url": "https://www.mpay24.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "at",
        "聚合支付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "奥地利",
        "source_country_name_en": "Austria",
        "source_country_iso": "AT",
        "source_region": "欧洲",
        "source_name": "mPAY24",
        "source_name_en": "mPAY24",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://www.mpay24.com",
        "source_note": "奥地利本土支付网关，聚合本地与卡片",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "部分(需特定资质)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "at-mpay24",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "at-blue-code",
      "name": "Blue Code",
      "aliases": [],
      "website_url": "https://www.bluecode.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Austria",
              "iso2": "AT"
            }
          ]
        }
      ],
      "introduction": "奥地利本土二维码移动支付，商超广泛支持",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.bluecode.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Blue Code payment method import source",
          "url": "https://www.bluecode.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "at",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "奥地利",
        "source_country_name_en": "Austria",
        "source_country_iso": "AT",
        "source_region": "欧洲",
        "source_name": "Blue Code",
        "source_name_en": "Blue Code",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.bluecode.com",
        "source_note": "奥地利本土二维码移动支付，商超广泛支持",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "at-blue-code",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "dk-mobilepay-vipps-mobilepay",
      "name": "MobilePay (Vipps MobilePay)",
      "aliases": [
        "MobilePay"
      ],
      "website_url": "https://www.mobilepay.dk",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Denmark",
              "iso2": "DK"
            }
          ]
        }
      ],
      "introduction": "丹麦国民级移动钱包，成年人口覆盖近90%",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.mobilepay.dk",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "MobilePay (Vipps MobilePay) payment method import source",
          "url": "https://www.mobilepay.dk",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "dk",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "丹麦",
        "source_country_name_en": "Denmark",
        "source_country_iso": "DK",
        "source_region": "欧洲",
        "source_name": "MobilePay",
        "source_name_en": "MobilePay (Vipps MobilePay)",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.mobilepay.dk",
        "source_note": "丹麦国民级移动钱包，成年人口覆盖近90%",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "dk-mobilepay-vipps-mobilepay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "dk-dankort",
      "name": "Dankort",
      "aliases": [],
      "website_url": "https://www.dankort.dk",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Denmark",
              "iso2": "DK"
            }
          ]
        }
      ],
      "introduction": "丹麦国家借记卡，约占四成支付份额",
      "payment_types": [
        "Card acquiring"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "约0.2-0.5%(借记)",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.dankort.dk",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Dankort payment method import source",
          "url": "https://www.dankort.dk",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "dk",
        "本地卡组织",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "丹麦",
        "source_country_name_en": "Denmark",
        "source_country_iso": "DK",
        "source_region": "欧洲",
        "source_name": "Dankort",
        "source_name_en": "Dankort",
        "source_type": "本地卡组织",
        "source_status": "运营中",
        "source_website": "https://www.dankort.dk",
        "source_note": "丹麦国家借记卡，约占四成支付份额",
        "source_fee_rate": "约0.2-0.5%(借记)",
        "source_settlement": "T+1",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "dk-dankort",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "dk-klarna",
      "name": "Klarna",
      "aliases": [],
      "website_url": "https://www.klarna.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Denmark",
              "iso2": "DK"
            }
          ]
        }
      ],
      "introduction": "丹麦主流BNPL及发票支付",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.klarna.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Klarna payment method import source",
          "url": "https://www.klarna.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "dk",
        "BNPL先买后付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "丹麦",
        "source_country_name_en": "Denmark",
        "source_country_iso": "DK",
        "source_region": "欧洲",
        "source_name": "Klarna",
        "source_name_en": "Klarna",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.klarna.com",
        "source_note": "丹麦主流BNPL及发票支付",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "部分(需特定资质)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "dk-klarna",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "dk-viabill",
      "name": "ViaBill",
      "aliases": [],
      "website_url": "https://www.viabill.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Denmark",
              "iso2": "DK"
            }
          ]
        }
      ],
      "introduction": "丹麦本土BNPL，本地电商渗透高",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.viabill.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "ViaBill payment method import source",
          "url": "https://www.viabill.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "dk",
        "BNPL先买后付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "丹麦",
        "source_country_name_en": "Denmark",
        "source_country_iso": "DK",
        "source_region": "欧洲",
        "source_name": "ViaBill",
        "source_name_en": "ViaBill",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.viabill.com",
        "source_note": "丹麦本土BNPL，本地电商渗透高",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地/北欧)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "dk-viabill",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "dk-betalingsservice",
      "name": "Betalingsservice",
      "aliases": [],
      "website_url": "https://www.betalingsservice.dk",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Denmark",
              "iso2": "DK"
            }
          ]
        }
      ],
      "introduction": "丹麦Nets旗下定期自动扣款(直接借记)系统",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.betalingsservice.dk",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Betalingsservice payment method import source",
          "url": "https://www.betalingsservice.dk",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "dk",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "丹麦",
        "source_country_name_en": "Denmark",
        "source_country_iso": "DK",
        "source_region": "欧洲",
        "source_name": "Betalingsservice",
        "source_name_en": "Betalingsservice",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.betalingsservice.dk",
        "source_note": "丹麦Nets旗下定期自动扣款(直接借记)系统",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "商户+B端",
        "access_threshold": "仅本地",
        "seo_slug": "dk-betalingsservice",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "dk-paypal",
      "name": "PayPal",
      "aliases": [],
      "website_url": "https://www.paypal.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Denmark",
              "iso2": "DK"
            }
          ]
        }
      ],
      "introduction": "丹麦跨境网购常用国际钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.paypal.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PayPal payment method import source",
          "url": "https://www.paypal.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "dk",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "丹麦",
        "source_country_name_en": "Denmark",
        "source_country_iso": "DK",
        "source_region": "欧洲",
        "source_name": "PayPal",
        "source_name_en": "PayPal",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.paypal.com",
        "source_note": "丹麦跨境网购常用国际钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "部分(需特定资质)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "dk-paypal",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "dk-apple-pay-google-pay",
      "name": "Apple Pay / Google Pay",
      "aliases": [],
      "website_url": null,
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Denmark",
              "iso2": "DK"
            }
          ]
        }
      ],
      "introduction": "丹麦非接触支付主流移动钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": null,
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Apple Pay / Google Pay payment method import source",
          "url": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "draft",
      "confidence": "low",
      "tags": [
        "europe",
        "dk",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "丹麦",
        "source_country_name_en": "Denmark",
        "source_country_iso": "DK",
        "source_region": "欧洲",
        "source_name": "Apple Pay / Google Pay",
        "source_name_en": "Apple Pay / Google Pay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": null,
        "source_note": "丹麦非接触支付主流移动钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "部分(需特定资质)",
        "target_users": "C端个人",
        "access_threshold": "中",
        "seo_slug": "dk-apple-pay-google-pay",
        "needs_manual_review": true,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status",
          "official_website"
        ]
      }
    },
    {
      "id": "no-vipps",
      "name": "Vipps",
      "aliases": [],
      "website_url": "https://www.vipps.no",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Norway",
              "iso2": "NO"
            }
          ]
        }
      ],
      "introduction": "挪威国民级移动钱包，81%市场渗透",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.vipps.no",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Vipps payment method import source",
          "url": "https://www.vipps.no",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "no",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "挪威",
        "source_country_name_en": "Norway",
        "source_country_iso": "NO",
        "source_region": "欧洲",
        "source_name": "Vipps",
        "source_name_en": "Vipps",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.vipps.no",
        "source_note": "挪威国民级移动钱包，81%市场渗透",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "no-vipps",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "no-bankaxept",
      "name": "BankAxept",
      "aliases": [],
      "website_url": "https://www.bankaxept.no",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Norway",
              "iso2": "NO"
            }
          ]
        }
      ],
      "introduction": "挪威国内借记卡网络，几乎人人持有",
      "payment_types": [
        "Card acquiring"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "约0.2-0.5%",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.bankaxept.no",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "BankAxept payment method import source",
          "url": "https://www.bankaxept.no",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "no",
        "本地卡组织",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "挪威",
        "source_country_name_en": "Norway",
        "source_country_iso": "NO",
        "source_region": "欧洲",
        "source_name": "BankAxept",
        "source_name_en": "BankAxept",
        "source_type": "本地卡组织",
        "source_status": "运营中",
        "source_website": "https://www.bankaxept.no",
        "source_note": "挪威国内借记卡网络，几乎人人持有",
        "source_fee_rate": "约0.2-0.5%",
        "source_settlement": "T+1",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "no-bankaxept",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "no-klarna",
      "name": "Klarna",
      "aliases": [],
      "website_url": "https://www.klarna.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Norway",
              "iso2": "NO"
            }
          ]
        }
      ],
      "introduction": "挪威BNPL占线上零售约18%",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.klarna.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Klarna payment method import source",
          "url": "https://www.klarna.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "no",
        "BNPL先买后付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "挪威",
        "source_country_name_en": "Norway",
        "source_country_iso": "NO",
        "source_region": "欧洲",
        "source_name": "Klarna",
        "source_name_en": "Klarna",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.klarna.com",
        "source_note": "挪威BNPL占线上零售约18%",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "部分(需特定资质)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "no-klarna",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "no-paypal",
      "name": "PayPal",
      "aliases": [],
      "website_url": "https://www.paypal.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Norway",
              "iso2": "NO"
            }
          ]
        }
      ],
      "introduction": "挪威跨境网购常用(约7%份额)",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.paypal.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PayPal payment method import source",
          "url": "https://www.paypal.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "no",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "挪威",
        "source_country_name_en": "Norway",
        "source_country_iso": "NO",
        "source_region": "欧洲",
        "source_name": "PayPal",
        "source_name_en": "PayPal",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.paypal.com",
        "source_note": "挪威跨境网购常用(约7%份额)",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "部分(需特定资质)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "no-paypal",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "no-apple-pay",
      "name": "Apple Pay",
      "aliases": [],
      "website_url": null,
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Norway",
              "iso2": "NO"
            }
          ]
        }
      ],
      "introduction": "挪威渐普及的移动钱包(苹果)",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": null,
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Apple Pay payment method import source",
          "url": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "draft",
      "confidence": "low",
      "tags": [
        "europe",
        "no",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "挪威",
        "source_country_name_en": "Norway",
        "source_country_iso": "NO",
        "source_region": "欧洲",
        "source_name": "Apple Pay",
        "source_name_en": "Apple Pay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": null,
        "source_note": "挪威渐普及的移动钱包(苹果)",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "部分(需特定资质)",
        "target_users": "C端个人",
        "access_threshold": "中",
        "seo_slug": "no-apple-pay",
        "needs_manual_review": true,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status",
          "official_website"
        ]
      }
    },
    {
      "id": "no-google-pay",
      "name": "Google Pay",
      "aliases": [],
      "website_url": null,
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Norway",
              "iso2": "NO"
            }
          ]
        }
      ],
      "introduction": "挪威渐普及的移动钱包(谷歌)",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": null,
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Google Pay payment method import source",
          "url": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "draft",
      "confidence": "low",
      "tags": [
        "europe",
        "no",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "挪威",
        "source_country_name_en": "Norway",
        "source_country_iso": "NO",
        "source_region": "欧洲",
        "source_name": "Google Pay",
        "source_name_en": "Google Pay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": null,
        "source_note": "挪威渐普及的移动钱包(谷歌)",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "部分(需特定资质)",
        "target_users": "C端个人",
        "access_threshold": "中",
        "seo_slug": "no-google-pay",
        "needs_manual_review": true,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status",
          "official_website"
        ]
      }
    },
    {
      "id": "fi-mobilepay",
      "name": "MobilePay",
      "aliases": [],
      "website_url": "https://www.mobilepay.fi",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Finland",
              "iso2": "FI"
            }
          ]
        }
      ],
      "introduction": "芬兰主流移动钱包(收购Pivo后覆盖约半数人口)",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.mobilepay.fi",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "MobilePay payment method import source",
          "url": "https://www.mobilepay.fi",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "fi",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "芬兰",
        "source_country_name_en": "Finland",
        "source_country_iso": "FI",
        "source_region": "欧洲",
        "source_name": "MobilePay",
        "source_name_en": "MobilePay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.mobilepay.fi",
        "source_note": "芬兰主流移动钱包(收购Pivo后覆盖约半数人口)",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地/北欧)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "fi-mobilepay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "fi-siirto",
      "name": "Siirto",
      "aliases": [],
      "website_url": "https://siirto.fi",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Finland",
              "iso2": "FI"
            }
          ]
        }
      ],
      "introduction": "芬兰银行系实时转账(P2P/电商)，OP与Nordea主导",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://siirto.fi",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Siirto payment method import source",
          "url": "https://siirto.fi",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "fi",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "芬兰",
        "source_country_name_en": "Finland",
        "source_country_iso": "FI",
        "source_region": "欧洲",
        "source_name": "Siirto",
        "source_name_en": "Siirto",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://siirto.fi",
        "source_note": "芬兰银行系实时转账(P2P/电商)，OP与Nordea主导",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "fi-siirto",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "fi-finnish-online-banking",
      "name": "Finnish Online Banking",
      "aliases": [
        "芬兰网银直连(Verkkopankki)"
      ],
      "website_url": null,
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Finland",
              "iso2": "FI"
            }
          ]
        }
      ],
      "introduction": "芬兰网银直连支付(OP/Nordea等银行按钮)",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": null,
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Finnish Online Banking payment method import source",
          "url": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "draft",
      "confidence": "low",
      "tags": [
        "europe",
        "fi",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "芬兰",
        "source_country_name_en": "Finland",
        "source_country_iso": "FI",
        "source_region": "欧洲",
        "source_name": "芬兰网银直连(Verkkopankki)",
        "source_name_en": "Finnish Online Banking",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": null,
        "source_note": "芬兰网银直连支付(OP/Nordea等银行按钮)",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "fi-finnish-online-banking",
        "needs_manual_review": true,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status",
          "official_website"
        ]
      }
    },
    {
      "id": "fi-klarna",
      "name": "Klarna",
      "aliases": [],
      "website_url": "https://www.klarna.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Finland",
              "iso2": "FI"
            }
          ]
        }
      ],
      "introduction": "芬兰主流BNPL及发票支付",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.klarna.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Klarna payment method import source",
          "url": "https://www.klarna.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "fi",
        "BNPL先买后付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "芬兰",
        "source_country_name_en": "Finland",
        "source_country_iso": "FI",
        "source_region": "欧洲",
        "source_name": "Klarna",
        "source_name_en": "Klarna",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.klarna.com",
        "source_note": "芬兰主流BNPL及发票支付",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "部分(需特定资质)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "fi-klarna",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "fi-op-lasku-op-osta-laskulla",
      "name": "OP Lasku (OP Osta laskulla)",
      "aliases": [
        "OP Lasku"
      ],
      "website_url": "https://www.op.fi",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Finland",
              "iso2": "FI"
            }
          ]
        }
      ],
      "introduction": "芬兰OP银行本土分期/发票支付",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.op.fi",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "OP Lasku (OP Osta laskulla) payment method import source",
          "url": "https://www.op.fi",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "fi",
        "BNPL先买后付",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "芬兰",
        "source_country_name_en": "Finland",
        "source_country_iso": "FI",
        "source_region": "欧洲",
        "source_name": "OP Lasku",
        "source_name_en": "OP Lasku (OP Osta laskulla)",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.op.fi",
        "source_note": "芬兰OP银行本土分期/发票支付",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "商户+B端",
        "access_threshold": "仅本地",
        "seo_slug": "fi-op-lasku-op-osta-laskulla",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "fi-apple-pay-google-pay",
      "name": "Apple Pay / Google Pay",
      "aliases": [],
      "website_url": null,
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Finland",
              "iso2": "FI"
            }
          ]
        }
      ],
      "introduction": "芬兰渐普及的移动钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": null,
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Apple Pay / Google Pay payment method import source",
          "url": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "draft",
      "confidence": "low",
      "tags": [
        "europe",
        "fi",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "芬兰",
        "source_country_name_en": "Finland",
        "source_country_iso": "FI",
        "source_region": "欧洲",
        "source_name": "Apple Pay / Google Pay",
        "source_name_en": "Apple Pay / Google Pay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": null,
        "source_note": "芬兰渐普及的移动钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "部分(需特定资质)",
        "target_users": "C端个人",
        "access_threshold": "中",
        "seo_slug": "fi-apple-pay-google-pay",
        "needs_manual_review": true,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status",
          "official_website"
        ]
      }
    },
    {
      "id": "fi-paypal",
      "name": "PayPal",
      "aliases": [],
      "website_url": "https://www.paypal.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Finland",
              "iso2": "FI"
            }
          ]
        }
      ],
      "introduction": "芬兰跨境网购常用国际钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.paypal.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PayPal payment method import source",
          "url": "https://www.paypal.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "fi",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "芬兰",
        "source_country_name_en": "Finland",
        "source_country_iso": "FI",
        "source_region": "欧洲",
        "source_name": "PayPal",
        "source_name_en": "PayPal",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.paypal.com",
        "source_note": "芬兰跨境网购常用国际钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "部分(需特定资质)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "fi-paypal",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "gr-iris-dias",
      "name": "IRIS (DIAS)",
      "aliases": [],
      "website_url": "https://www.dias.com.gr",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Greece",
              "iso2": "GR"
            }
          ]
        }
      ],
      "introduction": "希腊国家即时转账，2025全境POS/电商强制可用",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "免费(个人端)/低费(商户端)",
      "settlement_note": "实时/即时(商户端2026 Q1起)",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.dias.com.gr",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "IRIS (DIAS) payment method import source",
          "url": "https://www.dias.com.gr",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "gr",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "希腊",
        "source_country_name_en": "Greece",
        "source_country_iso": "GR",
        "source_region": "欧洲",
        "source_name": "IRIS (DIAS)",
        "source_name_en": "IRIS (DIAS)",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.dias.com.gr",
        "source_note": "希腊国家即时转账，2025全境POS/电商强制可用",
        "source_fee_rate": "免费(个人端)/低费(商户端)",
        "source_settlement": "实时/即时(商户端2026 Q1起)",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "gr-iris-dias",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "gr-viva-wallet-viva-com",
      "name": "Viva Wallet (Viva.com)",
      "aliases": [
        "Viva Wallet"
      ],
      "website_url": "https://www.viva.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Greece",
              "iso2": "GR"
            }
          ]
        }
      ],
      "introduction": "希腊本土金融科技，聚合收单与电子钱包",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "未公开",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.viva.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Viva Wallet (Viva.com) payment method import source",
          "url": "https://www.viva.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "gr",
        "聚合支付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "希腊",
        "source_country_name_en": "Greece",
        "source_country_iso": "GR",
        "source_region": "欧洲",
        "source_name": "Viva Wallet",
        "source_name_en": "Viva Wallet (Viva.com)",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://www.viva.com",
        "source_note": "希腊本土金融科技，聚合收单与电子钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "T+1",
        "supports_china": "部分(需特定资质)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "gr-viva-wallet-viva-com",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "gr-viva-spot",
      "name": "Viva Spot",
      "aliases": [],
      "website_url": "https://www.viva.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Greece",
              "iso2": "GR"
            }
          ]
        }
      ],
      "introduction": "希腊Viva旗下现金代收点网络",
      "payment_types": [
        "Cash collection"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.viva.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Viva Spot payment method import source",
          "url": "https://www.viva.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "gr",
        "现金代收点",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "希腊",
        "source_country_name_en": "Greece",
        "source_country_iso": "GR",
        "source_region": "欧洲",
        "source_name": "Viva Spot",
        "source_name_en": "Viva Spot",
        "source_type": "现金代收点",
        "source_status": "运营中",
        "source_website": "https://www.viva.com",
        "source_note": "希腊Viva旗下现金代收点网络",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "gr-viva-spot",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "gr-klarna",
      "name": "Klarna",
      "aliases": [],
      "website_url": "https://www.klarna.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Greece",
              "iso2": "GR"
            }
          ]
        }
      ],
      "introduction": "希腊主流BNPL及分期付款",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.klarna.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Klarna payment method import source",
          "url": "https://www.klarna.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "gr",
        "BNPL先买后付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "希腊",
        "source_country_name_en": "Greece",
        "source_country_iso": "GR",
        "source_region": "欧洲",
        "source_name": "Klarna",
        "source_name_en": "Klarna",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.klarna.com",
        "source_note": "希腊主流BNPL及分期付款",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "部分(需特定资质)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "gr-klarna",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "gr-paypal",
      "name": "PayPal",
      "aliases": [],
      "website_url": "https://www.paypal.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Greece",
              "iso2": "GR"
            }
          ]
        }
      ],
      "introduction": "希腊跨境网购常用国际钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.paypal.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PayPal payment method import source",
          "url": "https://www.paypal.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "gr",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "希腊",
        "source_country_name_en": "Greece",
        "source_country_iso": "GR",
        "source_region": "欧洲",
        "source_name": "PayPal",
        "source_name_en": "PayPal",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.paypal.com",
        "source_note": "希腊跨境网购常用国际钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "部分(需特定资质)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "gr-paypal",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "gr-apple-pay-google-pay",
      "name": "Apple Pay / Google Pay",
      "aliases": [],
      "website_url": null,
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Greece",
              "iso2": "GR"
            }
          ]
        }
      ],
      "introduction": "希腊渐普及的移动钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": null,
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Apple Pay / Google Pay payment method import source",
          "url": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "draft",
      "confidence": "low",
      "tags": [
        "europe",
        "gr",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "希腊",
        "source_country_name_en": "Greece",
        "source_country_iso": "GR",
        "source_region": "欧洲",
        "source_name": "Apple Pay / Google Pay",
        "source_name_en": "Apple Pay / Google Pay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": null,
        "source_note": "希腊渐普及的移动钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "部分(需特定资质)",
        "target_users": "C端个人",
        "access_threshold": "中",
        "seo_slug": "gr-apple-pay-google-pay",
        "needs_manual_review": true,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status",
          "official_website"
        ]
      }
    },
    {
      "id": "cz-gopay",
      "name": "GoPay",
      "aliases": [],
      "website_url": "https://www.gopay.cz",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Czechia",
              "iso2": "CZ"
            }
          ]
        }
      ],
      "introduction": "捷克本土主流支付网关，支持卡/银行/钱包",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "约2.2%+3CZK/笔",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.gopay.cz",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "GoPay payment method import source",
          "url": "https://www.gopay.cz",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "cz",
        "聚合支付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "捷克",
        "source_country_name_en": "Czechia",
        "source_country_iso": "CZ",
        "source_region": "欧洲",
        "source_name": "GoPay",
        "source_name_en": "GoPay",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://www.gopay.cz",
        "source_note": "捷克本土主流支付网关，支持卡/银行/钱包",
        "source_fee_rate": "约2.2%+3CZK/笔",
        "source_settlement": "未公开",
        "supports_china": "部分(需特定资质)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "cz-gopay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "cz-payu",
      "name": "PayU",
      "aliases": [],
      "website_url": "https://www.payu.cz",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Czechia",
              "iso2": "CZ"
            }
          ]
        }
      ],
      "introduction": "波兰系支付网关，捷克市场占一定份额",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "约1.9%+2CZK/笔",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.payu.cz",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PayU payment method import source",
          "url": "https://www.payu.cz",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "cz",
        "聚合支付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "捷克",
        "source_country_name_en": "Czechia",
        "source_country_iso": "CZ",
        "source_region": "欧洲",
        "source_name": "PayU",
        "source_name_en": "PayU",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://www.payu.cz",
        "source_note": "波兰系支付网关，捷克市场占一定份额",
        "source_fee_rate": "约1.9%+2CZK/笔",
        "source_settlement": "未公开",
        "supports_china": "部分(需特定资质)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "cz-payu",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "cz-comgate",
      "name": "Comgate",
      "aliases": [],
      "website_url": "https://www.comgate.cz",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Czechia",
              "iso2": "CZ"
            }
          ]
        }
      ],
      "introduction": "捷克本土支付网关，费率具竞争力",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "约0.65-0.9%",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.comgate.cz",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Comgate payment method import source",
          "url": "https://www.comgate.cz",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "cz",
        "聚合支付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "捷克",
        "source_country_name_en": "Czechia",
        "source_country_iso": "CZ",
        "source_region": "欧洲",
        "source_name": "Comgate",
        "source_name_en": "Comgate",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://www.comgate.cz",
        "source_note": "捷克本土支付网关，费率具竞争力",
        "source_fee_rate": "约0.65-0.9%",
        "source_settlement": "未公开",
        "supports_china": "部分(需特定资质)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "cz-comgate",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "cz-thepay",
      "name": "ThePay",
      "aliases": [],
      "website_url": "https://www.thepay.cz",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Czechia",
              "iso2": "CZ"
            }
          ]
        }
      ],
      "introduction": "捷克本土支付网关，按交易额阶梯费率",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "约0.79-0.99%",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.thepay.cz",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "ThePay payment method import source",
          "url": "https://www.thepay.cz",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "cz",
        "聚合支付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "捷克",
        "source_country_name_en": "Czechia",
        "source_country_iso": "CZ",
        "source_region": "欧洲",
        "source_name": "ThePay",
        "source_name_en": "ThePay",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://www.thepay.cz",
        "source_note": "捷克本土支付网关，按交易额阶梯费率",
        "source_fee_rate": "约0.79-0.99%",
        "source_settlement": "未公开",
        "supports_china": "部分(需特定资质)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "cz-thepay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "cz-benefit-plus",
      "name": "Benefit Plus",
      "aliases": [],
      "website_url": "https://www.benefit-plus.eu",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Czechia",
              "iso2": "CZ"
            }
          ]
        }
      ],
      "introduction": "捷克员工福利/预付卡，可用于消费抵扣",
      "payment_types": [
        "Cash voucher",
        "Cash collection"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.benefit-plus.eu",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Benefit Plus payment method import source",
          "url": "https://www.benefit-plus.eu",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "cz",
        "便利店预付",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "捷克",
        "source_country_name_en": "Czechia",
        "source_country_iso": "CZ",
        "source_region": "欧洲",
        "source_name": "Benefit Plus",
        "source_name_en": "Benefit Plus",
        "source_type": "便利店预付",
        "source_status": "运营中",
        "source_website": "https://www.benefit-plus.eu",
        "source_note": "捷克员工福利/预付卡，可用于消费抵扣",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "cz-benefit-plus",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "cz-klarna",
      "name": "Klarna",
      "aliases": [],
      "website_url": "https://www.klarna.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Czechia",
              "iso2": "CZ"
            }
          ]
        }
      ],
      "introduction": "捷克BNPL占在线支付约1.4%",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.klarna.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Klarna payment method import source",
          "url": "https://www.klarna.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "cz",
        "BNPL先买后付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "捷克",
        "source_country_name_en": "Czechia",
        "source_country_iso": "CZ",
        "source_region": "欧洲",
        "source_name": "Klarna",
        "source_name_en": "Klarna",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.klarna.com",
        "source_note": "捷克BNPL占在线支付约1.4%",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "部分(需特定资质)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "cz-klarna",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "cz-paypal",
      "name": "PayPal",
      "aliases": [],
      "website_url": "https://www.paypal.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Czechia",
              "iso2": "CZ"
            }
          ]
        }
      ],
      "introduction": "捷克跨境网购常用国际钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.paypal.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PayPal payment method import source",
          "url": "https://www.paypal.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "cz",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "捷克",
        "source_country_name_en": "Czechia",
        "source_country_iso": "CZ",
        "source_region": "欧洲",
        "source_name": "PayPal",
        "source_name_en": "PayPal",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.paypal.com",
        "source_note": "捷克跨境网购常用国际钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "部分(需特定资质)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "cz-paypal",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "cz-apple-pay-google-pay",
      "name": "Apple Pay / Google Pay",
      "aliases": [],
      "website_url": null,
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Czechia",
              "iso2": "CZ"
            }
          ]
        }
      ],
      "introduction": "捷克渐普及的移动钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": null,
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Apple Pay / Google Pay payment method import source",
          "url": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "draft",
      "confidence": "low",
      "tags": [
        "europe",
        "cz",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "捷克",
        "source_country_name_en": "Czechia",
        "source_country_iso": "CZ",
        "source_region": "欧洲",
        "source_name": "Apple Pay / Google Pay",
        "source_name_en": "Apple Pay / Google Pay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": null,
        "source_note": "捷克渐普及的移动钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "部分(需特定资质)",
        "target_users": "C端个人",
        "access_threshold": "中",
        "seo_slug": "cz-apple-pay-google-pay",
        "needs_manual_review": true,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status",
          "official_website"
        ]
      }
    },
    {
      "id": "ve-pago-movil",
      "name": "Pago Móvil",
      "aliases": [],
      "website_url": "https://www.pagomovilven.com",
      "regions": [
        {
          "region": "Latin America",
          "countries": [
            {
              "name": "Venezuela",
              "iso2": "VE"
            }
          ]
        }
      ],
      "introduction": "央行推出的跨行实时转账",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "免费(本地转账)",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.pagomovilven.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Pago Móvil payment method import source",
          "url": "https://www.pagomovilven.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "latin america",
        "ve",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "委内瑞拉",
        "source_country_name_en": "Venezuela",
        "source_country_iso": "VE",
        "source_region": "拉美",
        "source_name": "Pago Móvil",
        "source_name_en": "Pago Móvil",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.pagomovilven.com",
        "source_note": "央行推出的跨行实时转账",
        "source_fee_rate": "免费(本地转账)",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "ve-pago-movil",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ve-zelle",
      "name": "Zelle",
      "aliases": [],
      "website_url": "https://www.zellepay.com",
      "regions": [
        {
          "region": "Latin America",
          "countries": [
            {
              "name": "Venezuela",
              "iso2": "VE"
            }
          ]
        }
      ],
      "introduction": "民间美元收款常用渠道",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "免费(美元转账)",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.zellepay.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Zelle payment method import source",
          "url": "https://www.zellepay.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "latin america",
        "ve",
        "电子钱包/移动钱包",
        "高"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "委内瑞拉",
        "source_country_name_en": "Venezuela",
        "source_country_iso": "VE",
        "source_region": "拉美",
        "source_name": "Zelle",
        "source_name_en": "Zelle",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中(区域受限)",
        "source_website": "https://www.zellepay.com",
        "source_note": "民间美元收款常用渠道",
        "source_fee_rate": "免费(美元转账)",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "高",
        "seo_slug": "ve-zelle",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ve-venepagos",
      "name": "VenePagos",
      "aliases": [],
      "website_url": "https://docs.venepagos.com.ve/",
      "regions": [
        {
          "region": "Latin America",
          "countries": [
            {
              "name": "Venezuela",
              "iso2": "VE"
            }
          ]
        }
      ],
      "introduction": "本地支付网关费率约2%",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "约2-3%",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://docs.venepagos.com.ve/",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "VenePagos payment method import source",
          "url": "https://docs.venepagos.com.ve/",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "latin america",
        "ve",
        "聚合支付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "委内瑞拉",
        "source_country_name_en": "Venezuela",
        "source_country_iso": "VE",
        "source_region": "拉美",
        "source_name": "VenePagos",
        "source_name_en": "VenePagos",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://docs.venepagos.com.ve/",
        "source_note": "本地支付网关费率约2%",
        "source_fee_rate": "约2-3%",
        "source_settlement": "T+1",
        "supports_china": "否(仅本地)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "ve-venepagos",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ve-zinli",
      "name": "Zinli",
      "aliases": [],
      "website_url": "https://zinli.com",
      "regions": [
        {
          "region": "Latin America",
          "countries": [
            {
              "name": "Venezuela",
              "iso2": "VE"
            }
          ]
        }
      ],
      "introduction": "美元预付卡电子钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://zinli.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Zinli payment method import source",
          "url": "https://zinli.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "latin america",
        "ve",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "委内瑞拉",
        "source_country_name_en": "Venezuela",
        "source_country_iso": "VE",
        "source_region": "拉美",
        "source_name": "Zinli",
        "source_name_en": "Zinli",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://zinli.com",
        "source_note": "美元预付卡电子钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "中",
        "seo_slug": "ve-zinli",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ve-instapago",
      "name": "Instapago",
      "aliases": [],
      "website_url": "https://www.instapago.com",
      "regions": [
        {
          "region": "Latin America",
          "countries": [
            {
              "name": "Venezuela",
              "iso2": "VE"
            }
          ]
        }
      ],
      "introduction": "本地银行卡收单网关",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "约3-5%",
      "settlement_note": "T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.instapago.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Instapago payment method import source",
          "url": "https://www.instapago.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "latin america",
        "ve",
        "聚合支付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "委内瑞拉",
        "source_country_name_en": "Venezuela",
        "source_country_iso": "VE",
        "source_region": "拉美",
        "source_name": "Instapago",
        "source_name_en": "Instapago",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://www.instapago.com",
        "source_note": "本地银行卡收单网关",
        "source_fee_rate": "约3-5%",
        "source_settlement": "T+2",
        "supports_china": "否(仅本地)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "ve-instapago",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ve-tether-usdt",
      "name": "Tether (USDT)",
      "aliases": [
        "USDT(泰达币)"
      ],
      "website_url": "https://tether.to",
      "regions": [
        {
          "region": "Latin America",
          "countries": [
            {
              "name": "Venezuela",
              "iso2": "VE"
            }
          ]
        }
      ],
      "introduction": "民间广泛使用稳定币",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "视链上手续费",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://tether.to",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Tether (USDT) payment method import source",
          "url": "https://tether.to",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "latin america",
        "ve",
        "加密货币",
        "高"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "委内瑞拉",
        "source_country_name_en": "Venezuela",
        "source_country_iso": "VE",
        "source_region": "拉美",
        "source_name": "USDT(泰达币)",
        "source_name_en": "Tether (USDT)",
        "source_type": "加密货币",
        "source_status": "运营中",
        "source_website": "https://tether.to",
        "source_note": "民间广泛使用稳定币",
        "source_fee_rate": "视链上手续费",
        "source_settlement": "实时/即时",
        "supports_china": "部分(需特定资质)",
        "target_users": "C端个人",
        "access_threshold": "高",
        "seo_slug": "ve-tether-usdt",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ec-deuna",
      "name": "DeUna",
      "aliases": [],
      "website_url": "https://deuna.com",
      "regions": [
        {
          "region": "Latin America",
          "countries": [
            {
              "name": "Ecuador",
              "iso2": "EC"
            }
          ]
        }
      ],
      "introduction": "厄主流移动钱包超600万用户",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "免费(P2P)",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://deuna.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "DeUna payment method import source",
          "url": "https://deuna.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "latin america",
        "ec",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "厄瓜多尔",
        "source_country_name_en": "Ecuador",
        "source_country_iso": "EC",
        "source_region": "拉美",
        "source_name": "DeUna",
        "source_name_en": "DeUna",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://deuna.com",
        "source_note": "厄主流移动钱包超600万用户",
        "source_fee_rate": "免费(P2P)",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "ec-deuna",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ec-mi-billetera-movil-bimo",
      "name": "Mi Billetera Móvil (Bimo)",
      "aliases": [
        "Bimo(移动钱包)"
      ],
      "website_url": "https://www.banred.com.ec",
      "regions": [
        {
          "region": "Latin America",
          "countries": [
            {
              "name": "Ecuador",
              "iso2": "EC"
            }
          ]
        }
      ],
      "introduction": "BANRED网络移动钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.banred.com.ec",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Mi Billetera Móvil (Bimo) payment method import source",
          "url": "https://www.banred.com.ec",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "latin america",
        "ec",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "厄瓜多尔",
        "source_country_name_en": "Ecuador",
        "source_country_iso": "EC",
        "source_region": "拉美",
        "source_name": "Bimo(移动钱包)",
        "source_name_en": "Mi Billetera Móvil (Bimo)",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.banred.com.ec",
        "source_note": "BANRED网络移动钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "ec-mi-billetera-movil-bimo",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ec-pagoefectivo",
      "name": "PagoEfectivo",
      "aliases": [],
      "website_url": "https://www.pagoefectivo.pe",
      "regions": [
        {
          "region": "Latin America",
          "countries": [
            {
              "name": "Ecuador",
              "iso2": "EC"
            }
          ]
        }
      ],
      "introduction": "现金凭码代收源自秘鲁",
      "payment_types": [
        "Cash collection"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.pagoefectivo.pe",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PagoEfectivo payment method import source",
          "url": "https://www.pagoefectivo.pe",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "latin america",
        "ec",
        "现金代收点",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "厄瓜多尔",
        "source_country_name_en": "Ecuador",
        "source_country_iso": "EC",
        "source_region": "拉美",
        "source_name": "PagoEfectivo",
        "source_name_en": "PagoEfectivo",
        "source_type": "现金代收点",
        "source_status": "运营中(区域受限)",
        "source_website": "https://www.pagoefectivo.pe",
        "source_note": "现金凭码代收源自秘鲁",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "ec-pagoefectivo",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ec-panapay",
      "name": "PanaPay",
      "aliases": [],
      "website_url": "https://panapay.com",
      "regions": [
        {
          "region": "Latin America",
          "countries": [
            {
              "name": "Ecuador",
              "iso2": "EC"
            }
          ]
        }
      ],
      "introduction": "跨境数字钱包服务",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://panapay.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PanaPay payment method import source",
          "url": "https://panapay.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "latin america",
        "ec",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "厄瓜多尔",
        "source_country_name_en": "Ecuador",
        "source_country_iso": "EC",
        "source_region": "拉美",
        "source_name": "PanaPay",
        "source_name_en": "PanaPay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://panapay.com",
        "source_note": "跨境数字钱包服务",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "ec-panapay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ec-banco-pichincha-mobile",
      "name": "Banco Pichincha Mobile",
      "aliases": [
        "Pichincha Móvil"
      ],
      "website_url": "https://www.pichincha.com",
      "regions": [
        {
          "region": "Latin America",
          "countries": [
            {
              "name": "Ecuador",
              "iso2": "EC"
            }
          ]
        }
      ],
      "introduction": "最大行移动银行转账",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "免费(本地转账)",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.pichincha.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Banco Pichincha Mobile payment method import source",
          "url": "https://www.pichincha.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "latin america",
        "ec",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "厄瓜多尔",
        "source_country_name_en": "Ecuador",
        "source_country_iso": "EC",
        "source_region": "拉美",
        "source_name": "Pichincha Móvil",
        "source_name_en": "Banco Pichincha Mobile",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.pichincha.com",
        "source_note": "最大行移动银行转账",
        "source_fee_rate": "免费(本地转账)",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "ec-banco-pichincha-mobile",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ec-paypal",
      "name": "PayPal",
      "aliases": [],
      "website_url": "https://www.paypal.com",
      "regions": [
        {
          "region": "Latin America",
          "countries": [
            {
              "name": "Ecuador",
              "iso2": "EC"
            }
          ]
        }
      ],
      "introduction": "国际钱包本地无提现",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "约4-5%",
      "settlement_note": "T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.paypal.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PayPal payment method import source",
          "url": "https://www.paypal.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "latin america",
        "ec",
        "电子钱包/移动钱包",
        "高"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "厄瓜多尔",
        "source_country_name_en": "Ecuador",
        "source_country_iso": "EC",
        "source_region": "拉美",
        "source_name": "PayPal",
        "source_name_en": "PayPal",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中(区域受限)",
        "source_website": "https://www.paypal.com",
        "source_note": "国际钱包本地无提现",
        "source_fee_rate": "约4-5%",
        "source_settlement": "T+2",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "高",
        "seo_slug": "ec-paypal",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "uy-redpagos",
      "name": "RedPagos",
      "aliases": [],
      "website_url": "https://www.redpagos.com.uy",
      "regions": [
        {
          "region": "Latin America",
          "countries": [
            {
              "name": "Uruguay",
              "iso2": "UY"
            }
          ]
        }
      ],
      "introduction": "乌拉圭现金代收网络",
      "payment_types": [
        "Cash collection"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.redpagos.com.uy",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "RedPagos payment method import source",
          "url": "https://www.redpagos.com.uy",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "latin america",
        "uy",
        "现金代收点",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "乌拉圭",
        "source_country_name_en": "Uruguay",
        "source_country_iso": "UY",
        "source_region": "拉美",
        "source_name": "RedPagos",
        "source_name_en": "RedPagos",
        "source_type": "现金代收点",
        "source_status": "运营中",
        "source_website": "https://www.redpagos.com.uy",
        "source_note": "乌拉圭现金代收网络",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "uy-redpagos",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "uy-abitab",
      "name": "Abitab",
      "aliases": [],
      "website_url": "https://www.abitab.com.uy",
      "regions": [
        {
          "region": "Latin America",
          "countries": [
            {
              "name": "Uruguay",
              "iso2": "UY"
            }
          ]
        }
      ],
      "introduction": "千家网点现金代收",
      "payment_types": [
        "Cash collection"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.abitab.com.uy",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Abitab payment method import source",
          "url": "https://www.abitab.com.uy",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "latin america",
        "uy",
        "现金代收点",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "乌拉圭",
        "source_country_name_en": "Uruguay",
        "source_country_iso": "UY",
        "source_region": "拉美",
        "source_name": "Abitab",
        "source_name_en": "Abitab",
        "source_type": "现金代收点",
        "source_status": "运营中",
        "source_website": "https://www.abitab.com.uy",
        "source_note": "千家网点现金代收",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "uy-abitab",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "uy-brou-movil",
      "name": "BROU Móvil",
      "aliases": [],
      "website_url": "https://www.brou.com.uy",
      "regions": [
        {
          "region": "Latin America",
          "countries": [
            {
              "name": "Uruguay",
              "iso2": "UY"
            }
          ]
        }
      ],
      "introduction": "国有行移动钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "免费(本地转账)",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.brou.com.uy",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "BROU Móvil payment method import source",
          "url": "https://www.brou.com.uy",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "latin america",
        "uy",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "乌拉圭",
        "source_country_name_en": "Uruguay",
        "source_country_iso": "UY",
        "source_region": "拉美",
        "source_name": "BROU Móvil",
        "source_name_en": "BROU Móvil",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.brou.com.uy",
        "source_note": "国有行移动钱包",
        "source_fee_rate": "免费(本地转账)",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "uy-brou-movil",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "uy-mercado-pago",
      "name": "Mercado Pago",
      "aliases": [],
      "website_url": "https://www.mercadopago.com.uy",
      "regions": [
        {
          "region": "Latin America",
          "countries": [
            {
              "name": "Uruguay",
              "iso2": "UY"
            }
          ]
        }
      ],
      "introduction": "区域电商系钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "约3-4%",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.mercadopago.com.uy",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Mercado Pago payment method import source",
          "url": "https://www.mercadopago.com.uy",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "latin america",
        "uy",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "乌拉圭",
        "source_country_name_en": "Uruguay",
        "source_country_iso": "UY",
        "source_region": "拉美",
        "source_name": "Mercado Pago",
        "source_name_en": "Mercado Pago",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.mercadopago.com.uy",
        "source_note": "区域电商系钱包",
        "source_fee_rate": "约3-4%",
        "source_settlement": "T+1",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "uy-mercado-pago",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "uy-prex",
      "name": "Prex",
      "aliases": [],
      "website_url": "https://prex.com",
      "regions": [
        {
          "region": "Latin America",
          "countries": [
            {
              "name": "Uruguay",
              "iso2": "UY"
            }
          ]
        }
      ],
      "introduction": "预付万事达卡应用",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://prex.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Prex payment method import source",
          "url": "https://prex.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "latin america",
        "uy",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "乌拉圭",
        "source_country_name_en": "Uruguay",
        "source_country_iso": "UY",
        "source_region": "拉美",
        "source_name": "Prex",
        "source_name_en": "Prex",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://prex.com",
        "source_note": "预付万事达卡应用",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "uy-prex",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "uy-sistema-de-pagos-inmediato",
      "name": "Sistema de Pagos Inmediato",
      "aliases": [
        "SPI(实时转账)"
      ],
      "website_url": "https://www.bcu.gub.uy",
      "regions": [
        {
          "region": "Latin America",
          "countries": [
            {
              "name": "Uruguay",
              "iso2": "UY"
            }
          ]
        }
      ],
      "introduction": "乌拉圭即时支付系统",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "免费(本地转账)",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.bcu.gub.uy",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Sistema de Pagos Inmediato payment method import source",
          "url": "https://www.bcu.gub.uy",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "latin america",
        "uy",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "乌拉圭",
        "source_country_name_en": "Uruguay",
        "source_country_iso": "UY",
        "source_region": "拉美",
        "source_name": "SPI(实时转账)",
        "source_name_en": "Sistema de Pagos Inmediato",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.bcu.gub.uy",
        "source_note": "乌拉圭即时支付系统",
        "source_fee_rate": "免费(本地转账)",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "uy-sistema-de-pagos-inmediato",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "gt-tigo-money",
      "name": "Tigo Money",
      "aliases": [],
      "website_url": "https://www.tigomoney.com",
      "regions": [
        {
          "region": "Latin America",
          "countries": [
            {
              "name": "Guatemala",
              "iso2": "GT"
            }
          ]
        }
      ],
      "introduction": "危地马拉领先移动钱包",
      "payment_types": [
        "Mobile money",
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.tigomoney.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Tigo Money payment method import source",
          "url": "https://www.tigomoney.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "latin america",
        "gt",
        "移动货币(Mobile Money)",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "危地马拉",
        "source_country_name_en": "Guatemala",
        "source_country_iso": "GT",
        "source_region": "拉美",
        "source_name": "Tigo Money",
        "source_name_en": "Tigo Money",
        "source_type": "移动货币(Mobile Money)",
        "source_status": "运营中",
        "source_website": "https://www.tigomoney.com",
        "source_note": "危地马拉领先移动钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "gt-tigo-money",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "gt-zigi",
      "name": "Zigi",
      "aliases": [],
      "website_url": "https://www.zigi.com.gt",
      "regions": [
        {
          "region": "Latin America",
          "countries": [
            {
              "name": "Guatemala",
              "iso2": "GT"
            }
          ]
        }
      ],
      "introduction": "工业银行数字钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.zigi.com.gt",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Zigi payment method import source",
          "url": "https://www.zigi.com.gt",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "latin america",
        "gt",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "危地马拉",
        "source_country_name_en": "Guatemala",
        "source_country_iso": "GT",
        "source_region": "拉美",
        "source_name": "Zigi",
        "source_name_en": "Zigi",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.zigi.com.gt",
        "source_note": "工业银行数字钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "gt-zigi",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "gt-claro-dinero",
      "name": "Claro Dinero",
      "aliases": [],
      "website_url": "https://www.claro.com.gt",
      "regions": [
        {
          "region": "Latin America",
          "countries": [
            {
              "name": "Guatemala",
              "iso2": "GT"
            }
          ]
        }
      ],
      "introduction": "电信运营商钱包",
      "payment_types": [
        "Mobile money",
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.claro.com.gt",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Claro Dinero payment method import source",
          "url": "https://www.claro.com.gt",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "latin america",
        "gt",
        "移动货币(Mobile Money)",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "危地马拉",
        "source_country_name_en": "Guatemala",
        "source_country_iso": "GT",
        "source_region": "拉美",
        "source_name": "Claro Dinero",
        "source_name_en": "Claro Dinero",
        "source_type": "移动货币(Mobile Money)",
        "source_status": "运营中",
        "source_website": "https://www.claro.com.gt",
        "source_note": "电信运营商钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "gt-claro-dinero",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "gt-wallet-fri",
      "name": "Wallet Fri",
      "aliases": [
        "Fri(富通钱包)"
      ],
      "website_url": "https://www.fri.com.gt",
      "regions": [
        {
          "region": "Latin America",
          "countries": [
            {
              "name": "Guatemala",
              "iso2": "GT"
            }
          ]
        }
      ],
      "introduction": "富通银行移动钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.fri.com.gt",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Wallet Fri payment method import source",
          "url": "https://www.fri.com.gt",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "latin america",
        "gt",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "危地马拉",
        "source_country_name_en": "Guatemala",
        "source_country_iso": "GT",
        "source_region": "拉美",
        "source_name": "Fri(富通钱包)",
        "source_name_en": "Wallet Fri",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.fri.com.gt",
        "source_note": "富通银行移动钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "gt-wallet-fri",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "gt-western-union",
      "name": "Western Union",
      "aliases": [],
      "website_url": "https://www.westernunion.com",
      "regions": [
        {
          "region": "Latin America",
          "countries": [
            {
              "name": "Guatemala",
              "iso2": "GT"
            }
          ]
        }
      ],
      "introduction": "现金汇款领取主流",
      "payment_types": [
        "Cash collection"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "约3-8%",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.westernunion.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Western Union payment method import source",
          "url": "https://www.westernunion.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "latin america",
        "gt",
        "现金代收点",
        "高"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "危地马拉",
        "source_country_name_en": "Guatemala",
        "source_country_iso": "GT",
        "source_region": "拉美",
        "source_name": "Western Union",
        "source_name_en": "Western Union",
        "source_type": "现金代收点",
        "source_status": "运营中",
        "source_website": "https://www.westernunion.com",
        "source_note": "现金汇款领取主流",
        "source_fee_rate": "约3-8%",
        "source_settlement": "实时/即时",
        "supports_china": "部分(需特定资质)",
        "target_users": "C端个人",
        "access_threshold": "高",
        "seo_slug": "gt-western-union",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "gt-banrural-movil",
      "name": "Banrural Móvil",
      "aliases": [],
      "website_url": "https://www.banrural.com.gt",
      "regions": [
        {
          "region": "Latin America",
          "countries": [
            {
              "name": "Guatemala",
              "iso2": "GT"
            }
          ]
        }
      ],
      "introduction": "农业银行移动转账",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "免费(本地转账)",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.banrural.com.gt",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Banrural Móvil payment method import source",
          "url": "https://www.banrural.com.gt",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "latin america",
        "gt",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "危地马拉",
        "source_country_name_en": "Guatemala",
        "source_country_iso": "GT",
        "source_region": "拉美",
        "source_name": "Banrural Móvil",
        "source_name_en": "Banrural Móvil",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.banrural.com.gt",
        "source_note": "农业银行移动转账",
        "source_fee_rate": "免费(本地转账)",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "gt-banrural-movil",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "do-tpago",
      "name": "tPago",
      "aliases": [],
      "website_url": "https://www.tpago.com",
      "regions": [
        {
          "region": "Latin America",
          "countries": [
            {
              "name": "Dominican Republic",
              "iso2": "DO"
            }
          ]
        }
      ],
      "introduction": "多米尼加主流钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.tpago.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "tPago payment method import source",
          "url": "https://www.tpago.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "latin america",
        "do",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "多米尼加",
        "source_country_name_en": "Dominican Republic",
        "source_country_iso": "DO",
        "source_region": "拉美",
        "source_name": "tPago",
        "source_name_en": "tPago",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.tpago.com",
        "source_note": "多米尼加主流钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "do-tpago",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "do-banreservas-mobile",
      "name": "Banreservas Mobile",
      "aliases": [
        "Banreservas Móvil"
      ],
      "website_url": "https://www.banreservas.com",
      "regions": [
        {
          "region": "Latin America",
          "countries": [
            {
              "name": "Dominican Republic",
              "iso2": "DO"
            }
          ]
        }
      ],
      "introduction": "国有行移动银行",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "免费(本地转账)",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.banreservas.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Banreservas Mobile payment method import source",
          "url": "https://www.banreservas.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "latin america",
        "do",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "多米尼加",
        "source_country_name_en": "Dominican Republic",
        "source_country_iso": "DO",
        "source_region": "拉美",
        "source_name": "Banreservas Móvil",
        "source_name_en": "Banreservas Mobile",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.banreservas.com",
        "source_note": "国有行移动银行",
        "source_fee_rate": "免费(本地转账)",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "do-banreservas-mobile",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "do-banco-popular-app",
      "name": "Banco Popular App",
      "aliases": [
        "App Popular"
      ],
      "website_url": "https://www.popularenlinea.com",
      "regions": [
        {
          "region": "Latin America",
          "countries": [
            {
              "name": "Dominican Republic",
              "iso2": "DO"
            }
          ]
        }
      ],
      "introduction": "大众银行移动转账",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "免费(本地转账)",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.popularenlinea.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Banco Popular App payment method import source",
          "url": "https://www.popularenlinea.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "latin america",
        "do",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "多米尼加",
        "source_country_name_en": "Dominican Republic",
        "source_country_iso": "DO",
        "source_region": "拉美",
        "source_name": "App Popular",
        "source_name_en": "Banco Popular App",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.popularenlinea.com",
        "source_note": "大众银行移动转账",
        "source_fee_rate": "免费(本地转账)",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "do-banco-popular-app",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "do-bhd-leon-movil",
      "name": "BHD León Móvil",
      "aliases": [],
      "website_url": "https://www.bhdleon.com.do",
      "regions": [
        {
          "region": "Latin America",
          "countries": [
            {
              "name": "Dominican Republic",
              "iso2": "DO"
            }
          ]
        }
      ],
      "introduction": "BHD银行移动钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.bhdleon.com.do",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "BHD León Móvil payment method import source",
          "url": "https://www.bhdleon.com.do",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "latin america",
        "do",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "多米尼加",
        "source_country_name_en": "Dominican Republic",
        "source_country_iso": "DO",
        "source_region": "拉美",
        "source_name": "BHD León Móvil",
        "source_name_en": "BHD León Móvil",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.bhdleon.com.do",
        "source_note": "BHD银行移动钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "do-bhd-leon-movil",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "do-ath",
      "name": "ATH",
      "aliases": [
        "ATH(本地卡)"
      ],
      "website_url": "https://www.ath.com.do",
      "regions": [
        {
          "region": "Latin America",
          "countries": [
            {
              "name": "Dominican Republic",
              "iso2": "DO"
            }
          ]
        }
      ],
      "introduction": "多米尼加本地卡网络",
      "payment_types": [
        "Card acquiring"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.ath.com.do",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "ATH payment method import source",
          "url": "https://www.ath.com.do",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "latin america",
        "do",
        "本地卡组织",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "多米尼加",
        "source_country_name_en": "Dominican Republic",
        "source_country_iso": "DO",
        "source_region": "拉美",
        "source_name": "ATH(本地卡)",
        "source_name_en": "ATH",
        "source_type": "本地卡组织",
        "source_status": "运营中",
        "source_website": "https://www.ath.com.do",
        "source_note": "多米尼加本地卡网络",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "do-ath",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "do-azul",
      "name": "Azul",
      "aliases": [],
      "website_url": "https://www.azul.com.do",
      "regions": [
        {
          "region": "Latin America",
          "countries": [
            {
              "name": "Dominican Republic",
              "iso2": "DO"
            }
          ]
        }
      ],
      "introduction": "本地收单聚合网关",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "约3-4%",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.azul.com.do",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Azul payment method import source",
          "url": "https://www.azul.com.do",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "latin america",
        "do",
        "聚合支付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "多米尼加",
        "source_country_name_en": "Dominican Republic",
        "source_country_iso": "DO",
        "source_region": "拉美",
        "source_name": "Azul",
        "source_name_en": "Azul",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://www.azul.com.do",
        "source_note": "本地收单聚合网关",
        "source_fee_rate": "约3-4%",
        "source_settlement": "T+1",
        "supports_china": "否(仅本地)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "do-azul",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ma-orange-money-maroc",
      "name": "Orange Money Maroc",
      "aliases": [
        "Orange Money"
      ],
      "website_url": "https://www.orange.com",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Morocco",
              "iso2": "MA"
            }
          ]
        }
      ],
      "introduction": "摩洛哥领先移动货币",
      "payment_types": [
        "Mobile money",
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.orange.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Orange Money Maroc payment method import source",
          "url": "https://www.orange.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "ma",
        "移动货币(Mobile Money)",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "摩洛哥",
        "source_country_name_en": "Morocco",
        "source_country_iso": "MA",
        "source_region": "非洲",
        "source_name": "Orange Money",
        "source_name_en": "Orange Money Maroc",
        "source_type": "移动货币(Mobile Money)",
        "source_status": "运营中",
        "source_website": "https://www.orange.com",
        "source_note": "摩洛哥领先移动货币",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "ma-orange-money-maroc",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ma-inwi-money",
      "name": "inwi money",
      "aliases": [],
      "website_url": "https://www.inwi.ma",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Morocco",
              "iso2": "MA"
            }
          ]
        }
      ],
      "introduction": "电信运营商移动货币",
      "payment_types": [
        "Mobile money",
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.inwi.ma",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "inwi money payment method import source",
          "url": "https://www.inwi.ma",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "ma",
        "移动货币(Mobile Money)",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "摩洛哥",
        "source_country_name_en": "Morocco",
        "source_country_iso": "MA",
        "source_region": "非洲",
        "source_name": "inwi money",
        "source_name_en": "inwi money",
        "source_type": "移动货币(Mobile Money)",
        "source_status": "运营中",
        "source_website": "https://www.inwi.ma",
        "source_note": "电信运营商移动货币",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "ma-inwi-money",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ma-maroc-pay",
      "name": "Maroc Pay",
      "aliases": [],
      "website_url": "https://www.maroctelecommerce.ma",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Morocco",
              "iso2": "MA"
            }
          ]
        }
      ],
      "introduction": "银行间二维码实时转账",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "免费(本地转账)",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.maroctelecommerce.ma",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Maroc Pay payment method import source",
          "url": "https://www.maroctelecommerce.ma",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "ma",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "摩洛哥",
        "source_country_name_en": "Morocco",
        "source_country_iso": "MA",
        "source_region": "非洲",
        "source_name": "Maroc Pay",
        "source_name_en": "Maroc Pay",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.maroctelecommerce.ma",
        "source_note": "银行间二维码实时转账",
        "source_fee_rate": "免费(本地转账)",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "ma-maroc-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ma-centre-monetique-interbancaire",
      "name": "Centre Monétique Interbancaire",
      "aliases": [
        "CMI(银行间中心)"
      ],
      "website_url": "https://www.cmi.co.ma",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Morocco",
              "iso2": "MA"
            }
          ]
        }
      ],
      "introduction": "摩洛哥本地卡与网关",
      "payment_types": [
        "Card acquiring"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "未公开",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.cmi.co.ma",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Centre Monétique Interbancaire payment method import source",
          "url": "https://www.cmi.co.ma",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "ma",
        "本地卡组织",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "摩洛哥",
        "source_country_name_en": "Morocco",
        "source_country_iso": "MA",
        "source_region": "非洲",
        "source_name": "CMI(银行间中心)",
        "source_name_en": "Centre Monétique Interbancaire",
        "source_type": "本地卡组织",
        "source_status": "运营中",
        "source_website": "https://www.cmi.co.ma",
        "source_note": "摩洛哥本地卡与网关",
        "source_fee_rate": "未公开",
        "source_settlement": "T+1",
        "supports_china": "部分(需特定资质)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "ma-centre-monetique-interbancaire",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ma-cash-plus",
      "name": "Cash Plus",
      "aliases": [],
      "website_url": "https://www.cashplus.ma",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Morocco",
              "iso2": "MA"
            }
          ]
        }
      ],
      "introduction": "现金代收+电子钱包",
      "payment_types": [
        "Cash collection"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.cashplus.ma",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Cash Plus payment method import source",
          "url": "https://www.cashplus.ma",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "ma",
        "现金代收点",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "摩洛哥",
        "source_country_name_en": "Morocco",
        "source_country_iso": "MA",
        "source_region": "非洲",
        "source_name": "Cash Plus",
        "source_name_en": "Cash Plus",
        "source_type": "现金代收点",
        "source_status": "运营中",
        "source_website": "https://www.cashplus.ma",
        "source_note": "现金代收+电子钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "ma-cash-plus",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ma-wafacash",
      "name": "Wafacash",
      "aliases": [],
      "website_url": "https://www.wafacash.com",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Morocco",
              "iso2": "MA"
            }
          ]
        }
      ],
      "introduction": "汇款与现金代收网络",
      "payment_types": [
        "Cash collection"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "约2-5%",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.wafacash.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Wafacash payment method import source",
          "url": "https://www.wafacash.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "ma",
        "现金代收点",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "摩洛哥",
        "source_country_name_en": "Morocco",
        "source_country_iso": "MA",
        "source_region": "非洲",
        "source_name": "Wafacash",
        "source_name_en": "Wafacash",
        "source_type": "现金代收点",
        "source_status": "运营中",
        "source_website": "https://www.wafacash.com",
        "source_note": "汇款与现金代收网络",
        "source_fee_rate": "约2-5%",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "ma-wafacash",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "tn-d17",
      "name": "D17",
      "aliases": [],
      "website_url": "https://www.poste.tn",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Tunisia",
              "iso2": "TN"
            }
          ]
        }
      ],
      "introduction": "突尼斯邮政移动钱包",
      "payment_types": [
        "Mobile money",
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.poste.tn",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "D17 payment method import source",
          "url": "https://www.poste.tn",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "tn",
        "移动货币(Mobile Money)",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "突尼斯",
        "source_country_name_en": "Tunisia",
        "source_country_iso": "TN",
        "source_region": "非洲",
        "source_name": "D17",
        "source_name_en": "D17",
        "source_type": "移动货币(Mobile Money)",
        "source_status": "运营中",
        "source_website": "https://www.poste.tn",
        "source_note": "突尼斯邮政移动钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "tn-d17",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "tn-flouci",
      "name": "Flouci",
      "aliases": [],
      "website_url": "https://flouci.com",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Tunisia",
              "iso2": "TN"
            }
          ]
        }
      ],
      "introduction": "本土数字钱包应用",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://flouci.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Flouci payment method import source",
          "url": "https://flouci.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "tn",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "突尼斯",
        "source_country_name_en": "Tunisia",
        "source_country_iso": "TN",
        "source_region": "非洲",
        "source_name": "Flouci",
        "source_name_en": "Flouci",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://flouci.com",
        "source_note": "本土数字钱包应用",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "tn-flouci",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "tn-e-dinar",
      "name": "e-Dinar",
      "aliases": [],
      "website_url": "https://www.poste.tn",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Tunisia",
              "iso2": "TN"
            }
          ]
        }
      ],
      "introduction": "邮政预付电子钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.poste.tn",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "e-Dinar payment method import source",
          "url": "https://www.poste.tn",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "tn",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "突尼斯",
        "source_country_name_en": "Tunisia",
        "source_country_iso": "TN",
        "source_region": "非洲",
        "source_name": "e-Dinar",
        "source_name_en": "e-Dinar",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.poste.tn",
        "source_note": "邮政预付电子钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "tn-e-dinar",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "tn-clictopay",
      "name": "ClicToPay",
      "aliases": [],
      "website_url": "https://www.clictopay.com.tn",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Tunisia",
              "iso2": "TN"
            }
          ]
        }
      ],
      "introduction": "突尼斯本地卡支付",
      "payment_types": [
        "Card acquiring"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "未公开",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.clictopay.com.tn",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "ClicToPay payment method import source",
          "url": "https://www.clictopay.com.tn",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "tn",
        "本地卡组织",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "突尼斯",
        "source_country_name_en": "Tunisia",
        "source_country_iso": "TN",
        "source_region": "非洲",
        "source_name": "ClicToPay",
        "source_name_en": "ClicToPay",
        "source_type": "本地卡组织",
        "source_status": "运营中",
        "source_website": "https://www.clictopay.com.tn",
        "source_note": "突尼斯本地卡支付",
        "source_fee_rate": "未公开",
        "source_settlement": "T+1",
        "supports_china": "否(仅本地)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "tn-clictopay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "tn-cash-on-delivery",
      "name": "Cash on Delivery",
      "aliases": [
        "货到付款(COD)"
      ],
      "website_url": null,
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Tunisia",
              "iso2": "TN"
            }
          ]
        }
      ],
      "introduction": "突电商主流收款方式",
      "payment_types": [
        "Cash collection"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "免费",
      "settlement_note": "收货结算",
      "contact": {
        "public_status": "unknown",
        "contact_url": null,
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Cash on Delivery payment method import source",
          "url": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "draft",
      "confidence": "low",
      "tags": [
        "africa",
        "tn",
        "现金代收点",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "突尼斯",
        "source_country_name_en": "Tunisia",
        "source_country_iso": "TN",
        "source_region": "非洲",
        "source_name": "货到付款(COD)",
        "source_name_en": "Cash on Delivery",
        "source_type": "现金代收点",
        "source_status": "运营中",
        "source_website": null,
        "source_note": "突电商主流收款方式",
        "source_fee_rate": "免费",
        "source_settlement": "收货结算",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "tn-cash-on-delivery",
        "needs_manual_review": true,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status",
          "official_website"
        ]
      }
    },
    {
      "id": "tn-paymee",
      "name": "Paymee",
      "aliases": [],
      "website_url": "https://paymee.tn",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Tunisia",
              "iso2": "TN"
            }
          ]
        }
      ],
      "introduction": "本土在线支付网关",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "约2.5-3.5%",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://paymee.tn",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Paymee payment method import source",
          "url": "https://paymee.tn",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "tn",
        "聚合支付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "突尼斯",
        "source_country_name_en": "Tunisia",
        "source_country_iso": "TN",
        "source_region": "非洲",
        "source_name": "Paymee",
        "source_name_en": "Paymee",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://paymee.tn",
        "source_note": "本土在线支付网关",
        "source_fee_rate": "约2.5-3.5%",
        "source_settlement": "T+1",
        "supports_china": "否(仅本地)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "tn-paymee",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "sn-wave",
      "name": "Wave",
      "aliases": [],
      "website_url": "https://www.wave.com",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Senegal",
              "iso2": "SN"
            }
          ]
        }
      ],
      "introduction": "塞内加尔领先移动货币",
      "payment_types": [
        "Mobile money",
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "约0-1%",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.wave.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Wave payment method import source",
          "url": "https://www.wave.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "sn",
        "移动货币(Mobile Money)",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "塞内加尔",
        "source_country_name_en": "Senegal",
        "source_country_iso": "SN",
        "source_region": "非洲",
        "source_name": "Wave",
        "source_name_en": "Wave",
        "source_type": "移动货币(Mobile Money)",
        "source_status": "运营中",
        "source_website": "https://www.wave.com",
        "source_note": "塞内加尔领先移动货币",
        "source_fee_rate": "约0-1%",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "sn-wave",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "sn-orange-money",
      "name": "Orange Money",
      "aliases": [],
      "website_url": "https://www.orange.sn",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Senegal",
              "iso2": "SN"
            }
          ]
        }
      ],
      "introduction": "头部移动货币约半数份额",
      "payment_types": [
        "Mobile money",
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.orange.sn",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Orange Money payment method import source",
          "url": "https://www.orange.sn",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "sn",
        "移动货币(Mobile Money)",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "塞内加尔",
        "source_country_name_en": "Senegal",
        "source_country_iso": "SN",
        "source_region": "非洲",
        "source_name": "Orange Money",
        "source_name_en": "Orange Money",
        "source_type": "移动货币(Mobile Money)",
        "source_status": "运营中",
        "source_website": "https://www.orange.sn",
        "source_note": "头部移动货币约半数份额",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "sn-orange-money",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "sn-free-money-yas",
      "name": "Free Money (Yas)",
      "aliases": [
        "Free Money(Yas)"
      ],
      "website_url": "https://www.free.sn",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Senegal",
              "iso2": "SN"
            }
          ]
        }
      ],
      "introduction": "Free电信移动货币",
      "payment_types": [
        "Mobile money",
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.free.sn",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Free Money (Yas) payment method import source",
          "url": "https://www.free.sn",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "sn",
        "移动货币(Mobile Money)",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "塞内加尔",
        "source_country_name_en": "Senegal",
        "source_country_iso": "SN",
        "source_region": "非洲",
        "source_name": "Free Money(Yas)",
        "source_name_en": "Free Money (Yas)",
        "source_type": "移动货币(Mobile Money)",
        "source_status": "运营中",
        "source_website": "https://www.free.sn",
        "source_note": "Free电信移动货币",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "sn-free-money-yas",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "sn-wari",
      "name": "Wari",
      "aliases": [],
      "website_url": "https://www.wari.com",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Senegal",
              "iso2": "SN"
            }
          ]
        }
      ],
      "introduction": "本土汇款与缴费",
      "payment_types": [
        "Mobile money",
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.wari.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Wari payment method import source",
          "url": "https://www.wari.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "sn",
        "移动货币(Mobile Money)",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "塞内加尔",
        "source_country_name_en": "Senegal",
        "source_country_iso": "SN",
        "source_region": "非洲",
        "source_name": "Wari",
        "source_name_en": "Wari",
        "source_type": "移动货币(Mobile Money)",
        "source_status": "运营中",
        "source_website": "https://www.wari.com",
        "source_note": "本土汇款与缴费",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "sn-wari",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "sn-joni-joni",
      "name": "Joni Joni",
      "aliases": [],
      "website_url": null,
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Senegal",
              "iso2": "SN"
            }
          ]
        }
      ],
      "introduction": "女性储蓄互助钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": null,
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Joni Joni payment method import source",
          "url": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "draft",
      "confidence": "low",
      "tags": [
        "africa",
        "sn",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "塞内加尔",
        "source_country_name_en": "Senegal",
        "source_country_iso": "SN",
        "source_region": "非洲",
        "source_name": "Joni Joni",
        "source_name_en": "Joni Joni",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": null,
        "source_note": "女性储蓄互助钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "sn-joni-joni",
        "needs_manual_review": true,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status",
          "official_website"
        ]
      }
    },
    {
      "id": "sn-djamo",
      "name": "Djamo",
      "aliases": [],
      "website_url": "https://www.djamo.com",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Senegal",
              "iso2": "SN"
            }
          ]
        }
      ],
      "introduction": "西非新银行应用",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.djamo.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Djamo payment method import source",
          "url": "https://www.djamo.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "sn",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "塞内加尔",
        "source_country_name_en": "Senegal",
        "source_country_iso": "SN",
        "source_region": "非洲",
        "source_name": "Djamo",
        "source_name_en": "Djamo",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.djamo.com",
        "source_note": "西非新银行应用",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "中",
        "seo_slug": "sn-djamo",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ug-mtn-momo",
      "name": "MTN MoMo",
      "aliases": [
        "MTN Mobile Money"
      ],
      "website_url": "https://www.mtn.co.ug",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Uganda",
              "iso2": "UG"
            }
          ]
        }
      ],
      "introduction": "乌干达最大移动货币，覆盖最广",
      "payment_types": [
        "Mobile money",
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.mtn.co.ug",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "MTN MoMo payment method import source",
          "url": "https://www.mtn.co.ug",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "ug",
        "移动货币(Mobile Money)",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "乌干达",
        "source_country_name_en": "Uganda",
        "source_country_iso": "UG",
        "source_region": "非洲",
        "source_name": "MTN Mobile Money",
        "source_name_en": "MTN MoMo",
        "source_type": "移动货币(Mobile Money)",
        "source_status": "运营中",
        "source_website": "https://www.mtn.co.ug",
        "source_note": "乌干达最大移动货币，覆盖最广",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "ug-mtn-momo",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ug-airtel-money",
      "name": "Airtel Money",
      "aliases": [],
      "website_url": "https://www.airtel.ug",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Uganda",
              "iso2": "UG"
            }
          ]
        }
      ],
      "introduction": "乌干达第二大移动货币",
      "payment_types": [
        "Mobile money",
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.airtel.ug",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Airtel Money payment method import source",
          "url": "https://www.airtel.ug",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "ug",
        "移动货币(Mobile Money)",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "乌干达",
        "source_country_name_en": "Uganda",
        "source_country_iso": "UG",
        "source_region": "非洲",
        "source_name": "Airtel Money",
        "source_name_en": "Airtel Money",
        "source_type": "移动货币(Mobile Money)",
        "source_status": "运营中",
        "source_website": "https://www.airtel.ug",
        "source_note": "乌干达第二大移动货币",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "ug-airtel-money",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ug-chipper-cash",
      "name": "Chipper Cash",
      "aliases": [],
      "website_url": "https://chippercash.com",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Uganda",
              "iso2": "UG"
            }
          ]
        }
      ],
      "introduction": "跨境零手续费转账，东非流行",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "免费(跨境转账)",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://chippercash.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Chipper Cash payment method import source",
          "url": "https://chippercash.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "ug",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "乌干达",
        "source_country_name_en": "Uganda",
        "source_country_iso": "UG",
        "source_region": "非洲",
        "source_name": "Chipper Cash",
        "source_name_en": "Chipper Cash",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://chippercash.com",
        "source_note": "跨境零手续费转账，东非流行",
        "source_fee_rate": "免费(跨境转账)",
        "source_settlement": "实时/即时",
        "supports_china": "部分(需特定资质)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "ug-chipper-cash",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ug-flutterwave",
      "name": "Flutterwave",
      "aliases": [],
      "website_url": "https://flutterwave.com",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Uganda",
              "iso2": "UG"
            }
          ]
        }
      ],
      "introduction": "聚合本地移动货币与银行卡",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "约1.4%-3.8%",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://flutterwave.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Flutterwave payment method import source",
          "url": "https://flutterwave.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "ug",
        "聚合支付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "乌干达",
        "source_country_name_en": "Uganda",
        "source_country_iso": "UG",
        "source_region": "非洲",
        "source_name": "Flutterwave",
        "source_name_en": "Flutterwave",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://flutterwave.com",
        "source_note": "聚合本地移动货币与银行卡",
        "source_fee_rate": "约1.4%-3.8%",
        "source_settlement": "T+1",
        "supports_china": "部分(需特定资质)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "ug-flutterwave",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ug-pesapal",
      "name": "Pesapal",
      "aliases": [],
      "website_url": "https://pesapal.com",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Uganda",
              "iso2": "UG"
            }
          ]
        }
      ],
      "introduction": "东非主流支付网关，支持移动货币",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "未公开",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://pesapal.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Pesapal payment method import source",
          "url": "https://pesapal.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "ug",
        "聚合支付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "乌干达",
        "source_country_name_en": "Uganda",
        "source_country_iso": "UG",
        "source_region": "非洲",
        "source_name": "Pesapal",
        "source_name_en": "Pesapal",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://pesapal.com",
        "source_note": "东非主流支付网关，支持移动货币",
        "source_fee_rate": "未公开",
        "source_settlement": "T+1",
        "supports_china": "部分(需特定资质)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "ug-pesapal",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ug-centemobile",
      "name": "CenteMobile",
      "aliases": [
        "Centenary Bank 手机银行"
      ],
      "website_url": "https://centenarybank.co.ug",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Uganda",
              "iso2": "UG"
            }
          ]
        }
      ],
      "introduction": "Centenary银行移动银行应用",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://centenarybank.co.ug",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "CenteMobile payment method import source",
          "url": "https://centenarybank.co.ug",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "ug",
        "银行实时转账",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "乌干达",
        "source_country_name_en": "Uganda",
        "source_country_iso": "UG",
        "source_region": "非洲",
        "source_name": "Centenary Bank 手机银行",
        "source_name_en": "CenteMobile",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://centenarybank.co.ug",
        "source_note": "Centenary银行移动银行应用",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "ug-centemobile",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ug-stanbic-bank-app",
      "name": "Stanbic Bank App",
      "aliases": [
        "Stanbic Bank 手机银行"
      ],
      "website_url": "https://stanbicbank.co.ug",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Uganda",
              "iso2": "UG"
            }
          ]
        }
      ],
      "introduction": "乌干达大型银行移动应用",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://stanbicbank.co.ug",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Stanbic Bank App payment method import source",
          "url": "https://stanbicbank.co.ug",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "ug",
        "银行实时转账",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "乌干达",
        "source_country_name_en": "Uganda",
        "source_country_iso": "UG",
        "source_region": "非洲",
        "source_name": "Stanbic Bank 手机银行",
        "source_name_en": "Stanbic Bank App",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://stanbicbank.co.ug",
        "source_note": "乌干达大型银行移动应用",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "ug-stanbic-bank-app",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "tz-m-pesa-vodacom",
      "name": "M-Pesa (Vodacom)",
      "aliases": [
        "M-Pesa"
      ],
      "website_url": "https://www.vodacom.co.tz",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Tanzania",
              "iso2": "TZ"
            }
          ]
        }
      ],
      "introduction": "坦桑尼亚最大移动货币，约37%份额",
      "payment_types": [
        "Mobile money",
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "约0.5%-2%",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.vodacom.co.tz",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "M-Pesa (Vodacom) payment method import source",
          "url": "https://www.vodacom.co.tz",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "tz",
        "移动货币(Mobile Money)",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "坦桑尼亚",
        "source_country_name_en": "Tanzania",
        "source_country_iso": "TZ",
        "source_region": "非洲",
        "source_name": "M-Pesa",
        "source_name_en": "M-Pesa (Vodacom)",
        "source_type": "移动货币(Mobile Money)",
        "source_status": "运营中",
        "source_website": "https://www.vodacom.co.tz",
        "source_note": "坦桑尼亚最大移动货币，约37%份额",
        "source_fee_rate": "约0.5%-2%",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "tz-m-pesa-vodacom",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "tz-mixx-by-yas-tigo-pesa",
      "name": "Mixx by Yas (Tigo Pesa)",
      "aliases": [
        "Mixx by Yas（原Tigo Pesa）"
      ],
      "website_url": "https://www.yas.co.tz",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Tanzania",
              "iso2": "TZ"
            }
          ]
        }
      ],
      "introduction": "Yas运营，三大移动货币之一",
      "payment_types": [
        "Mobile money",
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "约0.5%-2%",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.yas.co.tz",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Mixx by Yas (Tigo Pesa) payment method import source",
          "url": "https://www.yas.co.tz",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "tz",
        "移动货币(Mobile Money)",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "坦桑尼亚",
        "source_country_name_en": "Tanzania",
        "source_country_iso": "TZ",
        "source_region": "非洲",
        "source_name": "Mixx by Yas（原Tigo Pesa）",
        "source_name_en": "Mixx by Yas (Tigo Pesa)",
        "source_type": "移动货币(Mobile Money)",
        "source_status": "运营中",
        "source_website": "https://www.yas.co.tz",
        "source_note": "Yas运营，三大移动货币之一",
        "source_fee_rate": "约0.5%-2%",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "tz-mixx-by-yas-tigo-pesa",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "tz-airtel-money",
      "name": "Airtel Money",
      "aliases": [],
      "website_url": "https://www.airtel.co.tz",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Tanzania",
              "iso2": "TZ"
            }
          ]
        }
      ],
      "introduction": "主要移动货币之一，覆盖广",
      "payment_types": [
        "Mobile money",
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "约0.5%-2%",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.airtel.co.tz",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Airtel Money payment method import source",
          "url": "https://www.airtel.co.tz",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "tz",
        "移动货币(Mobile Money)",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "坦桑尼亚",
        "source_country_name_en": "Tanzania",
        "source_country_iso": "TZ",
        "source_region": "非洲",
        "source_name": "Airtel Money",
        "source_name_en": "Airtel Money",
        "source_type": "移动货币(Mobile Money)",
        "source_status": "运营中",
        "source_website": "https://www.airtel.co.tz",
        "source_note": "主要移动货币之一，覆盖广",
        "source_fee_rate": "约0.5%-2%",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "tz-airtel-money",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "tz-halopesa-halotel",
      "name": "HaloPesa (Halotel)",
      "aliases": [
        "HaloPesa"
      ],
      "website_url": "https://www.halotel.co.tz",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Tanzania",
              "iso2": "TZ"
            }
          ]
        }
      ],
      "introduction": "Halotel运营，农村地区渗透快",
      "payment_types": [
        "Mobile money",
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.halotel.co.tz",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "HaloPesa (Halotel) payment method import source",
          "url": "https://www.halotel.co.tz",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "tz",
        "移动货币(Mobile Money)",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "坦桑尼亚",
        "source_country_name_en": "Tanzania",
        "source_country_iso": "TZ",
        "source_region": "非洲",
        "source_name": "HaloPesa",
        "source_name_en": "HaloPesa (Halotel)",
        "source_type": "移动货币(Mobile Money)",
        "source_status": "运营中",
        "source_website": "https://www.halotel.co.tz",
        "source_note": "Halotel运营，农村地区渗透快",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "tz-halopesa-halotel",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "tz-ezypesa-zantel",
      "name": "EzyPesa (Zantel)",
      "aliases": [
        "EzyPesa"
      ],
      "website_url": null,
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Tanzania",
              "iso2": "TZ"
            }
          ]
        }
      ],
      "introduction": "Zantel运营移动钱包",
      "payment_types": [
        "Mobile money",
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": null,
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "EzyPesa (Zantel) payment method import source",
          "url": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "draft",
      "confidence": "low",
      "tags": [
        "africa",
        "tz",
        "移动货币(Mobile Money)",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "坦桑尼亚",
        "source_country_name_en": "Tanzania",
        "source_country_iso": "TZ",
        "source_region": "非洲",
        "source_name": "EzyPesa",
        "source_name_en": "EzyPesa (Zantel)",
        "source_type": "移动货币(Mobile Money)",
        "source_status": "运营中",
        "source_website": null,
        "source_note": "Zantel运营移动钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "tz-ezypesa-zantel",
        "needs_manual_review": true,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status",
          "official_website"
        ]
      }
    },
    {
      "id": "tz-pesapal",
      "name": "Pesapal",
      "aliases": [],
      "website_url": "https://pesapal.com",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Tanzania",
              "iso2": "TZ"
            }
          ]
        }
      ],
      "introduction": "支持移动货币+卡的东非网关",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "未公开",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://pesapal.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Pesapal payment method import source",
          "url": "https://pesapal.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "tz",
        "聚合支付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "坦桑尼亚",
        "source_country_name_en": "Tanzania",
        "source_country_iso": "TZ",
        "source_region": "非洲",
        "source_name": "Pesapal",
        "source_name_en": "Pesapal",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://pesapal.com",
        "source_note": "支持移动货币+卡的东非网关",
        "source_fee_rate": "未公开",
        "source_settlement": "T+1",
        "supports_china": "部分(需特定资质)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "tz-pesapal",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "tz-clickpesa",
      "name": "ClickPesa",
      "aliases": [],
      "website_url": "https://clickpesa.com",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Tanzania",
              "iso2": "TZ"
            }
          ]
        }
      ],
      "introduction": "坦桑尼亚本地支付聚合平台",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "未公开",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://clickpesa.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "ClickPesa payment method import source",
          "url": "https://clickpesa.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "tz",
        "聚合支付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "坦桑尼亚",
        "source_country_name_en": "Tanzania",
        "source_country_iso": "TZ",
        "source_region": "非洲",
        "source_name": "ClickPesa",
        "source_name_en": "ClickPesa",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://clickpesa.com",
        "source_note": "坦桑尼亚本地支付聚合平台",
        "source_fee_rate": "未公开",
        "source_settlement": "T+1",
        "supports_china": "部分(需特定资质)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "tz-clickpesa",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "et-telebirr",
      "name": "Telebirr",
      "aliases": [],
      "website_url": "https://www.telebirr.com",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Ethiopia",
              "iso2": "ET"
            }
          ]
        }
      ],
      "introduction": "国有电信推出，5400万用户第一",
      "payment_types": [
        "Mobile money",
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.telebirr.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Telebirr payment method import source",
          "url": "https://www.telebirr.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "et",
        "移动货币(Mobile Money)",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "埃塞俄比亚",
        "source_country_name_en": "Ethiopia",
        "source_country_iso": "ET",
        "source_region": "非洲",
        "source_name": "Telebirr",
        "source_name_en": "Telebirr",
        "source_type": "移动货币(Mobile Money)",
        "source_status": "运营中",
        "source_website": "https://www.telebirr.com",
        "source_note": "国有电信推出，5400万用户第一",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "et-telebirr",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "et-cbe-birr",
      "name": "CBE Birr",
      "aliases": [],
      "website_url": "https://www.combanketh.et",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Ethiopia",
              "iso2": "ET"
            }
          ]
        }
      ],
      "introduction": "最大商业银行数字钱包，1200万+用户",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.combanketh.et",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "CBE Birr payment method import source",
          "url": "https://www.combanketh.et",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "et",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "埃塞俄比亚",
        "source_country_name_en": "Ethiopia",
        "source_country_iso": "ET",
        "source_region": "非洲",
        "source_name": "CBE Birr",
        "source_name_en": "CBE Birr",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.combanketh.et",
        "source_note": "最大商业银行数字钱包，1200万+用户",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "et-cbe-birr",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "et-m-pesa-safaricom-ethiopia",
      "name": "M-PESA (Safaricom Ethiopia)",
      "aliases": [
        "M-PESA"
      ],
      "website_url": "https://www.safaricom.et",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Ethiopia",
              "iso2": "ET"
            }
          ]
        }
      ],
      "introduction": "Safaricom 2023年推出的移动货币",
      "payment_types": [
        "Mobile money",
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.safaricom.et",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "M-PESA (Safaricom Ethiopia) payment method import source",
          "url": "https://www.safaricom.et",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "et",
        "移动货币(Mobile Money)",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "埃塞俄比亚",
        "source_country_name_en": "Ethiopia",
        "source_country_iso": "ET",
        "source_region": "非洲",
        "source_name": "M-PESA",
        "source_name_en": "M-PESA (Safaricom Ethiopia)",
        "source_type": "移动货币(Mobile Money)",
        "source_status": "运营中",
        "source_website": "https://www.safaricom.et",
        "source_note": "Safaricom 2023年推出的移动货币",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "et-m-pesa-safaricom-ethiopia",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "et-m-birr",
      "name": "M-Birr",
      "aliases": [],
      "website_url": null,
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Ethiopia",
              "iso2": "ET"
            }
          ]
        }
      ],
      "introduction": "微金融机构推出的早期移动货币",
      "payment_types": [
        "Mobile money",
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": null,
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "M-Birr payment method import source",
          "url": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "draft",
      "confidence": "low",
      "tags": [
        "africa",
        "et",
        "移动货币(Mobile Money)",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "埃塞俄比亚",
        "source_country_name_en": "Ethiopia",
        "source_country_iso": "ET",
        "source_region": "非洲",
        "source_name": "M-Birr",
        "source_name_en": "M-Birr",
        "source_type": "移动货币(Mobile Money)",
        "source_status": "运营中",
        "source_website": null,
        "source_note": "微金融机构推出的早期移动货币",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "et-m-birr",
        "needs_manual_review": true,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status",
          "official_website"
        ]
      }
    },
    {
      "id": "et-ethswitch",
      "name": "EthSwitch",
      "aliases": [],
      "website_url": "https://www.ethswitch.com.et",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Ethiopia",
              "iso2": "ET"
            }
          ]
        }
      ],
      "introduction": "国家级银行间实时转账清算系统",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.ethswitch.com.et",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "EthSwitch payment method import source",
          "url": "https://www.ethswitch.com.et",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "et",
        "银行实时转账",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "埃塞俄比亚",
        "source_country_name_en": "Ethiopia",
        "source_country_iso": "ET",
        "source_region": "非洲",
        "source_name": "EthSwitch",
        "source_name_en": "EthSwitch",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.ethswitch.com.et",
        "source_note": "国家级银行间实时转账清算系统",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "et-ethswitch",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "et-hellocash",
      "name": "HelloCash",
      "aliases": [],
      "website_url": null,
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Ethiopia",
              "iso2": "ET"
            }
          ]
        }
      ],
      "introduction": "BelCash多银行互操作移动货币",
      "payment_types": [
        "Mobile money",
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": null,
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "HelloCash payment method import source",
          "url": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "draft",
      "confidence": "low",
      "tags": [
        "africa",
        "et",
        "移动货币(Mobile Money)",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "埃塞俄比亚",
        "source_country_name_en": "Ethiopia",
        "source_country_iso": "ET",
        "source_region": "非洲",
        "source_name": "HelloCash",
        "source_name_en": "HelloCash",
        "source_type": "移动货币(Mobile Money)",
        "source_status": "运营中",
        "source_website": null,
        "source_note": "BelCash多银行互操作移动货币",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "et-hellocash",
        "needs_manual_review": true,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status",
          "official_website"
        ]
      }
    },
    {
      "id": "ci-orange-money",
      "name": "Orange Money",
      "aliases": [],
      "website_url": "https://www.orange.ci",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Côte d'Ivoire",
              "iso2": "CI"
            }
          ]
        }
      ],
      "introduction": "市场第一，800万+用户占45%",
      "payment_types": [
        "Mobile money",
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.orange.ci",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Orange Money payment method import source",
          "url": "https://www.orange.ci",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "ci",
        "移动货币(Mobile Money)",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "科特迪瓦",
        "source_country_name_en": "Côte d'Ivoire",
        "source_country_iso": "CI",
        "source_region": "非洲",
        "source_name": "Orange Money",
        "source_name_en": "Orange Money",
        "source_type": "移动货币(Mobile Money)",
        "source_status": "运营中",
        "source_website": "https://www.orange.ci",
        "source_note": "市场第一，800万+用户占45%",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "ci-orange-money",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ci-wave",
      "name": "Wave",
      "aliases": [],
      "website_url": "https://www.wave.com",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Côte d'Ivoire",
              "iso2": "CI"
            }
          ]
        }
      ],
      "introduction": "零手续费颠覆者，600万+用户",
      "payment_types": [
        "Mobile money",
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "约1%(转账)",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.wave.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Wave payment method import source",
          "url": "https://www.wave.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "ci",
        "移动货币(Mobile Money)",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "科特迪瓦",
        "source_country_name_en": "Côte d'Ivoire",
        "source_country_iso": "CI",
        "source_region": "非洲",
        "source_name": "Wave",
        "source_name_en": "Wave",
        "source_type": "移动货币(Mobile Money)",
        "source_status": "运营中",
        "source_website": "https://www.wave.com",
        "source_note": "零手续费颠覆者，600万+用户",
        "source_fee_rate": "约1%(转账)",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "ci-wave",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ci-mtn-momo",
      "name": "MTN MoMo",
      "aliases": [
        "MTN Mobile Money"
      ],
      "website_url": "https://www.mtn.ci",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Côte d'Ivoire",
              "iso2": "CI"
            }
          ]
        }
      ],
      "introduction": "第三大移动货币，农村覆盖强",
      "payment_types": [
        "Mobile money",
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.mtn.ci",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "MTN MoMo payment method import source",
          "url": "https://www.mtn.ci",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "ci",
        "移动货币(Mobile Money)",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "科特迪瓦",
        "source_country_name_en": "Côte d'Ivoire",
        "source_country_iso": "CI",
        "source_region": "非洲",
        "source_name": "MTN Mobile Money",
        "source_name_en": "MTN MoMo",
        "source_type": "移动货币(Mobile Money)",
        "source_status": "运营中",
        "source_website": "https://www.mtn.ci",
        "source_note": "第三大移动货币，农村覆盖强",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "ci-mtn-momo",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ci-moov-money",
      "name": "Moov Money",
      "aliases": [],
      "website_url": "https://www.moov.ci",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Côte d'Ivoire",
              "iso2": "CI"
            }
          ]
        }
      ],
      "introduction": "侧重青年与电商，线上友好",
      "payment_types": [
        "Mobile money",
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.moov.ci",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Moov Money payment method import source",
          "url": "https://www.moov.ci",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "ci",
        "移动货币(Mobile Money)",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "科特迪瓦",
        "source_country_name_en": "Côte d'Ivoire",
        "source_country_iso": "CI",
        "source_region": "非洲",
        "source_name": "Moov Money",
        "source_name_en": "Moov Money",
        "source_type": "移动货币(Mobile Money)",
        "source_status": "运营中",
        "source_website": "https://www.moov.ci",
        "source_note": "侧重青年与电商，线上友好",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "ci-moov-money",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ci-wari",
      "name": "Wari",
      "aliases": [],
      "website_url": "https://www.wari.com",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Côte d'Ivoire",
              "iso2": "CI"
            }
          ]
        }
      ],
      "introduction": "侨汇/跨境汇款平台，覆盖欧洲",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "约1%-3%",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.wari.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Wari payment method import source",
          "url": "https://www.wari.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "ci",
        "其他",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "科特迪瓦",
        "source_country_name_en": "Côte d'Ivoire",
        "source_country_iso": "CI",
        "source_region": "非洲",
        "source_name": "Wari",
        "source_name_en": "Wari",
        "source_type": "其他",
        "source_status": "运营中",
        "source_website": "https://www.wari.com",
        "source_note": "侨汇/跨境汇款平台，覆盖欧洲",
        "source_fee_rate": "约1%-3%",
        "source_settlement": "T+1",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "ci-wari",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ci-gim-uemoa",
      "name": "GIM-UEMOA",
      "aliases": [],
      "website_url": "https://www.gim-uemoa.com",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Côte d'Ivoire",
              "iso2": "CI"
            }
          ]
        }
      ],
      "introduction": "西非经货联盟统一清算系统",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "未公开",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.gim-uemoa.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "GIM-UEMOA payment method import source",
          "url": "https://www.gim-uemoa.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "ci",
        "银行实时转账",
        "高"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "科特迪瓦",
        "source_country_name_en": "Côte d'Ivoire",
        "source_country_iso": "CI",
        "source_region": "非洲",
        "source_name": "GIM-UEMOA",
        "source_name_en": "GIM-UEMOA",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.gim-uemoa.com",
        "source_note": "西非经货联盟统一清算系统",
        "source_fee_rate": "未公开",
        "source_settlement": "T+1",
        "supports_china": "否(仅本地)",
        "target_users": "商户+B端",
        "access_threshold": "高",
        "seo_slug": "ci-gim-uemoa",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ci-paystack",
      "name": "Paystack",
      "aliases": [],
      "website_url": "https://paystack.com",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Côte d'Ivoire",
              "iso2": "CI"
            }
          ]
        }
      ],
      "introduction": "支持科特迪瓦本地钱包的聚合网关",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "未公开",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://paystack.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Paystack payment method import source",
          "url": "https://paystack.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "ci",
        "聚合支付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "科特迪瓦",
        "source_country_name_en": "Côte d'Ivoire",
        "source_country_iso": "CI",
        "source_region": "非洲",
        "source_name": "Paystack",
        "source_name_en": "Paystack",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://paystack.com",
        "source_note": "支持科特迪瓦本地钱包的聚合网关",
        "source_fee_rate": "未公开",
        "source_settlement": "T+1",
        "supports_china": "部分(需特定资质)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "ci-paystack",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ao-multicaixa-express",
      "name": "Multicaixa Express",
      "aliases": [],
      "website_url": "https://www.multicaixa.co.ao",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Angola",
              "iso2": "AO"
            }
          ]
        }
      ],
      "introduction": "EMIS运营，主流移动支付平台",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.multicaixa.co.ao",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Multicaixa Express payment method import source",
          "url": "https://www.multicaixa.co.ao",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "ao",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "安哥拉",
        "source_country_name_en": "Angola",
        "source_country_iso": "AO",
        "source_region": "非洲",
        "source_name": "Multicaixa Express",
        "source_name_en": "Multicaixa Express",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.multicaixa.co.ao",
        "source_note": "EMIS运营，主流移动支付平台",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "ao-multicaixa-express",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ao-unitel-money",
      "name": "Unitel Money",
      "aliases": [],
      "website_url": "https://www.unitel.ao",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Angola",
              "iso2": "AO"
            }
          ]
        }
      ],
      "introduction": "最大运营商Unitel移动支付",
      "payment_types": [
        "Mobile money",
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.unitel.ao",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Unitel Money payment method import source",
          "url": "https://www.unitel.ao",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "ao",
        "移动货币(Mobile Money)",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "安哥拉",
        "source_country_name_en": "Angola",
        "source_country_iso": "AO",
        "source_region": "非洲",
        "source_name": "Unitel Money",
        "source_name_en": "Unitel Money",
        "source_type": "移动货币(Mobile Money)",
        "source_status": "运营中",
        "source_website": "https://www.unitel.ao",
        "source_note": "最大运营商Unitel移动支付",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "ao-unitel-money",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ao-e-kwanza",
      "name": "e-Kwanza",
      "aliases": [],
      "website_url": null,
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Angola",
              "iso2": "AO"
            }
          ]
        }
      ],
      "introduction": "安哥拉本土数字支付服务",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": null,
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "e-Kwanza payment method import source",
          "url": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "draft",
      "confidence": "low",
      "tags": [
        "africa",
        "ao",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "安哥拉",
        "source_country_name_en": "Angola",
        "source_country_iso": "AO",
        "source_region": "非洲",
        "source_name": "e-Kwanza",
        "source_name_en": "e-Kwanza",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": null,
        "source_note": "安哥拉本土数字支付服务",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "ao-e-kwanza",
        "needs_manual_review": true,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status",
          "official_website"
        ]
      }
    },
    {
      "id": "ao-africell-money",
      "name": "Africell Money",
      "aliases": [],
      "website_url": "https://www.africell.com",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Angola",
              "iso2": "AO"
            }
          ]
        }
      ],
      "introduction": "第四运营商Africell钱包",
      "payment_types": [
        "Mobile money",
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.africell.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Africell Money payment method import source",
          "url": "https://www.africell.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "ao",
        "移动货币(Mobile Money)",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "安哥拉",
        "source_country_name_en": "Angola",
        "source_country_iso": "AO",
        "source_region": "非洲",
        "source_name": "Africell Money",
        "source_name_en": "Africell Money",
        "source_type": "移动货币(Mobile Money)",
        "source_status": "运营中",
        "source_website": "https://www.africell.com",
        "source_note": "第四运营商Africell钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "ao-africell-money",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ao-movicel-money",
      "name": "Movicel Money",
      "aliases": [],
      "website_url": "https://www.movicel.co.ao",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Angola",
              "iso2": "AO"
            }
          ]
        }
      ],
      "introduction": "Movicel电信移动钱包",
      "payment_types": [
        "Mobile money",
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.movicel.co.ao",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Movicel Money payment method import source",
          "url": "https://www.movicel.co.ao",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "ao",
        "移动货币(Mobile Money)",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "安哥拉",
        "source_country_name_en": "Angola",
        "source_country_iso": "AO",
        "source_region": "非洲",
        "source_name": "Movicel Money",
        "source_name_en": "Movicel Money",
        "source_type": "移动货币(Mobile Money)",
        "source_status": "运营中",
        "source_website": "https://www.movicel.co.ao",
        "source_note": "Movicel电信移动钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "ao-movicel-money",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ao-emis-multicaixa",
      "name": "EMIS / Multicaixa",
      "aliases": [
        "EMIS 银行卡网络"
      ],
      "website_url": "https://www.emis.ao",
      "regions": [
        {
          "region": "Africa",
          "countries": [
            {
              "name": "Angola",
              "iso2": "AO"
            }
          ]
        }
      ],
      "introduction": "国家银行卡与ATM/POS交换网络",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.emis.ao",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "EMIS / Multicaixa payment method import source",
          "url": "https://www.emis.ao",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "africa",
        "ao",
        "银行实时转账",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "安哥拉",
        "source_country_name_en": "Angola",
        "source_country_iso": "AO",
        "source_region": "非洲",
        "source_name": "EMIS 银行卡网络",
        "source_name_en": "EMIS / Multicaixa",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.emis.ao",
        "source_note": "国家银行卡与ATM/POS交换网络",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "ao-emis-multicaixa",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "il-bit-bank-hapoalim",
      "name": "bit (Bank Hapoalim)",
      "aliases": [
        "bit"
      ],
      "website_url": "https://www.bitpay.co.il",
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "Israel",
              "iso2": "IL"
            }
          ]
        }
      ],
      "introduction": "工人银行推出，领先P2P钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.bitpay.co.il",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "bit (Bank Hapoalim) payment method import source",
          "url": "https://www.bitpay.co.il",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "middle east",
        "il",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "以色列",
        "source_country_name_en": "Israel",
        "source_country_iso": "IL",
        "source_region": "中东",
        "source_name": "bit",
        "source_name_en": "bit (Bank Hapoalim)",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.bitpay.co.il",
        "source_note": "工人银行推出，领先P2P钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "il-bit-bank-hapoalim",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "il-paybox",
      "name": "PayBox",
      "aliases": [],
      "website_url": "https://www.payboxapp.com",
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "Israel",
              "iso2": "IL"
            }
          ]
        }
      ],
      "introduction": "Discount银行数字钱包，200万+用户",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.payboxapp.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PayBox payment method import source",
          "url": "https://www.payboxapp.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "middle east",
        "il",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "以色列",
        "source_country_name_en": "Israel",
        "source_country_iso": "IL",
        "source_region": "中东",
        "source_name": "PayBox",
        "source_name_en": "PayBox",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.payboxapp.com",
        "source_note": "Discount银行数字钱包，200万+用户",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "il-paybox",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "il-pay-pepper-pay-bank-leumi",
      "name": "Pay (Pepper Pay, Bank Leumi)",
      "aliases": [
        "Pay（原Pepper Pay）"
      ],
      "website_url": "https://www.bankleumi.co.il",
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "Israel",
              "iso2": "IL"
            }
          ]
        }
      ],
      "introduction": "Leumi银行支付应用，竞争bit",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.bankleumi.co.il",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Pay (Pepper Pay, Bank Leumi) payment method import source",
          "url": "https://www.bankleumi.co.il",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "middle east",
        "il",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "以色列",
        "source_country_name_en": "Israel",
        "source_country_iso": "IL",
        "source_region": "中东",
        "source_name": "Pay（原Pepper Pay）",
        "source_name_en": "Pay (Pepper Pay, Bank Leumi)",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.bankleumi.co.il",
        "source_note": "Leumi银行支付应用，竞争bit",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "il-pay-pepper-pay-bank-leumi",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "il-isracard",
      "name": "Isracard",
      "aliases": [],
      "website_url": "https://www.isracard.co.il",
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "Israel",
              "iso2": "IL"
            }
          ]
        }
      ],
      "introduction": "以色列主要信用卡公司之一",
      "payment_types": [
        "Card acquiring"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.isracard.co.il",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Isracard payment method import source",
          "url": "https://www.isracard.co.il",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "middle east",
        "il",
        "本地卡组织",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "以色列",
        "source_country_name_en": "Israel",
        "source_country_iso": "IL",
        "source_region": "中东",
        "source_name": "Isracard",
        "source_name_en": "Isracard",
        "source_type": "本地卡组织",
        "source_status": "运营中",
        "source_website": "https://www.isracard.co.il",
        "source_note": "以色列主要信用卡公司之一",
        "source_fee_rate": "未公开",
        "source_settlement": "T+1",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "il-isracard",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "il-cal-israel-credit-cards",
      "name": "Cal (Israel Credit Cards)",
      "aliases": [
        "Cal（以色列信用卡）"
      ],
      "website_url": "https://www.cal-online.co.il",
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "Israel",
              "iso2": "IL"
            }
          ]
        }
      ],
      "introduction": "以色列主要信用卡发卡机构",
      "payment_types": [
        "Card acquiring"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.cal-online.co.il",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Cal (Israel Credit Cards) payment method import source",
          "url": "https://www.cal-online.co.il",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "middle east",
        "il",
        "本地卡组织",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "以色列",
        "source_country_name_en": "Israel",
        "source_country_iso": "IL",
        "source_region": "中东",
        "source_name": "Cal（以色列信用卡）",
        "source_name_en": "Cal (Israel Credit Cards)",
        "source_type": "本地卡组织",
        "source_status": "运营中",
        "source_website": "https://www.cal-online.co.il",
        "source_note": "以色列主要信用卡发卡机构",
        "source_fee_rate": "未公开",
        "source_settlement": "T+1",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "il-cal-israel-credit-cards",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "il-max",
      "name": "Max",
      "aliases": [
        "Max（原Leumi Card）"
      ],
      "website_url": "https://www.max.co.il",
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "Israel",
              "iso2": "IL"
            }
          ]
        }
      ],
      "introduction": "以色列最大信用卡公司",
      "payment_types": [
        "Card acquiring"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.max.co.il",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Max payment method import source",
          "url": "https://www.max.co.il",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "middle east",
        "il",
        "本地卡组织",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "以色列",
        "source_country_name_en": "Israel",
        "source_country_iso": "IL",
        "source_region": "中东",
        "source_name": "Max（原Leumi Card）",
        "source_name_en": "Max",
        "source_type": "本地卡组织",
        "source_status": "运营中",
        "source_website": "https://www.max.co.il",
        "source_note": "以色列最大信用卡公司",
        "source_fee_rate": "未公开",
        "source_settlement": "T+1",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "il-max",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "il-splitit",
      "name": "Splitit",
      "aliases": [],
      "website_url": "https://www.splitit.com",
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "Israel",
              "iso2": "IL"
            }
          ]
        }
      ],
      "introduction": "以色列主流BNPL分期提供商",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.splitit.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Splitit payment method import source",
          "url": "https://www.splitit.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "middle east",
        "il",
        "BNPL先买后付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "以色列",
        "source_country_name_en": "Israel",
        "source_country_iso": "IL",
        "source_region": "中东",
        "source_name": "Splitit",
        "source_name_en": "Splitit",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.splitit.com",
        "source_note": "以色列主流BNPL分期提供商",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "部分(需特定资质)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "il-splitit",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "qa-qpay",
      "name": "QPAY",
      "aliases": [],
      "website_url": "https://www.qpay.com.qa",
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "Qatar",
              "iso2": "QA"
            }
          ]
        }
      ],
      "introduction": "卡塔尔本地支付网关，支持直连",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "约1.8%-2.5%",
      "settlement_note": "T+3",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.qpay.com.qa",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "QPAY payment method import source",
          "url": "https://www.qpay.com.qa",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "middle east",
        "qa",
        "聚合支付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "卡塔尔",
        "source_country_name_en": "Qatar",
        "source_country_iso": "QA",
        "source_region": "中东",
        "source_name": "QPAY",
        "source_name_en": "QPAY",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://www.qpay.com.qa",
        "source_note": "卡塔尔本地支付网关，支持直连",
        "source_fee_rate": "约1.8%-2.5%",
        "source_settlement": "T+3",
        "supports_china": "部分(需特定资质)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "qa-qpay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "qa-qatar-mobile-payment-qmp",
      "name": "Qatar Mobile Payment (QMP)",
      "aliases": [
        "卡塔尔移动支付"
      ],
      "website_url": "https://www.qcb.gov.qa",
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "Qatar",
              "iso2": "QA"
            }
          ]
        }
      ],
      "introduction": "央行移动钱包系统，134万+钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.qcb.gov.qa",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Qatar Mobile Payment (QMP) payment method import source",
          "url": "https://www.qcb.gov.qa",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "middle east",
        "qa",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "卡塔尔",
        "source_country_name_en": "Qatar",
        "source_country_iso": "QA",
        "source_region": "中东",
        "source_name": "卡塔尔移动支付",
        "source_name_en": "Qatar Mobile Payment (QMP)",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.qcb.gov.qa",
        "source_note": "央行移动钱包系统，134万+钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "qa-qatar-mobile-payment-qmp",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "qa-fawran",
      "name": "Fawran",
      "aliases": [
        "Fawran 即时支付"
      ],
      "website_url": "https://www.qcb.gov.qa",
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "Qatar",
              "iso2": "QA"
            }
          ]
        }
      ],
      "introduction": "2024上线实时转账系统，323万账户",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.qcb.gov.qa",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Fawran payment method import source",
          "url": "https://www.qcb.gov.qa",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "middle east",
        "qa",
        "银行实时转账",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "卡塔尔",
        "source_country_name_en": "Qatar",
        "source_country_iso": "QA",
        "source_region": "中东",
        "source_name": "Fawran 即时支付",
        "source_name_en": "Fawran",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.qcb.gov.qa",
        "source_note": "2024上线实时转账系统，323万账户",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "qa-fawran",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "qa-ooredoo-money",
      "name": "Ooredoo Money",
      "aliases": [],
      "website_url": "https://www.ooredoomoney.qa",
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "Qatar",
              "iso2": "QA"
            }
          ]
        }
      ],
      "introduction": "Ooredoo电信钱包，含薪资代发",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.ooredoomoney.qa",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Ooredoo Money payment method import source",
          "url": "https://www.ooredoomoney.qa",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "middle east",
        "qa",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "卡塔尔",
        "source_country_name_en": "Qatar",
        "source_country_iso": "QA",
        "source_region": "中东",
        "source_name": "Ooredoo Money",
        "source_name_en": "Ooredoo Money",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.ooredoomoney.qa",
        "source_note": "Ooredoo电信钱包，含薪资代发",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "qa-ooredoo-money",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "qa-qnb-merchant-services",
      "name": "QNB Merchant Services",
      "aliases": [
        "QNB 商户收单"
      ],
      "website_url": "https://www.qnb.com",
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "Qatar",
              "iso2": "QA"
            }
          ]
        }
      ],
      "introduction": "最大银行收单，POS网络广泛",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "未公开",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.qnb.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "QNB Merchant Services payment method import source",
          "url": "https://www.qnb.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "middle east",
        "qa",
        "银行实时转账",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "卡塔尔",
        "source_country_name_en": "Qatar",
        "source_country_iso": "QA",
        "source_region": "中东",
        "source_name": "QNB 商户收单",
        "source_name_en": "QNB Merchant Services",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.qnb.com",
        "source_note": "最大银行收单，POS网络广泛",
        "source_fee_rate": "未公开",
        "source_settlement": "T+1",
        "supports_china": "否(仅本地)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "qa-qnb-merchant-services",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "qa-naps",
      "name": "NAPS",
      "aliases": [
        "NAPS 国家支付网络"
      ],
      "website_url": "https://www.qcb.gov.qa",
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "Qatar",
              "iso2": "QA"
            }
          ]
        }
      ],
      "introduction": "卡塔尔ATM与POS国家网络",
      "payment_types": [
        "Card acquiring"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.qcb.gov.qa",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "NAPS payment method import source",
          "url": "https://www.qcb.gov.qa",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "middle east",
        "qa",
        "本地卡组织",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "卡塔尔",
        "source_country_name_en": "Qatar",
        "source_country_iso": "QA",
        "source_region": "中东",
        "source_name": "NAPS 国家支付网络",
        "source_name_en": "NAPS",
        "source_type": "本地卡组织",
        "source_status": "运营中",
        "source_website": "https://www.qcb.gov.qa",
        "source_note": "卡塔尔ATM与POS国家网络",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "qa-naps",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "kw-knet",
      "name": "KNET",
      "aliases": [],
      "website_url": "https://www.knet.com.kw",
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "Kuwait",
              "iso2": "KW"
            }
          ]
        }
      ],
      "introduction": "国家级借记卡网络，占线上80%",
      "payment_types": [
        "Card acquiring"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.knet.com.kw",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "KNET payment method import source",
          "url": "https://www.knet.com.kw",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "middle east",
        "kw",
        "本地卡组织",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "科威特",
        "source_country_name_en": "Kuwait",
        "source_country_iso": "KW",
        "source_region": "中东",
        "source_name": "KNET",
        "source_name_en": "KNET",
        "source_type": "本地卡组织",
        "source_status": "运营中",
        "source_website": "https://www.knet.com.kw",
        "source_note": "国家级借记卡网络，占线上80%",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "kw-knet",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "kw-wamd",
      "name": "WAMD",
      "aliases": [
        "WAMD 实时转账"
      ],
      "website_url": "https://www.cbk.gov.kw",
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "Kuwait",
              "iso2": "KW"
            }
          ]
        }
      ],
      "introduction": "2024上线实时账户转账系统",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.cbk.gov.kw",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "WAMD payment method import source",
          "url": "https://www.cbk.gov.kw",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "middle east",
        "kw",
        "银行实时转账",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "科威特",
        "source_country_name_en": "Kuwait",
        "source_country_iso": "KW",
        "source_region": "中东",
        "source_name": "WAMD 实时转账",
        "source_name_en": "WAMD",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.cbk.gov.kw",
        "source_note": "2024上线实时账户转账系统",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "kw-wamd",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "kw-myfatoorah",
      "name": "MyFatoorah",
      "aliases": [],
      "website_url": "https://www.myfatoorah.com",
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "Kuwait",
              "iso2": "KW"
            }
          ]
        }
      ],
      "introduction": "GCC支付网关，支持KNET",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "约2.5%",
      "settlement_note": "T+2至T+3",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.myfatoorah.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "MyFatoorah payment method import source",
          "url": "https://www.myfatoorah.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "middle east",
        "kw",
        "聚合支付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "科威特",
        "source_country_name_en": "Kuwait",
        "source_country_iso": "KW",
        "source_region": "中东",
        "source_name": "MyFatoorah",
        "source_name_en": "MyFatoorah",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://www.myfatoorah.com",
        "source_note": "GCC支付网关，支持KNET",
        "source_fee_rate": "约2.5%",
        "source_settlement": "T+2至T+3",
        "supports_china": "部分(需特定资质)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "kw-myfatoorah",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "kw-tap-payments",
      "name": "Tap Payments",
      "aliases": [],
      "website_url": "https://www.tap.company",
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "Kuwait",
              "iso2": "KW"
            }
          ]
        }
      ],
      "introduction": "中东支付网关，科威特本地化佳",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "约2.0%-2.75%",
      "settlement_note": "T+2至T+3",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.tap.company",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Tap Payments payment method import source",
          "url": "https://www.tap.company",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "middle east",
        "kw",
        "聚合支付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "科威特",
        "source_country_name_en": "Kuwait",
        "source_country_iso": "KW",
        "source_region": "中东",
        "source_name": "Tap Payments",
        "source_name_en": "Tap Payments",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://www.tap.company",
        "source_note": "中东支付网关，科威特本地化佳",
        "source_fee_rate": "约2.0%-2.75%",
        "source_settlement": "T+2至T+3",
        "supports_china": "部分(需特定资质)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "kw-tap-payments",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "kw-hesabe",
      "name": "Hesabe",
      "aliases": [],
      "website_url": "https://www.hesabe.com",
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "Kuwait",
              "iso2": "KW"
            }
          ]
        }
      ],
      "introduction": "科威特本地电商支付方案",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.hesabe.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Hesabe payment method import source",
          "url": "https://www.hesabe.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "middle east",
        "kw",
        "聚合支付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "科威特",
        "source_country_name_en": "Kuwait",
        "source_country_iso": "KW",
        "source_region": "中东",
        "source_name": "Hesabe",
        "source_name_en": "Hesabe",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://www.hesabe.com",
        "source_note": "科威特本地电商支付方案",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "部分(需特定资质)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "kw-hesabe",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "kw-tabby",
      "name": "Tabby",
      "aliases": [],
      "website_url": "https://www.tabby.ai",
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "Kuwait",
              "iso2": "KW"
            }
          ]
        }
      ],
      "introduction": "GCC先买后付，覆盖科威特",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "约2.5%-6%",
      "settlement_note": "T+2至T+30",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.tabby.ai",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Tabby payment method import source",
          "url": "https://www.tabby.ai",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "middle east",
        "kw",
        "BNPL先买后付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "科威特",
        "source_country_name_en": "Kuwait",
        "source_country_iso": "KW",
        "source_region": "中东",
        "source_name": "Tabby",
        "source_name_en": "Tabby",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.tabby.ai",
        "source_note": "GCC先买后付，覆盖科威特",
        "source_fee_rate": "约2.5%-6%",
        "source_settlement": "T+2至T+30",
        "supports_china": "部分(需特定资质)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "kw-tabby",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "tw-line-pay",
      "name": "LINE Pay",
      "aliases": [],
      "website_url": "https://www.linepay.com.tw",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Taiwan",
              "iso2": "TW"
            }
          ]
        }
      ],
      "introduction": "全台用户最多的第三方支付，LINE生态整合",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.linepay.com.tw",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "LINE Pay payment method import source",
          "url": "https://www.linepay.com.tw",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "tw",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "中国台湾",
        "source_country_name_en": "Taiwan",
        "source_country_iso": "TW",
        "source_region": "亚洲",
        "source_name": "LINE Pay",
        "source_name_en": "LINE Pay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.linepay.com.tw",
        "source_note": "全台用户最多的第三方支付，LINE生态整合",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "tw-line-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "tw-jko-pay",
      "name": "JKO Pay",
      "aliases": [
        "街口支付"
      ],
      "website_url": "https://www.jkopay.com",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Taiwan",
              "iso2": "TW"
            }
          ]
        }
      ],
      "introduction": "本土电支龙头，夜市小微商户渗透率高",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.jkopay.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "JKO Pay payment method import source",
          "url": "https://www.jkopay.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "tw",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "中国台湾",
        "source_country_name_en": "Taiwan",
        "source_country_iso": "TW",
        "source_region": "亚洲",
        "source_name": "街口支付",
        "source_name_en": "JKO Pay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.jkopay.com",
        "source_note": "本土电支龙头，夜市小微商户渗透率高",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "tw-jko-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "tw-px-pay-plus",
      "name": "PX Pay Plus",
      "aliases": [
        "全支付"
      ],
      "website_url": "https://www.px-pay.com.tw",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Taiwan",
              "iso2": "TW"
            }
          ]
        }
      ],
      "introduction": "全联旗下，零售场景成长最快",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.px-pay.com.tw",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PX Pay Plus payment method import source",
          "url": "https://www.px-pay.com.tw",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "tw",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "中国台湾",
        "source_country_name_en": "Taiwan",
        "source_country_iso": "TW",
        "source_region": "亚洲",
        "source_name": "全支付",
        "source_name_en": "PX Pay Plus",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.px-pay.com.tw",
        "source_note": "全联旗下，零售场景成长最快",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "tw-px-pay-plus",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "tw-ipass-money",
      "name": "iPASS MONEY",
      "aliases": [
        "一卡通iPASS MONEY"
      ],
      "website_url": "https://www.i-pass.com.tw",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Taiwan",
              "iso2": "TW"
            }
          ]
        }
      ],
      "introduction": "交通支付龙头，绑定一卡通账户",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.i-pass.com.tw",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "iPASS MONEY payment method import source",
          "url": "https://www.i-pass.com.tw",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "tw",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "中国台湾",
        "source_country_name_en": "Taiwan",
        "source_country_iso": "TW",
        "source_region": "亚洲",
        "source_name": "一卡通iPASS MONEY",
        "source_name_en": "iPASS MONEY",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.i-pass.com.tw",
        "source_note": "交通支付龙头，绑定一卡通账户",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "tw-ipass-money",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "tw-taiwan-pay-twqr",
      "name": "Taiwan Pay (TWQR)",
      "aliases": [
        "台湾Pay"
      ],
      "website_url": "https://www.taiwanpay.com.tw",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Taiwan",
              "iso2": "TW"
            }
          ]
        }
      ],
      "introduction": "央行财政部推动，TWQR统一标章",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "免费(本地转账)",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.taiwanpay.com.tw",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Taiwan Pay (TWQR) payment method import source",
          "url": "https://www.taiwanpay.com.tw",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "tw",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "中国台湾",
        "source_country_name_en": "Taiwan",
        "source_country_iso": "TW",
        "source_region": "亚洲",
        "source_name": "台湾Pay",
        "source_name_en": "Taiwan Pay (TWQR)",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.taiwanpay.com.tw",
        "source_note": "央行财政部推动，TWQR统一标章",
        "source_fee_rate": "免费(本地转账)",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "tw-taiwan-pay-twqr",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "tw-apple-pay-tw",
      "name": "Apple Pay TW",
      "aliases": [
        "Apple Pay 台湾"
      ],
      "website_url": "https://www.apple.com/tw/apple-pay/",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Taiwan",
              "iso2": "TW"
            }
          ]
        }
      ],
      "introduction": "绑定信用卡NFC感应，国际卡通用",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.apple.com/tw/apple-pay/",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Apple Pay TW payment method import source",
          "url": "https://www.apple.com/tw/apple-pay/",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "tw",
        "其他",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "中国台湾",
        "source_country_name_en": "Taiwan",
        "source_country_iso": "TW",
        "source_region": "亚洲",
        "source_name": "Apple Pay 台湾",
        "source_name_en": "Apple Pay TW",
        "source_type": "其他",
        "source_status": "运营中",
        "source_website": "https://www.apple.com/tw/apple-pay/",
        "source_note": "绑定信用卡NFC感应，国际卡通用",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "中",
        "seo_slug": "tw-apple-pay-tw",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "tw-easycard",
      "name": "EasyCard",
      "aliases": [
        "悠游卡"
      ],
      "website_url": "https://www.easycard.com.tw",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Taiwan",
              "iso2": "TW"
            }
          ]
        }
      ],
      "introduction": "台北都会区交通与小额消费卡",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.easycard.com.tw",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "EasyCard payment method import source",
          "url": "https://www.easycard.com.tw",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "tw",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "中国台湾",
        "source_country_name_en": "Taiwan",
        "source_country_iso": "TW",
        "source_region": "亚洲",
        "source_name": "悠游卡",
        "source_name_en": "EasyCard",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.easycard.com.tw",
        "source_note": "台北都会区交通与小额消费卡",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "tw-easycard",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "tw-icash-pay",
      "name": "icash Pay",
      "aliases": [],
      "website_url": "https://www.icash.com.tw",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Taiwan",
              "iso2": "TW"
            }
          ]
        }
      ],
      "introduction": "统一集团7-11场景会员支付",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.icash.com.tw",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "icash Pay payment method import source",
          "url": "https://www.icash.com.tw",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "tw",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "中国台湾",
        "source_country_name_en": "Taiwan",
        "source_country_iso": "TW",
        "source_region": "亚洲",
        "source_name": "icash Pay",
        "source_name_en": "icash Pay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.icash.com.tw",
        "source_note": "统一集团7-11场景会员支付",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "tw-icash-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "hk-fps",
      "name": "FPS",
      "aliases": [
        "转数快"
      ],
      "website_url": "https://www.hkicl.com.hk",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Hong Kong",
              "iso2": "HK"
            }
          ]
        }
      ],
      "introduction": "金管局即时支付系统，跨行钱包实时转账",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "免费(个人转账)",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.hkicl.com.hk",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "FPS payment method import source",
          "url": "https://www.hkicl.com.hk",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "hk",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "中国香港",
        "source_country_name_en": "Hong Kong",
        "source_country_iso": "HK",
        "source_region": "亚洲",
        "source_name": "转数快",
        "source_name_en": "FPS",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.hkicl.com.hk",
        "source_note": "金管局即时支付系统，跨行钱包实时转账",
        "source_fee_rate": "免费(个人转账)",
        "source_settlement": "实时/即时",
        "supports_china": "部分(大湾区跨境)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "hk-fps",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "hk-alipayhk",
      "name": "AlipayHK",
      "aliases": [
        "支付宝香港"
      ],
      "website_url": "https://www.alipayhk.com",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Hong Kong",
              "iso2": "HK"
            }
          ]
        }
      ],
      "introduction": "支付宝香港版，跨境大湾区可用",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.alipayhk.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "AlipayHK payment method import source",
          "url": "https://www.alipayhk.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "hk",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "中国香港",
        "source_country_name_en": "Hong Kong",
        "source_country_iso": "HK",
        "source_region": "亚洲",
        "source_name": "支付宝香港",
        "source_name_en": "AlipayHK",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.alipayhk.com",
        "source_note": "支付宝香港版，跨境大湾区可用",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "部分(大湾区及内地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "hk-alipayhk",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "hk-wechat-pay-hk",
      "name": "WeChat Pay HK",
      "aliases": [
        "微信支付香港"
      ],
      "website_url": "https://www.wechatpay.hk",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Hong Kong",
              "iso2": "HK"
            }
          ]
        }
      ],
      "introduction": "微信香港版，港陆两地可用",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.wechatpay.hk",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "WeChat Pay HK payment method import source",
          "url": "https://www.wechatpay.hk",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "hk",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "中国香港",
        "source_country_name_en": "Hong Kong",
        "source_country_iso": "HK",
        "source_region": "亚洲",
        "source_name": "微信支付香港",
        "source_name_en": "WeChat Pay HK",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.wechatpay.hk",
        "source_note": "微信香港版，港陆两地可用",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "部分(内地跨境)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "hk-wechat-pay-hk",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "hk-payme",
      "name": "PayMe",
      "aliases": [],
      "website_url": "https://payme.hsbc.com.hk",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Hong Kong",
              "iso2": "HK"
            }
          ]
        }
      ],
      "introduction": "汇丰旗下，P2P与零售领先",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://payme.hsbc.com.hk",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PayMe payment method import source",
          "url": "https://payme.hsbc.com.hk",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "hk",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "中国香港",
        "source_country_name_en": "Hong Kong",
        "source_country_iso": "HK",
        "source_region": "亚洲",
        "source_name": "PayMe",
        "source_name_en": "PayMe",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://payme.hsbc.com.hk",
        "source_note": "汇丰旗下，P2P与零售领先",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "hk-payme",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "hk-octopus",
      "name": "Octopus",
      "aliases": [
        "八达通"
      ],
      "website_url": "https://www.octopus.com.hk",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Hong Kong",
              "iso2": "HK"
            }
          ]
        }
      ],
      "introduction": "全港交通零售通用储值卡",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.octopus.com.hk",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Octopus payment method import source",
          "url": "https://www.octopus.com.hk",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "hk",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "中国香港",
        "source_country_name_en": "Hong Kong",
        "source_country_iso": "HK",
        "source_region": "亚洲",
        "source_name": "八达通",
        "source_name_en": "Octopus",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.octopus.com.hk",
        "source_note": "全港交通零售通用储值卡",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "hk-octopus",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "hk-tap-go",
      "name": "Tap & Go",
      "aliases": [],
      "website_url": "https://www.tapngo.com.hk",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Hong Kong",
              "iso2": "HK"
            }
          ]
        }
      ],
      "introduction": "电讯盈科旗下储值钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.tapngo.com.hk",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Tap & Go payment method import source",
          "url": "https://www.tapngo.com.hk",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "hk",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "中国香港",
        "source_country_name_en": "Hong Kong",
        "source_country_iso": "HK",
        "source_region": "亚洲",
        "source_name": "Tap & Go",
        "source_name_en": "Tap & Go",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.tapngo.com.hk",
        "source_note": "电讯盈科旗下储值钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "hk-tap-go",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "hk-boc-pay",
      "name": "BoC Pay",
      "aliases": [
        "中银BoC Pay"
      ],
      "website_url": "https://www.bochk.com",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Hong Kong",
              "iso2": "HK"
            }
          ]
        }
      ],
      "introduction": "中银香港钱包，银联跨境",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.bochk.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "BoC Pay payment method import source",
          "url": "https://www.bochk.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "hk",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "中国香港",
        "source_country_name_en": "Hong Kong",
        "source_country_iso": "HK",
        "source_region": "亚洲",
        "source_name": "中银BoC Pay",
        "source_name_en": "BoC Pay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.bochk.com",
        "source_note": "中银香港钱包，银联跨境",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "部分(银联跨境)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "hk-boc-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "hk-apple-pay-hk",
      "name": "Apple Pay HK",
      "aliases": [
        "Apple Pay 香港"
      ],
      "website_url": "https://www.apple.com/hk/apple-pay/",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Hong Kong",
              "iso2": "HK"
            }
          ]
        }
      ],
      "introduction": "绑定信用卡NFC感应支付",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.apple.com/hk/apple-pay/",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Apple Pay HK payment method import source",
          "url": "https://www.apple.com/hk/apple-pay/",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "hk",
        "其他",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "中国香港",
        "source_country_name_en": "Hong Kong",
        "source_country_iso": "HK",
        "source_region": "亚洲",
        "source_name": "Apple Pay 香港",
        "source_name_en": "Apple Pay HK",
        "source_type": "其他",
        "source_status": "运营中",
        "source_website": "https://www.apple.com/hk/apple-pay/",
        "source_note": "绑定信用卡NFC感应支付",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "中",
        "seo_slug": "hk-apple-pay-hk",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "hk-eps",
      "name": "EPS",
      "aliases": [
        "EPS易办事"
      ],
      "website_url": "https://www.eps.com.hk",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Hong Kong",
              "iso2": "HK"
            }
          ]
        }
      ],
      "introduction": "香港老牌借记卡POS网络",
      "payment_types": [
        "Card acquiring"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.eps.com.hk",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "EPS payment method import source",
          "url": "https://www.eps.com.hk",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "hk",
        "本地卡组织",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "中国香港",
        "source_country_name_en": "Hong Kong",
        "source_country_iso": "HK",
        "source_region": "亚洲",
        "source_name": "EPS易办事",
        "source_name_en": "EPS",
        "source_type": "本地卡组织",
        "source_status": "运营中",
        "source_website": "https://www.eps.com.hk",
        "source_note": "香港老牌借记卡POS网络",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "hk-eps",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "lk-ez-cash",
      "name": "eZ Cash",
      "aliases": [],
      "website_url": "https://www.ezcash.lk",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Sri Lanka",
              "iso2": "LK"
            }
          ]
        }
      ],
      "introduction": "Dialog电信移动钱包，无需银行账户",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.ezcash.lk",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "eZ Cash payment method import source",
          "url": "https://www.ezcash.lk",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "lk",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "斯里兰卡",
        "source_country_name_en": "Sri Lanka",
        "source_country_iso": "LK",
        "source_region": "亚洲",
        "source_name": "eZ Cash",
        "source_name_en": "eZ Cash",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.ezcash.lk",
        "source_note": "Dialog电信移动钱包，无需银行账户",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "lk-ez-cash",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "lk-frimi",
      "name": "FriMi",
      "aliases": [],
      "website_url": "https://www.frimi.lk",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Sri Lanka",
              "iso2": "LK"
            }
          ]
        }
      ],
      "introduction": "NDB银行移动优先银行App",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.frimi.lk",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "FriMi payment method import source",
          "url": "https://www.frimi.lk",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "lk",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "斯里兰卡",
        "source_country_name_en": "Sri Lanka",
        "source_country_iso": "LK",
        "source_region": "亚洲",
        "source_name": "FriMi",
        "source_name_en": "FriMi",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.frimi.lk",
        "source_note": "NDB银行移动优先银行App",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "lk-frimi",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "lk-genie",
      "name": "Genie",
      "aliases": [],
      "website_url": "https://www.dialog.genie.lk",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Sri Lanka",
              "iso2": "LK"
            }
          ]
        }
      ],
      "introduction": "Dialog旗下数字钱包与支付",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.dialog.genie.lk",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Genie payment method import source",
          "url": "https://www.dialog.genie.lk",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "lk",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "斯里兰卡",
        "source_country_name_en": "Sri Lanka",
        "source_country_iso": "LK",
        "source_region": "亚洲",
        "source_name": "Genie",
        "source_name_en": "Genie",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.dialog.genie.lk",
        "source_note": "Dialog旗下数字钱包与支付",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "lk-genie",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "lk-mcash",
      "name": "mCash",
      "aliases": [],
      "website_url": "https://www.mcash.lk",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Sri Lanka",
              "iso2": "LK"
            }
          ]
        }
      ],
      "introduction": "SLT Mobitel电信钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.mcash.lk",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "mCash payment method import source",
          "url": "https://www.mcash.lk",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "lk",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "斯里兰卡",
        "source_country_name_en": "Sri Lanka",
        "source_country_iso": "LK",
        "source_region": "亚洲",
        "source_name": "mCash",
        "source_name_en": "mCash",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.mcash.lk",
        "source_note": "SLT Mobitel电信钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "lk-mcash",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "lk-sampath-vishwa",
      "name": "Sampath Vishwa",
      "aliases": [],
      "website_url": "https://www.sampathvishwa.com",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Sri Lanka",
              "iso2": "LK"
            }
          ]
        }
      ],
      "introduction": "Sampath银行网银与支付",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.sampathvishwa.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Sampath Vishwa payment method import source",
          "url": "https://www.sampathvishwa.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "lk",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "斯里兰卡",
        "source_country_name_en": "Sri Lanka",
        "source_country_iso": "LK",
        "source_region": "亚洲",
        "source_name": "Sampath Vishwa",
        "source_name_en": "Sampath Vishwa",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.sampathvishwa.com",
        "source_note": "Sampath银行网银与支付",
        "source_fee_rate": "未公开",
        "source_settlement": "T+1",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "lk-sampath-vishwa",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "lk-lankaqr",
      "name": "LANKAQR",
      "aliases": [],
      "website_url": "https://www.cbsl.gov.lk",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Sri Lanka",
              "iso2": "LK"
            }
          ]
        }
      ],
      "introduction": "央行国家统一二维码标准",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.cbsl.gov.lk",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "LANKAQR payment method import source",
          "url": "https://www.cbsl.gov.lk",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "lk",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "斯里兰卡",
        "source_country_name_en": "Sri Lanka",
        "source_country_iso": "LK",
        "source_region": "亚洲",
        "source_name": "LANKAQR",
        "source_name_en": "LANKAQR",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.cbsl.gov.lk",
        "source_note": "央行国家统一二维码标准",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "lk-lankaqr",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "lk-justpay",
      "name": "JustPay",
      "aliases": [],
      "website_url": "https://www.lankapay.lk",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Sri Lanka",
              "iso2": "LK"
            }
          ]
        }
      ],
      "introduction": "央行通用支付接口，别名转账",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.lankapay.lk",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "JustPay payment method import source",
          "url": "https://www.lankapay.lk",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "lk",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "斯里兰卡",
        "source_country_name_en": "Sri Lanka",
        "source_country_iso": "LK",
        "source_region": "亚洲",
        "source_name": "JustPay",
        "source_name_en": "JustPay",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.lankapay.lk",
        "source_note": "央行通用支付接口，别名转账",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "lk-justpay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "lk-payhere",
      "name": "PayHere",
      "aliases": [],
      "website_url": "https://www.payhere.lk",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Sri Lanka",
              "iso2": "LK"
            }
          ]
        }
      ],
      "introduction": "斯里兰卡主导本地支付网关",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "约2.9%-3.9%",
      "settlement_note": "T+2",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.payhere.lk",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PayHere payment method import source",
          "url": "https://www.payhere.lk",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "lk",
        "聚合支付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "斯里兰卡",
        "source_country_name_en": "Sri Lanka",
        "source_country_iso": "LK",
        "source_region": "亚洲",
        "source_name": "PayHere",
        "source_name_en": "PayHere",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://www.payhere.lk",
        "source_note": "斯里兰卡主导本地支付网关",
        "source_fee_rate": "约2.9%-3.9%",
        "source_settlement": "T+2",
        "supports_china": "否(仅本地)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "lk-payhere",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "kh-aba-pay",
      "name": "ABA Pay",
      "aliases": [],
      "website_url": "https://www.ababank.com",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Cambodia",
              "iso2": "KH"
            }
          ]
        }
      ],
      "introduction": "ABA银行钱包，市占领先",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.ababank.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "ABA Pay payment method import source",
          "url": "https://www.ababank.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "kh",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "柬埔寨",
        "source_country_name_en": "Cambodia",
        "source_country_iso": "KH",
        "source_region": "亚洲",
        "source_name": "ABA Pay",
        "source_name_en": "ABA Pay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.ababank.com",
        "source_note": "ABA银行钱包，市占领先",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "kh-aba-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "kh-wing-money",
      "name": "Wing Money",
      "aliases": [],
      "website_url": "https://www.wingmoney.com",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Cambodia",
              "iso2": "KH"
            }
          ]
        }
      ],
      "introduction": "代理商网络最广的移动钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.wingmoney.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Wing Money payment method import source",
          "url": "https://www.wingmoney.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "kh",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "柬埔寨",
        "source_country_name_en": "Cambodia",
        "source_country_iso": "KH",
        "source_region": "亚洲",
        "source_name": "Wing Money",
        "source_name_en": "Wing Money",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.wingmoney.com",
        "source_note": "代理商网络最广的移动钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "kh-wing-money",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "kh-pi-pay",
      "name": "Pi Pay",
      "aliases": [],
      "website_url": "https://www.pipay.com",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Cambodia",
              "iso2": "KH"
            }
          ]
        }
      ],
      "introduction": "无现金支付平台含社交功能",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.pipay.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Pi Pay payment method import source",
          "url": "https://www.pipay.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "kh",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "柬埔寨",
        "source_country_name_en": "Cambodia",
        "source_country_iso": "KH",
        "source_region": "亚洲",
        "source_name": "Pi Pay",
        "source_name_en": "Pi Pay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.pipay.com",
        "source_note": "无现金支付平台含社交功能",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "kh-pi-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "kh-truemoney-cambodia",
      "name": "TrueMoney Cambodia",
      "aliases": [
        "TrueMoney柬埔寨"
      ],
      "website_url": "https://www.truemoney.com.kh",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Cambodia",
              "iso2": "KH"
            }
          ]
        }
      ],
      "introduction": "泰国TrueMoney柬埔寨版钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.truemoney.com.kh",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "TrueMoney Cambodia payment method import source",
          "url": "https://www.truemoney.com.kh",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "kh",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "柬埔寨",
        "source_country_name_en": "Cambodia",
        "source_country_iso": "KH",
        "source_region": "亚洲",
        "source_name": "TrueMoney柬埔寨",
        "source_name_en": "TrueMoney Cambodia",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.truemoney.com.kh",
        "source_note": "泰国TrueMoney柬埔寨版钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "kh-truemoney-cambodia",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "kh-bakong",
      "name": "Bakong",
      "aliases": [
        "巴孔Bakong"
      ],
      "website_url": "https://www.bakong.nbc.gov.kh",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Cambodia",
              "iso2": "KH"
            }
          ]
        }
      ],
      "introduction": "央行区块链即时支付系统",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.bakong.nbc.gov.kh",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Bakong payment method import source",
          "url": "https://www.bakong.nbc.gov.kh",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "kh",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "柬埔寨",
        "source_country_name_en": "Cambodia",
        "source_country_iso": "KH",
        "source_region": "亚洲",
        "source_name": "巴孔Bakong",
        "source_name_en": "Bakong",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.bakong.nbc.gov.kh",
        "source_note": "央行区块链即时支付系统",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "部分(Alipay+跨境游客)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "kh-bakong",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "kh-khqr",
      "name": "KHQR",
      "aliases": [],
      "website_url": "https://www.nbc.gov.kh",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Cambodia",
              "iso2": "KH"
            }
          ]
        }
      ],
      "introduction": "国家统一二维码标准",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.nbc.gov.kh",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "KHQR payment method import source",
          "url": "https://www.nbc.gov.kh",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "kh",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "柬埔寨",
        "source_country_name_en": "Cambodia",
        "source_country_iso": "KH",
        "source_region": "亚洲",
        "source_name": "KHQR",
        "source_name_en": "KHQR",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.nbc.gov.kh",
        "source_note": "国家统一二维码标准",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "kh-khqr",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "kh-acleda-bank",
      "name": "ACLEDA Bank",
      "aliases": [],
      "website_url": "https://www.acleda.com",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Cambodia",
              "iso2": "KH"
            }
          ]
        }
      ],
      "introduction": "本地大行，农村覆盖广",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.acleda.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "ACLEDA Bank payment method import source",
          "url": "https://www.acleda.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "kh",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "柬埔寨",
        "source_country_name_en": "Cambodia",
        "source_country_iso": "KH",
        "source_region": "亚洲",
        "source_name": "ACLEDA Bank",
        "source_name_en": "ACLEDA Bank",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.acleda.com",
        "source_note": "本地大行，农村覆盖广",
        "source_fee_rate": "未公开",
        "source_settlement": "T+1",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "kh-acleda-bank",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "kh-canadia-bank",
      "name": "Canadia Bank",
      "aliases": [],
      "website_url": "https://www.canadiabank.com.kh",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Cambodia",
              "iso2": "KH"
            }
          ]
        }
      ],
      "introduction": "主流商业银行移动银行",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.canadiabank.com.kh",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Canadia Bank payment method import source",
          "url": "https://www.canadiabank.com.kh",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "kh",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "柬埔寨",
        "source_country_name_en": "Cambodia",
        "source_country_iso": "KH",
        "source_region": "亚洲",
        "source_name": "Canadia Bank",
        "source_name_en": "Canadia Bank",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.canadiabank.com.kh",
        "source_note": "主流商业银行移动银行",
        "source_fee_rate": "未公开",
        "source_settlement": "T+1",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "kh-canadia-bank",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "mm-wave-money",
      "name": "Wave Money",
      "aliases": [],
      "website_url": "https://www.wavemoney.com.mm",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Myanmar",
              "iso2": "MM"
            }
          ]
        }
      ],
      "introduction": "缅甸领先移动钱包，转账与缴费",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.wavemoney.com.mm",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Wave Money payment method import source",
          "url": "https://www.wavemoney.com.mm",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "mm",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "缅甸",
        "source_country_name_en": "Myanmar",
        "source_country_iso": "MM",
        "source_region": "亚洲",
        "source_name": "Wave Money",
        "source_name_en": "Wave Money",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.wavemoney.com.mm",
        "source_note": "缅甸领先移动钱包，转账与缴费",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "mm-wave-money",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "mm-kbz-pay",
      "name": "KBZ Pay",
      "aliases": [],
      "website_url": "http://www.kbzpay.com",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Myanmar",
              "iso2": "MM"
            }
          ]
        }
      ],
      "introduction": "KBZ银行旗下最大移动钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "http://www.kbzpay.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "KBZ Pay payment method import source",
          "url": "http://www.kbzpay.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "mm",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "缅甸",
        "source_country_name_en": "Myanmar",
        "source_country_iso": "MM",
        "source_region": "亚洲",
        "source_name": "KBZ Pay",
        "source_name_en": "KBZ Pay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "http://www.kbzpay.com",
        "source_note": "KBZ银行旗下最大移动钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "mm-kbz-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "mm-cb-pay",
      "name": "CB Pay",
      "aliases": [],
      "website_url": "https://www.cbbank.com.mm",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Myanmar",
              "iso2": "MM"
            }
          ]
        }
      ],
      "introduction": "CB Bank数字钱包增长快",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.cbbank.com.mm",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "CB Pay payment method import source",
          "url": "https://www.cbbank.com.mm",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "mm",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "缅甸",
        "source_country_name_en": "Myanmar",
        "source_country_iso": "MM",
        "source_region": "亚洲",
        "source_name": "CB Pay",
        "source_name_en": "CB Pay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.cbbank.com.mm",
        "source_note": "CB Bank数字钱包增长快",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "mm-cb-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "mm-aya-pay",
      "name": "AYA Pay",
      "aliases": [],
      "website_url": "https://www.ayapay.com",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Myanmar",
              "iso2": "MM"
            }
          ]
        }
      ],
      "introduction": "AYA Bank移动钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.ayapay.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "AYA Pay payment method import source",
          "url": "https://www.ayapay.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "mm",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "缅甸",
        "source_country_name_en": "Myanmar",
        "source_country_iso": "MM",
        "source_region": "亚洲",
        "source_name": "AYA Pay",
        "source_name_en": "AYA Pay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.ayapay.com",
        "source_note": "AYA Bank移动钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "mm-aya-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "mm-ok",
      "name": "OK$",
      "aliases": [
        "OK$ (OK Dollar)"
      ],
      "website_url": "https://www.okdollar.com.mm",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Myanmar",
              "iso2": "MM"
            }
          ]
        }
      ],
      "introduction": "缅甸本地移动钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.okdollar.com.mm",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "OK$ payment method import source",
          "url": "https://www.okdollar.com.mm",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "mm",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "缅甸",
        "source_country_name_en": "Myanmar",
        "source_country_iso": "MM",
        "source_region": "亚洲",
        "source_name": "OK$ (OK Dollar)",
        "source_name_en": "OK$",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.okdollar.com.mm",
        "source_note": "缅甸本地移动钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "mm-ok",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "mm-mmqr",
      "name": "MMQR",
      "aliases": [],
      "website_url": "https://www.cbm.gov.mm",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Myanmar",
              "iso2": "MM"
            }
          ]
        }
      ],
      "introduction": "央行统一二维码，11钱包接入",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.cbm.gov.mm",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "MMQR payment method import source",
          "url": "https://www.cbm.gov.mm",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "mm",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "缅甸",
        "source_country_name_en": "Myanmar",
        "source_country_iso": "MM",
        "source_region": "亚洲",
        "source_name": "MMQR",
        "source_name_en": "MMQR",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.cbm.gov.mm",
        "source_note": "央行统一二维码，11钱包接入",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "mm-mmqr",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "mm-yoma-bank",
      "name": "Yoma Bank",
      "aliases": [],
      "website_url": "https://www.yomabank.com",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Myanmar",
              "iso2": "MM"
            }
          ]
        }
      ],
      "introduction": "本地银行移动银行与扫码",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.yomabank.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Yoma Bank payment method import source",
          "url": "https://www.yomabank.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "mm",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "缅甸",
        "source_country_name_en": "Myanmar",
        "source_country_iso": "MM",
        "source_region": "亚洲",
        "source_name": "Yoma Bank",
        "source_name_en": "Yoma Bank",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.yomabank.com",
        "source_note": "本地银行移动银行与扫码",
        "source_fee_rate": "未公开",
        "source_settlement": "T+1",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "mm-yoma-bank",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "mm-uabpay",
      "name": "uabpay",
      "aliases": [],
      "website_url": "https://www.uabpay.com.mm",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Myanmar",
              "iso2": "MM"
            }
          ]
        }
      ],
      "introduction": "UAB银行移动钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.uabpay.com.mm",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "uabpay payment method import source",
          "url": "https://www.uabpay.com.mm",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "mm",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "缅甸",
        "source_country_name_en": "Myanmar",
        "source_country_iso": "MM",
        "source_region": "亚洲",
        "source_name": "uabpay",
        "source_name_en": "uabpay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.uabpay.com.mm",
        "source_note": "UAB银行移动钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "mm-uabpay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "np-esewa",
      "name": "eSewa",
      "aliases": [],
      "website_url": "https://esewa.com.np",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Nepal",
              "iso2": "NP"
            }
          ]
        }
      ],
      "introduction": "尼泊尔最早最大电子钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://esewa.com.np",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "eSewa payment method import source",
          "url": "https://esewa.com.np",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "np",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "尼泊尔",
        "source_country_name_en": "Nepal",
        "source_country_iso": "NP",
        "source_region": "亚洲",
        "source_name": "eSewa",
        "source_name_en": "eSewa",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://esewa.com.np",
        "source_note": "尼泊尔最早最大电子钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "np-esewa",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "np-khalti",
      "name": "Khalti",
      "aliases": [],
      "website_url": "https://khalti.com",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Nepal",
              "iso2": "NP"
            }
          ]
        }
      ],
      "introduction": "返现奖励强的数字钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://khalti.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Khalti payment method import source",
          "url": "https://khalti.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "np",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "尼泊尔",
        "source_country_name_en": "Nepal",
        "source_country_iso": "NP",
        "source_region": "亚洲",
        "source_name": "Khalti",
        "source_name_en": "Khalti",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://khalti.com",
        "source_note": "返现奖励强的数字钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "np-khalti",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "np-ime-pay",
      "name": "IME Pay",
      "aliases": [],
      "website_url": "https://www.imepay.com.np",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Nepal",
              "iso2": "NP"
            }
          ]
        }
      ],
      "introduction": "汇款强项的移动钱包(已并入Khalti)",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.imepay.com.np",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "IME Pay payment method import source",
          "url": "https://www.imepay.com.np",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "np",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "尼泊尔",
        "source_country_name_en": "Nepal",
        "source_country_iso": "NP",
        "source_region": "亚洲",
        "source_name": "IME Pay",
        "source_name_en": "IME Pay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.imepay.com.np",
        "source_note": "汇款强项的移动钱包(已并入Khalti)",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "np-ime-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "np-prabhupay",
      "name": "PrabhuPay",
      "aliases": [],
      "website_url": "https://prabhupay.com",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Nepal",
              "iso2": "NP"
            }
          ]
        }
      ],
      "introduction": "Prabhu Bank票务与缴费钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://prabhupay.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PrabhuPay payment method import source",
          "url": "https://prabhupay.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "np",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "尼泊尔",
        "source_country_name_en": "Nepal",
        "source_country_iso": "NP",
        "source_region": "亚洲",
        "source_name": "PrabhuPay",
        "source_name_en": "PrabhuPay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://prabhupay.com",
        "source_note": "Prabhu Bank票务与缴费钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "np-prabhupay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "np-fonepay",
      "name": "Fonepay",
      "aliases": [],
      "website_url": "https://www.fonepay.com",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Nepal",
              "iso2": "NP"
            }
          ]
        }
      ],
      "introduction": "互联互通二维码支付网络",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.fonepay.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Fonepay payment method import source",
          "url": "https://www.fonepay.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "np",
        "聚合支付",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "尼泊尔",
        "source_country_name_en": "Nepal",
        "source_country_iso": "NP",
        "source_region": "亚洲",
        "source_name": "Fonepay",
        "source_name_en": "Fonepay",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://www.fonepay.com",
        "source_note": "互联互通二维码支付网络",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "np-fonepay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "np-connectips",
      "name": "connectIPS",
      "aliases": [],
      "website_url": "https://www.connectips.com",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Nepal",
              "iso2": "NP"
            }
          ]
        }
      ],
      "introduction": "央行监管实时银行账户直付",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.connectips.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "connectIPS payment method import source",
          "url": "https://www.connectips.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "np",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "尼泊尔",
        "source_country_name_en": "Nepal",
        "source_country_iso": "NP",
        "source_region": "亚洲",
        "source_name": "connectIPS",
        "source_name_en": "connectIPS",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.connectips.com",
        "source_note": "央行监管实时银行账户直付",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "np-connectips",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "np-cellpay",
      "name": "CellPay",
      "aliases": [],
      "website_url": "https://www.cellpay.com.np",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Nepal",
              "iso2": "NP"
            }
          ]
        }
      ],
      "introduction": "银行直连免充值钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.cellpay.com.np",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "CellPay payment method import source",
          "url": "https://www.cellpay.com.np",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "np",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "尼泊尔",
        "source_country_name_en": "Nepal",
        "source_country_iso": "NP",
        "source_region": "亚洲",
        "source_name": "CellPay",
        "source_name_en": "CellPay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.cellpay.com.np",
        "source_note": "银行直连免充值钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "np-cellpay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "np-namaste-pay",
      "name": "Namaste Pay",
      "aliases": [],
      "website_url": "https://namastepay.com",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Nepal",
              "iso2": "NP"
            }
          ]
        }
      ],
      "introduction": "尼泊尔电信与RBB联合钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://namastepay.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Namaste Pay payment method import source",
          "url": "https://namastepay.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "np",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "尼泊尔",
        "source_country_name_en": "Nepal",
        "source_country_iso": "NP",
        "source_region": "亚洲",
        "source_name": "Namaste Pay",
        "source_name_en": "Namaste Pay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://namastepay.com",
        "source_note": "尼泊尔电信与RBB联合钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "np-namaste-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "kz-kaspi-kz",
      "name": "Kaspi.kz",
      "aliases": [],
      "website_url": "https://kaspi.kz",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Kazakhstan",
              "iso2": "KZ"
            }
          ]
        }
      ],
      "introduction": "领先的电子钱包与电商平台",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://kaspi.kz",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Kaspi.kz payment method import source",
          "url": "https://kaspi.kz",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "kz",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "哈萨克斯坦",
        "source_country_name_en": "Kazakhstan",
        "source_country_iso": "KZ",
        "source_region": "亚洲",
        "source_name": "Kaspi.kz",
        "source_name_en": "Kaspi.kz",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://kaspi.kz",
        "source_note": "领先的电子钱包与电商平台",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "kz-kaspi-kz",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "kz-halyk-bank",
      "name": "Halyk Bank",
      "aliases": [
        "人民银行Halyk Bank"
      ],
      "website_url": "https://www.halykbank.kz",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Kazakhstan",
              "iso2": "KZ"
            }
          ]
        }
      ],
      "introduction": "最大商业银行，支持微信扫码",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.halykbank.kz",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Halyk Bank payment method import source",
          "url": "https://www.halykbank.kz",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "kz",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "哈萨克斯坦",
        "source_country_name_en": "Kazakhstan",
        "source_country_iso": "KZ",
        "source_region": "亚洲",
        "source_name": "人民银行Halyk Bank",
        "source_name_en": "Halyk Bank",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.halykbank.kz",
        "source_note": "最大商业银行，支持微信扫码",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "部分(微信支付扫码)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "kz-halyk-bank",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "kz-fortebank",
      "name": "ForteBank",
      "aliases": [],
      "website_url": "https://forte.kz",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Kazakhstan",
              "iso2": "KZ"
            }
          ]
        }
      ],
      "introduction": "大型商业银行线上银行",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://forte.kz",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "ForteBank payment method import source",
          "url": "https://forte.kz",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "kz",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "哈萨克斯坦",
        "source_country_name_en": "Kazakhstan",
        "source_country_iso": "KZ",
        "source_region": "亚洲",
        "source_name": "ForteBank",
        "source_name_en": "ForteBank",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://forte.kz",
        "source_note": "大型商业银行线上银行",
        "source_fee_rate": "未公开",
        "source_settlement": "T+1",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "kz-fortebank",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "kz-freedom-pay",
      "name": "Freedom Pay",
      "aliases": [],
      "website_url": "https://freedompay.kz",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Kazakhstan",
              "iso2": "KZ"
            }
          ]
        }
      ],
      "introduction": "Freedom Bank支付聚合与收单",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "未公开",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://freedompay.kz",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Freedom Pay payment method import source",
          "url": "https://freedompay.kz",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "kz",
        "聚合支付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "哈萨克斯坦",
        "source_country_name_en": "Kazakhstan",
        "source_country_iso": "KZ",
        "source_region": "亚洲",
        "source_name": "Freedom Pay",
        "source_name_en": "Freedom Pay",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://freedompay.kz",
        "source_note": "Freedom Bank支付聚合与收单",
        "source_fee_rate": "未公开",
        "source_settlement": "T+1",
        "supports_china": "否(仅本地)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "kz-freedom-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "kz-qiwi-wallet",
      "name": "Qiwi Wallet",
      "aliases": [],
      "website_url": "https://qiwi.com",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Kazakhstan",
              "iso2": "KZ"
            }
          ]
        }
      ],
      "introduction": "俄罗斯电子钱包在哈有用户",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://qiwi.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Qiwi Wallet payment method import source",
          "url": "https://qiwi.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "kz",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "哈萨克斯坦",
        "source_country_name_en": "Kazakhstan",
        "source_country_iso": "KZ",
        "source_region": "亚洲",
        "source_name": "Qiwi Wallet",
        "source_name_en": "Qiwi Wallet",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中(区域受限)",
        "source_website": "https://qiwi.com",
        "source_note": "俄罗斯电子钱包在哈有用户",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "中",
        "seo_slug": "kz-qiwi-wallet",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "kz-altyn-bank",
      "name": "Altyn Bank",
      "aliases": [],
      "website_url": "http://altynbank.kz/en",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Kazakhstan",
              "iso2": "KZ"
            }
          ]
        }
      ],
      "introduction": "中信参股的本地零售银行",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "http://altynbank.kz/en",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Altyn Bank payment method import source",
          "url": "http://altynbank.kz/en",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "kz",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "哈萨克斯坦",
        "source_country_name_en": "Kazakhstan",
        "source_country_iso": "KZ",
        "source_region": "亚洲",
        "source_name": "Altyn Bank",
        "source_name_en": "Altyn Bank",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "http://altynbank.kz/en",
        "source_note": "中信参股的本地零售银行",
        "source_fee_rate": "未公开",
        "source_settlement": "T+1",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "kz-altyn-bank",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "uz-uzcard",
      "name": "Uzcard",
      "aliases": [],
      "website_url": "https://uzcard.uz",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Uzbekistan",
              "iso2": "UZ"
            }
          ]
        }
      ],
      "introduction": "国家银行卡支付系统",
      "payment_types": [
        "Card acquiring"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://uzcard.uz",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Uzcard payment method import source",
          "url": "https://uzcard.uz",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "uz",
        "本地卡组织",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "乌兹别克斯坦",
        "source_country_name_en": "Uzbekistan",
        "source_country_iso": "UZ",
        "source_region": "亚洲",
        "source_name": "Uzcard",
        "source_name_en": "Uzcard",
        "source_type": "本地卡组织",
        "source_status": "运营中",
        "source_website": "https://uzcard.uz",
        "source_note": "国家银行卡支付系统",
        "source_fee_rate": "未公开",
        "source_settlement": "T+1",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "uz-uzcard",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "uz-humo",
      "name": "Humo",
      "aliases": [],
      "website_url": "https://humo.uz",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Uzbekistan",
              "iso2": "UZ"
            }
          ]
        }
      ],
      "introduction": "国家支付系统，与Alipay+合作",
      "payment_types": [
        "Card acquiring"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "T+1",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://humo.uz",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Humo payment method import source",
          "url": "https://humo.uz",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "uz",
        "本地卡组织",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "乌兹别克斯坦",
        "source_country_name_en": "Uzbekistan",
        "source_country_iso": "UZ",
        "source_region": "亚洲",
        "source_name": "Humo",
        "source_name_en": "Humo",
        "source_type": "本地卡组织",
        "source_status": "运营中",
        "source_website": "https://humo.uz",
        "source_note": "国家支付系统，与Alipay+合作",
        "source_fee_rate": "未公开",
        "source_settlement": "T+1",
        "supports_china": "部分(Alipay+跨境)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "uz-humo",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "uz-click",
      "name": "Click",
      "aliases": [],
      "website_url": "https://click.uz",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Uzbekistan",
              "iso2": "UZ"
            }
          ]
        }
      ],
      "introduction": "用户超2000万的超级App钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://click.uz",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Click payment method import source",
          "url": "https://click.uz",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "uz",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "乌兹别克斯坦",
        "source_country_name_en": "Uzbekistan",
        "source_country_iso": "UZ",
        "source_region": "亚洲",
        "source_name": "Click",
        "source_name_en": "Click",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://click.uz",
        "source_note": "用户超2000万的超级App钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "uz-click",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "uz-payme",
      "name": "Payme",
      "aliases": [],
      "website_url": "https://payme.uz",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Uzbekistan",
              "iso2": "UZ"
            }
          ]
        }
      ],
      "introduction": "TBC银行旗下第二大钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://payme.uz",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Payme payment method import source",
          "url": "https://payme.uz",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "uz",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "乌兹别克斯坦",
        "source_country_name_en": "Uzbekistan",
        "source_country_iso": "UZ",
        "source_region": "亚洲",
        "source_name": "Payme",
        "source_name_en": "Payme",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://payme.uz",
        "source_note": "TBC银行旗下第二大钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "uz-payme",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "uz-uzum",
      "name": "Uzum",
      "aliases": [],
      "website_url": "https://uzum.com",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Uzbekistan",
              "iso2": "UZ"
            }
          ]
        }
      ],
      "introduction": "首家数字银行与电商生态",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://uzum.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Uzum payment method import source",
          "url": "https://uzum.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "uz",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "乌兹别克斯坦",
        "source_country_name_en": "Uzbekistan",
        "source_country_iso": "UZ",
        "source_region": "亚洲",
        "source_name": "Uzum",
        "source_name_en": "Uzum",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://uzum.com",
        "source_note": "首家数字银行与电商生态",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "uz-uzum",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "uz-myux",
      "name": "MyUX",
      "aliases": [],
      "website_url": "https://myux.uz",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Uzbekistan",
              "iso2": "UZ"
            }
          ]
        }
      ],
      "introduction": "Universal Bank旗下移动钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://myux.uz",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "MyUX payment method import source",
          "url": "https://myux.uz",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "uz",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "乌兹别克斯坦",
        "source_country_name_en": "Uzbekistan",
        "source_country_iso": "UZ",
        "source_region": "亚洲",
        "source_name": "MyUX",
        "source_name_en": "MyUX",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://myux.uz",
        "source_note": "Universal Bank旗下移动钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "uz-myux",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "uz-uzum-nasiya",
      "name": "Uzum Nasiya",
      "aliases": [],
      "website_url": "https://uzum.com",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Uzbekistan",
              "iso2": "UZ"
            }
          ]
        }
      ],
      "introduction": "最大分期付服务，占BNPL过半",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://uzum.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Uzum Nasiya payment method import source",
          "url": "https://uzum.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "uz",
        "BNPL先买后付",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "乌兹别克斯坦",
        "source_country_name_en": "Uzbekistan",
        "source_country_iso": "UZ",
        "source_region": "亚洲",
        "source_name": "Uzum Nasiya",
        "source_name_en": "Uzum Nasiya",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://uzum.com",
        "source_note": "最大分期付服务，占BNPL过半",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "uz-uzum-nasiya",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "uz-oson",
      "name": "Oson",
      "aliases": [],
      "website_url": "https://www.oson.uz",
      "regions": [
        {
          "region": "Asia",
          "countries": [
            {
              "name": "Uzbekistan",
              "iso2": "UZ"
            }
          ]
        }
      ],
      "introduction": "当地移动钱包与转账",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.oson.uz",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Oson payment method import source",
          "url": "https://www.oson.uz",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "asia",
        "uz",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "乌兹别克斯坦",
        "source_country_name_en": "Uzbekistan",
        "source_country_iso": "UZ",
        "source_region": "亚洲",
        "source_name": "Oson",
        "source_name_en": "Oson",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.oson.uz",
        "source_note": "当地移动钱包与转账",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "uz-oson",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "nz-poli",
      "name": "POLi",
      "aliases": [],
      "website_url": "https://www.polipayments.com",
      "regions": [
        {
          "region": "Oceania",
          "countries": [
            {
              "name": "New Zealand",
              "iso2": "NZ"
            }
          ]
        }
      ],
      "introduction": "新西兰网银直连实时转账（澳洲区2023年已停运）",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "约1%（常封顶）",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.polipayments.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "POLi payment method import source",
          "url": "https://www.polipayments.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "oceania",
        "nz",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "新西兰",
        "source_country_name_en": "New Zealand",
        "source_country_iso": "NZ",
        "source_region": "大洋洲",
        "source_name": "POLi",
        "source_name_en": "POLi",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.polipayments.com",
        "source_note": "新西兰网银直连实时转账（澳洲区2023年已停运）",
        "source_fee_rate": "约1%（常封顶）",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "nz-poli",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "nz-eftpos",
      "name": "EFTPOS",
      "aliases": [],
      "website_url": null,
      "regions": [
        {
          "region": "Oceania",
          "countries": [
            {
              "name": "New Zealand",
              "iso2": "NZ"
            }
          ]
        }
      ],
      "introduction": "新西兰本土借记卡实时清算网络",
      "payment_types": [
        "Card acquiring"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": null,
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "EFTPOS payment method import source",
          "url": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "draft",
      "confidence": "low",
      "tags": [
        "oceania",
        "nz",
        "本地卡组织",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "新西兰",
        "source_country_name_en": "New Zealand",
        "source_country_iso": "NZ",
        "source_region": "大洋洲",
        "source_name": "EFTPOS",
        "source_name_en": "EFTPOS",
        "source_type": "本地卡组织",
        "source_status": "运营中",
        "source_website": null,
        "source_note": "新西兰本土借记卡实时清算网络",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "nz-eftpos",
        "needs_manual_review": true,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status",
          "official_website"
        ]
      }
    },
    {
      "id": "nz-windcave",
      "name": "Windcave",
      "aliases": [],
      "website_url": "https://www.windcave.com",
      "regions": [
        {
          "region": "Oceania",
          "countries": [
            {
              "name": "New Zealand",
              "iso2": "NZ"
            }
          ]
        }
      ],
      "introduction": "新西兰本土支付网关/收单（原PaymentExpress）",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "未公开",
      "settlement_note": "T+1(通常)",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.windcave.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Windcave payment method import source",
          "url": "https://www.windcave.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "oceania",
        "nz",
        "聚合支付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "新西兰",
        "source_country_name_en": "New Zealand",
        "source_country_iso": "NZ",
        "source_region": "大洋洲",
        "source_name": "Windcave",
        "source_name_en": "Windcave",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://www.windcave.com",
        "source_note": "新西兰本土支付网关/收单（原PaymentExpress）",
        "source_fee_rate": "未公开",
        "source_settlement": "T+1(通常)",
        "supports_china": "否(仅本地)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "nz-windcave",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "nz-laybuy",
      "name": "Laybuy",
      "aliases": [],
      "website_url": "https://www.laybuy.com",
      "regions": [
        {
          "region": "Oceania",
          "countries": [
            {
              "name": "New Zealand",
              "iso2": "NZ"
            }
          ]
        }
      ],
      "introduction": "新西兰本土BNPL分期付款",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "商户约3%-6%",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.laybuy.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Laybuy payment method import source",
          "url": "https://www.laybuy.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "oceania",
        "nz",
        "BNPL先买后付",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "新西兰",
        "source_country_name_en": "New Zealand",
        "source_country_iso": "NZ",
        "source_region": "大洋洲",
        "source_name": "Laybuy",
        "source_name_en": "Laybuy",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.laybuy.com",
        "source_note": "新西兰本土BNPL分期付款",
        "source_fee_rate": "商户约3%-6%",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "nz-laybuy",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "nz-afterpay",
      "name": "Afterpay",
      "aliases": [],
      "website_url": "https://www.afterpay.com",
      "regions": [
        {
          "region": "Oceania",
          "countries": [
            {
              "name": "New Zealand",
              "iso2": "NZ"
            }
          ]
        }
      ],
      "introduction": "澳新主流先买后付（Block旗下）",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "商户约4%-6%",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.afterpay.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Afterpay payment method import source",
          "url": "https://www.afterpay.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "oceania",
        "nz",
        "BNPL先买后付",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "新西兰",
        "source_country_name_en": "New Zealand",
        "source_country_iso": "NZ",
        "source_region": "大洋洲",
        "source_name": "Afterpay",
        "source_name_en": "Afterpay",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.afterpay.com",
        "source_note": "澳新主流先买后付（Block旗下）",
        "source_fee_rate": "商户约4%-6%",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "nz-afterpay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "nz-apple-pay",
      "name": "Apple Pay",
      "aliases": [],
      "website_url": "https://www.apple.com/apple-pay/",
      "regions": [
        {
          "region": "Oceania",
          "countries": [
            {
              "name": "New Zealand",
              "iso2": "NZ"
            }
          ]
        }
      ],
      "introduction": "绑定本地银行卡的NFC移动支付",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "同卡费率(无额外)",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.apple.com/apple-pay/",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Apple Pay payment method import source",
          "url": "https://www.apple.com/apple-pay/",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "oceania",
        "nz",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "新西兰",
        "source_country_name_en": "New Zealand",
        "source_country_iso": "NZ",
        "source_region": "大洋洲",
        "source_name": "Apple Pay",
        "source_name_en": "Apple Pay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.apple.com/apple-pay/",
        "source_note": "绑定本地银行卡的NFC移动支付",
        "source_fee_rate": "同卡费率(无额外)",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "中",
        "seo_slug": "nz-apple-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "jo-cliq",
      "name": "CliQ",
      "aliases": [],
      "website_url": "https://www.jopacc.com",
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "Jordan",
              "iso2": "JO"
            }
          ]
        }
      ],
      "introduction": "约旦央行旗下即时转账系统（JoPACC运营）",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开（银行间多免费）",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.jopacc.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "CliQ payment method import source",
          "url": "https://www.jopacc.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "middle east",
        "jo",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "约旦",
        "source_country_name_en": "Jordan",
        "source_country_iso": "JO",
        "source_region": "中东",
        "source_name": "CliQ",
        "source_name_en": "CliQ",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.jopacc.com",
        "source_note": "约旦央行旗下即时转账系统（JoPACC运营）",
        "source_fee_rate": "未公开（银行间多免费）",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "jo-cliq",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "jo-jomopay",
      "name": "JoMoPay",
      "aliases": [],
      "website_url": "https://www.jopacc.com",
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "Jordan",
              "iso2": "JO"
            }
          ]
        }
      ],
      "introduction": "约旦国家移动钱包互通平台",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.jopacc.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "JoMoPay payment method import source",
          "url": "https://www.jopacc.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "middle east",
        "jo",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "约旦",
        "source_country_name_en": "Jordan",
        "source_country_iso": "JO",
        "source_region": "中东",
        "source_name": "JoMoPay",
        "source_name_en": "JoMoPay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.jopacc.com",
        "source_note": "约旦国家移动钱包互通平台",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "jo-jomopay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "jo-uwallet",
      "name": "UWallet",
      "aliases": [],
      "website_url": "https://uwallet.jo",
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "Jordan",
              "iso2": "JO"
            }
          ]
        }
      ],
      "introduction": "约旦牌照移动钱包（Umniah运营）",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://uwallet.jo",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "UWallet payment method import source",
          "url": "https://uwallet.jo",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "middle east",
        "jo",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "约旦",
        "source_country_name_en": "Jordan",
        "source_country_iso": "JO",
        "source_region": "中东",
        "source_name": "UWallet",
        "source_name_en": "UWallet",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://uwallet.jo",
        "source_note": "约旦牌照移动钱包（Umniah运营）",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "jo-uwallet",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "jo-dinarak",
      "name": "Dinarak",
      "aliases": [],
      "website_url": null,
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "Jordan",
              "iso2": "JO"
            }
          ]
        }
      ],
      "introduction": "约旦数字钱包转账缴费",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": null,
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Dinarak payment method import source",
          "url": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "draft",
      "confidence": "low",
      "tags": [
        "middle east",
        "jo",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "约旦",
        "source_country_name_en": "Jordan",
        "source_country_iso": "JO",
        "source_region": "中东",
        "source_name": "Dinarak",
        "source_name_en": "Dinarak",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": null,
        "source_note": "约旦数字钱包转账缴费",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "jo-dinarak",
        "needs_manual_review": true,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status",
          "official_website"
        ]
      }
    },
    {
      "id": "jo-orange-money",
      "name": "Orange Money",
      "aliases": [],
      "website_url": "https://orange.jo",
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "Jordan",
              "iso2": "JO"
            }
          ]
        }
      ],
      "introduction": "Orange电信旗下约旦移动钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://orange.jo",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Orange Money payment method import source",
          "url": "https://orange.jo",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "middle east",
        "jo",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "约旦",
        "source_country_name_en": "Jordan",
        "source_country_iso": "JO",
        "source_region": "中东",
        "source_name": "Orange Money",
        "source_name_en": "Orange Money",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://orange.jo",
        "source_note": "Orange电信旗下约旦移动钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "jo-orange-money",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "jo-efawateercom-madfooatcom",
      "name": "eFAWATEERcom (MadfooatCom)",
      "aliases": [
        "eFAWATEERcom"
      ],
      "website_url": "https://efawateercom.jo",
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "Jordan",
              "iso2": "JO"
            }
          ]
        }
      ],
      "introduction": "约旦官方电子账单与缴费平台",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "政府账单免费",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://efawateercom.jo",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "eFAWATEERcom (MadfooatCom) payment method import source",
          "url": "https://efawateercom.jo",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "middle east",
        "jo",
        "其他",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "约旦",
        "source_country_name_en": "Jordan",
        "source_country_iso": "JO",
        "source_region": "中东",
        "source_name": "eFAWATEERcom",
        "source_name_en": "eFAWATEERcom (MadfooatCom)",
        "source_type": "其他",
        "source_status": "运营中",
        "source_website": "https://efawateercom.jo",
        "source_note": "约旦官方电子账单与缴费平台",
        "source_fee_rate": "政府账单免费",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "jo-efawateercom-madfooatcom",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "lb-whish-money",
      "name": "Whish Money",
      "aliases": [],
      "website_url": "https://whish.money",
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "Lebanon",
              "iso2": "LB"
            }
          ]
        }
      ],
      "introduction": "黎巴嫩主流电子钱包扫码付",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "商户1%-2%（自建站1%）",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://whish.money",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Whish Money payment method import source",
          "url": "https://whish.money",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "middle east",
        "lb",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "黎巴嫩",
        "source_country_name_en": "Lebanon",
        "source_country_iso": "LB",
        "source_region": "中东",
        "source_name": "Whish Money",
        "source_name_en": "Whish Money",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://whish.money",
        "source_note": "黎巴嫩主流电子钱包扫码付",
        "source_fee_rate": "商户1%-2%（自建站1%）",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "lb-whish-money",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "lb-omt-omt-pay",
      "name": "OMT / OMT Pay",
      "aliases": [
        "OMT"
      ],
      "website_url": "https://www.omt.com.lb",
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "Lebanon",
              "iso2": "LB"
            }
          ]
        }
      ],
      "introduction": "黎巴嫩最大现金代收付与西联代理网络",
      "payment_types": [
        "Cash collection"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开（西联取现约2%手续费）",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.omt.com.lb",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "OMT / OMT Pay payment method import source",
          "url": "https://www.omt.com.lb",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "middle east",
        "lb",
        "现金代收点",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "黎巴嫩",
        "source_country_name_en": "Lebanon",
        "source_country_iso": "LB",
        "source_region": "中东",
        "source_name": "OMT",
        "source_name_en": "OMT / OMT Pay",
        "source_type": "现金代收点",
        "source_status": "运营中",
        "source_website": "https://www.omt.com.lb",
        "source_note": "黎巴嫩最大现金代收付与西联代理网络",
        "source_fee_rate": "未公开（西联取现约2%手续费）",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "lb-omt-omt-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "lb-bob-finance",
      "name": "BoB Finance",
      "aliases": [],
      "website_url": null,
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "Lebanon",
              "iso2": "LB"
            }
          ]
        }
      ],
      "introduction": "黎巴嫩西联代理与电子钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": null,
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "BoB Finance payment method import source",
          "url": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "draft",
      "confidence": "low",
      "tags": [
        "middle east",
        "lb",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "黎巴嫩",
        "source_country_name_en": "Lebanon",
        "source_country_iso": "LB",
        "source_region": "中东",
        "source_name": "BoB Finance",
        "source_name_en": "BoB Finance",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中(区域受限)",
        "source_website": null,
        "source_note": "黎巴嫩西联代理与电子钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "lb-bob-finance",
        "needs_manual_review": true,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status",
          "official_website"
        ]
      }
    },
    {
      "id": "lb-purpl",
      "name": "Purpl",
      "aliases": [],
      "website_url": null,
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "Lebanon",
              "iso2": "LB"
            }
          ]
        }
      ],
      "introduction": "零手续费美元取现数字钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "零取现费",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": null,
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Purpl payment method import source",
          "url": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "draft",
      "confidence": "low",
      "tags": [
        "middle east",
        "lb",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "黎巴嫩",
        "source_country_name_en": "Lebanon",
        "source_country_iso": "LB",
        "source_region": "中东",
        "source_name": "Purpl",
        "source_name_en": "Purpl",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": null,
        "source_note": "零手续费美元取现数字钱包",
        "source_fee_rate": "零取现费",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "lb-purpl",
        "needs_manual_review": true,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status",
          "official_website"
        ]
      }
    },
    {
      "id": "iq-qi-card-international-smart-card",
      "name": "Qi Card (International Smart Card)",
      "aliases": [
        "Qi Card"
      ],
      "website_url": "https://qi.iq",
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "Iraq",
              "iso2": "IQ"
            }
          ]
        }
      ],
      "introduction": "伊拉克国家级借记/银行卡（超千万卡）",
      "payment_types": [
        "Card acquiring"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://qi.iq",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Qi Card (International Smart Card) payment method import source",
          "url": "https://qi.iq",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "middle east",
        "iq",
        "本地卡组织",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "伊拉克",
        "source_country_name_en": "Iraq",
        "source_country_iso": "IQ",
        "source_region": "中东",
        "source_name": "Qi Card",
        "source_name_en": "Qi Card (International Smart Card)",
        "source_type": "本地卡组织",
        "source_status": "运营中",
        "source_website": "https://qi.iq",
        "source_note": "伊拉克国家级借记/银行卡（超千万卡）",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "iq-qi-card-international-smart-card",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "iq-zaincash",
      "name": "ZainCash",
      "aliases": [],
      "website_url": "https://zaincash.iq",
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "Iraq",
              "iso2": "IQ"
            }
          ]
        }
      ],
      "introduction": "伊拉克主流移动钱包扫码付",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "转账0.25%/取现0.7%",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://zaincash.iq",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "ZainCash payment method import source",
          "url": "https://zaincash.iq",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "middle east",
        "iq",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "伊拉克",
        "source_country_name_en": "Iraq",
        "source_country_iso": "IQ",
        "source_region": "中东",
        "source_name": "ZainCash",
        "source_name_en": "ZainCash",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://zaincash.iq",
        "source_note": "伊拉克主流移动钱包扫码付",
        "source_fee_rate": "转账0.25%/取现0.7%",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "iq-zaincash",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "iq-first-iraqi-bank-fib",
      "name": "First Iraqi Bank (FIB)",
      "aliases": [
        "FIB"
      ],
      "website_url": "https://fib.iq",
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "Iraq",
              "iso2": "IQ"
            }
          ]
        }
      ],
      "introduction": "伊拉克首家全数字银行",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://fib.iq",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "First Iraqi Bank (FIB) payment method import source",
          "url": "https://fib.iq",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "middle east",
        "iq",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "伊拉克",
        "source_country_name_en": "Iraq",
        "source_country_iso": "IQ",
        "source_region": "中东",
        "source_name": "FIB",
        "source_name_en": "First Iraqi Bank (FIB)",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://fib.iq",
        "source_note": "伊拉克首家全数字银行",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "iq-first-iraqi-bank-fib",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "iq-fastpay",
      "name": "FastPay",
      "aliases": [],
      "website_url": "https://fastpay.iq",
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "Iraq",
              "iso2": "IQ"
            }
          ]
        }
      ],
      "introduction": "伊拉克数字汇款与移动钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://fastpay.iq",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "FastPay payment method import source",
          "url": "https://fastpay.iq",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "middle east",
        "iq",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "伊拉克",
        "source_country_name_en": "Iraq",
        "source_country_iso": "IQ",
        "source_region": "中东",
        "source_name": "FastPay",
        "source_name_en": "FastPay",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://fastpay.iq",
        "source_note": "伊拉克数字汇款与移动钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "iq-fastpay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "iq-asiahawala",
      "name": "AsiaHawala",
      "aliases": [],
      "website_url": null,
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "Iraq",
              "iso2": "IQ"
            }
          ]
        }
      ],
      "introduction": "伊拉克数字汇款平台",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": null,
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "AsiaHawala payment method import source",
          "url": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "draft",
      "confidence": "low",
      "tags": [
        "middle east",
        "iq",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "伊拉克",
        "source_country_name_en": "Iraq",
        "source_country_iso": "IQ",
        "source_region": "中东",
        "source_name": "AsiaHawala",
        "source_name_en": "AsiaHawala",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": null,
        "source_note": "伊拉克数字汇款平台",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "iq-asiahawala",
        "needs_manual_review": true,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status",
          "official_website"
        ]
      }
    },
    {
      "id": "om-thawani",
      "name": "Thawani",
      "aliases": [],
      "website_url": "https://www.thawani.om",
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "Oman",
              "iso2": "OM"
            }
          ]
        }
      ],
      "introduction": "阿曼本土数字钱包与支付网关",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.thawani.om",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Thawani payment method import source",
          "url": "https://www.thawani.om",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "middle east",
        "om",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "阿曼",
        "source_country_name_en": "Oman",
        "source_country_iso": "OM",
        "source_region": "中东",
        "source_name": "Thawani",
        "source_name_en": "Thawani",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.thawani.om",
        "source_note": "阿曼本土数字钱包与支付网关",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "om-thawani",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "om-omannet",
      "name": "OmanNet",
      "aliases": [],
      "website_url": null,
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "Oman",
              "iso2": "OM"
            }
          ]
        }
      ],
      "introduction": "阿曼央行借记卡清算网络",
      "payment_types": [
        "Card acquiring"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": null,
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "OmanNet payment method import source",
          "url": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "draft",
      "confidence": "low",
      "tags": [
        "middle east",
        "om",
        "本地卡组织",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "阿曼",
        "source_country_name_en": "Oman",
        "source_country_iso": "OM",
        "source_region": "中东",
        "source_name": "OmanNet",
        "source_name_en": "OmanNet",
        "source_type": "本地卡组织",
        "source_status": "运营中",
        "source_website": null,
        "source_note": "阿曼央行借记卡清算网络",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "om-omannet",
        "needs_manual_review": true,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status",
          "official_website"
        ]
      }
    },
    {
      "id": "om-bank-muscat-mbanking",
      "name": "Bank Muscat mBanking",
      "aliases": [
        "Bank Muscat手机银行"
      ],
      "website_url": "https://www.bankmuscat.com",
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "Oman",
              "iso2": "OM"
            }
          ]
        }
      ],
      "introduction": "阿曼最大银行手机银行",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.bankmuscat.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Bank Muscat mBanking payment method import source",
          "url": "https://www.bankmuscat.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "middle east",
        "om",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "阿曼",
        "source_country_name_en": "Oman",
        "source_country_iso": "OM",
        "source_region": "中东",
        "source_name": "Bank Muscat手机银行",
        "source_name_en": "Bank Muscat mBanking",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.bankmuscat.com",
        "source_note": "阿曼最大银行手机银行",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "om-bank-muscat-mbanking",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "om-pay",
      "name": "pay+",
      "aliases": [],
      "website_url": "https://www.payplus.om",
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "Oman",
              "iso2": "OM"
            }
          ]
        }
      ],
      "introduction": "Ooredoo与NBO联合移动钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.payplus.om",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "pay+ payment method import source",
          "url": "https://www.payplus.om",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "middle east",
        "om",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "阿曼",
        "source_country_name_en": "Oman",
        "source_country_iso": "OM",
        "source_region": "中东",
        "source_name": "pay+",
        "source_name_en": "pay+",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.payplus.om",
        "source_note": "Ooredoo与NBO联合移动钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "om-pay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "om-ooredoo-money",
      "name": "Ooredoo Money",
      "aliases": [],
      "website_url": null,
      "regions": [
        {
          "region": "Middle East",
          "countries": [
            {
              "name": "Oman",
              "iso2": "OM"
            }
          ]
        }
      ],
      "introduction": "阿曼电信运营商移动钱包",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": null,
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Ooredoo Money payment method import source",
          "url": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "draft",
      "confidence": "low",
      "tags": [
        "middle east",
        "om",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "阿曼",
        "source_country_name_en": "Oman",
        "source_country_iso": "OM",
        "source_region": "中东",
        "source_name": "Ooredoo Money",
        "source_name_en": "Ooredoo Money",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中(区域受限)",
        "source_website": null,
        "source_note": "阿曼电信运营商移动钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "om-ooredoo-money",
        "needs_manual_review": true,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status",
          "official_website"
        ]
      }
    },
    {
      "id": "ro-netopia-payments-mobilpay-wallet",
      "name": "Netopia Payments / mobilPay Wallet",
      "aliases": [
        "Netopia / mobilPay"
      ],
      "website_url": "https://www.netopia-payments.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Romania",
              "iso2": "RO"
            }
          ]
        }
      ],
      "introduction": "罗马尼亚最大本土收单与电子钱包",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "未公开",
      "settlement_note": "T+1(通常)",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.netopia-payments.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Netopia Payments / mobilPay Wallet payment method import source",
          "url": "https://www.netopia-payments.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "ro",
        "聚合支付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "罗马尼亚",
        "source_country_name_en": "Romania",
        "source_country_iso": "RO",
        "source_region": "欧洲",
        "source_name": "Netopia / mobilPay",
        "source_name_en": "Netopia Payments / mobilPay Wallet",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://www.netopia-payments.com",
        "source_note": "罗马尼亚最大本土收单与电子钱包",
        "source_fee_rate": "未公开",
        "source_settlement": "T+1(通常)",
        "supports_china": "部分(需特定资质)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "ro-netopia-payments-mobilpay-wallet",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ro-revolut",
      "name": "Revolut",
      "aliases": [],
      "website_url": "https://www.revolut.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Romania",
              "iso2": "RO"
            }
          ]
        }
      ],
      "introduction": "欧洲数字银行/钱包（罗马尼亚普及）",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.revolut.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Revolut payment method import source",
          "url": "https://www.revolut.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "ro",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "罗马尼亚",
        "source_country_name_en": "Romania",
        "source_country_iso": "RO",
        "source_region": "欧洲",
        "source_name": "Revolut",
        "source_name_en": "Revolut",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.revolut.com",
        "source_note": "欧洲数字银行/钱包（罗马尼亚普及）",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "待核实",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "ro-revolut",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ro-payu-romania",
      "name": "PayU Romania",
      "aliases": [
        "PayU罗马尼亚"
      ],
      "website_url": "https://www.payu.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Romania",
              "iso2": "RO"
            }
          ]
        }
      ],
      "introduction": "全球收单罗马尼亚站",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.payu.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PayU Romania payment method import source",
          "url": "https://www.payu.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "ro",
        "聚合支付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "罗马尼亚",
        "source_country_name_en": "Romania",
        "source_country_iso": "RO",
        "source_region": "欧洲",
        "source_name": "PayU罗马尼亚",
        "source_name_en": "PayU Romania",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://www.payu.com",
        "source_note": "全球收单罗马尼亚站",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "部分(需特定资质)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "ro-payu-romania",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ro-paypo",
      "name": "PayPo",
      "aliases": [],
      "website_url": "https://paypo.pl",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Romania",
              "iso2": "RO"
            }
          ]
        }
      ],
      "introduction": "波兰BNPL已入罗马尼亚市场",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://paypo.pl",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "PayPo payment method import source",
          "url": "https://paypo.pl",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "ro",
        "BNPL先买后付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "罗马尼亚",
        "source_country_name_en": "Romania",
        "source_country_iso": "RO",
        "source_region": "欧洲",
        "source_name": "PayPo",
        "source_name_en": "PayPo",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://paypo.pl",
        "source_note": "波兰BNPL已入罗马尼亚市场",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "中",
        "seo_slug": "ro-paypo",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ro-mywallet-emag",
      "name": "MyWallet (eMAG)",
      "aliases": [
        "MyWallet"
      ],
      "website_url": null,
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Romania",
              "iso2": "RO"
            }
          ]
        }
      ],
      "introduction": "eMAG平台分期付工具",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": null,
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "MyWallet (eMAG) payment method import source",
          "url": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "draft",
      "confidence": "low",
      "tags": [
        "europe",
        "ro",
        "BNPL先买后付",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "罗马尼亚",
        "source_country_name_en": "Romania",
        "source_country_iso": "RO",
        "source_region": "欧洲",
        "source_name": "MyWallet",
        "source_name_en": "MyWallet (eMAG)",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": null,
        "source_note": "eMAG平台分期付工具",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "仅本地",
        "seo_slug": "ro-mywallet-emag",
        "needs_manual_review": true,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status",
          "official_website"
        ]
      }
    },
    {
      "id": "ro-bt-pay-banca-transilvania",
      "name": "BT Pay (Banca Transilvania)",
      "aliases": [
        "BT Pay"
      ],
      "website_url": null,
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Romania",
              "iso2": "RO"
            }
          ]
        }
      ],
      "introduction": "罗马尼亚最大银行手机银行",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": null,
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "BT Pay (Banca Transilvania) payment method import source",
          "url": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "draft",
      "confidence": "low",
      "tags": [
        "europe",
        "ro",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "罗马尼亚",
        "source_country_name_en": "Romania",
        "source_country_iso": "RO",
        "source_region": "欧洲",
        "source_name": "BT Pay",
        "source_name_en": "BT Pay (Banca Transilvania)",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": null,
        "source_note": "罗马尼亚最大银行手机银行",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "ro-bt-pay-banca-transilvania",
        "needs_manual_review": true,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status",
          "official_website"
        ]
      }
    },
    {
      "id": "hu-simplepay-otp",
      "name": "SimplePay (OTP)",
      "aliases": [
        "SimplePay"
      ],
      "website_url": "https://simplepay.hu",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Hungary",
              "iso2": "HU"
            }
          ]
        }
      ],
      "introduction": "匈牙利主流线上支付与收单（OTP旗下）",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "约0.7%-1.6%（按交易量）",
      "settlement_note": "T+1（同OTP账户当日）",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://simplepay.hu",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "SimplePay (OTP) payment method import source",
          "url": "https://simplepay.hu",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "hu",
        "聚合支付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "匈牙利",
        "source_country_name_en": "Hungary",
        "source_country_iso": "HU",
        "source_region": "欧洲",
        "source_name": "SimplePay",
        "source_name_en": "SimplePay (OTP)",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://simplepay.hu",
        "source_note": "匈牙利主流线上支付与收单（OTP旗下）",
        "source_fee_rate": "约0.7%-1.6%（按交易量）",
        "source_settlement": "T+1（同OTP账户当日）",
        "supports_china": "否(仅本地)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "hu-simplepay-otp",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "hu-barion",
      "name": "Barion",
      "aliases": [],
      "website_url": "https://www.barion.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Hungary",
              "iso2": "HU"
            }
          ]
        }
      ],
      "introduction": "匈牙利本土电子钱包与收单",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.barion.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Barion payment method import source",
          "url": "https://www.barion.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "hu",
        "电子钱包/移动钱包",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "匈牙利",
        "source_country_name_en": "Hungary",
        "source_country_iso": "HU",
        "source_region": "欧洲",
        "source_name": "Barion",
        "source_name_en": "Barion",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://www.barion.com",
        "source_note": "匈牙利本土电子钱包与收单",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "中",
        "seo_slug": "hu-barion",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "hu-otp-bank",
      "name": "OTP Bank",
      "aliases": [],
      "website_url": "https://www.otpbank.hu",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Hungary",
              "iso2": "HU"
            }
          ]
        }
      ],
      "introduction": "匈牙利最大零售银行",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.otpbank.hu",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "OTP Bank payment method import source",
          "url": "https://www.otpbank.hu",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "hu",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "匈牙利",
        "source_country_name_en": "Hungary",
        "source_country_iso": "HU",
        "source_region": "欧洲",
        "source_name": "OTP Bank",
        "source_name_en": "OTP Bank",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.otpbank.hu",
        "source_note": "匈牙利最大零售银行",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "hu-otp-bank",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "hu-qvik-afr",
      "name": "qvik (AFR)",
      "aliases": [
        "qvik"
      ],
      "website_url": "https://mnb.hu/qvik",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Hungary",
              "iso2": "HU"
            }
          ]
        }
      ],
      "introduction": "匈牙利央行即时支付（扫码/NFC/深链）",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "消费者免费",
      "settlement_note": "实时/即时（5秒内）",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://mnb.hu/qvik",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "qvik (AFR) payment method import source",
          "url": "https://mnb.hu/qvik",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "hu",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "匈牙利",
        "source_country_name_en": "Hungary",
        "source_country_iso": "HU",
        "source_region": "欧洲",
        "source_name": "qvik",
        "source_name_en": "qvik (AFR)",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://mnb.hu/qvik",
        "source_note": "匈牙利央行即时支付（扫码/NFC/深链）",
        "source_fee_rate": "消费者免费",
        "source_settlement": "实时/即时（5秒内）",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "hu-qvik-afr",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "hu-k-h-bank",
      "name": "K&H Bank",
      "aliases": [],
      "website_url": "https://www.kh.hu",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Hungary",
              "iso2": "HU"
            }
          ]
        }
      ],
      "introduction": "KBC集团旗下匈牙利银行",
      "payment_types": [
        "Instant payment",
        "Bank transfer"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.kh.hu",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "K&H Bank payment method import source",
          "url": "https://www.kh.hu",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "hu",
        "银行实时转账",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "匈牙利",
        "source_country_name_en": "Hungary",
        "source_country_iso": "HU",
        "source_region": "欧洲",
        "source_name": "K&H Bank",
        "source_name_en": "K&H Bank",
        "source_type": "银行实时转账",
        "source_status": "运营中",
        "source_website": "https://www.kh.hu",
        "source_note": "KBC集团旗下匈牙利银行",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "hu-k-h-bank",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "hu-klarna",
      "name": "Klarna",
      "aliases": [],
      "website_url": "https://www.klarna.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Hungary",
              "iso2": "HU"
            }
          ]
        }
      ],
      "introduction": "全球BNPL已进入匈牙利",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "C端个人"
      ],
      "fee_note": "未公开",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.klarna.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Klarna payment method import source",
          "url": "https://www.klarna.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "hu",
        "BNPL先买后付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "匈牙利",
        "source_country_name_en": "Hungary",
        "source_country_iso": "HU",
        "source_region": "欧洲",
        "source_name": "Klarna",
        "source_name_en": "Klarna",
        "source_type": "BNPL先买后付",
        "source_status": "运营中",
        "source_website": "https://www.klarna.com",
        "source_note": "全球BNPL已进入匈牙利",
        "source_fee_rate": "未公开",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "C端个人",
        "access_threshold": "中",
        "seo_slug": "hu-klarna",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ua-privat24",
      "name": "Privat24",
      "aliases": [],
      "website_url": "https://privat24.ua",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Ukraine",
              "iso2": "UA"
            }
          ]
        }
      ],
      "introduction": "乌克兰最普及银行App与支付",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://privat24.ua",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Privat24 payment method import source",
          "url": "https://privat24.ua",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "ua",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "乌克兰",
        "source_country_name_en": "Ukraine",
        "source_country_iso": "UA",
        "source_region": "欧洲",
        "source_name": "Privat24",
        "source_name_en": "Privat24",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://privat24.ua",
        "source_note": "乌克兰最普及银行App与支付",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "ua-privat24",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ua-monobank",
      "name": "Monobank",
      "aliases": [],
      "website_url": "https://monobank.ua",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Ukraine",
              "iso2": "UA"
            }
          ]
        }
      ],
      "introduction": "乌克兰领先数字银行",
      "payment_types": [
        "Wallet"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://monobank.ua",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Monobank payment method import source",
          "url": "https://monobank.ua",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "ua",
        "电子钱包/移动钱包",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "乌克兰",
        "source_country_name_en": "Ukraine",
        "source_country_iso": "UA",
        "source_region": "欧洲",
        "source_name": "Monobank",
        "source_name_en": "Monobank",
        "source_type": "电子钱包/移动钱包",
        "source_status": "运营中",
        "source_website": "https://monobank.ua",
        "source_note": "乌克兰领先数字银行",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "ua-monobank",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ua-liqpay",
      "name": "LiqPay",
      "aliases": [],
      "website_url": "https://liqpay.ua",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Ukraine",
              "iso2": "UA"
            }
          ]
        }
      ],
      "introduction": "PrivatBank旗下支付网关",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "未公开",
      "settlement_note": "T+1(通常)",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://liqpay.ua",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "LiqPay payment method import source",
          "url": "https://liqpay.ua",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "ua",
        "聚合支付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "乌克兰",
        "source_country_name_en": "Ukraine",
        "source_country_iso": "UA",
        "source_region": "欧洲",
        "source_name": "LiqPay",
        "source_name_en": "LiqPay",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://liqpay.ua",
        "source_note": "PrivatBank旗下支付网关",
        "source_fee_rate": "未公开",
        "source_settlement": "T+1(通常)",
        "supports_china": "否(仅本地)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "ua-liqpay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ua-wayforpay",
      "name": "WayForPay",
      "aliases": [],
      "website_url": "https://wayforpay.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Ukraine",
              "iso2": "UA"
            }
          ]
        }
      ],
      "introduction": "乌克兰本地支付平台",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "约2%（成功交易）",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://wayforpay.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "WayForPay payment method import source",
          "url": "https://wayforpay.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "ua",
        "聚合支付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "乌克兰",
        "source_country_name_en": "Ukraine",
        "source_country_iso": "UA",
        "source_region": "欧洲",
        "source_name": "WayForPay",
        "source_name_en": "WayForPay",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://wayforpay.com",
        "source_note": "乌克兰本地支付平台",
        "source_fee_rate": "约2%（成功交易）",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "ua-wayforpay",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ua-portmone",
      "name": "Portmone",
      "aliases": [],
      "website_url": "https://www.portmone.com.ua",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Ukraine",
              "iso2": "UA"
            }
          ]
        }
      ],
      "introduction": "乌克兰老牌在线支付",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "未公开（≤2.6%）",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://www.portmone.com.ua",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Portmone payment method import source",
          "url": "https://www.portmone.com.ua",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "ua",
        "聚合支付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "乌克兰",
        "source_country_name_en": "Ukraine",
        "source_country_iso": "UA",
        "source_region": "欧洲",
        "source_name": "Portmone",
        "source_name_en": "Portmone",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://www.portmone.com.ua",
        "source_note": "乌克兰老牌在线支付",
        "source_fee_rate": "未公开（≤2.6%）",
        "source_settlement": "未公开",
        "supports_china": "否(仅本地)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "ua-portmone",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ua-fondy",
      "name": "Fondy",
      "aliases": [],
      "website_url": "https://fondy.com",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Ukraine",
              "iso2": "UA"
            }
          ]
        }
      ],
      "introduction": "国际支付平台乌克兰站",
      "payment_types": [
        "Other"
      ],
      "business_use_cases": [
        "商户+B端"
      ],
      "fee_note": "约2.2%",
      "settlement_note": "未公开",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://fondy.com",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Fondy payment method import source",
          "url": "https://fondy.com",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "ua",
        "聚合支付",
        "中"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "乌克兰",
        "source_country_name_en": "Ukraine",
        "source_country_iso": "UA",
        "source_region": "欧洲",
        "source_name": "Fondy",
        "source_name_en": "Fondy",
        "source_type": "聚合支付",
        "source_status": "运营中",
        "source_website": "https://fondy.com",
        "source_note": "国际支付平台乌克兰站",
        "source_fee_rate": "约2.2%",
        "source_settlement": "未公开",
        "supports_china": "部分(需特定资质)",
        "target_users": "商户+B端",
        "access_threshold": "中",
        "seo_slug": "ua-fondy",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    },
    {
      "id": "ua-prostir",
      "name": "Prostir",
      "aliases": [],
      "website_url": "https://prostir.gov.ua",
      "regions": [
        {
          "region": "Europe",
          "countries": [
            {
              "name": "Ukraine",
              "iso2": "UA"
            }
          ]
        }
      ],
      "introduction": "乌克兰国家银行卡支付系统",
      "payment_types": [
        "Card acquiring"
      ],
      "business_use_cases": [
        "两者兼有"
      ],
      "fee_note": "未公开",
      "settlement_note": "实时/即时",
      "contact": {
        "public_status": "unknown",
        "contact_url": "https://prostir.gov.ua",
        "email": null,
        "phone": null,
        "person_name": null,
        "note": "Source data did not include a named contact or verified public contact channel."
      },
      "sources": [
        {
          "title": "Prostir payment method import source",
          "url": "https://prostir.gov.ua",
          "publisher": "WorkBuddy structured import",
          "accessed_at": "2026-08-13",
          "source_type": "other"
        }
      ],
      "updated_at": "2026-08-13",
      "status": "reviewed",
      "confidence": "medium",
      "tags": [
        "europe",
        "ua",
        "本地卡组织",
        "仅本地"
      ],
      "ext": {
        "record_type": "country_payment_method",
        "source_dataset": "WorkBuddy payment_data.json",
        "source_file": "file:///Users/narkuhe/WorkBuddy/2026-08-13-13-44-46/payment-data/payment_data.json",
        "source_country_name": "乌克兰",
        "source_country_name_en": "Ukraine",
        "source_country_iso": "UA",
        "source_region": "欧洲",
        "source_name": "Prostir",
        "source_name_en": "Prostir",
        "source_type": "本地卡组织",
        "source_status": "运营中",
        "source_website": "https://prostir.gov.ua",
        "source_note": "乌克兰国家银行卡支付系统",
        "source_fee_rate": "未公开",
        "source_settlement": "实时/即时",
        "supports_china": "否(仅本地)",
        "target_users": "两者兼有",
        "access_threshold": "仅本地",
        "seo_slug": "ua-prostir",
        "needs_manual_review": false,
        "missing_fields": [
          "contact_person_name",
          "contact_email",
          "contact_phone",
          "contact_public_status_verified",
          "single_item_source_url",
          "long_introduction",
          "manual_seo_slug",
          "single_item_updated_at",
          "advertising_or_partnership_status"
        ]
      }
    }
  ]
}
