{ "version": "0.1.0-public", "updated_at": "2026-08-23", "generatedAt": "2026-08-23", "updateFrequency": "monthly", "items": [ { "id": "compare-1link-pakistan", "kind": "payment_provider", "name": "1LINK (Pakistan)", "aliases": [], "website_url": "https://1link.net.pk", "detail_url": "https://1link.net.pk", "countries": [ "巴基斯坦" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "1LINK (Pakistan) 是一家区域型支付服务商，覆盖巴基斯坦，支持即时出款。结算安排需向服务商确认。" }, { "id": "compare-1voucher", "kind": "payment_channel", "name": "1Voucher", "aliases": [], "website_url": "https://www.1voucher.co.za", "detail_url": "/payment-channels/za-1voucher/", "countries": [ "South Africa" ], "regions": [ "非洲" ], "payment_types": [ "现金收款" ], "services": [], "use_cases": [ "C端个人(无银行账户)" ], "subject_requirement": "否", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "现金用户数字代金券充值网络" }, { "id": "compare-2c2p", "kind": "payment_provider", "name": "2C2P", "aliases": [], "website_url": "https://2c2p.com", "detail_url": "https://2c2p.com", "countries": [ "Hong Kong, Indonesia, Malaysia, Philippines, Singapore, Thailand, Vietnam" ], "regions": [ "Asia Pacific, Southeast Asia" ], "payment_types": [ "Asia Pacific PSP, payment gateway" ], "services": [ "Cards", "Digital wallets", "BNPL", "Bank transfer", "OTC cash", "Multi-currency pricing", "SoftPOS" ], "use_cases": [ "东南亚电商/出海" ], "subject_requirement": "部分(已并入蚂蚁Antom,服务出海)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "2C2P 是面向亚太商户的支付服务商，提供线上、线下、移动端、银行卡、本地钱包、BNPL、OTC 等支付受理能力。" }, { "id": "compare-2checkout-verifone", "kind": "payment_provider", "name": "2Checkout (Verifone)", "aliases": [ "2Checkout" ], "website_url": "https://www.2checkout.com", "detail_url": "https://www.2checkout.com", "countries": [ "全球" ], "regions": [ "北美洲" ], "payment_types": [ "四方支付/聚合" ], "services": [ "全球支付平台", "数字商品销售" ], "use_cases": [ "SaaS/订阅" ], "subject_requirement": "是", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+2/T+3", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Verifone旗下" }, { "id": "compare-7-eleven-mexico", "kind": "payment_channel", "name": "7-Eleven México", "aliases": [], "website_url": "https://www.7-eleven.com.mx", "detail_url": "/payment-channels/mx-7-eleven-mexico/", "countries": [ "Mexico" ], "regions": [ "北美洲" ], "payment_types": [ "现金收款" ], "services": [], "use_cases": [ "C端个人", "无银行账户" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "便利店现金代收点，服务无银行账户人群" }, { "id": "compare-99bill", "kind": "payment_provider", "name": "99Bill", "aliases": [ "快钱" ], "website_url": "https://www.99bill.com", "detail_url": "https://www.99bill.com", "countries": [ "全国" ], "regions": [ "China" ], "payment_types": [ "三方支付/收单" ], "services": [ "收单", "网关", "企业支付" ], "use_cases": [ "企业/行业客户" ], "subject_requirement": "是", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "老牌第三方支付，现属万达体系" }, { "id": "compare-a-place-in-the-sun-currency", "kind": "payment_provider", "name": "A Place in the Sun Currency", "aliases": [], "website_url": "https://aplaceinthesuncurrency.com", "detail_url": "https://aplaceinthesuncurrency.com", "countries": [ "阿联酋 | 奥地利 | 澳大利亚 | 比利时 | 加拿大 | 瑞士 | 塞浦路斯 | 德国 | 西班牙 | 芬兰 | 法国 | 英国 | 希腊 | 爱尔兰 | 意大利 | 卢森堡 | 荷兰 | 挪威 | 新西兰 | 葡萄牙 | 瑞典 | 美国 | 南非" ], "regions": [ "europe" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "A Place in the Sun Currency 是一家区域型支付服务商，覆盖阿联酋、奥地利、澳大利亚、比利时、加拿大、瑞士等，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-a-b-money", "kind": "payment_provider", "name": "A&B Money", "aliases": [], "website_url": "https://abmoneyplus.com", "detail_url": "https://abmoneyplus.com", "countries": [ "英国" ], "regions": [ "europe" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "A&B Money 是一家区域型支付服务商，覆盖英国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-a-pay", "kind": "payment_provider", "name": "A-Pay", "aliases": [], "website_url": "https://a-pay.one", "detail_url": "https://a-pay.one", "countries": [ "阿根廷 | 孟加拉国 | 厄瓜多尔 | 埃及 | 埃塞俄比亚 | 印度 | 肯尼亚 | 柬埔寨 | 斯里兰卡 | 缅甸 | 尼泊尔 | 秘鲁 | 巴基斯坦" ], "regions": [ "africa, asia, europe, latin-america, middle-east, southeast-asia" ], "payment_types": [ "high-risk, regional" ], "services": [ "加密货币", "订阅", "周期扣款", "信用卡", "借记卡", "银行转账", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "A-Pay 是一家高风险行业支付服务商，覆盖阿根廷、孟加拉国、厄瓜多尔、埃及、埃塞俄比亚、印度等，支持加密货币、订阅/周期扣款、信用卡/借记卡、银行转账、电子钱包。结算：1–2个工作日。" }, { "id": "compare-aamarpay", "kind": "payment_provider", "name": "AamarPay", "aliases": [], "website_url": "https://aamarpay.com", "detail_url": "https://aamarpay.com", "countries": [ "孟加拉国" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡", "移动支付", "二维码支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "2–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "AamarPay 是一家区域型支付服务商，覆盖孟加拉国，支持信用卡/借记卡、移动支付、二维码支付。结算：2–3个工作日。" }, { "id": "compare-aani", "kind": "payment_channel", "name": "Aani", "aliases": [], "website_url": "https://www.cbuae.gov.ae", "detail_url": "/payment-channels/ae-aani/", "countries": [ "United Arab Emirates" ], "regions": [ "中东" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "阿联酋央行即时支付系统(IPS)" }, { "id": "compare-aba-pay", "kind": "payment_channel", "name": "ABA Pay", "aliases": [], "website_url": "https://www.ababank.com", "detail_url": "/payment-channels/kh-aba-pay/", "countries": [ "Cambodia" ], "regions": [ "亚洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "ABA银行钱包，市占领先" }, { "id": "compare-abitab", "kind": "payment_channel", "name": "Abitab", "aliases": [], "website_url": "https://www.abitab.com.uy", "detail_url": "/payment-channels/uy-abitab/", "countries": [ "Uruguay" ], "regions": [ "拉丁美洲" ], "payment_types": [ "现金收款" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "千家网点现金代收" }, { "id": "compare-abn-amro", "kind": "payment_provider", "name": "ABN AMRO", "aliases": [], "website_url": "https://abnamro.com", "detail_url": "https://abnamro.com", "countries": [ "荷兰" ], "regions": [ "europe" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡", "电子钱包", "现金", "代金券" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "ABN AMRO 是一家区域型支付服务商，覆盖荷兰，支持信用卡/借记卡、电子钱包、现金/代金券。 not publicly listed.。结算安排需向服务商确认。" }, { "id": "compare-accesspay", "kind": "payment_provider", "name": "AccessPay", "aliases": [], "website_url": "https://accesspay.com", "detail_url": "https://accesspay.com", "countries": [ "英国" ], "regions": [ "europe" ], "payment_types": [ "baas, traditional" ], "services": [ "银行即服务(BaaS)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（BaaS，需技术对接）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "AccessPay 是一家银行即服务(BaaS)服务商，覆盖英国，支持银行即服务(BaaS)。 no per-transaction fees. Pricing based on transaction volume bands, bank connections, payment schemes and users.。结算安排需向服务商确认。" }, { "id": "compare-aci-worldwide", "kind": "payment_provider", "name": "ACI Worldwide", "aliases": [], "website_url": "https://aciworldwide.com", "detail_url": "https://aciworldwide.com", "countries": [ "全球" ], "regions": [ "africa, asia, europe, latin-america, middle-east, north-america, oceania" ], "payment_types": [ "traditional" ], "services": [ "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "ACI Worldwide 是一家传统收单/支付服务商，覆盖全球，支持即时出款。结算安排需向服务商确认。" }, { "id": "compare-acima", "kind": "payment_provider", "name": "Acima", "aliases": [], "website_url": "https://merchantintegrations.acima.com", "detail_url": "https://merchantintegrations.acima.com", "countries": [ "波多黎各 | 美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "先买后付(BNPL)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "1–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Acima 是一家传统收单/支付服务商，覆盖波多黎各、美国，支持订阅/周期扣款、先买后付(BNPL)。结算：1–3个工作日。" }, { "id": "compare-acleda-bank", "kind": "payment_channel", "name": "ACLEDA Bank", "aliases": [], "website_url": "https://www.acleda.com", "detail_url": "/payment-channels/kh-acleda-bank/", "countries": [ "Cambodia" ], "regions": [ "亚洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "T+1", "fee": "未公开", "intro": "本地大行，农村覆盖广" }, { "id": "compare-addi", "kind": "payment_channel", "name": "Addi", "aliases": [], "website_url": "https://www.addi.com.co", "detail_url": "/payment-channels/co-addi/", "countries": [ "Colombia" ], "regions": [ "拉丁美洲" ], "payment_types": [ "先买后付（BNPL）" ], "services": [], "use_cases": [ "商户+B端（C端消费分期）" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开", "intro": "本地BNPL龙头，3.3万商户" }, { "id": "compare-aduno", "kind": "payment_provider", "name": "Aduno", "aliases": [], "website_url": "https://aduno.ch", "detail_url": "https://aduno.ch", "countries": [ "瑞士 | 列支敦士登" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Aduno 是一家传统收单/支付服务商，覆盖瑞士、列支敦士登，支持POS收单。结算安排需向服务商确认。" }, { "id": "compare-advcash-now-volet-com", "kind": "payment_provider", "name": "AdvCash (now Volet.com)", "aliases": [], "website_url": "https://advcash.com", "detail_url": "https://advcash.com", "countries": [ "全球" ], "regions": [ "africa, asia, europe, latin-america, middle-east, north-america, southeast-asia" ], "payment_types": [ "crypto, high-risk" ], "services": [ "加密货币", "即时出款", "信用卡", "借记卡", "银行转账", "电子钱包", "现金", "代金券", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "视情况而定", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "AdvCash (now Volet.com) 是一家加密货币支付服务商，覆盖全球，支持加密货币、即时出款、信用卡/借记卡、银行转账、电子钱包、现金/代金券。结算：视情况而定。" }, { "id": "compare-adyen", "kind": "payment_provider", "name": "Adyen", "aliases": [], "website_url": "https://www.adyen.com", "detail_url": "https://www.adyen.com", "countries": [ "近100国/180+币种" ], "regions": [ "全球" ], "payment_types": [ "三方支付/收单" ], "services": [ "全渠道收单", "本地支付", "风控" ], "use_cases": [ "大型企业/品牌商户" ], "subject_requirement": "部分(需境外主体,无中国大陆直接收单)", "access_threshold": "较高，通常需要本地主体或资质", "settlement": "T+2/T+3", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "上市企业级收单，服务全球大型品牌" }, { "id": "compare-aera-payment-identification", "kind": "payment_provider", "name": "Aera Payment & Identification", "aliases": [], "website_url": "https://aera.id", "detail_url": "https://aera.id", "countries": [ "比利时 | 法国 | 卢森堡 | 荷兰 | 挪威 | 瑞典" ], "regions": [ "europe" ], "payment_types": [ "baas, regional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Aera Payment & Identification 是一家银行即服务(BaaS)服务商，覆盖比利时、法国、卢森堡、荷兰、挪威、瑞典，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-aeropay", "kind": "payment_provider", "name": "Aeropay", "aliases": [], "website_url": "https://aeropay.com", "detail_url": "https://aeropay.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "即时出款", "信用卡", "借记卡", "银行转账", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Aeropay 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款、即时出款、信用卡/借记卡、银行转账、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-aether-financial-services", "kind": "payment_provider", "name": "Aether Financial Services", "aliases": [], "website_url": "https://aetherfs.com", "detail_url": "https://aetherfs.com", "countries": [ "西班牙 | 法国 | 英国 | 意大利" ], "regions": [ "africa, europe, middle-east" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Aether Financial Services 是一家区域型支付服务商，覆盖西班牙、法国、英国、意大利，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-affinipay-8am", "kind": "payment_provider", "name": "AffiniPay (8am)", "aliases": [], "website_url": "https://affinipay.com", "detail_url": "https://affinipay.com", "countries": [ "加拿大 | 美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "AffiniPay (8am) 是一家传统收单/支付服务商，覆盖加拿大、美国，支持订阅/周期扣款。结算：1–2个工作日。" }, { "id": "compare-affirm", "kind": "payment_channel", "name": "Affirm", "aliases": [], "website_url": "https://www.affirm.com", "detail_url": "/payment-channels/us-affirm/", "countries": [ "United States", "北美" ], "regions": [ "北美洲", "美国/加拿大" ], "payment_types": [ "先买后付（BNPL）", "三方支付/收单" ], "services": [ "BNPL分期付款" ], "use_cases": [ "商户+B端(消费者分期", "商户收单)", "电商/大件零售" ], "subject_requirement": "部分(需美国公司实体)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "美国BNPL代表，大件商品分期" }, { "id": "compare-africell-money", "kind": "payment_channel", "name": "Africell Money", "aliases": [], "website_url": "https://www.africell.com", "detail_url": "/payment-channels/ao-africell-money/", "countries": [ "Angola" ], "regions": [ "非洲" ], "payment_types": [ "移动钱包、电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "第四运营商Africell钱包" }, { "id": "compare-afro-international", "kind": "payment_provider", "name": "Afro International", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "英国 | 冈比亚 | 几内亚 | 美国" ], "regions": [ "africa, europe, north-america" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Afro International 是一家区域型支付服务商，覆盖英国、冈比亚、几内亚、美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-afterpay", "kind": "payment_channel", "name": "Afterpay", "aliases": [], "website_url": "https://www.afterpay.com", "detail_url": "/payment-channels/us-afterpay/", "countries": [ "United States", "Australia", "New Zealand", "多国" ], "regions": [ "北美洲", "大洋洲", "澳/英/美" ], "payment_types": [ "先买后付（BNPL）", "三方支付/收单" ], "services": [ "BNPL先买后付" ], "use_cases": [ "商户+B端(时尚零售分期)", "C端个人", "电商/B2C零售" ], "subject_requirement": "部分(需本地公司实体)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Block旗下BNPL，时尚零售常用" }, { "id": "compare-airbase", "kind": "payment_provider", "name": "Airbase", "aliases": [], "website_url": "https://airbase.io", "detail_url": "https://airbase.io", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "1–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Airbase 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡。结算：1–3个工作日。" }, { "id": "compare-airpay", "kind": "payment_provider", "name": "Airpay", "aliases": [], "website_url": "https://airpay.co.in", "detail_url": "https://airpay.co.in", "countries": [ "印度" ], "regions": [ "asia" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Airpay 是一家区域型支付服务商，覆盖印度，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-airplus-international", "kind": "payment_provider", "name": "AirPlus International", "aliases": [], "website_url": "https://airplus.com", "detail_url": "https://airplus.com", "countries": [ "奥地利 | 比利时 | 保加利亚 | 加拿大 | 瑞士 | 捷克 | 德国 | 爱沙尼亚 | 西班牙 | 芬兰 | 法国 | 英国 | 克罗地亚 | 匈牙利 | 爱尔兰 | 意大利 | 立陶宛 | 卢森堡 | 拉脱维亚 | 马耳他 | 墨西哥 | 荷兰 | 挪威 | 波兰 | 葡萄牙 | 罗马尼亚 | 瑞典 | 斯洛文尼亚 | 斯洛伐克 | 美国" ], "regions": [ "europe, north-america, oceania" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "AirPlus International 是一家传统收单/支付服务商，覆盖奥地利、比利时、保加利亚、加拿大、瑞士、捷克等，支持订阅/周期扣款、信用卡/借记卡。fee model: subscription。结算安排需向服务商确认。" }, { "id": "compare-airtel-money", "kind": "payment_channel", "name": "Airtel Money", "aliases": [], "website_url": "https://www.airtel.co.ke", "detail_url": "/payment-channels/ke-airtel-money/", "countries": [ "Kenya", "Uganda", "Tanzania", "14+非洲国家" ], "regions": [ "非洲", "非洲/印度" ], "payment_types": [ "移动钱包、电子钱包", "移动货币运营商" ], "services": [ "移动货币", "商户方案" ], "use_cases": [ "C端个人+小微商户（两者兼有）", "C端个人", "非洲/印度个人小微" ], "subject_requirement": "否", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "第二大移动货币，免手续费转账" }, { "id": "compare-airtel-money-africa", "kind": "payment_provider", "name": "Airtel Money Africa", "aliases": [], "website_url": "https://airtel.africa", "detail_url": "https://airtel.africa", "countries": [ "刚果(金) | 刚果(布) | 加蓬 | 加纳 | 肯尼亚 | 马达加斯加 | 马拉维 | 尼日尔 | 尼日利亚 | 卢旺达 | 乍得 | 坦桑尼亚 | 乌干达 | 赞比亚" ], "regions": [ "africa" ], "payment_types": [ "regional" ], "services": [ "订阅", "周期扣款", "即时出款", "移动支付", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Airtel Money Africa 是一家区域型支付服务商，覆盖刚果(金)、刚果(布)、加蓬、加纳、肯尼亚、马达加斯加等，支持订阅/周期扣款、即时出款、移动支付、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-airteltigo-money", "kind": "payment_channel", "name": "AirtelTigo Money", "aliases": [], "website_url": "https://www.airteltigo.com.gh", "detail_url": "/payment-channels/gh-airteltigo-money/", "countries": [ "Ghana" ], "regions": [ "非洲" ], "payment_types": [ "移动钱包、电子钱包" ], "services": [], "use_cases": [ "C端个人+小微商户（两者兼有）" ], "subject_requirement": "否", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "第三大运营商移动货币" }, { "id": "compare-airwallex", "kind": "payment_provider", "name": "Airwallex", "aliases": [ "空中云汇" ], "website_url": "https://www.airwallex.com", "detail_url": "https://www.airwallex.com", "countries": [ "180+国家/70+本地账户" ], "regions": [ "全球" ], "payment_types": [ "跨境收款(三方)" ], "services": [ "收单", "收款", "付款", "企业卡" ], "use_cases": [ "出海企业/跨境平台" ], "subject_requirement": "是(持境外牌照服务出海)", "access_threshold": "中等，需要核实主体和资料", "settlement": "like-for-like 20+币", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "持牌全链路跨境支付与财资平台" }, { "id": "compare-akurateco", "kind": "payment_provider", "name": "Akurateco", "aliases": [], "website_url": "https://akurateco.com", "detail_url": "https://akurateco.com", "countries": [ "全球" ], "regions": [ "africa, asia, europe, latin-america, middle-east, north-america, oceania, southeast-asia" ], "payment_types": [ "baas" ], "services": [ "加密货币", "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Akurateco 是一家银行即服务(BaaS)服务商，覆盖全球，支持加密货币、订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-albanian-mobile-payments-mobipay", "kind": "payment_provider", "name": "Albanian Mobile Payments (MobiPay)", "aliases": [], "website_url": "https://mobipay.al", "detail_url": "https://mobipay.al", "countries": [ "阿尔巴尼亚" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "移动支付", "二维码支付", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Albanian Mobile Payments (MobiPay) 是一家区域型支付服务商，覆盖阿尔巴尼亚，支持移动支付、二维码支付、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-alchemy-pay", "kind": "payment_provider", "name": "Alchemy Pay", "aliases": [], "website_url": "https://alchemypay.org", "detail_url": "https://alchemypay.org", "countries": [ "全球" ], "regions": [ "africa, asia, europe, latin-america, middle-east, north-america, oceania, southeast-asia" ], "payment_types": [ "crypto" ], "services": [ "加密货币" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Alchemy Pay 是一家加密货币支付服务商，覆盖全球，支持加密货币。 competitive on/off-ramp fees. ACH token holders receive fee discounts.。结算安排需向服务商确认。" }, { "id": "compare-alipay", "kind": "payment_channel", "name": "Alipay", "aliases": [], "website_url": "https://www.alipay.com", "detail_url": "/payment-channels/cn-alipay/", "countries": [ "China", "全球" ], "regions": [ "亚洲", "africa, asia, europe, latin-america, middle-east, north-america, oceania, southeast-asia" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "即时出款", "电子钱包", "移动支付", "二维码支付", "跨境汇款", "出款" ], "use_cases": [ "两者兼有(C端为主", "商户收单)" ], "subject_requirement": "是", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "蚂蚁集团，中国市场份额第一" }, { "id": "compare-alipayhk", "kind": "payment_channel", "name": "AlipayHK", "aliases": [], "website_url": "https://www.alipayhk.com", "detail_url": "/payment-channels/hk-alipayhk/", "countries": [ "Hong Kong", "中国 | 中国香港 | 日本 | 韩国 | 中国澳门 | 新加坡" ], "regions": [ "亚洲", "asia, southeast-asia" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "即时出款", "电子钱包", "跨境汇款", "出款" ], "use_cases": [ "两者兼有" ], "subject_requirement": "部分(大湾区及内地)", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "支付宝香港版，跨境大湾区可用" }, { "id": "compare-allegro-pay", "kind": "payment_channel", "name": "Allegro Pay", "aliases": [], "website_url": "https://allegro.pl", "detail_url": "/payment-channels/pl-allegro-pay/", "countries": [ "Poland" ], "regions": [ "欧洲" ], "payment_types": [ "先买后付（BNPL）" ], "services": [], "use_cases": [ "Allegro平台商户及消费者" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "T+2/T+3", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "本土电商Allegro分期付" }, { "id": "compare-allinpay", "kind": "payment_provider", "name": "Allinpay", "aliases": [ "通联支付" ], "website_url": "https://www.allinpay.com", "detail_url": "https://www.allinpay.com", "countries": [ "全国" ], "regions": [ "China" ], "payment_types": [ "混合(收单+聚合)" ], "services": [ "收单", "聚合", "银行合作" ], "use_cases": [ "行业/线下商户" ], "subject_requirement": "是", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "老牌第三方支付，综合支付解决方案" }, { "id": "compare-alma", "kind": "payment_channel", "name": "Alma", "aliases": [], "website_url": "https://www.alma.eu", "detail_url": "/payment-channels/fr-alma/", "countries": [ "France" ], "regions": [ "欧洲" ], "payment_types": [ "先买后付（BNPL）" ], "services": [], "use_cases": [ "C端个人(先买后付)" ], "subject_requirement": "部分(需欧洲实体)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "法国本地BNPL市场领导者" }, { "id": "compare-alpha-omega-money-transfer", "kind": "payment_provider", "name": "Alpha & Omega Money Transfer", "aliases": [], "website_url": "https://alphandomega.co.uk", "detail_url": "https://alphandomega.co.uk", "countries": [ "英国 | 加纳 | 冈比亚 | 尼日利亚 | 乌干达" ], "regions": [ "africa, europe" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Alpha & Omega Money Transfer 是一家区域型支付服务商，覆盖英国、加纳、冈比亚、尼日利亚、乌干达，支持信用卡/借记卡。 no public rate card. Card payments via Klarna / Paysafe; bank transfer also accepted.。结算安排需向服务商确认。" }, { "id": "compare-alpha-card", "kind": "payment_provider", "name": "Alpha Card", "aliases": [], "website_url": "https://americanexpress.com", "detail_url": "https://americanexpress.com", "countries": [ "比利时 | 卢森堡" ], "regions": [ "europe" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Alpha Card 是一家区域型支付服务商，覆盖比利时、卢森堡，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-alpha-group", "kind": "payment_provider", "name": "Alpha Group", "aliases": [], "website_url": "https://alphagroup.com", "detail_url": "https://alphagroup.com", "countries": [ "澳大利亚 | 加拿大 | 德国 | 西班牙 | 英国 | 意大利 | 卢森堡 | 马耳他 | 荷兰" ], "regions": [ "europe, north-america, oceania" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Alpha Group 是一家传统收单/支付服务商，覆盖澳大利亚、加拿大、德国、西班牙、英国、意大利等，支持信用卡/借记卡。 spread-based FX margins on spot/forward trades. No public rate card.。结算安排需向服务商确认。" }, { "id": "compare-alpha-transfers", "kind": "payment_provider", "name": "Alpha Transfers", "aliases": [], "website_url": "https://alphatransfers.be", "detail_url": "https://alphatransfers.be", "countries": [ "比利时 | 巴西" ], "regions": [ "europe, latin-america" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Alpha Transfers 是一家区域型支付服务商，覆盖比利时、巴西，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-altapay", "kind": "payment_provider", "name": "AltaPay", "aliases": [], "website_url": "https://www.altapay.com/", "detail_url": "https://www.altapay.com/", "countries": [ "DE, DK, FI, NL, NO, SE" ], "regions": [ "欧洲" ], "payment_types": [ "payment gateway, payment orchestration" ], "services": [ "cards", "MobilePay", "Vipps", "Klarna", "Swish", "Trustly", "SEPA", "iDEAL", "Bancontact", "PayPal" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "待确认", "settlement": "官网公开 flexible payo", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "欧洲支付网关和编排服务商，主打单一集成接入多种本地支付方式和灵活结算。" }, { "id": "compare-alter-domus", "kind": "payment_provider", "name": "Alter Domus", "aliases": [], "website_url": "https://alterdomus.com", "detail_url": "https://alterdomus.com", "countries": [ "澳大利亚 | 比利时 | 德国 | 法国 | 英国 | 中国香港 | 爱尔兰 | 立陶宛 | 卢森堡 | 马耳他 | 荷兰 | 新加坡 | 美国" ], "regions": [ "asia, europe, north-america, oceania" ], "payment_types": [ "baas, regional" ], "services": [ "银行即服务(BaaS)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（BaaS，需技术对接）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Alter Domus 是一家银行即服务(BaaS)服务商，覆盖澳大利亚、比利时、德国、法国、英国、中国香港等，支持银行即服务(BaaS)。fee model: 定制(需询价)。结算安排需向服务商确认。" }, { "id": "compare-altyn-bank", "kind": "payment_channel", "name": "Altyn Bank", "aliases": [], "website_url": "http://altynbank.kz/en", "detail_url": "/payment-channels/kz-altyn-bank/", "countries": [ "Kazakhstan" ], "regions": [ "亚洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "T+1", "fee": "未公开", "intro": "中信参股的本地零售银行" }, { "id": "compare-amadeus", "kind": "payment_provider", "name": "Amadeus", "aliases": [], "website_url": "https://amadeus.com", "detail_url": "https://amadeus.com", "countries": [ "德国 | 西班牙 | 法国 | 新加坡 | 美国" ], "regions": [ "africa, asia, europe, latin-america, middle-east, north-america, oceania" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "视情况而定", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Amadeus 是一家传统收单/支付服务商，覆盖德国、西班牙、法国、新加坡、美国，支持信用卡/借记卡。结算：视情况而定。" }, { "id": "compare-amal-money-transfer", "kind": "payment_provider", "name": "AMAL Money Transfer", "aliases": [], "website_url": "https://amalmoney.co.uk", "detail_url": "https://amalmoney.co.uk", "countries": [ "孟加拉国 | 英国" ], "regions": [ "asia, europe" ], "payment_types": [ "regional, traditional" ], "services": [ "电子钱包", "现金", "代金券", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "AMAL Money Transfer 是一家区域型支付服务商，覆盖孟加拉国、英国，支持电子钱包、现金/代金券、跨境汇款/出款。fee model: per-transaction。结算安排需向服务商确认。" }, { "id": "compare-amazon-pay", "kind": "payment_channel", "name": "Amazon Pay", "aliases": [], "website_url": "https://pay.amazon.com", "detail_url": "/payment-channels/us-amazon-pay/", "countries": [ "United States", "India", "多国" ], "regions": [ "北美洲", "亚洲", "全球" ], "payment_types": [ "电子钱包", "三方支付/收单" ], "services": [ "亚马逊钱包结账", "收单" ], "use_cases": [ "商户+B端", "两者兼有(亚马逊流量)", "电商/亚马逊生态卖家" ], "subject_requirement": "部分(需Amazon卖家账户/本地公司)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "依托亚马逊生态的快捷支付" }, { "id": "compare-amazon-payment-services", "kind": "payment_provider", "name": "Amazon Payment Services", "aliases": [], "website_url": "https://amazonpaymentservices.com", "detail_url": "https://amazonpaymentservices.com", "countries": [ "阿联酋 | 巴林 | 埃及 | 约旦 | 科威特 | 黎巴嫩 | 阿曼 | 卡塔尔 | 沙特阿拉伯" ], "regions": [ "africa, middle-east" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "信用卡", "借记卡", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "2–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Amazon Payment Services 是一家传统收单/支付服务商，覆盖阿联酋、巴林、埃及、约旦、科威特、黎巴嫩等，支持订阅/周期扣款、信用卡/借记卡、电子钱包。结算：2–3个工作日。" }, { "id": "compare-amdocs", "kind": "payment_provider", "name": "Amdocs", "aliases": [], "website_url": "https://amdocs.com", "detail_url": "https://amdocs.com", "countries": [ "全球" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "视情况而定", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Amdocs 是一家传统收单/支付服务商，覆盖全球，支持订阅/周期扣款。结算：视情况而定。" }, { "id": "compare-ame-digital", "kind": "payment_channel", "name": "Ame Digital", "aliases": [], "website_url": "https://www.amedigital.com", "detail_url": "/payment-channels/br-ame-digital/", "countries": [ "Brazil" ], "regions": [ "拉丁美洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人(零售分期钱包)" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "巴西零售分期数字钱包" }, { "id": "compare-american-express", "kind": "payment_channel", "name": "American Express", "aliases": [], "website_url": "https://www.americanexpress.com", "detail_url": "/payment-channels/us-american-express/", "countries": [ "United States", "United Kingdom", "全球" ], "regions": [ "北美洲", "欧洲", "asia, europe, latin-america, middle-east, north-america, oceania" ], "payment_types": [ "其他", "traditional" ], "services": [ "订阅", "周期扣款", "信用卡", "借记卡" ], "use_cases": [ "两者兼有(偏商旅", "高端)", "两者兼有(商旅" ], "subject_requirement": "部分(可收外卡,需收单资质/本地公司)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "由收单机构定价(卡组织费率,非统一公开)", "intro": "美国本土高端卡组织" }, { "id": "compare-amnis", "kind": "payment_provider", "name": "amnis", "aliases": [], "website_url": "https://amnistreasury.com", "detail_url": "https://amnistreasury.com", "countries": [ "奥地利 | 比利时 | 瑞士 | 捷克 | 德国 | 西班牙 | 芬兰 | 法国 | 英国 | 爱尔兰 | 意大利 | 列支敦士登 | 卢森堡 | 荷兰 | 波兰 | 葡萄牙 | 瑞典" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "amnis 是一家传统收单/支付服务商，覆盖奥地利、比利时、瑞士、捷克、德国、西班牙等，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-amp-bank", "kind": "payment_provider", "name": "AMP Bank", "aliases": [], "website_url": "https://amp.com.au", "detail_url": "https://amp.com.au", "countries": [ "澳大利亚" ], "regions": [ "oceania" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "AMP Bank 是一家区域型支付服务商，覆盖澳大利亚，支持信用卡/借记卡、银行转账。结算安排需向服务商确认。" }, { "id": "compare-an-post-postpoint", "kind": "payment_channel", "name": "An Post PostPoint", "aliases": [], "website_url": "https://www.anpost.com", "detail_url": "/payment-channels/ie-an-post-postpoint/", "countries": [ "Ireland" ], "regions": [ "欧洲" ], "payment_types": [ "现金收款" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "爱尔兰邮政，PostPoint网点现金缴费与账单" }, { "id": "compare-anchorage-digital", "kind": "payment_provider", "name": "Anchorage Digital", "aliases": [], "website_url": "https://anchorage.com", "detail_url": "https://anchorage.com", "countries": [ "日本 | 葡萄牙 | 新加坡 | 美国" ], "regions": [ "asia, north-america" ], "payment_types": [ "crypto" ], "services": [ "加密货币", "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Anchorage Digital 是一家加密货币支付服务商，覆盖日本、葡萄牙、新加坡、美国，支持加密货币、信用卡/借记卡。结算：即时。" }, { "id": "compare-and-co-fiverr", "kind": "payment_provider", "name": "AND CO (Fiverr)", "aliases": [], "website_url": "https://and.co", "detail_url": "https://and.co", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "3–5个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "AND CO (Fiverr) 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡。 payment processing fees apply。结算：3–5个工作日。" }, { "id": "compare-ant-group", "kind": "payment_provider", "name": "Ant Group", "aliases": [], "website_url": "https://antgroup.com", "detail_url": "https://antgroup.com", "countries": [ "全球" ], "regions": [ "asia" ], "payment_types": [ "traditional" ], "services": [ "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Ant Group 是一家传统收单/支付服务商，覆盖全球，支持电子钱包。结算安排需向服务商确认。" }, { "id": "compare-ant-international", "kind": "payment_provider", "name": "Ant International", "aliases": [], "website_url": "https://antintl.com", "detail_url": "https://antintl.com", "countries": [ "全球" ], "regions": [ "asia, europe, latin-america, middle-east, southeast-asia" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "电子钱包", "移动支付", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Ant International 是一家传统收单/支付服务商，覆盖全球，支持订阅/周期扣款、电子钱包、移动支付、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-anz-gomoney-pacific", "kind": "payment_provider", "name": "ANZ GoMoney (Pacific)", "aliases": [], "website_url": "https://anz.com", "detail_url": "https://anz.com", "countries": [ "斐济 | 巴布亚新几内亚 | 汤加 | 瓦努阿图 | 萨摩亚" ], "regions": [ "oceania" ], "payment_types": [ "regional" ], "services": [ "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "1–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "ANZ GoMoney (Pacific) 是一家区域型支付服务商，覆盖斐济、巴布亚新几内亚、汤加、瓦努阿图、萨摩亚，支持即时出款。结算：1–3个工作日。" }, { "id": "compare-appfolio", "kind": "payment_provider", "name": "AppFolio", "aliases": [], "website_url": "https://appfolio.com", "detail_url": "https://appfolio.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "AppFolio 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款、跨境汇款/出款。结算：1–2个工作日。" }, { "id": "compare-apple-pay", "kind": "payment_channel", "name": "Apple Pay", "aliases": [], "website_url": "https://www.apple.com/apple-pay/", "detail_url": "/payment-channels/us-apple-pay/", "countries": [ "United States", "Germany", "United Kingdom", "France", "Canada", "Spain", "Netherlands", "New Zealand", "数十国" ], "regions": [ "北美洲", "欧洲", "大洋洲", "全球" ], "payment_types": [ "电子钱包", "三方支付/收单" ], "services": [ "NFC钱包", "应用内", "网页支付" ], "use_cases": [ "两者兼有(移动钱包+商户收银)", "两者兼有", "C端个人", "全渠道商户/App内支付" ], "subject_requirement": "部分(需本地公司实体/App Store区域)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "不另收费(按绑定卡组织费率)", "intro": "美移动支付份额第一，无存储沉淀" }, { "id": "compare-apple-pay-hk", "kind": "payment_channel", "name": "Apple Pay HK", "aliases": [], "website_url": "https://www.apple.com/hk/apple-pay/", "detail_url": "/payment-channels/hk-apple-pay-hk/", "countries": [ "Hong Kong" ], "regions": [ "亚洲" ], "payment_types": [ "其他" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "未公开", "fee": "未公开", "intro": "绑定信用卡NFC感应支付" }, { "id": "compare-apple-pay-tw", "kind": "payment_channel", "name": "Apple Pay TW", "aliases": [], "website_url": "https://www.apple.com/tw/apple-pay/", "detail_url": "/payment-channels/tw-apple-pay-tw/", "countries": [ "Taiwan" ], "regions": [ "亚洲" ], "payment_types": [ "其他" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "未公开", "fee": "未公开", "intro": "绑定信用卡NFC感应，国际卡通用" }, { "id": "compare-aps-international", "kind": "payment_provider", "name": "APS International", "aliases": [], "website_url": "https://apsinternational.com", "detail_url": "https://apsinternational.com", "countries": [ "英国 | 冈比亚 | 利比里亚 | 尼日利亚 | 瑞典 | 塞内加尔 | 美国" ], "regions": [ "africa, europe, north-america" ], "payment_types": [ "regional" ], "services": [ "现金", "代金券", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "APS International 是一家区域型支付服务商，覆盖英国、冈比亚、利比里亚、尼日利亚、瑞典、塞内加尔等，支持现金/代金券、跨境汇款/出款。 exchange-rate margin applied on currency conversion.。结算安排需向服务商确认。" }, { "id": "compare-arab-financial-services", "kind": "payment_provider", "name": "Arab Financial Services", "aliases": [], "website_url": "https://afs.com.bh", "detail_url": "https://afs.com.bh", "countries": [ "阿联酋 | 巴林 | 埃及 | 阿曼" ], "regions": [ "africa, middle-east" ], "payment_types": [ "regional, traditional" ], "services": [ "银行转账", "电子钱包", "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Arab Financial Services 是一家区域型支付服务商，覆盖阿联酋、巴林、埃及、阿曼，支持银行转账、电子钱包、POS收单。fee model: 定制(需询价)。结算安排需向服务商确认。" }, { "id": "compare-areeba", "kind": "payment_provider", "name": "Areeba", "aliases": [], "website_url": "https://areeba.com", "detail_url": "https://areeba.com", "countries": [ "阿联酋 | 埃及 | 伊拉克 | 约旦 | 黎巴嫩 | 卡塔尔 | 沙特阿拉伯 | 塞内加尔" ], "regions": [ "africa, middle-east" ], "payment_types": [ "regional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Areeba 是一家区域型支付服务商，覆盖阿联酋、埃及、伊拉克、约旦、黎巴嫩、卡塔尔等，支持POS收单。结算：1–2个工作日。" }, { "id": "compare-arifpay", "kind": "payment_provider", "name": "ArifPay", "aliases": [], "website_url": "https://arifpay.net", "detail_url": "https://arifpay.net", "countries": [ "埃塞俄比亚" ], "regions": [ "africa" ], "payment_types": [ "regional" ], "services": [ "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "ArifPay 是一家区域型支付服务商，覆盖埃塞俄比亚，支持即时出款。结算：1–2个工作日。" }, { "id": "compare-asaas", "kind": "payment_provider", "name": "Asaas", "aliases": [], "website_url": "https://asaas.com", "detail_url": "https://asaas.com", "countries": [ "巴西" ], "regions": [ "latin-america" ], "payment_types": [ "regional" ], "services": [ "订阅", "周期扣款", "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Asaas 是一家区域型支付服务商，覆盖巴西，支持订阅/周期扣款、信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-ascend-money", "kind": "payment_provider", "name": "Ascend Money", "aliases": [], "website_url": "https://ascendmoney.com", "detail_url": "https://ascendmoney.com", "countries": [ "印度尼西亚 | 柬埔寨 | 缅甸 | 菲律宾 | 泰国 | 越南" ], "regions": [ "southeast-asia" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Ascend Money 是一家区域型支付服务商，覆盖印度尼西亚、柬埔寨、缅甸、菲律宾、泰国、越南，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-ascendantfx", "kind": "payment_provider", "name": "AscendantFX", "aliases": [], "website_url": "https://ascendant.world", "detail_url": "https://ascendant.world", "countries": [ "加拿大 | 英国 | 美国" ], "regions": [ "europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "银行转账", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "AscendantFX 是一家传统收单/支付服务商，覆盖加拿大、英国、美国，支持银行转账、跨境汇款/出款。 quoted upfront with no published rate card.。结算安排需向服务商确认。" }, { "id": "compare-asiapay", "kind": "payment_provider", "name": "AsiaPay", "aliases": [ "联款通" ], "website_url": "https://www.asiapay.com", "detail_url": "https://www.asiapay.com", "countries": [ "亚太(15个办事处)" ], "regions": [ "亚洲" ], "payment_types": [ "四方支付/聚合" ], "services": [ "支付网关", "收单", "白标" ], "use_cases": [ "跨境电商/独立站" ], "subject_requirement": "是", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+2/T+3", "fee": "未公开", "intro": "香港2000支付网关" }, { "id": "compare-assetpay", "kind": "payment_provider", "name": "AssetPay", "aliases": [], "website_url": "https://assetpay.gg", "detail_url": "https://assetpay.gg", "countries": [ "全球" ], "regions": [ "global" ], "payment_types": [ "gaming" ], "services": [ "加密货币", "平台", "聚合收款", "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "AssetPay 是一家游戏支付服务商，覆盖全球，支持加密货币、平台/聚合收款、即时出款。结算：即时。" }, { "id": "compare-assist-russia", "kind": "payment_provider", "name": "Assist Russia", "aliases": [], "website_url": "https://assist.ru", "detail_url": "https://assist.ru", "countries": [ "俄罗斯" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Assist Russia 是一家区域型支付服务商，覆盖俄罗斯，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-astropay", "kind": "payment_provider", "name": "AstroPay", "aliases": [], "website_url": "https://astropay.com", "detail_url": "https://astropay.com", "countries": [ "全球" ], "regions": [ "africa, asia, europe, latin-america, middle-east, oceania, southeast-asia" ], "payment_types": [ "regional" ], "services": [ "即时出款", "信用卡", "借记卡", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "1–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "AstroPay 是一家区域型支付服务商，覆盖全球，支持即时出款、信用卡/借记卡、电子钱包。结算：1–3个工作日。" }, { "id": "compare-ath", "kind": "payment_channel", "name": "ATH", "aliases": [], "website_url": "https://www.ath.com.do", "detail_url": "/payment-channels/do-ath/", "countries": [ "Dominican Republic" ], "regions": [ "拉丁美洲" ], "payment_types": [ "银行卡收单" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "多米尼加本地卡网络" }, { "id": "compare-atob", "kind": "payment_provider", "name": "AtoB", "aliases": [], "website_url": "https://atob.com", "detail_url": "https://atob.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "AtoB 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡。 discount on fuel。结算：即时。" }, { "id": "compare-atome", "kind": "payment_channel", "name": "Atome", "aliases": [], "website_url": "https://www.atome.me", "detail_url": "/payment-channels/th-atome/", "countries": [ "Thailand", "Singapore", "Malaysia", "中国 | 中国香港 | 印度尼西亚 | 日本 | 马来西亚 | 菲律宾 | 新加坡 | 泰国 | 中国台湾 | 越南" ], "regions": [ "亚洲", "asia, southeast-asia" ], "payment_types": [ "先买后付（BNPL）", "regional, traditional" ], "services": [ "先买后付(BNPL)" ], "use_cases": [ "商户+B端", "商户+B端（C端消费分期）" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "未公开", "fee": "未公开", "intro": "泰国活跃先买后付平台" }, { "id": "compare-atone-net-protections", "kind": "payment_provider", "name": "Atone (Net Protections)", "aliases": [], "website_url": "https://atone.be", "detail_url": "https://atone.be", "countries": [ "日本" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "银行转账", "先买后付(BNPL)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Atone (Net Protections) 是一家区域型支付服务商，覆盖日本，支持银行转账、先买后付(BNPL)。结算安排需向服务商确认。" }, { "id": "compare-au-pay", "kind": "payment_channel", "name": "au PAY", "aliases": [], "website_url": "https://www.au.com/pay/", "detail_url": "/payment-channels/jp-au-pay/", "countries": [ "Japan", "日本" ], "regions": [ "亚洲", "asia" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "移动支付", "二维码支付" ], "use_cases": [ "两者兼有(KDDI生态)" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "KDDI旗下，积分返点强" }, { "id": "compare-authorize-net", "kind": "payment_provider", "name": "Authorize.net", "aliases": [], "website_url": "https://www.authorize.net", "detail_url": "https://www.authorize.net", "countries": [ "United States, Canada" ], "regions": [ "北美洲" ], "payment_types": [ "payment gateway" ], "services": [ "credit card", "debit card", "eCheck", "Apple Pay", "Google Pay", "PayPal Express", "recurring billing", "virtual terminal" ], "use_cases": [ "北美中小商户/线上" ], "subject_requirement": "否(主要北美)", "access_threshold": "较低，常规资料即可核实", "settlement": "开发者文档说明 Authorize.", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Authorize.net 是面向中小商户的支付网关，支持全套网关、虚拟终端、数字钱包、eCheck、订阅计费和风控。" }, { "id": "compare-autofi", "kind": "payment_provider", "name": "AutoFi", "aliases": [], "website_url": "https://autofi.com", "detail_url": "https://autofi.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "1–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "AutoFi 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡。结算：1–3个工作日。" }, { "id": "compare-autopay", "kind": "payment_channel", "name": "Autopay", "aliases": [], "website_url": "https://autopay.pl", "detail_url": "/payment-channels/pl-autopay/", "countries": [ "Poland" ], "regions": [ "欧洲" ], "payment_types": [ "聚合支付" ], "services": [], "use_cases": [ "商户及B端聚合(Blue Media)" ], "subject_requirement": "部分(需特定资质)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开", "intro": "Blue Media聚合支付与订阅" }, { "id": "compare-avenue-bank", "kind": "payment_provider", "name": "Avenue Bank", "aliases": [], "website_url": "https://avenuebank.com.au", "detail_url": "https://avenuebank.com.au", "countries": [ "澳大利亚" ], "regions": [ "oceania" ], "payment_types": [ "regional, traditional" ], "services": [ "先买后付(BNPL)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Avenue Bank 是一家区域型支付服务商，覆盖澳大利亚，支持先买后付(BNPL)。fee model: 定制(需询价)。结算安排需向服务商确认。" }, { "id": "compare-avidxchange", "kind": "payment_provider", "name": "AvidXchange", "aliases": [], "website_url": "https://avidxchange.com", "detail_url": "https://avidxchange.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "银行转账", "账单", "发票支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "AvidXchange 是一家传统收单/支付服务商，覆盖美国，支持银行转账、账单/发票支付。结算安排需向服务商确认。" }, { "id": "compare-axis-bank", "kind": "payment_provider", "name": "Axis Bank", "aliases": [], "website_url": "https://axis.bank.in", "detail_url": "https://axis.bank.in", "countries": [ "阿联酋 | 印度 | 新加坡" ], "regions": [ "asia, middle-east" ], "payment_types": [ "regional, traditional" ], "services": [ "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Axis Bank 是一家区域型支付服务商，覆盖阿联酋、印度、新加坡，支持跨境汇款/出款。fee model: 定制(需询价)。结算安排需向服务商确认。" }, { "id": "compare-aya-pay", "kind": "payment_channel", "name": "AYA Pay", "aliases": [], "website_url": "https://www.ayapay.com", "detail_url": "/payment-channels/mm-aya-pay/", "countries": [ "Myanmar" ], "regions": [ "亚洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "受合规与市场环境影响，公开页面不展示具体费率；正式评估需逐案确认。", "intro": "AYA Bank移动钱包" }, { "id": "compare-ayoconnect", "kind": "payment_provider", "name": "Ayoconnect", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "印度尼西亚" ], "regions": [ "southeast-asia" ], "payment_types": [ "regional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Ayoconnect 是一家区域型支付服务商，覆盖印度尼西亚，支持订阅/周期扣款。结算：即时。" }, { "id": "compare-aza-finance-bitpesa", "kind": "payment_provider", "name": "AZA Finance (BitPesa)", "aliases": [], "website_url": "https://azafinance.com", "detail_url": "https://azafinance.com", "countries": [ "加纳 | 肯尼亚 | 尼日利亚 | 坦桑尼亚 | 乌干达 | 南非" ], "regions": [ "africa" ], "payment_types": [ "traditional" ], "services": [ "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "AZA Finance (BitPesa) 是一家传统收单/支付服务商，覆盖加纳、肯尼亚、尼日利亚、坦桑尼亚、乌干达、南非，支持跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-azimo-papaya-global", "kind": "payment_provider", "name": "Azimo (Papaya Global)", "aliases": [], "website_url": "https://azimo.com", "detail_url": "https://azimo.com", "countries": [ "英国 | 荷兰 | 波兰" ], "regions": [ "africa, asia, europe" ], "payment_types": [ "regional" ], "services": [ "即时出款", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "下一个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Azimo (Papaya Global) 是一家区域型支付服务商，覆盖英国、荷兰、波兰，支持即时出款、跨境汇款/出款。结算：下一个工作日。" }, { "id": "compare-azul", "kind": "payment_channel", "name": "Azul", "aliases": [], "website_url": "https://www.azul.com.do", "detail_url": "/payment-channels/do-azul/", "countries": [ "Dominican Republic" ], "regions": [ "拉丁美洲" ], "payment_types": [ "聚合支付" ], "services": [], "use_cases": [ "商户+B端" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "本地收单聚合网关" }, { "id": "compare-b2binpay", "kind": "payment_provider", "name": "B2BINPAY", "aliases": [], "website_url": "https://b2binpay.com", "detail_url": "https://b2binpay.com", "countries": [ "全球" ], "regions": [ "africa, asia, europe, latin-america, middle-east, north-america, oceania, southeast-asia" ], "payment_types": [ "crypto" ], "services": [ "加密货币" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "B2BINPAY 是一家加密货币支付服务商，覆盖全球，支持加密货币。 no recurring fees。结算安排需向服务商确认。" }, { "id": "compare-bahamta", "kind": "payment_provider", "name": "Bahamta", "aliases": [], "website_url": "https://bahamta.ir", "detail_url": "https://bahamta.ir", "countries": [ "伊朗" ], "regions": [ "middle-east" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Bahamta 是一家传统收单/支付服务商，覆盖伊朗，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-bakkt", "kind": "payment_provider", "name": "Bakkt", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "crypto, traditional" ], "services": [ "加密货币", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "视情况而定", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Bakkt 是一家加密货币支付服务商，覆盖美国，支持加密货币、跨境汇款/出款。结算：视情况而定。" }, { "id": "compare-bakong", "kind": "payment_channel", "name": "Bakong", "aliases": [], "website_url": "https://www.bakong.nbc.gov.kh", "detail_url": "/payment-channels/kh-bakong/", "countries": [ "Cambodia", "柬埔寨" ], "regions": [ "亚洲", "southeast-asia" ], "payment_types": [ "即时支付、银行转账", "regional" ], "services": [ "即时出款", "二维码支付" ], "use_cases": [ "两者兼有" ], "subject_requirement": "部分(Alipay+跨境游客)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "央行区块链即时支付系统" }, { "id": "compare-bamboo-payment", "kind": "payment_provider", "name": "Bamboo Payment", "aliases": [], "website_url": "https://www.bamboopayment.com", "detail_url": "https://www.bamboopayment.com", "countries": [ "Argentina, Bolivia, Brazil, Chile, Colombia, Costa Rica, Dominican Republic, Ecuador, El Salvador, Guatemala, Honduras, Mexico, Nicaragua, Panama, Paraguay, Peru, Uruguay" ], "regions": [ "拉丁美洲" ], "payment_types": [ "Latin America pay-in, payout, gateway" ], "services": [ "card", "bank transfer", "wallet", "cash", "instant payment", "payout", "gateway" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "待确认", "settlement": "实时/T+0", "fee": "官网文档未公开统一费率；Payout overview 表示定价和服务激活需联系本地专家。", "intro": "Bamboo Payment 提供拉美 pay-in、payout 和 gateway 能力，支持本地卡、转账、钱包、现金和即时支付等方式。" }, { "id": "compare-bamboo-payments", "kind": "payment_provider", "name": "Bamboo Payments", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "阿根廷 | 巴西 | 智利 | 哥伦比亚 | 哥斯达黎加 | 厄瓜多尔 | 危地马拉 | 墨西哥 | 巴拿马 | 秘鲁 | 乌拉圭" ], "regions": [ "latin-america" ], "payment_types": [ "regional" ], "services": [ "即时出款", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Bamboo Payments 是一家区域型支付服务商，覆盖阿根廷、巴西、智利、哥伦比亚、哥斯达黎加、厄瓜多尔等，支持即时出款、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-bambora", "kind": "payment_provider", "name": "Bambora", "aliases": [], "website_url": "https://www.bambora.com", "detail_url": "https://www.bambora.com", "countries": [ "欧洲、北美" ], "regions": [ "欧洲" ], "payment_types": [ "三方支付/收单" ], "services": [ "商户收单", "支付网关" ], "use_cases": [ "本地线下商户" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+2/T+3", "fee": "未公开", "intro": "瑞典收单商" }, { "id": "compare-bancard-paraguay", "kind": "payment_provider", "name": "Bancard (Paraguay)", "aliases": [], "website_url": "https://bancard.com.py", "detail_url": "https://bancard.com.py", "countries": [ "巴拉圭" ], "regions": [ "latin-america" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡", "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Bancard (Paraguay) 是一家区域型支付服务商，覆盖巴拉圭，支持信用卡/借记卡、POS收单。结算安排需向服务商确认。" }, { "id": "compare-bancnet", "kind": "payment_provider", "name": "BancNet", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "菲律宾" ], "regions": [ "southeast-asia" ], "payment_types": [ "regional" ], "services": [ "即时出款", "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "BancNet 是一家区域型支付服务商，覆盖菲律宾，支持即时出款、POS收单。结算：即时。" }, { "id": "compare-banco-inter-brazil", "kind": "payment_provider", "name": "Banco Inter (Brazil)", "aliases": [], "website_url": "https://www.bancointer.com.br/", "detail_url": "https://www.bancointer.com.br/", "countries": [ "巴西" ], "regions": [ "latin-america" ], "payment_types": [ "regional" ], "services": [ "即时出款", "二维码支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Banco Inter (Brazil) 是一家区域型支付服务商，覆盖巴西，支持即时出款、二维码支付。结算安排需向服务商确认。" }, { "id": "compare-banco-pichincha-mobile", "kind": "payment_channel", "name": "Banco Pichincha Mobile", "aliases": [], "website_url": "https://www.pichincha.com", "detail_url": "/payment-channels/ec-banco-pichincha-mobile/", "countries": [ "Ecuador" ], "regions": [ "拉丁美洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "最大行移动银行转账" }, { "id": "compare-banco-popular-app", "kind": "payment_channel", "name": "Banco Popular App", "aliases": [], "website_url": "https://www.popularenlinea.com", "detail_url": "/payment-channels/do-banco-popular-app/", "countries": [ "Dominican Republic" ], "regions": [ "拉丁美洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "大众银行移动转账" }, { "id": "compare-bancomat", "kind": "payment_channel", "name": "Bancomat", "aliases": [], "website_url": "https://www.bancomat.it", "detail_url": "/payment-channels/it-bancomat/", "countries": [ "Italy" ], "regions": [ "欧洲" ], "payment_types": [ "银行卡收单" ], "services": [], "use_cases": [ "商户+B端" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "意大利本土借记卡网络，覆盖近全部POS终端" }, { "id": "compare-bancomat-pay", "kind": "payment_channel", "name": "Bancomat Pay", "aliases": [], "website_url": "https://www.bancomat.it", "detail_url": "/payment-channels/it-bancomat-pay/", "countries": [ "Italy" ], "regions": [ "欧洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "意大利银行联盟推出的借记卡钱包，160万商户支持" }, { "id": "compare-bancontact", "kind": "payment_channel", "name": "Bancontact", "aliases": [], "website_url": "https://www.bancontact.com", "detail_url": "/payment-channels/be-bancontact/", "countries": [ "Belgium", "比利时 | 卢森堡" ], "regions": [ "欧洲", "europe" ], "payment_types": [ "银行卡收单", "regional" ], "services": [ "即时出款", "信用卡", "借记卡", "二维码支付", "POS收单" ], "use_cases": [ "商户及C端本国卡", "钱包" ], "subject_requirement": "部分(需特定资质)", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "比利时主导本国借记卡方案" }, { "id": "compare-bancontact-payconiq", "kind": "payment_provider", "name": "Bancontact Payconiq", "aliases": [], "website_url": "https://payconiq.be", "detail_url": "https://payconiq.be", "countries": [ "比利时 | 卢森堡 | 荷兰" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "即时出款", "移动支付", "二维码支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "下一个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Bancontact Payconiq 是一家区域型支付服务商，覆盖比利时、卢森堡、荷兰，支持即时出款、移动支付、二维码支付。结算：下一个工作日。" }, { "id": "compare-bank-muscat-mbanking", "kind": "payment_channel", "name": "Bank Muscat mBanking", "aliases": [], "website_url": "https://www.bankmuscat.com", "detail_url": "/payment-channels/om-bank-muscat-mbanking/", "countries": [ "Oman" ], "regions": [ "中东" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "阿曼最大银行手机银行" }, { "id": "compare-bank-of-america", "kind": "payment_provider", "name": "Bank of America", "aliases": [], "website_url": "https://business.bofa.com", "detail_url": "https://business.bofa.com", "countries": [ "英国 | 美国" ], "regions": [ "europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Bank of America 是一家传统收单/支付服务商，覆盖英国、美国，支持信用卡/借记卡。 not publicly disclosed — quoted per merchant by Bank of America sales.。结算安排需向服务商确认。" }, { "id": "compare-bank-of-baroda", "kind": "payment_provider", "name": "Bank of Baroda", "aliases": [], "website_url": "https://bankofbaroda.bank.in", "detail_url": "https://bankofbaroda.bank.in", "countries": [ "阿联酋 | 澳大利亚 | 英国 | 印度" ], "regions": [ "asia, europe, middle-east, oceania" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Bank of Baroda 是一家区域型支付服务商，覆盖阿联酋、澳大利亚、英国、印度，支持信用卡/借记卡。fee model: 定制(需询价)。结算安排需向服务商确认。" }, { "id": "compare-bank-of-montreal", "kind": "payment_provider", "name": "Bank of Montreal", "aliases": [], "website_url": "https://bmo.com", "detail_url": "https://bmo.com", "countries": [ "加拿大 | 英国 | 美国" ], "regions": [ "europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Bank of Montreal 是一家传统收单/支付服务商，覆盖加拿大、英国、美国，支持跨境汇款/出款。fee model: 定制(需询价)。结算安排需向服务商确认。" }, { "id": "compare-bank-of-the-philippine-islands", "kind": "payment_provider", "name": "Bank of the Philippine Islands", "aliases": [], "website_url": "https://bpi.com.ph", "detail_url": "https://bpi.com.ph", "countries": [ "菲律宾" ], "regions": [ "asia, southeast-asia" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Bank of the Philippine Islands 是一家区域型支付服务商，覆盖菲律宾，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-bankart", "kind": "payment_provider", "name": "Bankart", "aliases": [], "website_url": "https://bankart.si", "detail_url": "https://bankart.si", "countries": [ "斯洛文尼亚" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡", "银行转账", "POS收单", "账单", "发票支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "下一个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Bankart 是一家区域型支付服务商，覆盖斯洛文尼亚，支持信用卡/借记卡、银行转账、POS收单、账单/发票支付。结算：下一个工作日。" }, { "id": "compare-bankaxept", "kind": "payment_channel", "name": "BankAxept", "aliases": [], "website_url": "https://www.bankaxept.no", "detail_url": "/payment-channels/no-bankaxept/", "countries": [ "Norway", "挪威" ], "regions": [ "欧洲", "europe" ], "payment_types": [ "银行卡收单", "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "挪威国内借记卡网络，几乎人人持有" }, { "id": "compare-banked", "kind": "payment_provider", "name": "Banked", "aliases": [], "website_url": "https://banked.com", "detail_url": "https://banked.com", "countries": [ "英国 | 美国" ], "regions": [ "europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "即时出款", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Banked 是一家传统收单/支付服务商，覆盖英国、美国，支持即时出款、银行转账。结算：即时。" }, { "id": "compare-bankful", "kind": "payment_provider", "name": "Bankful", "aliases": [], "website_url": "https://bankful.com", "detail_url": "https://bankful.com", "countries": [ "英国 | 美国" ], "regions": [ "europe, north-america" ], "payment_types": [ "high-risk" ], "services": [ "加密货币", "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Bankful 是一家高风险行业支付服务商，覆盖英国、美国，支持加密货币、订阅/周期扣款。结算：1–2个工作日。" }, { "id": "compare-banking-circle", "kind": "payment_provider", "name": "Banking Circle", "aliases": [], "website_url": "https://bankingcircle.com", "detail_url": "https://bankingcircle.com", "countries": [ "全球" ], "regions": [ "asia, europe, north-america, oceania, southeast-asia" ], "payment_types": [ "baas" ], "services": [ "即时出款", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Banking Circle 是一家银行即服务(BaaS)服务商，覆盖全球，支持即时出款、跨境汇款/出款。结算：即时。" }, { "id": "compare-bankinter-consumer-finance", "kind": "payment_provider", "name": "Bankinter Consumer Finance", "aliases": [], "website_url": "https://bankinter.com", "detail_url": "https://bankinter.com", "countries": [ "西班牙 | 爱尔兰 | 葡萄牙" ], "regions": [ "europe" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Bankinter Consumer Finance 是一家区域型支付服务商，覆盖西班牙、爱尔兰、葡萄牙，支持信用卡/借记卡。fee model: 定制(需询价)。结算安排需向服务商确认。" }, { "id": "compare-banqup", "kind": "payment_provider", "name": "Banqup", "aliases": [], "website_url": "https://www.banqup.com/", "detail_url": "https://www.banqup.com/", "countries": [ "BE, CZ, DE, DK, EE, ES, FR, GR, HU, IT, LT, LU, LV, NL, PL, PT, RO, SE, SK" ], "regions": [ "欧洲" ], "payment_types": [ "B2B payments, invoicing, business account" ], "services": [ "business account", "IBAN", "supplier payments", "batch payments", "payment links", "QR payments", "cards", "FX payments", "reconciliation" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "待确认", "settlement": "实时/T+0", "fee": "官网公开 Premium 每月 EUR 5、Optimum 每月 EUR 13 起，价格随文件量和功能包变化；支付、银行卡和外汇等费用需参考完整价目表或联系团队确认。", "intro": "Banqup 面向欧洲中小企业提供电子发票、企业账户、供应商付款、收款按钮、二维码收款、银行卡和自动对账能力，适合作为 B2B 收付款与财务协同工具。" }, { "id": "compare-banreservas-mobile", "kind": "payment_channel", "name": "Banreservas Mobile", "aliases": [], "website_url": "https://www.banreservas.com", "detail_url": "/payment-channels/do-banreservas-mobile/", "countries": [ "Dominican Republic" ], "regions": [ "拉丁美洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "国有行移动银行" }, { "id": "compare-banrural-movil", "kind": "payment_channel", "name": "Banrural Móvil", "aliases": [], "website_url": "https://www.banrural.com.gt", "detail_url": "/payment-channels/gt-banrural-movil/", "countries": [ "Guatemala" ], "regions": [ "拉丁美洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "农业银行移动转账" }, { "id": "compare-banxa", "kind": "payment_provider", "name": "Banxa", "aliases": [], "website_url": "https://banxa.com", "detail_url": "https://banxa.com", "countries": [ "全球" ], "regions": [ "africa, asia, europe, latin-america, middle-east, north-america, oceania, southeast-asia" ], "payment_types": [ "crypto" ], "services": [ "加密货币" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Banxa 是一家加密货币支付服务商，覆盖全球，支持加密货币。结算安排需向服务商确认。" }, { "id": "compare-baofu", "kind": "payment_provider", "name": "Baofu", "aliases": [ "宝付" ], "website_url": "https://www.baofu.com", "detail_url": "https://www.baofu.com", "countries": [ "中国" ], "regions": [ "China" ], "payment_types": [ "三方支付/收单" ], "services": [ "互联网支付", "代收付" ], "use_cases": [ "企业支付/行业客户" ], "subject_requirement": "是", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "上海持牌第三方支付，聚焦企业支付" }, { "id": "compare-barion", "kind": "payment_channel", "name": "Barion", "aliases": [], "website_url": "https://www.barion.com", "detail_url": "/payment-channels/hu-barion/", "countries": [ "Hungary", "奥地利 | 捷克 | 德国 | 匈牙利 | 斯洛文尼亚 | 斯洛伐克" ], "regions": [ "欧洲", "europe" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "信用卡", "借记卡", "电子钱包" ], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "未公开", "fee": "未公开", "intro": "匈牙利本土电子钱包与收单" }, { "id": "compare-baselane", "kind": "payment_provider", "name": "Baselane", "aliases": [], "website_url": "https://baselane.com", "detail_url": "https://baselane.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "即时出款", "担保", "托管交易" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Baselane 是一家传统收单/支付服务商，覆盖美国，支持即时出款、担保/托管交易。结算安排需向服务商确认。" }, { "id": "compare-basis-theory", "kind": "payment_provider", "name": "Basis Theory", "aliases": [], "website_url": "https://basistheory.com", "detail_url": "https://basistheory.com", "countries": [ "全球" ], "regions": [ "europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Basis Theory 是一家传统收单/支付服务商，覆盖全球，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-bayad", "kind": "payment_channel", "name": "Bayad", "aliases": [], "website_url": "https://www.bayad.com", "detail_url": "/payment-channels/ph-bayad/", "countries": [ "Philippines" ], "regions": [ "亚洲" ], "payment_types": [ "现金收款" ], "services": [], "use_cases": [ "C端及账单", "现金代缴" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "遍布全国的账单与现金代缴点" }, { "id": "compare-bbva-wallet", "kind": "payment_channel", "name": "BBVA Wallet", "aliases": [], "website_url": "https://www.bbva.mx", "detail_url": "/payment-channels/mx-bbva-wallet/", "countries": [ "Mexico" ], "regions": [ "北美洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "1-3工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "墨西哥最大银行BBVA旗下钱包，P2P与绑卡支付" }, { "id": "compare-bc-card", "kind": "payment_channel", "name": "BC Card", "aliases": [], "website_url": "https://www.bccard.com", "detail_url": "/payment-channels/kr-bc-card/", "countries": [ "South Korea", "韩国" ], "regions": [ "亚洲", "asia" ], "payment_types": [ "银行卡收单", "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [ "商户+B端" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "韩国本土银行卡联盟，处理逾半刷卡消费" }, { "id": "compare-bcel-one", "kind": "payment_provider", "name": "BCEL One", "aliases": [], "website_url": "https://bcel.com.la", "detail_url": "https://bcel.com.la", "countries": [ "老挝" ], "regions": [ "southeast-asia" ], "payment_types": [ "regional" ], "services": [ "即时出款", "二维码支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "下一个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "BCEL One 是一家区域型支付服务商，覆盖老挝，支持即时出款、二维码支付。结算：下一个工作日。" }, { "id": "compare-bdo-remit", "kind": "payment_provider", "name": "BDO Remit", "aliases": [], "website_url": "https://bdo.com.ph", "detail_url": "https://bdo.com.ph", "countries": [ "阿联酋 | 加拿大 | 西班牙 | 法国 | 英国 | 中国香港 | 意大利 | 日本 | 中国澳门 | 菲律宾 | 美国" ], "regions": [ "asia, europe, middle-east, north-america, southeast-asia" ], "payment_types": [ "regional, traditional" ], "services": [ "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "BDO Remit 是一家区域型支付服务商，覆盖阿联酋、加拿大、西班牙、法国、英国、中国香港等，支持跨境汇款/出款。 no single flat rate.。结算安排需向服务商确认。" }, { "id": "compare-bdo-unibank", "kind": "payment_provider", "name": "BDO Unibank", "aliases": [], "website_url": "https://bdo.com.ph", "detail_url": "https://bdo.com.ph", "countries": [ "菲律宾" ], "regions": [ "southeast-asia" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡", "电子钱包", "POS收单", "先买后付(BNPL)", "现金", "代金券", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "BDO Unibank 是一家区域型支付服务商，覆盖菲律宾，支持信用卡/借记卡、电子钱包、POS收单、先买后付(BNPL)、现金/代金券、跨境汇款/出款。fee model: 定制(需询价)。结算安排需向服务商确认。" }, { "id": "compare-beanstream-bambora-canada", "kind": "payment_provider", "name": "Beanstream (Bambora Canada)", "aliases": [], "website_url": "https://bambora.com", "detail_url": "https://bambora.com", "countries": [ "全球" ], "regions": [ "europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Beanstream (Bambora Canada) 是一家传统收单/支付服务商，覆盖全球，支持订阅/周期扣款、POS收单。结算安排需向服务商确认。" }, { "id": "compare-beem-it", "kind": "payment_provider", "name": "Beem It", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "澳大利亚" ], "regions": [ "oceania" ], "payment_types": [ "regional" ], "services": [ "即时出款", "移动支付", "二维码支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Beem It 是一家区域型支付服务商，覆盖澳大利亚，支持即时出款、移动支付、二维码支付。结算：即时。" }, { "id": "compare-belfius-mobile", "kind": "payment_channel", "name": "Belfius Mobile", "aliases": [], "website_url": "https://www.belfius.be", "detail_url": "/payment-channels/be-belfius-mobile/", "countries": [ "Belgium" ], "regions": [ "欧洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "Belfius银行C端及商户" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开(银行APP)", "intro": "Belfius银行APP移动支付" }, { "id": "compare-belmoney", "kind": "payment_provider", "name": "Belmoney", "aliases": [], "website_url": "https://bel.money", "detail_url": "https://bel.money", "countries": [ "奥地利 | 比利时 | 保加利亚 | 塞浦路斯 | 捷克 | 德国 | 爱沙尼亚 | 西班牙 | 芬兰 | 法国 | 希腊 | 克罗地亚 | 匈牙利 | 爱尔兰 | 冰岛 | 意大利 | 列支敦士登 | 立陶宛 | 卢森堡 | 拉脱维亚 | 马耳他 | 荷兰 | 挪威 | 波兰 | 葡萄牙 | 罗马尼亚 | 瑞典 | 斯洛文尼亚 | 斯洛伐克" ], "regions": [ "europe" ], "payment_types": [ "baas, regional, traditional" ], "services": [ "银行即服务(BaaS)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（BaaS，需技术对接）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Belmoney 是一家银行即服务(BaaS)服务商，覆盖奥地利、比利时、保加利亚、塞浦路斯、捷克、德国等，支持银行即服务(BaaS)。结算安排需向服务商确认。" }, { "id": "compare-benefit", "kind": "payment_provider", "name": "Benefit", "aliases": [], "website_url": "https://benefit.bh", "detail_url": "https://benefit.bh", "countries": [ "巴林" ], "regions": [ "middle-east" ], "payment_types": [ "regional" ], "services": [ "即时出款", "信用卡", "借记卡", "电子钱包", "二维码支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "下一个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Benefit 是一家区域型支付服务商，覆盖巴林，支持即时出款、信用卡/借记卡、电子钱包、二维码支付。结算：下一个工作日。" }, { "id": "compare-benefit-plus", "kind": "payment_channel", "name": "Benefit Plus", "aliases": [], "website_url": "https://www.benefit-plus.eu", "detail_url": "/payment-channels/cz-benefit-plus/", "countries": [ "Czechia" ], "regions": [ "欧洲" ], "payment_types": [ "现金凭证、现金收款" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "捷克员工福利/预付卡，可用于消费抵扣" }, { "id": "compare-benefitpay", "kind": "payment_provider", "name": "BenefitPay", "aliases": [], "website_url": "https://benefitpay.bh", "detail_url": "https://benefitpay.bh", "countries": [ "巴林" ], "regions": [ "middle-east" ], "payment_types": [ "regional" ], "services": [ "即时出款", "移动支付", "二维码支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "BenefitPay 是一家区域型支付服务商，覆盖巴林，支持即时出款、移动支付、二维码支付。结算：即时。" }, { "id": "compare-betalingsservice", "kind": "payment_channel", "name": "Betalingsservice", "aliases": [], "website_url": "https://www.betalingsservice.dk", "detail_url": "/payment-channels/dk-betalingsservice/", "countries": [ "Denmark" ], "regions": [ "欧洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "商户+B端" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "丹麦Nets旗下定期自动扣款(直接借记)系统" }, { "id": "compare-beyonic", "kind": "payment_provider", "name": "Beyonic", "aliases": [], "website_url": "https://beyonic.com", "detail_url": "https://beyonic.com", "countries": [ "加纳 | 肯尼亚 | 卢旺达 | 坦桑尼亚 | 乌干达" ], "regions": [ "africa" ], "payment_types": [ "regional" ], "services": [ "即时出款", "电子钱包", "移动支付", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Beyonic 是一家区域型支付服务商，覆盖加纳、肯尼亚、卢旺达、坦桑尼亚、乌干达，支持即时出款、电子钱包、移动支付、跨境汇款/出款。结算：即时。" }, { "id": "compare-bharatpe", "kind": "payment_provider", "name": "BharatPe", "aliases": [], "website_url": "https://www.bharatpe.com", "detail_url": "https://www.bharatpe.com", "countries": [ "印度" ], "regions": [ "India" ], "payment_types": [ "四方支付/聚合" ], "services": [ "聚合收单", "POS", "商家贷" ], "use_cases": [ "印度线下小微" ], "subject_requirement": "否(印度本地)", "access_threshold": "较低，常规资料即可核实", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "印度线下聚合收单与商家服务" }, { "id": "compare-bhd-leon-movil", "kind": "payment_channel", "name": "BHD León Móvil", "aliases": [], "website_url": "https://www.bhdleon.com.do", "detail_url": "/payment-channels/do-bhd-leon-movil/", "countries": [ "Dominican Republic" ], "regions": [ "拉丁美洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "BHD银行移动钱包" }, { "id": "compare-bhim", "kind": "payment_channel", "name": "BHIM", "aliases": [], "website_url": "https://www.bhimupi.org.in", "detail_url": "/payment-channels/in-bhim/", "countries": [ "India" ], "regions": [ "亚洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人(官方UPI App)" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "政府推出的UPI官方App" }, { "id": "compare-bi-fast", "kind": "payment_channel", "name": "BI-FAST", "aliases": [], "website_url": "https://www.bi.go.id", "detail_url": "/payment-channels/id-bi-fast/", "countries": [ "Indonesia" ], "regions": [ "亚洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "印尼央行实时清算系统，跨行秒到低成本" }, { "id": "compare-bigcommerce-payments", "kind": "payment_provider", "name": "BigCommerce Payments", "aliases": [], "website_url": "https://bigcommerce.com", "detail_url": "https://bigcommerce.com", "countries": [ "澳大利亚 | 英国 | 美国" ], "regions": [ "europe, north-america, oceania" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "2–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "BigCommerce Payments 是一家传统收单/支付服务商，覆盖澳大利亚、英国、美国，支持信用卡/借记卡。结算：2–3个工作日。" }, { "id": "compare-bilderlings", "kind": "payment_provider", "name": "Bilderlings", "aliases": [], "website_url": "https://bilderlings.com", "detail_url": "https://bilderlings.com", "countries": [ "奥地利 | 比利时 | 保加利亚 | 捷克 | 德国 | 爱沙尼亚 | 西班牙 | 芬兰 | 法国 | 英国 | 匈牙利 | 爱尔兰 | 立陶宛 | 拉脱维亚 | 荷兰 | 挪威 | 波兰 | 罗马尼亚 | 瑞典 | 美国" ], "regions": [ "europe, north-america" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Bilderlings 是一家区域型支付服务商，覆盖奥地利、比利时、保加利亚、捷克、德国、爱沙尼亚等，支持信用卡/借记卡。fee model: 定制(需询价)。结算安排需向服务商确认。" }, { "id": "compare-bill-com", "kind": "payment_provider", "name": "Bill.com", "aliases": [], "website_url": "https://bill.com", "detail_url": "https://bill.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "账单", "发票支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Bill.com 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款、账单/发票支付。结算安排需向服务商确认。" }, { "id": "compare-billdesk", "kind": "payment_provider", "name": "BillDesk", "aliases": [], "website_url": "https://www.billdesk.com", "detail_url": "https://www.billdesk.com", "countries": [ "印度" ], "regions": [ "India" ], "payment_types": [ "三方支付/收单" ], "services": [ "账单支付", "收单" ], "use_cases": [ "印度企业/账单" ], "subject_requirement": "否(印度本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "印度老牌账单与支付网关(被Prosus收购)" }, { "id": "compare-billhop", "kind": "payment_provider", "name": "Billhop", "aliases": [], "website_url": "https://billhop.com", "detail_url": "https://billhop.com", "countries": [ "奥地利 | 比利时 | 保加利亚 | 瑞士 | 塞浦路斯 | 捷克 | 德国 | 爱沙尼亚 | 西班牙 | 芬兰 | 法国 | 英国 | 希腊 | 克罗地亚 | 匈牙利 | 爱尔兰 | 以色列 | 冰岛 | 意大利 | 列支敦士登 | 立陶宛 | 卢森堡 | 拉脱维亚 | 马耳他 | 荷兰 | 挪威 | 波兰 | 葡萄牙 | 罗马尼亚 | 瑞典 | 斯洛文尼亚 | 斯洛伐克" ], "regions": [ "europe, middle-east" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Billhop 是一家区域型支付服务商，覆盖奥地利、比利时、保加利亚、瑞士、塞浦路斯、捷克等，支持信用卡/借记卡、银行转账。结算安排需向服务商确认。" }, { "id": "compare-billingplatform", "kind": "payment_provider", "name": "BillingPlatform", "aliases": [], "website_url": "https://billingplatform.com", "detail_url": "https://billingplatform.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "视情况而定", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "BillingPlatform 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款。结算：视情况而定。" }, { "id": "compare-billink", "kind": "payment_channel", "name": "Billink", "aliases": [], "website_url": "https://www.billink.com", "detail_url": "/payment-channels/nl-billink/", "countries": [ "Netherlands" ], "regions": [ "欧洲" ], "payment_types": [ "先买后付（BNPL）" ], "services": [], "use_cases": [ "商户+B端" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+2/T+3", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "荷兰本地账单式先买后付服务" }, { "id": "compare-billmate", "kind": "payment_provider", "name": "Billmate", "aliases": [], "website_url": "https://billmate.se", "detail_url": "https://billmate.se", "countries": [ "芬兰 | 挪威 | 瑞典" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "先买后付(BNPL)", "账单", "发票支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Billmate 是一家区域型支付服务商，覆盖芬兰、挪威、瑞典，支持先买后付(BNPL)、账单/发票支付。结算安排需向服务商确认。" }, { "id": "compare-billplz", "kind": "payment_provider", "name": "Billplz", "aliases": [], "website_url": "https://www.billplz.com", "detail_url": "https://www.billplz.com", "countries": [ "Malaysia" ], "regions": [ "亚洲" ], "payment_types": [ "Malaysia online payments, billing API" ], "services": [ "FPX", "Cards", "E-wallets", "BNPL", "Payment forms", "Billing API", "Payouts" ], "use_cases": [ "本地线下商户" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+2/T+3", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Billplz 是马来西亚在线收款和账单支付平台，支持 FPX、卡、电子钱包、分期、支付表单和 API。" }, { "id": "compare-billsby", "kind": "payment_provider", "name": "Billsby", "aliases": [], "website_url": "https://billsby.com", "detail_url": "https://billsby.com", "countries": [ "英国 | 美国" ], "regions": [ "europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Billsby 是一家传统收单/支付服务商，覆盖英国、美国，支持订阅/周期扣款。结算：即时。" }, { "id": "compare-billtrust", "kind": "payment_provider", "name": "Billtrust", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "现金", "代金券" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "下一个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Billtrust 是一家传统收单/支付服务商，覆盖美国，支持现金/代金券。结算：下一个工作日。" }, { "id": "compare-billwerk", "kind": "payment_provider", "name": "Billwerk+", "aliases": [], "website_url": "https://billwerk.plus", "detail_url": "https://billwerk.plus", "countries": [ "德国 | 挪威 | 瑞典" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Billwerk+ 是一家传统收单/支付服务商，覆盖德国、挪威、瑞典，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-bim", "kind": "payment_channel", "name": "BIM", "aliases": [], "website_url": "https://www.bim.pe", "detail_url": "/payment-channels/pe-bim/", "countries": [ "Peru" ], "regions": [ "拉丁美洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人+商户（两者兼有）" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "未公开", "intro": "面向无银行账户的跨运营商钱包" }, { "id": "compare-binance-pay", "kind": "payment_provider", "name": "Binance Pay", "aliases": [], "website_url": "https://pay.binance.com", "detail_url": "https://pay.binance.com", "countries": [ "全球(170M+ Binance用户)" ], "regions": [ "全球" ], "payment_types": [ "其他" ], "services": [ "加密货币支付", "转账", "商户收款" ], "use_cases": [ "跨境电商/独立站" ], "subject_requirement": "待核实", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "0手续费(链下)", "intro": "币安加密支付" }, { "id": "compare-bit-bank-hapoalim", "kind": "payment_channel", "name": "bit (Bank Hapoalim)", "aliases": [], "website_url": "https://www.bitpay.co.il", "detail_url": "/payment-channels/il-bit-bank-hapoalim/", "countries": [ "Israel" ], "regions": [ "中东" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "工人银行推出，领先P2P钱包" }, { "id": "compare-bitflyer", "kind": "payment_provider", "name": "bitFlyer", "aliases": [], "website_url": "https://bitflyer.com", "detail_url": "https://bitflyer.com", "countries": [ "奥地利 | 比利时 | 保加利亚 | 瑞士 | 塞浦路斯 | 捷克 | 德国 | 爱沙尼亚 | 西班牙 | 芬兰 | 法国 | 希腊 | 克罗地亚 | 匈牙利 | 爱尔兰 | 冰岛 | 意大利 | 日本 | 列支敦士登 | 立陶宛 | 卢森堡 | 拉脱维亚 | 马耳他 | 荷兰 | 挪威 | 波兰 | 葡萄牙 | 罗马尼亚 | 瑞典 | 斯洛文尼亚 | 斯洛伐克 | 美国" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "crypto" ], "services": [ "加密货币" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "bitFlyer 是一家加密货币支付服务商，覆盖奥地利、比利时、保加利亚、瑞士、塞浦路斯、捷克等，支持加密货币。 zero trading fees on EU buy/sell, Lightning fees per maker/taker; full fee schedule per region on /commission.。结算安排需向服务商确认。" }, { "id": "compare-bitgo", "kind": "payment_provider", "name": "BitGo", "aliases": [], "website_url": "https://bitgo.com", "detail_url": "https://bitgo.com", "countries": [ "全球" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "crypto" ], "services": [ "加密货币", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "BitGo 是一家加密货币支付服务商，覆盖全球，支持加密货币、电子钱包。结算安排需向服务商确认。" }, { "id": "compare-bitpace", "kind": "payment_provider", "name": "Bitpace", "aliases": [], "website_url": "https://bitpace.com", "detail_url": "https://bitpace.com", "countries": [ "全球" ], "regions": [ "africa, asia, europe, latin-america, middle-east, north-america, oceania, southeast-asia" ], "payment_types": [ "crypto, gaming, high-risk" ], "services": [ "加密货币", "即时出款", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Bitpace 是一家加密货币支付服务商，覆盖全球，支持加密货币、即时出款、电子钱包。结算：即时。" }, { "id": "compare-bitpanda", "kind": "payment_provider", "name": "Bitpanda", "aliases": [], "website_url": "https://bitpanda.com", "detail_url": "https://bitpanda.com", "countries": [ "阿联酋 | 阿尔巴尼亚 | 奥地利 | 比利时 | 保加利亚 | 瑞士 | 塞浦路斯 | 捷克 | 德国 | 爱沙尼亚 | 西班牙 | 芬兰 | 法国 | 英国 | 希腊 | 克罗地亚 | 匈牙利 | 爱尔兰 | 冰岛 | 意大利 | 列支敦士登 | 立陶宛 | 卢森堡 | 拉脱维亚 | 马耳他 | 荷兰 | 挪威 | 波兰 | 葡萄牙 | 罗马尼亚 | 塞尔维亚 | 瑞典 | 斯洛文尼亚 | 斯洛伐克 | 土耳其" ], "regions": [ "europe" ], "payment_types": [ "crypto, regional" ], "services": [ "加密货币" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Bitpanda 是一家加密货币支付服务商，覆盖阿联酋、阿尔巴尼亚、奥地利、比利时、保加利亚、瑞士等，支持加密货币。结算安排需向服务商确认。" }, { "id": "compare-bitpay", "kind": "payment_provider", "name": "BitPay", "aliases": [], "website_url": "https://www.bitpay.com", "detail_url": "https://www.bitpay.com", "countries": [ "全球" ], "regions": [ "全球" ], "payment_types": [ "其他" ], "services": [ "加密货币", "稳定币收款与付款" ], "use_cases": [ "跨境电商/独立站" ], "subject_requirement": "待核实", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "老牌加密支付(2011)" }, { "id": "compare-bitso", "kind": "payment_provider", "name": "Bitso", "aliases": [], "website_url": "https://bitso.com", "detail_url": "https://bitso.com", "countries": [ "阿根廷 | 巴西 | 哥伦比亚 | 墨西哥 | 美国" ], "regions": [ "latin-america, north-america" ], "payment_types": [ "crypto" ], "services": [ "加密货币", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Bitso 是一家加密货币支付服务商，覆盖阿根廷、巴西、哥伦比亚、墨西哥、美国，支持加密货币、跨境汇款/出款。结算：即时。" }, { "id": "compare-bitstamp", "kind": "payment_provider", "name": "Bitstamp", "aliases": [], "website_url": "https://bitstamp.net", "detail_url": "https://bitstamp.net", "countries": [ "奥地利 | 比利时 | 保加利亚 | 塞浦路斯 | 捷克 | 德国 | 爱沙尼亚 | 西班牙 | 芬兰 | 法国 | 英国 | 希腊 | 克罗地亚 | 匈牙利 | 爱尔兰 | 冰岛 | 意大利 | 列支敦士登 | 立陶宛 | 卢森堡 | 拉脱维亚 | 马耳他 | 荷兰 | 挪威 | 波兰 | 葡萄牙 | 罗马尼亚 | 瑞典 | 新加坡 | 斯洛文尼亚 | 斯洛伐克 | 美国" ], "regions": [ "asia, europe, north-america, southeast-asia" ], "payment_types": [ "crypto" ], "services": [ "加密货币" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Bitstamp 是一家加密货币支付服务商，覆盖奥地利、比利时、保加利亚、塞浦路斯、捷克、德国等，支持加密货币。fee model: per-transaction。结算安排需向服务商确认。" }, { "id": "compare-bizum", "kind": "payment_channel", "name": "Bizum", "aliases": [], "website_url": "https://www.bizum.com", "detail_url": "/payment-channels/es-bizum/", "countries": [ "Spain", "西班牙" ], "regions": [ "欧洲", "europe" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "即时出款", "移动支付" ], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地/部分欧盟)", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "西班牙银行系即时转账，2025年日均28.9万笔电商支付" }, { "id": "compare-bkash", "kind": "payment_channel", "name": "bKash", "aliases": [], "website_url": "https://www.bkash.com", "detail_url": "/payment-channels/bd-bkash/", "countries": [ "Bangladesh", "孟加拉国" ], "regions": [ "亚洲", "asia" ], "payment_types": [ "移动钱包、电子钱包", "regional" ], "services": [ "即时出款", "跨境汇款", "出款" ], "use_cases": [ "C端个人+小微商户（两者兼有）" ], "subject_requirement": "否", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "市场份额第一的移动金融服务" }, { "id": "compare-bkm-express", "kind": "payment_channel", "name": "BKM Express", "aliases": [], "website_url": "https://www.bkmexpress.com.tr", "detail_url": "/payment-channels/tr-bkm-express/", "countries": [ "Turkey" ], "regions": [ "欧洲/亚洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "商户+B端" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "未公开", "fee": "未公开", "intro": "央行支持的一键快捷支付钱包" }, { "id": "compare-blackbaud", "kind": "payment_provider", "name": "Blackbaud", "aliases": [], "website_url": "https://blackbaud.com", "detail_url": "https://blackbaud.com", "countries": [ "澳大利亚 | 英国 | 美国" ], "regions": [ "europe, north-america, oceania" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "2–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Blackbaud 是一家传统收单/支付服务商，覆盖澳大利亚、英国、美国，支持订阅/周期扣款。结算：2–3个工作日。" }, { "id": "compare-blackhawk-network", "kind": "payment_provider", "name": "Blackhawk Network", "aliases": [], "website_url": "https://blackhawknetwork.com", "detail_url": "https://blackhawknetwork.com", "countries": [ "全球" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡", "现金", "代金券" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "2–5个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Blackhawk Network 是一家传统收单/支付服务商，覆盖全球，支持信用卡/借记卡、现金/代金券。结算：2–5个工作日。" }, { "id": "compare-blik", "kind": "payment_channel", "name": "BLIK", "aliases": [], "website_url": "https://blik.com", "detail_url": "/payment-channels/pl-blik/", "countries": [ "Poland", "波兰 | 罗马尼亚 | 斯洛伐克" ], "regions": [ "欧洲", "europe" ], "payment_types": [ "即时支付、银行转账", "regional" ], "services": [ "即时出款", "移动支付" ], "use_cases": [ "C端及银行即时支付" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "银行联合推出的六位码即时支付" }, { "id": "compare-blockbee", "kind": "payment_provider", "name": "BlockBee", "aliases": [], "website_url": "https://blockbee.io", "detail_url": "https://blockbee.io", "countries": [ "全球" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "crypto" ], "services": [ "加密货币", "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "BlockBee 是一家加密货币支付服务商，覆盖全球，支持加密货币、即时出款。结算安排需向服务商确认。" }, { "id": "compare-blox", "kind": "payment_provider", "name": "BLOX", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "比利时 | 日本 | 荷兰" ], "regions": [ "asia, europe" ], "payment_types": [ "crypto, regional" ], "services": [ "加密货币" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "BLOX 是一家加密货币支付服务商，覆盖比利时、日本、荷兰，支持加密货币。结算安排需向服务商确认。" }, { "id": "compare-blue-code", "kind": "payment_channel", "name": "Blue Code", "aliases": [], "website_url": "https://www.bluecode.com", "detail_url": "/payment-channels/at-blue-code/", "countries": [ "Austria" ], "regions": [ "欧洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "奥地利本土二维码移动支付，商超广泛支持" }, { "id": "compare-blue-media", "kind": "payment_provider", "name": "Blue Media", "aliases": [], "website_url": "https://bluemedia.pl", "detail_url": "https://bluemedia.pl", "countries": [ "波兰" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "订阅", "周期扣款", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Blue Media 是一家区域型支付服务商，覆盖波兰，支持订阅/周期扣款、银行转账。结算安排需向服务商确认。" }, { "id": "compare-bluecode", "kind": "payment_provider", "name": "Bluecode", "aliases": [], "website_url": "https://bluecode.com", "detail_url": "https://bluecode.com", "countries": [ "奥地利 | 德国 | 欧盟 | 意大利 | 尼日利亚" ], "regions": [ "africa, europe" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡", "银行转账", "电子钱包", "移动支付", "二维码支付", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Bluecode 是一家区域型支付服务商，覆盖奥地利、德国、欧盟、意大利、尼日利亚，支持信用卡/借记卡、银行转账、电子钱包、移动支付、二维码支付、跨境汇款/出款。结算：1–2个工作日。" }, { "id": "compare-bluefin", "kind": "payment_provider", "name": "Bluefin", "aliases": [], "website_url": "https://bluefin.com", "detail_url": "https://bluefin.com", "countries": [ "爱尔兰 | 美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Bluefin 是一家传统收单/支付服务商，覆盖爱尔兰、美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-bluesnap", "kind": "payment_provider", "name": "BlueSnap", "aliases": [], "website_url": "https://www.bluesnap.com", "detail_url": "https://www.bluesnap.com", "countries": [ "全球" ], "regions": [ "全球" ], "payment_types": [ "三方支付/收单" ], "services": [ "收单", "市场支付", "订阅" ], "use_cases": [ "跨境电商/订阅" ], "subject_requirement": "部分(需境外主体)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+2/T+3", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "美国收单与全球支付编排平台" }, { "id": "compare-bnc", "kind": "payment_provider", "name": "BNC", "aliases": [], "website_url": "https://bnc.fr", "detail_url": "https://bnc.fr", "countries": [ "巴西 | 瑞士 | 多米尼加 | 法国 | 海地 | 科摩罗 | 圣马丁(法属) | 马达加斯加 | 留尼汪" ], "regions": [ "africa, europe, latin-america" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "BNC 是一家区域型支付服务商，覆盖巴西、瑞士、多米尼加、法国、海地、科摩罗等，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-bnkpro", "kind": "payment_provider", "name": "BnkPro", "aliases": [], "website_url": "https://bnkpro.com", "detail_url": "https://bnkpro.com", "countries": [ "奥地利 | 比利时 | 保加利亚 | 塞浦路斯 | 捷克 | 德国 | 爱沙尼亚 | 西班牙 | 芬兰 | 法国 | 英国 | 希腊 | 克罗地亚 | 匈牙利 | 爱尔兰 | 冰岛 | 意大利 | 列支敦士登 | 立陶宛 | 卢森堡 | 拉脱维亚 | 马耳他 | 荷兰 | 挪威 | 波兰 | 葡萄牙 | 罗马尼亚 | 瑞典 | 斯洛文尼亚 | 斯洛伐克" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "BnkPro 是一家传统收单/支付服务商，覆盖奥地利、比利时、保加利亚、塞浦路斯、捷克、德国等，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-bnp-paribas", "kind": "payment_provider", "name": "BNP Paribas", "aliases": [], "website_url": "https://group.bnpparibas", "detail_url": "https://group.bnpparibas", "countries": [ "阿联酋 | 澳大利亚 | 保加利亚 | 法国 | 英国 | 马来西亚 | 波兰" ], "regions": [ "asia, europe, middle-east, oceania" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "BNP Paribas 是一家传统收单/支付服务商，覆盖阿联酋、澳大利亚、保加利亚、法国、英国、马来西亚等，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-boa-euroservices", "kind": "payment_provider", "name": "BOA Euroservices", "aliases": [], "website_url": "https://dabatransfer.com", "detail_url": "https://dabatransfer.com", "countries": [ "比利时 | 德国 | 西班牙 | 法国 | 意大利 | 荷兰" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "BOA Euroservices 是一家区域型支付服务商，覆盖比利时、德国、西班牙、法国、意大利、荷兰，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-bob-finance", "kind": "payment_channel", "name": "BoB Finance", "aliases": [], "website_url": "https://www.bob.finance", "detail_url": "/payment-channels/lb-bob-finance/", "countries": [ "Lebanon" ], "regions": [ "中东" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "汇款/转账手续费按西联与本地费率，具体需向运营方确认。", "intro": "BoB Finance 是黎巴嫩的西联（Western Union）代理与电子钱包服务，支持国际汇款领取、转账与缴费。属真实且在运营的方式，但在黎巴嫩高通胀/外汇管制环境下，结算币种与稳定性需重点确认。" }, { "id": "compare-boc-pay", "kind": "payment_channel", "name": "BoC Pay", "aliases": [], "website_url": "https://www.bochk.com", "detail_url": "/payment-channels/hk-boc-pay/", "countries": [ "Hong Kong" ], "regions": [ "亚洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "部分(银联跨境)", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "中银香港钱包，银联跨境" }, { "id": "compare-bog-pay", "kind": "payment_provider", "name": "BOG Pay", "aliases": [], "website_url": "https://bankofgeorgia.ge", "detail_url": "https://bankofgeorgia.ge", "countries": [ "格鲁吉亚" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "BOG Pay 是一家区域型支付服务商，覆盖格鲁吉亚，支持信用卡/借记卡。结算：1–2个工作日。" }, { "id": "compare-boku", "kind": "payment_provider", "name": "Boku", "aliases": [], "website_url": "https://boku.com", "detail_url": "https://boku.com", "countries": [ "全球" ], "regions": [ "africa, asia, europe, latin-america, north-america, oceania, southeast-asia" ], "payment_types": [ "regional" ], "services": [ "电子钱包", "移动支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Boku 是一家区域型支付服务商，覆盖全球，支持电子钱包、移动支付。结算安排需向服务商确认。" }, { "id": "compare-bold-colombia", "kind": "payment_provider", "name": "Bold Colombia", "aliases": [], "website_url": "https://bold.co", "detail_url": "https://bold.co", "countries": [ "Colombia" ], "regions": [ "拉丁美洲" ], "payment_types": [ "Colombia merchant acquiring, POS, online payments" ], "services": [ "card present", "online card", "PSE", "Bancolombia", "wallet", "QR", "payment link", "POS" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "待确认", "settlement": "官网公开可次日到账至 Cuenta ", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Bold Colombia 为哥伦比亚商户提供 POS、线上支付、支付链接、QR、PSE、Bancolombia 和数字钱包收款。" }, { "id": "compare-bole-atlantic", "kind": "payment_provider", "name": "Bole Atlantic", "aliases": [], "website_url": "https://boleatlantic.controlmoney.net", "detail_url": "https://boleatlantic.controlmoney.net", "countries": [ "埃塞俄比亚 | 英国 | 美国" ], "regions": [ "africa, europe, north-america" ], "payment_types": [ "regional, traditional" ], "services": [ "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Bole Atlantic 是一家区域型支付服务商，覆盖埃塞俄比亚、英国、美国，支持跨境汇款/出款。 specific rates not published publicly.。结算安排需向服务商确认。" }, { "id": "compare-boleto", "kind": "payment_channel", "name": "Boleto", "aliases": [], "website_url": "https://www.febraban.org.br", "detail_url": "/payment-channels/br-boleto/", "countries": [ "Brazil" ], "regions": [ "拉丁美洲" ], "payment_types": [ "其他" ], "services": [], "use_cases": [ "两者兼有(传统单据", "B2B重要)" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "传统银行单据，B2B仍重要" }, { "id": "compare-boleto-bancario", "kind": "payment_provider", "name": "Boleto Bancário", "aliases": [], "website_url": "https://bb.com.br", "detail_url": "https://bb.com.br", "countries": [ "巴西" ], "regions": [ "latin-america" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡", "现金", "代金券" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "3–5个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Boleto Bancário 是一家区域型支付服务商，覆盖巴西，支持信用卡/借记卡、现金/代金券。结算：3–5个工作日。" }, { "id": "compare-bolt", "kind": "payment_provider", "name": "Bolt", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "加拿大 | 英国 | 美国" ], "regions": [ "europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "加密货币" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "2–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Bolt 是一家传统收单/支付服务商，覆盖加拿大、英国、美国，支持加密货币。结算：2–3个工作日。" }, { "id": "compare-bond", "kind": "payment_provider", "name": "Bond", "aliases": [], "website_url": "https://bond.tech", "detail_url": "https://bond.tech", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "baas" ], "services": [ "信用卡", "借记卡", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Bond 是一家银行即服务(BaaS)服务商，覆盖美国，支持信用卡/借记卡、银行转账。结算安排需向服务商确认。" }, { "id": "compare-booking-holdings-financial-services", "kind": "payment_provider", "name": "Booking Holdings Financial Services", "aliases": [], "website_url": "https://partner.booking.com", "detail_url": "https://partner.booking.com", "countries": [ "奥地利 | 比利时 | 保加利亚 | 塞浦路斯 | 捷克 | 德国 | 爱沙尼亚 | 西班牙 | 芬兰 | 法国 | 英国 | 希腊 | 克罗地亚 | 匈牙利 | 爱尔兰 | 冰岛 | 意大利 | 列支敦士登 | 立陶宛 | 卢森堡 | 拉脱维亚 | 马耳他 | 荷兰 | 挪威 | 波兰 | 葡萄牙 | 罗马尼亚 | 瑞典 | 斯洛文尼亚 | 斯洛伐克" ], "regions": [ "europe" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Booking Holdings Financial Services 是一家区域型支付服务商，覆盖奥地利、比利时、保加利亚、塞浦路斯、捷克、德国等，支持信用卡/借记卡。fee model: 定制(需询价)。结算安排需向服务商确认。" }, { "id": "compare-boost", "kind": "payment_channel", "name": "Boost", "aliases": [], "website_url": "https://www.myboost.com.my", "detail_url": "/payment-channels/my-boost/", "countries": [ "Malaysia", "马来西亚" ], "regions": [ "亚洲", "asia, southeast-asia" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "电子钱包", "移动支付", "先买后付(BNPL)" ], "use_cases": [ "C端个人+商户（两者兼有）" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "本土流行钱包，返现优惠多" }, { "id": "compare-boost-malaysia", "kind": "payment_provider", "name": "Boost (Malaysia)", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "马来西亚" ], "regions": [ "southeast-asia" ], "payment_types": [ "regional" ], "services": [ "即时出款", "电子钱包", "二维码支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "下一个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Boost (Malaysia) 是一家区域型支付服务商，覆盖马来西亚，支持即时出款、电子钱包、二维码支付。结算：下一个工作日。" }, { "id": "compare-borgun", "kind": "payment_provider", "name": "Borgun", "aliases": [], "website_url": "https://borgun.is", "detail_url": "https://borgun.is", "countries": [ "奥地利 | 德国 | 欧盟 | 英国 | 爱尔兰 | 冰岛" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡", "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "2–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Borgun 是一家区域型支付服务商，覆盖奥地利、德国、欧盟、英国、爱尔兰、冰岛，支持信用卡/借记卡、POS收单。结算：2–3个工作日。" }, { "id": "compare-borica", "kind": "payment_provider", "name": "BORICA", "aliases": [], "website_url": "https://borica.bg", "detail_url": "https://borica.bg", "countries": [ "保加利亚" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "BORICA 是一家区域型支付服务商，覆盖保加利亚，支持银行转账。结算安排需向服务商确认。" }, { "id": "compare-bottomline-technologies", "kind": "payment_provider", "name": "Bottomline Technologies", "aliases": [], "website_url": "https://bottomline.com", "detail_url": "https://bottomline.com", "countries": [ "瑞士 | 英国 | 美国" ], "regions": [ "europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Bottomline Technologies 是一家传统收单/支付服务商，覆盖瑞士、英国、美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-boulevard", "kind": "payment_provider", "name": "Boulevard", "aliases": [], "website_url": "https://joinblvd.com", "detail_url": "https://joinblvd.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Boulevard 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款。结算：1–2个工作日。" }, { "id": "compare-bp-remit", "kind": "payment_provider", "name": "BP Remit", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "奥地利 | 爱沙尼亚 | 英国 | 立陶宛 | 波兰" ], "regions": [ "europe" ], "payment_types": [ "regional, traditional" ], "services": [ "现金", "代金券", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "BP Remit 是一家区域型支付服务商，覆盖奥地利、爱沙尼亚、英国、立陶宛、波兰，支持现金/代金券、跨境汇款/出款。 rates vary by corridor and payout method.。结算安排需向服务商确认。" }, { "id": "compare-bpay", "kind": "payment_channel", "name": "BPAY", "aliases": [], "website_url": "https://www.bpay.com.au", "detail_url": "/payment-channels/au-bpay/", "countries": [ "Australia" ], "regions": [ "大洋洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "商户+B端(账单", "缴费)" ], "subject_requirement": "否(仅本地)", "access_threshold": "中(需biller注册)", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "澳洲本土账单支付系统，5.5万家企业接入银行APP缴账单" }, { "id": "compare-braintree", "kind": "payment_provider", "name": "Braintree", "aliases": [], "website_url": "https://braintreepayments.com", "detail_url": "https://braintreepayments.com", "countries": [ "全球" ], "regions": [ "asia, europe, north-america, oceania" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "即时出款", "信用卡", "借记卡", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "1–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Braintree 是一家传统收单/支付服务商，覆盖全球，支持订阅/周期扣款、即时出款、信用卡/借记卡、电子钱包。结算：1–3个工作日。" }, { "id": "compare-branch", "kind": "payment_provider", "name": "Branch", "aliases": [], "website_url": "https://branchapp.com", "detail_url": "https://branchapp.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "即时出款", "信用卡", "借记卡", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Branch 是一家传统收单/支付服务商，覆盖美国，支持即时出款、信用卡/借记卡、电子钱包。结算：即时。" }, { "id": "compare-branch-international", "kind": "payment_provider", "name": "Branch International", "aliases": [], "website_url": "https://branch.co", "detail_url": "https://branch.co", "countries": [ "印度 | 肯尼亚 | 尼日利亚 | 坦桑尼亚" ], "regions": [ "africa, asia" ], "payment_types": [ "regional" ], "services": [ "即时出款", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "下一个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Branch International 是一家区域型支付服务商，覆盖印度、肯尼亚、尼日利亚、坦桑尼亚，支持即时出款、跨境汇款/出款。 wallet fees vary。结算：下一个工作日。" }, { "id": "compare-brankas", "kind": "payment_provider", "name": "Brankas", "aliases": [], "website_url": "https://brankas.com", "detail_url": "https://brankas.com", "countries": [ "印度尼西亚 | 菲律宾 | 新加坡 | 泰国 | 越南" ], "regions": [ "southeast-asia" ], "payment_types": [ "baas" ], "services": [ "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Brankas 是一家银行即服务(BaaS)服务商，覆盖印度尼西亚、菲律宾、新加坡、泰国、越南，支持银行转账。结算：即时。" }, { "id": "compare-breeze-chms", "kind": "payment_provider", "name": "Breeze ChMS", "aliases": [], "website_url": "https://breezechms.com", "detail_url": "https://breezechms.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "捐赠", "募捐" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "2–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Breeze ChMS 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款、捐赠/募捐。fee model: flat-rate。结算：2–3个工作日。" }, { "id": "compare-breinrock", "kind": "payment_provider", "name": "Breinrock", "aliases": [], "website_url": "https://breinrock.com", "detail_url": "https://breinrock.com", "countries": [ "阿联酋 | 加拿大 | 瑞士 | 塞浦路斯 | 捷克 | 英国 | 美国" ], "regions": [ "europe, middle-east, north-america" ], "payment_types": [ "baas, traditional" ], "services": [ "银行即服务(BaaS)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（BaaS，需技术对接）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Breinrock 是一家银行即服务(BaaS)服务商，覆盖阿联酋、加拿大、瑞士、塞浦路斯、捷克、英国等，支持银行即服务(BaaS)。fee model: 定制(需询价)。结算安排需向服务商确认。" }, { "id": "compare-brex", "kind": "payment_provider", "name": "Brex", "aliases": [], "website_url": "https://static.cloudflareinsights.com", "detail_url": "https://static.cloudflareinsights.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "baas" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Brex 是一家银行即服务(BaaS)服务商，覆盖美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-brick", "kind": "payment_provider", "name": "Brick", "aliases": [], "website_url": "https://onebrick.io", "detail_url": "https://onebrick.io", "countries": [ "印度尼西亚" ], "regions": [ "southeast-asia" ], "payment_types": [ "baas, regional" ], "services": [ "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Brick 是一家银行即服务(BaaS)服务商，覆盖印度尼西亚，支持银行转账。结算安排需向服务商确认。" }, { "id": "compare-brink-s-payment-services", "kind": "payment_provider", "name": "Brink's Payment Services", "aliases": [], "website_url": "https://brinkspayment.fr", "detail_url": "https://brinkspayment.fr", "countries": [ "法国" ], "regions": [ "europe" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Brink's Payment Services 是一家区域型支付服务商，覆盖法国，支持信用卡/借记卡。fee model: 定制(需询价)。结算安排需向服务商确认。" }, { "id": "compare-brite-payments", "kind": "payment_provider", "name": "Brite Payments", "aliases": [], "website_url": "https://britepayments.com", "detail_url": "https://britepayments.com", "countries": [ "全球" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "即时出款", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Brite Payments 是一家传统收单/支付服务商，覆盖全球，支持即时出款、银行转账。结算：即时。" }, { "id": "compare-brou-movil", "kind": "payment_channel", "name": "BROU Móvil", "aliases": [], "website_url": "https://www.brou.com.uy", "detail_url": "/payment-channels/uy-brou-movil/", "countries": [ "Uruguay" ], "regions": [ "拉丁美洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "国有行移动钱包" }, { "id": "compare-bt-pay-banca-transilvania", "kind": "payment_channel", "name": "BT Pay (Banca Transilvania)", "aliases": [], "website_url": "https://www.btpay.ro", "detail_url": "/payment-channels/ro-bt-pay-banca-transilvania/", "countries": [ "Romania" ], "regions": [ "欧洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "BT Pay 是罗马尼亚最大银行 Banca Transilvania 的手机银行 App，支持转账、扫码支付与账单支付。属真实且在运营的方式，是罗马尼亚主流银行 App 之一。" }, { "id": "compare-btcpay-server", "kind": "payment_provider", "name": "BTCPay Server", "aliases": [], "website_url": "https://btcpayserver.org", "detail_url": "https://btcpayserver.org", "countries": [ "全球" ], "regions": [ "africa, asia, europe, latin-america, north-america, oceania" ], "payment_types": [ "crypto" ], "services": [ "加密货币" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "BTCPay Server 是一家加密货币支付服务商，覆盖全球，支持加密货币。结算：即时。" }, { "id": "compare-buckaroo", "kind": "payment_provider", "name": "Buckaroo", "aliases": [], "website_url": "https://www.buckaroo.eu/", "detail_url": "https://www.buckaroo.eu/", "countries": [ "NL, BE, DE, EU" ], "regions": [ "欧洲" ], "payment_types": [ "PSP, online payments, POS" ], "services": [ "iDEAL", "cards", "Bancontact", "Apple Pay", "Trustly", "PayPal", "bank transfer", "POS" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "待确认", "settlement": "官网 pricing 页公开卡交易额", "fee": "官网公开部分费率：iDEAL by Wero bundles 从 EUR 0.20/笔；在线费率按支付方式；线下卡费率和月包公开。", "intro": "荷兰支付服务商，提供线上和线下收款、40+ 支付方式、订阅/发票、对账和商户后台。" }, { "id": "compare-buckzy-payments", "kind": "payment_provider", "name": "Buckzy Payments", "aliases": [], "website_url": "https://buckzy.net", "detail_url": "https://buckzy.net", "countries": [ "全球" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "baas, traditional" ], "services": [ "银行即服务(BaaS)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（BaaS，需技术对接）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Buckzy Payments 是一家银行即服务(BaaS)服务商，覆盖全球，支持银行即服务(BaaS)。结算安排需向服务商确认。" }, { "id": "compare-budpay", "kind": "payment_provider", "name": "Budpay", "aliases": [], "website_url": "https://budpay.com", "detail_url": "https://budpay.com", "countries": [ "尼日利亚" ], "regions": [ "africa" ], "payment_types": [ "regional" ], "services": [ "即时出款", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Budpay 是一家区域型支付服务商，覆盖尼日利亚，支持即时出款、跨境汇款/出款。结算：1–2个工作日。" }, { "id": "compare-buildium", "kind": "payment_provider", "name": "Buildium", "aliases": [], "website_url": "https://buildium.com", "detail_url": "https://buildium.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "信用卡", "借记卡", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Buildium 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款、信用卡/借记卡、银行转账。结算：1–2个工作日。" }, { "id": "compare-bunq", "kind": "payment_provider", "name": "bunq", "aliases": [], "website_url": "https://bunq.com", "detail_url": "https://bunq.com", "countries": [ "奥地利 | 比利时 | 瑞士 | 德国 | 西班牙 | 芬兰 | 法国 | 爱尔兰 | 意大利 | 荷兰 | 挪威 | 波兰 | 葡萄牙 | 瑞典" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "bunq 是一家区域型支付服务商，覆盖奥地利、比利时、瑞士、德国、西班牙、芬兰等，支持即时出款。结算安排需向服务商确认。" }, { "id": "compare-buy-me-a-coffee", "kind": "payment_provider", "name": "Buy Me a Coffee", "aliases": [], "website_url": "https://buymeacoffee.com", "detail_url": "https://buymeacoffee.com", "countries": [ "全球" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Buy Me a Coffee 是一家传统收单/支付服务商，覆盖全球，支持订阅/周期扣款。结算：即时。" }, { "id": "compare-bvnk", "kind": "payment_provider", "name": "BVNK", "aliases": [], "website_url": "https://bvnk.com", "detail_url": "https://bvnk.com", "countries": [ "全球" ], "regions": [ "africa, asia, europe, latin-america, middle-east, north-america, oceania, southeast-asia" ], "payment_types": [ "crypto, high-risk" ], "services": [ "加密货币", "即时出款", "信用卡", "借记卡", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "BVNK 是一家加密货币支付服务商，覆盖全球，支持加密货币、即时出款、信用卡/借记卡、银行转账。fee model: 定制(需询价)。结算安排需向服务商确认。" }, { "id": "compare-c2fo", "kind": "payment_provider", "name": "C2FO", "aliases": [], "website_url": "https://c2fo.com", "detail_url": "https://c2fo.com", "countries": [ "全球" ], "regions": [ "africa, asia, europe, middle-east, north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "即时出款", "账单", "发票支付", "现金", "代金券" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "C2FO 是一家传统收单/支付服务商，覆盖全球，支持订阅/周期扣款、即时出款、账单/发票支付、现金/代金券。结算：1–2个工作日。" }, { "id": "compare-caixabank", "kind": "payment_provider", "name": "CaixaBank", "aliases": [], "website_url": "https://caixabank.com", "detail_url": "https://caixabank.com", "countries": [ "西班牙" ], "regions": [ "europe" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "CaixaBank 是一家区域型支付服务商，覆盖西班牙，支持信用卡/借记卡。 acquiring rails sold via Comercia Global Payments (Bank of Spain code 6802) through CaixaBank as agent. No public rate card.。结算安排需向服务商确认。" }, { "id": "compare-cal-israel-credit-cards", "kind": "payment_channel", "name": "Cal (Israel Credit Cards)", "aliases": [], "website_url": "https://www.cal-online.co.il", "detail_url": "/payment-channels/il-cal-israel-credit-cards/", "countries": [ "Israel" ], "regions": [ "中东" ], "payment_types": [ "银行卡收单" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开", "intro": "以色列主要信用卡发卡机构" }, { "id": "compare-campus-commerce-transact", "kind": "payment_provider", "name": "Campus Commerce (Transact)", "aliases": [], "website_url": "https://transactcampus.com", "detail_url": "https://transactcampus.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "1–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Campus Commerce (Transact) 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款。结算：1–3个工作日。" }, { "id": "compare-canadahelps", "kind": "payment_provider", "name": "CanadaHelps", "aliases": [], "website_url": "https://www.canadahelps.org/", "detail_url": "https://www.canadahelps.org/", "countries": [ "Canada" ], "regions": [ "北美洲" ], "payment_types": [ "charity donation payments, fundraising tools" ], "services": [ "donation forms", "charity profile donations", "monthly donations", "ticketed events", "peer-to-peer fundraising", "EFT disbursement" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "待确认", "settlement": "官方 Donation Delive", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "CanadaHelps 是加拿大公益捐赠和慈善筹款平台，面向注册慈善机构提供捐赠表单、活动票务、月捐、P2P 筹款和捐赠转付。" }, { "id": "compare-canadia-bank", "kind": "payment_channel", "name": "Canadia Bank", "aliases": [], "website_url": "https://www.canadiabank.com.kh", "detail_url": "/payment-channels/kh-canadia-bank/", "countries": [ "Cambodia" ], "regions": [ "亚洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "T+1", "fee": "未公开", "intro": "主流商业银行移动银行" }, { "id": "compare-canpay", "kind": "payment_provider", "name": "CanPay", "aliases": [], "website_url": "https://static.cloudflareinsights.com", "detail_url": "https://static.cloudflareinsights.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "high-risk" ], "services": [ "即时出款", "信用卡", "借记卡", "银行转账", "现金", "代金券" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "CanPay 是一家高风险行业支付服务商，覆盖美国，支持即时出款、信用卡/借记卡、银行转账、现金/代金券。结算：即时。" }, { "id": "compare-capital-guardians", "kind": "payment_provider", "name": "Capital Guardians", "aliases": [], "website_url": "https://capitalguardians.com", "detail_url": "https://capitalguardians.com", "countries": [ "澳大利亚 | 新西兰" ], "regions": [ "oceania" ], "payment_types": [ "regional" ], "services": [ "账单", "发票支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Capital Guardians 是一家区域型支付服务商，覆盖澳大利亚、新西兰，支持账单/发票支付。fee model: 定制(需询价)。结算安排需向服务商确认。" }, { "id": "compare-capitec-pay", "kind": "payment_channel", "name": "Capitec Pay", "aliases": [], "website_url": "https://www.capitec.co.za", "detail_url": "/payment-channels/za-capitec-pay/", "countries": [ "South Africa" ], "regions": [ "非洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "Capitec银行App内实时支付" }, { "id": "compare-carat-fiserv", "kind": "payment_provider", "name": "Carat (Fiserv)", "aliases": [], "website_url": "https://carat.fiserv.com", "detail_url": "https://carat.fiserv.com", "countries": [ "澳大利亚 | 德国 | 英国 | 美国" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Carat (Fiserv) 是一家传统收单/支付服务商，覆盖澳大利亚、德国、英国、美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-carbon", "kind": "payment_provider", "name": "Carbon", "aliases": [], "website_url": "https://getcarbon.co", "detail_url": "https://getcarbon.co", "countries": [ "加纳 | 肯尼亚 | 尼日利亚" ], "regions": [ "africa" ], "payment_types": [ "regional" ], "services": [ "即时出款", "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Carbon 是一家区域型支付服务商，覆盖加纳、肯尼亚、尼日利亚，支持即时出款、信用卡/借记卡。 free deposits; variable transfer fees。结算安排需向服务商确认。" }, { "id": "compare-cardaq", "kind": "payment_provider", "name": "Cardaq", "aliases": [], "website_url": "https://cardaq.com", "detail_url": "https://cardaq.com", "countries": [ "奥地利 | 澳大利亚 | 比利时 | 加拿大 | 瑞士 | 捷克 | 德国 | 西班牙 | 芬兰 | 法国 | 英国 | 爱尔兰 | 意大利 | 日本 | 荷兰 | 挪威 | 波兰 | 葡萄牙 | 瑞典 | 美国" ], "regions": [ "europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Cardaq 是一家传统收单/支付服务商，覆盖奥地利、澳大利亚、比利时、加拿大、瑞士、捷克等，支持订阅/周期扣款、信用卡/借记卡。fee model: interchange-plus。结算安排需向服务商确认。" }, { "id": "compare-cardlink-greece", "kind": "payment_provider", "name": "Cardlink (Greece)", "aliases": [], "website_url": "https://cardlink.gr", "detail_url": "https://cardlink.gr", "countries": [ "希腊" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Cardlink (Greece) 是一家区域型支付服务商，覆盖希腊，支持POS收单。结算安排需向服务商确认。" }, { "id": "compare-cardnet", "kind": "payment_provider", "name": "Cardnet", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "多米尼加" ], "regions": [ "latin-america" ], "payment_types": [ "regional" ], "services": [ "银行转账", "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "下一个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Cardnet 是一家区域型支付服务商，覆盖多米尼加，支持银行转账、POS收单。结算：下一个工作日。" }, { "id": "compare-carecredit", "kind": "payment_provider", "name": "CareCredit", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "CareCredit 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款、信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-careem-pay", "kind": "payment_channel", "name": "Careem Pay", "aliases": [], "website_url": "https://www.careem.com", "detail_url": "/payment-channels/ae-careem-pay/", "countries": [ "United Arab Emirates" ], "regions": [ "中东" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "网约车巨头Careem旗下高粘性钱包" }, { "id": "compare-cartes-bancaires", "kind": "payment_channel", "name": "Cartes Bancaires", "aliases": [], "website_url": "https://www.cartes-bancaires.com", "detail_url": "/payment-channels/fr-cartes-bancaires/", "countries": [ "France", "法国" ], "regions": [ "欧洲", "europe" ], "payment_types": [ "银行卡收单", "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [ "两者兼有(法国本土卡网络)" ], "subject_requirement": "否(仅本地卡)", "access_threshold": "通常需要本地主体", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "法国本土卡网络，市占约66%" }, { "id": "compare-cash-app", "kind": "payment_channel", "name": "Cash App", "aliases": [], "website_url": "https://cash.app", "detail_url": "/payment-channels/us-cash-app/", "countries": [ "United States", "英国 | 美国" ], "regions": [ "北美洲", "europe, north-america" ], "payment_types": [ "电子钱包", "traditional" ], "services": [ "加密货币", "即时出款", "移动支付", "二维码支付", "现金", "代金券" ], "use_cases": [ "C端个人(无银行账户群体)" ], "subject_requirement": "否(仅美/英)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Block旗下，无银行账户群体渗透强" }, { "id": "compare-cash-on-delivery", "kind": "payment_channel", "name": "Cash on Delivery", "aliases": [], "website_url": "https://www.poste.tn", "detail_url": "/payment-channels/tn-cash-on-delivery/", "countries": [ "Tunisia" ], "regions": [ "非洲" ], "payment_types": [ "现金收款" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "货到付款（COD）是突尼斯电商主流收款方式之一，买家在收货时用现金支付，通常由物流/邮政（如 La Poste Tunisienne）代收。属真实且普遍的方式，但非电子渠道，依赖物流履约。" }, { "id": "compare-cash-plus", "kind": "payment_channel", "name": "Cash Plus", "aliases": [], "website_url": "https://www.cashplus.ma", "detail_url": "/payment-channels/ma-cash-plus/", "countries": [ "Morocco" ], "regions": [ "非洲" ], "payment_types": [ "现金收款" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "现金代收+电子钱包" }, { "id": "compare-cashfree", "kind": "payment_provider", "name": "Cashfree", "aliases": [], "website_url": "https://www.cashfree.com", "detail_url": "https://www.cashfree.com", "countries": [ "印度" ], "regions": [ "India" ], "payment_types": [ "四方支付/聚合" ], "services": [ "支付聚合", "Payout", "网关" ], "use_cases": [ "印度电商/SaaS" ], "subject_requirement": "否(印度本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "持牌Payment Aggregator，120万+商户" }, { "id": "compare-cashfree-payments", "kind": "payment_provider", "name": "Cashfree Payments", "aliases": [], "website_url": "https://www.cashfree.com", "detail_url": "https://www.cashfree.com", "countries": [ "India" ], "regions": [ "South Asia" ], "payment_types": [ "India payment aggregator, payment gateway" ], "services": [ "UPI", "Cards", "Net banking", "Wallets", "EMI", "Pay Later", "Bank transfer", "Payment links", "Payment forms", "softPOS" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "待确认", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Cashfree Payments 是印度支付聚合和支付网关，提供 INR/外币收款、UPI、卡、网银、钱包、EMI、Pay Later、银行转账和结算能力。" }, { "id": "compare-cashtocode", "kind": "payment_provider", "name": "CashtoCode", "aliases": [], "website_url": "https://cashtocode.com", "detail_url": "https://cashtocode.com", "countries": [ "全球" ], "regions": [ "europe, latin-america, north-america" ], "payment_types": [ "gaming" ], "services": [ "现金", "代金券" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "CashtoCode 是一家游戏支付服务商，覆盖全球，支持现金/代金券。结算：即时。" }, { "id": "compare-castles-technology", "kind": "payment_provider", "name": "Castles Technology", "aliases": [], "website_url": "https://castlestech.com", "detail_url": "https://castlestech.com", "countries": [ "全球" ], "regions": [ "asia, europe, latin-america, middle-east, north-america, oceania" ], "payment_types": [ "traditional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Castles Technology 是一家传统收单/支付服务商，覆盖全球，支持POS收单。结算安排需向服务商确认。" }, { "id": "compare-catalystpay", "kind": "payment_provider", "name": "CatalystPay", "aliases": [], "website_url": "https://catalystpay.com", "detail_url": "https://catalystpay.com", "countries": [ "全球" ], "regions": [ "europe, global, middle-east, north-america, southeast-asia" ], "payment_types": [ "crypto, gaming, high-risk, regional, traditional" ], "services": [ "加密货币", "移动支付", "虚拟终端(信用卡收款)", "订阅", "周期扣款", "多币种账户", "信用卡", "借记卡", "银行转账", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "CatalystPay 是一家加密货币支付服务商，覆盖全球，支持加密货币、移动支付、虚拟终端(信用卡收款)、订阅/周期扣款、多币种账户、信用卡/借记卡。结算：1–2个工作日。" }, { "id": "compare-cayan-tsys", "kind": "payment_provider", "name": "Cayan (TSYS)", "aliases": [], "website_url": "https://cayan.com", "detail_url": "https://cayan.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Cayan (TSYS) 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡。结算：1–2个工作日。" }, { "id": "compare-cb-pay", "kind": "payment_channel", "name": "CB Pay", "aliases": [], "website_url": "https://www.cbbank.com.mm", "detail_url": "/payment-channels/mm-cb-pay/", "countries": [ "Myanmar" ], "regions": [ "亚洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "受合规与市场环境影响，公开页面不展示具体费率；正式评估需逐案确认。", "intro": "CB Bank数字钱包增长快" }, { "id": "compare-cbe-birr", "kind": "payment_channel", "name": "CBE Birr", "aliases": [], "website_url": "https://www.combanketh.et", "detail_url": "/payment-channels/et-cbe-birr/", "countries": [ "Ethiopia" ], "regions": [ "非洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "未公开", "intro": "最大商业银行数字钱包，1200万+用户" }, { "id": "compare-cbibank", "kind": "payment_provider", "name": "CBiBank", "aliases": [ "富港银行" ], "website_url": "https://www.cbibank.com", "detail_url": "https://www.cbibank.com", "countries": [ "全球(163+国家)" ], "regions": [ "China" ], "payment_types": [ "跨境收款(三方)" ], "services": [ "美国银行开户", "跨境收款与结算" ], "use_cases": [ "跨境电商/独立站" ], "subject_requirement": "是", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开", "intro": "波多黎各国际银行" }, { "id": "compare-ccavenue", "kind": "payment_provider", "name": "CCAvenue", "aliases": [], "website_url": "https://www.ccavenue.com", "detail_url": "https://www.ccavenue.com", "countries": [ "印度" ], "regions": [ "India" ], "payment_types": [ "三方支付/收单" ], "services": [ "多币种收单", "支付网关" ], "use_cases": [ "印度电商/出口" ], "subject_requirement": "否(印度本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+2/T+3", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "印度主流多币种支付网关" }, { "id": "compare-ccbill", "kind": "payment_provider", "name": "CCBill", "aliases": [], "website_url": "https://ccbill.com", "detail_url": "https://ccbill.com", "countries": [ "全球" ], "regions": [ "asia, europe, north-america, oceania" ], "payment_types": [ "high-risk" ], "services": [ "即时出款", "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "CCBill 是一家高风险行业支付服务商，覆盖全球，支持即时出款、订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-ccv-group", "kind": "payment_provider", "name": "CCV Group", "aliases": [], "website_url": "https://ccv.eu", "detail_url": "https://ccv.eu", "countries": [ "比利时 | 德国 | 芬兰 | 荷兰" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "CCV Group 是一家传统收单/支付服务商，覆盖比利时、德国、芬兰、荷兰，支持POS收单。结算安排需向服务商确认。" }, { "id": "compare-cebuana-lhuillier", "kind": "payment_provider", "name": "Cebuana Lhuillier", "aliases": [], "website_url": "https://cebuanalhuillier.com", "detail_url": "https://cebuanalhuillier.com", "countries": [ "菲律宾" ], "regions": [ "southeast-asia" ], "payment_types": [ "regional" ], "services": [ "现金", "代金券", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Cebuana Lhuillier 是一家区域型支付服务商，覆盖菲律宾，支持现金/代金券、跨境汇款/出款。结算：即时。" }, { "id": "compare-cedar", "kind": "payment_provider", "name": "Cedar", "aliases": [], "website_url": "https://cedar.com", "detail_url": "https://cedar.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Cedar 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡。结算：即时。" }, { "id": "compare-cellpay", "kind": "payment_channel", "name": "CellPay", "aliases": [], "website_url": "https://www.cellpay.com.np", "detail_url": "/payment-channels/np-cellpay/", "countries": [ "Nepal" ], "regions": [ "亚洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "银行直连免充值钱包" }, { "id": "compare-cellulant", "kind": "payment_provider", "name": "Cellulant", "aliases": [], "website_url": "https://www.cellulant.io", "detail_url": "https://www.cellulant.io", "countries": [ "多国" ], "regions": [ "非洲" ], "payment_types": [ "三方支付/收单" ], "services": [ "移动支付", "账单", "收单" ], "use_cases": [ "非洲电商/公共事业" ], "subject_requirement": "部分(服务出海非洲)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "非洲跨国支付与清结算运营商" }, { "id": "compare-cembrapay", "kind": "payment_channel", "name": "CembraPay", "aliases": [], "website_url": "https://www.cembra.ch", "detail_url": "/payment-channels/ch-cembrapay/", "countries": [ "Switzerland" ], "regions": [ "欧洲" ], "payment_types": [ "先买后付（BNPL）" ], "services": [], "use_cases": [ "商户及C端BNPL" ], "subject_requirement": "部分(需特定资质)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开(BNPL)", "intro": "Cembra银行先买后付品牌" }, { "id": "compare-centemobile", "kind": "payment_channel", "name": "CenteMobile", "aliases": [], "website_url": "https://centenarybank.co.ug", "detail_url": "/payment-channels/ug-centemobile/", "countries": [ "Uganda" ], "regions": [ "非洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "未公开", "intro": "Centenary银行移动银行应用" }, { "id": "compare-centi", "kind": "payment_provider", "name": "Centi", "aliases": [], "website_url": "https://centi.ch", "detail_url": "https://centi.ch", "countries": [ "瑞士" ], "regions": [ "europe" ], "payment_types": [ "crypto" ], "services": [ "加密货币", "电子钱包", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Centi 是一家加密货币支付服务商，覆盖瑞士，支持加密货币、电子钱包、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-centre-monetique-interbancaire", "kind": "payment_channel", "name": "Centre Monétique Interbancaire", "aliases": [], "website_url": "https://www.cmi.co.ma", "detail_url": "/payment-channels/ma-centre-monetique-interbancaire/", "countries": [ "Morocco" ], "regions": [ "非洲" ], "payment_types": [ "银行卡收单" ], "services": [], "use_cases": [ "商户+B端" ], "subject_requirement": "部分(需特定资质)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开", "intro": "摩洛哥本地卡与网关" }, { "id": "compare-cerro-catedral", "kind": "payment_provider", "name": "Cerro Catedral", "aliases": [], "website_url": "https://www.cc-edp.com/", "detail_url": "https://www.cc-edp.com/", "countries": [ "Spain, Portugal, Germany, France" ], "regions": [ "欧洲" ], "payment_types": [ "持牌支付机构/跨境汇款" ], "services": [ "money transfer", "remittance", "B2B money transfer", "B2C remittance", "payment agent solutions" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中等，需要核实身份、用途和汇款/代理合作资料", "settlement": "官网未公开统一结算周期，汇款和代理合", "fee": "官网未公开标准费率，具体费用需要按汇款目的地、渠道和合作模式确认。", "intro": "Cerro Catedral Entidad de Pago S.A.U. 是西班牙持牌支付机构，受 Banco de España 监管，监管编号 6844，主要提供汇款、B2B/B2C 资金发送和代理合作相关服务。" }, { "id": "compare-chainalysis", "kind": "payment_provider", "name": "Chainalysis", "aliases": [], "website_url": "https://chainalysis.com", "detail_url": "https://chainalysis.com", "countries": [ "全球" ], "regions": [ "africa, asia, europe, latin-america, middle-east, north-america, oceania" ], "payment_types": [ "crypto" ], "services": [ "加密货币", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Chainalysis 是一家加密货币支付服务商，覆盖全球，支持加密货币、电子钱包。结算安排需向服务商确认。" }, { "id": "compare-chapa", "kind": "payment_provider", "name": "Chapa", "aliases": [], "website_url": "https://chapa.co", "detail_url": "https://chapa.co", "countries": [ "埃塞俄比亚" ], "regions": [ "africa" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Chapa 是一家区域型支付服务商，覆盖埃塞俄比亚，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-chargebee", "kind": "payment_provider", "name": "Chargebee", "aliases": [], "website_url": "https://chargebee.com", "detail_url": "https://chargebee.com", "countries": [ "全球" ], "regions": [ "asia, europe, north-america, oceania" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Chargebee 是一家传统收单/支付服务商，覆盖全球，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-chargepoint", "kind": "payment_provider", "name": "ChargePoint", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "奥地利 | 加拿大 | 捷克 | 德国 | 西班牙 | 法国 | 英国 | 意大利 | 荷兰 | 挪威 | 波兰 | 葡萄牙 | 瑞典 | 美国" ], "regions": [ "europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "ChargePoint 是一家传统收单/支付服务商，覆盖奥地利、加拿大、捷克、德国、西班牙、法国等，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-charity-engine", "kind": "payment_provider", "name": "Charity Engine", "aliases": [], "website_url": "https://charityengine.ca", "detail_url": "https://charityengine.ca", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "信用卡", "借记卡", "银行转账", "电子钱包", "捐赠", "募捐", "众筹", "募资" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Charity Engine 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款、信用卡/借记卡、银行转账、电子钱包、捐赠/募捐、众筹/募资。结算安排需向服务商确认。" }, { "id": "compare-checkout-com", "kind": "payment_provider", "name": "Checkout.com", "aliases": [], "website_url": "https://www.checkout.com", "detail_url": "https://www.checkout.com", "countries": [ "全球" ], "regions": [ "全球" ], "payment_types": [ "三方支付/收单" ], "services": [ "卡收单", "本地支付", "支付编排" ], "use_cases": [ "中大型企业/跨境电商" ], "subject_requirement": "部分(需境外主体)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+2/T+3", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "API优先的英国估值独角兽收单机构" }, { "id": "compare-chime", "kind": "payment_provider", "name": "Chime", "aliases": [], "website_url": "https://chime.com", "detail_url": "https://chime.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "regional" ], "services": [ "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Chime 是一家区域型支付服务商，覆盖美国，支持即时出款。结算安排需向服务商确认。" }, { "id": "compare-chinapnr", "kind": "payment_provider", "name": "ChinaPnR", "aliases": [ "汇付天下" ], "website_url": "https://www.chinapnr.com", "detail_url": "https://www.chinapnr.com", "countries": [ "全国" ], "regions": [ "China" ], "payment_types": [ "混合(收单+聚合)" ], "services": [ "收单", "聚合支付", "账户" ], "use_cases": [ "线下商户/聚合" ], "subject_requirement": "是", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "老牌持牌机构，收单与聚合并重" }, { "id": "compare-chipper-cash", "kind": "payment_channel", "name": "Chipper Cash", "aliases": [], "website_url": "https://chippercash.com", "detail_url": "/payment-channels/ug-chipper-cash/", "countries": [ "Uganda", "非洲(多国)、美国" ], "regions": [ "非洲" ], "payment_types": [ "电子钱包", "其他" ], "services": [ "跨境汇款", "虚拟卡", "投资" ], "use_cases": [ "两者兼有" ], "subject_requirement": "部分(需特定资质)", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "跨境零手续费转账，东非流行" }, { "id": "compare-choice-international", "kind": "payment_provider", "name": "Choice International", "aliases": [], "website_url": "https://choicemoney.co.uk", "detail_url": "https://choicemoney.co.uk", "countries": [ "英国" ], "regions": [ "africa, europe" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Choice International 是一家传统收单/支付服务商，覆盖英国，支持信用卡/借记卡。fee model: 定制(需询价)。结算安排需向服务商确认。" }, { "id": "compare-chownow", "kind": "payment_provider", "name": "ChowNow", "aliases": [], "website_url": "https://chownow.com", "detail_url": "https://chownow.com", "countries": [ "加拿大 | 美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "ChowNow 是一家传统收单/支付服务商，覆盖加拿大、美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-cibc", "kind": "payment_provider", "name": "CIBC", "aliases": [], "website_url": "https://cibc.com", "detail_url": "https://cibc.com", "countries": [ "加拿大 | 英国 | 美国" ], "regions": [ "europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡", "银行转账", "电子钱包", "POS收单", "订阅", "周期扣款", "现金", "代金券" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "CIBC 是一家传统收单/支付服务商，覆盖加拿大、英国、美国，支持信用卡/借记卡、银行转账、电子钱包、POS收单、订阅/周期扣款、现金/代金券。fee model: 定制(需询价)。结算安排需向服务商确认。" }, { "id": "compare-cielo", "kind": "payment_provider", "name": "Cielo", "aliases": [], "website_url": "https://cielo.com.br", "detail_url": "https://cielo.com.br", "countries": [ "巴西" ], "regions": [ "latin-america" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Cielo 是一家区域型支付服务商，覆盖巴西，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-cimb-bank-berhad", "kind": "payment_provider", "name": "CIMB Bank Berhad", "aliases": [], "website_url": "https://cimb.com.my", "detail_url": "https://cimb.com.my", "countries": [ "马来西亚" ], "regions": [ "asia, southeast-asia" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "CIMB Bank Berhad 是一家区域型支付服务商，覆盖马来西亚，支持信用卡/借记卡。fee model: interchange-plus。结算安排需向服务商确认。" }, { "id": "compare-cinetpay", "kind": "payment_provider", "name": "CinetPay", "aliases": [], "website_url": "https://cinetpay.com", "detail_url": "https://cinetpay.com", "countries": [ "布基纳法索 | 贝宁 | 科特迪瓦 | 喀麦隆 | 马里 | 尼日尔 | 塞内加尔 | 多哥" ], "regions": [ "africa" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡", "电子钱包", "移动支付", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "CinetPay 是一家传统收单/支付服务商，覆盖布基纳法索、贝宁、科特迪瓦、喀麦隆、马里、尼日尔等，支持信用卡/借记卡、电子钱包、移动支付、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-circit", "kind": "payment_provider", "name": "Circit", "aliases": [], "website_url": "https://circit.io", "detail_url": "https://circit.io", "countries": [ "英国 | 爱尔兰 | 美国" ], "regions": [ "europe, north-america" ], "payment_types": [ "baas, regional" ], "services": [ "银行即服务(BaaS)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（BaaS，需技术对接）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Circit 是一家银行即服务(BaaS)服务商，覆盖英国、爱尔兰、美国，支持银行即服务(BaaS)。fee model: 定制(需询价)。结算安排需向服务商确认。" }, { "id": "compare-circle", "kind": "payment_provider", "name": "Circle", "aliases": [], "website_url": "https://circle.com", "detail_url": "https://circle.com", "countries": [ "全球" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "crypto" ], "services": [ "加密货币", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Circle 是一家加密货币支付服务商，覆盖全球，支持加密货币、电子钱包。结算：即时。" }, { "id": "compare-citi", "kind": "payment_provider", "name": "Citi", "aliases": [], "website_url": "https://citigroup.com", "detail_url": "https://citigroup.com", "countries": [ "阿联酋 | 阿根廷 | 澳大利亚 | 巴西 | 加拿大 | 瑞士 | 中国 | 德国 | 西班牙 | 法国 | 英国 | 中国香港 | 爱尔兰 | 印度 | 意大利 | 日本 | 韩国 | 卢森堡 | 墨西哥 | 荷兰 | 波兰 | 新加坡 | 美国 | 南非" ], "regions": [ "africa, asia, europe, latin-america, middle-east, north-america, oceania" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Citi 是一家传统收单/支付服务商，覆盖阿联酋、阿根廷、澳大利亚、巴西、加拿大、瑞士等，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-citypay-io", "kind": "payment_provider", "name": "CityPay.io", "aliases": [], "website_url": "https://citypay.io", "detail_url": "https://citypay.io", "countries": [ "亚美尼亚 | 阿塞拜疆 | 格鲁吉亚 | 哈萨克斯坦 | 乌兹别克斯坦" ], "regions": [ "asia" ], "payment_types": [ "crypto, regional" ], "services": [ "加密货币", "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "CityPay.io 是一家加密货币支付服务商，覆盖亚美尼亚、阿塞拜疆、格鲁吉亚、哈萨克斯坦、乌兹别克斯坦，支持加密货币、POS收单。结算安排需向服务商确认。" }, { "id": "compare-clair", "kind": "payment_provider", "name": "Clair", "aliases": [], "website_url": "https://getclair.com", "detail_url": "https://getclair.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "即时出款", "信用卡", "借记卡", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Clair 是一家传统收单/支付服务商，覆盖美国，支持即时出款、信用卡/借记卡、银行转账。 employees can choose free 1-4 day ACH.。结算：即时。" }, { "id": "compare-claro-dinero", "kind": "payment_channel", "name": "Claro Dinero", "aliases": [], "website_url": "https://www.claro.com.gt", "detail_url": "/payment-channels/gt-claro-dinero/", "countries": [ "Guatemala" ], "regions": [ "拉丁美洲" ], "payment_types": [ "移动钱包、电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "电信运营商钱包" }, { "id": "compare-classy", "kind": "payment_provider", "name": "Classy", "aliases": [], "website_url": "https://classy.org", "detail_url": "https://classy.org", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "电子钱包", "捐赠", "募捐", "众筹", "募资" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Classy 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款、电子钱包、捐赠/募捐、众筹/募资。结算安排需向服务商确认。" }, { "id": "compare-clearbank", "kind": "payment_provider", "name": "ClearBank", "aliases": [], "website_url": "https://clear.bank", "detail_url": "https://clear.bank", "countries": [ "欧盟 | 英国 | 荷兰" ], "regions": [ "europe" ], "payment_types": [ "baas" ], "services": [ "加密货币", "订阅", "周期扣款", "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "ClearBank 是一家银行即服务(BaaS)服务商，覆盖欧盟、英国、荷兰，支持加密货币、订阅/周期扣款、即时出款。结算：即时。" }, { "id": "compare-clearent-xplor", "kind": "payment_provider", "name": "Clearent (Xplor)", "aliases": [], "website_url": "https://docs.xplorpay.com", "detail_url": "https://docs.xplorpay.com", "countries": [ "澳大利亚 | 中国香港 | 印度尼西亚 | 韩国 | 马来西亚 | 新西兰 | 菲律宾 | 新加坡 | 泰国 | 中国台湾 | 美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "下一个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Clearent (Xplor) 是一家传统收单/支付服务商，覆盖澳大利亚、中国香港、印度尼西亚、韩国、马来西亚、新西兰等，支持信用卡/借记卡。结算：下一个工作日。" }, { "id": "compare-clearhaus", "kind": "payment_provider", "name": "Clearhaus", "aliases": [], "website_url": "https://www.clearhaus.com/", "detail_url": "https://www.clearhaus.com/", "countries": [ "DE, DK, ES, EU, FI, LV, NO, PL, RO, SE, SI, GB" ], "regions": [ "欧洲" ], "payment_types": [ "card acquiring" ], "services": [ "Visa", "Mastercard", "card acquiring", "3D Secure", "multi-currency settlement" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "待确认", "settlement": "官网公开支持 DKK、EUR、GBP", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "欧洲收单机构，提供在线银行卡收单、API、3D Secure、结算报表和多币种结算。" }, { "id": "compare-clearpay", "kind": "payment_channel", "name": "Clearpay", "aliases": [], "website_url": "https://www.clearpay.co.uk", "detail_url": "/payment-channels/gb-clearpay/", "countries": [ "United Kingdom" ], "regions": [ "欧洲" ], "payment_types": [ "先买后付（BNPL）" ], "services": [], "use_cases": [ "商户+B端(时尚分期)" ], "subject_requirement": "部分(需欧洲实体)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Afterpay旗下，时尚零售常用" }, { "id": "compare-click", "kind": "payment_channel", "name": "Click", "aliases": [], "website_url": "https://click.uz", "detail_url": "/payment-channels/uz-click/", "countries": [ "Uzbekistan" ], "regions": [ "亚洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "用户超2000万的超级App钱包" }, { "id": "compare-click-uzbekistan", "kind": "payment_provider", "name": "Click (Uzbekistan)", "aliases": [], "website_url": "https://click.uz", "detail_url": "https://click.uz", "countries": [ "乌兹别克斯坦" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "即时出款", "移动支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Click (Uzbekistan) 是一家区域型支付服务商，覆盖乌兹别克斯坦，支持即时出款、移动支付。结算：即时。" }, { "id": "compare-clickpay", "kind": "payment_provider", "name": "ClickPay", "aliases": [], "website_url": "https://clickpay.com", "detail_url": "https://clickpay.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "下一个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "ClickPay 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款。结算：下一个工作日。" }, { "id": "compare-clickpesa", "kind": "payment_channel", "name": "ClickPesa", "aliases": [], "website_url": "https://clickpesa.com", "detail_url": "/payment-channels/tz-clickpesa/", "countries": [ "Tanzania" ], "regions": [ "非洲" ], "payment_types": [ "聚合支付" ], "services": [], "use_cases": [ "商户+B端" ], "subject_requirement": "部分(需特定资质)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开", "intro": "坦桑尼亚本地支付聚合平台" }, { "id": "compare-clictopay", "kind": "payment_channel", "name": "ClicToPay", "aliases": [], "website_url": "https://www.clictopay.com.tn", "detail_url": "/payment-channels/tn-clictopay/", "countries": [ "Tunisia" ], "regions": [ "非洲" ], "payment_types": [ "银行卡收单" ], "services": [], "use_cases": [ "商户+B端" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开", "intro": "突尼斯本地卡支付" }, { "id": "compare-clio-payments", "kind": "payment_provider", "name": "Clio Payments", "aliases": [], "website_url": "https://clio.com", "detail_url": "https://clio.com", "countries": [ "澳大利亚 | 加拿大 | 英国 | 爱尔兰 | 波多黎各 | 美国" ], "regions": [ "europe, north-america, oceania" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "信用卡", "借记卡", "银行转账", "先买后付(BNPL)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "下一个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Clio Payments 是一家传统收单/支付服务商，覆盖澳大利亚、加拿大、英国、爱尔兰、波多黎各、美国，支持订阅/周期扣款、信用卡/借记卡、银行转账、先买后付(BNPL)。结算：下一个工作日。" }, { "id": "compare-clip", "kind": "payment_provider", "name": "Clip", "aliases": [], "website_url": "https://www.clip.mx", "detail_url": "https://www.clip.mx", "countries": [ "墨西哥" ], "regions": [ "墨西哥" ], "payment_types": [ "三方支付/收单" ], "services": [ "QR收单", "POS", "商户" ], "use_cases": [ "墨西哥线下小微" ], "subject_requirement": "否(墨西哥本地)", "access_threshold": "较低，常规资料即可核实", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "墨西哥领先QR与商户收单平台" }, { "id": "compare-cliq", "kind": "payment_channel", "name": "CliQ", "aliases": [], "website_url": "https://www.jopacc.com", "detail_url": "/payment-channels/jo-cliq/", "countries": [ "Jordan" ], "regions": [ "中东" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开（银行间多免费）", "intro": "约旦央行旗下即时转账系统（JoPACC运营）" }, { "id": "compare-cloudpayments", "kind": "payment_provider", "name": "CloudPayments", "aliases": [], "website_url": "https://cloudpayments.ru", "detail_url": "https://cloudpayments.ru", "countries": [ "俄罗斯" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "订阅", "周期扣款", "即时出款", "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "CloudPayments 是一家区域型支付服务商，覆盖俄罗斯，支持订阅/周期扣款、即时出款、信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-clover", "kind": "payment_provider", "name": "Clover", "aliases": [], "website_url": "https://clover.com", "detail_url": "https://clover.com", "countries": [ "奥地利 | 德国 | 英国 | 爱尔兰 | 美国" ], "regions": [ "europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Clover 是一家传统收单/支付服务商，覆盖奥地利、德国、英国、爱尔兰、美国，支持POS收单。结算：1–2个工作日。" }, { "id": "compare-cm-com", "kind": "payment_provider", "name": "CM.com", "aliases": [], "website_url": "https://cm.com", "detail_url": "https://cm.com", "countries": [ "全球" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "CM.com 是一家传统收单/支付服务商，覆盖全球，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-cmi-morocco", "kind": "payment_provider", "name": "CMI Morocco", "aliases": [], "website_url": "https://cmi.co.ma", "detail_url": "https://cmi.co.ma", "countries": [ "摩洛哥" ], "regions": [ "africa, middle-east" ], "payment_types": [ "regional" ], "services": [ "移动支付", "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "CMI Morocco 是一家区域型支付服务商，覆盖摩洛哥，支持移动支付、POS收单。结算安排需向服务商确认。" }, { "id": "compare-coast", "kind": "payment_provider", "name": "Coast", "aliases": [], "website_url": "https://coastpay.com", "detail_url": "https://coastpay.com", "countries": [ "加拿大 | 美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Coast 是一家传统收单/支付服务商，覆盖加拿大、美国，支持信用卡/借记卡。 no per-transaction fees。结算安排需向服务商确认。" }, { "id": "compare-coda", "kind": "payment_provider", "name": "CODA", "aliases": [], "website_url": "https://codapayments.com", "detail_url": "https://codapayments.com", "countries": [ "巴西 | 印度尼西亚 | 印度 | 墨西哥 | 马来西亚 | 菲律宾 | 新加坡 | 泰国 | 土耳其" ], "regions": [ "asia, latin-america, southeast-asia" ], "payment_types": [ "gaming" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "CODA 是一家游戏支付服务商，覆盖巴西、印度尼西亚、印度、墨西哥、马来西亚、菲律宾等，支持订阅/周期扣款。结算：即时。" }, { "id": "compare-codashop", "kind": "payment_provider", "name": "Codashop", "aliases": [], "website_url": "https://codashop.com", "detail_url": "https://codashop.com", "countries": [ "阿联酋 | 阿根廷 | 奥地利 | 澳大利亚 | 孟加拉国 | 比利时 | 巴林 | 玻利维亚 | 巴西 | 加拿大 | 瑞士 | 智利 | 哥伦比亚 | 捷克 | 德国 | 厄瓜多尔 | 埃及 | 西班牙 | 法国 | 英国 | 中国香港 | 匈牙利 | 印度尼西亚 | 印度 | 伊拉克 | 意大利 | 日本 | 肯尼亚 | 柬埔寨 | 韩国 | 科威特 | 哈萨克斯坦 | 老挝 | 斯里兰卡 | 摩洛哥 | 缅甸 | 蒙古 | 墨西哥 | 马来西亚 | 尼日利亚 | 荷兰 | 挪威 | 尼泊尔 | 新西兰 | 秘鲁 | 菲律宾 | 巴基斯坦 | 波兰 | 葡萄牙 | 巴拉圭 | 卡塔尔 | 罗马尼亚 | 沙特阿拉伯 | 瑞典 | 新加坡 | 泰国 | 土耳其 | 中国台湾 | 美国 | 乌拉圭 | 越南 | 南非" ], "regions": [ "africa, asia, europe, latin-america, middle-east, north-america, oceania, southeast-asia" ], "payment_types": [ "gaming" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Codashop 是一家游戏支付服务商，覆盖阿联酋、阿根廷、奥地利、澳大利亚、孟加拉国、比利时等，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-codi", "kind": "payment_channel", "name": "CoDi", "aliases": [], "website_url": "https://www.codi.banxico.org.mx", "detail_url": "/payment-channels/mx-codi/", "countries": [ "Mexico" ], "regions": [ "北美洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "墨西哥央行二维码支付，免费P2P即时转账" }, { "id": "compare-codi-mexico", "kind": "payment_provider", "name": "CoDi Mexico", "aliases": [], "website_url": "https://codi.org.mx", "detail_url": "https://codi.org.mx", "countries": [ "墨西哥" ], "regions": [ "latin-america" ], "payment_types": [ "regional" ], "services": [ "即时出款", "银行转账", "移动支付", "二维码支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "CoDi Mexico 是一家区域型支付服务商，覆盖墨西哥，支持即时出款、银行转账、移动支付、二维码支付。结算：即时。" }, { "id": "compare-cofidis", "kind": "payment_provider", "name": "Cofidis", "aliases": [], "website_url": "https://cofidis-group.com", "detail_url": "https://cofidis-group.com", "countries": [ "比利时 | 捷克 | 西班牙 | 法国 | 匈牙利 | 意大利 | 波兰 | 葡萄牙 | 斯洛伐克" ], "regions": [ "europe" ], "payment_types": [ "regional, traditional" ], "services": [ "先买后付(BNPL)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Cofidis 是一家区域型支付服务商，覆盖比利时、捷克、西班牙、法国、匈牙利、意大利等，支持先买后付(BNPL)。结算安排需向服务商确认。" }, { "id": "compare-coinbase-commerce", "kind": "payment_provider", "name": "Coinbase Commerce", "aliases": [], "website_url": "https://commerce.coinbase.com", "detail_url": "https://commerce.coinbase.com", "countries": [ "全球" ], "regions": [ "全球" ], "payment_types": [ "其他" ], "services": [ "加密货币收款", "链上支付协议" ], "use_cases": [ "跨境电商/独立站" ], "subject_requirement": "待核实", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Coinbase加密收款" }, { "id": "compare-coingate", "kind": "payment_provider", "name": "CoinGate", "aliases": [], "website_url": "https://www.coingate.com", "detail_url": "https://www.coingate.com", "countries": [ "全球(180+国家)" ], "regions": [ "欧洲" ], "payment_types": [ "其他" ], "services": [ "加密货币", "稳定币收款与付款" ], "use_cases": [ "跨境电商/独立站" ], "subject_requirement": "待核实", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "未公开", "intro": "欧盟MiCA持牌加密支付" }, { "id": "compare-coinpayments", "kind": "payment_provider", "name": "CoinPayments", "aliases": [], "website_url": "https://coinpayments.net", "detail_url": "https://coinpayments.net", "countries": [ "全球" ], "regions": [ "asia, europe, latin-america, north-america" ], "payment_types": [ "crypto" ], "services": [ "加密货币" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "视情况而定", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "CoinPayments 是一家加密货币支付服务商，覆盖全球，支持加密货币。结算：视情况而定。" }, { "id": "compare-coinremitter", "kind": "payment_provider", "name": "CoinRemitter", "aliases": [], "website_url": "https://coinremitter.com", "detail_url": "https://coinremitter.com", "countries": [ "全球" ], "regions": [ "africa, asia, europe, latin-america, middle-east, north-america, oceania" ], "payment_types": [ "crypto" ], "services": [ "加密货币", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "CoinRemitter 是一家加密货币支付服务商，覆盖全球，支持加密货币、电子钱包。结算：即时。" }, { "id": "compare-coins-ph", "kind": "payment_channel", "name": "Coins.ph", "aliases": [], "website_url": "https://coins.ph", "detail_url": "/payment-channels/ph-coins-ph/", "countries": [ "Philippines", "菲律宾" ], "regions": [ "亚洲", "southeast-asia" ], "payment_types": [ "电子钱包", "crypto, regional" ], "services": [ "加密货币", "即时出款", "电子钱包", "跨境汇款", "出款" ], "use_cases": [ "C端及法币", "加密钱包" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "含加密资产的本土钱包" }, { "id": "compare-coinspaid", "kind": "payment_provider", "name": "CoinsPaid", "aliases": [], "website_url": "https://coinspaid.com", "detail_url": "https://coinspaid.com", "countries": [ "全球" ], "regions": [ "africa, asia, europe, latin-america, middle-east, north-america, oceania, southeast-asia" ], "payment_types": [ "crypto" ], "services": [ "加密货币" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "CoinsPaid 是一家加密货币支付服务商，覆盖全球，支持加密货币。结算：即时。" }, { "id": "compare-collectly", "kind": "payment_provider", "name": "Collectly", "aliases": [], "website_url": "https://collectly.com", "detail_url": "https://collectly.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Collectly 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-column", "kind": "payment_provider", "name": "Column", "aliases": [], "website_url": "https://column.com", "detail_url": "https://column.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "baas" ], "services": [ "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Column 是一家银行即服务(BaaS)服务商，覆盖美国，支持银行转账。结算安排需向服务商确认。" }, { "id": "compare-comgate", "kind": "payment_channel", "name": "Comgate", "aliases": [], "website_url": "https://www.comgate.cz", "detail_url": "/payment-channels/cz-comgate/", "countries": [ "Czechia" ], "regions": [ "欧洲" ], "payment_types": [ "聚合支付" ], "services": [], "use_cases": [ "商户+B端" ], "subject_requirement": "部分(需特定资质)", "access_threshold": "中等，需要核实主体和资料", "settlement": "未公开", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "捷克本土支付网关，费率具竞争力" }, { "id": "compare-computop", "kind": "payment_provider", "name": "Computop", "aliases": [], "website_url": "https://computop.com/", "detail_url": "https://computop.com/", "countries": [ "DE, EU, GB, US" ], "regions": [ "Europe, North America" ], "payment_types": [ "payment gateway, omnichannel payments" ], "services": [ "cards", "wallets", "bank transfer", "BNPL", "local payment methods", "POS", "hosted payment page", "direct integration" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "待确认", "settlement": "作为支付网关，公开文档侧重交易处理；", "fee": "官网未公开标准费率；需联系销售报价。", "intro": "德国支付服务商，Computop Paygate 提供电商、移动和 POS 的全渠道支付网关与全球本地支付方式接入。" }, { "id": "compare-concardis-nets", "kind": "payment_provider", "name": "Concardis (Nets)", "aliases": [], "website_url": "https://concardis.com", "detail_url": "https://concardis.com", "countries": [ "奥地利 | 瑞士 | 德国" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Concardis (Nets) 是一家传统收单/支付服务商，覆盖奥地利、瑞士、德国，支持POS收单。结算安排需向服务商确认。" }, { "id": "compare-conekta", "kind": "payment_provider", "name": "Conekta", "aliases": [], "website_url": "https://www.conekta.com", "detail_url": "https://www.conekta.com", "countries": [ "墨西哥等" ], "regions": [ "墨西哥/拉美" ], "payment_types": [ "三方支付/收单" ], "services": [ "收单", "订阅", "本地支付" ], "use_cases": [ "墨西哥电商/出海" ], "subject_requirement": "部分(服务出海墨西哥)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+2/T+3", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "墨西哥本地收单与支付API" }, { "id": "compare-conferma-pay", "kind": "payment_provider", "name": "Conferma Pay", "aliases": [], "website_url": "https://confermapay.com", "detail_url": "https://confermapay.com", "countries": [ "全球" ], "regions": [ "asia, europe, north-america, oceania" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Conferma Pay 是一家传统收单/支付服务商，覆盖全球，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-confido-legal", "kind": "payment_provider", "name": "Confido Legal", "aliases": [], "website_url": "https://confidolegal.com", "detail_url": "https://confidolegal.com", "countries": [ "加拿大 | 美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "信用卡", "借记卡", "银行转账", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "4–6个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Confido Legal 是一家传统收单/支付服务商，覆盖加拿大、美国，支持订阅/周期扣款、信用卡/借记卡、银行转账、跨境汇款/出款。 no monthly fees。结算：4–6个工作日。" }, { "id": "compare-confirmo", "kind": "payment_provider", "name": "Confirmo", "aliases": [], "website_url": "https://confirmo.net", "detail_url": "https://confirmo.net", "countries": [ "捷克" ], "regions": [ "africa, asia, europe, latin-america, middle-east, north-america, oceania" ], "payment_types": [ "crypto" ], "services": [ "加密货币", "即时出款", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Confirmo 是一家加密货币支付服务商，覆盖捷克，支持加密货币、即时出款、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-connectips", "kind": "payment_channel", "name": "connectIPS", "aliases": [], "website_url": "https://www.connectips.com", "detail_url": "/payment-channels/np-connectips/", "countries": [ "Nepal", "尼泊尔" ], "regions": [ "亚洲", "asia" ], "payment_types": [ "即时支付、银行转账", "regional" ], "services": [ "即时出款", "银行转账" ], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "央行监管实时银行账户直付" }, { "id": "compare-convera", "kind": "payment_provider", "name": "Convera", "aliases": [], "website_url": "https://convera.com", "detail_url": "https://convera.com", "countries": [ "澳大利亚 | 加拿大 | 瑞士 | 捷克 | 西班牙 | 法国 | 英国 | 中国香港 | 意大利 | 卢森堡 | 马耳他 | 新西兰 | 波兰 | 新加坡 | 美国" ], "regions": [ "asia, europe, north-america, oceania" ], "payment_types": [ "traditional" ], "services": [ "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Convera 是一家传统收单/支付服务商，覆盖澳大利亚、加拿大、瑞士、捷克、西班牙、法国等，支持跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-copper-co", "kind": "payment_provider", "name": "Copper.co", "aliases": [], "website_url": "https://copper.co", "detail_url": "https://copper.co", "countries": [ "全球" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "crypto" ], "services": [ "加密货币" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Copper.co 是一家加密货币支付服务商，覆盖全球，支持加密货币。结算安排需向服务商确认。" }, { "id": "compare-coralglobal", "kind": "payment_provider", "name": "Coralglobal", "aliases": [ "珊瑚跨境" ], "website_url": "https://www.coralglobal.cn", "detail_url": "https://www.coralglobal.cn", "countries": [ "100+国家" ], "regions": [ "全球" ], "payment_types": [ "跨境收款(三方)" ], "services": [ "出口结算", "外贸收款", "全球收单" ], "use_cases": [ "出口电商/外贸" ], "subject_requirement": "是", "access_threshold": "较低，常规资料即可核实", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "杭州跨境综合服务，覆盖全链条收付" }, { "id": "compare-corpay", "kind": "payment_provider", "name": "Corpay", "aliases": [], "website_url": "https://corpay.com", "detail_url": "https://corpay.com", "countries": [ "全球" ], "regions": [ "africa, asia, europe, latin-america, middle-east, north-america, oceania, southeast-asia" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Corpay 是一家传统收单/支付服务商，覆盖全球，支持信用卡/借记卡、跨境汇款/出款。 FX markup 视情况而定。结算安排需向服务商确认。" }, { "id": "compare-corvus-pay", "kind": "payment_provider", "name": "Corvus Pay", "aliases": [], "website_url": "https://corvuspay.com", "detail_url": "https://corvuspay.com", "countries": [ "波黑 | 克罗地亚 | 北马其顿 | 塞尔维亚 | 斯洛文尼亚" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Corvus Pay 是一家区域型支付服务商，覆盖波黑、克罗地亚、北马其顿、塞尔维亚、斯洛文尼亚，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-coupa-pay", "kind": "payment_provider", "name": "Coupa Pay", "aliases": [], "website_url": "https://coupa.com", "detail_url": "https://coupa.com", "countries": [ "全球" ], "regions": [ "asia, europe, latin-america, middle-east, north-america, oceania" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "信用卡", "借记卡", "银行转账", "电子钱包", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Coupa Pay 是一家传统收单/支付服务商，覆盖全球，支持订阅/周期扣款、信用卡/借记卡、银行转账、电子钱包、跨境汇款/出款。 included as an add-on to the Coupa BSM platform。结算安排需向服务商确认。" }, { "id": "compare-cowpay", "kind": "payment_provider", "name": "CowPay", "aliases": [], "website_url": "https://cowpay.me", "detail_url": "https://cowpay.me", "countries": [ "埃及" ], "regions": [ "africa, middle-east" ], "payment_types": [ "regional" ], "services": [ "订阅", "周期扣款", "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "CowPay 是一家区域型支付服务商，覆盖埃及，支持订阅/周期扣款、即时出款。结算安排需向服务商确认。" }, { "id": "compare-craftgate", "kind": "payment_provider", "name": "Craftgate", "aliases": [], "website_url": "https://craftgate.io", "detail_url": "https://craftgate.io", "countries": [ "西班牙 | 土耳其" ], "regions": [ "europe, middle-east" ], "payment_types": [ "regional" ], "services": [ "即时出款", "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Craftgate 是一家区域型支付服务商，覆盖西班牙、土耳其，支持即时出款、POS收单。结算安排需向服务商确认。" }, { "id": "compare-cred-pay", "kind": "payment_provider", "name": "CRED Pay", "aliases": [], "website_url": "https://cred.club", "detail_url": "https://cred.club", "countries": [ "印度" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "CRED Pay 是一家区域型支付服务商，覆盖印度，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-cregis", "kind": "payment_provider", "name": "Cregis", "aliases": [], "website_url": "https://cregis.com", "detail_url": "https://cregis.com", "countries": [ "全球" ], "regions": [ "global" ], "payment_types": [ "crypto" ], "services": [ "加密货币", "移动支付", "订阅", "周期扣款", "平台", "聚合收款", "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Cregis 是一家加密货币支付服务商，覆盖全球，支持加密货币、移动支付、订阅/周期扣款、平台/聚合收款、即时出款。结算安排需向服务商确认。" }, { "id": "compare-crezco", "kind": "payment_provider", "name": "Crezco", "aliases": [], "website_url": "https://crezco.com", "detail_url": "https://crezco.com", "countries": [ "德国 | 西班牙 | 法国 | 英国 | 爱尔兰 | 意大利 | 荷兰" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "即时出款", "银行转账", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Crezco 是一家传统收单/支付服务商，覆盖德国、西班牙、法国、英国、爱尔兰、意大利等，支持订阅/周期扣款、即时出款、银行转账、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-crif-realtime", "kind": "payment_provider", "name": "CRIF RealTime", "aliases": [], "website_url": "https://crif.com", "detail_url": "https://crif.com", "countries": [ "奥地利 | 比利时 | 保加利亚 | 塞浦路斯 | 捷克 | 德国 | 爱沙尼亚 | 西班牙 | 芬兰 | 法国 | 英国 | 希腊 | 克罗地亚 | 匈牙利 | 爱尔兰 | 冰岛 | 意大利 | 列支敦士登 | 立陶宛 | 卢森堡 | 拉脱维亚 | 马耳他 | 荷兰 | 挪威 | 波兰 | 葡萄牙 | 罗马尼亚 | 瑞典 | 斯洛文尼亚 | 斯洛伐克" ], "regions": [ "europe" ], "payment_types": [ "regional, traditional" ], "services": [ "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "CRIF RealTime 是一家区域型支付服务商，覆盖奥地利、比利时、保加利亚、塞浦路斯、捷克、德国等，支持银行转账。fee model: 定制(需询价)。结算安排需向服务商确认。" }, { "id": "compare-crypto-com-pay", "kind": "payment_provider", "name": "Crypto.com Pay", "aliases": [], "website_url": "https://crypto.com", "detail_url": "https://crypto.com", "countries": [ "全球" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "crypto" ], "services": [ "加密货币", "银行转账", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Crypto.com Pay 是一家加密货币支付服务商，覆盖全球，支持加密货币、银行转账、电子钱包。结算：即时。" }, { "id": "compare-cryptomus", "kind": "payment_provider", "name": "Cryptomus", "aliases": [], "website_url": "https://cryptomus.com", "detail_url": "https://cryptomus.com", "countries": [ "全球" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "crypto" ], "services": [ "加密货币" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Cryptomus 是一家加密货币支付服务商，覆盖全球，支持加密货币。结算安排需向服务商确认。" }, { "id": "compare-cryptopayr", "kind": "payment_provider", "name": "CryptoPAYR", "aliases": [], "website_url": "https://cryptopayr.com", "detail_url": "https://cryptopayr.com", "countries": [ "全球" ], "regions": [ "africa, asia, europe, global, latin-america, middle-east, north-america, oceania, south-america, southeast-asia" ], "payment_types": [ "crypto, gaming, high-risk" ], "services": [ "加密货币", "移动支付", "虚拟终端(信用卡收款)", "订阅", "周期扣款", "平台", "聚合收款", "多币种账户", "即时出款", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "CryptoPAYR 是一家加密货币支付服务商，覆盖全球，支持加密货币、移动支付、虚拟终端(信用卡收款)、订阅/周期扣款、平台/聚合收款、多币种账户。结算：即时。" }, { "id": "compare-cryptoprocessing", "kind": "payment_provider", "name": "CryptoProcessing", "aliases": [], "website_url": "https://cryptoprocessing.com", "detail_url": "https://cryptoprocessing.com", "countries": [ "全球" ], "regions": [ "africa, asia, europe, latin-america, middle-east, north-america, oceania, southeast-asia" ], "payment_types": [ "crypto, high-risk" ], "services": [ "加密货币" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "CryptoProcessing 是一家加密货币支付服务商，覆盖全球，支持加密货币。结算安排需向服务商确认。" }, { "id": "compare-cuenta-dni", "kind": "payment_channel", "name": "Cuenta DNI", "aliases": [], "website_url": "https://www.cuentadni.com.ar", "detail_url": "/payment-channels/ar-cuenta-dni/", "countries": [ "Argentina" ], "regions": [ "拉丁美洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "布省银行公营数字钱包" }, { "id": "compare-culqi", "kind": "payment_channel", "name": "Culqi", "aliases": [], "website_url": "https://www.culqi.com", "detail_url": "/payment-channels/pe-culqi/", "countries": [ "Peru", "秘鲁等" ], "regions": [ "拉丁美洲", "秘鲁/拉美" ], "payment_types": [ "聚合支付", "三方支付/收单" ], "services": [ "支付API", "收单" ], "use_cases": [ "商户+B端", "秘鲁/拉美开发者电商" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "本地收单网关，支持卡与钱包" }, { "id": "compare-curo-payments", "kind": "payment_provider", "name": "CURO Payments", "aliases": [], "website_url": "https://curopayments.com", "detail_url": "https://curopayments.com", "countries": [ "奥地利 | 比利时 | 保加利亚 | 塞浦路斯 | 捷克 | 德国 | 爱沙尼亚 | 西班牙 | 芬兰 | 法国 | 英国 | 希腊 | 匈牙利 | 爱尔兰 | 冰岛 | 意大利 | 立陶宛 | 卢森堡 | 马耳他 | 荷兰 | 挪威 | 波兰 | 葡萄牙 | 罗马尼亚 | 瑞典 | 斯洛文尼亚 | 斯洛伐克" ], "regions": [ "europe" ], "payment_types": [ "regional, traditional" ], "services": [ "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "CURO Payments 是一家区域型支付服务商，覆盖奥地利、比利时、保加利亚、塞浦路斯、捷克、德国等，支持跨境汇款/出款。 rates depend on transaction volume — contact sales for quote.。结算安排需向服务商确认。" }, { "id": "compare-currencycloud", "kind": "payment_provider", "name": "Currencycloud", "aliases": [], "website_url": "https://currencycloud.com", "detail_url": "https://currencycloud.com", "countries": [ "全球" ], "regions": [ "asia, europe, north-america, oceania" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "1–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Currencycloud 是一家传统收单/支付服务商，覆盖全球，支持信用卡/借记卡、跨境汇款/出款。结算：1–3个工作日。" }, { "id": "compare-currensea", "kind": "payment_provider", "name": "Currensea", "aliases": [], "website_url": "https://currensea.com", "detail_url": "https://currensea.com", "countries": [ "英国" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Currensea 是一家区域型支付服务商，覆盖英国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-current", "kind": "payment_provider", "name": "Current", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "regional" ], "services": [ "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "3–5个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Current 是一家区域型支付服务商，覆盖美国，支持即时出款。结算：3–5个工作日。" }, { "id": "compare-currenxie", "kind": "payment_provider", "name": "Currenxie", "aliases": [], "website_url": "https://currenxie.com/", "detail_url": "https://currenxie.com/", "countries": [ "AU, CA, CN, EU, GB, HK, ID, IN, JP, MX, MY, PH, SG, TH, US, VN, ZA" ], "regions": [ "Asia Pacific, Global" ], "payment_types": [ "global account, local collection, payouts, FX" ], "services": [ "multi-currency account", "virtual bank accounts", "local collection", "local payouts", "SWIFT", "FX", "Visa business card", "Platform API" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "待确认", "settlement": "官网说明资金进入 Global Ac", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Currenxie 是面向企业的多币种全球账户和跨境收付款平台，支持本地收款账户、本地付款、SWIFT、外汇和平台 API。" }, { "id": "compare-cybersource", "kind": "payment_provider", "name": "CyberSource", "aliases": [], "website_url": "https://www.cybersource.com", "detail_url": "https://www.cybersource.com", "countries": [ "全球" ], "regions": [ "全球" ], "payment_types": [ "三方支付/收单" ], "services": [ "支付网关", "风控", "反欺诈" ], "use_cases": [ "企业级商户" ], "subject_requirement": "部分(Visa系,需境外主体)", "access_threshold": "较高，通常需要本地主体或资质", "settlement": "依收单行", "fee": "网关按量定制,未公开(需经收单行)", "intro": "Visa旗下企业级支付网关与风控" }, { "id": "compare-d-barai", "kind": "payment_provider", "name": "d Barai", "aliases": [], "website_url": "https://www.nttdocomo.co.jp/", "detail_url": "https://www.nttdocomo.co.jp/", "countries": [ "日本" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡", "二维码支付", "现金", "代金券" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "d Barai (d払い) is a Japanese smartphone payment service operated by NTT DOCOMO, launched in April 2018. It supports QR code and barcode payments at physical stores and online checkout, with funding via carrier billing, credit card, or prepaid d Barai balance, and integrates with the d POINT loyalty program." }, { "id": "compare-d17", "kind": "payment_channel", "name": "D17", "aliases": [], "website_url": "https://www.poste.tn", "detail_url": "/payment-channels/tn-d17/", "countries": [ "Tunisia" ], "regions": [ "非洲" ], "payment_types": [ "移动钱包、电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "突尼斯邮政移动钱包" }, { "id": "compare-dailypay", "kind": "payment_provider", "name": "DailyPay", "aliases": [], "website_url": "https://dailypay.com", "detail_url": "https://dailypay.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "即时出款", "信用卡", "借记卡", "现金", "代金券" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "DailyPay 是一家传统收单/支付服务商，覆盖美国，支持即时出款、信用卡/借记卡、现金/代金券。结算安排需向服务商确认。" }, { "id": "compare-dana", "kind": "payment_channel", "name": "DANA", "aliases": [], "website_url": "https://www.dana.id", "detail_url": "/payment-channels/id-dana/", "countries": [ "Indonesia", "印尼" ], "regions": [ "亚洲", "印尼" ], "payment_types": [ "电子钱包", "三方支付/收单" ], "services": [ "钱包", "QRIS", "转账" ], "use_cases": [ "两者兼有", "印尼个人/小微" ], "subject_requirement": "部分(蚂蚁系背景)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "蚂蚁系背景钱包，支持跨境外扫码与缴费" }, { "id": "compare-danal", "kind": "payment_provider", "name": "Danal", "aliases": [], "website_url": "https://danal.co.kr", "detail_url": "https://danal.co.kr", "countries": [ "韩国" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "加密货币", "即时出款", "信用卡", "借记卡", "移动支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Danal 是一家区域型支付服务商，覆盖韩国，支持加密货币、即时出款、信用卡/借记卡、移动支付。结算安排需向服务商确认。" }, { "id": "compare-dankort", "kind": "payment_channel", "name": "Dankort", "aliases": [], "website_url": "https://www.dankort.dk", "detail_url": "/payment-channels/dk-dankort/", "countries": [ "Denmark" ], "regions": [ "欧洲" ], "payment_types": [ "银行卡收单" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "丹麦国家借记卡，约占四成支付份额" }, { "id": "compare-danske-bank-mobilepay", "kind": "payment_provider", "name": "Danske Bank MobilePay", "aliases": [], "website_url": "https://danskebank.dk", "detail_url": "https://danskebank.dk", "countries": [ "芬兰 | 挪威" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "订阅", "周期扣款", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Danske Bank MobilePay 是一家区域型支付服务商，覆盖芬兰、挪威，支持订阅/周期扣款、电子钱包。结算安排需向服务商确认。" }, { "id": "compare-datatrans", "kind": "payment_provider", "name": "Datatrans", "aliases": [], "website_url": "https://www.datatrans.ch/", "detail_url": "https://www.datatrans.ch/", "countries": [ "CH, EU" ], "regions": [ "欧洲" ], "payment_types": [ "payment gateway" ], "services": [ "cards", "wallets", "alternative payment methods", "redirect checkout", "lightbox", "server-to-server API" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "待确认", "settlement": "官网文档明确 Datatrans 作", "fee": "Datatrans 官网文档未公开统一费率；不宜使用第三方插件价格作为官方商户费率。", "intro": "瑞士支付网关，负责托管支付表单、路由到收单/金融伙伴，并支持多种银行卡和本地支付方式。" }, { "id": "compare-daviplata", "kind": "payment_channel", "name": "Daviplata", "aliases": [], "website_url": "https://www.daviplata.com", "detail_url": "/payment-channels/co-daviplata/", "countries": [ "Colombia", "哥伦比亚" ], "regions": [ "拉丁美洲", "latin-america" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "电子钱包", "现金", "代金券" ], "use_cases": [ "C端个人+商户（两者兼有）" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "未公开", "intro": "Davivienda银行运营的移动钱包" }, { "id": "compare-dayforce-ceridian", "kind": "payment_provider", "name": "Dayforce (Ceridian)", "aliases": [], "website_url": "https://dayforce.com", "detail_url": "https://dayforce.com", "countries": [ "澳大利亚 | 加拿大 | 德国 | 英国 | 爱尔兰 | 毛里求斯 | 新西兰 | 美国" ], "regions": [ "africa, asia, europe, latin-america, north-america, oceania" ], "payment_types": [ "traditional" ], "services": [ "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Dayforce (Ceridian) 是一家传统收单/支付服务商，覆盖澳大利亚、加拿大、德国、英国、爱尔兰、毛里求斯等，支持即时出款。结算安排需向服务商确认。" }, { "id": "compare-dbs-bank", "kind": "payment_provider", "name": "DBS Bank", "aliases": [], "website_url": "https://dbs.com", "detail_url": "https://dbs.com", "countries": [ "阿联酋 | 澳大利亚 | 中国 | 英国 | 中国香港 | 印度尼西亚 | 印度 | 日本 | 韩国 | 马来西亚 | 菲律宾 | 新加坡 | 泰国 | 中国台湾 | 美国 | 越南" ], "regions": [ "asia, europe, middle-east, oceania, southeast-asia" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "DBS Bank 是一家区域型支付服务商，覆盖阿联酋、澳大利亚、中国、英国、中国香港、印度尼西亚等，支持信用卡/借记卡。 bank-quoted MDR for card acceptance plus per-transaction fees for RAPID API and GIRO collections.。结算安排需向服务商确认。" }, { "id": "compare-dbs-paylah", "kind": "payment_channel", "name": "DBS PayLah!", "aliases": [], "website_url": "https://www.dbs.com.sg", "detail_url": "/payment-channels/sg-dbs-paylah/", "countries": [ "Singapore" ], "regions": [ "亚洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人+商户（两者兼有）" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "未公开", "intro": "星展银行运营的主流数字钱包" }, { "id": "compare-debit-success", "kind": "payment_provider", "name": "Debit Success", "aliases": [], "website_url": "https://debitsuccess.com", "detail_url": "https://debitsuccess.com", "countries": [ "澳大利亚 | 英国 | 新西兰" ], "regions": [ "oceania" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "信用卡", "借记卡", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Debit Success 是一家传统收单/支付服务商，覆盖澳大利亚、英国、新西兰，支持订阅/周期扣款、信用卡/借记卡、银行转账。结算安排需向服务商确认。" }, { "id": "compare-decta", "kind": "payment_provider", "name": "DECTA", "aliases": [], "website_url": "https://decta.com", "detail_url": "https://decta.com", "countries": [ "全球" ], "regions": [ "africa, asia, europe, latin-america, middle-east, north-america, oceania, southeast-asia" ], "payment_types": [ "baas, traditional" ], "services": [ "订阅", "周期扣款", "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "DECTA 是一家银行即服务(BaaS)服务商，覆盖全球，支持订阅/周期扣款、信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-deel", "kind": "payment_provider", "name": "Deel", "aliases": [], "website_url": "https://deel.com", "detail_url": "https://deel.com", "countries": [ "全球" ], "regions": [ "africa, asia, europe, latin-america, north-america, oceania" ], "payment_types": [ "traditional" ], "services": [ "加密货币", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Deel 是一家传统收单/支付服务商，覆盖全球，支持加密货币、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-dejavoo", "kind": "payment_provider", "name": "Dejavoo", "aliases": [], "website_url": "https://dejavoo.com", "detail_url": "https://dejavoo.com", "countries": [ "加拿大 | 以色列 | 美国" ], "regions": [ "middle-east, north-america" ], "payment_types": [ "traditional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Dejavoo 是一家传统收单/支付服务商，覆盖加拿大、以色列、美国，支持POS收单。 priced via ISOs and resellers)。结算安排需向服务商确认。" }, { "id": "compare-delivery-hero", "kind": "payment_provider", "name": "Delivery hero", "aliases": [], "website_url": "https://deliveryhero.com", "detail_url": "https://deliveryhero.com", "countries": [ "希腊 | 菲律宾" ], "regions": [ "europe, southeast-asia" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Delivery hero 是一家区域型支付服务商，覆盖希腊、菲律宾，支持信用卡/借记卡。fee model: 定制(需询价)。结算安排需向服务商确认。" }, { "id": "compare-desjardins-payments", "kind": "payment_provider", "name": "Desjardins Payments", "aliases": [], "website_url": "https://desjardins.com", "detail_url": "https://desjardins.com", "countries": [ "加拿大" ], "regions": [ "north-america" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Desjardins Payments 是一家区域型支付服务商，覆盖加拿大，支持信用卡/借记卡。 no fee for direct deposit into Desjardins business accounts。结算安排需向服务商确认。" }, { "id": "compare-deuna", "kind": "payment_channel", "name": "DeUna", "aliases": [], "website_url": "https://deuna.com", "detail_url": "/payment-channels/ec-deuna/", "countries": [ "Ecuador", "阿根廷 | 巴西 | 智利 | 哥伦比亚 | 厄瓜多尔 | 墨西哥 | 秘鲁 | 美国 | 乌拉圭" ], "regions": [ "拉丁美洲", "latin-america, north-america" ], "payment_types": [ "电子钱包", "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "厄主流移动钱包超600万用户" }, { "id": "compare-deutsche-bank", "kind": "payment_provider", "name": "Deutsche Bank", "aliases": [], "website_url": "https://db.com", "detail_url": "https://db.com", "countries": [ "阿联酋 | 奥地利 | 澳大利亚 | 比利时 | 保加利亚 | 塞浦路斯 | 捷克 | 德国 | 爱沙尼亚 | 西班牙 | 芬兰 | 法国 | 英国 | 希腊 | 克罗地亚 | 匈牙利 | 印度尼西亚 | 爱尔兰 | 印度 | 意大利 | 韩国 | 立陶宛 | 卢森堡 | 拉脱维亚 | 马耳他 | 荷兰 | 波兰 | 葡萄牙 | 罗马尼亚 | 瑞典 | 斯洛文尼亚 | 斯洛伐克" ], "regions": [ "asia, europe, middle-east" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡", "银行转账", "电子钱包", "先买后付(BNPL)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Deutsche Bank 是一家传统收单/支付服务商，覆盖阿联酋、奥地利、澳大利亚、比利时、保加利亚、塞浦路斯等，支持信用卡/借记卡、银行转账、电子钱包、先买后付(BNPL)。 no public rate card.。结算安排需向服务商确认。" }, { "id": "compare-dex-remit", "kind": "payment_provider", "name": "DEX Remit", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "英国" ], "regions": [ "africa, asia, europe, middle-east, southeast-asia" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "DEX Remit 是一家区域型支付服务商，覆盖英国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-dg-financial-technology", "kind": "payment_provider", "name": "DG Financial Technology", "aliases": [], "website_url": "https://dgft.jp", "detail_url": "https://dgft.jp", "countries": [ "日本" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "订阅", "周期扣款", "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "DG Financial Technology 是一家区域型支付服务商，覆盖日本，支持订阅/周期扣款、信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-dialog-finance", "kind": "payment_provider", "name": "Dialog Finance", "aliases": [], "website_url": "https://dialog.lk", "detail_url": "https://dialog.lk", "countries": [ "斯里兰卡" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "移动支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Dialog Finance 是一家区域型支付服务商，覆盖斯里兰卡，支持移动支付。结算安排需向服务商确认。" }, { "id": "compare-dibs", "kind": "payment_provider", "name": "DIBS", "aliases": [], "website_url": "https://dibs.se", "detail_url": "https://dibs.se", "countries": [ "欧盟 | 芬兰 | 挪威 | 瑞典" ], "regions": [ "europe" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "2–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "DIBS 是一家区域型支付服务商，覆盖欧盟、芬兰、挪威、瑞典，支持信用卡/借记卡。结算：2–3个工作日。" }, { "id": "compare-digicel-mycash", "kind": "payment_provider", "name": "Digicel MyCash", "aliases": [], "website_url": "https://digicelgroup.com", "detail_url": "https://digicelgroup.com", "countries": [ "斐济 | 海地 | 牙买加 | 巴布亚新几内亚 | 汤加 | 瓦努阿图 | 萨摩亚" ], "regions": [ "latin-america, oceania" ], "payment_types": [ "regional" ], "services": [ "电子钱包", "移动支付", "现金", "代金券", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Digicel MyCash 是一家区域型支付服务商，覆盖斐济、海地、牙买加、巴布亚新几内亚、汤加、瓦努阿图等，支持电子钱包、移动支付、现金/代金券、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-digidoe", "kind": "payment_provider", "name": "DigiDoe", "aliases": [], "website_url": "https://digidoe.com", "detail_url": "https://digidoe.com", "countries": [ "英国" ], "regions": [ "europe" ], "payment_types": [ "baas, traditional" ], "services": [ "银行即服务(BaaS)", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（BaaS，需技术对接）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "DigiDoe 是一家银行即服务(BaaS)服务商，覆盖英国，支持银行即服务(BaaS)、跨境汇款/出款。 no public pricing disclosed. Targeted at family offices, EMIs, funds and complex SMEs.。结算安排需向服务商确认。" }, { "id": "compare-dinape-solutions-gmbh", "kind": "payment_provider", "name": "Dinape Solutions GmbH", "aliases": [], "website_url": "https://dinape.com", "detail_url": "https://dinape.com", "countries": [ "奥地利 | 德国" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "平台", "聚合收款", "多币种账户" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Dinape Solutions GmbH 是一家传统收单/支付服务商，覆盖奥地利、德国，支持平台/聚合收款、多币种账户。结算安排需向服务商确认。" }, { "id": "compare-dinarak", "kind": "payment_channel", "name": "Dinarak", "aliases": [], "website_url": "https://dinarak.com", "detail_url": "/payment-channels/jo-dinarak/", "countries": [ "Jordan" ], "regions": [ "中东" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "钱包费率通常较低，具体需向运营方/PSP 确认。", "intro": "Dinarak 是约旦央行许可的数字钱包，支持转账、缴费、话费与小额收款。属真实且在运营的方式，是约旦主流本地钱包之一。" }, { "id": "compare-diners-club-international", "kind": "payment_provider", "name": "Diners Club International", "aliases": [], "website_url": "https://dinersclub.com", "detail_url": "https://dinersclub.com", "countries": [ "澳大利亚 | 保加利亚 | 巴西 | 加拿大 | 德国 | 西班牙 | 法国 | 英国 | 印度 | 意大利 | 日本 | 墨西哥 | 菲律宾 | 波兰 | 美国" ], "regions": [ "africa, asia, europe, latin-america, middle-east, north-america, oceania" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Diners Club International 是一家传统收单/支付服务商，覆盖澳大利亚、保加利亚、巴西、加拿大、德国、西班牙等，支持信用卡/借记卡。fee model: interchange-plus。结算安排需向服务商确认。" }, { "id": "compare-dinger", "kind": "payment_provider", "name": "Dinger", "aliases": [], "website_url": "https://dfrn.co", "detail_url": "https://dfrn.co", "countries": [ "缅甸" ], "regions": [ "asia, southeast-asia" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Dinger 是一家区域型支付服务商，覆盖缅甸，支持信用卡/借记卡、电子钱包。结算安排需向服务商确认。" }, { "id": "compare-directpayeu", "kind": "payment_provider", "name": "DirectPayEU", "aliases": [], "website_url": "https://directpayeu.com", "detail_url": "https://directpayeu.com", "countries": [ "安道尔 | 奥地利 | 比利时 | 瑞士 | 塞浦路斯 | 捷克 | 德国 | 爱沙尼亚 | 西班牙 | 芬兰 | 法国 | 英国 | 直布罗陀 | 希腊 | 克罗地亚 | 匈牙利 | 爱尔兰 | 冰岛 | 意大利 | 列支敦士登 | 立陶宛 | 卢森堡 | 拉脱维亚 | 北马其顿 | 马耳他 | 荷兰 | 挪威 | 波兰 | 葡萄牙 | 罗马尼亚 | 塞尔维亚 | 瑞典 | 斯洛文尼亚 | 斯洛伐克 | 突尼斯 | 土耳其" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "1–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "DirectPayEU 是一家传统收单/支付服务商，覆盖安道尔、奥地利、比利时、瑞士、塞浦路斯、捷克等，支持信用卡/借记卡、银行转账。结算：1–3个工作日。" }, { "id": "compare-discover-global-network", "kind": "payment_provider", "name": "Discover Global Network", "aliases": [], "website_url": "https://discoverglobalnetwork.com", "detail_url": "https://discoverglobalnetwork.com", "countries": [ "全球" ], "regions": [ "africa, asia, europe, latin-america, middle-east, north-america, oceania" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Discover Global Network 是一家传统收单/支付服务商，覆盖全球，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-divvy", "kind": "payment_provider", "name": "Divvy", "aliases": [], "website_url": "https://divvy.co", "detail_url": "https://divvy.co", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Divvy 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡。 card revenue via interchange。结算安排需向服务商确认。" }, { "id": "compare-djamo", "kind": "payment_channel", "name": "Djamo", "aliases": [], "website_url": "https://www.djamo.com", "detail_url": "/payment-channels/sn-djamo/", "countries": [ "Senegal" ], "regions": [ "非洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "未公开", "intro": "西非新银行应用" }, { "id": "compare-dlocal", "kind": "payment_provider", "name": "dLocal", "aliases": [], "website_url": "https://www.dlocal.com", "detail_url": "https://www.dlocal.com", "countries": [ "40+新兴市场" ], "regions": [ "拉美/非洲/亚洲" ], "payment_types": [ "三方支付/收单" ], "services": [ "本地收单", "跨境支付" ], "use_cases": [ "出海电商/游戏/订阅" ], "subject_requirement": "部分(服务出海企业收新兴市场款)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "专注新兴市场的本地收单上市公司" }, { "id": "compare-dlocal-go", "kind": "payment_provider", "name": "dLocal Go", "aliases": [], "website_url": "https://dlocalgo.com", "detail_url": "https://dlocalgo.com", "countries": [ "Argentina, Bolivia, Brazil, Chile, Colombia, Costa Rica, Ecuador, Guatemala, Mexico, Panama, Paraguay, Peru, Uruguay, United States" ], "regions": [ "Latin America, North America" ], "payment_types": [ "SMB cross-border payments, local payment methods" ], "services": [ "card", "bank transfer", "cash", "local payment methods", "payment link", "subscription" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "待确认", "settlement": "条款公开 Available Amo", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "dLocal Go 是面向中小商户的跨境支付平台，提供支付 API、支付链接、按钮和订阅能力，连接多国本地支付方式。" }, { "id": "compare-dnb-vipps", "kind": "payment_provider", "name": "DNB Vipps", "aliases": [], "website_url": "https://dnb.no", "detail_url": "https://dnb.no", "countries": [ "芬兰 | 挪威 | 瑞典" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "订阅", "周期扣款", "移动支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "DNB Vipps 是一家区域型支付服务商，覆盖芬兰、挪威、瑞典，支持订阅/周期扣款、移动支付。结算：即时。" }, { "id": "compare-dock", "kind": "payment_provider", "name": "Dock", "aliases": [], "website_url": "https://dock.tech", "detail_url": "https://dock.tech", "countries": [ "巴西 | 哥伦比亚 | 墨西哥" ], "regions": [ "latin-america" ], "payment_types": [ "baas" ], "services": [ "银行即服务(BaaS)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Dock 是一家银行即服务(BaaS)服务商，覆盖巴西、哥伦比亚、墨西哥，支持银行即服务(BaaS)。结算安排需向服务商确认。" }, { "id": "compare-doku", "kind": "payment_provider", "name": "Doku", "aliases": [], "website_url": "https://www.doku.com", "detail_url": "https://www.doku.com", "countries": [ "印尼" ], "regions": [ "印尼" ], "payment_types": [ "三方支付/收单" ], "services": [ "钱包", "收单", "OTC" ], "use_cases": [ "印尼电商/钱包" ], "subject_requirement": "部分(服务出海印尼)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "印尼钱包与支付网关" }, { "id": "compare-donately", "kind": "payment_provider", "name": "Donately", "aliases": [], "website_url": "https://donately.com", "detail_url": "https://donately.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "电子钱包", "捐赠", "募捐", "众筹", "募资" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Donately 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款、电子钱包、捐赠/募捐、众筹/募资。结算安排需向服务商确认。" }, { "id": "compare-dotpay", "kind": "payment_provider", "name": "DotPay", "aliases": [], "website_url": "https://dotpay.pl", "detail_url": "https://dotpay.pl", "countries": [ "波兰" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "DotPay 是一家区域型支付服务商，覆盖波兰，支持即时出款。结算：即时。" }, { "id": "compare-dpo-group", "kind": "payment_provider", "name": "DPO Group", "aliases": [], "website_url": "https://dpogroup.com", "detail_url": "https://dpogroup.com", "countries": [ "布基纳法索 | 贝宁 | 博茨瓦纳 | 科特迪瓦 | 喀麦隆 | 加纳 | 肯尼亚 | 马里 | 毛里求斯 | 马拉维 | 尼日尔 | 尼日利亚 | 卢旺达 | 塞内加尔 | 多哥 | 坦桑尼亚 | 乌干达 | 南非 | 赞比亚 | 津巴布韦" ], "regions": [ "africa, middle-east" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡", "银行转账", "移动支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "DPO Group 是一家区域型支付服务商，覆盖布基纳法索、贝宁、博茨瓦纳、科特迪瓦、喀麦隆、加纳等，支持信用卡/借记卡、银行转账、移动支付。结算安排需向服务商确认。" }, { "id": "compare-dpo-pay-by-network", "kind": "payment_provider", "name": "DPO Pay by Network", "aliases": [], "website_url": "https://dpogroup.com/", "detail_url": "https://dpogroup.com/", "countries": [ "KE, UG, TZ, RW, GH, ZM, NA, BW, ZA, MU, MW, ZW, NG, CI, TN, CD, AE" ], "regions": [ "Africa, Middle East" ], "payment_types": [ "PSP, Africa payments, hosted checkout" ], "services": [ "cards", "mobile money", "M-Pesa", "Airtel Money", "MTN", "Tigo Pesa", "bank transfer", "payment links", "hosted checkout" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "待确认", "settlement": "官网文档称支持统一账户和结算流程，并", "fee": "官网未公开统一商户费率；需开户或联系销售确认。", "intro": "Network 旗下非洲 PSP，支持非洲 20+ 国家线上收款、跨境支付、托管收银台、支付链接、移动端收款和插件。" }, { "id": "compare-dragonpay", "kind": "payment_provider", "name": "Dragonpay", "aliases": [], "website_url": "https://dragonpay.ph", "detail_url": "https://dragonpay.ph", "countries": [ "菲律宾" ], "regions": [ "southeast-asia" ], "payment_types": [ "regional" ], "services": [ "加密货币", "信用卡", "借记卡", "电子钱包", "先买后付(BNPL)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "视情况而定", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Dragonpay 是一家区域型支付服务商，覆盖菲律宾，支持加密货币、信用卡/借记卡、电子钱包、先买后付(BNPL)。结算：视情况而定。" }, { "id": "compare-duck-creek-payments", "kind": "payment_provider", "name": "Duck Creek Payments", "aliases": [], "website_url": "https://duckcreek.com", "detail_url": "https://duckcreek.com", "countries": [ "澳大利亚 | 加拿大 | 法国 | 英国 | 印度 | 美国" ], "regions": [ "europe, north-america, oceania" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Duck Creek Payments 是一家传统收单/支付服务商，覆盖澳大利亚、加拿大、法国、英国、印度、美国，支持订阅/周期扣款、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-duitnow", "kind": "payment_channel", "name": "DuitNow", "aliases": [], "website_url": "https://www.paynet.my", "detail_url": "/payment-channels/my-duitnow/", "countries": [ "Malaysia", "马来西亚" ], "regions": [ "亚洲", "southeast-asia" ], "payment_types": [ "即时支付、银行转账", "regional" ], "services": [ "订阅", "周期扣款", "即时出款", "电子钱包", "二维码支付", "跨境汇款", "出款" ], "use_cases": [ "C端个人+商户（两者兼有）" ], "subject_requirement": "否", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "央行推动的实时转账与DuitNow QR" }, { "id": "compare-durango-merchant-services", "kind": "payment_provider", "name": "Durango Merchant Services", "aliases": [], "website_url": "https://durangomerchantservices.com", "detail_url": "https://durangomerchantservices.com", "countries": [ "加拿大 | 德国 | 英国 | 爱尔兰 | 巴拿马 | 波多黎各 | 美国" ], "regions": [ "asia, europe, latin-america, north-america" ], "payment_types": [ "high-risk" ], "services": [ "加密货币", "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "2–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Durango Merchant Services 是一家高风险行业支付服务商，覆盖加拿大、德国、英国、爱尔兰、巴拿马、波多黎各等，支持加密货币、订阅/周期扣款。结算：2–3个工作日。" }, { "id": "compare-dusupay", "kind": "payment_provider", "name": "DusuPay", "aliases": [], "website_url": "https://dusupay.com", "detail_url": "https://dusupay.com", "countries": [ "布基纳法索 | 贝宁 | 科特迪瓦 | 喀麦隆 | 加纳 | 几内亚 | 肯尼亚 | 马里 | 尼日利亚 | 卢旺达 | 塞内加尔 | 多哥 | 坦桑尼亚 | 乌干达 | 南非" ], "regions": [ "africa" ], "payment_types": [ "regional" ], "services": [ "加密货币", "即时出款", "银行转账", "移动支付", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "DusuPay 是一家区域型支付服务商，覆盖布基纳法索、贝宁、科特迪瓦、喀麦隆、加纳、几内亚等，支持加密货币、即时出款、银行转账、移动支付、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-dutchie-pay", "kind": "payment_provider", "name": "Dutchie Pay", "aliases": [], "website_url": "https://dutchie.com", "detail_url": "https://dutchie.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "high-risk" ], "services": [ "信用卡", "借记卡", "银行转账", "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "下一个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Dutchie Pay 是一家高风险行业支付服务商，覆盖美国，支持信用卡/借记卡、银行转账、POS收单。结算：下一个工作日。" }, { "id": "compare-dwolla", "kind": "payment_provider", "name": "Dwolla", "aliases": [], "website_url": "https://www.dwolla.com", "detail_url": "https://www.dwolla.com", "countries": [ "United States" ], "regions": [ "北美洲" ], "payment_types": [ "bank payment infrastructure, ACH, RTP" ], "services": [ "ACH", "same day ACH", "RTP", "FedNow", "bank transfer", "mass pay", "digital wallet" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "待确认", "settlement": "实时/T+0", "fee": "官网 pricing 页说明为按交易量、支付轨道和集成需求定制价格。", "intro": "Dwolla 是面向平台和企业的银行转账支付基础设施，提供 ACH、Same Day ACH、RTP/FedNow 即时支付、钱包和批量付款 API。" }, { "id": "compare-e-cny", "kind": "payment_channel", "name": "e-CNY", "aliases": [], "website_url": "https://www.pbc.gov.cn", "detail_url": "/payment-channels/cn-e-cny/", "countries": [ "China" ], "regions": [ "亚洲" ], "payment_types": [ "其他" ], "services": [], "use_cases": [ "两者兼有(法定货币)" ], "subject_requirement": "是", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "央行法定数字货币，试点扩容" }, { "id": "compare-e-dinar", "kind": "payment_channel", "name": "e-Dinar", "aliases": [], "website_url": "https://www.poste.tn", "detail_url": "/payment-channels/tn-e-dinar/", "countries": [ "Tunisia" ], "regions": [ "非洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "邮政预付电子钱包" }, { "id": "compare-e-kwanza", "kind": "payment_channel", "name": "e-Kwanza", "aliases": [], "website_url": "", "detail_url": "/payment-channels/ao-e-kwanza/", "countries": [ "Angola" ], "regions": [ "非洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "需向运营方确认", "fee": "费率需向运营方确认；公开资料有限。", "intro": "e-Kwanza 是安哥拉本土数字支付服务（由 EMIS 等推动），用于转账、缴费与小额收款。属真实但小众的方式，覆盖有限。" }, { "id": "compare-easebuzz", "kind": "payment_provider", "name": "Easebuzz", "aliases": [], "website_url": "https://easebuzz.in", "detail_url": "https://easebuzz.in", "countries": [ "印度" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "订阅", "周期扣款", "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "1–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Easebuzz 是一家区域型支付服务商，覆盖印度，支持订阅/周期扣款、即时出款。结算：1–3个工作日。" }, { "id": "compare-easycard", "kind": "payment_channel", "name": "EasyCard", "aliases": [], "website_url": "https://www.easycard.com.tw", "detail_url": "/payment-channels/tw-easycard/", "countries": [ "Taiwan" ], "regions": [ "亚洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "台北都会区交通与小额消费卡" }, { "id": "compare-easypaisa", "kind": "payment_channel", "name": "EasyPaisa", "aliases": [], "website_url": "https://www.easypaisa.com.pk", "detail_url": "/payment-channels/pk-easypaisa/", "countries": [ "Pakistan", "巴基斯坦" ], "regions": [ "亚洲", "asia" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "即时出款", "移动支付", "跨境汇款", "出款" ], "use_cases": [ "C端个人及商户", "OTC" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Telenor旗下无网点银行先驱" }, { "id": "compare-easypay", "kind": "payment_provider", "name": "Easypay", "aliases": [ "易生支付" ], "website_url": "https://www.bhecard.com", "detail_url": "https://www.bhecard.com", "countries": [ "全国" ], "regions": [ "China" ], "payment_types": [ "三方支付/收单" ], "services": [ "互联网支付", "预付卡", "行业方案" ], "use_cases": [ "行业/预付卡客户" ], "subject_requirement": "是", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "海航系持牌第三方支付机构" }, { "id": "compare-easytithe", "kind": "payment_provider", "name": "easyTithe", "aliases": [], "website_url": "https://easytithe.com", "detail_url": "https://easytithe.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "捐赠", "募捐" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "2–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "easyTithe 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款、捐赠/募捐。结算：2–3个工作日。" }, { "id": "compare-ebanx", "kind": "payment_provider", "name": "EBANX", "aliases": [], "website_url": "https://www.ebanx.com", "detail_url": "https://www.ebanx.com", "countries": [ "29国" ], "regions": [ "拉美/非洲/印度" ], "payment_types": [ "三方支付/收单" ], "services": [ "本地收单", "跨境", "Payout" ], "use_cases": [ "出海电商/拉美本地" ], "subject_requirement": "部分(服务出海拉美)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "巴西起家的拉美跨境本地支付" }, { "id": "compare-ebill", "kind": "payment_channel", "name": "eBill", "aliases": [], "website_url": "https://www.ebill.ch", "detail_url": "/payment-channels/ch-ebill/", "countries": [ "Switzerland" ], "regions": [ "欧洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "C端及电子账单直连付款" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开(经银行/PSP，通常低或免费)", "intro": "瑞士电子账单与直连付款标准" }, { "id": "compare-ecocash", "kind": "payment_provider", "name": "EcoCash", "aliases": [], "website_url": "https://ecocash.co.zw", "detail_url": "https://ecocash.co.zw", "countries": [ "博茨瓦纳 | 刚果(金) | 中国 | 加纳 | 肯尼亚 | 莱索托 | 马拉维 | 卢旺达 | 乌干达 | 南非 | 赞比亚 | 津巴布韦" ], "regions": [ "africa" ], "payment_types": [ "regional" ], "services": [ "即时出款", "信用卡", "借记卡", "电子钱包", "移动支付", "现金", "代金券", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "EcoCash 是一家区域型支付服务商，覆盖博茨瓦纳、刚果(金)、中国、加纳、肯尼亚、莱索托等，支持即时出款、信用卡/借记卡、电子钱包、移动支付、现金/代金券、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-ecommbx", "kind": "payment_provider", "name": "ECOMMBX", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "奥地利 | 比利时 | 保加利亚 | 塞浦路斯 | 捷克 | 德国 | 爱沙尼亚 | 西班牙 | 芬兰 | 法国 | 英国 | 希腊 | 克罗地亚 | 匈牙利 | 爱尔兰 | 意大利 | 立陶宛 | 卢森堡 | 拉脱维亚 | 马耳他 | 荷兰 | 挪威 | 波兰 | 葡萄牙 | 罗马尼亚 | 瑞典 | 斯洛文尼亚 | 斯洛伐克" ], "regions": [ "europe" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "ECOMMBX 是一家区域型支付服务商，覆盖奥地利、比利时、保加利亚、塞浦路斯、捷克、德国等，支持信用卡/借记卡。 contact sales for acquiring, card issuing, and e-account quotes.。结算安排需向服务商确认。" }, { "id": "compare-ecospend", "kind": "payment_provider", "name": "Ecospend", "aliases": [], "website_url": "https://ecospend.com", "detail_url": "https://ecospend.com", "countries": [ "奥地利 | 比利时 | 保加利亚 | 捷克 | 德国 | 爱沙尼亚 | 西班牙 | 芬兰 | 法国 | 英国 | 克罗地亚 | 匈牙利 | 爱尔兰 | 意大利 | 立陶宛 | 拉脱维亚 | 荷兰 | 挪威 | 波兰 | 罗马尼亚 | 瑞典 | 斯洛文尼亚 | 斯洛伐克" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Ecospend 是一家传统收单/支付服务商，覆盖奥地利、比利时、保加利亚、捷克、德国、爱沙尼亚等，支持银行转账。结算安排需向服务商确认。" }, { "id": "compare-ecpay", "kind": "payment_provider", "name": "ECPay", "aliases": [], "website_url": "https://ecpay.com.tw", "detail_url": "https://ecpay.com.tw", "countries": [ "中国香港 | 马来西亚 | 新加坡 | 中国台湾" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡", "账单", "发票支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "2–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "ECPay 是一家区域型支付服务商，覆盖中国香港、马来西亚、新加坡、中国台湾，支持信用卡/借记卡、账单/发票支付。结算：2–3个工作日。" }, { "id": "compare-ecwid-payments", "kind": "payment_provider", "name": "Ecwid Payments", "aliases": [], "website_url": "https://ecwid.com", "detail_url": "https://ecwid.com", "countries": [ "全球" ], "regions": [ "europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "加密货币" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Ecwid Payments 是一家传统收单/支付服务商，覆盖全球，支持加密货币。结算安排需向服务商确认。" }, { "id": "compare-edenred", "kind": "payment_provider", "name": "Edenred", "aliases": [], "website_url": "https://edenred.com", "detail_url": "https://edenred.com", "countries": [ "阿联酋 | 阿尔巴尼亚 | 阿根廷 | 奥地利 | 澳大利亚 | 比利时 | 保加利亚 | 巴西 | 加拿大 | 瑞士 | 智利 | 哥伦比亚 | 哥斯达黎加 | 捷克 | 德国 | 爱沙尼亚 | 西班牙 | 芬兰 | 法国 | 英国 | 希腊 | 匈牙利 | 印度 | 意大利 | 日本 | 立陶宛 | 卢森堡 | 墨西哥 | 尼加拉瓜 | 荷兰 | 秘鲁 | 波兰 | 葡萄牙 | 罗马尼亚 | 瑞典 | 新加坡 | 斯洛伐克 | 土耳其 | 中国台湾 | 乌克兰 | 美国 | 乌拉圭" ], "regions": [ "asia, europe, latin-america, middle-east, north-america, oceania, southeast-asia" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡", "现金", "代金券" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Edenred 是一家传统收单/支付服务商，覆盖阿联酋、阿尔巴尼亚、阿根廷、奥地利、澳大利亚、比利时等，支持信用卡/借记卡、现金/代金券。结算安排需向服务商确认。" }, { "id": "compare-edirham", "kind": "payment_channel", "name": "eDirham", "aliases": [], "website_url": "https://www.edirham.gov.ae", "detail_url": "/payment-channels/ae-edirham/", "countries": [ "United Arab Emirates" ], "regions": [ "中东" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人(缴政府费)" ], "subject_requirement": "否", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "政府电子钱包，缴公共服务费" }, { "id": "compare-efawateercom-madfooatcom", "kind": "payment_channel", "name": "eFAWATEERcom (MadfooatCom)", "aliases": [], "website_url": "https://efawateercom.jo", "detail_url": "/payment-channels/jo-efawateercom-madfooatcom/", "countries": [ "Jordan" ], "regions": [ "中东" ], "payment_types": [ "其他" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "政府账单免费", "intro": "约旦官方电子账单与缴费平台" }, { "id": "compare-efecty", "kind": "payment_channel", "name": "Efecty", "aliases": [], "website_url": "https://www.efecty.com.co", "detail_url": "/payment-channels/co-efecty/", "countries": [ "Colombia", "哥伦比亚" ], "regions": [ "拉丁美洲", "latin-america" ], "payment_types": [ "现金收款", "regional" ], "services": [ "现金", "代金券", "跨境汇款", "出款" ], "use_cases": [ "C端个人（账单", "现金缴费）" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开", "intro": "全国现金缴费与代收付网点" }, { "id": "compare-eft-pay", "kind": "payment_provider", "name": "EFT Pay", "aliases": [], "website_url": "https://eftpay.co.za", "detail_url": "https://eftpay.co.za", "countries": [ "南非" ], "regions": [ "africa" ], "payment_types": [ "regional" ], "services": [ "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "EFT Pay 是一家区域型支付服务商，覆盖南非，支持即时出款。结算安排需向服务商确认。" }, { "id": "compare-eftpos", "kind": "payment_channel", "name": "EFTPOS", "aliases": [], "website_url": "https://www.eftpos.com.au", "detail_url": "/payment-channels/au-eftpos/", "countries": [ "Australia", "New Zealand" ], "regions": [ "大洋洲" ], "payment_types": [ "银行卡收单" ], "services": [], "use_cases": [ "商户+B端", "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "澳大利亚本土借记卡网络，线下非接支付主流" }, { "id": "compare-eftpos-australia", "kind": "payment_provider", "name": "EFTPOS Australia", "aliases": [], "website_url": "https://eftposaustralia.com.au", "detail_url": "https://eftposaustralia.com.au", "countries": [ "澳大利亚" ], "regions": [ "oceania" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡", "电子钱包", "二维码支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "EFTPOS Australia 是一家区域型支付服务商，覆盖澳大利亚，支持信用卡/借记卡、电子钱包、二维码支付。结算安排需向服务商确认。" }, { "id": "compare-elavon", "kind": "payment_provider", "name": "Elavon", "aliases": [], "website_url": "https://elavon.com", "detail_url": "https://elavon.com", "countries": [ "加拿大 | 欧盟 | 英国 | 墨西哥 | 波多黎各 | 美国" ], "regions": [ "europe, latin-america, north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "即时出款", "移动支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Elavon 是一家传统收单/支付服务商，覆盖加拿大、欧盟、英国、墨西哥、波多黎各、美国，支持订阅/周期扣款、即时出款、移动支付。结算：1–2个工作日。" }, { "id": "compare-elavon-europe", "kind": "payment_provider", "name": "Elavon Europe", "aliases": [], "website_url": "https://elavon.co.uk", "detail_url": "https://elavon.co.uk", "countries": [ "德国 | 西班牙 | 英国 | 爱尔兰 | 挪威 | 波兰 | 瑞典" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Elavon Europe 是一家传统收单/支付服务商，覆盖德国、西班牙、英国、爱尔兰、挪威、波兰等，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-electronic-merchant-systems", "kind": "payment_provider", "name": "Electronic Merchant Systems", "aliases": [], "website_url": "https://emscorporate.com", "detail_url": "https://emscorporate.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "1–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Electronic Merchant Systems 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款。结算：1–3个工作日。" }, { "id": "compare-elo", "kind": "payment_channel", "name": "Elo", "aliases": [], "website_url": "https://www.elo.com.br", "detail_url": "/payment-channels/br-elo/", "countries": [ "Brazil" ], "regions": [ "拉丁美洲" ], "payment_types": [ "银行卡收单" ], "services": [], "use_cases": [ "两者兼有(本土信用卡)" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "T+1", "fee": "由收单机构定价(卡组织费率)", "intro": "巴西本土信用卡品牌" }, { "id": "compare-elo-brazil", "kind": "payment_provider", "name": "Elo (Brazil)", "aliases": [], "website_url": "https://elo.com.br", "detail_url": "https://elo.com.br", "countries": [ "巴西" ], "regions": [ "latin-america" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "1–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Elo (Brazil) 是一家区域型支付服务商，覆盖巴西，支持信用卡/借记卡。结算：1–3个工作日。" }, { "id": "compare-em-ney", "kind": "payment_provider", "name": "Em@ney", "aliases": [], "website_url": "https://emoney.mt", "detail_url": "https://emoney.mt", "countries": [ "奥地利 | 比利时 | 保加利亚 | 塞浦路斯 | 捷克 | 德国 | 爱沙尼亚 | 西班牙 | 芬兰 | 法国 | 希腊 | 克罗地亚 | 匈牙利 | 爱尔兰 | 冰岛 | 意大利 | 列支敦士登 | 立陶宛 | 卢森堡 | 拉脱维亚 | 马耳他 | 荷兰 | 挪威 | 波兰 | 葡萄牙 | 罗马尼亚 | 瑞典 | 斯洛文尼亚 | 斯洛伐克" ], "regions": [ "europe" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Em@ney 是一家区域型支付服务商，覆盖奥地利、比利时、保加利亚、塞浦路斯、捷克、德国等，支持信用卡/借记卡、银行转账。结算安排需向服务商确认。" }, { "id": "compare-emanat", "kind": "payment_provider", "name": "eManat", "aliases": [], "website_url": "https://emanat.az", "detail_url": "https://emanat.az", "countries": [ "阿塞拜疆" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "电子钱包", "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "eManat 是一家区域型支付服务商，覆盖阿塞拜疆，支持电子钱包、POS收单。结算：即时。" }, { "id": "compare-embed", "kind": "payment_provider", "name": "Embed", "aliases": [], "website_url": "https://embed.co", "detail_url": "https://embed.co", "countries": [ "奥地利 | 比利时 | 保加利亚 | 塞浦路斯 | 捷克 | 德国 | 爱沙尼亚 | 西班牙 | 芬兰 | 法国 | 英国 | 直布罗陀 | 希腊 | 克罗地亚 | 匈牙利 | 爱尔兰 | 冰岛 | 意大利 | 立陶宛 | 卢森堡 | 拉脱维亚 | 马耳他 | 荷兰 | 挪威 | 波兰 | 葡萄牙 | 罗马尼亚 | 瑞典 | 斯洛文尼亚 | 斯洛伐克" ], "regions": [ "europe" ], "payment_types": [ "baas, traditional" ], "services": [ "银行即服务(BaaS)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（BaaS，需技术对接）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Embed 是一家银行即服务(BaaS)服务商，覆盖奥地利、比利时、保加利亚、塞浦路斯、捷克、德国等，支持银行即服务(BaaS)。fee model: interchange-plus。结算安排需向服务商确认。" }, { "id": "compare-emburse", "kind": "payment_provider", "name": "Emburse", "aliases": [], "website_url": "https://emburse.com", "detail_url": "https://emburse.com", "countries": [ "澳大利亚 | 加拿大 | 西班牙 | 英国 | 荷兰 | 美国" ], "regions": [ "europe, north-america, oceania" ], "payment_types": [ "traditional" ], "services": [ "银行转账", "账单", "发票支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Emburse 是一家传统收单/支付服务商，覆盖澳大利亚、加拿大、西班牙、英国、荷兰、美国，支持银行转账、账单/发票支付。结算安排需向服务商确认。" }, { "id": "compare-emerchantbroker", "kind": "payment_provider", "name": "eMerchantBroker", "aliases": [], "website_url": "https://emerchantbroker.com", "detail_url": "https://emerchantbroker.com", "countries": [ "奥地利 | 澳大利亚 | 比利时 | 保加利亚 | 塞浦路斯 | 捷克 | 德国 | 爱沙尼亚 | 西班牙 | 芬兰 | 法国 | 英国 | 直布罗陀 | 希腊 | 中国香港 | 克罗地亚 | 匈牙利 | 爱尔兰 | 冰岛 | 意大利 | 列支敦士登 | 立陶宛 | 卢森堡 | 拉脱维亚 | 马耳他 | 荷兰 | 挪威 | 波兰 | 葡萄牙 | 罗马尼亚 | 瑞典 | 新加坡 | 斯洛文尼亚 | 斯洛伐克 | 美国" ], "regions": [ "asia, europe, north-america, oceania" ], "payment_types": [ "high-risk" ], "services": [ "加密货币", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "eMerchantBroker 是一家高风险行业支付服务商，覆盖奥地利、澳大利亚、比利时、保加利亚、塞浦路斯、捷克等，支持加密货币、银行转账。结算：1–2个工作日。" }, { "id": "compare-emerchantview", "kind": "payment_provider", "name": "Emerchantview", "aliases": [], "website_url": "https://emerchantview.com", "detail_url": "https://emerchantview.com", "countries": [ "阿联酋 | 奥地利 | 比利时 | 巴西 | 中国 | 德国 | 法国 | 英国 | 印度 | 意大利 | 荷兰 | 挪威 | 瑞典 | 新加坡 | 美国 | 南非" ], "regions": [ "africa, asia, europe, latin-america, north-america" ], "payment_types": [ "high-risk, traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Emerchantview 是一家高风险行业支付服务商，覆盖阿联酋、奥地利、比利时、巴西、中国、德国等，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-emirates-nbd", "kind": "payment_provider", "name": "Emirates NBD", "aliases": [], "website_url": "https://emiratesnbd.com", "detail_url": "https://emiratesnbd.com", "countries": [ "阿联酋 | 奥地利 | 巴林 | 德国 | 埃及 | 英国 | 印度 | 俄罗斯 | 沙特阿拉伯 | 新加坡 | 土耳其" ], "regions": [ "africa, asia, europe, middle-east" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡", "电子钱包", "二维码支付", "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Emirates NBD 是一家区域型支付服务商，覆盖阿联酋、奥地利、巴林、德国、埃及、英国等，支持信用卡/借记卡、电子钱包、二维码支付、POS收单。fee model: 定制(需询价)。结算安排需向服务商确认。" }, { "id": "compare-emis-multicaixa", "kind": "payment_channel", "name": "EMIS / Multicaixa", "aliases": [], "website_url": "https://www.emis.ao", "detail_url": "/payment-channels/ao-emis-multicaixa/", "countries": [ "Angola" ], "regions": [ "非洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "商户+B端" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "未公开", "intro": "国家银行卡与ATM/POS交换网络" }, { "id": "compare-eml-money-dac", "kind": "payment_provider", "name": "EML Money DAC", "aliases": [], "website_url": "https://emlpayments.com", "detail_url": "https://emlpayments.com", "countries": [ "奥地利 | 比利时 | 德国 | 西班牙 | 芬兰 | 法国 | 英国 | 爱尔兰 | 意大利 | 荷兰 | 挪威 | 波兰 | 瑞典" ], "regions": [ "europe" ], "payment_types": [ "baas, traditional" ], "services": [ "银行即服务(BaaS)", "信用卡", "借记卡", "现金", "代金券", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（BaaS，需技术对接）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "EML Money DAC 是一家银行即服务(BaaS)服务商，覆盖奥地利、比利时、德国、西班牙、芬兰、法国等，支持银行即服务(BaaS)、信用卡/借记卡、现金/代金券、跨境汇款/出款。fee model: 定制(需询价)。结算安排需向服务商确认。" }, { "id": "compare-enbd-pay", "kind": "payment_channel", "name": "ENBD Pay", "aliases": [], "website_url": "https://www.emiratesnbd.com", "detail_url": "/payment-channels/ae-enbd-pay/", "countries": [ "United Arab Emirates" ], "regions": [ "中东" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "阿联酋国民银行移动钱包应用" }, { "id": "compare-enfuce", "kind": "payment_provider", "name": "Enfuce", "aliases": [], "website_url": "https://enfuce.com", "detail_url": "https://enfuce.com", "countries": [ "芬兰 | 英国 | 瑞典" ], "regions": [ "europe" ], "payment_types": [ "baas" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Enfuce 是一家银行即服务(BaaS)服务商，覆盖芬兰、英国、瑞典，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-epay", "kind": "payment_provider", "name": "epay", "aliases": [ "易派" ], "website_url": "https://www.epay.com", "detail_url": "https://www.epay.com", "countries": [ "全球(100+国家)" ], "regions": [ "China" ], "payment_types": [ "跨境收款(三方)" ], "services": [ "跨境汇款", "收付款", "本地化结算" ], "use_cases": [ "跨境电商/独立站" ], "subject_requirement": "是", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开", "intro": "香港2014年跨境汇款" }, { "id": "compare-epaypolicy", "kind": "payment_provider", "name": "ePayPolicy", "aliases": [], "website_url": "https://epaypolicy.com", "detail_url": "https://epaypolicy.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "ePayPolicy 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款。结算：1–2个工作日。" }, { "id": "compare-epoint", "kind": "payment_provider", "name": "Epoint", "aliases": [], "website_url": "https://epoint.az", "detail_url": "https://epoint.az", "countries": [ "阿塞拜疆 | 格鲁吉亚" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "订阅", "周期扣款", "即时出款", "信用卡", "借记卡", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Epoint 是一家区域型支付服务商，覆盖阿塞拜疆、格鲁吉亚，支持订阅/周期扣款、即时出款、信用卡/借记卡、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-eps", "kind": "payment_channel", "name": "EPS", "aliases": [], "website_url": "https://www.eps.com.hk", "detail_url": "/payment-channels/hk-eps/", "countries": [ "Hong Kong", "奥地利" ], "regions": [ "亚洲", "europe" ], "payment_types": [ "银行卡收单", "regional" ], "services": [ "订阅", "周期扣款", "银行转账" ], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "香港老牌借记卡POS网络" }, { "id": "compare-eps-electronic-payment-system", "kind": "payment_channel", "name": "EPS (Electronic Payment System)", "aliases": [], "website_url": "https://www.eps.or.at", "detail_url": "/payment-channels/at-eps-electronic-payment-system/", "countries": [ "Austria" ], "regions": [ "欧洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "奥地利网银实时转账，直连本国银行" }, { "id": "compare-epsilon-japan", "kind": "payment_provider", "name": "Epsilon (Japan)", "aliases": [], "website_url": "https://epsilon.jp", "detail_url": "https://epsilon.jp", "countries": [ "日本" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "加密货币", "订阅", "周期扣款", "信用卡", "借记卡", "移动支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "2–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Epsilon (Japan) 是一家区域型支付服务商，覆盖日本，支持加密货币、订阅/周期扣款、信用卡/借记卡、移动支付。结算：2–3个工作日。" }, { "id": "compare-equals", "kind": "payment_provider", "name": "Equals", "aliases": [], "website_url": "https://equalsmoney.com", "detail_url": "https://equalsmoney.com", "countries": [ "比利时 | 英国 | 美国" ], "regions": [ "europe, north-america" ], "payment_types": [ "baas, traditional" ], "services": [ "加密货币", "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Equals 是一家银行即服务(BaaS)服务商，覆盖比利时、英国、美国，支持加密货币、信用卡/借记卡。fee model: 定制(需询价)。结算安排需向服务商确认。" }, { "id": "compare-equitel", "kind": "payment_channel", "name": "Equitel", "aliases": [], "website_url": "https://www.equitybankgroup.com", "detail_url": "/payment-channels/ke-equitel/", "countries": [ "Kenya" ], "regions": [ "非洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人+商户（两者兼有）" ], "subject_requirement": "否", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "Equity银行运营，SIM卡混合银行" }, { "id": "compare-escrow-com", "kind": "payment_provider", "name": "Escrow.com", "aliases": [], "website_url": "https://escrow.com", "detail_url": "https://escrow.com", "countries": [ "美国" ], "regions": [ "africa, asia, europe, latin-america, middle-east, north-america, oceania" ], "payment_types": [ "traditional" ], "services": [ "担保", "托管交易" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "1–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Escrow.com 是一家传统收单/支付服务商，覆盖美国，支持担保/托管交易。结算：1–3个工作日。" }, { "id": "compare-esewa", "kind": "payment_channel", "name": "eSewa", "aliases": [], "website_url": "https://esewa.com.np", "detail_url": "/payment-channels/np-esewa/", "countries": [ "Nepal", "尼泊尔" ], "regions": [ "亚洲", "asia" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "即时出款", "电子钱包", "移动支付", "跨境汇款", "出款" ], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "尼泊尔最早最大电子钱包" }, { "id": "compare-esto", "kind": "payment_provider", "name": "ESTO", "aliases": [], "website_url": "https://esto.ee", "detail_url": "https://esto.ee", "countries": [ "爱沙尼亚 | 立陶宛 | 拉脱维亚" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "先买后付(BNPL)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "ESTO 是一家传统收单/支付服务商，覆盖爱沙尼亚、立陶宛、拉脱维亚，支持先买后付(BNPL)。结算安排需向服务商确认。" }, { "id": "compare-ethswitch", "kind": "payment_channel", "name": "EthSwitch", "aliases": [], "website_url": "https://www.ethswitch.com.et", "detail_url": "/payment-channels/et-ethswitch/", "countries": [ "Ethiopia" ], "regions": [ "非洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "商户+B端" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "未公开", "intro": "国家级银行间实时转账清算系统" }, { "id": "compare-etisalat-cash-we", "kind": "payment_channel", "name": "Etisalat Cash (WE)", "aliases": [], "website_url": "https://www.we.eg", "detail_url": "/payment-channels/eg-etisalat-cash-we/", "countries": [ "Egypt" ], "regions": [ "非洲" ], "payment_types": [ "移动钱包、电子钱包" ], "services": [], "use_cases": [ "C端移动钱包" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "Telecom Egypt旗下移动钱包" }, { "id": "compare-etranzact", "kind": "payment_provider", "name": "eTranzact", "aliases": [], "website_url": "https://www.etranzact.com", "detail_url": "https://www.etranzact.com", "countries": [ "多国" ], "regions": [ "非洲" ], "payment_types": [ "三方支付/收单" ], "services": [ "收单", "Switch", "移动" ], "use_cases": [ "尼日利亚商户/企业" ], "subject_requirement": "部分(可服务出海)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "尼日利亚上市支付处理机构" }, { "id": "compare-eurochange", "kind": "payment_provider", "name": "eurochange", "aliases": [], "website_url": "https://eurochange.co.uk", "detail_url": "https://eurochange.co.uk", "countries": [ "英国" ], "regions": [ "europe" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "eurochange 是一家区域型支付服务商，覆盖英国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-euronet-worldwide", "kind": "payment_provider", "name": "Euronet Worldwide", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "阿联酋 | 澳大利亚 | 德国 | 西班牙 | 法国 | 英国 | 希腊 | 匈牙利 | 印度 | 意大利 | 波兰 | 美国" ], "regions": [ "africa, asia, europe, latin-america, middle-east, north-america, oceania" ], "payment_types": [ "regional, traditional" ], "services": [ "现金", "代金券", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Euronet Worldwide 是一家区域型支付服务商，覆盖阿联酋、澳大利亚、德国、西班牙、法国、英国等，支持现金/代金券、跨境汇款/出款。 consumer fees for Ria/Xe transfers vary by corridor and payout method.。结算安排需向服务商确认。" }, { "id": "compare-even-walmart", "kind": "payment_provider", "name": "Even (Walmart)", "aliases": [], "website_url": "https://even.com", "detail_url": "https://even.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "即时出款", "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Even (Walmart) 是一家传统收单/支付服务商，覆盖美国，支持即时出款、信用卡/借记卡。结算：即时。" }, { "id": "compare-eversend", "kind": "payment_provider", "name": "Eversend", "aliases": [], "website_url": "https://www.eversend.co", "detail_url": "https://www.eversend.co", "countries": [ "非洲(30+国家)" ], "regions": [ "非洲" ], "payment_types": [ "其他" ], "services": [ "多币种钱包", "跨境汇款", "虚拟卡" ], "use_cases": [ "两者兼有" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "未公开", "intro": "非洲跨境资金账户" }, { "id": "compare-evo-payments", "kind": "payment_provider", "name": "EVO Payments", "aliases": [], "website_url": "https://evopayments.com", "detail_url": "https://evopayments.com", "countries": [ "加拿大 | 捷克 | 德国 | 西班牙 | 英国 | 匈牙利 | 爱尔兰 | 墨西哥 | 波兰 | 罗马尼亚 | 斯洛伐克 | 美国" ], "regions": [ "europe, latin-america, north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "EVO Payments 是一家传统收单/支付服务商，覆盖加拿大、捷克、德国、西班牙、英国、匈牙利等，支持信用卡/借记卡。结算：即时。" }, { "id": "compare-evo-payments-europe", "kind": "payment_provider", "name": "EVO Payments Europe", "aliases": [], "website_url": "https://evopayments.eu", "detail_url": "https://evopayments.eu", "countries": [ "捷克 | 德国 | 西班牙 | 希腊 | 爱尔兰 | 波兰" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "下一个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "EVO Payments Europe 是一家传统收单/支付服务商，覆盖捷克、德国、西班牙、希腊、爱尔兰、波兰，支持POS收单。结算：下一个工作日。" }, { "id": "compare-eway", "kind": "payment_provider", "name": "Eway", "aliases": [], "website_url": "https://eway.com.au", "detail_url": "https://eway.com.au", "countries": [ "澳大利亚 | 中国香港 | 中国澳门 | 新西兰 | 新加坡" ], "regions": [ "asia, oceania" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "2–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Eway 是一家传统收单/支付服务商，覆盖澳大利亚、中国香港、中国澳门、新西兰、新加坡，支持信用卡/借记卡。结算：2–3个工作日。" }, { "id": "compare-exact-payments", "kind": "payment_provider", "name": "Exact Payments", "aliases": [], "website_url": "https://exactpay.com", "detail_url": "https://exactpay.com", "countries": [ "加拿大 | 美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Exact Payments 是一家传统收单/支付服务商，覆盖加拿大、美国，支持信用卡/借记卡。结算：1–2个工作日。" }, { "id": "compare-expresspay-ghana", "kind": "payment_provider", "name": "ExpressPay Ghana", "aliases": [], "website_url": "https://expresspaygh.com", "detail_url": "https://expresspaygh.com", "countries": [ "加纳" ], "regions": [ "africa" ], "payment_types": [ "regional" ], "services": [ "即时出款", "信用卡", "借记卡", "银行转账", "移动支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "ExpressPay Ghana 是一家区域型支付服务商，覆盖加纳，支持即时出款、信用卡/借记卡、银行转账、移动支付。结算安排需向服务商确认。" }, { "id": "compare-ez-cash", "kind": "payment_channel", "name": "eZ Cash", "aliases": [], "website_url": "https://www.ezcash.lk", "detail_url": "/payment-channels/lk-ez-cash/", "countries": [ "Sri Lanka" ], "regions": [ "亚洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "Dialog电信移动钱包，无需银行账户" }, { "id": "compare-ez-link", "kind": "payment_provider", "name": "EZ-Link", "aliases": [], "website_url": "https://ezlink.com.sg", "detail_url": "https://ezlink.com.sg", "countries": [ "新加坡" ], "regions": [ "southeast-asia" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡", "电子钱包", "二维码支付", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "EZ-Link 是一家区域型支付服务商，覆盖新加坡，支持信用卡/借记卡、电子钱包、二维码支付、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-ezidebit", "kind": "payment_provider", "name": "Ezidebit", "aliases": [], "website_url": "https://getpayments.com", "detail_url": "https://getpayments.com", "countries": [ "澳大利亚 | 新西兰" ], "regions": [ "oceania" ], "payment_types": [ "regional" ], "services": [ "订阅", "周期扣款", "信用卡", "借记卡", "银行转账", "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Ezidebit 是一家区域型支付服务商，覆盖澳大利亚、新西兰，支持订阅/周期扣款、信用卡/借记卡、银行转账、POS收单。结算：1–2个工作日。" }, { "id": "compare-facebook-payments-international-meta-pay", "kind": "payment_provider", "name": "Facebook Payments International (Meta Pay)", "aliases": [], "website_url": "https://meta.com", "detail_url": "https://meta.com", "countries": [ "爱沙尼亚 | 英国 | 希腊 | 爱尔兰 | 葡萄牙 | 瑞典" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Facebook Payments International (Meta Pay) 是一家传统收单/支付服务商，覆盖爱沙尼亚、英国、希腊、爱尔兰、葡萄牙、瑞典，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-fasapay", "kind": "payment_provider", "name": "Fasapay", "aliases": [], "website_url": "https://fasapay.com", "detail_url": "https://fasapay.com", "countries": [ "印度尼西亚" ], "regions": [ "southeast-asia" ], "payment_types": [ "regional" ], "services": [ "加密货币" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "1–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Fasapay 是一家区域型支付服务商，覆盖印度尼西亚，支持加密货币。结算：1–3个工作日。" }, { "id": "compare-faspay", "kind": "payment_provider", "name": "Faspay", "aliases": [], "website_url": "https://faspay.co.id", "detail_url": "https://faspay.co.id", "countries": [ "印度尼西亚" ], "regions": [ "southeast-asia" ], "payment_types": [ "regional" ], "services": [ "订阅", "周期扣款", "信用卡", "借记卡", "电子钱包", "二维码支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "1–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Faspay 是一家区域型支付服务商，覆盖印度尼西亚，支持订阅/周期扣款、信用卡/借记卡、电子钱包、二维码支付。结算：1–3个工作日。" }, { "id": "compare-fast", "kind": "payment_channel", "name": "FAST", "aliases": [], "website_url": "https://www.bkm.com.tr", "detail_url": "/payment-channels/tr-fast/", "countries": [ "Turkey" ], "regions": [ "欧洲/亚洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "土耳其银行间即时转账系统" }, { "id": "compare-fast-affirm", "kind": "payment_provider", "name": "Fast (Affirm)", "aliases": [], "website_url": "https://docs.affirm.com", "detail_url": "https://docs.affirm.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Fast (Affirm) 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款、即时出款。结算安排需向服务商确认。" }, { "id": "compare-faster-payment-system-russia", "kind": "payment_provider", "name": "Faster Payment System (Russia)", "aliases": [], "website_url": "https://cbr.ru", "detail_url": "https://cbr.ru", "countries": [ "俄罗斯" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "即时出款", "二维码支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Faster Payment System (Russia) 是一家区域型支付服务商，覆盖俄罗斯，支持即时出款、二维码支付。结算：即时。" }, { "id": "compare-faster-payments", "kind": "payment_channel", "name": "Faster Payments", "aliases": [], "website_url": "https://www.pay.uk", "detail_url": "/payment-channels/gb-faster-payments/", "countries": [ "United Kingdom", "英国" ], "regions": [ "欧洲", "europe" ], "payment_types": [ "即时支付、银行转账", "traditional" ], "services": [ "即时出款", "银行转账" ], "use_cases": [ "两者兼有(银行实时转账)" ], "subject_requirement": "否(仅本地银行)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "免费/低(由银行定); 7x24实时", "intro": "英国7x24实时银行转账系统" }, { "id": "compare-fasterpay", "kind": "payment_provider", "name": "FasterPay", "aliases": [], "website_url": "https://fasterpay.com", "detail_url": "https://fasterpay.com", "countries": [ "德国 | 英国 | 印度 | 韩国 | 菲律宾 | 葡萄牙 | 新加坡 | 泰国 | 乌克兰 | 美国" ], "regions": [ "africa, asia, europe, latin-america, middle-east, north-america, southeast-asia" ], "payment_types": [ "traditional" ], "services": [ "电子钱包", "订阅", "周期扣款", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "FasterPay 是一家传统收单/支付服务商，覆盖德国、英国、印度、韩国、菲律宾、葡萄牙等，支持电子钱包、订阅/周期扣款、跨境汇款/出款。fee model: 定制(需询价)。结算安排需向服务商确认。" }, { "id": "compare-fastpay", "kind": "payment_channel", "name": "FastPay", "aliases": [], "website_url": "https://fastpay.iq", "detail_url": "/payment-channels/iq-fastpay/", "countries": [ "Iraq" ], "regions": [ "中东" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "伊拉克数字汇款与移动钱包" }, { "id": "compare-fastspring", "kind": "payment_provider", "name": "FastSpring", "aliases": [], "website_url": "https://fastspring.com", "detail_url": "https://fastspring.com", "countries": [ "全球" ], "regions": [ "africa, asia, europe, latin-america, middle-east, north-america, oceania" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "FastSpring 是一家传统收单/支付服务商，覆盖全球，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-fatora", "kind": "payment_provider", "name": "Fatora", "aliases": [], "website_url": "https://fatora.io", "detail_url": "https://fatora.io", "countries": [ "阿联酋 | 卡塔尔 | 沙特阿拉伯" ], "regions": [ "middle-east" ], "payment_types": [ "regional" ], "services": [ "订阅", "周期扣款", "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Fatora 是一家区域型支付服务商，覆盖阿联酋、卡塔尔、沙特阿拉伯，支持订阅/周期扣款、POS收单。结算安排需向服务商确认。" }, { "id": "compare-fawran", "kind": "payment_channel", "name": "Fawran", "aliases": [], "website_url": "https://www.qcb.gov.qa", "detail_url": "/payment-channels/qa-fawran/", "countries": [ "Qatar" ], "regions": [ "中东" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "未公开", "intro": "2024上线实时转账系统，323万账户" }, { "id": "compare-fawry", "kind": "payment_channel", "name": "Fawry", "aliases": [], "website_url": "https://www.fawry.com", "detail_url": "/payment-channels/eg-fawry/", "countries": [ "Egypt", "埃及" ], "regions": [ "非洲", "africa, middle-east" ], "payment_types": [ "聚合支付", "regional" ], "services": [ "现金", "代金券" ], "use_cases": [ "C端及账单", "聚合商户" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "T+2/T+3", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "超3500万用户的账单与支付网络" }, { "id": "compare-fednow", "kind": "payment_provider", "name": "FedNow", "aliases": [], "website_url": "https://frbservices.org", "detail_url": "https://frbservices.org", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "FedNow 是一家传统收单/支付服务商，覆盖美国，支持即时出款。结算：即时。" }, { "id": "compare-feedzai", "kind": "payment_provider", "name": "Feedzai", "aliases": [], "website_url": "https://feedzai.com", "detail_url": "https://feedzai.com", "countries": [ "全球" ], "regions": [ "europe, north-america" ], "payment_types": [ "baas, traditional" ], "services": [ "银行即服务(BaaS)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Feedzai 是一家银行即服务(BaaS)服务商，覆盖全球，支持银行即服务(BaaS)。结算安排需向服务商确认。" }, { "id": "compare-fincra", "kind": "payment_provider", "name": "Fincra", "aliases": [], "website_url": "https://fincra.com/", "detail_url": "https://fincra.com/", "countries": [ "NG, GH, KE, ZA, UG, EG, TZ, GB, US, TR, IL, EU" ], "regions": [ "Africa, Europe" ], "payment_types": [ "payment infrastructure, collections, payouts, FX" ], "services": [ "cards", "bank transfer", "virtual accounts", "mobile money", "payment links", "payouts", "FX" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "待确认", "settlement": "结算安排需向服务商确认。", "fee": "官网 FAQ 称有 pricing list，但公开页面未直接展示完整费率；需登录或联系确认。", "intro": "面向非洲及跨境业务的支付基础设施，支持收款、付款、虚拟账户、换汇和商户钱包，适合需要非洲本地收付和跨境资金流的商户。" }, { "id": "compare-finix", "kind": "payment_provider", "name": "Finix", "aliases": [], "website_url": "https://finix.com", "detail_url": "https://finix.com", "countries": [ "United States, Canada" ], "regions": [ "北美洲" ], "payment_types": [ "embedded payments, PayFac, platform payments" ], "services": [ "card processing", "ACH", "instant payout", "merchant onboarding", "platform payments" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "待确认", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Finix 是面向平台、市场和 PayFac 的嵌入式支付处理平台，支持卡、ACH、商户入驻、风控、分账和 payout。" }, { "id": "compare-finnish-online-banking", "kind": "payment_channel", "name": "Finnish Online Banking", "aliases": [], "website_url": "https://www.paytrail.com", "detail_url": "/payment-channels/fi-finnish-online-banking/", "countries": [ "Finland" ], "regions": [ "欧洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "芬兰网银直连（OP、Nordea、Danske 等银行按钮）是芬兰最主流的在线支付方式，消费者用网银凭证直接转账。由本地 PSP（如 Paytrail / Checkout Finland）聚合提供，属真实且在运营的方式。" }, { "id": "compare-finom", "kind": "payment_provider", "name": "Finom", "aliases": [], "website_url": "https://finom.co/", "detail_url": "https://finom.co/", "countries": [ "AT, BE, DE, ES, FR, IE, IT, NL, PL, PT" ], "regions": [ "欧洲" ], "payment_types": [ "business account, cards, international transfers" ], "services": [ "business account", "IBAN", "cards", "international transfers", "FX", "expense management", "invoicing" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "待确认", "settlement": "Finom 支持部分国家的国际收付款", "fee": "官网帮助中心提供套餐和价格说明；具体费用因国家、套餐、银行卡和国际转账类型而不同，需按当地价格页或账户内价格确认。", "intro": "Finom 面向欧洲中小企业和自由职业者提供企业账户、IBAN、银行卡、国际转账、费用管理和发票工具。" }, { "id": "compare-fintecture", "kind": "payment_provider", "name": "Fintecture", "aliases": [], "website_url": "https://fintecture.com", "detail_url": "https://fintecture.com", "countries": [ "西班牙 | 法国 | 英国" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Fintecture 是一家区域型支付服务商，覆盖西班牙、法国、英国，支持信用卡/借记卡。 contact sales for a quote.。结算安排需向服务商确认。" }, { "id": "compare-fintoc", "kind": "payment_provider", "name": "Fintoc", "aliases": [], "website_url": "https://fintoc.com", "detail_url": "https://fintoc.com", "countries": [ "Chile, Mexico" ], "regions": [ "拉丁美洲" ], "payment_types": [ "open banking, account-to-account payments" ], "services": [ "account-to-account", "bank transfer", "checkout", "payout" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "待确认", "settlement": "官网文档公开 Chile 可每日银行", "fee": "官网文档说明费用从每日 payout 中扣除，取决于 pricing plan；具体费率需查看 Fees Guide 或商业方案。", "intro": "Fintoc 提供账户到账户支付和开放银行相关 API，支持 Checkout Session、收款代收和转账场景。" }, { "id": "compare-finverse", "kind": "payment_provider", "name": "Finverse", "aliases": [], "website_url": "https://finverse.com", "detail_url": "https://finverse.com", "countries": [ "中国香港 | 印度尼西亚 | 马来西亚 | 菲律宾 | 新加坡 | 越南" ], "regions": [ "asia, southeast-asia" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "1–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Finverse 是一家传统收单/支付服务商，覆盖中国香港、印度尼西亚、马来西亚、菲律宾、新加坡、越南，支持订阅/周期扣款、银行转账。结算：1–3个工作日。" }, { "id": "compare-fire", "kind": "payment_provider", "name": "Fire", "aliases": [], "website_url": "https://fire.com", "detail_url": "https://fire.com", "countries": [ "英国 | 爱尔兰" ], "regions": [ "europe" ], "payment_types": [ "baas, traditional" ], "services": [ "银行即服务(BaaS)", "信用卡", "借记卡", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（BaaS，需技术对接）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Fire 是一家银行即服务(BaaS)服务商，覆盖英国、爱尔兰，支持银行即服务(BaaS)、信用卡/借记卡、银行转账。 sales-led — no public pricing page.。结算安排需向服务商确认。" }, { "id": "compare-fireblocks", "kind": "payment_provider", "name": "Fireblocks", "aliases": [], "website_url": "https://fireblocks.com", "detail_url": "https://fireblocks.com", "countries": [ "全球" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "crypto" ], "services": [ "加密货币", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Fireblocks 是一家加密货币支付服务商，覆盖全球，支持加密货币、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-first-iraqi-bank-fib", "kind": "payment_channel", "name": "First Iraqi Bank (FIB)", "aliases": [], "website_url": "https://fib.iq", "detail_url": "/payment-channels/iq-first-iraqi-bank-fib/", "countries": [ "Iraq" ], "regions": [ "中东" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "伊拉克首家全数字银行" }, { "id": "compare-fis", "kind": "payment_provider", "name": "FIS", "aliases": [], "website_url": "https://fisglobal.com", "detail_url": "https://fisglobal.com", "countries": [ "全球" ], "regions": [ "asia, europe, latin-america, north-america, oceania, southeast-asia" ], "payment_types": [ "baas, traditional" ], "services": [ "银行即服务(BaaS)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "FIS 是一家银行即服务(BaaS)服务商，覆盖全球，支持银行即服务(BaaS)。结算：1–2个工作日。" }, { "id": "compare-fiserv", "kind": "payment_provider", "name": "Fiserv", "aliases": [], "website_url": "https://www.fiserv.com", "detail_url": "https://www.fiserv.com", "countries": [ "全球" ], "regions": [ "全球" ], "payment_types": [ "三方支付/收单" ], "services": [ "收单", "Clover POS", "银行科技" ], "use_cases": [ "中大型/线下零售" ], "subject_requirement": "否(主要北美)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "美国银行科技与收单巨头(原First Data)" }, { "id": "compare-fiuu", "kind": "payment_provider", "name": "Fiuu", "aliases": [], "website_url": "https://fiuu.com", "detail_url": "https://fiuu.com", "countries": [ "Malaysia, Singapore, Thailand, Philippines, Vietnam, Taiwan, Hong Kong, China, Indonesia" ], "regions": [ "Southeast Asia, East Asia" ], "payment_types": [ "Southeast Asia payment gateway, acquiring" ], "services": [ "Cards", "Online banking", "DuitNow", "FPX", "PayNow", "PromptPay", "E-wallets", "BNPL", "Cash payments", "Crypto" ], "use_cases": [ "马来西亚/东南亚电商" ], "subject_requirement": "部分(服务出海东南亚)", "access_threshold": "中等，需要核实主体和资料", "settlement": "条款说明完成交易的结算资金将扣除服务", "fee": "官网条款说明可能收取注册费、维护费、交易费、结算费和电汇费；未在主站公开统一费率。", "intro": "Fiuu 是东南亚支付网关和收单服务商，前身为 Razer Merchant Services，支持线上线下多种本地支付方式。" }, { "id": "compare-flexpay-africa", "kind": "payment_provider", "name": "Flexpay Africa", "aliases": [], "website_url": "https://flexpay.cd", "detail_url": "https://flexpay.cd", "countries": [ "刚果(金)" ], "regions": [ "africa" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡", "移动支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Flexpay Africa 是一家区域型支付服务商，覆盖刚果(金)，支持信用卡/借记卡、移动支付。结算安排需向服务商确认。" }, { "id": "compare-floa-pay", "kind": "payment_channel", "name": "FLOA Pay", "aliases": [], "website_url": "https://www.floapay.com", "detail_url": "/payment-channels/pt-floa-pay/", "countries": [ "Portugal" ], "regions": [ "欧洲" ], "payment_types": [ "先买后付（BNPL）" ], "services": [], "use_cases": [ "商户+B端" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "未公开", "fee": "未公开", "intro": "法国FLOA旗下BNPL，已进入葡萄牙市场" }, { "id": "compare-flouci", "kind": "payment_channel", "name": "Flouci", "aliases": [], "website_url": "https://flouci.com", "detail_url": "/payment-channels/tn-flouci/", "countries": [ "Tunisia" ], "regions": [ "非洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "未公开", "fee": "未公开", "intro": "本土数字钱包应用" }, { "id": "compare-flow-chile", "kind": "payment_provider", "name": "Flow Chile", "aliases": [], "website_url": "https://flow.cl", "detail_url": "https://flow.cl", "countries": [ "智利 | 墨西哥 | 秘鲁" ], "regions": [ "latin-america" ], "payment_types": [ "regional" ], "services": [ "订阅", "周期扣款", "即时出款", "银行转账", "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "下一个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Flow Chile 是一家区域型支付服务商，覆盖智利、墨西哥、秘鲁，支持订阅/周期扣款、即时出款、银行转账、POS收单。结算：下一个工作日。" }, { "id": "compare-flow-jamaica", "kind": "payment_provider", "name": "Flow Jamaica", "aliases": [], "website_url": "https://discoverflow.co", "detail_url": "https://discoverflow.co", "countries": [ "牙买加" ], "regions": [ "latin-america" ], "payment_types": [ "regional" ], "services": [ "现金", "代金券" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Flow Jamaica 是一家区域型支付服务商，覆盖牙买加，支持现金/代金券。 third-party bank/cash-agency fees may apply。结算安排需向服务商确认。" }, { "id": "compare-flowhub", "kind": "payment_provider", "name": "Flowhub", "aliases": [], "website_url": "https://flowhub.com", "detail_url": "https://flowhub.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "high-risk" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Flowhub 是一家高风险行业支付服务商，覆盖美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-flutterwave", "kind": "payment_channel", "name": "Flutterwave", "aliases": [], "website_url": "https://www.flutterwave.com", "detail_url": "/payment-channels/ng-flutterwave/", "countries": [ "Nigeria", "Uganda", "非洲多国/全球" ], "regions": [ "非洲", "非洲/全球" ], "payment_types": [ "聚合支付", "三方支付/收单" ], "services": [ "收单", "移动货币", "Payout" ], "use_cases": [ "商户+B端", "出海/非洲电商" ], "subject_requirement": "部分(需特定资质)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "泛非洲跨境支付处理网络" }, { "id": "compare-flywire", "kind": "payment_provider", "name": "Flywire", "aliases": [], "website_url": "https://flywire.com", "detail_url": "https://flywire.com", "countries": [ "全球" ], "regions": [ "asia, europe, latin-america, north-america, oceania" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "2–5个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Flywire 是一家传统收单/支付服务商，覆盖全球，支持订阅/周期扣款。结算：2–5个工作日。" }, { "id": "compare-fondy", "kind": "payment_channel", "name": "Fondy", "aliases": [], "website_url": "https://fondy.com", "detail_url": "/payment-channels/ua-fondy/", "countries": [ "Ukraine", "全球" ], "regions": [ "欧洲", "europe" ], "payment_types": [ "聚合支付", "traditional" ], "services": [ "订阅", "周期扣款", "跨境汇款", "出款" ], "use_cases": [ "商户+B端" ], "subject_requirement": "部分(需特定资质)", "access_threshold": "中等，需要核实主体和资料", "settlement": "未公开", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "国际支付平台乌克兰站" }, { "id": "compare-fonepay", "kind": "payment_channel", "name": "Fonepay", "aliases": [], "website_url": "https://www.fonepay.com", "detail_url": "/payment-channels/np-fonepay/", "countries": [ "Nepal", "尼泊尔" ], "regions": [ "亚洲", "asia" ], "payment_types": [ "聚合支付", "regional" ], "services": [ "即时出款", "电子钱包", "二维码支付" ], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "互联互通二维码支付网络" }, { "id": "compare-fonepay-nepal", "kind": "payment_provider", "name": "Fonepay Nepal", "aliases": [], "website_url": "https://fonepay.com.np", "detail_url": "https://fonepay.com.np", "countries": [ "尼泊尔" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "即时出款", "电子钱包", "二维码支付", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Fonepay Nepal 是一家区域型支付服务商，覆盖尼泊尔，支持即时出款、电子钱包、二维码支付、跨境汇款/出款。结算：即时。" }, { "id": "compare-forte-payment-systems", "kind": "payment_provider", "name": "Forte Payment Systems", "aliases": [], "website_url": "https://forte.net", "detail_url": "https://forte.net", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "信用卡", "借记卡", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Forte Payment Systems 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款、信用卡/借记卡、银行转账。结算：1–2个工作日。" }, { "id": "compare-fortebank", "kind": "payment_channel", "name": "ForteBank", "aliases": [], "website_url": "https://forte.kz", "detail_url": "/payment-channels/kz-fortebank/", "countries": [ "Kazakhstan" ], "regions": [ "亚洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "T+1", "fee": "未公开", "intro": "大型商业银行线上银行" }, { "id": "compare-fps", "kind": "payment_channel", "name": "FPS", "aliases": [], "website_url": "https://www.hkicl.com.hk", "detail_url": "/payment-channels/hk-fps/", "countries": [ "Hong Kong" ], "regions": [ "亚洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "部分(大湾区跨境)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "金管局即时支付系统，跨行钱包实时转账" }, { "id": "compare-free-money-yas", "kind": "payment_channel", "name": "Free Money (Yas)", "aliases": [], "website_url": "https://www.free.sn", "detail_url": "/payment-channels/sn-free-money-yas/", "countries": [ "Senegal" ], "regions": [ "非洲" ], "payment_types": [ "移动钱包、电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "Free电信移动货币" }, { "id": "compare-free-money-senegal", "kind": "payment_provider", "name": "Free Money Senegal", "aliases": [], "website_url": "https://free.sn", "detail_url": "https://free.sn", "countries": [ "塞内加尔" ], "regions": [ "africa" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡", "移动支付", "现金", "代金券" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Free Money Senegal 是一家区域型支付服务商，覆盖塞内加尔，支持信用卡/借记卡、移动支付、现金/代金券。结算安排需向服务商确认。" }, { "id": "compare-freedom-pay", "kind": "payment_channel", "name": "Freedom Pay", "aliases": [], "website_url": "https://freedompay.kz", "detail_url": "/payment-channels/kz-freedom-pay/", "countries": [ "Kazakhstan" ], "regions": [ "亚洲" ], "payment_types": [ "聚合支付" ], "services": [], "use_cases": [ "商户+B端" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开", "intro": "Freedom Bank支付聚合与收单" }, { "id": "compare-freedompay", "kind": "payment_provider", "name": "FreedomPay", "aliases": [], "website_url": "https://corporate.freedompay.com", "detail_url": "https://corporate.freedompay.com", "countries": [ "奥地利 | 澳大利亚 | 比利时 | 巴西 | 加拿大 | 瑞士 | 中国 | 德国 | 法国 | 英国 | 中国香港 | 爱尔兰 | 印度 | 日本 | 墨西哥 | 荷兰 | 新西兰 | 新加坡 | 美国" ], "regions": [ "europe, latin-america, north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "FreedomPay 是一家传统收单/支付服务商，覆盖奥地利、澳大利亚、比利时、巴西、加拿大、瑞士等，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-fresha", "kind": "payment_provider", "name": "Fresha", "aliases": [], "website_url": "https://fresha.com", "detail_url": "https://fresha.com", "countries": [ "全球" ], "regions": [ "asia, europe, middle-east, north-america, oceania" ], "payment_types": [ "traditional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "下一个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Fresha 是一家传统收单/支付服务商，覆盖全球，支持POS收单。结算：下一个工作日。" }, { "id": "compare-freshbooks-payments", "kind": "payment_provider", "name": "FreshBooks Payments", "aliases": [], "website_url": "https://freshbooks.com", "detail_url": "https://freshbooks.com", "countries": [ "加拿大 | 美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "银行转账", "先买后付(BNPL)", "账单", "发票支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "FreshBooks Payments 是一家传统收单/支付服务商，覆盖加拿大、美国，支持订阅/周期扣款、银行转账、先买后付(BNPL)、账单/发票支付。结算安排需向服务商确认。" }, { "id": "compare-frimi", "kind": "payment_channel", "name": "FriMi", "aliases": [], "website_url": "https://www.frimi.lk", "detail_url": "/payment-channels/lk-frimi/", "countries": [ "Sri Lanka", "斯里兰卡" ], "regions": [ "亚洲", "asia" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "NDB银行移动优先银行App" }, { "id": "compare-fuiou", "kind": "payment_provider", "name": "Fuiou", "aliases": [ "富友支付" ], "website_url": "https://www.fuiou.com", "detail_url": "https://www.fuiou.com", "countries": [ "全国" ], "regions": [ "China" ], "payment_types": [ "混合(收单+聚合)" ], "services": [ "收单", "聚合", "POS" ], "use_cases": [ "线下商户/聚合" ], "subject_requirement": "是", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "持牌收单，线下聚合覆盖广" }, { "id": "compare-fundly", "kind": "payment_provider", "name": "Fundly", "aliases": [], "website_url": "https://fundly.com", "detail_url": "https://fundly.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "捐赠", "募捐", "众筹", "募资" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Fundly 是一家传统收单/支付服务商，覆盖美国，支持捐赠/募捐、众筹/募资。结算安排需向服务商确认。" }, { "id": "compare-gate", "kind": "payment_provider", "name": "Gate", "aliases": [], "website_url": "https://gate.com", "detail_url": "https://gate.com", "countries": [ "阿联酋 | 阿根廷 | 奥地利 | 澳大利亚 | 比利时 | 保加利亚 | 巴西 | 瑞士 | 智利 | 哥伦比亚 | 塞浦路斯 | 捷克 | 德国 | 爱沙尼亚 | 西班牙 | 芬兰 | 法国 | 英国 | 希腊 | 中国香港 | 克罗地亚 | 匈牙利 | 印度尼西亚 | 爱尔兰 | 印度 | 意大利 | 日本 | 肯尼亚 | 韩国 | 立陶宛 | 卢森堡 | 拉脱维亚 | 马耳他 | 墨西哥 | 马来西亚 | 尼日利亚 | 荷兰 | 挪威 | 新西兰 | 菲律宾 | 波兰 | 葡萄牙 | 罗马尼亚 | 沙特阿拉伯 | 瑞典 | 新加坡 | 斯洛文尼亚 | 斯洛伐克 | 泰国 | 土耳其 | 中国台湾 | 越南 | 南非" ], "regions": [ "africa, asia, europe, latin-america, middle-east, oceania, southeast-asia" ], "payment_types": [ "crypto" ], "services": [ "加密货币" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Gate 是一家加密货币支付服务商，覆盖阿联酋、阿根廷、奥地利、澳大利亚、比利时、保加利亚等，支持加密货币。结算安排需向服务商确认。" }, { "id": "compare-gcash", "kind": "payment_channel", "name": "GCash", "aliases": [], "website_url": "https://gcash.com", "detail_url": "/payment-channels/ph-gcash/", "countries": [ "Philippines", "菲律宾" ], "regions": [ "亚洲", "菲律宾" ], "payment_types": [ "电子钱包", "三方支付/收单" ], "services": [ "电子钱包", "QR", "转账" ], "use_cases": [ "C端个人及中小商户", "菲律宾个人/小微" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "菲律宾用户最多的电子钱包" }, { "id": "compare-geidea", "kind": "payment_provider", "name": "Geidea", "aliases": [], "website_url": "https://www.geidea.net", "detail_url": "https://www.geidea.net", "countries": [ "沙特、阿联酋、埃及、GCC" ], "regions": [ "中东" ], "payment_types": [ "三方支付/收单" ], "services": [ "POS终端", "收单", "支付网关" ], "use_cases": [ "本地线下商户" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开", "intro": "沙特最大收单机构" }, { "id": "compare-gemini", "kind": "payment_provider", "name": "Gemini", "aliases": [], "website_url": "https://gemini.com", "detail_url": "https://gemini.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "crypto" ], "services": [ "加密货币" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Gemini 是一家加密货币支付服务商，覆盖美国，支持加密货币。结算安排需向服务商确认。" }, { "id": "compare-genie", "kind": "payment_channel", "name": "Genie", "aliases": [], "website_url": "https://www.dialog.genie.lk", "detail_url": "/payment-channels/lk-genie/", "countries": [ "Sri Lanka" ], "regions": [ "亚洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "Dialog旗下数字钱包与支付" }, { "id": "compare-genie-dialog", "kind": "payment_provider", "name": "Genie (Dialog)", "aliases": [], "website_url": "https://geniemobile.lk", "detail_url": "https://geniemobile.lk", "countries": [ "斯里兰卡" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "即时出款", "电子钱包", "移动支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Genie (Dialog) 是一家区域型支付服务商，覆盖斯里兰卡，支持即时出款、电子钱包、移动支付。结算安排需向服务商确认。" }, { "id": "compare-geoswift", "kind": "payment_provider", "name": "Geoswift", "aliases": [], "website_url": "https://www.geoswift.com/", "detail_url": "https://www.geoswift.com/", "countries": [ "CA, CN, GB, HK, SG, US" ], "regions": [ "Asia Pacific, Global" ], "payment_types": [ "cross-border payments, China payout, business collections" ], "services": [ "cross-border payments", "business collections", "payouts", "FX", "education payments", "China local payout" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "待确认", "settlement": "官网公开 110+ 本地付款币种、1", "fee": "官网未公开统一费率，企业解决方案通常按业务类型、收付国家、币种和交易量报价。", "intro": "Geoswift 是跨境支付技术公司，重点连接亚太和中国支付网络，提供企业跨境收款、付款、外汇和教育支付等解决方案。" }, { "id": "compare-getnet", "kind": "payment_provider", "name": "Getnet", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "巴西" ], "regions": [ "latin-america" ], "payment_types": [ "traditional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Getnet 是一家传统收单/支付服务商，覆盖巴西，支持POS收单。结算：即时。" }, { "id": "compare-ghanapay", "kind": "payment_channel", "name": "GhanaPay", "aliases": [], "website_url": "https://www.ghipss.net/services/real-time-payments/ghanapay", "detail_url": "/payment-channels/gh-ghanapay/", "countries": [ "Ghana" ], "regions": [ "非洲" ], "payment_types": [ "移动钱包、电子钱包" ], "services": [], "use_cases": [ "C端个人+小微商户（两者兼有）" ], "subject_requirement": "否", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "GhIPSS银行系移动钱包" }, { "id": "compare-gim-uemoa", "kind": "payment_channel", "name": "GIM-UEMOA", "aliases": [], "website_url": "https://www.gim-uemoa.com", "detail_url": "/payment-channels/ci-gim-uemoa/", "countries": [ "Côte d'Ivoire" ], "regions": [ "非洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "商户+B端" ], "subject_requirement": "否(仅本地)", "access_threshold": "较高，通常需要本地主体或资质", "settlement": "T+1", "fee": "未公开", "intro": "西非经货联盟统一清算系统" }, { "id": "compare-girocard", "kind": "payment_channel", "name": "Girocard", "aliases": [], "website_url": "https://www.girocard.de", "detail_url": "/payment-channels/de-girocard/", "countries": [ "Germany", "德国" ], "regions": [ "欧洲", "europe" ], "payment_types": [ "银行卡收单", "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [ "两者兼有(德国主导借记卡)" ], "subject_requirement": "否(仅本地借记)", "access_threshold": "通常需要本地主体", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "德国主导的借记卡系统" }, { "id": "compare-giropay", "kind": "payment_channel", "name": "Giropay", "aliases": [], "website_url": "https://www.paydirekt.de/", "detail_url": "/payment-channels/de-giropay/", "countries": [ "Germany" ], "regions": [ "欧洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有(银行直连转账)" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Giropay 是德国成熟的银行直连转账方式，由德国银行协会推动；近年来随欧洲即时支付整合（EPI / Wero）推进，Giropay 品牌逐步并入新体系，但在收单机构（如 Stripe、Adyen）接入中仍可经德国银行直连完成付款。官网可访问，属真实且在运营的方式。" }, { "id": "compare-givebutter", "kind": "payment_provider", "name": "Givebutter", "aliases": [], "website_url": "https://givebutter.com", "detail_url": "https://givebutter.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "捐赠", "募捐", "众筹", "募资" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "2–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Givebutter 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款、捐赠/募捐、众筹/募资。 traditional payment processing fees apply otherwise。结算：2–3个工作日。" }, { "id": "compare-givelify", "kind": "payment_provider", "name": "Givelify", "aliases": [], "website_url": "https://givelify.com", "detail_url": "https://givelify.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "捐赠", "募捐" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "下一个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Givelify 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款、捐赠/募捐。结算：下一个工作日。" }, { "id": "compare-givex", "kind": "payment_provider", "name": "Givex", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "全球" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "现金", "代金券" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Givex 是一家传统收单/支付服务商，覆盖全球，支持现金/代金券。结算安排需向服务商确认。" }, { "id": "compare-glas", "kind": "payment_provider", "name": "GLAS", "aliases": [], "website_url": "https://glas.agency", "detail_url": "https://glas.agency", "countries": [ "德国 | 法国" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "GLAS 是一家区域型支付服务商，覆盖德国、法国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-global-payments", "kind": "payment_provider", "name": "Global Payments", "aliases": [], "website_url": "https://www.globalpayments.com", "detail_url": "https://www.globalpayments.com", "countries": [ "全球" ], "regions": [ "全球" ], "payment_types": [ "三方支付/收单" ], "services": [ "收单", "ISS", "POS" ], "use_cases": [ "中大型/线下零售" ], "subject_requirement": "否(主要北美/欧洲)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "美国上市收单与商户服务集团" }, { "id": "compare-global-e", "kind": "payment_provider", "name": "Global-e", "aliases": [], "website_url": "https://global-e.com", "detail_url": "https://global-e.com", "countries": [ "全球" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Global-e 是一家传统收单/支付服务商，覆盖全球，支持跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-glossgenius", "kind": "payment_provider", "name": "GlossGenius", "aliases": [], "website_url": "https://glossgenius.com", "detail_url": "https://glossgenius.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "GlossGenius 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-gmo-payment-gateway", "kind": "payment_provider", "name": "GMO Payment Gateway", "aliases": [], "website_url": "https://gmo-pg.com", "detail_url": "https://gmo-pg.com", "countries": [ "全球" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "GMO Payment Gateway 是一家区域型支付服务商，覆盖全球，支持信用卡/借记卡、电子钱包。结算安排需向服务商确认。" }, { "id": "compare-gnosis-pay", "kind": "payment_provider", "name": "Gnosis Pay", "aliases": [], "website_url": "https://gnosispay.com", "detail_url": "https://gnosispay.com", "countries": [ "阿根廷 | 奥地利 | 比利时 | 保加利亚 | 巴西 | 哥伦比亚 | 塞浦路斯 | 捷克 | 德国 | 爱沙尼亚 | 西班牙 | 欧盟 | 芬兰 | 法国 | 英国 | 希腊 | 克罗地亚 | 匈牙利 | 爱尔兰 | 意大利 | 日本 | 立陶宛 | 卢森堡 | 拉脱维亚 | 马耳他 | 墨西哥 | 荷兰 | 菲律宾 | 波兰 | 葡萄牙 | 罗马尼亚 | 瑞典 | 新加坡 | 斯洛文尼亚 | 斯洛伐克 | 泰国" ], "regions": [ "europe" ], "payment_types": [ "crypto" ], "services": [ "加密货币", "信用卡", "借记卡", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Gnosis Pay 是一家加密货币支付服务商，覆盖阿根廷、奥地利、比利时、保加利亚、巴西、哥伦比亚等，支持加密货币、信用卡/借记卡、电子钱包。结算安排需向服务商确认。" }, { "id": "compare-gocardless", "kind": "payment_provider", "name": "GoCardless", "aliases": [], "website_url": "https://www.gocardless.com", "detail_url": "https://www.gocardless.com", "countries": [ "30+国" ], "regions": [ "欧洲/全球" ], "payment_types": [ "三方支付/收单" ], "services": [ "直接借记(ACSS", "SEPA等)" ], "use_cases": [ "订阅/SaaS/ recurring收款" ], "subject_requirement": "否(银行借记主要欧美)", "access_threshold": "较低，常规资料即可核实", "settlement": "T+2/T+3", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "专注银行直接借记的收款机构" }, { "id": "compare-goldman-sachs-transaction-banking", "kind": "payment_provider", "name": "Goldman Sachs Transaction Banking", "aliases": [], "website_url": "https://goldmansachs.com", "detail_url": "https://goldmansachs.com", "countries": [ "英国 | 美国" ], "regions": [ "europe, north-america" ], "payment_types": [ "baas, traditional" ], "services": [ "银行即服务(BaaS)", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（BaaS，需技术对接）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Goldman Sachs Transaction Banking 是一家银行即服务(BaaS)服务商，覆盖英国、美国，支持银行即服务(BaaS)、银行转账。 no public rate card. TxB is offered to corporates and fintechs under bespoke commercial terms.。结算安排需向服务商确认。" }, { "id": "compare-google-pay", "kind": "payment_channel", "name": "Google Pay", "aliases": [], "website_url": "https://pay.google.com", "detail_url": "/payment-channels/us-google-pay/", "countries": [ "United States", "Germany", "United Kingdom", "France", "India", "Canada", "多国" ], "regions": [ "北美洲", "欧洲", "亚洲", "全球" ], "payment_types": [ "电子钱包", "三方支付/收单" ], "services": [ "钱包", "NFC", "P2P" ], "use_cases": [ "两者兼有", "两者兼有(安卓UPI入口)", "C端个人", "全渠道商户/App内支付" ], "subject_requirement": "部分(需海外公司实体, 内地地区不可用)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "不另收费(按绑定卡/银行账户费率)", "intro": "安卓端主流非接触式钱包" }, { "id": "compare-gopay", "kind": "payment_channel", "name": "GoPay", "aliases": [], "website_url": "https://www.gopay.co.id", "detail_url": "/payment-channels/id-gopay/", "countries": [ "Indonesia", "Czechia", "CZ, PL, SK" ], "regions": [ "亚洲", "欧洲" ], "payment_types": [ "电子钱包", "聚合支付", "payment gateway" ], "services": [ "cards", "bank transfer", "QR payments", "Apple Pay", "Google Pay", "deferred payment", "installments" ], "use_cases": [ "两者兼有", "商户+B端" ], "subject_requirement": "部分(蚂蚁系背景，跨境合作可能)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Gojek系电子钱包，打车外卖与线下QRIS通用" }, { "id": "compare-gopay-cz", "kind": "payment_provider", "name": "GoPay CZ", "aliases": [], "website_url": "https://gopay.com", "detail_url": "https://gopay.com", "countries": [ "捷克 | 波兰 | 斯洛伐克" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡", "银行转账", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "1–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "GoPay CZ 是一家区域型支付服务商，覆盖捷克、波兰、斯洛伐克，支持信用卡/借记卡、银行转账、电子钱包。结算：1–3个工作日。" }, { "id": "compare-goto-financial", "kind": "payment_provider", "name": "GoTo Financial", "aliases": [], "website_url": "https://gotofinancial.com", "detail_url": "https://gotofinancial.com", "countries": [ "印度尼西亚 | 马来西亚 | 菲律宾 | 新加坡 | 泰国" ], "regions": [ "southeast-asia" ], "payment_types": [ "regional" ], "services": [ "即时出款", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "GoTo Financial 是一家区域型支付服务商，覆盖印度尼西亚、马来西亚、菲律宾、新加坡、泰国，支持即时出款、电子钱包。结算安排需向服务商确认。" }, { "id": "compare-grabpay", "kind": "payment_channel", "name": "GrabPay", "aliases": [], "website_url": "https://www.grab.com/th/", "detail_url": "/payment-channels/th-grabpay/", "countries": [ "Thailand", "Philippines", "Singapore", "Malaysia", "新马印尼菲泰等" ], "regions": [ "亚洲" ], "payment_types": [ "电子钱包", "三方支付/收单" ], "services": [ "钱包", "QR", "转账" ], "use_cases": [ "C端个人", "Grab生态C端及商户", "C端个人+商户（两者兼有）", "东南亚个人/商户" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "未公开", "fee": "未公开", "intro": "Grab生态内支付与PayLater" }, { "id": "compare-gravity-payments", "kind": "payment_provider", "name": "Gravity Payments", "aliases": [], "website_url": "https://gravitypayments.com", "detail_url": "https://gravitypayments.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡", "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Gravity Payments 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡、POS收单。结算安排需向服务商确认。" }, { "id": "compare-green-dot", "kind": "payment_provider", "name": "Green Dot", "aliases": [], "website_url": "https://static.cloudflareinsights.com", "detail_url": "https://static.cloudflareinsights.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "baas" ], "services": [ "信用卡", "借记卡", "现金", "代金券" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Green Dot 是一家银行即服务(BaaS)服务商，覆盖美国，支持信用卡/借记卡、现金/代金券。结算安排需向服务商确认。" }, { "id": "compare-green-world-taiwan", "kind": "payment_provider", "name": "Green World (Taiwan)", "aliases": [], "website_url": "https://green-world.com.tw", "detail_url": "https://green-world.com.tw", "countries": [ "中国台湾" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "订阅", "周期扣款", "信用卡", "借记卡", "移动支付", "先买后付(BNPL)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Green World (Taiwan) 是一家区域型支付服务商，覆盖中国台湾，支持订阅/周期扣款、信用卡/借记卡、移动支付、先买后付(BNPL)。 31 TWD convenience store code; 16 TWD convenience store barcode。结算安排需向服务商确认。" }, { "id": "compare-grey-finance", "kind": "payment_provider", "name": "Grey Finance", "aliases": [], "website_url": "https://grey.co", "detail_url": "https://grey.co", "countries": [ "巴西 | 中国 | 埃及 | 加纳 | 印度尼西亚 | 印度 | 肯尼亚 | 摩洛哥 | 墨西哥 | 尼日利亚 | 菲律宾 | 坦桑尼亚 | 南非" ], "regions": [ "africa, asia, latin-america, southeast-asia" ], "payment_types": [ "baas, regional" ], "services": [ "加密货币", "即时出款", "信用卡", "借记卡", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Grey Finance 是一家银行即服务(BaaS)服务商，覆盖巴西、中国、埃及、加纳、印度尼西亚、印度等，支持加密货币、即时出款、信用卡/借记卡、跨境汇款/出款。 FX charges apply。结算：1–2个工作日。" }, { "id": "compare-griffin", "kind": "payment_provider", "name": "Griffin", "aliases": [], "website_url": "https://griffin.com", "detail_url": "https://griffin.com", "countries": [ "英国" ], "regions": [ "europe" ], "payment_types": [ "baas, traditional" ], "services": [ "订阅", "周期扣款", "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Griffin 是一家银行即服务(BaaS)服务商，覆盖英国，支持订阅/周期扣款、即时出款。 no hidden fees. Scale as you grow.。结算：即时。" }, { "id": "compare-guidewire", "kind": "payment_provider", "name": "Guidewire", "aliases": [], "website_url": "https://guidewire.com", "detail_url": "https://guidewire.com", "countries": [ "全球" ], "regions": [ "europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Guidewire 是一家传统收单/支付服务商，覆盖全球，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-gulf-international-bank", "kind": "payment_provider", "name": "Gulf International Bank", "aliases": [], "website_url": "https://gib.com", "detail_url": "https://gib.com", "countries": [ "阿联酋 | 巴林 | 英国 | 阿曼 | 沙特阿拉伯 | 美国" ], "regions": [ "europe, middle-east, north-america" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Gulf International Bank 是一家区域型支付服务商，覆盖阿联酋、巴林、英国、阿曼、沙特阿拉伯、美国，支持信用卡/借记卡。fee model: 定制(需询价)。结算安排需向服务商确认。" }, { "id": "compare-gumroad", "kind": "payment_provider", "name": "Gumroad", "aliases": [], "website_url": "https://gumroad.com", "detail_url": "https://gumroad.com", "countries": [ "全球" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Gumroad 是一家传统收单/支付服务商，覆盖全球，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-gusto", "kind": "payment_provider", "name": "Gusto", "aliases": [], "website_url": "https://gusto.com", "detail_url": "https://gusto.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Gusto 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-gvs-prepaid", "kind": "payment_provider", "name": "GVS Prepaid", "aliases": [], "website_url": "https://gvsprepaid.com", "detail_url": "https://gvsprepaid.com", "countries": [ "英国 | 爱尔兰" ], "regions": [ "europe" ], "payment_types": [ "baas, regional, traditional" ], "services": [ "银行即服务(BaaS)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（BaaS，需技术对接）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "GVS Prepaid 是一家银行即服务(BaaS)服务商，覆盖英国、爱尔兰，支持银行即服务(BaaS)。fee model: 定制(需询价)。结算安排需向服务商确认。" }, { "id": "compare-halopesa-halotel", "kind": "payment_channel", "name": "HaloPesa (Halotel)", "aliases": [], "website_url": "https://www.halotel.co.tz", "detail_url": "/payment-channels/tz-halopesa-halotel/", "countries": [ "Tanzania" ], "regions": [ "非洲" ], "payment_types": [ "移动钱包、电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "Halotel运营，农村地区渗透快" }, { "id": "compare-halyk-bank", "kind": "payment_channel", "name": "Halyk Bank", "aliases": [], "website_url": "https://www.halykbank.kz", "detail_url": "/payment-channels/kz-halyk-bank/", "countries": [ "Kazakhstan" ], "regions": [ "亚洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "部分(微信支付扫码)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "最大商业银行，支持微信扫码" }, { "id": "compare-halyk-bank-qr", "kind": "payment_provider", "name": "Halyk Bank QR", "aliases": [], "website_url": "https://halykbank.kz", "detail_url": "https://halykbank.kz", "countries": [ "哈萨克斯坦" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "即时出款", "移动支付", "二维码支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Halyk Bank QR 是一家区域型支付服务商，覆盖哈萨克斯坦，支持即时出款、移动支付、二维码支付。结算安排需向服务商确认。" }, { "id": "compare-hana-financial-group-payments", "kind": "payment_provider", "name": "Hana Financial Group Payments", "aliases": [], "website_url": "https://hanafn.com", "detail_url": "https://hanafn.com", "countries": [ "韩国" ], "regions": [ "asia" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Hana Financial Group Payments 是一家传统收单/支付服务商，覆盖韩国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-haulpay", "kind": "payment_provider", "name": "HaulPay", "aliases": [], "website_url": "https://docs.haulpay.io", "detail_url": "https://docs.haulpay.io", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "HaulPay 是一家传统收单/支付服务商，覆盖美国，支持即时出款。结算安排需向服务商确认。" }, { "id": "compare-hbl-konnect", "kind": "payment_channel", "name": "HBL Konnect", "aliases": [], "website_url": "https://www.hbl.com/personal/konnect", "detail_url": "/payment-channels/pk-hbl-konnect/", "countries": [ "Pakistan" ], "regions": [ "亚洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端及银行无网点账户" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "HBL银行无网点银行账户" }, { "id": "compare-hbl-pay-pakistan", "kind": "payment_provider", "name": "HBL Pay Pakistan", "aliases": [], "website_url": "https://hbl.com", "detail_url": "https://hbl.com", "countries": [ "巴基斯坦" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "移动支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "HBL Pay Pakistan 是一家区域型支付服务商，覆盖巴基斯坦，支持移动支付。结算安排需向服务商确认。" }, { "id": "compare-headnote", "kind": "payment_provider", "name": "Headnote", "aliases": [], "website_url": "https://headnote.com", "detail_url": "https://headnote.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "下一个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Headnote 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡、银行转账。结算：下一个工作日。" }, { "id": "compare-heartland-payment-systems", "kind": "payment_provider", "name": "Heartland Payment Systems", "aliases": [], "website_url": "https://heartland.us", "detail_url": "https://heartland.us", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Heartland Payment Systems 是一家传统收单/支付服务商，覆盖美国，支持POS收单。结算安排需向服务商确认。" }, { "id": "compare-heepay", "kind": "payment_provider", "name": "Heepay", "aliases": [ "汇元银通" ], "website_url": "https://www.heepay.com", "detail_url": "https://www.heepay.com", "countries": [ "中国" ], "regions": [ "China" ], "payment_types": [ "三方支付/收单" ], "services": [ "网络支付", "预付卡", "聚合收银" ], "use_cases": [ "本地线下商户" ], "subject_requirement": "是", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开", "intro": "北京第三方支付" }, { "id": "compare-helcim", "kind": "payment_provider", "name": "Helcim", "aliases": [], "website_url": "https://www.helcim.com", "detail_url": "https://www.helcim.com", "countries": [ "United States, Canada" ], "regions": [ "北美洲" ], "payment_types": [ "North America acquiring, transparent pricing" ], "services": [ "credit card", "debit card", "ACH", "EFT-PAD", "Interac", "online payments", "POS", "recurring payments" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "待确认", "settlement": "官网 pricing FAQ 公开支", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Helcim 是北美透明费率商户收单平台，提供卡支付、ACH/EFT-PAD、线上收款、POS、发票和订阅等服务。" }, { "id": "compare-helio", "kind": "payment_provider", "name": "Helio", "aliases": [], "website_url": "https://hel.io", "detail_url": "https://hel.io", "countries": [ "全球" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "crypto" ], "services": [ "加密货币", "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Helio 是一家加密货币支付服务商，覆盖全球，支持加密货币、即时出款。结算：即时。" }, { "id": "compare-helipay", "kind": "payment_provider", "name": "Helipay", "aliases": [ "合利宝" ], "website_url": "https://www.helipay.com", "detail_url": "https://www.helipay.com", "countries": [ "全国" ], "regions": [ "China" ], "payment_types": [ "混合(收单+聚合)" ], "services": [ "收单", "聚合", "跨境" ], "use_cases": [ "线下/行业/跨境" ], "subject_requirement": "是", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "仁东旗下持牌收单与聚合" }, { "id": "compare-hello-clever", "kind": "payment_provider", "name": "Hello Clever", "aliases": [], "website_url": "https://helloclever.co", "detail_url": "https://helloclever.co", "countries": [ "澳大利亚 | 日本 | 新加坡 | 美国" ], "regions": [ "asia, north-america, oceania, southeast-asia" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Hello Clever 是一家区域型支付服务商，覆盖澳大利亚、日本、新加坡、美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-hellocash", "kind": "payment_channel", "name": "HelloCash", "aliases": [], "website_url": "https://www.hellocash.com.et", "detail_url": "/payment-channels/et-hellocash/", "countries": [ "Ethiopia" ], "regions": [ "非洲" ], "payment_types": [ "移动钱包、电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "移动货币费率较低，具体需向运营方/PSP 确认。", "intro": "HelloCash 是埃塞俄比亚 BelCash 运营的多银行互操作移动货币，支持跨行转账、缴费与收款。属真实且在运营的方式。" }, { "id": "compare-hesabe", "kind": "payment_channel", "name": "Hesabe", "aliases": [], "website_url": "https://www.hesabe.com", "detail_url": "/payment-channels/kw-hesabe/", "countries": [ "Kuwait", "阿联酋 | 巴林 | 英国 | 科威特 | 阿曼 | 卡塔尔 | 沙特阿拉伯 | 美国" ], "regions": [ "中东", "middle-east" ], "payment_types": [ "聚合支付", "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [ "商户+B端" ], "subject_requirement": "部分(需特定资质)", "access_threshold": "中等，需要核实主体和资料", "settlement": "未公开", "fee": "未公开", "intro": "科威特本地电商支付方案" }, { "id": "compare-hesabpay", "kind": "payment_provider", "name": "HesabPay", "aliases": [], "website_url": "https://hesabpay.com", "detail_url": "https://hesabpay.com", "countries": [ "全球" ], "regions": [ "asia, middle-east" ], "payment_types": [ "crypto, regional" ], "services": [ "加密货币", "即时出款", "电子钱包", "POS收单", "现金", "代金券" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "HesabPay 是一家加密货币支付服务商，覆盖全球，支持加密货币、即时出款、电子钱包、POS收单、现金/代金券。结算：即时。" }, { "id": "compare-heylight", "kind": "payment_channel", "name": "HeyLight", "aliases": [], "website_url": "https://heylight.ch", "detail_url": "/payment-channels/ch-heylight/", "countries": [ "Switzerland" ], "regions": [ "欧洲" ], "payment_types": [ "先买后付（BNPL）" ], "services": [], "use_cases": [ "商户及C端BNPL" ], "subject_requirement": "部分(需特定资质)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开(BNPL)", "intro": "瑞士本土先买后付平台" }, { "id": "compare-highnote", "kind": "payment_provider", "name": "Highnote", "aliases": [], "website_url": "https://highnote.com", "detail_url": "https://highnote.com", "countries": [ "美国" ], "regions": [ "asia, europe, latin-america, north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Highnote 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款。结算：即时。" }, { "id": "compare-highriskpay", "kind": "payment_provider", "name": "HighRiskPay", "aliases": [], "website_url": "https://highriskpay.com", "detail_url": "https://highriskpay.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "high-risk" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "HighRiskPay 是一家高风险行业支付服务商，覆盖美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-hipercard", "kind": "payment_channel", "name": "Hipercard", "aliases": [], "website_url": "https://www.hipercard.com.br", "detail_url": "/payment-channels/br-hipercard/", "countries": [ "Brazil" ], "regions": [ "拉丁美洲" ], "payment_types": [ "银行卡收单" ], "services": [], "use_cases": [ "两者兼有(本土信用卡)" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "T+1", "fee": "由收单机构定价(卡组织费率)", "intro": "巴西本土信用卡品牌" }, { "id": "compare-hitpay", "kind": "payment_provider", "name": "HitPay", "aliases": [], "website_url": "https://www.hitpayapp.com", "detail_url": "https://www.hitpayapp.com", "countries": [ "Singapore, Malaysia, Philippines, Indonesia, Thailand, Hong Kong, Australia, New Zealand" ], "regions": [ "Asia Pacific, Southeast Asia" ], "payment_types": [ "SMB payments, POS, payment links" ], "services": [ "Cards", "PayNow", "DuitNow", "QRIS", "QR Ph", "UPI", "PromptPay", "TrueMoney", "GCash", "E-wallets", "BNPL", "POS" ], "use_cases": [ "两者兼有" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "官方文档列出本地和跨境支付确认/入账", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "HitPay 是面向亚太中小商户的支付平台，支持线上、线下、支付链接、发票、POS 和跨境 QR/本地支付。" }, { "id": "compare-hiveage", "kind": "payment_provider", "name": "Hiveage", "aliases": [], "website_url": "https://hiveage.com", "detail_url": "https://hiveage.com", "countries": [ "加拿大 | 英国 | 美国" ], "regions": [ "europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "下一个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Hiveage 是一家传统收单/支付服务商，覆盖加拿大、英国、美国，支持订阅/周期扣款。结算：下一个工作日。" }, { "id": "compare-hobex", "kind": "payment_provider", "name": "Hobex", "aliases": [], "website_url": "https://hobex.at", "detail_url": "https://hobex.at", "countries": [ "奥地利 | 瑞士 | 德国 | 意大利 | 斯洛文尼亚" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "2–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Hobex 是一家区域型支付服务商，覆盖奥地利、瑞士、德国、意大利、斯洛文尼亚，支持POS收单。结算：2–3个工作日。" }, { "id": "compare-hoolah-atome", "kind": "payment_provider", "name": "Hoolah (Atome)", "aliases": [], "website_url": "https://hoolah.co", "detail_url": "https://hoolah.co", "countries": [ "中国香港 | 马来西亚 | 新加坡" ], "regions": [ "southeast-asia" ], "payment_types": [ "regional" ], "services": [ "先买后付(BNPL)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Hoolah (Atome) 是一家区域型支付服务商，覆盖中国香港、马来西亚、新加坡，支持先买后付(BNPL)。结算安排需向服务商确认。" }, { "id": "compare-host-merchant-services", "kind": "payment_provider", "name": "Host Merchant Services", "aliases": [], "website_url": "https://hostmerchantservices.com", "detail_url": "https://hostmerchantservices.com", "countries": [ "加拿大 | 美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "2–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Host Merchant Services 是一家传统收单/支付服务商，覆盖加拿大、美国，支持订阅/周期扣款、POS收单。结算：2–3个工作日。" }, { "id": "compare-hps-worldwide", "kind": "payment_provider", "name": "HPS Worldwide", "aliases": [], "website_url": "https://hps-worldwide.com", "detail_url": "https://hps-worldwide.com", "countries": [ "全球" ], "regions": [ "africa, asia, europe, middle-east" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "HPS Worldwide 是一家传统收单/支付服务商，覆盖全球，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-hsbc-bank-middle-east", "kind": "payment_provider", "name": "HSBC Bank Middle East", "aliases": [], "website_url": "https://business.hsbc.ae", "detail_url": "https://business.hsbc.ae", "countries": [ "阿联酋 | 科威特 | 卡塔尔" ], "regions": [ "africa, middle-east" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "HSBC Bank Middle East 是一家区域型支付服务商，覆盖阿联酋、科威特、卡塔尔，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-hsbc-digital-merchant-services", "kind": "payment_provider", "name": "HSBC Digital Merchant Services", "aliases": [], "website_url": "https://business.hsbc.com.hk", "detail_url": "https://business.hsbc.com.hk", "countries": [ "中国香港" ], "regions": [ "asia" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "HSBC Digital Merchant Services 是一家区域型支付服务商，覆盖中国香港，支持信用卡/借记卡、电子钱包。结算安排需向服务商确认。" }, { "id": "compare-hua-nan-commercial-bank", "kind": "payment_provider", "name": "Hua Nan Commercial Bank", "aliases": [], "website_url": "https://hncb.com.tw", "detail_url": "https://hncb.com.tw", "countries": [ "澳大利亚 | 中国 | 英国 | 中国香港 | 菲律宾 | 新加坡 | 中国台湾 | 美国 | 越南" ], "regions": [ "asia, europe, north-america, oceania, southeast-asia" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Hua Nan Commercial Bank 是一家区域型支付服务商，覆盖澳大利亚、中国、英国、中国香港、菲律宾、新加坡等，支持信用卡/借记卡。fee model: 定制(需询价)。结算安排需向服务商确认。" }, { "id": "compare-huawei-pay", "kind": "payment_provider", "name": "Huawei Pay", "aliases": [], "website_url": "https://consumer.huawei.com", "detail_url": "https://consumer.huawei.com", "countries": [ "全球" ], "regions": [ "asia, europe" ], "payment_types": [ "regional" ], "services": [ "移动支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Huawei Pay 是一家区域型支付服务商，覆盖全球，支持移动支付。结算安排需向服务商确认。" }, { "id": "compare-hub2", "kind": "payment_provider", "name": "HUB2", "aliases": [], "website_url": "https://hub2.io", "detail_url": "https://hub2.io", "countries": [ "布基纳法索 | 贝宁 | 科特迪瓦 | 喀麦隆 | 加蓬 | 几内亚 | 马里 | 尼日尔 | 塞内加尔 | 多哥" ], "regions": [ "africa" ], "payment_types": [ "regional" ], "services": [ "即时出款", "信用卡", "借记卡", "移动支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "HUB2 是一家区域型支付服务商，覆盖布基纳法索、贝宁、科特迪瓦、喀麦隆、加蓬、几内亚等，支持即时出款、信用卡/借记卡、移动支付。结算安排需向服务商确认。" }, { "id": "compare-hubtel", "kind": "payment_channel", "name": "Hubtel", "aliases": [], "website_url": "https://www.hubtel.com", "detail_url": "/payment-channels/gh-hubtel/", "countries": [ "Ghana", "加纳" ], "regions": [ "非洲", "africa" ], "payment_types": [ "聚合支付", "regional" ], "services": [ "信用卡", "借记卡", "银行转账", "移动支付" ], "use_cases": [ "商户+B端" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开", "intro": "获牌聚合支付与电商服务商" }, { "id": "compare-humo", "kind": "payment_channel", "name": "Humo", "aliases": [], "website_url": "https://humo.uz", "detail_url": "/payment-channels/uz-humo/", "countries": [ "Uzbekistan" ], "regions": [ "亚洲" ], "payment_types": [ "银行卡收单" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "部分(Alipay+跨境)", "access_threshold": "通常需要本地主体", "settlement": "T+1", "fee": "未公开", "intro": "国家支付系统，与Alipay+合作" }, { "id": "compare-humo-card-uzbekistan", "kind": "payment_provider", "name": "Humo Card Uzbekistan", "aliases": [], "website_url": "https://humocard.uz", "detail_url": "https://humocard.uz", "countries": [ "乌兹别克斯坦" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡", "银行转账", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Humo Card Uzbekistan 是一家区域型支付服务商，覆盖乌兹别克斯坦，支持信用卡/借记卡、银行转账、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-hyperpay", "kind": "payment_provider", "name": "HyperPay", "aliases": [], "website_url": "https://www.hyperpay.com", "detail_url": "https://www.hyperpay.com", "countries": [ "中东(9国)" ], "regions": [ "中东" ], "payment_types": [ "四方支付/聚合" ], "services": [ "电子支付网关", "收单" ], "use_cases": [ "两者兼有" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+2/T+3", "fee": "未公开", "intro": "沙特头部支付网关" }, { "id": "compare-hyperwallet", "kind": "payment_provider", "name": "Hyperwallet", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "全球" ], "regions": [ "asia, europe, latin-america, north-america" ], "payment_types": [ "traditional" ], "services": [ "即时出款", "信用卡", "借记卡", "银行转账", "电子钱包", "现金", "代金券", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Hyperwallet 是一家传统收单/支付服务商，覆盖全球，支持即时出款、信用卡/借记卡、银行转账、电子钱包、现金/代金券、跨境汇款/出款。结算：即时。" }, { "id": "compare-hypur", "kind": "payment_provider", "name": "Hypur", "aliases": [], "website_url": "https://hypur.com", "detail_url": "https://hypur.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "high-risk" ], "services": [ "银行转账", "现金", "代金券", "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Hypur 是一家高风险行业支付服务商，覆盖美国，支持银行转账、现金/代金券、POS收单。结算安排需向服务商确认。" }, { "id": "compare-i-pay-south-africa", "kind": "payment_provider", "name": "i-Pay (South Africa)", "aliases": [], "website_url": "https://i-pay.co.za", "detail_url": "https://i-pay.co.za", "countries": [ "南非" ], "regions": [ "africa" ], "payment_types": [ "regional" ], "services": [ "即时出款", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "i-Pay (South Africa) 是一家区域型支付服务商，覆盖南非，支持即时出款、银行转账。结算安排需向服务商确认。" }, { "id": "compare-i2c", "kind": "payment_provider", "name": "i2c", "aliases": [], "website_url": "https://i2cinc.com", "detail_url": "https://i2cinc.com", "countries": [ "全球" ], "regions": [ "asia, europe, latin-america, north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "i2c 是一家传统收单/支付服务商，覆盖全球，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-i3-verticals", "kind": "payment_provider", "name": "i3 Verticals", "aliases": [], "website_url": "https://i3verticals.com", "detail_url": "https://i3verticals.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "下一个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "i3 Verticals 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡。结算：下一个工作日。" }, { "id": "compare-ibanfirst", "kind": "payment_provider", "name": "iBanFirst", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "比利时 | 保加利亚 | 德国 | 西班牙 | 法国 | 英国 | 匈牙利 | 意大利 | 卢森堡 | 荷兰 | 罗马尼亚" ], "regions": [ "europe" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "iBanFirst 是一家区域型支付服务商，覆盖比利时、保加利亚、德国、西班牙、法国、英国等，支持信用卡/借记卡。 no public rate card. Spot FX, forwards (incl. flexible/dynamic) for hedging.。结算安排需向服务商确认。" }, { "id": "compare-icash-pay", "kind": "payment_channel", "name": "icash Pay", "aliases": [], "website_url": "https://www.icash.com.tw", "detail_url": "/payment-channels/tw-icash-pay/", "countries": [ "Taiwan" ], "regions": [ "亚洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "统一集团7-11场景会员支付" }, { "id": "compare-icoca-jr-west", "kind": "payment_provider", "name": "ICOCA (JR West)", "aliases": [], "website_url": "https://westjr.co.jp", "detail_url": "https://westjr.co.jp", "countries": [ "日本" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "ICOCA (JR West) 是一家区域型支付服务商，覆盖日本，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-ideal", "kind": "payment_channel", "name": "iDEAL", "aliases": [], "website_url": "https://www.ideal.nl", "detail_url": "/payment-channels/nl-ideal/", "countries": [ "Netherlands", "荷兰" ], "regions": [ "欧洲", "europe" ], "payment_types": [ "即时支付、银行转账", "regional" ], "services": [ "即时出款", "银行转账", "电子钱包" ], "use_cases": [ "两者兼有" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "占荷兰线上交易七成的主导银行转账" }, { "id": "compare-idpay-iran", "kind": "payment_provider", "name": "IDPay Iran", "aliases": [], "website_url": "https://idpay.ir", "detail_url": "https://idpay.ir", "countries": [ "伊朗" ], "regions": [ "middle-east" ], "payment_types": [ "regional" ], "services": [ "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "IDPay Iran 是一家区域型支付服务商，覆盖伊朗，支持电子钱包。结算安排需向服务商确认。" }, { "id": "compare-idt-finance", "kind": "payment_provider", "name": "IDT Finance", "aliases": [], "website_url": "https://idtfinance.com", "detail_url": "https://idtfinance.com", "countries": [ "奥地利 | 比利时 | 保加利亚 | 塞浦路斯 | 捷克 | 德国 | 爱沙尼亚 | 西班牙 | 芬兰 | 法国 | 英国 | 直布罗陀 | 希腊 | 克罗地亚 | 匈牙利 | 爱尔兰 | 以色列 | 冰岛 | 意大利 | 列支敦士登 | 立陶宛 | 卢森堡 | 拉脱维亚 | 马耳他 | 荷兰 | 挪威 | 波兰 | 葡萄牙 | 罗马尼亚 | 瑞典 | 斯洛文尼亚 | 斯洛伐克" ], "regions": [ "europe, middle-east" ], "payment_types": [ "baas, traditional" ], "services": [ "银行即服务(BaaS)", "信用卡", "借记卡", "现金", "代金券" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（BaaS，需技术对接）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "IDT Finance 是一家银行即服务(BaaS)服务商，覆盖奥地利、比利时、保加利亚、塞浦路斯、捷克、德国等，支持银行即服务(BaaS)、信用卡/借记卡、现金/代金券。fee model: 定制(需询价)。结算安排需向服务商确认。" }, { "id": "compare-ikajo", "kind": "payment_provider", "name": "Ikajo", "aliases": [], "website_url": "https://ikajo.com", "detail_url": "https://ikajo.com", "countries": [ "全球" ], "regions": [ "europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "加密货币" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Ikajo 是一家传统收单/支付服务商，覆盖全球，支持加密货币。结算安排需向服务商确认。" }, { "id": "compare-ikhokha", "kind": "payment_provider", "name": "iKhokha", "aliases": [], "website_url": "https://ikhokha.com", "detail_url": "https://ikhokha.com", "countries": [ "南非" ], "regions": [ "africa" ], "payment_types": [ "regional" ], "services": [ "二维码支付", "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "iKhokha 是一家区域型支付服务商，覆盖南非，支持二维码支付、POS收单。结算安排需向服务商确认。" }, { "id": "compare-imagor", "kind": "payment_provider", "name": "Imagor", "aliases": [], "website_url": "https://static.cloudflareinsights.com", "detail_url": "https://static.cloudflareinsights.com", "countries": [ "奥地利 | 比利时 | 保加利亚 | 塞浦路斯 | 捷克 | 德国 | 爱沙尼亚 | 西班牙 | 芬兰 | 法国 | 希腊 | 克罗地亚 | 匈牙利 | 爱尔兰 | 冰岛 | 意大利 | 列支敦士登 | 立陶宛 | 卢森堡 | 拉脱维亚 | 马耳他 | 荷兰 | 挪威 | 波兰 | 葡萄牙 | 罗马尼亚 | 瑞典 | 斯洛文尼亚 | 斯洛伐克" ], "regions": [ "europe" ], "payment_types": [ "baas, regional" ], "services": [ "银行即服务(BaaS)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（BaaS，需技术对接）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Imagor 是一家银行即服务(BaaS)服务商，覆盖奥地利、比利时、保加利亚、塞浦路斯、捷克、德国等，支持银行即服务(BaaS)。结算安排需向服务商确认。" }, { "id": "compare-ime-pay", "kind": "payment_channel", "name": "IME Pay", "aliases": [], "website_url": "https://www.imepay.com.np", "detail_url": "/payment-channels/np-ime-pay/", "countries": [ "Nepal", "尼泊尔" ], "regions": [ "亚洲", "asia" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "即时出款", "电子钱包" ], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "汇款强项的移动钱包(已并入Khalti)" }, { "id": "compare-incomm-payments", "kind": "payment_provider", "name": "InComm Payments", "aliases": [], "website_url": "https://incomm.com", "detail_url": "https://incomm.com", "countries": [ "全球" ], "regions": [ "europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡", "现金", "代金券" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "InComm Payments 是一家传统收单/支付服务商，覆盖全球，支持信用卡/借记卡、现金/代金券。结算安排需向服务商确认。" }, { "id": "compare-increase", "kind": "payment_provider", "name": "Increase", "aliases": [], "website_url": "https://increase.com", "detail_url": "https://increase.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "即时出款", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Increase 是一家传统收单/支付服务商，覆盖美国，支持即时出款、银行转账。结算安排需向服务商确认。" }, { "id": "compare-ing", "kind": "payment_provider", "name": "ING", "aliases": [], "website_url": "https://ingwb.com", "detail_url": "https://ingwb.com", "countries": [ "阿联酋 | 奥地利 | 澳大利亚 | 比利时 | 保加利亚 | 瑞士 | 捷克 | 德国 | 西班牙 | 法国 | 英国 | 中国香港 | 匈牙利 | 爱尔兰 | 意大利 | 日本 | 卢森堡 | 荷兰 | 波兰 | 罗马尼亚 | 瑞典 | 新加坡 | 斯洛伐克 | 美国" ], "regions": [ "asia, europe, middle-east, north-america, oceania" ], "payment_types": [ "traditional" ], "services": [ "银行转账", "POS收单", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "ING 是一家传统收单/支付服务商，覆盖阿联酋、奥地利、澳大利亚、比利时、保加利亚、瑞士等，支持银行转账、POS收单、跨境汇款/出款。 not publicly published.。结算安排需向服务商确认。" }, { "id": "compare-ingenico", "kind": "payment_provider", "name": "Ingenico", "aliases": [], "website_url": "https://ingenico.com", "detail_url": "https://ingenico.com", "countries": [ "全球" ], "regions": [ "asia, europe, latin-america, north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "2–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Ingenico 是一家传统收单/支付服务商，覆盖全球，支持订阅/周期扣款、POS收单。结算：2–3个工作日。" }, { "id": "compare-ingo-money", "kind": "payment_provider", "name": "Ingo Money", "aliases": [], "website_url": "https://ingomoney.com", "detail_url": "https://ingomoney.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "即时出款", "信用卡", "借记卡", "银行转账", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Ingo Money 是一家传统收单/支付服务商，覆盖美国，支持即时出款、信用卡/借记卡、银行转账、电子钱包。结算安排需向服务商确认。" }, { "id": "compare-innago", "kind": "payment_provider", "name": "Innago", "aliases": [], "website_url": "https://innago.com", "detail_url": "https://innago.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Innago 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡、银行转账。结算安排需向服务商确认。" }, { "id": "compare-inpay", "kind": "payment_provider", "name": "Inpay", "aliases": [], "website_url": "https://inpay.com", "detail_url": "https://inpay.com", "countries": [ "全球" ], "regions": [ "asia, europe, latin-america" ], "payment_types": [ "traditional" ], "services": [ "即时出款", "银行转账", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Inpay 是一家传统收单/支付服务商，覆盖全球，支持即时出款、银行转账、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-instabill", "kind": "payment_provider", "name": "Instabill", "aliases": [], "website_url": "https://instabill.com", "detail_url": "https://instabill.com", "countries": [ "墨西哥 | 美国" ], "regions": [ "north-america" ], "payment_types": [ "high-risk" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Instabill 是一家高风险行业支付服务商，覆盖墨西哥、美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-instamed", "kind": "payment_provider", "name": "InstaMed", "aliases": [], "website_url": "https://instamed.com", "detail_url": "https://instamed.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "InstaMed 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-instamojo", "kind": "payment_provider", "name": "Instamojo", "aliases": [], "website_url": "https://www.instamojo.com", "detail_url": "https://www.instamojo.com", "countries": [ "印度" ], "regions": [ "India" ], "payment_types": [ "三方支付/收单" ], "services": [ "支付网关", "收款链接" ], "use_cases": [ "印度小微/初创" ], "subject_requirement": "否(印度本地)", "access_threshold": "较低，常规资料即可核实", "settlement": "T+2/T+3", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "面向小微与初创的收款网关" }, { "id": "compare-instapago", "kind": "payment_channel", "name": "Instapago", "aliases": [], "website_url": "https://www.instapago.com", "detail_url": "/payment-channels/ve-instapago/", "countries": [ "Venezuela" ], "regions": [ "拉丁美洲" ], "payment_types": [ "聚合支付" ], "services": [], "use_cases": [ "商户+B端" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+2/T+3", "fee": "受合规与市场环境影响，公开页面不展示具体费率；正式评估需逐案确认。", "intro": "本地银行卡收单网关" }, { "id": "compare-instapay", "kind": "payment_channel", "name": "InstaPay", "aliases": [], "website_url": "https://www.cbe.org.eg", "detail_url": "/payment-channels/eg-instapay/", "countries": [ "Egypt" ], "regions": [ "非洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "个人", "企业即时转账" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "央行即时账户对账户转账" }, { "id": "compare-instapay-pesonet", "kind": "payment_channel", "name": "InstaPay / PESONet", "aliases": [], "website_url": "https://www.bsp.gov.ph", "detail_url": "/payment-channels/ph-instapay-pesonet/", "countries": [ "Philippines" ], "regions": [ "亚洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "个人", "企业及银行即时转账" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "央行实时与批量银行转账系统" }, { "id": "compare-instarem", "kind": "payment_provider", "name": "InstaReM", "aliases": [], "website_url": "https://instarem.com", "detail_url": "https://instarem.com", "countries": [ "全球" ], "regions": [ "asia, oceania, southeast-asia" ], "payment_types": [ "traditional" ], "services": [ "即时出款", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "InstaReM 是一家传统收单/支付服务商，覆盖全球，支持即时出款、跨境汇款/出款。结算：即时。" }, { "id": "compare-insurepay", "kind": "payment_provider", "name": "InsurePay", "aliases": [], "website_url": "https://insurepay.com", "detail_url": "https://insurepay.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "InsurePay 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-intasend", "kind": "payment_provider", "name": "IntaSend", "aliases": [], "website_url": "https://intasend.com", "detail_url": "https://intasend.com", "countries": [ "加纳 | 肯尼亚 | 尼日利亚 | 卢旺达 | 坦桑尼亚 | 乌干达" ], "regions": [ "africa" ], "payment_types": [ "regional" ], "services": [ "加密货币", "信用卡", "借记卡", "移动支付", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "2–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "IntaSend 是一家区域型支付服务商，覆盖加纳、肯尼亚、尼日利亚、卢旺达、坦桑尼亚、乌干达，支持加密货币、信用卡/借记卡、移动支付、跨境汇款/出款。结算：2–3个工作日。" }, { "id": "compare-interac", "kind": "payment_provider", "name": "Interac", "aliases": [], "website_url": "https://interac.ca", "detail_url": "https://interac.ca", "countries": [ "全球" ], "regions": [ "north-america" ], "payment_types": [ "regional" ], "services": [ "即时出款", "信用卡", "借记卡", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Interac 是一家区域型支付服务商，覆盖全球，支持即时出款、信用卡/借记卡、银行转账。结算安排需向服务商确认。" }, { "id": "compare-interac-debit", "kind": "payment_channel", "name": "Interac Debit", "aliases": [], "website_url": "https://www.interac.ca", "detail_url": "/payment-channels/ca-interac-debit/", "countries": [ "Canada" ], "regions": [ "北美洲" ], "payment_types": [ "银行卡收单" ], "services": [], "use_cases": [ "商户+B端(POS借记)" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "加拿大本土借记卡网络，线下POS与手机钱包绑卡直付" }, { "id": "compare-interac-e-transfer", "kind": "payment_channel", "name": "Interac e-Transfer", "aliases": [], "website_url": "https://www.interac.ca", "detail_url": "/payment-channels/ca-interac-e-transfer/", "countries": [ "Canada" ], "regions": [ "北美洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有(C端P2P+商户收款)" ], "subject_requirement": "否(仅本地，CAD)", "access_threshold": "通常需要本地主体", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "加拿大国民级即时转账，覆盖百余家银行，邮箱手机号即可收款" }, { "id": "compare-interactive-brokers", "kind": "payment_provider", "name": "Interactive Brokers", "aliases": [], "website_url": "https://interactivebrokers.com", "detail_url": "https://interactivebrokers.com", "countries": [ "全球" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Interactive Brokers 是一家传统收单/支付服务商，覆盖全球，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-interswitch", "kind": "payment_provider", "name": "Interswitch", "aliases": [], "website_url": "https://www.interswitch.com", "detail_url": "https://www.interswitch.com", "countries": [ "尼日利亚/非洲" ], "regions": [ "非洲(尼日利亚)" ], "payment_types": [ "三方支付/收单" ], "services": [ "收单", "Switch", "Quickteller" ], "use_cases": [ "尼日利亚商户/企业" ], "subject_requirement": "部分(服务出海尼日利亚)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "尼日利亚支付交换与收单基础设施" }, { "id": "compare-invoice-cloud", "kind": "payment_provider", "name": "Invoice Cloud", "aliases": [], "website_url": "https://invoicecloud.com", "detail_url": "https://invoicecloud.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Invoice Cloud 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-invoice-ninja", "kind": "payment_provider", "name": "Invoice Ninja", "aliases": [], "website_url": "https://invoiceninja.com", "detail_url": "https://invoiceninja.com", "countries": [ "美国" ], "regions": [ "europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "加密货币", "订阅", "周期扣款", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Invoice Ninja 是一家传统收单/支付服务商，覆盖美国，支持加密货币、订阅/周期扣款、电子钱包。结算安排需向服务商确认。" }, { "id": "compare-invoicemart", "kind": "payment_provider", "name": "Invoicemart", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "印度" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Invoicemart 是一家区域型支付服务商，覆盖印度，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-inwi-money", "kind": "payment_channel", "name": "inwi money", "aliases": [], "website_url": "https://www.inwi.ma", "detail_url": "/payment-channels/ma-inwi-money/", "countries": [ "Morocco" ], "regions": [ "非洲" ], "payment_types": [ "移动钱包、电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "电信运营商移动货币" }, { "id": "compare-ipass-money", "kind": "payment_channel", "name": "iPASS MONEY", "aliases": [], "website_url": "https://www.i-pass.com.tw", "detail_url": "/payment-channels/tw-ipass-money/", "countries": [ "Taiwan" ], "regions": [ "亚洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "交通支付龙头，绑定一卡通账户" }, { "id": "compare-ipay-africa", "kind": "payment_provider", "name": "iPay Africa", "aliases": [], "website_url": "https://ipayafrica.com", "detail_url": "https://ipayafrica.com", "countries": [ "肯尼亚 | 坦桑尼亚 | 乌干达" ], "regions": [ "africa" ], "payment_types": [ "regional" ], "services": [ "即时出款", "信用卡", "借记卡", "银行转账", "移动支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "iPay Africa 是一家区域型支付服务商，覆盖肯尼亚、坦桑尼亚、乌干达，支持即时出款、信用卡/借记卡、银行转账、移动支付。结算安排需向服务商确认。" }, { "id": "compare-ipay-ua", "kind": "payment_provider", "name": "IPay.ua", "aliases": [], "website_url": "https://ipay.ua", "detail_url": "https://ipay.ua", "countries": [ "乌克兰" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "IPay.ua 是一家区域型支付服务商，覆盖乌克兰，支持POS收单。结算安排需向服务商确认。" }, { "id": "compare-ipay88", "kind": "payment_provider", "name": "iPay88", "aliases": [], "website_url": "https://www.ipay88.com", "detail_url": "https://www.ipay88.com", "countries": [ "马来西亚/多国" ], "regions": [ "东南亚(马来西亚)" ], "payment_types": [ "三方支付/收单" ], "services": [ "收单", "多渠道支付" ], "use_cases": [ "马来西亚/东南亚电商" ], "subject_requirement": "部分(服务出海东南亚)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+2/T+3", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "马来西亚区域收单与支付网关" }, { "id": "compare-ipaylinks", "kind": "payment_provider", "name": "iPayLinks", "aliases": [ "艾贝盈" ], "website_url": "https://www.ipaylinks.com", "detail_url": "https://www.ipaylinks.com", "countries": [ "全球(150+国家)" ], "regions": [ "China" ], "payment_types": [ "跨境收款(三方)" ], "services": [ "跨境收付款", "供应链金融" ], "use_cases": [ "跨境电商/独立站" ], "subject_requirement": "是", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开", "intro": "上海2015跨境支付" }, { "id": "compare-ipaymu", "kind": "payment_provider", "name": "iPaymu", "aliases": [], "website_url": "https://ipaymu.com", "detail_url": "https://ipaymu.com", "countries": [ "印度尼西亚" ], "regions": [ "southeast-asia" ], "payment_types": [ "regional" ], "services": [ "订阅", "周期扣款", "信用卡", "借记卡", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "iPaymu 是一家区域型支付服务商，覆盖印度尼西亚，支持订阅/周期扣款、信用卡/借记卡、电子钱包。结算安排需向服务商确认。" }, { "id": "compare-ipg-group", "kind": "payment_provider", "name": "IPG Group", "aliases": [], "website_url": "https://ipg.rs", "detail_url": "https://ipg.rs", "countries": [ "波黑 | 黑山 | 塞尔维亚" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "IPG Group 是一家区域型支付服务商，覆盖波黑、黑山、塞尔维亚，支持POS收单。结算安排需向服务商确认。" }, { "id": "compare-iris-dias", "kind": "payment_channel", "name": "IRIS (DIAS)", "aliases": [], "website_url": "https://www.dias.com.gr", "detail_url": "/payment-channels/gr-iris-dias/", "countries": [ "Greece" ], "regions": [ "欧洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "希腊国家即时转账，2025全境POS/电商强制可用" }, { "id": "compare-isracard", "kind": "payment_channel", "name": "Isracard", "aliases": [], "website_url": "https://www.isracard.co.il", "detail_url": "/payment-channels/il-isracard/", "countries": [ "Israel" ], "regions": [ "中东" ], "payment_types": [ "银行卡收单" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开", "intro": "以色列主要信用卡公司之一" }, { "id": "compare-ixopay", "kind": "payment_provider", "name": "IXOPAY", "aliases": [], "website_url": "https://ixopay.com", "detail_url": "https://ixopay.com", "countries": [ "全球" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "加密货币" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "1–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "IXOPAY 是一家传统收单/支付服务商，覆盖全球，支持加密货币。结算：1–3个工作日。" }, { "id": "compare-iyzico", "kind": "payment_channel", "name": "iyzico", "aliases": [], "website_url": "https://www.iyzico.com", "detail_url": "/payment-channels/tr-iyzico/", "countries": [ "Turkey", "土耳其" ], "regions": [ "欧洲/亚洲", "europe, middle-east" ], "payment_types": [ "聚合支付", "regional" ], "services": [ "先买后付(BNPL)" ], "use_cases": [ "商户+B端" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "土耳其明星收单网关，已被PayU收购" }, { "id": "compare-izipay-peru", "kind": "payment_provider", "name": "Izipay Peru", "aliases": [], "website_url": "https://izipay.pe", "detail_url": "https://izipay.pe", "countries": [ "秘鲁" ], "regions": [ "latin-america" ], "payment_types": [ "regional" ], "services": [ "二维码支付", "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Izipay Peru 是一家区域型支付服务商，覆盖秘鲁，支持二维码支付、POS收单。结算安排需向服务商确认。" }, { "id": "compare-j-coin-pay", "kind": "payment_channel", "name": "J-Coin Pay", "aliases": [], "website_url": "https://www.j-coin.jp", "detail_url": "/payment-channels/jp-j-coin-pay/", "countries": [ "Japan" ], "regions": [ "亚洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人+本地银行转账" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "视银行而定", "fee": "未公开(银行账户直连,费率由合作银行定)", "intro": "瑞穗银行牵头银行账户直连" }, { "id": "compare-jack-henry-associates", "kind": "payment_provider", "name": "Jack Henry & Associates", "aliases": [], "website_url": "https://jackhenry.com", "detail_url": "https://jackhenry.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Jack Henry & Associates 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-jalandoni-and-company", "kind": "payment_provider", "name": "Jalandoni and Company", "aliases": [], "website_url": "https://jalandoniandcompany.com", "detail_url": "https://jalandoniandcompany.com", "countries": [ "澳大利亚 | 菲律宾" ], "regions": [ "oceania, southeast-asia" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Jalandoni and Company 是一家区域型支付服务商，覆盖澳大利亚、菲律宾，支持信用卡/借记卡。fee model: per-transaction。结算安排需向服务商确认。" }, { "id": "compare-jane-app-payments", "kind": "payment_provider", "name": "Jane App Payments", "aliases": [], "website_url": "https://jane.app", "detail_url": "https://jane.app", "countries": [ "澳大利亚 | 英国 | 美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Jane App Payments 是一家传统收单/支付服务商，覆盖澳大利亚、英国、美国，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-jazzcash", "kind": "payment_channel", "name": "JazzCash", "aliases": [], "website_url": "https://www.jazzcash.com.pk", "detail_url": "/payment-channels/pk-jazzcash/", "countries": [ "Pakistan", "巴基斯坦" ], "regions": [ "亚洲", "asia" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "订阅", "周期扣款", "即时出款", "移动支付" ], "use_cases": [ "C端个人及商户" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Jazz电信旗下最大移动钱包之一" }, { "id": "compare-jcb", "kind": "payment_channel", "name": "JCB", "aliases": [], "website_url": "https://www.jcb.co.jp", "detail_url": "/payment-channels/jp-jcb/", "countries": [ "Japan", "全球" ], "regions": [ "亚洲", "asia, europe, north-america" ], "payment_types": [ "银行卡收单", "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [ "两者兼有(日本本土国际卡)" ], "subject_requirement": "部分(可收外卡,需收单资质)", "access_threshold": "通常需要本地主体", "settlement": "T+1", "fee": "由收单机构定价(卡组织费率)", "intro": "日本唯一本土国际卡组织" }, { "id": "compare-jcb-international", "kind": "payment_provider", "name": "JCB International", "aliases": [], "website_url": "https://jcb.co.jp", "detail_url": "https://jcb.co.jp", "countries": [ "全球" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "JCB International 是一家传统收单/支付服务商，覆盖全球，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-jcc-payment-systems", "kind": "payment_provider", "name": "JCC Payment Systems", "aliases": [], "website_url": "https://jcc.com.cy", "detail_url": "https://jcc.com.cy", "countries": [ "塞浦路斯" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "JCC Payment Systems 是一家区域型支付服务商，覆盖塞浦路斯，支持POS收单。结算安排需向服务商确认。" }, { "id": "compare-jd-pay", "kind": "payment_channel", "name": "JD Pay", "aliases": [], "website_url": "https://pay.jd.com", "detail_url": "/payment-channels/cn-jd-pay/", "countries": [ "China", "中国" ], "regions": [ "亚洲", "asia" ], "payment_types": [ "电子钱包", "traditional" ], "services": [ "电子钱包", "移动支付" ], "use_cases": [ "两者兼有(京东生态)" ], "subject_requirement": "是", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "京东电商生态内嵌支付" }, { "id": "compare-jio-financial-services", "kind": "payment_provider", "name": "Jio Financial Services", "aliases": [], "website_url": "https://jio.com", "detail_url": "https://jio.com", "countries": [ "印度" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Jio Financial Services 是一家区域型支付服务商，覆盖印度，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-jko-pay", "kind": "payment_channel", "name": "JKO Pay", "aliases": [], "website_url": "https://www.jkopay.com", "detail_url": "/payment-channels/tw-jko-pay/", "countries": [ "Taiwan" ], "regions": [ "亚洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "本土电支龙头，夜市小微商户渗透率高" }, { "id": "compare-jlpay", "kind": "payment_provider", "name": "JLPay", "aliases": [ "嘉联支付" ], "website_url": "https://www.jlpay.com", "detail_url": "https://www.jlpay.com", "countries": [ "全国337城" ], "regions": [ "China" ], "payment_types": [ "三方支付/收单" ], "services": [ "商户收单", "POS", "增值金融" ], "use_cases": [ "线下小微/零售" ], "subject_requirement": "是", "access_threshold": "较低，常规资料即可核实", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "新国都旗下，收单覆盖百万商户" }, { "id": "compare-jncb-jamaica-national", "kind": "payment_provider", "name": "JNCB (Jamaica National)", "aliases": [], "website_url": "https://jncb.com", "detail_url": "https://jncb.com", "countries": [ "牙买加" ], "regions": [ "latin-america" ], "payment_types": [ "regional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "JNCB (Jamaica National) 是一家区域型支付服务商，覆盖牙买加，支持POS收单。结算安排需向服务商确认。" }, { "id": "compare-jobber-payments", "kind": "payment_provider", "name": "Jobber Payments", "aliases": [], "website_url": "https://getjobber.com", "detail_url": "https://getjobber.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Jobber Payments 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-jomopay", "kind": "payment_channel", "name": "JoMoPay", "aliases": [], "website_url": "https://www.jopacc.com", "detail_url": "/payment-channels/jo-jomopay/", "countries": [ "Jordan" ], "regions": [ "中东" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "约旦国家移动钱包互通平台" }, { "id": "compare-jomopay-jordan", "kind": "payment_provider", "name": "JoMoPay (Jordan)", "aliases": [], "website_url": "https://cbj.gov.jo", "detail_url": "https://cbj.gov.jo", "countries": [ "约旦" ], "regions": [ "middle-east" ], "payment_types": [ "regional" ], "services": [ "即时出款", "电子钱包", "移动支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "JoMoPay (Jordan) 是一家区域型支付服务商，覆盖约旦，支持即时出款、电子钱包、移动支付。结算安排需向服务商确认。" }, { "id": "compare-joni-joni", "kind": "payment_channel", "name": "Joni Joni", "aliases": [], "website_url": "", "detail_url": "/payment-channels/sn-joni-joni/", "countries": [ "Senegal" ], "regions": [ "非洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "需向运营方确认", "fee": "小额转账/储蓄费率较低，具体需向运营方确认；公开资料有限。", "intro": "Joni Joni 是塞内加尔面向女性的储蓄互助数字钱包（由 Caurie 等微型金融机构推动），用于小额储蓄与转账。属真实但小众的方式，覆盖有限。" }, { "id": "compare-judopay", "kind": "payment_provider", "name": "Judopay", "aliases": [], "website_url": "https://judopay.com", "detail_url": "https://judopay.com", "countries": [ "英国 | 爱尔兰" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "移动支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Judopay 是一家传统收单/支付服务商，覆盖英国、爱尔兰，支持移动支付。结算安排需向服务商确认。" }, { "id": "compare-juni", "kind": "payment_provider", "name": "Juni", "aliases": [], "website_url": "https://juni.co", "detail_url": "https://juni.co", "countries": [ "奥地利 | 比利时 | 保加利亚 | 塞浦路斯 | 捷克 | 德国 | 爱沙尼亚 | 西班牙 | 芬兰 | 法国 | 英国 | 希腊 | 克罗地亚 | 匈牙利 | 爱尔兰 | 冰岛 | 意大利 | 立陶宛 | 卢森堡 | 拉脱维亚 | 马耳他 | 荷兰 | 挪威 | 波兰 | 葡萄牙 | 罗马尼亚 | 瑞典 | 斯洛文尼亚 | 斯洛伐克" ], "regions": [ "europe" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡", "银行转账", "账单", "发票支付", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Juni 是一家区域型支付服务商，覆盖奥地利、比利时、保加利亚、塞浦路斯、捷克、德国等，支持信用卡/借记卡、银行转账、账单/发票支付、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-juspay", "kind": "payment_provider", "name": "Juspay", "aliases": [], "website_url": "https://www.juspay.io", "detail_url": "https://www.juspay.io", "countries": [ "全球(50+国家)" ], "regions": [ "全球" ], "payment_types": [ "四方支付/聚合" ], "services": [ "支付编排", "路由", "UPI" ], "use_cases": [ "两者兼有" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开", "intro": "印度支付编排平台" }, { "id": "compare-justgiving-payments", "kind": "payment_provider", "name": "JustGiving Payments", "aliases": [], "website_url": "https://justgiving.com", "detail_url": "https://justgiving.com", "countries": [ "澳大利亚 | 英国 | 爱尔兰" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "捐赠", "募捐", "众筹", "募资" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "JustGiving Payments 是一家传统收单/支付服务商，覆盖澳大利亚、英国、爱尔兰，支持订阅/周期扣款、捐赠/募捐、众筹/募资。结算安排需向服务商确认。" }, { "id": "compare-justpay", "kind": "payment_channel", "name": "JustPay", "aliases": [], "website_url": "https://www.lankapay.lk", "detail_url": "/payment-channels/lk-justpay/", "countries": [ "Sri Lanka" ], "regions": [ "亚洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "央行通用支付接口，别名转账" }, { "id": "compare-justworks", "kind": "payment_provider", "name": "Justworks", "aliases": [], "website_url": "https://justworks.com", "detail_url": "https://justworks.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Justworks 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-k-plus", "kind": "payment_channel", "name": "K Plus", "aliases": [], "website_url": "https://www.kasikornbank.com", "detail_url": "/payment-channels/th-k-plus/", "countries": [ "Thailand" ], "regions": [ "亚洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "泰京银行(KBank)主流手机银行" }, { "id": "compare-k-h-bank", "kind": "payment_channel", "name": "K&H Bank", "aliases": [], "website_url": "https://www.kh.hu", "detail_url": "/payment-channels/hu-k-h-bank/", "countries": [ "Hungary" ], "regions": [ "欧洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "KBC集团旗下匈牙利银行" }, { "id": "compare-k-h-payment-services", "kind": "payment_provider", "name": "K&H Payment Services", "aliases": [], "website_url": "https://khpos.hu", "detail_url": "https://khpos.hu", "countries": [ "奥地利 | 比利时 | 保加利亚 | 捷克 | 德国 | 法国 | 克罗地亚 | 匈牙利 | 意大利 | 荷兰 | 波兰 | 罗马尼亚 | 斯洛文尼亚 | 斯洛伐克" ], "regions": [ "europe" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "K&H Payment Services 是一家区域型支付服务商，覆盖奥地利、比利时、保加利亚、捷克、德国、法国等，支持信用卡/借记卡。 no public pricing published.。结算安排需向服务商确认。" }, { "id": "compare-kabayan-remit", "kind": "payment_provider", "name": "Kabayan Remit", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "加拿大 | 英国 | 美国" ], "regions": [ "europe, north-america, southeast-asia" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Kabayan Remit 是一家区域型支付服务商，覆盖加拿大、英国、美国，支持信用卡/借记卡。 first transaction is free.。结算安排需向服务商确认。" }, { "id": "compare-kakaopay", "kind": "payment_channel", "name": "KakaoPay", "aliases": [], "website_url": "https://www.kakaopay.com", "detail_url": "/payment-channels/kr-kakaopay/", "countries": [ "South Korea", "韩国" ], "regions": [ "亚洲", "韩国" ], "payment_types": [ "电子钱包", "三方支付/收单" ], "services": [ "钱包", "QR", "支付" ], "use_cases": [ "两者兼有", "韩国个人/电商" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "依托KakaoTalk的国民钱包，用户超3600万" }, { "id": "compare-kakaopay-securities", "kind": "payment_provider", "name": "KakaoPay Securities", "aliases": [], "website_url": "https://kakaopaysec.com", "detail_url": "https://kakaopaysec.com", "countries": [ "韩国" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "KakaoPay Securities 是一家区域型支付服务商，覆盖韩国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-kameo", "kind": "payment_provider", "name": "Kameo", "aliases": [], "website_url": "https://kameo.dk", "detail_url": "https://kameo.dk", "countries": [ "挪威 | 瑞典" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Kameo 是一家区域型支付服务商，覆盖挪威、瑞典，支持信用卡/借记卡。fee model: 定制(需询价)。结算安排需向服务商确认。" }, { "id": "compare-kareo", "kind": "payment_provider", "name": "Kareo", "aliases": [], "website_url": "https://kareo.com", "detail_url": "https://kareo.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Kareo 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-kashier", "kind": "payment_provider", "name": "Kashier", "aliases": [], "website_url": "https://kashier.io", "detail_url": "https://kashier.io", "countries": [ "埃及" ], "regions": [ "africa, middle-east" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡", "电子钱包", "先买后付(BNPL)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Kashier 是一家区域型支付服务商，覆盖埃及，支持信用卡/借记卡、电子钱包、先买后付(BNPL)。结算安排需向服务商确认。" }, { "id": "compare-kaspi-kz", "kind": "payment_channel", "name": "Kaspi.kz", "aliases": [], "website_url": "https://kaspi.kz", "detail_url": "/payment-channels/kz-kaspi-kz/", "countries": [ "Kazakhstan", "哈萨克斯坦" ], "regions": [ "亚洲", "asia" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "即时出款", "移动支付", "二维码支付" ], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "领先的电子钱包与电商平台" }, { "id": "compare-katanox", "kind": "payment_provider", "name": "Katanox", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "奥地利 | 比利时 | 捷克 | 德国 | 西班牙 | 芬兰 | 法国 | 英国 | 希腊 | 匈牙利 | 爱尔兰 | 意大利 | 卢森堡 | 荷兰 | 挪威 | 波兰 | 葡萄牙 | 罗马尼亚 | 瑞典 | 美国" ], "regions": [ "europe, north-america" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Katanox 是一家区域型支付服务商，覆盖奥地利、比利时、捷克、德国、西班牙、芬兰等，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-katapult", "kind": "payment_provider", "name": "Katapult", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "先买后付(BNPL)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Katapult 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款、先买后付(BNPL)。结算安排需向服务商确认。" }, { "id": "compare-kbc-mobile", "kind": "payment_channel", "name": "KBC Mobile", "aliases": [], "website_url": "https://www.kbc.be", "detail_url": "/payment-channels/be-kbc-mobile/", "countries": [ "Belgium" ], "regions": [ "欧洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "KBC银行C端及商户" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开(银行APP)", "intro": "KBC银行APP移动收付" }, { "id": "compare-kbc-mobile-pay", "kind": "payment_provider", "name": "KBC Mobile Pay", "aliases": [], "website_url": "https://kbc.be", "detail_url": "https://kbc.be", "countries": [ "比利时 | 爱尔兰" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "订阅", "周期扣款", "移动支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "KBC Mobile Pay 是一家区域型支付服务商，覆盖比利时、爱尔兰，支持订阅/周期扣款、移动支付。结算：即时。" }, { "id": "compare-kbz-pay", "kind": "payment_channel", "name": "KBZ Pay", "aliases": [], "website_url": "http://www.kbzpay.com", "detail_url": "/payment-channels/mm-kbz-pay/", "countries": [ "Myanmar" ], "regions": [ "亚洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "受合规与市场环境影响，公开页面不展示具体费率；正式评估需逐案确认。", "intro": "KBZ银行旗下最大移动钱包" }, { "id": "compare-kbzpay", "kind": "payment_provider", "name": "KBZPay", "aliases": [], "website_url": "https://kbzpay.com", "detail_url": "https://kbzpay.com", "countries": [ "缅甸" ], "regions": [ "southeast-asia" ], "payment_types": [ "regional" ], "services": [ "即时出款", "电子钱包", "二维码支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "KBZPay 是一家区域型支付服务商，覆盖缅甸，支持即时出款、电子钱包、二维码支付。结算安排需向服务商确认。" }, { "id": "compare-keenu-pakistan", "kind": "payment_provider", "name": "Keenu (Pakistan)", "aliases": [], "website_url": "https://keenu.pk", "detail_url": "https://keenu.pk", "countries": [ "巴基斯坦" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "二维码支付", "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Keenu (Pakistan) 是一家区域型支付服务商，覆盖巴基斯坦，支持二维码支付、POS收单。结算安排需向服务商确认。" }, { "id": "compare-kevin", "kind": "payment_provider", "name": "Kevin.", "aliases": [], "website_url": "https://kevin.eu", "detail_url": "https://kevin.eu", "countries": [ "全球" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "即时出款", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Kevin. 是一家传统收单/支付服务商，覆盖全球，支持即时出款、银行转账。结算安排需向服务商确认。" }, { "id": "compare-kg-inicis", "kind": "payment_provider", "name": "KG Inicis", "aliases": [], "website_url": "https://kginicis.com", "detail_url": "https://kginicis.com", "countries": [ "日本 | 韩国" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "2–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "KG Inicis 是一家区域型支付服务商，覆盖日本、韩国，支持电子钱包。结算：2–3个工作日。" }, { "id": "compare-kg-mobilians", "kind": "payment_provider", "name": "KG Mobilians", "aliases": [], "website_url": "https://mobilians.co.kr", "detail_url": "https://mobilians.co.kr", "countries": [ "韩国" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "移动支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "KG Mobilians 是一家区域型支付服务商，覆盖韩国，支持移动支付。结算安排需向服务商确认。" }, { "id": "compare-khalti", "kind": "payment_channel", "name": "Khalti", "aliases": [], "website_url": "https://khalti.com", "detail_url": "/payment-channels/np-khalti/", "countries": [ "Nepal", "尼泊尔" ], "regions": [ "亚洲", "asia" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "银行转账", "电子钱包", "二维码支付", "跨境汇款", "出款" ], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "返现奖励强的数字钱包" }, { "id": "compare-khazna", "kind": "payment_provider", "name": "Khazna", "aliases": [], "website_url": "https://khazna.app", "detail_url": "https://khazna.app", "countries": [ "埃及" ], "regions": [ "africa, middle-east" ], "payment_types": [ "regional" ], "services": [ "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Khazna 是一家区域型支付服务商，覆盖埃及，支持即时出款。结算安排需向服务商确认。" }, { "id": "compare-khipu", "kind": "payment_channel", "name": "Khipu", "aliases": [], "website_url": "https://www.khipu.com", "detail_url": "/payment-channels/cl-khipu/", "countries": [ "Chile", "智利" ], "regions": [ "拉丁美洲", "latin-america" ], "payment_types": [ "即时支付、银行转账", "regional" ], "services": [ "即时出款", "银行转账" ], "use_cases": [ "C端个人+商户（两者兼有）" ], "subject_requirement": "否", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "银行转账支付，年轻群体渗透高" }, { "id": "compare-khqr", "kind": "payment_channel", "name": "KHQR", "aliases": [], "website_url": "https://www.nbc.gov.kh", "detail_url": "/payment-channels/kh-khqr/", "countries": [ "Cambodia" ], "regions": [ "亚洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "国家统一二维码标准" }, { "id": "compare-kicc", "kind": "payment_provider", "name": "KICC", "aliases": [], "website_url": "https://kicc.co.kr", "detail_url": "https://kicc.co.kr", "countries": [ "韩国" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "KICC 是一家区域型支付服务商，覆盖韩国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-kindtap", "kind": "payment_provider", "name": "KindTap", "aliases": [], "website_url": "https://kindtap.com", "detail_url": "https://kindtap.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "high-risk" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "KindTap 是一家高风险行业支付服务商，覆盖美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-kiwipay", "kind": "payment_provider", "name": "KiwiPay", "aliases": [], "website_url": "https://kiwipay.vn", "detail_url": "https://kiwipay.vn", "countries": [ "越南" ], "regions": [ "southeast-asia" ], "payment_types": [ "regional" ], "services": [ "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "KiwiPay 是一家区域型支付服务商，覆盖越南，支持银行转账。结算安排需向服务商确认。" }, { "id": "compare-klara", "kind": "payment_channel", "name": "KLARA", "aliases": [], "website_url": "https://www.klara.ch", "detail_url": "/payment-channels/ch-klara/", "countries": [ "Switzerland" ], "regions": [ "欧洲" ], "payment_types": [ "先买后付（BNPL）" ], "services": [], "use_cases": [ "商户及C端分期付" ], "subject_requirement": "部分(需特定资质)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开(BNPL，按协议)", "intro": "PostFinance系中小企业分期付" }, { "id": "compare-klarna", "kind": "payment_channel", "name": "Klarna", "aliases": [], "website_url": "https://www.klarna.com/us/", "detail_url": "/payment-channels/us-klarna/", "countries": [ "United States", "Germany", "United Kingdom", "Canada", "Spain", "Netherlands", "Sweden", "Belgium", "Portugal", "Austria", "Denmark", "Norway", "Finland", "Greece", "Czechia", "Hungary", "数十国" ], "regions": [ "北美洲", "欧洲", "欧洲/美/澳" ], "payment_types": [ "先买后付（BNPL）", "三方支付/收单" ], "services": [ "BNPL", "本地支付", "收单" ], "use_cases": [ "商户+B端(先买后付)", "商户+B端(分期+即时转账)", "C端个人", "商户+B端", "商户及C端BNPL", "两者兼有", "电商/B2C零售" ], "subject_requirement": "部分(需本地公司实体)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "欧美BNPL巨头，已入美市场" }, { "id": "compare-klarna-afterpay", "kind": "payment_channel", "name": "Klarna / Afterpay", "aliases": [], "website_url": "https://www.klarna.com", "detail_url": "/payment-channels/ie-klarna-afterpay/", "countries": [ "Ireland" ], "regions": [ "欧洲" ], "payment_types": [ "先买后付（BNPL）" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "部分(需特定资质)", "access_threshold": "中等，需要核实主体和资料", "settlement": "未公开", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "BNPL在爱尔兰电商增长，Klarna/Afterpay可用" }, { "id": "compare-klik-24", "kind": "payment_provider", "name": "Klik-24", "aliases": [], "website_url": "https://klik-24.com", "detail_url": "https://klik-24.com", "countries": [ "英国 | 波兰" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "银行转账", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Klik-24 是一家区域型支付服务商，覆盖英国、波兰，支持银行转账、跨境汇款/出款。 express transfers processed within 24 business hours from deposit reception.。结算安排需向服务商确认。" }, { "id": "compare-klover", "kind": "payment_provider", "name": "Klover", "aliases": [], "website_url": "https://klover.com", "detail_url": "https://klover.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Klover 是一家传统收单/支付服务商，覆盖美国，支持即时出款。结算安排需向服务商确认。" }, { "id": "compare-knet", "kind": "payment_channel", "name": "KNET", "aliases": [], "website_url": "https://www.knet.com.kw", "detail_url": "/payment-channels/kw-knet/", "countries": [ "Kuwait", "科威特" ], "regions": [ "中东", "middle-east" ], "payment_types": [ "银行卡收单", "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "未公开", "intro": "国家级借记卡网络，占线上80%" }, { "id": "compare-ko-fi", "kind": "payment_provider", "name": "Ko-fi", "aliases": [], "website_url": "https://ko-fi.com", "detail_url": "https://ko-fi.com", "countries": [ "全球" ], "regions": [ "asia, europe, north-america, oceania" ], "payment_types": [ "traditional" ], "services": [ "电子钱包", "订阅", "周期扣款", "捐赠", "募捐" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Ko-fi 是一家传统收单/支付服务商，覆盖全球，支持电子钱包、订阅/周期扣款、捐赠/募捐。结算安排需向服务商确认。" }, { "id": "compare-koala-money", "kind": "payment_provider", "name": "Koala Money", "aliases": [], "website_url": "https://koala-money.com", "detail_url": "https://koala-money.com", "countries": [ "马耳他" ], "regions": [ "europe" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Koala Money 是一家区域型支付服务商，覆盖马耳他，支持信用卡/借记卡、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-komgo", "kind": "payment_provider", "name": "Komgo", "aliases": [], "website_url": "https://komgo.io", "detail_url": "https://komgo.io", "countries": [ "瑞士 | 英国 | 新加坡" ], "regions": [ "asia, europe, middle-east" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Komgo 是一家传统收单/支付服务商，覆盖瑞士、英国、新加坡，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-komoju", "kind": "payment_provider", "name": "Komoju", "aliases": [], "website_url": "https://komoju.com", "detail_url": "https://komoju.com", "countries": [ "日本 | 马来西亚 | 新加坡 | 泰国" ], "regions": [ "asia, southeast-asia" ], "payment_types": [ "regional" ], "services": [ "订阅", "周期扣款", "即时出款", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Komoju 是一家区域型支付服务商，覆盖日本、马来西亚、新加坡、泰国，支持订阅/周期扣款、即时出款、银行转账。结算安排需向服务商确认。" }, { "id": "compare-konbini", "kind": "payment_channel", "name": "Konbini", "aliases": [], "website_url": "https://www.7-eleven.co.jp", "detail_url": "/payment-channels/jp-konbini/", "countries": [ "Japan" ], "regions": [ "亚洲" ], "payment_types": [ "现金凭证、现金收款" ], "services": [], "use_cases": [ "C端个人(现金缴费)" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "T+2/T+3", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "7-11/罗森/全家现金缴费" }, { "id": "compare-kopokopo", "kind": "payment_provider", "name": "Kopokopo", "aliases": [], "website_url": "https://kopokopo.co.ke", "detail_url": "https://kopokopo.co.ke", "countries": [ "肯尼亚" ], "regions": [ "africa" ], "payment_types": [ "regional" ], "services": [ "即时出款", "移动支付", "现金", "代金券", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Kopokopo 是一家区域型支付服务商，覆盖肯尼亚，支持即时出款、移动支付、现金/代金券、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-kora", "kind": "payment_provider", "name": "Kora", "aliases": [], "website_url": "https://korahq.com", "detail_url": "https://korahq.com", "countries": [ "科特迪瓦 | 喀麦隆 | 埃及 | 加纳 | 肯尼亚 | 尼日利亚 | 南非" ], "regions": [ "africa" ], "payment_types": [ "regional" ], "services": [ "订阅", "周期扣款", "即时出款", "信用卡", "借记卡", "银行转账", "移动支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Kora 是一家区域型支付服务商，覆盖科特迪瓦、喀麦隆、埃及、加纳、肯尼亚、尼日利亚等，支持订阅/周期扣款、即时出款、信用卡/借记卡、银行转账、移动支付。结算安排需向服务商确认。" }, { "id": "compare-korapay", "kind": "payment_provider", "name": "Korapay", "aliases": [], "website_url": "https://korapay.com", "detail_url": "https://korapay.com", "countries": [ "加纳 | 肯尼亚 | 尼日利亚" ], "regions": [ "africa" ], "payment_types": [ "regional" ], "services": [ "即时出款", "银行转账", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "下一个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Korapay 是一家区域型支付服务商，覆盖加纳、肯尼亚、尼日利亚，支持即时出款、银行转账、跨境汇款/出款。结算：下一个工作日。" }, { "id": "compare-korona-pos", "kind": "payment_provider", "name": "KORONA POS", "aliases": [], "website_url": "https://koronapos.com", "detail_url": "https://koronapos.com", "countries": [ "德国 | 美国" ], "regions": [ "europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "KORONA POS 是一家传统收单/支付服务商，覆盖德国、美国，支持POS收单。结算安排需向服务商确认。" }, { "id": "compare-koronapay", "kind": "payment_provider", "name": "KoronaPay", "aliases": [], "website_url": "https://koronapay.com", "detail_url": "https://koronapay.com", "countries": [ "奥地利 | 比利时 | 保加利亚 | 瑞士 | 塞浦路斯 | 捷克 | 德国 | 爱沙尼亚 | 西班牙 | 芬兰 | 法国 | 英国 | 希腊 | 克罗地亚 | 匈牙利 | 爱尔兰 | 意大利 | 立陶宛 | 卢森堡 | 拉脱维亚 | 马耳他 | 荷兰 | 挪威 | 波兰 | 葡萄牙 | 罗马尼亚 | 瑞典 | 斯洛文尼亚 | 斯洛伐克" ], "regions": [ "asia, europe" ], "payment_types": [ "regional, traditional" ], "services": [ "即时出款", "信用卡", "借记卡", "现金", "代金券", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "KoronaPay 是一家区域型支付服务商，覆盖奥地利、比利时、保加利亚、瑞士、塞浦路斯、捷克等，支持即时出款、信用卡/借记卡、现金/代金券、跨境汇款/出款。 consumer remittance pricing shown in-app at quote time (no merchant pricing).。结算安排需向服务商确认。" }, { "id": "compare-kredivo", "kind": "payment_channel", "name": "Kredivo", "aliases": [], "website_url": "https://www.kredivo.co.id", "detail_url": "/payment-channels/id-kredivo/", "countries": [ "Indonesia", "Vietnam" ], "regions": [ "亚洲" ], "payment_types": [ "先买后付（BNPL）" ], "services": [], "use_cases": [ "C端个人", "C端及分期消费" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "印尼本土BNPL，线上线下分期购物主流" }, { "id": "compare-krungthai-next", "kind": "payment_channel", "name": "Krungthai NEXT", "aliases": [], "website_url": "https://www.ktbnext.com", "detail_url": "/payment-channels/th-krungthai-next/", "countries": [ "Thailand" ], "regions": [ "亚洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "泰京银行官方手机银行应用" }, { "id": "compare-kubra", "kind": "payment_provider", "name": "KUBRA", "aliases": [], "website_url": "https://kubra.com", "detail_url": "https://kubra.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "KUBRA 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-kucoin-pay", "kind": "payment_provider", "name": "KuCoin Pay", "aliases": [], "website_url": "https://www.kucoin.com/pay", "detail_url": "https://www.kucoin.com/pay", "countries": [ "全球(200+国家/地区)" ], "regions": [ "全球" ], "payment_types": [ "其他" ], "services": [ "加密货币支付", "线上线下收款" ], "use_cases": [ "跨境电商/独立站" ], "subject_requirement": "待核实", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "链下0费，链上低网络费", "intro": "KuCoin加密货币支付" }, { "id": "compare-kuda", "kind": "payment_channel", "name": "Kuda", "aliases": [], "website_url": "https://www.kuda.com", "detail_url": "/payment-channels/ng-kuda/", "countries": [ "Nigeria", "尼日利亚" ], "regions": [ "非洲", "非洲(尼日利亚)" ], "payment_types": [ "电子钱包", "三方支付/收单" ], "services": [ "数字银行", "卡", "支付" ], "use_cases": [ "C端个人", "尼日利亚个人/小微" ], "subject_requirement": "否", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "数字银行，免费转账与储蓄" }, { "id": "compare-kuda-bank", "kind": "payment_provider", "name": "Kuda Bank", "aliases": [], "website_url": "https://kuda.com", "detail_url": "https://kuda.com", "countries": [ "英国 | 尼日利亚" ], "regions": [ "africa" ], "payment_types": [ "baas" ], "services": [ "银行即服务(BaaS)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Kuda Bank 是一家银行即服务(BaaS)服务商，覆盖英国、尼日利亚，支持银行即服务(BaaS)。结算：即时。" }, { "id": "compare-kueski-pay", "kind": "payment_channel", "name": "Kueski Pay", "aliases": [], "website_url": "https://www.kueski.com", "detail_url": "/payment-channels/mx-kueski-pay/", "countries": [ "Mexico", "墨西哥" ], "regions": [ "北美洲", "latin-america" ], "payment_types": [ "先买后付（BNPL）", "traditional" ], "services": [ "先买后付(BNPL)" ], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "1-2工作日/每周多次", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "墨西哥本土BNPL，无卡分期广受年轻人欢迎" }, { "id": "compare-kushki", "kind": "payment_provider", "name": "Kushki", "aliases": [], "website_url": "https://www.kushkipagos.com", "detail_url": "https://www.kushkipagos.com", "countries": [ "Chile, Colombia, Ecuador, Mexico, Peru" ], "regions": [ "拉丁美洲" ], "payment_types": [ "Latin America PSP, acquiring, payouts" ], "services": [ "credit card", "debit card", "bank transfer", "cash", "payment link", "payout" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "待确认", "settlement": "官网条款说明 Kushki 作为收单", "fee": "官网帮助中心说明无开户注册或会员费，仅对 approved transaction 收费；处理费根据商户商业协议变化。", "intro": "Kushki 是拉美支付平台，提供卡支付、银行转账、现金收款、国际收款、支付链接和部分国家的付款/代付能力。" }, { "id": "compare-kwik-transfer", "kind": "payment_provider", "name": "Kwik Transfer", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "英国" ], "regions": [ "europe" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Kwik Transfer 是一家区域型支付服务商，覆盖英国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-lago", "kind": "payment_provider", "name": "Lago", "aliases": [], "website_url": "https://getlago.com", "detail_url": "https://getlago.com", "countries": [ "法国 | 美国" ], "regions": [ "europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Lago 是一家传统收单/支付服务商，覆盖法国、美国，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-lakala", "kind": "payment_provider", "name": "Lakala", "aliases": [ "拉卡拉" ], "website_url": "https://www.lakala.com", "detail_url": "https://www.lakala.com", "countries": [ "全国" ], "regions": [ "China" ], "payment_types": [ "混合(收单+聚合)" ], "services": [ "银行卡收单", "聚合码", "POS" ], "use_cases": [ "线下小微/零售餐饮" ], "subject_requirement": "是", "access_threshold": "较低，常规资料即可核实", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "A股上市，收单+聚合双布局" }, { "id": "compare-lankaqr", "kind": "payment_channel", "name": "LANKAQR", "aliases": [], "website_url": "https://www.cbsl.gov.lk", "detail_url": "/payment-channels/lk-lankaqr/", "countries": [ "Sri Lanka" ], "regions": [ "亚洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "央行国家统一二维码标准" }, { "id": "compare-lawpay", "kind": "payment_provider", "name": "LawPay", "aliases": [], "website_url": "https://lawpay.com", "detail_url": "https://lawpay.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "信用卡", "借记卡", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "LawPay 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款、信用卡/借记卡、银行转账。结算：1–2个工作日。" }, { "id": "compare-laybuy", "kind": "payment_channel", "name": "Laybuy", "aliases": [], "website_url": "https://www.laybuy.com", "detail_url": "/payment-channels/nz-laybuy/", "countries": [ "New Zealand", "澳大利亚 | 英国 | 新西兰" ], "regions": [ "大洋洲", "oceania" ], "payment_types": [ "先买后付（BNPL）", "regional" ], "services": [ "先买后付(BNPL)" ], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "新西兰本土BNPL分期付款" }, { "id": "compare-lazypay", "kind": "payment_channel", "name": "LazyPay", "aliases": [], "website_url": "https://lazypay.in", "detail_url": "/payment-channels/in-lazypay/", "countries": [ "India", "印度" ], "regions": [ "亚洲", "asia" ], "payment_types": [ "先买后付（BNPL）", "regional" ], "services": [ "即时出款" ], "use_cases": [ "C端个人(先买后付)" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "印度先买后付活跃玩家" }, { "id": "compare-lean-technologies", "kind": "payment_provider", "name": "Lean Technologies", "aliases": [], "website_url": "https://leantech.me", "detail_url": "https://leantech.me", "countries": [ "阿联酋 | 沙特阿拉伯" ], "regions": [ "middle-east" ], "payment_types": [ "regional" ], "services": [ "订阅", "周期扣款", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Lean Technologies 是一家区域型支付服务商，覆盖阿联酋、沙特阿拉伯，支持订阅/周期扣款、银行转账。结算安排需向服务商确认。" }, { "id": "compare-lemfi", "kind": "payment_provider", "name": "LemFi", "aliases": [], "website_url": "https://lemfi.com", "detail_url": "https://lemfi.com", "countries": [ "英国 | 加纳 | 肯尼亚 | 尼日利亚 | 美国" ], "regions": [ "africa, europe, north-america" ], "payment_types": [ "regional" ], "services": [ "即时出款", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "LemFi 是一家区域型支付服务商，覆盖英国、加纳、肯尼亚、尼日利亚、美国，支持即时出款、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-lemon-squeezy", "kind": "payment_provider", "name": "Lemon Squeezy", "aliases": [], "website_url": "https://lemonsqueezy.com", "detail_url": "https://lemonsqueezy.com", "countries": [ "全球" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Lemon Squeezy 是一家传统收单/支付服务商，覆盖全球，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-lenco", "kind": "payment_provider", "name": "Lenco", "aliases": [], "website_url": "https://lenco.co", "detail_url": "https://lenco.co", "countries": [ "尼日利亚" ], "regions": [ "africa" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Lenco 是一家区域型支付服务商，覆盖尼日利亚，支持信用卡/借记卡、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-lendingclub", "kind": "payment_provider", "name": "LendingClub", "aliases": [], "website_url": "https://lendingclub.com", "detail_url": "https://lendingclub.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "LendingClub 是一家传统收单/支付服务商，覆盖美国，支持跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-leshua", "kind": "payment_provider", "name": "Leshua", "aliases": [ "乐刷" ], "website_url": "https://www.leshua.com", "detail_url": "https://www.leshua.com", "countries": [ "中国" ], "regions": [ "China" ], "payment_types": [ "混合(收单+聚合)" ], "services": [ "收单", "聚合支付" ], "use_cases": [ "线下小微/聚合" ], "subject_requirement": "是", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "腾讯早期投资的线下收单与聚合机构" }, { "id": "compare-lexcharge", "kind": "payment_provider", "name": "LexCharge", "aliases": [], "website_url": "https://lexcharge.com", "detail_url": "https://lexcharge.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "LexCharge 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-lianlian-pay", "kind": "payment_provider", "name": "LianLian Pay", "aliases": [ "连连支付" ], "website_url": "https://www.lianlianpay.com", "detail_url": "https://www.lianlianpay.com", "countries": [ "全球/18币种" ], "regions": [ "全球(中国出海)" ], "payment_types": [ "跨境收款(三方)" ], "services": [ "跨境收款", "收单", "结汇" ], "use_cases": [ "跨境电商/外贸收款" ], "subject_requirement": "是", "access_threshold": "较低，常规资料即可核实", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "持60+全球牌照的跨境支付平台" }, { "id": "compare-lightspeed-commerce", "kind": "payment_provider", "name": "Lightspeed Commerce", "aliases": [], "website_url": "https://lightspeedhq.com", "detail_url": "https://lightspeedhq.com", "countries": [ "澳大利亚 | 比利时 | 德国 | 法国 | 英国 | 荷兰 | 美国" ], "regions": [ "europe, north-america, oceania" ], "payment_types": [ "traditional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Lightspeed Commerce 是一家传统收单/支付服务商，覆盖澳大利亚、比利时、德国、法国、英国、荷兰等，支持POS收单。结算安排需向服务商确认。" }, { "id": "compare-line-pay", "kind": "payment_channel", "name": "LINE Pay", "aliases": [], "website_url": "https://pay.line.me", "detail_url": "/payment-channels/jp-line-pay/", "countries": [ "Japan", "Taiwan", "日本 | 泰国 | 中国台湾" ], "regions": [ "亚洲", "asia, southeast-asia" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "即时出款", "移动支付", "二维码支付" ], "use_cases": [ "两者兼有" ], "subject_requirement": "部分(海外商户可申,需资质)", "access_threshold": "通常需要本地主体", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "LINE生态钱包，用户持续增长" }, { "id": "compare-linkaja", "kind": "payment_channel", "name": "LinkAja", "aliases": [], "website_url": "https://www.linkaja.id", "detail_url": "/payment-channels/id-linkaja/", "countries": [ "Indonesia", "印度尼西亚" ], "regions": [ "亚洲" ], "payment_types": [ "电子钱包", "其他" ], "services": [ "电子钱包", "本地支付" ], "use_cases": [ "两者兼有", "本地线下商户" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+2/T+3", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "国企背景钱包，聚焦公用事业与交通政务" }, { "id": "compare-liqpay", "kind": "payment_channel", "name": "LiqPay", "aliases": [], "website_url": "https://liqpay.ua", "detail_url": "/payment-channels/ua-liqpay/", "countries": [ "Ukraine" ], "regions": [ "欧洲" ], "payment_types": [ "聚合支付" ], "services": [], "use_cases": [ "商户+B端" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开", "intro": "PrivatBank旗下支付网关" }, { "id": "compare-lithic", "kind": "payment_provider", "name": "Lithic", "aliases": [], "website_url": "https://lithic.com", "detail_url": "https://lithic.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Lithic 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡。结算：即时。" }, { "id": "compare-lumon", "kind": "payment_provider", "name": "Lumon", "aliases": [], "website_url": "https://lumonpay.com", "detail_url": "https://lumonpay.com", "countries": [ "爱尔兰 | 葡萄牙" ], "regions": [ "europe" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Lumon 是一家区域型支付服务商，覆盖爱尔兰、葡萄牙，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-lunar", "kind": "payment_provider", "name": "Lunar", "aliases": [], "website_url": "https://lunar.app", "detail_url": "https://lunar.app", "countries": [ "芬兰 | 挪威 | 瑞典" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Lunar 是一家传统收单/支付服务商，覆盖芬兰、挪威、瑞典，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-luno", "kind": "payment_provider", "name": "Luno", "aliases": [], "website_url": "https://luno.com", "detail_url": "https://luno.com", "countries": [ "澳大利亚 | 英国 | 印度尼西亚 | 马来西亚 | 尼日利亚 | 乌干达 | 南非" ], "regions": [ "africa, asia, europe, oceania, southeast-asia" ], "payment_types": [ "crypto" ], "services": [ "加密货币" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Luno 是一家加密货币支付服务商，覆盖澳大利亚、英国、印度尼西亚、马来西亚、尼日利亚、乌干达等，支持加密货币。 API is free to use. See luno.com/fees for current schedule.。结算安排需向服务商确认。" }, { "id": "compare-lunu", "kind": "payment_provider", "name": "Lunu", "aliases": [], "website_url": "https://lunu.io", "detail_url": "https://lunu.io", "countries": [ "全球" ], "regions": [ "europe, north-america" ], "payment_types": [ "crypto" ], "services": [ "加密货币", "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Lunu 是一家加密货币支付服务商，覆盖全球，支持加密货币、POS收单。结算：即时。" }, { "id": "compare-lydia", "kind": "payment_provider", "name": "Lydia", "aliases": [], "website_url": "https://lydia-app.com", "detail_url": "https://lydia-app.com", "countries": [ "西班牙 | 法国 | 爱尔兰 | 葡萄牙" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "即时出款", "移动支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Lydia 是一家区域型支付服务商，覆盖西班牙、法国、爱尔兰、葡萄牙，支持即时出款、移动支付。结算安排需向服务商确认。" }, { "id": "compare-lyf-pay", "kind": "payment_channel", "name": "Lyf Pay", "aliases": [], "website_url": "https://www.lyfpay.com", "detail_url": "/payment-channels/fr-lyf-pay/", "countries": [ "France", "法国" ], "regions": [ "欧洲", "europe" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "即时出款", "移动支付" ], "use_cases": [ "两者兼有(含餐券)" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开(银行联合钱包)", "intro": "银行零售联合钱包含餐券" }, { "id": "compare-lyra", "kind": "payment_provider", "name": "Lyra", "aliases": [], "website_url": "https://lyra.com", "detail_url": "https://lyra.com", "countries": [ "全球" ], "regions": [ "asia, europe, latin-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Lyra 是一家传统收单/支付服务商，覆盖全球，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-m-birr", "kind": "payment_channel", "name": "M-Birr", "aliases": [], "website_url": "https://www.m-birr.com", "detail_url": "/payment-channels/et-m-birr/", "countries": [ "Ethiopia" ], "regions": [ "非洲" ], "payment_types": [ "移动钱包、电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "移动货币费率较低，具体需向运营方/PSP 确认。", "intro": "M-Birr 是埃塞俄比亚由微型金融机构（Micro Insight）运营的早期移动货币服务，用于转账、缴费与小额收款。属真实且在运营的方式，但埃塞移动货币生态较新，覆盖有限。" }, { "id": "compare-m-paisa-vodafone-fiji", "kind": "payment_provider", "name": "M-PAiSA (Vodafone Fiji)", "aliases": [], "website_url": "https://vodafone.com.fj", "detail_url": "https://vodafone.com.fj", "countries": [ "斐济" ], "regions": [ "oceania" ], "payment_types": [ "regional" ], "services": [ "即时出款", "移动支付", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "M-PAiSA (Vodafone Fiji) 是一家区域型支付服务商，覆盖斐济，支持即时出款、移动支付、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-m-pesa", "kind": "payment_channel", "name": "M-Pesa", "aliases": [], "website_url": "https://www.safaricom.co.ke", "detail_url": "/payment-channels/ke-m-pesa/", "countries": [ "Kenya", "肯尼亚/坦桑/南非等" ], "regions": [ "非洲", "东非(肯尼亚等)" ], "payment_types": [ "移动钱包、电子钱包", "移动货币运营商" ], "services": [ "移动货币", "商户收单" ], "use_cases": [ "C端个人+小微商户（两者兼有）", "东非个人/小微商户" ], "subject_requirement": "否", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "非洲最成功移动货币，Safaricom运营" }, { "id": "compare-m-pesa-safaricom-ethiopia", "kind": "payment_channel", "name": "M-PESA (Safaricom Ethiopia)", "aliases": [], "website_url": "https://www.safaricom.et", "detail_url": "/payment-channels/et-m-pesa-safaricom-ethiopia/", "countries": [ "Ethiopia" ], "regions": [ "非洲" ], "payment_types": [ "移动钱包、电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "Safaricom 2023年推出的移动货币" }, { "id": "compare-m-pesa-vodacom", "kind": "payment_channel", "name": "M-Pesa (Vodacom)", "aliases": [], "website_url": "https://www.vodacom.co.tz", "detail_url": "/payment-channels/tz-m-pesa-vodacom/", "countries": [ "Tanzania" ], "regions": [ "非洲" ], "payment_types": [ "移动钱包、电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "坦桑尼亚最大移动货币，约37%份额" }, { "id": "compare-m-pesa-business", "kind": "payment_provider", "name": "M-Pesa Business", "aliases": [], "website_url": "https://safaricom.co.ke", "detail_url": "https://safaricom.co.ke", "countries": [ "刚果(金) | 埃及 | 加纳 | 肯尼亚 | 莱索托 | 莫桑比克 | 坦桑尼亚" ], "regions": [ "africa" ], "payment_types": [ "regional" ], "services": [ "即时出款", "移动支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "M-Pesa Business 是一家区域型支付服务商，覆盖刚果(金)、埃及、加纳、肯尼亚、莱索托、莫桑比克等，支持即时出款、移动支付。结算：即时。" }, { "id": "compare-m-pesa-global", "kind": "payment_provider", "name": "M-Pesa Global", "aliases": [], "website_url": "https://vodafone.com", "detail_url": "https://vodafone.com", "countries": [ "刚果(金) | 埃及 | 加纳 | 肯尼亚 | 莱索托 | 莫桑比克 | 坦桑尼亚" ], "regions": [ "africa, asia, europe" ], "payment_types": [ "regional" ], "services": [ "即时出款", "信用卡", "借记卡", "移动支付", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "M-Pesa Global 是一家区域型支付服务商，覆盖刚果(金)、埃及、加纳、肯尼亚、莱索托、莫桑比克等，支持即时出款、信用卡/借记卡、移动支付、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-m2p-fintech", "kind": "payment_provider", "name": "M2P Fintech", "aliases": [], "website_url": "https://m2pfintech.com", "detail_url": "https://m2pfintech.com", "countries": [ "阿联酋 | 澳大利亚 | 印度尼西亚 | 印度 | 新加坡" ], "regions": [ "asia, southeast-asia" ], "payment_types": [ "baas" ], "services": [ "银行即服务(BaaS)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "M2P Fintech 是一家银行即服务(BaaS)服务商，覆盖阿联酋、澳大利亚、印度尼西亚、印度、新加坡，支持银行即服务(BaaS)。结算安排需向服务商确认。" }, { "id": "compare-mach", "kind": "payment_channel", "name": "MACH", "aliases": [], "website_url": "https://www.mach.cl", "detail_url": "/payment-channels/cl-mach/", "countries": [ "Chile" ], "regions": [ "拉丁美洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人+商户（两者兼有）" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "未公开", "intro": "本地数字钱包与预付卡" }, { "id": "compare-mada", "kind": "payment_channel", "name": "mada", "aliases": [], "website_url": "https://www.mada.com.sa", "detail_url": "/payment-channels/sa-mada/", "countries": [ "Saudi Arabia", "沙特阿拉伯" ], "regions": [ "中东", "middle-east" ], "payment_types": [ "银行卡收单", "regional" ], "services": [ "信用卡", "借记卡", "POS收单" ], "use_cases": [ "商户+B端" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "沙特本土借记卡网络，强制必接" }, { "id": "compare-madfooatcom-efawateercom", "kind": "payment_provider", "name": "MadfooatCom (eFAWATEERcom)", "aliases": [ "MadfooatCom" ], "website_url": "https://www.efawateercom.jo", "detail_url": "https://www.efawateercom.jo", "countries": [ "约旦" ], "regions": [ "中东" ], "payment_types": [ "其他" ], "services": [ "电子账单呈递与支付(EBPP)" ], "use_cases": [ "本地线下商户" ], "subject_requirement": "否", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "政府账单免费，其他0.20-5.00约旦第纳尔", "intro": "约旦官方账单支付平台" }, { "id": "compare-mae-by-maybank", "kind": "payment_channel", "name": "MAE by Maybank", "aliases": [], "website_url": "https://www.maybank2u.com.my", "detail_url": "/payment-channels/my-mae-by-maybank/", "countries": [ "Malaysia" ], "regions": [ "亚洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人+商户（两者兼有）" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "未公开", "intro": "马来亚银行数字钱包" }, { "id": "compare-maksekeskus", "kind": "payment_provider", "name": "Maksekeskus", "aliases": [], "website_url": "https://makecommerce.net", "detail_url": "https://makecommerce.net", "countries": [ "爱沙尼亚 | 芬兰 | 立陶宛 | 拉脱维亚" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Maksekeskus 是一家传统收单/支付服务商，覆盖爱沙尼亚、芬兰、立陶宛、拉脱维亚，支持信用卡/借记卡、银行转账。结算安排需向服务商确认。" }, { "id": "compare-malum-payments", "kind": "payment_provider", "name": "Malum Payments", "aliases": [], "website_url": "https://malum.co", "detail_url": "https://malum.co", "countries": [ "全球" ], "regions": [ "africa, asia, europe, global, middle-east, north-america, oceania, south-america" ], "payment_types": [ "crypto, gaming, high-risk" ], "services": [ "加密货币", "订阅", "周期扣款", "即时出款", "信用卡", "借记卡", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Malum Payments 是一家加密货币支付服务商，覆盖全球，支持加密货币、订阅/周期扣款、即时出款、信用卡/借记卡、跨境汇款/出款。结算：即时。" }, { "id": "compare-mangopay", "kind": "payment_provider", "name": "Mangopay", "aliases": [], "website_url": "https://mangopay.com", "detail_url": "https://mangopay.com", "countries": [ "全球" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "电子钱包", "担保", "托管交易" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Mangopay 是一家传统收单/支付服务商，覆盖全球，支持电子钱包、担保/托管交易。 marketplace fees vary。结算安排需向服务商确认。" }, { "id": "compare-marex", "kind": "payment_provider", "name": "Marex", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "澳大利亚 | 加拿大 | 西班牙 | 英国 | 意大利 | 美国" ], "regions": [ "europe, north-america, oceania" ], "payment_types": [ "traditional" ], "services": [ "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Marex 是一家传统收单/支付服务商，覆盖澳大利亚、加拿大、西班牙、英国、意大利、美国，支持跨境汇款/出款。 no published rate card.。结算安排需向服务商确认。" }, { "id": "compare-maroc-pay", "kind": "payment_channel", "name": "Maroc Pay", "aliases": [], "website_url": "https://www.maroctelecommerce.ma", "detail_url": "/payment-channels/ma-maroc-pay/", "countries": [ "Morocco" ], "regions": [ "非洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "银行间二维码实时转账" }, { "id": "compare-marqeta", "kind": "payment_provider", "name": "Marqeta", "aliases": [], "website_url": "https://www.marqeta.com", "detail_url": "https://www.marqeta.com", "countries": [ "美国、全球" ], "regions": [ "北美洲" ], "payment_types": [ "其他" ], "services": [ "发卡平台", "卡片发放API" ], "use_cases": [ "SaaS/订阅" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开", "intro": "现代发卡平台" }, { "id": "compare-martrust", "kind": "payment_provider", "name": "MarTrust", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "比利时 | 中国 | 塞浦路斯 | 德国 | 英国 | 希腊 | 中国香港 | 印度 | 日本 | 荷兰 | 挪威 | 菲律宾 | 葡萄牙 | 俄罗斯 | 新加坡 | 乌克兰" ], "regions": [ "asia, europe, middle-east, southeast-asia" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡", "现金", "代金券" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "MarTrust 是一家区域型支付服务商，覆盖比利时、中国、塞浦路斯、德国、英国、希腊等，支持信用卡/借记卡、现金/代金券。结算安排需向服务商确认。" }, { "id": "compare-masabi", "kind": "payment_provider", "name": "Masabi", "aliases": [], "website_url": "https://masabi.com", "detail_url": "https://masabi.com", "countries": [ "英国 | 美国" ], "regions": [ "europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Masabi 是一家传统收单/支付服务商，覆盖英国、美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-mashreq-pay", "kind": "payment_channel", "name": "Mashreq Pay", "aliases": [], "website_url": "https://www.mashreq.com", "detail_url": "/payment-channels/ae-mashreq-pay/", "countries": [ "United Arab Emirates" ], "regions": [ "中东" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "马什雷克银行NFC移动钱包" }, { "id": "compare-masspay", "kind": "payment_provider", "name": "MassPay", "aliases": [], "website_url": "https://masspay.io", "detail_url": "https://masspay.io", "countries": [ "美国" ], "regions": [ "africa, asia, europe, latin-america, north-america" ], "payment_types": [ "traditional" ], "services": [ "加密货币", "即时出款", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "MassPay 是一家传统收单/支付服务商，覆盖美国，支持加密货币、即时出款、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-master-transfer", "kind": "payment_provider", "name": "Master Transfer", "aliases": [], "website_url": "https://mastertransfer.co.uk", "detail_url": "https://mastertransfer.co.uk", "countries": [ "巴西 | 英国" ], "regions": [ "europe, latin-america" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡", "银行转账", "现金", "代金券", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Master Transfer 是一家区域型支付服务商，覆盖巴西、英国，支持信用卡/借记卡、银行转账、现金/代金券、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-mastercard", "kind": "payment_channel", "name": "Mastercard", "aliases": [], "website_url": "https://www.mastercard.com", "detail_url": "/payment-channels/us-mastercard/", "countries": [ "United States", "China", "United Kingdom", "France", "Brazil" ], "regions": [ "北美洲", "亚洲", "欧洲", "拉丁美洲" ], "payment_types": [ "其他" ], "services": [], "use_cases": [ "两者兼有(卡组织+商户与持卡人)", "两者兼有" ], "subject_requirement": "部分(可收外卡,需收单资质/本地公司)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "由收单机构定价(卡组织费率,非统一公开)", "intro": "美国第二大国际卡组织" }, { "id": "compare-mastercard-send", "kind": "payment_provider", "name": "Mastercard Send", "aliases": [], "website_url": "https://mastercard.com", "detail_url": "https://mastercard.com", "countries": [ "全球" ], "regions": [ "africa, asia, europe, middle-east, north-america" ], "payment_types": [ "traditional" ], "services": [ "即时出款", "信用卡", "借记卡", "银行转账", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Mastercard Send 是一家传统收单/支付服务商，覆盖全球，支持即时出款、信用卡/借记卡、银行转账、跨境汇款/出款。结算：即时。" }, { "id": "compare-max", "kind": "payment_channel", "name": "Max", "aliases": [], "website_url": "https://www.max.co.il", "detail_url": "/payment-channels/il-max/", "countries": [ "Israel" ], "regions": [ "中东" ], "payment_types": [ "银行卡收单" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开", "intro": "以色列最大信用卡公司" }, { "id": "compare-maxio", "kind": "payment_provider", "name": "Maxio", "aliases": [], "website_url": "https://maxio.com", "detail_url": "https://maxio.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Maxio 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-maxpay", "kind": "payment_provider", "name": "Maxpay", "aliases": [], "website_url": "https://maxpay.com", "detail_url": "https://maxpay.com", "countries": [ "全球" ], "regions": [ "europe, north-america" ], "payment_types": [ "high-risk" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Maxpay 是一家高风险行业支付服务商，覆盖全球，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-maya", "kind": "payment_channel", "name": "Maya", "aliases": [], "website_url": "https://www.maya.ph", "detail_url": "/payment-channels/ph-maya/", "countries": [ "Philippines", "菲律宾" ], "regions": [ "亚洲", "asia, southeast-asia" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "即时出款", "信用卡", "借记卡", "电子钱包", "跨境汇款", "出款" ], "use_cases": [ "C端及商户(含数字银行)" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "原PayMaya，持牌数字银行" }, { "id": "compare-maya-paymaya", "kind": "payment_provider", "name": "Maya (PayMaya)", "aliases": [ "Maya" ], "website_url": "https://www.maya.ph", "detail_url": "https://www.maya.ph", "countries": [ "菲律宾" ], "regions": [ "菲律宾" ], "payment_types": [ "三方支付/收单" ], "services": [ "钱包", "银行", "QR" ], "use_cases": [ "菲律宾个人/小微" ], "subject_requirement": "否(菲律宾本地)", "access_threshold": "较低，常规资料即可核实", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "菲律宾数字银行与电子钱包" }, { "id": "compare-maybank", "kind": "payment_provider", "name": "Maybank", "aliases": [], "website_url": "https://maybank.com", "detail_url": "https://maybank.com", "countries": [ "阿联酋 | 文莱 | 中国 | 英国 | 中国香港 | 印度尼西亚 | 印度 | 柬埔寨 | 老挝 | 缅甸 | 马来西亚 | 菲律宾 | 巴基斯坦 | 新加坡 | 泰国 | 美国 | 越南" ], "regions": [ "asia, europe, middle-east, north-america, southeast-asia" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡", "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Maybank 是一家区域型支付服务商，覆盖阿联酋、文莱、中国、英国、中国香港、印度尼西亚等，支持信用卡/借记卡、POS收单。fee model: 定制(需询价)。结算安排需向服务商确认。" }, { "id": "compare-mb-way", "kind": "payment_channel", "name": "MB Way", "aliases": [], "website_url": "https://www.mbway.pt", "detail_url": "/payment-channels/pt-mb-way/", "countries": [ "Portugal", "葡萄牙" ], "regions": [ "欧洲", "europe" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "即时出款", "移动支付", "二维码支付" ], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "葡萄牙最普及移动钱包，占线上交易约45%" }, { "id": "compare-mbank-kyrgyzstan", "kind": "payment_provider", "name": "MBANK (Kyrgyzstan)", "aliases": [], "website_url": "https://mbank.kg", "detail_url": "https://mbank.kg", "countries": [ "吉尔吉斯斯坦" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "即时出款", "二维码支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "MBANK (Kyrgyzstan) 是一家区域型支付服务商，覆盖吉尔吉斯斯坦，支持即时出款、二维码支付。结算安排需向服务商确认。" }, { "id": "compare-mcash", "kind": "payment_channel", "name": "mCash", "aliases": [], "website_url": "https://www.mcash.lk", "detail_url": "/payment-channels/lk-mcash/", "countries": [ "Sri Lanka" ], "regions": [ "亚洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "SLT Mobitel电信钱包" }, { "id": "compare-mcash-bangladesh", "kind": "payment_provider", "name": "MCash Bangladesh", "aliases": [], "website_url": "https://islamibankbd.com", "detail_url": "https://islamibankbd.com", "countries": [ "孟加拉国" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "移动支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "MCash Bangladesh 是一家区域型支付服务商，覆盖孟加拉国，支持移动支付。结算安排需向服务商确认。" }, { "id": "compare-meeza", "kind": "payment_channel", "name": "Meeza", "aliases": [], "website_url": "https://meeza-eg.com", "detail_url": "/payment-channels/eg-meeza/", "countries": [ "Egypt" ], "regions": [ "非洲" ], "payment_types": [ "银行卡收单" ], "services": [], "use_cases": [ "C端及全国卡", "钱包" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "央行主导的本国卡与电子钱包" }, { "id": "compare-meituan-pay", "kind": "payment_channel", "name": "Meituan Pay", "aliases": [], "website_url": "https://www.meituan.com", "detail_url": "/payment-channels/cn-meituan-pay/", "countries": [ "China", "中国" ], "regions": [ "亚洲", "asia" ], "payment_types": [ "电子钱包", "traditional" ], "services": [ "电子钱包" ], "use_cases": [ "两者兼有(本地生活)" ], "subject_requirement": "是", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "本地生活场景闭环支付" }, { "id": "compare-melio", "kind": "payment_provider", "name": "Melio", "aliases": [], "website_url": "https://meliopayments.com", "detail_url": "https://meliopayments.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Melio 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡、银行转账。结算安排需向服务商确认。" }, { "id": "compare-memberful", "kind": "payment_provider", "name": "Memberful", "aliases": [], "website_url": "https://memberful.com", "detail_url": "https://memberful.com", "countries": [ "美国" ], "regions": [ "europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Memberful 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-meme", "kind": "payment_provider", "name": "MEME", "aliases": [], "website_url": "https://memetech.co.jp", "detail_url": "https://memetech.co.jp", "countries": [ "日本" ], "regions": [ "asia" ], "payment_types": [ "regional, traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "MEME 是一家区域型支付服务商，覆盖日本，支持订阅/周期扣款。 school-fee service SukuPay charges institutions, not parents.。结算安排需向服务商确认。" }, { "id": "compare-mercado-credito", "kind": "payment_provider", "name": "Mercado Crédito", "aliases": [], "website_url": "https://mercadolibre.com", "detail_url": "https://mercadolibre.com", "countries": [ "阿根廷 | 巴西 | 墨西哥" ], "regions": [ "latin-america" ], "payment_types": [ "regional" ], "services": [ "先买后付(BNPL)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Mercado Crédito 是一家区域型支付服务商，覆盖阿根廷、巴西、墨西哥，支持先买后付(BNPL)。结算安排需向服务商确认。" }, { "id": "compare-mercado-pago", "kind": "payment_channel", "name": "Mercado Pago", "aliases": [], "website_url": "https://www.mercadopago.com.br", "detail_url": "/payment-channels/br-mercado-pago/", "countries": [ "Brazil", "Mexico", "Argentina", "Colombia", "Chile", "Peru", "Uruguay", "Argentina, Brazil, Chile, Colombia, Mexico, Peru, Uruguay" ], "regions": [ "拉丁美洲", "北美洲" ], "payment_types": [ "电子钱包", "Latin America PSP, wallet, checkout" ], "services": [ "credit card", "debit card", "bank transfer", "cash ticket", "wallet", "QR", "subscription" ], "use_cases": [ "两者兼有(电商关联)", "两者兼有", "C端个人+商户（两者兼有）", "拉美电商/本地商户" ], "subject_requirement": "部分(拉美多国,需本地实体)", "access_threshold": "通常需要本地主体", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "电商关联钱包，广泛受理" }, { "id": "compare-mercedes-pay", "kind": "payment_provider", "name": "Mercedes pay", "aliases": [], "website_url": "https://group.mercedes-benz.com", "detail_url": "https://group.mercedes-benz.com", "countries": [ "德国" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Mercedes pay 是一家区域型支付服务商，覆盖德国，支持信用卡/借记卡。fee model: 定制(需询价)。结算安排需向服务商确认。" }, { "id": "compare-merchant-one", "kind": "payment_provider", "name": "Merchant One", "aliases": [], "website_url": "https://merchantone.com", "detail_url": "https://merchantone.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "移动支付", "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "下一个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Merchant One 是一家传统收单/支付服务商，覆盖美国，支持移动支付、POS收单。结算：下一个工作日。" }, { "id": "compare-mercury", "kind": "payment_provider", "name": "Mercury", "aliases": [], "website_url": "https://mercury.com", "detail_url": "https://mercury.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "baas" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "1–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Mercury 是一家银行即服务(BaaS)服务商，覆盖美国，支持信用卡/借记卡。结算：1–3个工作日。" }, { "id": "compare-mercuryo", "kind": "payment_provider", "name": "Mercuryo", "aliases": [], "website_url": "https://mercuryo.io", "detail_url": "https://mercuryo.io", "countries": [ "全球" ], "regions": [ "asia, europe" ], "payment_types": [ "crypto" ], "services": [ "加密货币", "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Mercuryo 是一家加密货币支付服务商，覆盖全球，支持加密货币、信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-merex-international", "kind": "payment_provider", "name": "Merex International", "aliases": [], "website_url": "https://merexint.dk", "detail_url": "https://merexint.dk", "countries": [ "欧洲" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Merex International 是一家区域型支付服务商，覆盖欧洲，支持信用卡/借记卡。 competitive walk-in spread on currency exchange and gold bar trades (rates published in-store).。结算安排需向服务商确认。" }, { "id": "compare-merpay", "kind": "payment_channel", "name": "Merpay", "aliases": [], "website_url": "https://www.merpay.com", "detail_url": "/payment-channels/jp-merpay/", "countries": [ "Japan", "日本" ], "regions": [ "亚洲", "asia" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "即时出款", "移动支付" ], "use_cases": [ "两者兼有(Mercari关联)" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Mercari电商关联支付" }, { "id": "compare-mesh-payments", "kind": "payment_provider", "name": "Mesh Payments", "aliases": [], "website_url": "https://meshpayments.com", "detail_url": "https://meshpayments.com", "countries": [ "英国 | 以色列 | 美国" ], "regions": [ "europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Mesh Payments 是一家传统收单/支付服务商，覆盖英国、以色列、美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-meshulam", "kind": "payment_provider", "name": "Meshulam", "aliases": [], "website_url": "https://meshulam.co.il", "detail_url": "https://meshulam.co.il", "countries": [ "以色列" ], "regions": [ "middle-east" ], "payment_types": [ "regional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Meshulam 是一家区域型支付服务商，覆盖以色列，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-meta-pay", "kind": "payment_provider", "name": "Meta Pay", "aliases": [], "website_url": "https://meta.com", "detail_url": "https://meta.com", "countries": [ "全球" ], "regions": [ "africa, asia, europe, latin-america, middle-east, north-america, oceania, southeast-asia" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Meta Pay 是一家传统收单/支付服务商，覆盖全球，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-metronome", "kind": "payment_provider", "name": "Metronome", "aliases": [], "website_url": "https://metronome.com", "detail_url": "https://metronome.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Metronome 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-mews-payments", "kind": "payment_provider", "name": "Mews Payments", "aliases": [], "website_url": "https://mews.com", "detail_url": "https://mews.com", "countries": [ "捷克 | 英国 | 荷兰 | 美国" ], "regions": [ "europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Mews Payments 是一家传统收单/支付服务商，覆盖捷克、英国、荷兰、美国，支持订阅/周期扣款、POS收单。结算安排需向服务商确认。" }, { "id": "compare-mi-billetera-movil-bimo", "kind": "payment_channel", "name": "Mi Billetera Móvil (Bimo)", "aliases": [], "website_url": "https://www.banred.com.ec", "detail_url": "/payment-channels/ec-mi-billetera-movil-bimo/", "countries": [ "Ecuador" ], "regions": [ "拉丁美洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "BANRED网络移动钱包" }, { "id": "compare-micash-png", "kind": "payment_provider", "name": "MiCash PNG", "aliases": [], "website_url": "https://ndb.com.pg", "detail_url": "https://ndb.com.pg", "countries": [ "巴布亚新几内亚" ], "regions": [ "oceania" ], "payment_types": [ "regional" ], "services": [ "电子钱包", "移动支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "MiCash PNG 是一家区域型支付服务商，覆盖巴布亚新几内亚，支持电子钱包、移动支付。结算安排需向服务商确认。" }, { "id": "compare-midtrans", "kind": "payment_provider", "name": "Midtrans", "aliases": [], "website_url": "https://www.midtrans.com", "detail_url": "https://www.midtrans.com", "countries": [ "印尼" ], "regions": [ "印尼" ], "payment_types": [ "三方支付/收单" ], "services": [ "线上收单", "欺诈检测" ], "use_cases": [ "印尼电商/开发者" ], "subject_requirement": "部分(服务出海印尼)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+2/T+3", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "GoTo系印尼支付网关(被Gojek并购)" }, { "id": "compare-mindbody-payments", "kind": "payment_provider", "name": "Mindbody Payments", "aliases": [], "website_url": "https://mindbodyonline.com", "detail_url": "https://mindbodyonline.com", "countries": [ "澳大利亚 | 英国 | 美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Mindbody Payments 是一家传统收单/支付服务商，覆盖澳大利亚、英国、美国，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-mips", "kind": "payment_provider", "name": "MIPS", "aliases": [], "website_url": "https://mips.mu", "detail_url": "https://mips.mu", "countries": [ "毛里求斯" ], "regions": [ "africa" ], "payment_types": [ "traditional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "MIPS 是一家传统收单/支付服务商，覆盖毛里求斯，支持POS收单。结算安排需向服务商确认。" }, { "id": "compare-mir", "kind": "payment_channel", "name": "Mir", "aliases": [], "website_url": "https://www.mircard.ru", "detail_url": "/payment-channels/ru-mir/", "countries": [ "Russia", "俄罗斯 | 塔吉克斯坦 | 土耳其 | 乌兹别克斯坦 | 越南" ], "regions": [ "欧洲", "asia, europe" ], "payment_types": [ "银行卡收单", "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [ "商户+B端" ], "subject_requirement": "部分(需俄收单机构/本地实体)", "access_threshold": "高(需俄收单银行/本地实体)", "settlement": "T+1", "fee": "受合规与市场环境影响，公开页面不展示具体费率；正式评估需逐案确认。", "intro": "俄国家支付卡系统NSPK运营，境内替代Visa/Mastercard" }, { "id": "compare-mirakl", "kind": "payment_provider", "name": "Mirakl", "aliases": [], "website_url": "https://mirakl.com", "detail_url": "https://mirakl.com", "countries": [ "全球" ], "regions": [ "europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Mirakl 是一家传统收单/支付服务商，覆盖全球，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-mistral-pay", "kind": "payment_provider", "name": "Mistral Pay", "aliases": [], "website_url": "https://mistralpay.com", "detail_url": "https://mistralpay.com", "countries": [ "马耳他" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Mistral Pay 是一家传统收单/支付服务商，覆盖马耳他，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-mixx-by-yas-tigo-pesa", "kind": "payment_channel", "name": "Mixx by Yas (Tigo Pesa)", "aliases": [], "website_url": "https://www.yas.co.tz", "detail_url": "/payment-channels/tz-mixx-by-yas-tigo-pesa/", "countries": [ "Tanzania" ], "regions": [ "非洲" ], "payment_types": [ "移动钱包、电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Yas运营，三大移动货币之一" }, { "id": "compare-mizuho-bank", "kind": "payment_provider", "name": "Mizuho Bank", "aliases": [], "website_url": "https://mizuhogroup.com", "detail_url": "https://mizuhogroup.com", "countries": [ "阿联酋 | 澳大利亚 | 巴西 | 加拿大 | 中国 | 德国 | 法国 | 英国 | 中国香港 | 印度尼西亚 | 印度 | 日本 | 韩国 | 墨西哥 | 马来西亚 | 荷兰 | 菲律宾 | 新加坡 | 泰国 | 中国台湾 | 美国 | 越南" ], "regions": [ "asia, europe, latin-america, middle-east, north-america, oceania, southeast-asia" ], "payment_types": [ "regional, traditional" ], "services": [ "先买后付(BNPL)", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Mizuho Bank 是一家区域型支付服务商，覆盖阿联酋、澳大利亚、巴西、加拿大、中国、德国等，支持先买后付(BNPL)、跨境汇款/出款。 rates not publicly disclosed.。结算安排需向服务商确认。" }, { "id": "compare-mmqr", "kind": "payment_channel", "name": "MMQR", "aliases": [], "website_url": "https://www.cbm.gov.mm", "detail_url": "/payment-channels/mm-mmqr/", "countries": [ "Myanmar" ], "regions": [ "亚洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "受合规与市场环境影响，公开页面不展示具体费率；正式评估需逐案确认。", "intro": "央行统一二维码，11钱包接入" }, { "id": "compare-mobbex", "kind": "payment_provider", "name": "Mobbex", "aliases": [], "website_url": "https://mobbex.dev", "detail_url": "https://mobbex.dev", "countries": [ "阿根廷" ], "regions": [ "latin-america" ], "payment_types": [ "regional" ], "services": [ "即时出款", "二维码支付", "先买后付(BNPL)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "1–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Mobbex 是一家区域型支付服务商，覆盖阿根廷，支持即时出款、二维码支付、先买后付(BNPL)。结算：1–3个工作日。" }, { "id": "compare-mobikwik", "kind": "payment_channel", "name": "MobiKwik", "aliases": [], "website_url": "https://www.mobikwik.com", "detail_url": "/payment-channels/in-mobikwik/", "countries": [ "India", "印度" ], "regions": [ "亚洲", "India" ], "payment_types": [ "电子钱包", "三方支付/收单" ], "services": [ "钱包", "支付", "信用" ], "use_cases": [ "两者兼有(钱包+信用)", "印度个人/电商" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "印度钱包含信用与黄金" }, { "id": "compare-mobilepay", "kind": "payment_channel", "name": "MobilePay", "aliases": [], "website_url": "https://www.mobilepay.dk", "detail_url": "/payment-channels/se-mobilepay/", "countries": [ "Sweden", "Finland", "芬兰 | 挪威" ], "regions": [ "欧洲", "europe" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "即时出款", "移动支付" ], "use_cases": [ "北欧C端及商户", "两者兼有" ], "subject_requirement": "部分(需特定资质)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "北欧通用移动钱包（瑞典可用）" }, { "id": "compare-mobilepay-vipps-mobilepay", "kind": "payment_channel", "name": "MobilePay (Vipps MobilePay)", "aliases": [], "website_url": "https://www.mobilepay.dk", "detail_url": "/payment-channels/dk-mobilepay-vipps-mobilepay/", "countries": [ "Denmark" ], "regions": [ "欧洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "丹麦国民级移动钱包，成年人口覆盖近90%" }, { "id": "compare-moca-grab", "kind": "payment_channel", "name": "Moca (Grab)", "aliases": [], "website_url": "https://www.grab.com/vn/", "detail_url": "/payment-channels/vn-moca-grab/", "countries": [ "Vietnam" ], "regions": [ "亚洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "Grab生态C端及司机", "商户" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "Grab出行生态内嵌钱包" }, { "id": "compare-modern-treasury", "kind": "payment_provider", "name": "Modern Treasury", "aliases": [], "website_url": "https://moderntreasury.com", "detail_url": "https://moderntreasury.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "即时出款", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Modern Treasury 是一家传统收单/支付服务商，覆盖美国，支持即时出款、银行转账。结算安排需向服务商确认。" }, { "id": "compare-modo", "kind": "payment_channel", "name": "MODO", "aliases": [], "website_url": "https://www.modo.com.ar", "detail_url": "/payment-channels/ar-modo/", "countries": [ "Argentina" ], "regions": [ "拉丁美洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "多银行联合A2A钱包，扫码付领先" }, { "id": "compare-modulr", "kind": "payment_provider", "name": "Modulr", "aliases": [], "website_url": "https://www.modulrfinance.com", "detail_url": "https://www.modulrfinance.com", "countries": [ "英国、欧盟" ], "regions": [ "欧洲" ], "payment_types": [ "其他" ], "services": [ "API银行", "EMI", "批量付款" ], "use_cases": [ "SaaS/订阅" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "未公开", "intro": "英国/EU EMI" }, { "id": "compare-mojaloop", "kind": "payment_provider", "name": "Mojaloop", "aliases": [], "website_url": "https://mojaloop.io", "detail_url": "https://mojaloop.io", "countries": [ "全球" ], "regions": [ "africa, asia, europe, latin-america, middle-east, north-america, oceania, southeast-asia" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Mojaloop 是一家传统收单/支付服务商，覆盖全球，支持信用卡/借记卡。 deployment costs vary。结算安排需向服务商确认。" }, { "id": "compare-mollie", "kind": "payment_channel", "name": "Mollie", "aliases": [], "website_url": "https://www.mollie.com", "detail_url": "/payment-channels/be-mollie/", "countries": [ "Belgium", "欧洲多国" ], "regions": [ "欧洲" ], "payment_types": [ "聚合支付", "三方支付/收单" ], "services": [ "支付网关", "收单" ], "use_cases": [ "商户及B端聚合(荷比卢)", "欧洲中小商户" ], "subject_requirement": "部分(需特定资质)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "荷比卢强势支付网关" }, { "id": "compare-momo", "kind": "payment_channel", "name": "MoMo", "aliases": [], "website_url": "https://momo.vn", "detail_url": "/payment-channels/vn-momo/", "countries": [ "Vietnam", "越南" ], "regions": [ "亚洲", "southeast-asia" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "即时出款", "电子钱包" ], "use_cases": [ "C端个人及线下", "线上商户" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "T+2/T+3", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "越南最大电子钱包，国民级超级App" }, { "id": "compare-mondial-bony-service", "kind": "payment_provider", "name": "Mondial Bony Service", "aliases": [], "website_url": "https://mondialbonyservice.it", "detail_url": "https://mondialbonyservice.it", "countries": [ "西班牙 | 意大利" ], "regions": [ "europe" ], "payment_types": [ "regional, traditional" ], "services": [ "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Mondial Bony Service 是一家区域型支付服务商，覆盖西班牙、意大利，支持跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-moneris", "kind": "payment_provider", "name": "Moneris", "aliases": [], "website_url": "https://www.moneris.com", "detail_url": "https://www.moneris.com", "countries": [ "Canada" ], "regions": [ "北美洲" ], "payment_types": [ "Canada acquiring, POS, online payments" ], "services": [ "card present", "card not present", "Interac", "online payments", "POS", "fraud tools" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "待确认", "settlement": "官网公开与 BMO/RBC 合作提供", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Moneris 是加拿大商户收单和支付处理商，提供线下 POS、线上支付、Interac、卡组织受理和反欺诈工具。" }, { "id": "compare-monerium", "kind": "payment_provider", "name": "Monerium", "aliases": [], "website_url": "https://monerium.com", "detail_url": "https://monerium.com", "countries": [ "阿联酋 | 奥地利 | 澳大利亚 | 比利时 | 保加利亚 | 巴西 | 加拿大 | 瑞士 | 塞浦路斯 | 捷克 | 德国 | 爱沙尼亚 | 西班牙 | 芬兰 | 法国 | 英国 | 希腊 | 克罗地亚 | 匈牙利 | 爱尔兰 | 冰岛 | 意大利 | 日本 | 立陶宛 | 卢森堡 | 拉脱维亚 | 马耳他 | 荷兰 | 挪威 | 波兰 | 葡萄牙 | 罗马尼亚 | 瑞典 | 新加坡 | 斯洛文尼亚 | 斯洛伐克 | 美国 | 南非" ], "regions": [ "africa, asia, europe, latin-america, middle-east, north-america, oceania, southeast-asia" ], "payment_types": [ "baas, crypto" ], "services": [ "加密货币", "银行转账", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Monerium 是一家银行即服务(BaaS)服务商，覆盖阿联酋、奥地利、澳大利亚、比利时、保加利亚、巴西等，支持加密货币、银行转账、电子钱包。结算安排需向服务商确认。" }, { "id": "compare-monese", "kind": "payment_provider", "name": "Monese", "aliases": [], "website_url": "https://monese.com", "detail_url": "https://monese.com", "countries": [ "德国 | 西班牙 | 法国 | 英国 | 意大利 | 葡萄牙 | 罗马尼亚" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Monese 是一家区域型支付服务商，覆盖德国、西班牙、法国、英国、意大利、葡萄牙等，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-monex-europe", "kind": "payment_provider", "name": "Monex Europe", "aliases": [], "website_url": "https://monexglobal.com", "detail_url": "https://monexglobal.com", "countries": [ "西班牙 | 英国 | 卢森堡 | 荷兰" ], "regions": [ "europe" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Monex Europe 是一家区域型支付服务商，覆盖西班牙、英国、卢森堡、荷兰，支持信用卡/借记卡。 no public price list.。结算安排需向服务商确认。" }, { "id": "compare-moneycorp", "kind": "payment_provider", "name": "Moneycorp", "aliases": [], "website_url": "https://moneycorp.com", "detail_url": "https://moneycorp.com", "countries": [ "阿联酋 | 巴西 | 西班牙 | 法国 | 英国 | 直布罗陀 | 中国香港 | 爱尔兰 | 罗马尼亚 | 美国" ], "regions": [ "asia, europe, latin-america, middle-east, north-america" ], "payment_types": [ "traditional" ], "services": [ "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Moneycorp 是一家传统收单/支付服务商，覆盖阿联酋、巴西、西班牙、法国、英国、直布罗陀等，支持跨境汇款/出款。fee model: 定制(需询价)。结算安排需向服务商确认。" }, { "id": "compare-moneygram", "kind": "payment_provider", "name": "MoneyGram", "aliases": [], "website_url": "https://moneygram.com", "detail_url": "https://moneygram.com", "countries": [ "全球" ], "regions": [ "africa, asia, europe, latin-america, north-america" ], "payment_types": [ "traditional" ], "services": [ "加密货币", "即时出款", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "MoneyGram 是一家传统收单/支付服务商，覆盖全球，支持加密货币、即时出款、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-moneyhub", "kind": "payment_provider", "name": "Moneyhub", "aliases": [], "website_url": "https://moneyhub.com", "detail_url": "https://moneyhub.com", "countries": [ "英国 | 斯洛文尼亚" ], "regions": [ "europe" ], "payment_types": [ "baas, regional" ], "services": [ "银行即服务(BaaS)", "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（BaaS，需技术对接）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Moneyhub 是一家银行即服务(BaaS)服务商，覆盖英国、斯洛文尼亚，支持银行即服务(BaaS)、订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-moneynet", "kind": "payment_provider", "name": "Moneynet", "aliases": [], "website_url": "https://moneynet.it", "detail_url": "https://moneynet.it", "countries": [ "意大利" ], "regions": [ "europe" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡", "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Moneynet 是一家区域型支付服务商，覆盖意大利，支持信用卡/借记卡、POS收单。结算安排需向服务商确认。" }, { "id": "compare-moneynetint", "kind": "payment_provider", "name": "MoneyNetInt", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "英国 | 以色列 | 印度 | 美国" ], "regions": [ "asia, europe, middle-east, north-america" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡", "银行转账", "电子钱包", "现金", "代金券", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "MoneyNetInt 是一家区域型支付服务商，覆盖英国、以色列、印度、美国，支持信用卡/借记卡、银行转账、电子钱包、现金/代金券、跨境汇款/出款。 multi-currency e-wallet positions on lower FX and transaction fees vs traditional banks. No public price list.。结算安排需向服务商确认。" }, { "id": "compare-moniepoint", "kind": "payment_channel", "name": "Moniepoint", "aliases": [], "website_url": "https://moniepoint.com", "detail_url": "/payment-channels/ng-moniepoint/", "countries": [ "Nigeria", "尼日利亚" ], "regions": [ "非洲", "非洲(尼日利亚)" ], "payment_types": [ "聚合支付", "三方支付/收单" ], "services": [ "商户收单", "POS", "银行" ], "use_cases": [ "商户+B端(小微)", "尼日利亚线下小微" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "商户POS与代理银行独角兽" }, { "id": "compare-monnify", "kind": "payment_provider", "name": "Monnify", "aliases": [], "website_url": "https://monnify.com", "detail_url": "https://monnify.com", "countries": [ "尼日利亚" ], "regions": [ "africa" ], "payment_types": [ "regional" ], "services": [ "银行转账", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Monnify 是一家区域型支付服务商，覆盖尼日利亚，支持银行转账、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-monobank", "kind": "payment_channel", "name": "Monobank", "aliases": [], "website_url": "https://monobank.ua", "detail_url": "/payment-channels/ua-monobank/", "countries": [ "Ukraine" ], "regions": [ "欧洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "乌克兰领先数字银行" }, { "id": "compare-monoova", "kind": "payment_provider", "name": "Monoova", "aliases": [], "website_url": "https://monoova.com", "detail_url": "https://monoova.com", "countries": [ "澳大利亚" ], "regions": [ "oceania" ], "payment_types": [ "regional" ], "services": [ "即时出款", "信用卡", "借记卡", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Monoova 是一家区域型支付服务商，覆盖澳大利亚，支持即时出款、信用卡/借记卡、银行转账。结算安排需向服务商确认。" }, { "id": "compare-monri", "kind": "payment_provider", "name": "Monri", "aliases": [], "website_url": "https://monri.com", "detail_url": "https://monri.com", "countries": [ "波黑 | 克罗地亚 | 塞尔维亚 | 科索沃" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Monri 是一家区域型支付服务商，覆盖波黑、克罗地亚、塞尔维亚、科索沃，支持POS收单。结算安排需向服务商确认。" }, { "id": "compare-montonio", "kind": "payment_provider", "name": "Montonio", "aliases": [], "website_url": "https://montonio.com", "detail_url": "https://montonio.com", "countries": [ "爱沙尼亚 | 芬兰 | 立陶宛 | 拉脱维亚" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Montonio 是一家传统收单/支付服务商，覆盖爱沙尼亚、芬兰、立陶宛、拉脱维亚，支持信用卡/借记卡、银行转账。结算安排需向服务商确认。" }, { "id": "compare-monzo", "kind": "payment_provider", "name": "Monzo", "aliases": [], "website_url": "https://monzo.com", "detail_url": "https://monzo.com", "countries": [ "英国" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "订阅", "周期扣款", "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Monzo 是一家区域型支付服务商，覆盖英国，支持订阅/周期扣款、即时出款。结算安排需向服务商确认。" }, { "id": "compare-moonpay", "kind": "payment_provider", "name": "MoonPay", "aliases": [], "website_url": "https://moonpay.com", "detail_url": "https://moonpay.com", "countries": [ "全球" ], "regions": [ "asia, europe, latin-america, north-america" ], "payment_types": [ "crypto" ], "services": [ "加密货币", "信用卡", "借记卡", "银行转账", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "MoonPay 是一家加密货币支付服务商，覆盖全球，支持加密货币、信用卡/借记卡、银行转账、电子钱包。结算安排需向服务商确认。" }, { "id": "compare-moorwand", "kind": "payment_provider", "name": "Moorwand", "aliases": [], "website_url": "https://moorwand.com", "detail_url": "https://moorwand.com", "countries": [ "英国 | 立陶宛" ], "regions": [ "europe" ], "payment_types": [ "baas" ], "services": [ "银行即服务(BaaS)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Moorwand 是一家银行即服务(BaaS)服务商，覆盖英国、立陶宛，支持银行即服务(BaaS)。结算安排需向服务商确认。" }, { "id": "compare-moov-financial", "kind": "payment_provider", "name": "Moov Financial", "aliases": [], "website_url": "https://moov.io", "detail_url": "https://moov.io", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "即时出款", "银行转账", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Moov Financial 是一家传统收单/支付服务商，覆盖美国，支持即时出款、银行转账、电子钱包。结算安排需向服务商确认。" }, { "id": "compare-moov-money", "kind": "payment_channel", "name": "Moov Money", "aliases": [], "website_url": "https://www.moov.ci", "detail_url": "/payment-channels/ci-moov-money/", "countries": [ "Côte d'Ivoire", "布基纳法索 | 贝宁 | 中非 | 科特迪瓦 | 加蓬 | 科摩罗 | 尼日尔 | 乍得 | 多哥" ], "regions": [ "非洲", "africa" ], "payment_types": [ "移动钱包、电子钱包", "regional" ], "services": [ "即时出款", "移动支付" ], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "侧重青年与电商，线上友好" }, { "id": "compare-movicel-money", "kind": "payment_channel", "name": "Movicel Money", "aliases": [], "website_url": "https://www.movicel.co.ao", "detail_url": "/payment-channels/ao-movicel-money/", "countries": [ "Angola" ], "regions": [ "非洲" ], "payment_types": [ "移动钱包、电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "Movicel电信移动钱包" }, { "id": "compare-moyasar", "kind": "payment_provider", "name": "Moyasar", "aliases": [], "website_url": "https://www.moyasar.com", "detail_url": "https://www.moyasar.com", "countries": [ "沙特阿拉伯" ], "regions": [ "中东" ], "payment_types": [ "四方支付/聚合" ], "services": [ "支付网关", "本地支付方式聚合" ], "use_cases": [ "两者兼有" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开", "intro": "沙特支付网关" }, { "id": "compare-mpay24", "kind": "payment_channel", "name": "mPAY24", "aliases": [], "website_url": "https://www.mpay24.com", "detail_url": "/payment-channels/at-mpay24/", "countries": [ "Austria" ], "regions": [ "欧洲" ], "payment_types": [ "聚合支付" ], "services": [], "use_cases": [ "商户+B端" ], "subject_requirement": "部分(需特定资质)", "access_threshold": "中等，需要核实主体和资料", "settlement": "未公开", "fee": "未公开", "intro": "奥地利本土支付网关，聚合本地与卡片" }, { "id": "compare-mswipe", "kind": "payment_provider", "name": "Mswipe", "aliases": [], "website_url": "https://mswipe.com", "detail_url": "https://mswipe.com", "countries": [ "印度" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "二维码支付", "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "下一个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Mswipe 是一家区域型支付服务商，覆盖印度，支持二维码支付、POS收单。结算：下一个工作日。" }, { "id": "compare-mtn-mobile-money", "kind": "payment_channel", "name": "MTN Mobile Money", "aliases": [], "website_url": "https://www.mtn.com.gh", "detail_url": "/payment-channels/gh-mtn-mobile-money/", "countries": [ "Ghana" ], "regions": [ "非洲" ], "payment_types": [ "移动钱包、电子钱包" ], "services": [], "use_cases": [ "C端个人+小微商户（两者兼有）" ], "subject_requirement": "否", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "占73%份额，绝对主导地位" }, { "id": "compare-mtn-momo", "kind": "payment_channel", "name": "MTN MoMo", "aliases": [ "MTN Mobile Money" ], "website_url": "https://www.mtn.co.ug", "detail_url": "/payment-channels/ug-mtn-momo/", "countries": [ "Uganda", "Côte d'Ivoire", "16+非洲国家" ], "regions": [ "非洲" ], "payment_types": [ "移动钱包、电子钱包", "移动货币运营商" ], "services": [ "移动货币", "MoMo Pay", "转账", "商户收款" ], "use_cases": [ "C端个人", "非洲个人/小微商户" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "乌干达最大移动货币，覆盖最广" }, { "id": "compare-multibanco", "kind": "payment_channel", "name": "Multibanco", "aliases": [], "website_url": "https://www.multibanco.pt", "detail_url": "/payment-channels/pt-multibanco/", "countries": [ "Portugal", "葡萄牙" ], "regions": [ "欧洲", "europe" ], "payment_types": [ "即时支付、银行转账", "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "葡国银行互联网络，参考号网银/ATM转账" }, { "id": "compare-multicaixa-express", "kind": "payment_channel", "name": "Multicaixa Express", "aliases": [], "website_url": "https://www.multicaixa.co.ao", "detail_url": "/payment-channels/ao-multicaixa-express/", "countries": [ "Angola" ], "regions": [ "非洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "未公开", "intro": "EMIS运营，主流移动支付平台" }, { "id": "compare-multisafepay", "kind": "payment_provider", "name": "MultiSafepay", "aliases": [], "website_url": "https://www.multisafepay.com/", "detail_url": "https://www.multisafepay.com/", "countries": [ "NL, BE, IT, ES, Europe" ], "regions": [ "欧洲" ], "payment_types": [ "PSP, ecommerce payments, POS" ], "services": [ "cards", "iDEAL", "Bancontact", "wallets", "bank transfer", "POS", "payment links" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "待确认", "settlement": "官网 pricing 页公开 dai", "fee": "官网称无启动费和月费，按成功交易收费；具体报价需提交表单获取。", "intro": "欧洲电商 PSP，提供在线支付、POS、支付链接、插件、API、风控与自动对账。" }, { "id": "compare-muthoot-global-pay", "kind": "payment_provider", "name": "Muthoot Global Pay", "aliases": [], "website_url": "https://mgpay.us", "detail_url": "https://mgpay.us", "countries": [ "美国" ], "regions": [ "asia, north-america, southeast-asia" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Muthoot Global Pay 是一家区域型支付服务商，覆盖美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-muthoot-global-uk", "kind": "payment_provider", "name": "Muthoot Global UK", "aliases": [], "website_url": "https://muthootgroup.co.uk", "detail_url": "https://muthootgroup.co.uk", "countries": [ "英国 | 印度" ], "regions": [ "asia, europe" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Muthoot Global UK 是一家区域型支付服务商，覆盖英国、印度，支持信用卡/借记卡。fee model: 定制(需询价)。结算安排需向服务商确认。" }, { "id": "compare-mx-technologies", "kind": "payment_provider", "name": "MX Technologies", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "MX Technologies 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡。结算：1–2个工作日。" }, { "id": "compare-mybank", "kind": "payment_channel", "name": "MyBank", "aliases": [], "website_url": "https://www.mybank.eu", "detail_url": "/payment-channels/it-mybank/", "countries": [ "Italy", "德国 | 西班牙 | 法国 | 意大利" ], "regions": [ "欧洲", "europe" ], "payment_types": [ "即时支付、银行转账", "regional" ], "services": [ "即时出款", "银行转账" ], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅欧洲SEPA)", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "基于银行账户的实时转账，覆盖欧洲260余家银行" }, { "id": "compare-mycase-payments", "kind": "payment_provider", "name": "MyCase Payments", "aliases": [], "website_url": "https://mycase.com", "detail_url": "https://mycase.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "账单", "发票支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "1–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "MyCase Payments 是一家传统收单/支付服务商，覆盖美国，支持账单/发票支付。结算：1–3个工作日。" }, { "id": "compare-myfatoorah", "kind": "payment_channel", "name": "MyFatoorah", "aliases": [], "website_url": "https://www.myfatoorah.com", "detail_url": "/payment-channels/kw-myfatoorah/", "countries": [ "Kuwait", "KW, SA, BH, AE, QA, EG, OM, JO" ], "regions": [ "中东", "Middle East, Africa" ], "payment_types": [ "聚合支付", "payment gateway, payment links, invoices" ], "services": [ "cards", "KNET", "MADA", "Benefit", "Benefit Pay", "Apple Pay", "Google Pay", "STC Pay", "Fawry", "Meeza", "payment links" ], "use_cases": [ "商户+B端" ], "subject_requirement": "部分(需特定资质)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+2/T+3", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "GCC支付网关，支持KNET" }, { "id": "compare-mynt-gcash-parent", "kind": "payment_provider", "name": "Mynt (GCash parent)", "aliases": [], "website_url": "https://mynt.xyz", "detail_url": "https://mynt.xyz", "countries": [ "菲律宾" ], "regions": [ "southeast-asia" ], "payment_types": [ "regional" ], "services": [ "即时出款", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Mynt (GCash parent) 是一家区域型支付服务商，覆盖菲律宾，支持即时出款、电子钱包。结算安排需向服务商确认。" }, { "id": "compare-mypos", "kind": "payment_provider", "name": "myPOS", "aliases": [], "website_url": "https://mypos.com", "detail_url": "https://mypos.com", "countries": [ "保加利亚 | 德国 | 西班牙 | 法国 | 英国 | 意大利 | 荷兰" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "即时出款", "信用卡", "借记卡", "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "myPOS 是一家传统收单/支付服务商，覆盖保加利亚、德国、西班牙、法国、英国、意大利等，支持即时出款、信用卡/借记卡、POS收单。结算：即时。" }, { "id": "compare-myux", "kind": "payment_channel", "name": "MyUX", "aliases": [], "website_url": "https://myux.uz", "detail_url": "/payment-channels/uz-myux/", "countries": [ "Uzbekistan" ], "regions": [ "亚洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "Universal Bank旗下移动钱包" }, { "id": "compare-mywallet-emag", "kind": "payment_channel", "name": "MyWallet (eMAG)", "aliases": [], "website_url": "https://www.emag.ro", "detail_url": "/payment-channels/ro-mywallet-emag/", "countries": [ "Romania" ], "regions": [ "欧洲" ], "payment_types": [ "先买后付（BNPL）" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "随 eMAG 平台结算周期", "fee": "分期手续费由 eMAG 与金融机构定价，具体需向平台确认。", "intro": "MyWallet 是罗马尼亚电商 eMAG 推出的分期付/钱包工具，用于 eMAG 生态内购物分期与支付。属真实但平台绑定的方式，跨平台通用性低。" }, { "id": "compare-n26", "kind": "payment_provider", "name": "N26", "aliases": [], "website_url": "https://n26.com", "detail_url": "https://n26.com", "countries": [ "奥地利 | 德国 | 西班牙 | 法国 | 爱尔兰 | 意大利" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡", "银行转账", "现金", "代金券" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "N26 是一家区域型支付服务商，覆盖奥地利、德国、西班牙、法国、爱尔兰、意大利，支持信用卡/借记卡、银行转账、现金/代金券。结算安排需向服务商确认。" }, { "id": "compare-nagad", "kind": "payment_channel", "name": "Nagad", "aliases": [], "website_url": "https://www.nagad.com.bd", "detail_url": "/payment-channels/bd-nagad/", "countries": [ "Bangladesh", "孟加拉国" ], "regions": [ "亚洲", "asia" ], "payment_types": [ "移动钱包、电子钱包", "regional" ], "services": [ "即时出款", "跨境汇款", "出款" ], "use_cases": [ "C端个人+小微商户（两者兼有）" ], "subject_requirement": "否", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "邮政背景，低费率快速增长" }, { "id": "compare-naka", "kind": "payment_provider", "name": "NAKA", "aliases": [], "website_url": "https://gocrypto.com", "detail_url": "https://gocrypto.com", "countries": [ "阿根廷 | 多米尼加 | 克罗地亚 | 斯洛文尼亚 | 土耳其" ], "regions": [ "europe, latin-america" ], "payment_types": [ "crypto" ], "services": [ "加密货币", "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "NAKA 是一家加密货币支付服务商，覆盖阿根廷、多米尼加、克罗地亚、斯洛文尼亚、土耳其，支持加密货币、信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-nala", "kind": "payment_provider", "name": "NALA", "aliases": [], "website_url": "https://www.nala.com", "detail_url": "https://www.nala.com", "countries": [ "全球(35+国家)" ], "regions": [ "非洲" ], "payment_types": [ "其他" ], "services": [ "跨境汇款", "多币种账户", "Rafiki API" ], "use_cases": [ "两者兼有" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "未公开", "intro": "非洲跨境汇款平台" }, { "id": "compare-namaste-pay", "kind": "payment_channel", "name": "Namaste Pay", "aliases": [], "website_url": "https://namastepay.com", "detail_url": "/payment-channels/np-namaste-pay/", "countries": [ "Nepal" ], "regions": [ "亚洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "尼泊尔电信与RBB联合钱包" }, { "id": "compare-napas", "kind": "payment_channel", "name": "NAPAS", "aliases": [], "website_url": "https://napas.com.vn", "detail_url": "/payment-channels/vn-napas/", "countries": [ "Vietnam" ], "regions": [ "亚洲" ], "payment_types": [ "银行卡收单" ], "services": [], "use_cases": [ "银行及机构间清算网络" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "越南国家支付开关与清算网络" }, { "id": "compare-naps", "kind": "payment_channel", "name": "NAPS", "aliases": [], "website_url": "https://www.qcb.gov.qa", "detail_url": "/payment-channels/qa-naps/", "countries": [ "Qatar" ], "regions": [ "中东" ], "payment_types": [ "银行卡收单" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "未公开", "intro": "卡塔尔ATM与POS国家网络" }, { "id": "compare-naps-qatar", "kind": "payment_provider", "name": "NAPS Qatar", "aliases": [], "website_url": "https://naps.com.qa", "detail_url": "https://naps.com.qa", "countries": [ "卡塔尔" ], "regions": [ "middle-east" ], "payment_types": [ "regional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "NAPS Qatar 是一家区域型支付服务商，覆盖卡塔尔，支持POS收单。结算安排需向服务商确认。" }, { "id": "compare-naranja-x", "kind": "payment_channel", "name": "Naranja X", "aliases": [], "website_url": "https://www.naranjax.com", "detail_url": "/payment-channels/ar-naranja-x/", "countries": [ "Argentina" ], "regions": [ "拉丁美洲" ], "payment_types": [ "银行卡收单" ], "services": [], "use_cases": [ "商户+B端" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开", "intro": "阿根廷主流信用卡与消费金融" }, { "id": "compare-national-processing", "kind": "payment_provider", "name": "National Processing", "aliases": [], "website_url": "https://nationalprocessing.com", "detail_url": "https://nationalprocessing.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "National Processing 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-navan", "kind": "payment_provider", "name": "Navan", "aliases": [], "website_url": "https://navan.com", "detail_url": "https://navan.com", "countries": [ "德国 | 英国 | 美国" ], "regions": [ "europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Navan 是一家传统收单/支付服务商，覆盖德国、英国、美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-naver-pay", "kind": "payment_channel", "name": "Naver Pay", "aliases": [], "website_url": "https://pay.naver.com", "detail_url": "/payment-channels/kr-naver-pay/", "countries": [ "South Korea", "韩国" ], "regions": [ "亚洲", "asia" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "即时出款", "订阅", "周期扣款" ], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "韩国最大搜索引擎系钱包，主导Naver电商结账" }, { "id": "compare-navro", "kind": "payment_provider", "name": "Navro", "aliases": [], "website_url": "https://navro.com", "detail_url": "https://navro.com", "countries": [ "澳大利亚 | 巴西 | 加拿大 | 德国 | 西班牙 | 法国 | 英国 | 中国香港 | 爱尔兰 | 印度 | 意大利 | 日本 | 立陶宛 | 墨西哥 | 荷兰 | 波兰 | 新加坡 | 美国" ], "regions": [ "africa, asia, europe, latin-america, middle-east, north-america, oceania, southeast-asia" ], "payment_types": [ "baas, traditional" ], "services": [ "银行即服务(BaaS)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（BaaS，需技术对接）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Navro 是一家银行即服务(BaaS)服务商，覆盖澳大利亚、巴西、加拿大、德国、西班牙、法国等，支持银行即服务(BaaS)。 per-transaction and FX fees negotiated per contract.。结算安排需向服务商确认。" }, { "id": "compare-nayapay", "kind": "payment_channel", "name": "Nayapay", "aliases": [], "website_url": "https://nayapay.com", "detail_url": "/payment-channels/pk-nayapay/", "countries": [ "Pakistan", "巴基斯坦" ], "regions": [ "亚洲", "asia" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "电子钱包", "二维码支付" ], "use_cases": [ "C端及自由职业者" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "持牌EMI，自由职业者常用" }, { "id": "compare-nayax", "kind": "payment_provider", "name": "Nayax", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "全球" ], "regions": [ "asia, europe, north-america, oceania" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "2–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Nayax 是一家传统收单/支付服务商，覆盖全球，支持信用卡/借记卡。结算：2–3个工作日。" }, { "id": "compare-ncino", "kind": "payment_provider", "name": "nCino", "aliases": [], "website_url": "https://ncino.com", "detail_url": "https://ncino.com", "countries": [ "澳大利亚 | 英国 | 日本 | 美国" ], "regions": [ "europe, north-america, oceania" ], "payment_types": [ "baas" ], "services": [ "银行即服务(BaaS)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "nCino 是一家银行即服务(BaaS)服务商，覆盖澳大利亚、英国、日本、美国，支持银行即服务(BaaS)。结算安排需向服务商确认。" }, { "id": "compare-ncr-voyix", "kind": "payment_provider", "name": "NCR Voyix", "aliases": [], "website_url": "https://developer.ncr.com", "detail_url": "https://developer.ncr.com", "countries": [ "英国 | 美国" ], "regions": [ "europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "NCR Voyix 是一家传统收单/支付服务商，覆盖英国、美国，支持POS收单。结算：1–2个工作日。" }, { "id": "compare-ncr-voyix-silver", "kind": "payment_provider", "name": "NCR Voyix Silver", "aliases": [], "website_url": "https://ncr.com", "detail_url": "https://ncr.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "NCR Voyix Silver 是一家传统收单/支付服务商，覆盖美国，支持POS收单。结算安排需向服务商确认。" }, { "id": "compare-neat", "kind": "payment_provider", "name": "Neat", "aliases": [], "website_url": "https://www.neat.hk", "detail_url": "https://www.neat.hk", "countries": [ "香港及亚太" ], "regions": [ "China" ], "payment_types": [ "跨境收款(三方)" ], "services": [ "跨境企业账户", "预付卡", "收款" ], "use_cases": [ "跨境电商/独立站" ], "subject_requirement": "是", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开", "intro": "香港虚拟银行/企业账户" }, { "id": "compare-nec-money", "kind": "payment_provider", "name": "Nec Money", "aliases": [], "website_url": "https://necmoney.com", "detail_url": "https://necmoney.com", "countries": [ "比利时 | 塞浦路斯 | 德国 | 爱沙尼亚 | 西班牙 | 芬兰 | 法国 | 英国 | 爱尔兰 | 意大利 | 立陶宛 | 卢森堡 | 拉脱维亚 | 马耳他 | 荷兰 | 葡萄牙" ], "regions": [ "europe" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Nec Money 是一家区域型支付服务商，覆盖比利时、塞浦路斯、德国、爱沙尼亚、西班牙、芬兰等，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-neft-imps-rtgs", "kind": "payment_channel", "name": "NEFT/IMPS/RTGS", "aliases": [], "website_url": "https://www.rbi.org.in", "detail_url": "/payment-channels/in-neft-imps-rtgs/", "countries": [ "India" ], "regions": [ "亚洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有(银行清算系统)" ], "subject_requirement": "否(仅本地银行)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "通常免费/低(由银行定)", "intro": "央行银行转账与清算系统" }, { "id": "compare-nelnet", "kind": "payment_provider", "name": "Nelnet", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Nelnet 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-neopay", "kind": "payment_provider", "name": "Neopay", "aliases": [], "website_url": "https://neopay.com", "detail_url": "https://neopay.com", "countries": [ "爱沙尼亚 | 芬兰 | 立陶宛 | 拉脱维亚 | 荷兰 | 波兰 | 瑞典" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Neopay 是一家传统收单/支付服务商，覆盖爱沙尼亚、芬兰、立陶宛、拉脱维亚、荷兰、波兰等，支持银行转账。 open banking model。结算安排需向服务商确认。" }, { "id": "compare-nequi", "kind": "payment_channel", "name": "Nequi", "aliases": [], "website_url": "https://www.nequi.com.co", "detail_url": "/payment-channels/co-nequi/", "countries": [ "Colombia", "哥伦比亚" ], "regions": [ "拉丁美洲", "latin-america" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "即时出款", "电子钱包", "二维码支付" ], "use_cases": [ "C端个人+商户（两者兼有）" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "未公开", "intro": "Bancolombia旗下，年轻人最爱" }, { "id": "compare-nequi-mexico", "kind": "payment_provider", "name": "Nequi Mexico", "aliases": [], "website_url": "https://nequi.com.mx", "detail_url": "https://nequi.com.mx", "countries": [ "墨西哥" ], "regions": [ "latin-america" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡", "二维码支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Nequi Mexico 是一家区域型支付服务商，覆盖墨西哥，支持信用卡/借记卡、二维码支付。结算安排需向服务商确认。" }, { "id": "compare-nestpay", "kind": "payment_provider", "name": "Nestpay", "aliases": [], "website_url": "https://nestpay.com", "detail_url": "https://nestpay.com", "countries": [ "土耳其" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Nestpay 是一家区域型支付服务商，覆盖土耳其，支持POS收单。结算安排需向服务商确认。" }, { "id": "compare-netcash-south-africa", "kind": "payment_provider", "name": "NetCash (South Africa)", "aliases": [], "website_url": "https://netcash.co.za", "detail_url": "https://netcash.co.za", "countries": [ "南非" ], "regions": [ "africa" ], "payment_types": [ "regional" ], "services": [ "订阅", "周期扣款", "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "NetCash (South Africa) 是一家区域型支付服务商，覆盖南非，支持订阅/周期扣款、信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-neteller", "kind": "payment_provider", "name": "Neteller", "aliases": [], "website_url": "https://www.neteller.com", "detail_url": "https://www.neteller.com", "countries": [ "全球" ], "regions": [ "欧洲" ], "payment_types": [ "其他" ], "services": [ "电子钱包", "在线支付" ], "use_cases": [ "两者兼有" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Paysafe电子钱包" }, { "id": "compare-netopia-payments", "kind": "payment_provider", "name": "Netopia Payments", "aliases": [], "website_url": "https://netopia-payments.com", "detail_url": "https://netopia-payments.com", "countries": [ "罗马尼亚" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Netopia Payments 是一家区域型支付服务商，覆盖罗马尼亚，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-netopia-payments-mobilpay-wallet", "kind": "payment_channel", "name": "Netopia Payments / mobilPay Wallet", "aliases": [], "website_url": "https://www.netopia-payments.com", "detail_url": "/payment-channels/ro-netopia-payments-mobilpay-wallet/", "countries": [ "Romania" ], "regions": [ "欧洲" ], "payment_types": [ "聚合支付" ], "services": [], "use_cases": [ "商户+B端" ], "subject_requirement": "部分(需特定资质)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开", "intro": "罗马尼亚最大本土收单与电子钱包" }, { "id": "compare-nets", "kind": "payment_channel", "name": "NETS", "aliases": [], "website_url": "https://www.nets.com.sg", "detail_url": "/payment-channels/sg-nets/", "countries": [ "Singapore" ], "regions": [ "亚洲" ], "payment_types": [ "银行卡收单" ], "services": [], "use_cases": [ "C端个人+商户（两者兼有）" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开", "intro": "新加坡本地支付网络与借记卡" }, { "id": "compare-nets-easy", "kind": "payment_provider", "name": "Nets Easy", "aliases": [], "website_url": "https://nets.eu", "detail_url": "https://nets.eu", "countries": [ "奥地利 | 瑞士 | 德国 | 欧盟 | 芬兰 | 挪威 | 瑞典" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "2–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Nets Easy 是一家传统收单/支付服务商，覆盖奥地利、瑞士、德国、欧盟、芬兰、挪威等，支持信用卡/借记卡。结算：2–3个工作日。" }, { "id": "compare-nets-singapore", "kind": "payment_provider", "name": "NETS Singapore", "aliases": [], "website_url": "https://nets.com.sg", "detail_url": "https://nets.com.sg", "countries": [ "新加坡" ], "regions": [ "southeast-asia" ], "payment_types": [ "regional" ], "services": [ "即时出款", "信用卡", "借记卡", "二维码支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "NETS Singapore 是一家区域型支付服务商，覆盖新加坡，支持即时出款、信用卡/借记卡、二维码支付。结算安排需向服务商确认。" }, { "id": "compare-netspend", "kind": "payment_provider", "name": "NetSpend", "aliases": [], "website_url": "https://netspend.com", "detail_url": "https://netspend.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡", "现金", "代金券" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "NetSpend 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡、现金/代金券。结算安排需向服务商确认。" }, { "id": "compare-netsuite-payments", "kind": "payment_provider", "name": "NetSuite Payments", "aliases": [], "website_url": "https://netsuite.com", "detail_url": "https://netsuite.com", "countries": [ "澳大利亚 | 英国 | 美国" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "NetSuite Payments 是一家传统收单/支付服务商，覆盖澳大利亚、英国、美国，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-network-for-good", "kind": "payment_provider", "name": "Network for Good", "aliases": [], "website_url": "https://networkforgood.com", "detail_url": "https://networkforgood.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "捐赠", "募捐", "众筹", "募资" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Network for Good 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款、捐赠/募捐、众筹/募资。结算安排需向服务商确认。" }, { "id": "compare-network-international", "kind": "payment_provider", "name": "Network International", "aliases": [], "website_url": "https://www.network.ae/", "detail_url": "https://www.network.ae/", "countries": [ "AE, JO, SA, EG, KE, NG, ZA, MA, GH, TZ, UG, RW, CI, CD, ZM, TG, SN, NA, MW, BW" ], "regions": [ "Middle East, Africa" ], "payment_types": [ "merchant acquiring, gateway, processing" ], "services": [ "cards", "digital wallets", "alternative payment methods", "payment links", "online gateway", "POS", "processing" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "待确认", "settlement": "官网公开说明处理/收单业务包含 re", "fee": "官网未公开标准商户费率；需联系销售或按商户协议报价。", "intro": "中东和非洲大型数字支付服务商，提供商户收单、在线支付网关、POS、发卡处理和增值服务。" }, { "id": "compare-newebpay", "kind": "payment_provider", "name": "Newebpay", "aliases": [], "website_url": "https://newebpay.com", "detail_url": "https://newebpay.com", "countries": [ "中国台湾" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "3–5个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Newebpay 是一家区域型支付服务商，覆盖中国台湾，支持信用卡/借记卡、电子钱包。结算：3–5个工作日。" }, { "id": "compare-newland-payment-technology", "kind": "payment_provider", "name": "Newland Payment Technology", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "全球" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Newland Payment Technology 是一家传统收单/支付服务商，覆盖全球，支持POS收单。结算安排需向服务商确认。" }, { "id": "compare-nexi", "kind": "payment_provider", "name": "Nexi", "aliases": [], "website_url": "https://nexigroup.com", "detail_url": "https://nexigroup.com", "countries": [ "奥地利 | 瑞士 | 捷克 | 德国 | 芬兰 | 希腊 | 克罗地亚 | 意大利 | 挪威 | 波兰 | 罗马尼亚 | 瑞典" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Nexi 是一家传统收单/支付服务商，覆盖奥地利、瑞士、捷克、德国、芬兰、希腊等，支持信用卡/借记卡。结算：1–2个工作日。" }, { "id": "compare-nextpay-iran", "kind": "payment_provider", "name": "NextPay Iran", "aliases": [], "website_url": "https://nextpay.ir", "detail_url": "https://nextpay.ir", "countries": [ "伊朗" ], "regions": [ "middle-east" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "NextPay Iran 是一家区域型支付服务商，覆盖伊朗，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-nganluong", "kind": "payment_provider", "name": "NganLuong", "aliases": [], "website_url": "https://nganluong.vn", "detail_url": "https://nganluong.vn", "countries": [ "越南" ], "regions": [ "southeast-asia" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡", "银行转账", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "下一个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "NganLuong 是一家区域型支付服务商，覆盖越南，支持信用卡/借记卡、银行转账、电子钱包。结算：下一个工作日。" }, { "id": "compare-nhn-kcp", "kind": "payment_provider", "name": "NHN KCP", "aliases": [], "website_url": "https://kcp.co.kr", "detail_url": "https://kcp.co.kr", "countries": [ "韩国" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "电子钱包", "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "2–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "NHN KCP 是一家区域型支付服务商，覆盖韩国，支持电子钱包、POS收单。结算：2–3个工作日。" }, { "id": "compare-nice-payments", "kind": "payment_provider", "name": "Nice Payments", "aliases": [], "website_url": "https://nicepay.co.kr", "detail_url": "https://nicepay.co.kr", "countries": [ "韩国" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡", "银行转账", "移动支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Nice Payments 是一家区域型支付服务商，覆盖韩国，支持信用卡/借记卡、银行转账、移动支付。结算安排需向服务商确认。" }, { "id": "compare-niobi", "kind": "payment_provider", "name": "Niobi", "aliases": [], "website_url": "https://niobi.co", "detail_url": "https://niobi.co", "countries": [ "贝宁 | 刚果(金) | 科特迪瓦 | 喀麦隆 | 加纳 | 肯尼亚 | 尼日利亚 | 卢旺达 | 塞内加尔 | 坦桑尼亚 | 乌干达 | 南非 | 赞比亚" ], "regions": [ "africa, global" ], "payment_types": [ "crypto, gaming, regional, traditional" ], "services": [ "加密货币", "移动支付", "订阅", "周期扣款", "平台", "聚合收款", "多币种账户", "即时出款", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Niobi 是一家加密货币支付服务商，覆盖贝宁、刚果(金)、科特迪瓦、喀麦隆、加纳、肯尼亚等，支持加密货币、移动支付、订阅/周期扣款、平台/聚合收款、多币种账户、即时出款。fee model: 定制(需询价)。结算安排需向服务商确认。" }, { "id": "compare-niubiz", "kind": "payment_provider", "name": "Niubiz", "aliases": [], "website_url": "https://www.niubiz.com.pe", "detail_url": "https://www.niubiz.com.pe", "countries": [ "秘鲁" ], "regions": [ "秘鲁" ], "payment_types": [ "三方支付/收单" ], "services": [ "收单", "VisaNet处理" ], "use_cases": [ "秘鲁商户/线下" ], "subject_requirement": "否(秘鲁本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "秘鲁VisaNet系收单处理机构" }, { "id": "compare-nium", "kind": "payment_provider", "name": "Nium", "aliases": [], "website_url": "https://nium.com", "detail_url": "https://nium.com", "countries": [ "全球" ], "regions": [ "africa, asia, europe, latin-america, middle-east, north-america, oceania, southeast-asia" ], "payment_types": [ "traditional" ], "services": [ "加密货币", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Nium 是一家传统收单/支付服务商，覆盖全球，支持加密货币、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-nmi", "kind": "payment_provider", "name": "NMI", "aliases": [], "website_url": "https://www.nmi.com", "detail_url": "https://www.nmi.com", "countries": [ "全球" ], "regions": [ "北美洲" ], "payment_types": [ "四方支付/聚合" ], "services": [ "支付网关", "嵌入式支付" ], "use_cases": [ "两者兼有" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+2/T+3", "fee": "未公开", "intro": "独立支付网关" }, { "id": "compare-noda", "kind": "payment_provider", "name": "Noda", "aliases": [], "website_url": "https://noda.live", "detail_url": "https://noda.live", "countries": [ "德国 | 西班牙 | 法国 | 英国 | 荷兰 | 波兰" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "即时出款", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Noda 是一家传统收单/支付服务商，覆盖德国、西班牙、法国、英国、荷兰、波兰，支持即时出款、银行转账。结算：即时。" }, { "id": "compare-nomba", "kind": "payment_provider", "name": "Nomba", "aliases": [], "website_url": "https://www.nomba.com", "detail_url": "https://www.nomba.com", "countries": [ "尼日利亚" ], "regions": [ "非洲" ], "payment_types": [ "三方支付/收单" ], "services": [ "POS收单", "商户支付" ], "use_cases": [ "本地线下商户" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开", "intro": "尼日利亚POS服务商" }, { "id": "compare-noon-payments", "kind": "payment_provider", "name": "Noon Payments", "aliases": [], "website_url": "https://noonpayments.com", "detail_url": "https://noonpayments.com", "countries": [ "阿联酋 | 埃及 | 沙特阿拉伯" ], "regions": [ "middle-east" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Noon Payments 是一家区域型支付服务商，覆盖阿联酋、埃及、沙特阿拉伯，支持信用卡/借记卡、电子钱包。结算安排需向服务商确认。" }, { "id": "compare-north-american-bancard", "kind": "payment_provider", "name": "North American Bancard", "aliases": [], "website_url": "https://nabancard.com", "detail_url": "https://nabancard.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "North American Bancard 是一家传统收单/支付服务商，覆盖美国，支持POS收单。结算安排需向服务商确认。" }, { "id": "compare-novatti", "kind": "payment_provider", "name": "Novatti", "aliases": [], "website_url": "https://novatti.com", "detail_url": "https://novatti.com", "countries": [ "澳大利亚 | 新西兰 | 新加坡" ], "regions": [ "asia, oceania" ], "payment_types": [ "regional" ], "services": [ "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Novatti 是一家区域型支付服务商，覆盖澳大利亚、新西兰、新加坡，支持电子钱包。结算安排需向服务商确认。" }, { "id": "compare-nowpayments", "kind": "payment_provider", "name": "NOWPayments", "aliases": [], "website_url": "https://nowpayments.io", "detail_url": "https://nowpayments.io", "countries": [ "全球" ], "regions": [ "africa, asia, europe, latin-america, middle-east, north-america, oceania, southeast-asia" ], "payment_types": [ "crypto" ], "services": [ "加密货币" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "NOWPayments 是一家加密货币支付服务商，覆盖全球，支持加密货币。结算安排需向服务商确认。" }, { "id": "compare-nowpayments-custody", "kind": "payment_provider", "name": "NOWPayments Custody", "aliases": [], "website_url": "https://plisio.net", "detail_url": "https://plisio.net", "countries": [ "全球" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "crypto" ], "services": [ "加密货币", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "NOWPayments Custody 是一家加密货币支付服务商，覆盖全球，支持加密货币、跨境汇款/出款。结算：即时。" }, { "id": "compare-npsb", "kind": "payment_channel", "name": "NPSB", "aliases": [], "website_url": "https://www.bangladeshbank.org", "detail_url": "/payment-channels/bd-npsb/", "countries": [ "Bangladesh" ], "regions": [ "亚洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "C端个人+商户（两者兼有）" ], "subject_requirement": "否", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "央行国家支付开关，实时清算" }, { "id": "compare-nuapay", "kind": "payment_provider", "name": "Nuapay", "aliases": [], "website_url": "https://nuapay.com", "detail_url": "https://nuapay.com", "countries": [ "英国" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "即时出款", "信用卡", "借记卡", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Nuapay 是一家传统收单/支付服务商，覆盖英国，支持订阅/周期扣款、即时出款、信用卡/借记卡、银行转账。结算安排需向服务商确认。" }, { "id": "compare-nubank", "kind": "payment_channel", "name": "Nubank", "aliases": [], "website_url": "https://nubank.com.br", "detail_url": "/payment-channels/br-nubank/", "countries": [ "Brazil", "巴西 | 哥伦比亚 | 墨西哥" ], "regions": [ "拉丁美洲", "latin-america" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [ "两者兼有(数字银行App)" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "巴西最大数字银行App" }, { "id": "compare-nuvei", "kind": "payment_provider", "name": "Nuvei", "aliases": [], "website_url": "https://www.nuvei.com", "detail_url": "https://www.nuvei.com", "countries": [ "200+国/150+币种" ], "regions": [ "全球" ], "payment_types": [ "三方支付/收单" ], "services": [ "收单", "本地支付", "发卡" ], "use_cases": [ "中大型企业/游戏博彩" ], "subject_requirement": "部分(需境外主体)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+2/T+3", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "加拿大上市收单与API支付平台" }, { "id": "compare-nuvei-connect", "kind": "payment_provider", "name": "Nuvei Connect", "aliases": [], "website_url": "https://paymentez.com", "detail_url": "https://paymentez.com", "countries": [ "阿根廷 | 巴西 | 智利 | 哥伦比亚 | 厄瓜多尔 | 墨西哥" ], "regions": [ "latin-america" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "2–5个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Nuvei Connect 是一家区域型支付服务商，覆盖阿根廷、巴西、智利、哥伦比亚、厄瓜多尔、墨西哥，支持信用卡/借记卡。结算：2–5个工作日。" }, { "id": "compare-nuvemshop-pay", "kind": "payment_provider", "name": "Nuvemshop Pay", "aliases": [], "website_url": "https://nuvemshop.com.br", "detail_url": "https://nuvemshop.com.br", "countries": [ "阿根廷 | 巴西 | 墨西哥" ], "regions": [ "latin-america" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Nuvemshop Pay 是一家区域型支付服务商，覆盖阿根廷、巴西、墨西哥，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-ocbc", "kind": "payment_provider", "name": "OCBC", "aliases": [], "website_url": "https://ocbc.com", "detail_url": "https://ocbc.com", "countries": [ "阿联酋 | 澳大利亚 | 文莱 | 中国 | 英国 | 中国香港 | 印度尼西亚 | 日本 | 韩国 | 卢森堡 | 缅甸 | 中国澳门 | 马来西亚 | 菲律宾 | 新加坡 | 泰国 | 中国台湾 | 美国 | 越南" ], "regions": [ "asia, europe, middle-east, north-america, oceania, southeast-asia" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "OCBC 是一家区域型支付服务商，覆盖阿联酋、澳大利亚、文莱、中国、英国、中国香港等，支持信用卡/借记卡。fee model: 定制(需询价)。结算安排需向服务商确认。" }, { "id": "compare-oceanpayment", "kind": "payment_provider", "name": "Oceanpayment", "aliases": [ "钱海" ], "website_url": "https://www.oceanpayment.com.cn", "detail_url": "https://www.oceanpayment.com.cn", "countries": [ "全球" ], "regions": [ "全球" ], "payment_types": [ "跨境收款(三方)" ], "services": [ "国际信用卡收单", "本地收款" ], "use_cases": [ "跨境出口电商/独立站" ], "subject_requirement": "是(中国跨境收单服务商)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+2/T+3", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "中国跨境收单技术服务提供商" }, { "id": "compare-octopus", "kind": "payment_channel", "name": "Octopus", "aliases": [], "website_url": "https://www.octopus.com.hk", "detail_url": "/payment-channels/hk-octopus/", "countries": [ "Hong Kong" ], "regions": [ "亚洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "全港交通零售通用储值卡" }, { "id": "compare-octopus-card", "kind": "payment_provider", "name": "Octopus Card", "aliases": [], "website_url": "https://octopus.com.hk", "detail_url": "https://octopus.com.hk", "countries": [ "中国香港" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "移动支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Octopus Card 是一家区域型支付服务商，覆盖中国香港，支持移动支付。结算安排需向服务商确认。" }, { "id": "compare-ofx", "kind": "payment_provider", "name": "OFX", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "全球" ], "regions": [ "asia, europe, north-america, oceania" ], "payment_types": [ "traditional" ], "services": [ "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "OFX 是一家传统收单/支付服务商，覆盖全球，支持跨境汇款/出款。结算：1–2个工作日。" }, { "id": "compare-ok", "kind": "payment_channel", "name": "OK$", "aliases": [], "website_url": "https://www.okdollar.com.mm", "detail_url": "/payment-channels/mm-ok/", "countries": [ "Myanmar" ], "regions": [ "亚洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "受合规与市场环境影响，公开页面不展示具体费率；正式评估需逐案确认。", "intro": "缅甸本地移动钱包" }, { "id": "compare-okali", "kind": "payment_provider", "name": "Okali", "aliases": [], "website_url": "https://okali.eu", "detail_url": "https://okali.eu", "countries": [ "法国" ], "regions": [ "europe" ], "payment_types": [ "baas, regional, traditional" ], "services": [ "银行即服务(BaaS)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（BaaS，需技术对接）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Okali 是一家银行即服务(BaaS)服务商，覆盖法国，支持银行即服务(BaaS)。结算安排需向服务商确认。" }, { "id": "compare-okx", "kind": "payment_provider", "name": "OKX", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "阿联酋 | 奥地利 | 澳大利亚 | 比利时 | 保加利亚 | 塞浦路斯 | 捷克 | 德国 | 爱沙尼亚 | 西班牙 | 芬兰 | 法国 | 希腊 | 中国香港 | 克罗地亚 | 匈牙利 | 爱尔兰 | 意大利 | 立陶宛 | 卢森堡 | 拉脱维亚 | 马耳他 | 荷兰 | 波兰 | 葡萄牙 | 罗马尼亚 | 瑞典 | 新加坡 | 斯洛文尼亚 | 斯洛伐克 | 美国" ], "regions": [ "asia, europe, middle-east, north-america, oceania" ], "payment_types": [ "crypto" ], "services": [ "加密货币" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "OKX 是一家加密货币支付服务商，覆盖阿联酋、奥地利、澳大利亚、比利时、保加利亚、塞浦路斯等，支持加密货币。结算安排需向服务商确认。" }, { "id": "compare-olkypay", "kind": "payment_provider", "name": "OlkyPay", "aliases": [], "website_url": "https://olky.eu", "detail_url": "https://olky.eu", "countries": [ "奥地利 | 比利时 | 保加利亚 | 塞浦路斯 | 捷克 | 德国 | 爱沙尼亚 | 西班牙 | 芬兰 | 法国 | 希腊 | 克罗地亚 | 匈牙利 | 爱尔兰 | 意大利 | 立陶宛 | 卢森堡 | 拉脱维亚 | 马耳他 | 荷兰 | 波兰 | 葡萄牙 | 罗马尼亚 | 瑞典 | 斯洛文尼亚 | 斯洛伐克" ], "regions": [ "europe" ], "payment_types": [ "crypto, high-risk, regional, traditional" ], "services": [ "加密货币" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "OlkyPay 是一家加密货币支付服务商，覆盖奥地利、比利时、保加利亚、塞浦路斯、捷克、德国等，支持加密货币。fee model: subscription。结算安排需向服务商确认。" }, { "id": "compare-olo", "kind": "payment_provider", "name": "Olo", "aliases": [], "website_url": "https://olo.com", "detail_url": "https://olo.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Olo 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡。结算：1–2个工作日。" }, { "id": "compare-omannet", "kind": "payment_channel", "name": "OmanNet", "aliases": [], "website_url": "https://www.omannet.com.om", "detail_url": "/payment-channels/om-omannet/", "countries": [ "Oman" ], "regions": [ "中东" ], "payment_types": [ "银行卡收单" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "OmanNet 是阿曼的借记卡清算网络与支付基础设施，支持 POS 与线上借记卡收单。属真实且在运营的方式，是阿曼本地卡受理的基础。" }, { "id": "compare-omise", "kind": "payment_provider", "name": "Omise", "aliases": [], "website_url": "https://www.omise.co", "detail_url": "https://www.omise.co", "countries": [ "Thailand, Japan, Singapore, Malaysia" ], "regions": [ "Southeast Asia, East Asia" ], "payment_types": [ "Asia payment gateway" ], "services": [ "Cards", "PromptPay", "TrueMoney", "GrabPay", "FPX", "DuitNow", "Alipay", "Konbini", "Pay-easy", "Online banking" ], "use_cases": [ "泰国电商/出海" ], "subject_requirement": "部分(服务出海泰国)", "access_threshold": "中等，需要核实主体和资料", "settlement": "文档公开转账费用示例：泰国转账低于 ", "fee": "官网公开按国家查看价格；文档说明按交易收费，无前置费、固定成本或月最低费。", "intro": "Omise 是亚洲支付网关，面向泰国、日本、新加坡、马来西亚商户提供卡支付和本地支付方式接入。" }, { "id": "compare-omise-opnpayments", "kind": "payment_provider", "name": "Omise (OpnPayments)", "aliases": [], "website_url": "https://opn.ooo", "detail_url": "https://opn.ooo", "countries": [ "日本 | 马来西亚 | 新加坡 | 泰国" ], "regions": [ "asia, southeast-asia" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "2–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Omise (OpnPayments) 是一家传统收单/支付服务商，覆盖日本、马来西亚、新加坡、泰国，支持信用卡/借记卡、电子钱包。 local methods vary。结算：2–3个工作日。" }, { "id": "compare-omt-omt-pay", "kind": "payment_channel", "name": "OMT / OMT Pay", "aliases": [], "website_url": "https://www.omt.com.lb", "detail_url": "/payment-channels/lb-omt-omt-pay/", "countries": [ "Lebanon" ], "regions": [ "中东" ], "payment_types": [ "现金收款" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "黎巴嫩最大现金代收付与西联代理网络" }, { "id": "compare-onafriq", "kind": "payment_provider", "name": "Onafriq", "aliases": [], "website_url": "https://onafriq.com", "detail_url": "https://onafriq.com", "countries": [ "全球" ], "regions": [ "africa" ], "payment_types": [ "regional" ], "services": [ "移动支付", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Onafriq 是一家区域型支付服务商，覆盖全球，支持移动支付、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-one-inc", "kind": "payment_provider", "name": "One Inc", "aliases": [], "website_url": "https://oneinc.com", "detail_url": "https://oneinc.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "One Inc 是一家传统收单/支付服务商，覆盖美国，支持跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-onepay-vietnam", "kind": "payment_provider", "name": "OnePay Vietnam", "aliases": [], "website_url": "https://onepay.vn", "detail_url": "https://onepay.vn", "countries": [ "越南" ], "regions": [ "southeast-asia" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡", "银行转账", "二维码支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "OnePay Vietnam 是一家区域型支付服务商，覆盖越南，支持信用卡/借记卡、银行转账、二维码支付。结算安排需向服务商确认。" }, { "id": "compare-onfido", "kind": "payment_provider", "name": "Onfido", "aliases": [], "website_url": "https://onfido.com", "detail_url": "https://onfido.com", "countries": [ "英国 | 美国" ], "regions": [ "europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Onfido 是一家传统收单/支付服务商，覆盖英国、美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-onpay", "kind": "payment_provider", "name": "OnPay", "aliases": [], "website_url": "https://onpay.com", "detail_url": "https://onpay.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "OnPay 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-onramper", "kind": "payment_provider", "name": "Onramper", "aliases": [], "website_url": "https://onramper.com", "detail_url": "https://onramper.com", "countries": [ "全球" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "crypto" ], "services": [ "加密货币", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Onramper 是一家加密货币支付服务商，覆盖全球，支持加密货币、电子钱包。结算安排需向服务商确认。" }, { "id": "compare-ooredoo-money", "kind": "payment_channel", "name": "Ooredoo Money", "aliases": [], "website_url": "https://www.ooredoomoney.qa", "detail_url": "/payment-channels/qa-ooredoo-money/", "countries": [ "Qatar", "Oman", "阿曼 | 卡塔尔" ], "regions": [ "中东", "middle-east" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "电子钱包", "二维码支付", "跨境汇款", "出款" ], "use_cases": [ "C端个人", "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "Ooredoo电信钱包，含薪资代发" }, { "id": "compare-op-lasku-op-osta-laskulla", "kind": "payment_channel", "name": "OP Lasku (OP Osta laskulla)", "aliases": [], "website_url": "https://www.op.fi", "detail_url": "/payment-channels/fi-op-lasku-op-osta-laskulla/", "countries": [ "Finland" ], "regions": [ "欧洲" ], "payment_types": [ "先买后付（BNPL）" ], "services": [], "use_cases": [ "商户+B端" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "芬兰OP银行本土分期/发票支付" }, { "id": "compare-op-payment-service", "kind": "payment_provider", "name": "OP Payment Service", "aliases": [], "website_url": "https://op.fi", "detail_url": "https://op.fi", "countries": [ "芬兰" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "下一个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "OP Payment Service 是一家传统收单/支付服务商，覆盖芬兰，支持订阅/周期扣款、银行转账。结算：下一个工作日。" }, { "id": "compare-opay", "kind": "payment_channel", "name": "OPay", "aliases": [], "website_url": "https://www.opay.com.ng", "detail_url": "/payment-channels/ng-opay/", "countries": [ "Nigeria", "Egypt", "尼日利亚等" ], "regions": [ "非洲", "非洲(尼日利亚)" ], "payment_types": [ "电子钱包", "三方支付/收单" ], "services": [ "钱包", "POS", "转账" ], "use_cases": [ "两者兼有", "C端及钱包", "信贷", "尼日利亚个人/小微" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "尼日利亚最大移动钱包，超5000万用户" }, { "id": "compare-opayo", "kind": "payment_provider", "name": "Opayo", "aliases": [], "website_url": "https://opayo.com", "detail_url": "https://opayo.com", "countries": [ "英国 | 爱尔兰" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "2–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Opayo 是一家传统收单/支付服务商，覆盖英国、爱尔兰，支持电子钱包。结算：2–3个工作日。" }, { "id": "compare-open-collective", "kind": "payment_provider", "name": "Open Collective", "aliases": [], "website_url": "https://opencollective.com", "detail_url": "https://opencollective.com", "countries": [ "全球" ], "regions": [ "europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "众筹", "募资" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Open Collective 是一家传统收单/支付服务商，覆盖全球，支持众筹/募资。结算：即时。" }, { "id": "compare-open-financial", "kind": "payment_provider", "name": "Open Financial", "aliases": [], "website_url": "https://open.money", "detail_url": "https://open.money", "countries": [ "印度" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Open Financial 是一家区域型支付服务商，覆盖印度，支持即时出款。 payment fees vary。结算安排需向服务商确认。" }, { "id": "compare-opennode", "kind": "payment_provider", "name": "OpenNode", "aliases": [], "website_url": "https://www.opennode.com", "detail_url": "https://www.opennode.com", "countries": [ "全球" ], "regions": [ "全球" ], "payment_types": [ "其他" ], "services": [ "比特币(Lightning)收款与付款" ], "use_cases": [ "跨境电商/独立站" ], "subject_requirement": "待核实", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "比特币闪电网络支付" }, { "id": "compare-openpay", "kind": "payment_provider", "name": "Openpay", "aliases": [], "website_url": "https://www.openpay.mx", "detail_url": "https://www.openpay.mx", "countries": [ "Mexico, Colombia" ], "regions": [ "拉丁美洲" ], "payment_types": [ "payment gateway, local payment methods" ], "services": [ "credit card", "debit card", "SPEI", "cash", "payment link", "bank transfer" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "待确认", "settlement": "Colombia 文档公开每周自动付", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Openpay 是 BBVA 体系支付网关，提供线上支付、支付链接、卡支付、SPEI/银行转账和现金支付。" }, { "id": "compare-openpayd", "kind": "payment_provider", "name": "OpenPayd", "aliases": [], "website_url": "https://openpayd.com", "detail_url": "https://openpayd.com", "countries": [ "英国 | 土耳其" ], "regions": [ "europe" ], "payment_types": [ "baas" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "OpenPayd 是一家银行即服务(BaaS)服务商，覆盖英国、土耳其，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-optal", "kind": "payment_provider", "name": "Optal", "aliases": [], "website_url": "https://optal.com", "detail_url": "https://optal.com", "countries": [ "英国 | 爱尔兰" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Optal 是一家传统收单/支付服务商，覆盖英国、爱尔兰，支持信用卡/借记卡。 no public rate card.。结算安排需向服务商确认。" }, { "id": "compare-orange-cash", "kind": "payment_channel", "name": "Orange Cash", "aliases": [], "website_url": "https://www.orange.eg", "detail_url": "/payment-channels/eg-orange-cash/", "countries": [ "Egypt" ], "regions": [ "非洲" ], "payment_types": [ "移动钱包、电子钱包" ], "services": [], "use_cases": [ "C端移动钱包" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "Orange埃及移动钱包" }, { "id": "compare-orange-money", "kind": "payment_channel", "name": "Orange Money", "aliases": [], "website_url": "https://www.orange.sn", "detail_url": "/payment-channels/sn-orange-money/", "countries": [ "Senegal", "Côte d'Ivoire", "Jordan", "布基纳法索 | 刚果(金) | 科特迪瓦 | 喀麦隆 | 吉布提 | 埃及 | 科摩罗 | 马达加斯加 | 马里 | 塞内加尔" ], "regions": [ "非洲", "中东", "africa" ], "payment_types": [ "移动钱包、电子钱包", "电子钱包", "regional" ], "services": [ "移动支付", "跨境汇款", "出款" ], "use_cases": [ "C端个人", "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "头部移动货币约半数份额" }, { "id": "compare-orange-money-maroc", "kind": "payment_channel", "name": "Orange Money Maroc", "aliases": [], "website_url": "https://www.orange.com", "detail_url": "/payment-channels/ma-orange-money-maroc/", "countries": [ "Morocco" ], "regions": [ "非洲" ], "payment_types": [ "移动钱包、电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "摩洛哥领先移动货币" }, { "id": "compare-orb", "kind": "payment_provider", "name": "Orb", "aliases": [], "website_url": "https://withorb.com", "detail_url": "https://withorb.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Orb 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-ordergroove", "kind": "payment_provider", "name": "Ordergroove", "aliases": [], "website_url": "https://ordergroove.com", "detail_url": "https://ordergroove.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Ordergroove 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-oriente", "kind": "payment_provider", "name": "Oriente", "aliases": [], "website_url": "https://www.oriente.com", "detail_url": "https://www.oriente.com", "countries": [ "东南亚(菲律宾、印尼等)" ], "regions": [ "China" ], "payment_types": [ "四方支付/聚合" ], "services": [ "先买后付(BNPL)", "消费金融" ], "use_cases": [ "出海游戏/App" ], "subject_requirement": "部分(仅特定业务)", "access_threshold": "中等，需要核实主体和资料", "settlement": "未公开", "fee": "未公开", "intro": "香港2017，Cashalo/Finmas等" }, { "id": "compare-orionmonex", "kind": "payment_provider", "name": "Orionmonex", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "布基纳法索 | 贝宁 | 刚果(金) | 中非 | 刚果(布) | 科特迪瓦 | 喀麦隆 | 加蓬 | 英国 | 加纳 | 冈比亚 | 几内亚 | 肯尼亚 | 马里 | 马拉维 | 尼日尔 | 尼日利亚 | 卢旺达 | 塞内加尔 | 乍得 | 多哥 | 乌干达" ], "regions": [ "africa, europe" ], "payment_types": [ "regional, traditional" ], "services": [ "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Orionmonex 是一家区域型支付服务商，覆盖布基纳法索、贝宁、刚果(金)、中非、刚果(布)、科特迪瓦等，支持跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-oropay", "kind": "payment_provider", "name": "Oropay", "aliases": [], "website_url": "https://oropay.com", "detail_url": "https://oropay.com", "countries": [ "奥地利 | 比利时 | 保加利亚 | 塞浦路斯 | 捷克 | 德国 | 爱沙尼亚 | 西班牙 | 芬兰 | 法国 | 英国 | 希腊 | 克罗地亚 | 匈牙利 | 爱尔兰 | 冰岛 | 意大利 | 列支敦士登 | 立陶宛 | 卢森堡 | 拉脱维亚 | 马耳他 | 荷兰 | 挪威 | 波兰 | 葡萄牙 | 罗马尼亚 | 瑞典 | 斯洛文尼亚 | 斯洛伐克" ], "regions": [ "europe" ], "payment_types": [ "regional, traditional" ], "services": [ "加密货币", "信用卡", "借记卡", "银行转账", "移动支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Oropay 是一家区域型支付服务商，覆盖奥地利、比利时、保加利亚、塞浦路斯、捷克、德国等，支持加密货币、信用卡/借记卡、银行转账、移动支付。结算安排需向服务商确认。" }, { "id": "compare-orum", "kind": "payment_provider", "name": "Orum", "aliases": [], "website_url": "https://orum.io", "detail_url": "https://orum.io", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "即时出款", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Orum 是一家传统收单/支付服务商，覆盖美国，支持即时出款、银行转账。结算安排需向服务商确认。" }, { "id": "compare-osko", "kind": "payment_channel", "name": "Osko", "aliases": [], "website_url": "https://www.osko.com.au", "detail_url": "/payment-channels/au-osko/", "countries": [ "Australia" ], "regions": [ "大洋洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "NPP即时转账服务，多数PayID交易经其清算" }, { "id": "compare-osko-by-bpay", "kind": "payment_provider", "name": "Osko by BPAY", "aliases": [], "website_url": "https://osko.com.au", "detail_url": "https://osko.com.au", "countries": [ "澳大利亚" ], "regions": [ "oceania" ], "payment_types": [ "regional" ], "services": [ "即时出款", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Osko by BPAY 是一家区域型支付服务商，覆盖澳大利亚，支持即时出款、银行转账。结算：即时。" }, { "id": "compare-oson", "kind": "payment_channel", "name": "Oson", "aliases": [], "website_url": "https://www.oson.uz", "detail_url": "/payment-channels/uz-oson/", "countries": [ "Uzbekistan" ], "regions": [ "亚洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "当地移动钱包与转账" }, { "id": "compare-otp-bank", "kind": "payment_channel", "name": "OTP Bank", "aliases": [], "website_url": "https://www.otpbank.hu", "detail_url": "/payment-channels/hu-otp-bank/", "countries": [ "Hungary" ], "regions": [ "欧洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "匈牙利最大零售银行" }, { "id": "compare-otr-solutions", "kind": "payment_provider", "name": "OTR Solutions", "aliases": [], "website_url": "https://otrsolutions.com", "detail_url": "https://otrsolutions.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "即时出款", "现金", "代金券" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "OTR Solutions 是一家传统收单/支付服务商，覆盖美国，支持即时出款、现金/代金券。结算安排需向服务商确认。" }, { "id": "compare-ovo", "kind": "payment_channel", "name": "OVO", "aliases": [], "website_url": "https://www.ovo.id", "detail_url": "/payment-channels/id-ovo/", "countries": [ "Indonesia", "印尼" ], "regions": [ "亚洲", "印尼" ], "payment_types": [ "电子钱包", "三方支付/收单" ], "services": [ "钱包", "积分", "支付" ], "use_cases": [ "两者兼有", "印尼个人/小微" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "与Grab/Tokopedia合作，零售返现流行的钱包" }, { "id": "compare-owl-payments", "kind": "payment_provider", "name": "Owl Payments", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "英国 | 爱尔兰" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Owl Payments 是一家传统收单/支付服务商，覆盖英国、爱尔兰，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-oxxo", "kind": "payment_channel", "name": "OXXO", "aliases": [], "website_url": "https://www.oxxo.com.mx", "detail_url": "/payment-channels/mx-oxxo/", "countries": [ "Mexico", "墨西哥" ], "regions": [ "北美洲", "latin-america" ], "payment_types": [ "现金收款", "regional" ], "services": [ "现金", "代金券" ], "use_cases": [ "C端个人", "无银行账户" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "墨西哥便利店现金代收龙头，线上线下现金支付枢纽" }, { "id": "compare-ozow", "kind": "payment_channel", "name": "Ozow", "aliases": [], "website_url": "https://www.ozow.com", "detail_url": "/payment-channels/za-ozow/", "countries": [ "South Africa", "南非" ], "regions": [ "非洲", "南非" ], "payment_types": [ "即时支付、银行转账", "三方支付/收单" ], "services": [ "即时银行转账(EFT)" ], "use_cases": [ "商户+B端", "南非电商/商户" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "即时EFT(无卡)支付先驱" }, { "id": "compare-pacypay", "kind": "payment_provider", "name": "Pacypay", "aliases": [], "website_url": "https://www.pacypay.com", "detail_url": "https://www.pacypay.com", "countries": [ "全球(国际卡收单)" ], "regions": [ "China" ], "payment_types": [ "跨境收款(三方)" ], "services": [ "国际卡收单", "跨境收款" ], "use_cases": [ "跨境电商/独立站" ], "subject_requirement": "是", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开", "intro": "荣翰国际/上海固锦" }, { "id": "compare-paddle", "kind": "payment_provider", "name": "Paddle", "aliases": [], "website_url": "https://www.paddle.com", "detail_url": "https://www.paddle.com", "countries": [ "全球" ], "regions": [ "全球" ], "payment_types": [ "三方支付/收单" ], "services": [ "Merchant of Record", "订阅计费" ], "use_cases": [ "SaaS/数字商品/订阅" ], "subject_requirement": "部分(可服务出海SaaS,需合规)", "access_threshold": "中等，需要核实主体和资料", "settlement": "月结/双周结(按MoR协议)", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "MoR模式代商户处理税务与结算" }, { "id": "compare-paga", "kind": "payment_channel", "name": "Paga", "aliases": [], "website_url": "https://www.paga.com", "detail_url": "/payment-channels/ng-paga/", "countries": [ "Nigeria", "尼日利亚" ], "regions": [ "非洲", "非洲(尼日利亚)" ], "payment_types": [ "电子钱包", "三方支付/收单" ], "services": [ "移动钱包", "代理", "商户" ], "use_cases": [ "C端个人", "尼日利亚个人/小微" ], "subject_requirement": "否", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "2009年移动支付先驱，代理网络广" }, { "id": "compare-pagadito", "kind": "payment_provider", "name": "Pagadito", "aliases": [], "website_url": "https://pagadito.com", "detail_url": "https://pagadito.com", "countries": [ "哥斯达黎加 | 多米尼加 | 危地马拉 | 洪都拉斯 | 尼加拉瓜 | 巴拿马 | 波多黎各 | 萨尔瓦多 | 美国" ], "regions": [ "latin-america" ], "payment_types": [ "regional" ], "services": [ "二维码支付", "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "3–5个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Pagadito 是一家区域型支付服务商，覆盖哥斯达黎加、多米尼加、危地马拉、洪都拉斯、尼加拉瓜、巴拿马等，支持二维码支付、订阅/周期扣款。结算：3–5个工作日。" }, { "id": "compare-pagbrasil", "kind": "payment_provider", "name": "PagBrasil", "aliases": [], "website_url": "https://www.pagbrasil.com/", "detail_url": "https://www.pagbrasil.com/", "countries": [ "BR" ], "regions": [ "拉丁美洲" ], "payment_types": [ "Brazil PSP, local payment methods" ], "services": [ "Pix", "Boleto Flash", "credit card", "debit card", "Apple Pay", "Google Pay", "recurring payments" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "待确认", "settlement": "结算周期需按商户合同确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "巴西本地支付服务商，面向电商提供 Pix、Boleto、银行卡、钱包和本地化风控能力，适合希望进入巴西市场的跨境和本地商户。" }, { "id": "compare-pago-facil", "kind": "payment_channel", "name": "Pago Fácil", "aliases": [], "website_url": "https://www.pagofacil.com.ar", "detail_url": "/payment-channels/ar-pago-facil/", "countries": [ "Argentina", "阿根廷" ], "regions": [ "拉丁美洲", "latin-america" ], "payment_types": [ "现金收款", "regional" ], "services": [ "账单", "发票支付", "现金", "代金券" ], "use_cases": [ "C端个人" ], "subject_requirement": "否", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "全国现金代收与账单支付网络" }, { "id": "compare-pago-movil", "kind": "payment_channel", "name": "Pago Móvil", "aliases": [], "website_url": "https://www.pagomovilven.com", "detail_url": "/payment-channels/ve-pago-movil/", "countries": [ "Venezuela" ], "regions": [ "拉丁美洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "受合规与市场环境影响，公开页面不展示具体费率；正式评估需逐案确认。", "intro": "央行推出的跨行实时转账" }, { "id": "compare-pagobancomat", "kind": "payment_provider", "name": "PagoBancomat", "aliases": [], "website_url": "https://bancomat.it", "detail_url": "https://bancomat.it", "countries": [ "意大利" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡", "银行转账", "移动支付", "二维码支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PagoBancomat 是一家区域型支付服务商，覆盖意大利，支持信用卡/借记卡、银行转账、移动支付、二维码支付。结算：即时。" }, { "id": "compare-pagoefectivo", "kind": "payment_channel", "name": "PagoEfectivo", "aliases": [], "website_url": "https://www.pagoefectivo.pe", "detail_url": "/payment-channels/pe-pagoefectivo/", "countries": [ "Peru", "Ecuador", "秘鲁" ], "regions": [ "拉丁美洲", "latin-america" ], "payment_types": [ "现金收款", "regional" ], "services": [ "即时出款", "银行转账", "现金", "代金券" ], "use_cases": [ "C端个人（账单", "现金缴费）", "两者兼有" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开", "intro": "现金凭证CIP支付，现推电子钱包" }, { "id": "compare-pagofx", "kind": "payment_provider", "name": "PagoFX", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "比利时 | 西班牙 | 英国" ], "regions": [ "europe" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PagoFX 是一家区域型支付服务商，覆盖比利时、西班牙、英国，支持信用卡/借记卡、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-pagonxt-santander", "kind": "payment_provider", "name": "PagoNxt (Santander)", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "阿根廷 | 巴西 | 智利 | 西班牙 | 墨西哥 | 葡萄牙" ], "regions": [ "europe, latin-america" ], "payment_types": [ "traditional" ], "services": [ "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PagoNxt (Santander) 是一家传统收单/支付服务商，覆盖阿根廷、巴西、智利、西班牙、墨西哥、葡萄牙，支持跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-pagos-net-bolivia", "kind": "payment_provider", "name": "Pagos Net Bolivia", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "玻利维亚" ], "regions": [ "latin-america" ], "payment_types": [ "regional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Pagos Net Bolivia 是一家区域型支付服务商，覆盖玻利维亚，支持POS收单。结算安排需向服务商确认。" }, { "id": "compare-pagos-seguros-en-linea", "kind": "payment_channel", "name": "Pagos Seguros en Línea", "aliases": [], "website_url": "https://www.pse.com.co", "detail_url": "/payment-channels/co-pagos-seguros-en-linea/", "countries": [ "Colombia" ], "regions": [ "拉丁美洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "C端个人+商户（两者兼有）" ], "subject_requirement": "否", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "主流网银直连转账，覆盖19家银行" }, { "id": "compare-pagseguro", "kind": "payment_channel", "name": "PagSeguro", "aliases": [], "website_url": "https://pagseguro.uol.com.br", "detail_url": "/payment-channels/br-pagseguro/", "countries": [ "Brazil", "Mexico, United States, Puerto Rico, Costa Rica, El Salvador, Guatemala, Nicaragua, Panama, Dominican Republic, Argentina, Bolivia, Brazil, Chile, Colombia, Ecuador, Paraguay, Peru, Uruguay" ], "regions": [ "拉丁美洲", "Latin America, North America, Central America" ], "payment_types": [ "电子钱包", "Latin America PSP, payouts" ], "services": [ "credit card", "debit card", "Pix", "Boleto", "OXXO", "PSE", "Yape", "wallet", "bank transfer", "payout" ], "use_cases": [ "两者兼有(钱包+收单)", "巴西中小商户" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "UOL旗下钱包与收单" }, { "id": "compare-pagsmile", "kind": "payment_provider", "name": "Pagsmile", "aliases": [], "website_url": "https://www.pagsmile.com", "detail_url": "https://www.pagsmile.com", "countries": [ "拉美多国" ], "regions": [ "拉美/中国出海" ], "payment_types": [ "三方支付/收单" ], "services": [ "本地收单", "跨境收款" ], "use_cases": [ "中国出海拉美电商" ], "subject_requirement": "是(面向中国出海拉美)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+2/T+3", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "面向中国出海的拉美本地收单" }, { "id": "compare-paidy", "kind": "payment_channel", "name": "Paidy", "aliases": [], "website_url": "https://paidy.com", "detail_url": "/payment-channels/jp-paidy/", "countries": [ "Japan", "日本" ], "regions": [ "亚洲", "asia" ], "payment_types": [ "先买后付（BNPL）", "traditional" ], "services": [ "电子钱包", "先买后付(BNPL)" ], "use_cases": [ "C端个人(免卡先买后付)" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "日本最大BNPL，免卡三期免息" }, { "id": "compare-palawan-pawnshop", "kind": "payment_channel", "name": "Palawan Pawnshop", "aliases": [], "website_url": "https://www.palawanpawnshop.com", "detail_url": "/payment-channels/ph-palawan-pawnshop/", "countries": [ "Philippines" ], "regions": [ "亚洲" ], "payment_types": [ "现金收款" ], "services": [], "use_cases": [ "C端及线下现金汇款", "充值" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "庞大线下现金汇款与充值网点" }, { "id": "compare-palmpay", "kind": "payment_channel", "name": "PalmPay", "aliases": [], "website_url": "https://www.palmpay.com", "detail_url": "/payment-channels/ng-palmpay/", "countries": [ "Nigeria", "尼日利亚/加纳/坦桑等" ], "regions": [ "非洲" ], "payment_types": [ "电子钱包", "三方支付/收单" ], "services": [ "钱包", "POS", "API" ], "use_cases": [ "C端个人+商户", "尼日利亚/非洲个人小微" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "未公开", "fee": "未公开", "intro": "快速增长钱包，用户超3500万" }, { "id": "compare-panapay", "kind": "payment_channel", "name": "PanaPay", "aliases": [], "website_url": "https://panapay.com", "detail_url": "/payment-channels/ec-panapay/", "countries": [ "Ecuador" ], "regions": [ "拉丁美洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "未公开", "fee": "未公开", "intro": "跨境数字钱包服务" }, { "id": "compare-panpay", "kind": "payment_provider", "name": "PanPay", "aliases": [ "泛付" ], "website_url": "https://www.panpay.com", "detail_url": "https://www.panpay.com", "countries": [ "全球(欧盟为主)" ], "regions": [ "China" ], "payment_types": [ "跨境收款(三方)" ], "services": [ "欧盟数字银行", "跨境收款与结算" ], "use_cases": [ "跨境电商/独立站" ], "subject_requirement": "是", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开", "intro": "持欧盟EMI数字银行牌照" }, { "id": "compare-papara", "kind": "payment_channel", "name": "Papara", "aliases": [], "website_url": "https://www.papara.com", "detail_url": "/payment-channels/tr-papara/", "countries": [ "Turkey", "土耳其" ], "regions": [ "欧洲/亚洲", "middle-east" ], "payment_types": [ "电子钱包", "traditional" ], "services": [ "电子钱包" ], "use_cases": [ "C端个人" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "土耳其领先电子钱包，深受年轻用户喜爱" }, { "id": "compare-papaya-global", "kind": "payment_provider", "name": "Papaya Global", "aliases": [], "website_url": "https://papayaglobal.com", "detail_url": "https://papayaglobal.com", "countries": [ "全球" ], "regions": [ "asia, europe, latin-america, north-america" ], "payment_types": [ "traditional" ], "services": [ "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "2–5个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Papaya Global 是一家传统收单/支付服务商，覆盖全球，支持跨境汇款/出款。结算：2–5个工作日。" }, { "id": "compare-papss", "kind": "payment_provider", "name": "PAPSS", "aliases": [], "website_url": "https://papss.com", "detail_url": "https://papss.com", "countries": [ "全球" ], "regions": [ "africa" ], "payment_types": [ "traditional" ], "services": [ "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PAPSS 是一家传统收单/支付服务商，覆盖全球，支持跨境汇款/出款。 typically competitive。结算：即时。" }, { "id": "compare-par-technology", "kind": "payment_provider", "name": "Par Technology", "aliases": [], "website_url": "https://partech.com", "detail_url": "https://partech.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Par Technology 是一家传统收单/支付服务商，覆盖美国，支持POS收单。结算安排需向服务商确认。" }, { "id": "compare-param", "kind": "payment_channel", "name": "Param", "aliases": [], "website_url": "https://param.com.tr", "detail_url": "/payment-channels/tr-param/", "countries": [ "Turkey", "土耳其" ], "regions": [ "欧洲/亚洲", "europe, middle-east" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "电子钱包", "POS收单" ], "use_cases": [ "商户+B端" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "钱包+POS+发卡的现代金融科技平台" }, { "id": "compare-parkmobile", "kind": "payment_provider", "name": "ParkMobile", "aliases": [], "website_url": "https://parkmobile.io", "detail_url": "https://parkmobile.io", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "ParkMobile 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-pashapay", "kind": "payment_provider", "name": "PashaPay", "aliases": [], "website_url": "https://pashapay.az", "detail_url": "https://pashapay.az", "countries": [ "阿塞拜疆" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "即时出款", "电子钱包", "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PashaPay 是一家区域型支付服务商，覆盖阿塞拜疆，支持即时出款、电子钱包、POS收单。结算安排需向服务商确认。" }, { "id": "compare-pasmo", "kind": "payment_provider", "name": "PASMO", "aliases": [], "website_url": "https://pasmo.co.jp", "detail_url": "https://pasmo.co.jp", "countries": [ "日本" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PASMO 是一家区域型支付服务商，覆盖日本，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-passto-swift-payment-technologies", "kind": "payment_provider", "name": "PassTo (Swift Payment Technologies)", "aliases": [], "website_url": "https://passto.co.uk", "detail_url": "https://passto.co.uk", "countries": [ "安道尔 | 奥地利 | 孟加拉国 | 比利时 | 布基纳法索 | 保加利亚 | 贝宁 | 刚果(金) | 刚果(布) | 瑞士 | 科特迪瓦 | 喀麦隆 | 中国 | 哥伦比亚 | 塞浦路斯 | 捷克 | 德国 | 厄瓜多尔 | 爱沙尼亚 | 埃及 | 西班牙 | 芬兰 | 法国 | 英国 | 加纳 | 直布罗陀 | 希腊 | 克罗地亚 | 匈牙利 | 爱尔兰 | 印度 | 冰岛 | 意大利 | 肯尼亚 | 列支敦士登 | 斯里兰卡 | 立陶宛 | 卢森堡 | 拉脱维亚 | 摩洛哥 | 马里 | 马耳他 | 马来西亚 | 尼日尔 | 尼日利亚 | 荷兰 | 挪威 | 尼泊尔 | 菲律宾 | 巴基斯坦 | 波兰 | 葡萄牙 | 罗马尼亚 | 瑞典 | 新加坡 | 斯洛文尼亚 | 斯洛伐克 | 圣马力诺 | 塞内加尔 | 多哥 | 泰国 | 土耳其 | 乌干达 | 美国 | 南非 | 赞比亚" ], "regions": [ "africa, asia, europe, southeast-asia" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡", "银行转账", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PassTo (Swift Payment Technologies) 是一家区域型支付服务商，覆盖安道尔、奥地利、孟加拉国、比利时、布基纳法索、保加利亚等，支持信用卡/借记卡、银行转账、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-patientpay", "kind": "payment_provider", "name": "PatientPay", "aliases": [], "website_url": "https://patientpay.com", "detail_url": "https://patientpay.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PatientPay 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-patreon", "kind": "payment_provider", "name": "Patreon", "aliases": [], "website_url": "https://patreon.com", "detail_url": "https://patreon.com", "countries": [ "全球" ], "regions": [ "europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Patreon 是一家传统收单/支付服务商，覆盖全球，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-pawapay", "kind": "payment_provider", "name": "pawaPay", "aliases": [], "website_url": "https://pawapay.io", "detail_url": "https://pawapay.io", "countries": [ "全球" ], "regions": [ "africa" ], "payment_types": [ "regional" ], "services": [ "移动支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "pawaPay 是一家区域型支付服务商，覆盖全球，支持移动支付。结算安排需向服务商确认。" }, { "id": "compare-pax-technology", "kind": "payment_provider", "name": "PAX Technology", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "全球" ], "regions": [ "asia, europe, latin-america, north-america" ], "payment_types": [ "traditional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PAX Technology 是一家传统收单/支付服务商，覆盖全球，支持POS收单。结算安排需向服务商确认。" }, { "id": "compare-pax8-payments", "kind": "payment_provider", "name": "Pax8 Payments", "aliases": [], "website_url": "https://pax8.com", "detail_url": "https://pax8.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Pax8 Payments 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-paxful", "kind": "payment_provider", "name": "Paxful", "aliases": [], "website_url": "https://paxful.com", "detail_url": "https://paxful.com", "countries": [ "巴西 | 印度 | 肯尼亚 | 尼日利亚 | 美国" ], "regions": [ "africa, asia, latin-america, north-america" ], "payment_types": [ "crypto" ], "services": [ "加密货币" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Paxful 是一家加密货币支付服务商，覆盖巴西、印度、肯尼亚、尼日利亚、美国，支持加密货币。结算安排需向服务商确认。" }, { "id": "compare-paxos", "kind": "payment_provider", "name": "Paxos", "aliases": [], "website_url": "https://paxos.com", "detail_url": "https://paxos.com", "countries": [ "全球" ], "regions": [ "europe, north-america" ], "payment_types": [ "crypto" ], "services": [ "加密货币", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Paxos 是一家加密货币支付服务商，覆盖全球，支持加密货币、电子钱包。结算安排需向服务商确认。" }, { "id": "compare-paxum", "kind": "payment_provider", "name": "Paxum", "aliases": [], "website_url": "https://paxum.com", "detail_url": "https://paxum.com", "countries": [ "全球" ], "regions": [ "europe, north-america" ], "payment_types": [ "high-risk" ], "services": [ "加密货币", "即时出款", "信用卡", "借记卡", "银行转账", "电子钱包", "现金", "代金券", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "1–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Paxum 是一家高风险行业支付服务商，覆盖全球，支持加密货币、即时出款、信用卡/借记卡、银行转账、电子钱包、现金/代金券。结算：1–3个工作日。" }, { "id": "compare-pay-pepper-pay-bank-leumi", "kind": "payment_channel", "name": "Pay (Pepper Pay, Bank Leumi)", "aliases": [], "website_url": "https://www.bankleumi.co.il", "detail_url": "/payment-channels/il-pay-pepper-pay-bank-leumi/", "countries": [ "Israel" ], "regions": [ "中东" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "Leumi银行支付应用，竞争bit" }, { "id": "compare-pay-quik", "kind": "payment_provider", "name": "Pay Quik", "aliases": [], "website_url": "https://pay-quik.co.uk", "detail_url": "https://pay-quik.co.uk", "countries": [ "英国" ], "regions": [ "europe" ], "payment_types": [ "regional, traditional" ], "services": [ "银行转账", "电子钱包", "现金", "代金券", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Pay Quik 是一家区域型支付服务商，覆盖英国，支持银行转账、电子钱包、现金/代金券、跨境汇款/出款。fee model: per-transaction。结算安排需向服务商确认。" }, { "id": "compare-pay", "kind": "payment_channel", "name": "pay+", "aliases": [], "website_url": "https://www.payplus.om", "detail_url": "/payment-channels/om-pay/", "countries": [ "Oman" ], "regions": [ "中东" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "Ooredoo与NBO联合移动钱包" }, { "id": "compare-pay-com", "kind": "payment_provider", "name": "Pay.com", "aliases": [], "website_url": "https://pay.com", "detail_url": "https://pay.com", "countries": [ "全球" ], "regions": [ "europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Pay.com 是一家传统收单/支付服务商，覆盖全球，支持信用卡/借记卡、银行转账。结算安排需向服务商确认。" }, { "id": "compare-pay-nl", "kind": "payment_provider", "name": "Pay.nl", "aliases": [], "website_url": "https://pay.nl", "detail_url": "https://pay.nl", "countries": [ "比利时 | 德国 | 荷兰" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Pay.nl 是一家传统收单/支付服务商，覆盖比利时、德国、荷兰，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-payability", "kind": "payment_provider", "name": "Payability", "aliases": [], "website_url": "https://payability.com", "detail_url": "https://payability.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "即时出款", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "下一个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Payability 是一家传统收单/支付服务商，覆盖美国，支持即时出款、跨境汇款/出款。结算：下一个工作日。" }, { "id": "compare-payabl", "kind": "payment_provider", "name": "Payabl", "aliases": [], "website_url": "https://payabl.com", "detail_url": "https://payabl.com", "countries": [ "全球" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Payabl 是一家传统收单/支付服务商，覆盖全球，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-payactiv", "kind": "payment_provider", "name": "Payactiv", "aliases": [], "website_url": "https://payactiv.com", "detail_url": "https://payactiv.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Payactiv 是一家传统收单/支付服务商，覆盖美国，支持即时出款。结算：即时。" }, { "id": "compare-payall", "kind": "payment_provider", "name": "Payall", "aliases": [], "website_url": "https://payall.com", "detail_url": "https://payall.com", "countries": [ "全球" ], "regions": [ "africa, asia, europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "即时出款", "银行转账", "电子钱包", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Payall 是一家传统收单/支付服务商，覆盖全球，支持即时出款、银行转账、电子钱包、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-payalma", "kind": "payment_provider", "name": "PayAlma", "aliases": [], "website_url": "https://payalma.com", "detail_url": "https://payalma.com", "countries": [ "全球" ], "regions": [ "asia, europe, global, latin-america, middle-east, north-america, south-america, southeast-asia" ], "payment_types": [ "crypto, gaming, high-risk, regional" ], "services": [ "加密货币", "订阅", "周期扣款", "多币种账户", "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PayAlma 是一家加密货币支付服务商，覆盖全球，支持加密货币、订阅/周期扣款、多币种账户、即时出款。结算安排需向服务商确认。" }, { "id": "compare-payangel", "kind": "payment_provider", "name": "PayAngel", "aliases": [], "website_url": "https://payangel.com", "detail_url": "https://payangel.com", "countries": [ "澳大利亚 | 孟加拉国 | 加拿大 | 科特迪瓦 | 喀麦隆 | 英国 | 加纳 | 印度 | 肯尼亚 | 莫桑比克 | 尼日利亚 | 卢旺达 | 塞内加尔 | 坦桑尼亚 | 乌干达 | 美国 | 南非" ], "regions": [ "africa, asia, europe, north-america, oceania" ], "payment_types": [ "regional, traditional" ], "services": [ "电子钱包", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PayAngel 是一家区域型支付服务商，覆盖澳大利亚、孟加拉国、加拿大、科特迪瓦、喀麦隆、英国等，支持电子钱包、跨境汇款/出款。fee model: 定制(需询价)。结算安排需向服务商确认。" }, { "id": "compare-payanywhere", "kind": "payment_provider", "name": "Payanywhere", "aliases": [], "website_url": "https://payanywhere.com", "detail_url": "https://payanywhere.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "下一个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Payanywhere 是一家传统收单/支付服务商，覆盖美国，支持POS收单。结算：下一个工作日。" }, { "id": "compare-payarc", "kind": "payment_provider", "name": "PayArc", "aliases": [], "website_url": "https://payarc.com", "detail_url": "https://payarc.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PayArc 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-payat", "kind": "payment_provider", "name": "PayAt", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "博茨瓦纳 | 纳米比亚 | 南非 | 津巴布韦" ], "regions": [ "africa" ], "payment_types": [ "regional" ], "services": [ "现金", "代金券" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PayAt 是一家区域型支付服务商，覆盖博茨瓦纳、纳米比亚、南非、津巴布韦，支持现金/代金券。结算安排需向服务商确认。" }, { "id": "compare-paybis", "kind": "payment_provider", "name": "Paybis", "aliases": [], "website_url": "https://paybis.com", "detail_url": "https://paybis.com", "countries": [ "全球" ], "regions": [ "europe, north-america" ], "payment_types": [ "crypto" ], "services": [ "加密货币", "信用卡", "借记卡", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Paybis 是一家加密货币支付服务商，覆盖全球，支持加密货币、信用卡/借记卡、银行转账。结算安排需向服务商确认。" }, { "id": "compare-paybotic", "kind": "payment_provider", "name": "Paybotic", "aliases": [], "website_url": "https://paybotic.com", "detail_url": "https://paybotic.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "high-risk" ], "services": [ "信用卡", "借记卡", "银行转账", "现金", "代金券" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Paybotic 是一家高风险行业支付服务商，覆盖美国，支持信用卡/借记卡、银行转账、现金/代金券。结算安排需向服务商确认。" }, { "id": "compare-paybox", "kind": "payment_channel", "name": "PayBox", "aliases": [], "website_url": "https://www.payboxapp.com", "detail_url": "/payment-channels/il-paybox/", "countries": [ "Israel", "欧盟 | 法国" ], "regions": [ "中东", "europe" ], "payment_types": [ "电子钱包", "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "Discount银行数字钱包，200万+用户" }, { "id": "compare-paybox-pakistan", "kind": "payment_provider", "name": "Paybox (Pakistan)", "aliases": [], "website_url": "https://paybox.pk", "detail_url": "https://paybox.pk", "countries": [ "巴基斯坦" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Paybox (Pakistan) 是一家区域型支付服务商，覆盖巴基斯坦，支持信用卡/借记卡、银行转账。结算安排需向服务商确认。" }, { "id": "compare-payby", "kind": "payment_channel", "name": "PayBy", "aliases": [], "website_url": "https://www.payby.com", "detail_url": "/payment-channels/ae-payby/", "countries": [ "United Arab Emirates" ], "regions": [ "中东" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "未公开", "fee": "未公开", "intro": "阿联酋央行持牌本地钱包与即时付" }, { "id": "compare-paybyphone", "kind": "payment_provider", "name": "PayByPhone", "aliases": [], "website_url": "https://paybyphone.com", "detail_url": "https://paybyphone.com", "countries": [ "澳大利亚 | 法国 | 英国 | 美国" ], "regions": [ "europe, north-america, oceania" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PayByPhone 是一家传统收单/支付服务商，覆盖澳大利亚、法国、英国、美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-paycargo", "kind": "payment_provider", "name": "PayCargo", "aliases": [], "website_url": "https://paycargo.com", "detail_url": "https://paycargo.com", "countries": [ "巴西 | 荷兰 | 美国" ], "regions": [ "europe, latin-america, north-america" ], "payment_types": [ "traditional" ], "services": [ "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PayCargo 是一家传统收单/支付服务商，覆盖巴西、荷兰、美国，支持即时出款。结算：即时。" }, { "id": "compare-paycell", "kind": "payment_channel", "name": "Paycell", "aliases": [], "website_url": "https://www.paycell.com.tr", "detail_url": "/payment-channels/tr-paycell/", "countries": [ "Turkey" ], "regions": [ "欧洲/亚洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "运营商Turkcell旗下移动支付" }, { "id": "compare-paychex", "kind": "payment_provider", "name": "Paychex", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Paychex 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-payco", "kind": "payment_channel", "name": "PAYCO", "aliases": [], "website_url": "https://www.payco.com", "detail_url": "/payment-channels/kr-payco/", "countries": [ "South Korea", "韩国" ], "regions": [ "亚洲", "asia" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "即时出款", "电子钱包" ], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "韩国本土第三方支付，绑定本国卡享返现" }, { "id": "compare-paycomet", "kind": "payment_provider", "name": "Paycomet", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "西班牙 | 欧盟" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "二维码支付", "POS收单", "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Paycomet 是一家区域型支付服务商，覆盖西班牙、欧盟，支持二维码支付、POS收单、订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-payconiq-by-bancontact", "kind": "payment_channel", "name": "Payconiq by Bancontact", "aliases": [], "website_url": "https://www.bancontact.com", "detail_url": "/payment-channels/be-payconiq-by-bancontact/", "countries": [ "Belgium" ], "regions": [ "欧洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端及商户二维码支付" ], "subject_requirement": "部分(需特定资质)", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "二维码移动支付的合并品牌" }, { "id": "compare-payconiq-international", "kind": "payment_provider", "name": "Payconiq International", "aliases": [], "website_url": "https://payconiq.com", "detail_url": "https://payconiq.com", "countries": [ "比利时 | 卢森堡 | 荷兰" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "即时出款", "移动支付", "二维码支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Payconiq International 是一家区域型支付服务商，覆盖比利时、卢森堡、荷兰，支持即时出款、移动支付、二维码支付。结算安排需向服务商确认。" }, { "id": "compare-paydiverse", "kind": "payment_provider", "name": "PayDiverse", "aliases": [], "website_url": "https://paydiverse.com", "detail_url": "https://paydiverse.com", "countries": [ "美国" ], "regions": [ "europe, north-america" ], "payment_types": [ "high-risk" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PayDiverse 是一家高风险行业支付服务商，覆盖美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-paydo", "kind": "payment_provider", "name": "PayDo", "aliases": [], "website_url": "https://paydo.com", "detail_url": "https://paydo.com", "countries": [ "全球" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PayDo 是一家传统收单/支付服务商，覆盖全球，支持银行转账。结算安排需向服务商确认。" }, { "id": "compare-paydock", "kind": "payment_provider", "name": "Paydock", "aliases": [], "website_url": "https://paydock.com", "detail_url": "https://paydock.com", "countries": [ "全球" ], "regions": [ "europe, oceania" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Paydock 是一家传统收单/支付服务商，覆盖全球，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-payed", "kind": "payment_provider", "name": "Payed", "aliases": [], "website_url": "https://payed.co", "detail_url": "https://payed.co", "countries": [ "塞浦路斯 | 英国" ], "regions": [ "europe" ], "payment_types": [ "high-risk" ], "services": [ "加密货币" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Payed 是一家高风险行业支付服务商，覆盖塞浦路斯、英国，支持加密货币。结算安排需向服务商确认。" }, { "id": "compare-payee-eftpos-and-ecommerce", "kind": "payment_provider", "name": "Payee Eftpos and Ecommerce", "aliases": [], "website_url": "https://payee.net.au", "detail_url": "https://payee.net.au", "countries": [ "澳大利亚" ], "regions": [ "oceania" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡", "电子钱包", "移动支付", "POS收单", "先买后付(BNPL)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Payee Eftpos and Ecommerce 是一家传统收单/支付服务商，覆盖澳大利亚，支持信用卡/借记卡、电子钱包、移动支付、POS收单、先买后付(BNPL)。结算安排需向服务商确认。" }, { "id": "compare-payeezy-fiserv", "kind": "payment_provider", "name": "Payeezy (Fiserv)", "aliases": [], "website_url": "https://developer.payeezy.com", "detail_url": "https://developer.payeezy.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Payeezy (Fiserv) 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-payfare", "kind": "payment_provider", "name": "Payfare", "aliases": [], "website_url": "https://payfare.com", "detail_url": "https://payfare.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "即时出款", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Payfare 是一家传统收单/支付服务商，覆盖美国，支持即时出款、跨境汇款/出款。结算：即时。" }, { "id": "compare-payfast", "kind": "payment_channel", "name": "PayFast", "aliases": [], "website_url": "https://www.payfast.co.za", "detail_url": "/payment-channels/za-payfast/", "countries": [ "South Africa", "Pakistan", "南非" ], "regions": [ "非洲", "亚洲", "africa" ], "payment_types": [ "聚合支付", "regional" ], "services": [ "即时出款", "信用卡", "借记卡" ], "use_cases": [ "商户+B端", "商户及B端聚合" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+2/T+3", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "老牌在线支付网关聚合多方式" }, { "id": "compare-payfirma", "kind": "payment_provider", "name": "Payfirma", "aliases": [], "website_url": "https://payfirma.com", "detail_url": "https://payfirma.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Payfirma 是一家传统收单/支付服务商，覆盖美国，支持POS收单。结算安排需向服务商确认。" }, { "id": "compare-payflex", "kind": "payment_channel", "name": "Payflex", "aliases": [], "website_url": "https://www.payflex.co.za", "detail_url": "/payment-channels/za-payflex/", "countries": [ "South Africa", "南非" ], "regions": [ "非洲", "africa" ], "payment_types": [ "先买后付（BNPL）", "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [ "商户+B端" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "未公开", "fee": "未公开", "intro": "南非首批免息先买后付" }, { "id": "compare-payfort", "kind": "payment_provider", "name": "Payfort", "aliases": [], "website_url": "https://paymentservices.amazon.com", "detail_url": "https://paymentservices.amazon.com", "countries": [ "阿联酋 | 巴林 | 埃及 | 约旦 | 科威特 | 黎巴嫩 | 阿曼 | 卡塔尔 | 沙特阿拉伯" ], "regions": [ "middle-east" ], "payment_types": [ "regional" ], "services": [ "先买后付(BNPL)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "2–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Payfort 是一家区域型支付服务商，覆盖阿联酋、巴林、埃及、约旦、科威特、黎巴嫩等，支持先买后付(BNPL)。结算：2–3个工作日。" }, { "id": "compare-payfort-amazon", "kind": "payment_provider", "name": "Payfort (Amazon)", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "阿联酋 | 埃及 | 约旦 | 黎巴嫩 | 沙特阿拉伯" ], "regions": [ "middle-east" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Payfort (Amazon) 是一家区域型支付服务商，覆盖阿联酋、埃及、约旦、黎巴嫩、沙特阿拉伯，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-paygate", "kind": "payment_provider", "name": "PayGate", "aliases": [], "website_url": "https://paygate.co.za", "detail_url": "https://paygate.co.za", "countries": [ "南非" ], "regions": [ "africa" ], "payment_types": [ "regional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "2–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PayGate 是一家区域型支付服务商，覆盖南非，支持订阅/周期扣款。结算：2–3个工作日。" }, { "id": "compare-payglocal", "kind": "payment_provider", "name": "PayGlocal", "aliases": [], "website_url": "https://www.payglocal.com", "detail_url": "https://www.payglocal.com", "countries": [ "全球(180+国家)" ], "regions": [ "全球" ], "payment_types": [ "跨境收款(三方)" ], "services": [ "印度跨境收款", "本地银行清算" ], "use_cases": [ "跨境电商/独立站" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "成功交易计费(未公开)", "intro": "印度RBI授权跨境支付" }, { "id": "compare-payhawk", "kind": "payment_provider", "name": "Payhawk", "aliases": [], "website_url": "https://payhawk.com", "detail_url": "https://payhawk.com", "countries": [ "保加利亚 | 德国 | 西班牙 | 英国 | 荷兰" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Payhawk 是一家传统收单/支付服务商，覆盖保加利亚、德国、西班牙、英国、荷兰，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-payhere", "kind": "payment_channel", "name": "PayHere", "aliases": [], "website_url": "https://www.payhere.lk", "detail_url": "/payment-channels/lk-payhere/", "countries": [ "Sri Lanka", "斯里兰卡" ], "regions": [ "亚洲", "asia" ], "payment_types": [ "聚合支付", "regional" ], "services": [ "订阅", "周期扣款", "信用卡", "借记卡", "银行转账", "电子钱包" ], "use_cases": [ "商户+B端" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+2/T+3", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "斯里兰卡主导本地支付网关" }, { "id": "compare-payid", "kind": "payment_channel", "name": "PayID", "aliases": [], "website_url": "https://www.payid.com.au", "detail_url": "/payment-channels/au-payid/", "countries": [ "Australia" ], "regions": [ "大洋洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地，AUD)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "NPP实时转账，手机号/邮箱即账号，注册超3400万" }, { "id": "compare-payit", "kind": "payment_channel", "name": "Payit", "aliases": [], "website_url": "https://www.payit.ae", "detail_url": "/payment-channels/ae-payit/", "countries": [ "United Arab Emirates", "美国" ], "regions": [ "中东", "north-america" ], "payment_types": [ "电子钱包", "traditional" ], "services": [ "账单", "发票支付" ], "use_cases": [ "C端个人" ], "subject_requirement": "否", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "FAB阿布扎比银行旗下数字钱包" }, { "id": "compare-payjunction", "kind": "payment_provider", "name": "PayJunction", "aliases": [], "website_url": "https://payjunction.com", "detail_url": "https://payjunction.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PayJunction 是一家传统收单/支付服务商，覆盖美国，支持POS收单。结算：1–2个工作日。" }, { "id": "compare-payjustnow", "kind": "payment_channel", "name": "PayJustNow", "aliases": [], "website_url": "https://www.payjustnow.com", "detail_url": "/payment-channels/za-payjustnow/", "countries": [ "South Africa" ], "regions": [ "非洲" ], "payment_types": [ "先买后付（BNPL）" ], "services": [], "use_cases": [ "商户+B端" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "未公开", "fee": "未公开", "intro": "南非增长迅速的BNPL平台" }, { "id": "compare-paykickstart", "kind": "payment_provider", "name": "PayKickstart", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PayKickstart 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-paykings", "kind": "payment_provider", "name": "PayKings", "aliases": [], "website_url": "https://paykings.com", "detail_url": "https://paykings.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "gaming, high-risk, traditional" ], "services": [ "移动支付", "虚拟终端(信用卡收款)", "订阅", "周期扣款", "平台", "聚合收款", "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PayKings 是一家游戏支付服务商，覆盖美国，支持移动支付、虚拟终端(信用卡收款)、订阅/周期扣款、平台/聚合收款、即时出款。结算安排需向服务商确认。" }, { "id": "compare-paylib", "kind": "payment_provider", "name": "Paylib", "aliases": [], "website_url": "https://paylib.fr", "detail_url": "https://paylib.fr", "countries": [ "法国" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "即时出款", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Paylib 是一家区域型支付服务商，覆盖法国，支持即时出款、电子钱包。结算安排需向服务商确认。" }, { "id": "compare-payline-data", "kind": "payment_provider", "name": "Payline Data", "aliases": [], "website_url": "https://paylinedata.com", "detail_url": "https://paylinedata.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Payline Data 是一家传统收单/支付服务商，覆盖美国，支持POS收单。结算安排需向服务商确认。" }, { "id": "compare-paylocity", "kind": "payment_provider", "name": "Paylocity", "aliases": [], "website_url": "https://paylocity.com", "detail_url": "https://paylocity.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Paylocity 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-paymark", "kind": "payment_provider", "name": "Paymark", "aliases": [], "website_url": "https://paymark.co.nz", "detail_url": "https://paymark.co.nz", "countries": [ "新西兰" ], "regions": [ "oceania" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Paymark 是一家区域型支付服务商，覆盖新西兰，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-paymaya-business", "kind": "payment_provider", "name": "PayMaya Business", "aliases": [], "website_url": "https://business.maya.ph", "detail_url": "https://business.maya.ph", "countries": [ "菲律宾" ], "regions": [ "southeast-asia" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PayMaya Business 是一家区域型支付服务商，覆盖菲律宾，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-payme", "kind": "payment_channel", "name": "PayMe", "aliases": [], "website_url": "https://payme.hsbc.com.hk", "detail_url": "/payment-channels/hk-payme/", "countries": [ "Hong Kong", "Uzbekistan" ], "regions": [ "亚洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "汇丰旗下，P2P与零售领先" }, { "id": "compare-payme-israel", "kind": "payment_provider", "name": "PayMe (Israel)", "aliases": [], "website_url": "https://paymeservice.com", "detail_url": "https://paymeservice.com", "countries": [ "以色列" ], "regions": [ "middle-east" ], "payment_types": [ "regional" ], "services": [ "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PayMe (Israel) 是一家区域型支付服务商，覆盖以色列，支持即时出款。结算安排需向服务商确认。" }, { "id": "compare-payme-uzbekistan", "kind": "payment_provider", "name": "Payme (Uzbekistan)", "aliases": [], "website_url": "https://payme.uz", "detail_url": "https://payme.uz", "countries": [ "乌兹别克斯坦" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "即时出款", "移动支付", "二维码支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Payme (Uzbekistan) 是一家区域型支付服务商，覆盖乌兹别克斯坦，支持即时出款、移动支付、二维码支付。结算安排需向服务商确认。" }, { "id": "compare-payme-hk", "kind": "payment_provider", "name": "PayMe HK", "aliases": [], "website_url": "https://payme.hsbc.com.hk", "detail_url": "https://payme.hsbc.com.hk", "countries": [ "中国香港" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "即时出款", "电子钱包", "移动支付", "二维码支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PayMe HK 是一家区域型支付服务商，覆盖中国香港，支持即时出款、电子钱包、移动支付、二维码支付。结算安排需向服务商确认。" }, { "id": "compare-paymee", "kind": "payment_channel", "name": "Paymee", "aliases": [], "website_url": "https://paymee.tn", "detail_url": "/payment-channels/tn-paymee/", "countries": [ "Tunisia" ], "regions": [ "非洲" ], "payment_types": [ "聚合支付" ], "services": [], "use_cases": [ "商户+B端" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "本土在线支付网关" }, { "id": "compare-paymennt", "kind": "payment_provider", "name": "Paymennt", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "阿联酋 | 巴林 | 卡塔尔 | 沙特阿拉伯" ], "regions": [ "middle-east" ], "payment_types": [ "regional" ], "services": [ "二维码支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Paymennt 是一家区域型支付服务商，覆盖阿联酋、巴林、卡塔尔、沙特阿拉伯，支持二维码支付。结算安排需向服务商确认。" }, { "id": "compare-payment-asia", "kind": "payment_provider", "name": "Payment Asia", "aliases": [], "website_url": "https://paymentasia.com", "detail_url": "https://paymentasia.com", "countries": [ "中国香港 | 马来西亚 | 新加坡 | 泰国" ], "regions": [ "asia, southeast-asia" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Payment Asia 是一家传统收单/支付服务商，覆盖中国香港、马来西亚、新加坡、泰国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-payment-depot", "kind": "payment_provider", "name": "Payment Depot", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Payment Depot 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-paymentcloud", "kind": "payment_provider", "name": "PaymentCloud", "aliases": [], "website_url": "https://paymentcloudinc.com", "detail_url": "https://paymentcloudinc.com", "countries": [ "美国" ], "regions": [ "europe, north-america" ], "payment_types": [ "high-risk" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "1–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PaymentCloud 是一家高风险行业支付服务商，覆盖美国，支持信用卡/借记卡。结算：1–3个工作日。" }, { "id": "compare-paymentology", "kind": "payment_provider", "name": "Paymentology", "aliases": [], "website_url": "https://paymentology.com", "detail_url": "https://paymentology.com", "countries": [ "澳大利亚 | 英国 | 新加坡 | 南非" ], "regions": [ "africa, asia, europe, oceania" ], "payment_types": [ "baas" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Paymentology 是一家银行即服务(BaaS)服务商，覆盖澳大利亚、英国、新加坡、南非，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-paymentus", "kind": "payment_provider", "name": "Paymentus", "aliases": [], "website_url": "https://paymentus.com", "detail_url": "https://paymentus.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Paymentus 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-paymentwall", "kind": "payment_provider", "name": "Paymentwall", "aliases": [], "website_url": "https://paymentwall.com", "detail_url": "https://paymentwall.com", "countries": [ "全球" ], "regions": [ "africa, asia, europe, latin-america, north-america" ], "payment_types": [ "gaming" ], "services": [ "游戏内支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Paymentwall 是一家游戏支付服务商，覆盖全球，支持游戏内支付。结算安排需向服务商确认。" }, { "id": "compare-paymo", "kind": "payment_provider", "name": "Paymo", "aliases": [], "website_url": "https://paymoapp.com", "detail_url": "https://paymoapp.com", "countries": [ "全球" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Paymo 是一家传统收单/支付服务商，覆盖全球，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-paymob", "kind": "payment_provider", "name": "Paymob", "aliases": [], "website_url": "https://paymob.com", "detail_url": "https://paymob.com", "countries": [ "阿联酋 | 埃及 | 阿曼 | 巴基斯坦 | 沙特阿拉伯" ], "regions": [ "africa, asia, middle-east" ], "payment_types": [ "regional" ], "services": [ "电子钱包", "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "1–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Paymob 是一家区域型支付服务商，覆盖阿联酋、埃及、阿曼、巴基斯坦、沙特阿拉伯，支持电子钱包、POS收单。结算：1–3个工作日。" }, { "id": "compare-paymongo", "kind": "payment_provider", "name": "PayMongo", "aliases": [], "website_url": "https://www.paymongo.com/", "detail_url": "https://www.paymongo.com/", "countries": [ "PH" ], "regions": [ "亚洲" ], "payment_types": [ "Philippines PSP, payment gateway" ], "services": [ "QR Ph", "cards", "GCash", "Maya", "GrabPay", "ShopeePay", "direct online banking", "BNPL", "payment links", "API payments" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "待确认", "settlement": "官网价格页显示 Instant Se", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "菲律宾支付平台，支持 QR Ph、银行卡、主流电子钱包、网银、BNPL、支付链接和 API 收款，适合菲律宾本地电商和线上服务。" }, { "id": "compare-paymytuition", "kind": "payment_provider", "name": "PayMyTuition", "aliases": [], "website_url": "https://paymytuition.com", "detail_url": "https://paymytuition.com", "countries": [ "全球" ], "regions": [ "asia, europe, north-america, oceania" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PayMyTuition 是一家传统收单/支付服务商，覆盖全球，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-paynearme", "kind": "payment_provider", "name": "PayNearMe", "aliases": [], "website_url": "https://home.paynearme.com", "detail_url": "https://home.paynearme.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "现金", "代金券" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PayNearMe 是一家传统收单/支付服务商，覆盖美国，支持现金/代金券。结算：1–2个工作日。" }, { "id": "compare-paynet-uzbekistan", "kind": "payment_provider", "name": "Paynet (Uzbekistan)", "aliases": [], "website_url": "https://paynet.uz", "detail_url": "https://paynet.uz", "countries": [ "乌兹别克斯坦" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "账单", "发票支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Paynet (Uzbekistan) 是一家区域型支付服务商，覆盖乌兹别克斯坦，支持账单/发票支付。结算安排需向服务商确认。" }, { "id": "compare-paynetics", "kind": "payment_provider", "name": "Paynetics", "aliases": [], "website_url": "https://paynetics.com", "detail_url": "https://paynetics.com", "countries": [ "保加利亚 | 德国 | 英国 | 荷兰" ], "regions": [ "europe" ], "payment_types": [ "baas" ], "services": [ "银行即服务(BaaS)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Paynetics 是一家银行即服务(BaaS)服务商，覆盖保加利亚、德国、英国、荷兰，支持银行即服务(BaaS)。结算：1–2个工作日。" }, { "id": "compare-paynimo-techprocess", "kind": "payment_provider", "name": "Paynimo (TechProcess)", "aliases": [], "website_url": "https://paynimo.com", "detail_url": "https://paynimo.com", "countries": [ "印度" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Paynimo (TechProcess) 是一家区域型支付服务商，覆盖印度，支持信用卡/借记卡、电子钱包。结算安排需向服务商确认。" }, { "id": "compare-paynovate", "kind": "payment_provider", "name": "Paynovate", "aliases": [], "website_url": "https://paynovate.com", "detail_url": "https://paynovate.com", "countries": [ "比利时 | 欧盟" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "银行转账", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Paynovate 是一家传统收单/支付服务商，覆盖比利时、欧盟，支持银行转账、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-paynow", "kind": "payment_channel", "name": "Paynow", "aliases": [], "website_url": "https://www.paynow.pl", "detail_url": "/payment-channels/pl-paynow/", "countries": [ "Poland", "Singapore", "新加坡" ], "regions": [ "欧洲", "亚洲", "asia, southeast-asia" ], "payment_types": [ "聚合支付", "即时支付、银行转账", "regional" ], "services": [ "即时出款", "银行转账", "跨境汇款", "出款" ], "use_cases": [ "商户及B端(mBank)网关", "C端个人+商户（两者兼有）" ], "subject_requirement": "部分(需特定资质)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开", "intro": "mBank旗下即时转账网关" }, { "id": "compare-paynow-poland", "kind": "payment_provider", "name": "PayNow Poland", "aliases": [], "website_url": "https://paynow.pl", "detail_url": "https://paynow.pl", "countries": [ "波兰" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PayNow Poland 是一家区域型支付服务商，覆盖波兰，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-payone", "kind": "payment_provider", "name": "Payone", "aliases": [], "website_url": "https://payone.com", "detail_url": "https://payone.com", "countries": [ "奥地利 | 德国" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "银行转账", "账单", "发票支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Payone 是一家区域型支付服务商，覆盖奥地利、德国，支持银行转账、账单/发票支付。结算：1–2个工作日。" }, { "id": "compare-payoneer", "kind": "payment_provider", "name": "Payoneer", "aliases": [], "website_url": "https://payoneer.com", "detail_url": "https://payoneer.com", "countries": [ "全球" ], "regions": [ "africa, asia, europe, latin-america, north-america" ], "payment_types": [ "traditional" ], "services": [ "即时出款", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Payoneer 是一家传统收单/支付服务商，覆盖全球，支持即时出款、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-payoo", "kind": "payment_provider", "name": "Payoo", "aliases": [], "website_url": "https://payoo.vn", "detail_url": "https://payoo.vn", "countries": [ "越南" ], "regions": [ "southeast-asia" ], "payment_types": [ "regional" ], "services": [ "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Payoo 是一家区域型支付服务商，覆盖越南，支持跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-payop-gaming", "kind": "payment_provider", "name": "PayOp Gaming", "aliases": [], "website_url": "https://payop.com", "detail_url": "https://payop.com", "countries": [ "全球" ], "regions": [ "asia, europe" ], "payment_types": [ "gaming" ], "services": [ "加密货币" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PayOp Gaming 是一家游戏支付服务商，覆盖全球，支持加密货币。结算安排需向服务商确认。" }, { "id": "compare-payout-systems", "kind": "payment_provider", "name": "Payout Systems", "aliases": [], "website_url": "https://payoutsystems.com", "detail_url": "https://payoutsystems.com", "countries": [ "全球" ], "regions": [ "europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "银行转账", "电子钱包", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Payout Systems 是一家传统收单/支付服务商，覆盖全球，支持银行转账、电子钱包、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-payouts-network", "kind": "payment_provider", "name": "Payouts Network", "aliases": [], "website_url": "https://payoutsnetwork.com", "detail_url": "https://payoutsnetwork.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "即时出款", "信用卡", "借记卡", "电子钱包", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Payouts Network 是一家传统收单/支付服务商，覆盖美国，支持即时出款、信用卡/借记卡、电子钱包、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-payouts-com", "kind": "payment_provider", "name": "Payouts.com", "aliases": [], "website_url": "https://payouts.com", "detail_url": "https://payouts.com", "countries": [ "美国" ], "regions": [ "africa, asia, europe, latin-america, north-america" ], "payment_types": [ "traditional" ], "services": [ "即时出款", "信用卡", "借记卡", "银行转账", "电子钱包", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Payouts.com 是一家传统收单/支付服务商，覆盖美国，支持即时出款、信用卡/借记卡、银行转账、电子钱包、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-paypal", "kind": "payment_channel", "name": "PayPal", "aliases": [], "website_url": "https://www.paypal.com", "detail_url": "/payment-channels/us-paypal/", "countries": [ "United States", "Germany", "United Kingdom", "France", "Brazil", "Canada", "Italy", "Australia", "Spain", "Mexico", "Netherlands", "Ireland", "Austria", "Denmark", "Norway", "Finland", "Greece", "Czechia", "Ecuador", "200+国家/25币种" ], "regions": [ "北美洲", "欧洲", "拉丁美洲", "大洋洲", "全球" ], "payment_types": [ "电子钱包", "电子钱包、聚合支付", "三方支付/收单" ], "services": [ "在线钱包", "收单", "P2P" ], "use_cases": [ "商户+B端(亦含C端个人转账)", "商户+B端", "两者兼有", "跨境电商/中小卖家" ], "subject_requirement": "部分(跨境商户可接入,需资质)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "美国在线支付龙头，电商默认钱包" }, { "id": "compare-paypay", "kind": "payment_channel", "name": "PayPay", "aliases": [], "website_url": "https://www.paypay.ne.jp", "detail_url": "/payment-channels/jp-paypay/", "countries": [ "Japan", "日本" ], "regions": [ "亚洲", "asia" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "即时出款", "移动支付", "二维码支付" ], "use_cases": [ "两者兼有(C端QR钱包", "商户收单)" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "日本最大QR钱包，用户超6500万" }, { "id": "compare-paypay-later", "kind": "payment_channel", "name": "PayPay Later", "aliases": [], "website_url": "https://www.paypay.ne.jp", "detail_url": "/payment-channels/jp-paypay-later/", "countries": [ "Japan" ], "regions": [ "亚洲" ], "payment_types": [ "先买后付（BNPL）" ], "services": [], "use_cases": [ "C端个人(先买后付)" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "视方案", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PayPay内嵌的先买后付" }, { "id": "compare-payplug", "kind": "payment_provider", "name": "Payplug", "aliases": [], "website_url": "https://payplug.com", "detail_url": "https://payplug.com", "countries": [ "欧盟 | 法国" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Payplug 是一家传统收单/支付服务商，覆盖欧盟、法国，支持信用卡/借记卡。结算：1–2个工作日。" }, { "id": "compare-paypo", "kind": "payment_channel", "name": "PayPo", "aliases": [], "website_url": "https://paypo.pl", "detail_url": "/payment-channels/ro-paypo/", "countries": [ "Romania" ], "regions": [ "欧洲" ], "payment_types": [ "先买后付（BNPL）" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "未公开", "fee": "未公开", "intro": "波兰BNPL已入罗马尼亚市场" }, { "id": "compare-payqwick", "kind": "payment_provider", "name": "PayQwick", "aliases": [], "website_url": "https://payqwick.com", "detail_url": "https://payqwick.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "high-risk" ], "services": [ "银行转账", "现金", "代金券" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PayQwick 是一家高风险行业支付服务商，覆盖美国，支持银行转账、现金/代金券。结算安排需向服务商确认。" }, { "id": "compare-payrails", "kind": "payment_provider", "name": "Payrails", "aliases": [], "website_url": "https://payrails.com", "detail_url": "https://payrails.com", "countries": [ "全球" ], "regions": [ "europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "视情况而定", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Payrails 是一家传统收单/支付服务商，覆盖全球，支持信用卡/借记卡。结算：视情况而定。" }, { "id": "compare-payretailers", "kind": "payment_provider", "name": "PayRetailers", "aliases": [], "website_url": "https://payretailers.com", "detail_url": "https://payretailers.com", "countries": [ "阿根廷 | 布基纳法索 | 巴西 | 科特迪瓦 | 智利 | 喀麦隆 | 哥伦比亚 | 哥斯达黎加 | 厄瓜多尔 | 加纳 | 危地马拉 | 肯尼亚 | 墨西哥 | 尼日利亚 | 尼加拉瓜 | 巴拿马 | 秘鲁 | 卢旺达 | 塞内加尔 | 萨尔瓦多 | 坦桑尼亚 | 乌干达 | 南非 | 赞比亚" ], "regions": [ "africa, latin-america" ], "payment_types": [ "gaming, traditional" ], "services": [ "订阅", "周期扣款", "信用卡", "借记卡", "银行转账", "移动支付", "现金", "代金券", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PayRetailers 是一家游戏支付服务商，覆盖阿根廷、布基纳法索、巴西、科特迪瓦、智利、喀麦隆等，支持订阅/周期扣款、信用卡/借记卡、银行转账、移动支付、现金/代金券、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-payrexx", "kind": "payment_provider", "name": "Payrexx", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "奥地利 | 比利时 | 瑞士 | 德国 | 西班牙 | 法国 | 意大利 | 荷兰" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Payrexx 是一家传统收单/支付服务商，覆盖奥地利、比利时、瑞士、德国、西班牙、法国等，支持信用卡/借记卡。 competitive on local methods。结算安排需向服务商确认。" }, { "id": "compare-payrix", "kind": "payment_provider", "name": "Payrix", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "澳大利亚 | 美国" ], "regions": [ "north-america, oceania" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Payrix 是一家传统收单/支付服务商，覆盖澳大利亚、美国，支持信用卡/借记卡。结算：1–2个工作日。" }, { "id": "compare-payroc", "kind": "payment_provider", "name": "Payroc", "aliases": [], "website_url": "https://payroc.com", "detail_url": "https://payroc.com", "countries": [ "英国 | 爱尔兰 | 美国" ], "regions": [ "europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Payroc 是一家传统收单/支付服务商，覆盖英国、爱尔兰、美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-paysafe", "kind": "payment_provider", "name": "Paysafe", "aliases": [], "website_url": "https://www.paysafe.com", "detail_url": "https://www.paysafe.com", "countries": [ "全球" ], "regions": [ "全球" ], "payment_types": [ "三方支付/收单" ], "services": [ "Skrill", "Neteller钱包", "收单", "卡" ], "use_cases": [ "游戏/跨境/钱包" ], "subject_requirement": "部分(需境外主体)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+2/T+3", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "整合Skrill/Neteller的上市支付集团" }, { "id": "compare-paysafecard", "kind": "payment_provider", "name": "Paysafecard", "aliases": [], "website_url": "https://paysafecard.com", "detail_url": "https://paysafecard.com", "countries": [ "全球" ], "regions": [ "europe, latin-america, north-america" ], "payment_types": [ "traditional" ], "services": [ "现金", "代金券" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Paysafecard 是一家传统收单/支付服务商，覆盖全球，支持现金/代金券。结算：1–2个工作日。" }, { "id": "compare-paysend", "kind": "payment_provider", "name": "Paysend", "aliases": [], "website_url": "https://paysend.com", "detail_url": "https://paysend.com", "countries": [ "全球" ], "regions": [ "africa, asia, europe, latin-america, middle-east, north-america" ], "payment_types": [ "traditional" ], "services": [ "即时出款", "信用卡", "借记卡", "银行转账", "电子钱包", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Paysend 是一家传统收单/支付服务商，覆盖全球，支持即时出款、信用卡/借记卡、银行转账、电子钱包、跨境汇款/出款。结算：即时。" }, { "id": "compare-paysera", "kind": "payment_provider", "name": "Paysera", "aliases": [], "website_url": "https://paysera.com", "detail_url": "https://paysera.com", "countries": [ "爱沙尼亚 | 立陶宛 | 拉脱维亚" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "银行转账", "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Paysera 是一家传统收单/支付服务商，覆盖爱沙尼亚、立陶宛、拉脱维亚，支持银行转账、POS收单。结算安排需向服务商确认。" }, { "id": "compare-payshop", "kind": "payment_channel", "name": "Payshop", "aliases": [], "website_url": "https://www.payshop.pt", "detail_url": "/payment-channels/pt-payshop/", "countries": [ "Portugal" ], "regions": [ "欧洲" ], "payment_types": [ "现金收款" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "葡国现金代收网络，7000+代理点现金缴费" }, { "id": "compare-paysimple", "kind": "payment_provider", "name": "PaySimple", "aliases": [], "website_url": "https://paysimple.com", "detail_url": "https://paysimple.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PaySimple 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款。结算：1–2个工作日。" }, { "id": "compare-paystack", "kind": "payment_channel", "name": "Paystack", "aliases": [], "website_url": "https://paystack.com", "detail_url": "/payment-channels/ng-paystack/", "countries": [ "Nigeria", "Côte d'Ivoire", "非洲多国" ], "regions": [ "非洲", "非洲(尼日利亚等)" ], "payment_types": [ "聚合支付", "三方支付/收单" ], "services": [ "在线收单", "POS", "跨境" ], "use_cases": [ "商户+B端", "非洲电商/出海" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "领先在线收单网关，已被Stripe收购" }, { "id": "compare-paystand", "kind": "payment_provider", "name": "Paystand", "aliases": [], "website_url": "https://paystand.com", "detail_url": "https://paystand.com", "countries": [ "墨西哥 | 美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "银行转账", "现金", "代金券" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "1–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Paystand 是一家传统收单/支付服务商，覆盖墨西哥、美国，支持银行转账、现金/代金券。结算：1–3个工作日。" }, { "id": "compare-paystation", "kind": "payment_provider", "name": "Paystation", "aliases": [], "website_url": "https://paystation.co.nz", "detail_url": "https://paystation.co.nz", "countries": [ "新西兰" ], "regions": [ "oceania" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "2–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Paystation 是一家传统收单/支付服务商，覆盖新西兰，支持信用卡/借记卡。结算：2–3个工作日。" }, { "id": "compare-paystrax", "kind": "payment_provider", "name": "PAYSTRAX", "aliases": [], "website_url": "https://paystrax.com/", "detail_url": "https://paystrax.com/", "countries": [ "EU, EEA, GB" ], "regions": [ "欧洲" ], "payment_types": [ "acquiring, payment gateway, POS" ], "services": [ "Visa", "Mastercard", "Apple Pay", "Google Pay", "alternative payment methods", "POS", "online gateway" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "待确认", "settlement": "官网 FAQ 明确商户结算按个别协议", "fee": "官网 FAQ 未公开标准价，候选数据为定制报价；需商户申请后确认。", "intro": "欧洲和英国持牌支付机构，提供线上支付网关、收单、多收单策略、POS 和风控服务。" }, { "id": "compare-paytabs", "kind": "payment_provider", "name": "PayTabs", "aliases": [], "website_url": "https://site.paytabs.com", "detail_url": "https://site.paytabs.com", "countries": [ "阿联酋 | 巴林 | 埃及 | 约旦 | 科威特 | 阿曼 | 巴勒斯坦 | 卡塔尔 | 沙特阿拉伯" ], "regions": [ "africa, middle-east" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "2–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PayTabs 是一家区域型支付服务商，覆盖阿联酋、巴林、埃及、约旦、科威特、阿曼等，支持信用卡/借记卡。结算：2–3个工作日。" }, { "id": "compare-payten", "kind": "payment_provider", "name": "Payten", "aliases": [], "website_url": "https://payten.com", "detail_url": "https://payten.com", "countries": [ "波黑 | 保加利亚 | 克罗地亚 | 黑山 | 北马其顿 | 塞尔维亚" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Payten 是一家区域型支付服务商，覆盖波黑、保加利亚、克罗地亚、黑山、北马其顿、塞尔维亚，支持POS收单。结算安排需向服务商确认。" }, { "id": "compare-paytm", "kind": "payment_channel", "name": "Paytm", "aliases": [], "website_url": "https://paytm.com", "detail_url": "/payment-channels/in-paytm/", "countries": [ "India", "印度" ], "regions": [ "亚洲", "India" ], "payment_types": [ "电子钱包", "三方支付/收单" ], "services": [ "钱包", "收单", "UPI", "银行" ], "use_cases": [ "两者兼有(钱包+商户)", "印度中小商户" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "印度早期钱包与商户生态" }, { "id": "compare-paytm-for-business", "kind": "payment_provider", "name": "Paytm for Business", "aliases": [], "website_url": "https://business.paytm.com", "detail_url": "https://business.paytm.com", "countries": [ "印度" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "即时出款", "信用卡", "借记卡", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Paytm for Business 是一家区域型支付服务商，覆盖印度，支持即时出款、信用卡/借记卡、电子钱包。结算安排需向服务商确认。" }, { "id": "compare-payto", "kind": "payment_channel", "name": "PayTo", "aliases": [], "website_url": "https://www.payto.com.au", "detail_url": "/payment-channels/au-payto/", "countries": [ "Australia" ], "regions": [ "大洋洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "商户+B端(订阅", "扣款)" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "未公开", "intro": "NPP新一代实时银行扣款，替代已停运的POLi" }, { "id": "compare-paytr", "kind": "payment_channel", "name": "PayTR", "aliases": [], "website_url": "https://www.paytr.com", "detail_url": "/payment-channels/tr-paytr/", "countries": [ "Turkey", "土耳其" ], "regions": [ "欧洲/亚洲", "europe, middle-east" ], "payment_types": [ "聚合支付", "regional" ], "services": [ "即时出款", "信用卡", "借记卡", "银行转账", "电子钱包" ], "use_cases": [ "商户+B端" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "本地主流商户收单与支付网关" }, { "id": "compare-paytrail", "kind": "payment_provider", "name": "Paytrail", "aliases": [], "website_url": "https://paytrail.com", "detail_url": "https://paytrail.com", "countries": [ "欧盟 | 芬兰" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡", "先买后付(BNPL)", "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Paytrail 是一家传统收单/支付服务商，覆盖欧盟、芬兰，支持信用卡/借记卡、先买后付(BNPL)、订阅/周期扣款。结算：1–2个工作日。" }, { "id": "compare-payture-russia", "kind": "payment_provider", "name": "Payture Russia", "aliases": [], "website_url": "https://payture.com", "detail_url": "https://payture.com", "countries": [ "俄罗斯" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Payture Russia 是一家区域型支付服务商，覆盖俄罗斯，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-payu", "kind": "payment_channel", "name": "PayU", "aliases": [], "website_url": "https://payu.pl", "detail_url": "/payment-channels/pl-payu/", "countries": [ "Poland", "Czechia", "30+国" ], "regions": [ "欧洲", "高增长市场" ], "payment_types": [ "聚合支付", "三方支付/收单" ], "services": [ "本地收单", "钱包", "Payout" ], "use_cases": [ "商户及B端聚合", "商户+B端", "新兴市场电商/跨境" ], "subject_requirement": "部分(需特定资质)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Allegro生态主流支付聚合商" }, { "id": "compare-payu-bangladesh", "kind": "payment_provider", "name": "PayU Bangladesh", "aliases": [], "website_url": "https://payu.com.bd", "detail_url": "https://payu.com.bd", "countries": [ "孟加拉国" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PayU Bangladesh 是一家区域型支付服务商，覆盖孟加拉国，支持信用卡/借记卡、银行转账。结算安排需向服务商确认。" }, { "id": "compare-payu-czech-republic", "kind": "payment_provider", "name": "PayU Czech Republic", "aliases": [], "website_url": "https://payu.cz", "detail_url": "https://payu.cz", "countries": [ "捷克" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PayU Czech Republic 是一家区域型支付服务商，覆盖捷克，支持信用卡/借记卡、银行转账。结算安排需向服务商确认。" }, { "id": "compare-payu-india", "kind": "payment_provider", "name": "PayU India", "aliases": [], "website_url": "https://payu.in", "detail_url": "https://payu.in", "countries": [ "India" ], "regions": [ "South Asia" ], "payment_types": [ "India payment gateway" ], "services": [ "Cards", "UPI", "Net banking", "Wallets", "BNPL", "EMI", "QR", "Split settlements" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "待确认", "settlement": "T+2/T+3", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PayU India 是印度支付解决方案提供商，为商户提供在线和线下收款、支付网关、UPI、卡、网银、钱包、BNPL、QR 和分账结算。" }, { "id": "compare-payu-poland", "kind": "payment_provider", "name": "PayU Poland", "aliases": [], "website_url": "https://poland.payu.com/", "detail_url": "https://poland.payu.com/", "countries": [ "PL, CZ, RO, SK, EU" ], "regions": [ "欧洲" ], "payment_types": [ "payment gateway, local payment methods" ], "services": [ "cards", "BLIK", "online bank transfer", "wire transfer", "Apple Pay", "Click to Pay", "SEPA Direct Debit", "BNPL", "installments" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "待确认", "settlement": "IF++ 文档公开该模型在月末后结算", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PayU 在欧洲市场的在线支付服务，覆盖波兰及中东欧多种本地支付方式、银行卡、钱包、BNPL 和分期。" }, { "id": "compare-payu-romania", "kind": "payment_channel", "name": "PayU Romania", "aliases": [], "website_url": "https://www.payu.com", "detail_url": "/payment-channels/ro-payu-romania/", "countries": [ "Romania", "罗马尼亚" ], "regions": [ "欧洲", "europe" ], "payment_types": [ "聚合支付", "regional" ], "services": [ "信用卡", "借记卡", "银行转账" ], "use_cases": [ "商户+B端" ], "subject_requirement": "部分(需特定资质)", "access_threshold": "中等，需要核实主体和资料", "settlement": "未公开", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "全球收单罗马尼亚站" }, { "id": "compare-payu-turkey", "kind": "payment_provider", "name": "PayU Turkey", "aliases": [], "website_url": "https://payu.com.tr", "detail_url": "https://payu.com.tr", "countries": [ "全球" ], "regions": [ "africa, asia, europe, latin-america, middle-east, north-america, oceania, southeast-asia" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PayU Turkey 是一家传统收单/支付服务商，覆盖全球，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-payusatax", "kind": "payment_provider", "name": "PayUSAtax", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PayUSAtax 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡、电子钱包。结算安排需向服务商确认。" }, { "id": "compare-payvalida", "kind": "payment_provider", "name": "Payválida", "aliases": [], "website_url": "https://payvalida.com", "detail_url": "https://payvalida.com", "countries": [ "哥伦比亚 | 厄瓜多尔 | 墨西哥" ], "regions": [ "latin-america" ], "payment_types": [ "regional" ], "services": [ "现金", "代金券" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Payválida 是一家区域型支付服务商，覆盖哥伦比亚、厄瓜多尔、墨西哥，支持现金/代金券。结算安排需向服务商确认。" }, { "id": "compare-payward", "kind": "payment_provider", "name": "Payward", "aliases": [], "website_url": "https://payward.com", "detail_url": "https://payward.com", "countries": [ "阿根廷 | 奥地利 | 澳大利亚 | 比利时 | 加拿大 | 德国 | 西班牙 | 芬兰 | 法国 | 英国 | 爱尔兰 | 意大利 | 日本 | 荷兰 | 挪威 | 波兰 | 葡萄牙 | 瑞典 | 美国" ], "regions": [ "asia, europe, latin-america, north-america, oceania" ], "payment_types": [ "baas, crypto" ], "services": [ "加密货币" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Payward 是一家银行即服务(BaaS)服务商，覆盖阿根廷、奥地利、澳大利亚、比利时、加拿大、德国等，支持加密货币。结算安排需向服务商确认。" }, { "id": "compare-payway-cambodia", "kind": "payment_provider", "name": "Payway Cambodia", "aliases": [], "website_url": "https://payway.com.kh", "detail_url": "https://payway.com.kh", "countries": [ "柬埔寨" ], "regions": [ "southeast-asia" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Payway Cambodia 是一家区域型支付服务商，覆盖柬埔寨，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-paywise", "kind": "payment_provider", "name": "Paywise", "aliases": [], "website_url": "https://paywiseltd.com", "detail_url": "https://paywiseltd.com", "countries": [ "毛里求斯 | 留尼汪" ], "regions": [ "africa" ], "payment_types": [ "traditional" ], "services": [ "移动支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Paywise 是一家传统收单/支付服务商，覆盖毛里求斯、留尼汪，支持移动支付。结算安排需向服务商确认。" }, { "id": "compare-payxpert", "kind": "payment_provider", "name": "PayXpert", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "全球" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PayXpert 是一家传统收单/支付服务商，覆盖全球，支持订阅/周期扣款、即时出款。结算安排需向服务商确认。" }, { "id": "compare-payza", "kind": "payment_provider", "name": "Payza", "aliases": [], "website_url": "https://payza.com", "detail_url": "https://payza.com", "countries": [ "全球" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "加密货币", "现金", "代金券", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Payza 是一家传统收单/支付服务商，覆盖全球，支持加密货币、现金/代金券、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-payzen", "kind": "payment_provider", "name": "PayZen", "aliases": [], "website_url": "https://payzen.com", "detail_url": "https://payzen.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PayZen 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-peach-payments", "kind": "payment_provider", "name": "Peach Payments", "aliases": [], "website_url": "https://peachpayments.com", "detail_url": "https://peachpayments.com", "countries": [ "肯尼亚 | 毛里求斯 | 南非" ], "regions": [ "africa" ], "payment_types": [ "regional" ], "services": [ "订阅", "周期扣款", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "2–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Peach Payments 是一家区域型支付服务商，覆盖肯尼亚、毛里求斯、南非，支持订阅/周期扣款、跨境汇款/出款。结算：2–3个工作日。" }, { "id": "compare-pelican-ai", "kind": "payment_provider", "name": "Pelican AI", "aliases": [], "website_url": "https://pelican.ai", "detail_url": "https://pelican.ai", "countries": [ "奥地利 | 比利时 | 保加利亚 | 塞浦路斯 | 捷克 | 德国 | 爱沙尼亚 | 西班牙 | 芬兰 | 法国 | 英国 | 希腊 | 克罗地亚 | 匈牙利 | 爱尔兰 | 意大利 | 立陶宛 | 卢森堡 | 拉脱维亚 | 马耳他 | 荷兰 | 波兰 | 葡萄牙 | 罗马尼亚 | 瑞典 | 斯洛文尼亚 | 斯洛伐克" ], "regions": [ "europe" ], "payment_types": [ "baas, regional, traditional" ], "services": [ "银行即服务(BaaS)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（BaaS，需技术对接）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Pelican AI 是一家银行即服务(BaaS)服务商，覆盖奥地利、比利时、保加利亚、塞浦路斯、捷克、德国等，支持银行即服务(BaaS)。fee model: 定制(需询价)。结算安排需向服务商确认。" }, { "id": "compare-pensio-valitor", "kind": "payment_provider", "name": "Pensio (Valitor)", "aliases": [], "website_url": "https://valitor.com", "detail_url": "https://valitor.com", "countries": [ "英国 | 冰岛" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Pensio (Valitor) 是一家传统收单/支付服务商，覆盖英国、冰岛，支持POS收单。结算安排需向服务商确认。" }, { "id": "compare-perpay", "kind": "payment_provider", "name": "Perpay", "aliases": [], "website_url": "https://perpay.com", "detail_url": "https://perpay.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "先买后付(BNPL)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Perpay 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款、先买后付(BNPL)。结算安排需向服务商确认。" }, { "id": "compare-persona", "kind": "payment_provider", "name": "Persona", "aliases": [], "website_url": "https://withpersona.com", "detail_url": "https://withpersona.com", "countries": [ "美国" ], "regions": [ "europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Persona 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-personal-pay-argentina", "kind": "payment_provider", "name": "Personal Pay (Argentina)", "aliases": [], "website_url": "https://personalpay.com.ar", "detail_url": "https://personalpay.com.ar", "countries": [ "阿根廷" ], "regions": [ "latin-america" ], "payment_types": [ "regional" ], "services": [ "即时出款", "电子钱包", "二维码支付", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Personal Pay (Argentina) 是一家区域型支付服务商，覆盖阿根廷，支持即时出款、电子钱包、二维码支付、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-pesa", "kind": "payment_provider", "name": "Pesa", "aliases": [], "website_url": "https://pesa.co", "detail_url": "https://pesa.co", "countries": [ "阿联酋 | 澳大利亚 | 贝宁 | 加拿大 | 科特迪瓦 | 喀麦隆 | 中国 | 英国 | 加纳 | 印度 | 肯尼亚 | 尼日利亚 | 菲律宾 | 卢旺达 | 塞内加尔 | 多哥 | 坦桑尼亚 | 乌干达 | 美国 | 南非 | 赞比亚" ], "regions": [ "africa, asia, europe, middle-east, north-america, oceania" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Pesa 是一家区域型支付服务商，覆盖阿联酋、澳大利亚、贝宁、加拿大、科特迪瓦、喀麦隆等，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-pesalink", "kind": "payment_channel", "name": "Pesalink", "aliases": [], "website_url": "https://www.kba.co.ke", "detail_url": "/payment-channels/ke-pesalink/", "countries": [ "Kenya" ], "regions": [ "非洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "C端个人+商户（两者兼有）" ], "subject_requirement": "否", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "银行协会运营，7×24跨行秒到" }, { "id": "compare-pesapal", "kind": "payment_channel", "name": "Pesapal", "aliases": [], "website_url": "https://pesapal.com", "detail_url": "/payment-channels/ug-pesapal/", "countries": [ "Uganda", "Tanzania", "肯尼亚 | 卢旺达 | 坦桑尼亚 | 乌干达" ], "regions": [ "非洲", "africa" ], "payment_types": [ "聚合支付", "regional" ], "services": [ "信用卡", "借记卡", "银行转账", "移动支付", "POS收单" ], "use_cases": [ "商户+B端" ], "subject_requirement": "部分(需特定资质)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开", "intro": "东非主流支付网关，支持移动货币" }, { "id": "compare-phonepe", "kind": "payment_channel", "name": "PhonePe", "aliases": [], "website_url": "https://www.phonepe.com", "detail_url": "/payment-channels/in-phonepe/", "countries": [ "India", "印度" ], "regions": [ "亚洲", "India" ], "payment_types": [ "电子钱包", "三方支付/收单" ], "services": [ "UPI", "钱包", "聚合收单" ], "use_cases": [ "两者兼有(UPI份额第一)", "印度中小商户/聚合" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "沃尔玛系，UPI份额第一" }, { "id": "compare-photonpay", "kind": "payment_provider", "name": "PhotonPay", "aliases": [ "光子支付" ], "website_url": "https://www.photonpay.com", "detail_url": "https://www.photonpay.com", "countries": [ "全球(200+国家/地区)" ], "regions": [ "China" ], "payment_types": [ "跨境收款(三方)" ], "services": [ "跨境收单", "全球发卡", "企业钱包与跨境结算" ], "use_cases": [ "跨境电商/独立站" ], "subject_requirement": "是", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开", "intro": "香港持牌跨境支付服务商" }, { "id": "compare-phreesia", "kind": "payment_provider", "name": "Phreesia", "aliases": [], "website_url": "https://phreesia.com", "detail_url": "https://phreesia.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Phreesia 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-pi-pay", "kind": "payment_channel", "name": "Pi Pay", "aliases": [], "website_url": "https://www.pipay.com", "detail_url": "/payment-channels/kh-pi-pay/", "countries": [ "Cambodia", "柬埔寨" ], "regions": [ "亚洲", "southeast-asia" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "即时出款", "移动支付", "二维码支付" ], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "无现金支付平台含社交功能" }, { "id": "compare-picpay", "kind": "payment_channel", "name": "PicPay", "aliases": [], "website_url": "https://www.picpay.com", "detail_url": "/payment-channels/br-picpay/", "countries": [ "Brazil", "巴西" ], "regions": [ "拉丁美洲", "巴西" ], "payment_types": [ "电子钱包", "三方支付/收单" ], "services": [ "钱包", "QR", "收单" ], "use_cases": [ "两者兼有(超级App钱包)", "巴西个人/小微" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "巴西主流超级App钱包" }, { "id": "compare-pin-payments", "kind": "payment_provider", "name": "Pin Payments", "aliases": [], "website_url": "https://pinpayments.com", "detail_url": "https://pinpayments.com", "countries": [ "澳大利亚 | 新西兰" ], "regions": [ "oceania" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Pin Payments 是一家传统收单/支付服务商，覆盖澳大利亚、新西兰，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-pine-labs", "kind": "payment_provider", "name": "Pine Labs", "aliases": [], "website_url": "https://www.pinelabs.com", "detail_url": "https://www.pinelabs.com", "countries": [ "印度等" ], "regions": [ "印度/东南亚" ], "payment_types": [ "三方支付/收单" ], "services": [ "POS收单", "忠诚", "分期" ], "use_cases": [ "印度线下零售" ], "subject_requirement": "否(印度/东南亚本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "印度POS与商户收单网络" }, { "id": "compare-ping-payments", "kind": "payment_provider", "name": "Ping Payments", "aliases": [], "website_url": "https://pingpayments.com", "detail_url": "https://pingpayments.com", "countries": [ "芬兰 | 挪威 | 瑞典" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "订阅", "周期扣款", "即时出款", "电子钱包", "先买后付(BNPL)", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Ping Payments 是一家区域型支付服务商，覆盖芬兰、挪威、瑞典，支持订阅/周期扣款、即时出款、电子钱包、先买后付(BNPL)、跨境汇款/出款。结算：即时。" }, { "id": "compare-pingpong", "kind": "payment_provider", "name": "PingPong", "aliases": [], "website_url": "https://www.pingpongx.com", "detail_url": "https://www.pingpongx.com", "countries": [ "200+国家/50+币种" ], "regions": [ "全球(中国出海)" ], "payment_types": [ "跨境收款(三方)" ], "services": [ "跨境电商收款", "收单", "结汇" ], "use_cases": [ "跨境电商/独立站收款" ], "subject_requirement": "是", "access_threshold": "较低，常规资料即可核实", "settlement": "提现1-3工作日(最快2小时到账)", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "中国出海跨境收款头部，持多国牌照" }, { "id": "compare-pingpong-payments", "kind": "payment_provider", "name": "PingPong Payments", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "全球" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "regional" ], "services": [ "订阅", "周期扣款", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "1–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PingPong Payments 是一家区域型支付服务商，覆盖全球，支持订阅/周期扣款、跨境汇款/出款。结算：1–3个工作日。" }, { "id": "compare-pintail-ag", "kind": "payment_provider", "name": "Pintail AG", "aliases": [], "website_url": "https://pintail.net", "detail_url": "https://pintail.net", "countries": [ "比利时 | 西班牙 | 法国 | 意大利 | 列支敦士登 | 摩洛哥 | 荷兰" ], "regions": [ "africa, europe" ], "payment_types": [ "regional, traditional" ], "services": [ "电子钱包", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Pintail AG 是一家区域型支付服务商，覆盖比利时、西班牙、法国、意大利、列支敦士登、摩洛哥等，支持电子钱包、跨境汇款/出款。fee model: 定制(需询价)。结算安排需向服务商确认。" }, { "id": "compare-pivotal-payments", "kind": "payment_provider", "name": "Pivotal Payments", "aliases": [], "website_url": "https://pivotalpayments.com", "detail_url": "https://pivotalpayments.com", "countries": [ "全球" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Pivotal Payments 是一家传统收单/支付服务商，覆盖全球，支持POS收单。结算安排需向服务商确认。" }, { "id": "compare-pix", "kind": "payment_channel", "name": "Pix", "aliases": [], "website_url": "https://www.bcb.gov.br", "detail_url": "/payment-channels/br-pix/", "countries": [ "Brazil", "巴西" ], "regions": [ "拉丁美洲", "latin-america" ], "payment_types": [ "即时支付、银行转账", "regional" ], "services": [ "即时出款", "银行转账", "二维码支付" ], "use_cases": [ "两者兼有(日常首选实时支付)" ], "subject_requirement": "否(仅本地,需巴西账户)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "央行即时支付，日常首选" }, { "id": "compare-placetopay", "kind": "payment_provider", "name": "PlacetoPay", "aliases": [], "website_url": "https://placetopay.com", "detail_url": "https://placetopay.com", "countries": [ "智利 | 哥伦比亚 | 哥斯达黎加 | 厄瓜多尔 | 洪都拉斯 | 巴拿马" ], "regions": [ "latin-america" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡", "银行转账", "移动支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "2–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PlacetoPay 是一家区域型支付服务商，覆盖智利、哥伦比亚、哥斯达黎加、厄瓜多尔、洪都拉斯、巴拿马，支持信用卡/借记卡、银行转账、移动支付。结算：2–3个工作日。" }, { "id": "compare-planet-formerly-planet-payment", "kind": "payment_provider", "name": "Planet (formerly Planet Payment)", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "阿联酋 | 德国 | 法国 | 英国 | 爱尔兰 | 日本 | 美国" ], "regions": [ "asia, europe, middle-east, north-america" ], "payment_types": [ "traditional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Planet (formerly Planet Payment) 是一家传统收单/支付服务商，覆盖阿联酋、德国、法国、英国、爱尔兰、日本等，支持POS收单。结算安排需向服务商确认。" }, { "id": "compare-planet-payment", "kind": "payment_provider", "name": "Planet Payment", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "阿联酋 | 英国 | 爱尔兰 | 美国" ], "regions": [ "europe, middle-east, north-america" ], "payment_types": [ "traditional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Planet Payment 是一家传统收单/支付服务商，覆盖阿联酋、英国、爱尔兰、美国，支持POS收单。结算安排需向服务商确认。" }, { "id": "compare-plastiq", "kind": "payment_provider", "name": "Plastiq", "aliases": [], "website_url": "https://plastiq.com", "detail_url": "https://plastiq.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Plastiq 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡、银行转账。结算安排需向服务商确认。" }, { "id": "compare-plin", "kind": "payment_channel", "name": "Plin", "aliases": [], "website_url": "https://www.plin.pe", "detail_url": "/payment-channels/pe-plin/", "countries": [ "Peru", "秘鲁" ], "regions": [ "拉丁美洲", "latin-america" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "即时出款", "移动支付" ], "use_cases": [ "C端个人+商户（两者兼有）" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "未公开", "intro": "BBVA等三行联盟钱包，第二" }, { "id": "compare-plix", "kind": "payment_provider", "name": "Plix", "aliases": [], "website_url": "https://plixpay.com", "detail_url": "https://plixpay.com", "countries": [ "奥地利 | 比利时 | 保加利亚 | 塞浦路斯 | 捷克 | 德国 | 爱沙尼亚 | 西班牙 | 芬兰 | 法国 | 英国 | 希腊 | 克罗地亚 | 匈牙利 | 爱尔兰 | 意大利 | 立陶宛 | 卢森堡 | 拉脱维亚 | 马耳他 | 荷兰 | 波兰 | 葡萄牙 | 罗马尼亚 | 瑞典 | 斯洛文尼亚 | 斯洛伐克" ], "regions": [ "europe" ], "payment_types": [ "regional, traditional" ], "services": [ "银行转账", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Plix 是一家区域型支付服务商，覆盖奥地利、比利时、保加利亚、塞浦路斯、捷克、德国等，支持银行转账、电子钱包。结算安排需向服务商确认。" }, { "id": "compare-plooto", "kind": "payment_provider", "name": "Plooto", "aliases": [], "website_url": "https://plooto.com", "detail_url": "https://plooto.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "银行转账", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Plooto 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款、银行转账、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-pluxee", "kind": "payment_provider", "name": "Pluxee", "aliases": [], "website_url": "https://pluxee.com", "detail_url": "https://pluxee.com", "countries": [ "巴西 | 捷克 | 法国 | 印度 | 罗马尼亚 | 土耳其" ], "regions": [ "asia, europe, latin-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡", "现金", "代金券" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Pluxee 是一家传统收单/支付服务商，覆盖巴西、捷克、法国、印度、罗马尼亚、土耳其，支持信用卡/借记卡、现金/代金券。结算安排需向服务商确认。" }, { "id": "compare-poli", "kind": "payment_channel", "name": "POLi", "aliases": [], "website_url": "https://www.polipayments.com", "detail_url": "/payment-channels/nz-poli/", "countries": [ "New Zealand", "新西兰" ], "regions": [ "大洋洲", "oceania" ], "payment_types": [ "即时支付、银行转账", "regional" ], "services": [ "银行转账" ], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "新西兰网银直连实时转账（澳洲区2023年已停运）" }, { "id": "compare-pomelo", "kind": "payment_provider", "name": "Pomelo", "aliases": [], "website_url": "https://pomelo.la", "detail_url": "https://pomelo.la", "countries": [ "阿根廷 | 巴西 | 哥伦比亚 | 墨西哥" ], "regions": [ "latin-america" ], "payment_types": [ "baas" ], "services": [ "银行即服务(BaaS)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Pomelo 是一家银行即服务(BaaS)服务商，覆盖阿根廷、巴西、哥伦比亚、墨西哥，支持银行即服务(BaaS)。结算：1–2个工作日。" }, { "id": "compare-portmone", "kind": "payment_channel", "name": "Portmone", "aliases": [], "website_url": "https://www.portmone.com.ua", "detail_url": "/payment-channels/ua-portmone/", "countries": [ "Ukraine", "乌克兰" ], "regions": [ "欧洲", "europe" ], "payment_types": [ "聚合支付", "regional" ], "services": [ "即时出款", "二维码支付" ], "use_cases": [ "商户+B端" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "未公开", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "乌克兰老牌在线支付" }, { "id": "compare-portwallet", "kind": "payment_provider", "name": "PortWallet", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "孟加拉国" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PortWallet 是一家区域型支付服务商，覆盖孟加拉国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-postepay", "kind": "payment_channel", "name": "PostePay", "aliases": [], "website_url": "https://www.postepay.it", "detail_url": "/payment-channels/it-postepay/", "countries": [ "Italy" ], "regions": [ "欧洲" ], "payment_types": [ "现金凭证、现金收款" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "意大利邮政发行预付卡，约35%消费者常用" }, { "id": "compare-postfinance", "kind": "payment_channel", "name": "PostFinance", "aliases": [], "website_url": "https://www.postfinance.ch", "detail_url": "/payment-channels/ch-postfinance/", "countries": [ "Switzerland", "瑞士 | 列支敦士登" ], "regions": [ "欧洲", "europe" ], "payment_types": [ "即时支付、银行转账", "traditional" ], "services": [ "信用卡", "借记卡", "移动支付" ], "use_cases": [ "C端及邮政银行卡", "电子银行" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开(银行渠道)", "intro": "瑞士邮政银行卡与电子银行" }, { "id": "compare-postpay", "kind": "payment_provider", "name": "Postpay", "aliases": [], "website_url": "https://www.postpay.io", "detail_url": "https://www.postpay.io", "countries": [ "阿联酋、埃及、沙特" ], "regions": [ "中东" ], "payment_types": [ "其他" ], "services": [ "先买后付(BNPL)" ], "use_cases": [ "跨境电商/独立站" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开", "intro": "中东BNPL" }, { "id": "compare-poynt-godaddy", "kind": "payment_provider", "name": "Poynt (GoDaddy)", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Poynt (GoDaddy) 是一家传统收单/支付服务商，覆盖美国，支持POS收单。结算安排需向服务商确认。" }, { "id": "compare-ppro", "kind": "payment_provider", "name": "PPRO", "aliases": [], "website_url": "https://ppro.com", "detail_url": "https://ppro.com", "countries": [ "巴西 | 德国 | 英国 | 新加坡" ], "regions": [ "asia, europe, latin-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PPRO 是一家传统收单/支付服务商，覆盖巴西、德国、英国、新加坡，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-prabhupay", "kind": "payment_channel", "name": "PrabhuPay", "aliases": [], "website_url": "https://prabhupay.com", "detail_url": "/payment-channels/np-prabhupay/", "countries": [ "Nepal" ], "regions": [ "亚洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "Prabhu Bank票务与缴费钱包" }, { "id": "compare-preczn", "kind": "payment_provider", "name": "Preczn", "aliases": [], "website_url": "https://preczn.com", "detail_url": "https://preczn.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Preczn 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-premier-payment-solutions-pps-money", "kind": "payment_provider", "name": "Premier Payment Solutions (PPS Money)", "aliases": [], "website_url": "https://pps-money.com", "detail_url": "https://pps-money.com", "countries": [ "英国" ], "regions": [ "europe" ], "payment_types": [ "regional, traditional" ], "services": [ "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Premier Payment Solutions (PPS Money) 是一家区域型支付服务商，覆盖英国，支持跨境汇款/出款。fee model: 定制(需询价)。结算安排需向服务商确认。" }, { "id": "compare-prepaid-financial-services", "kind": "payment_provider", "name": "Prepaid Financial Services", "aliases": [], "website_url": "https://prepaidfinancialservices.com", "detail_url": "https://prepaidfinancialservices.com", "countries": [ "英国 | 爱尔兰" ], "regions": [ "europe" ], "payment_types": [ "baas, traditional" ], "services": [ "订阅", "周期扣款", "即时出款", "信用卡", "借记卡", "电子钱包", "现金", "代金券", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Prepaid Financial Services 是一家银行即服务(BaaS)服务商，覆盖英国、爱尔兰，支持订阅/周期扣款、即时出款、信用卡/借记卡、电子钱包、现金/代金券、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-prex", "kind": "payment_channel", "name": "Prex", "aliases": [], "website_url": "https://prex.com", "detail_url": "/payment-channels/uy-prex/", "countries": [ "Uruguay" ], "regions": [ "拉丁美洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "未公开", "fee": "未公开", "intro": "预付万事达卡应用" }, { "id": "compare-prex-uruguay", "kind": "payment_provider", "name": "Prex Uruguay", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "乌拉圭" ], "regions": [ "latin-america" ], "payment_types": [ "regional" ], "services": [ "电子钱包", "现金", "代金券" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Prex Uruguay 是一家区域型支付服务商，覆盖乌拉圭，支持电子钱包、现金/代金券。结算安排需向服务商确认。" }, { "id": "compare-priority-technology-holdings", "kind": "payment_provider", "name": "Priority Technology Holdings", "aliases": [], "website_url": "https://prioritycommerce.com", "detail_url": "https://prioritycommerce.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Priority Technology Holdings 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-prisma-medios-de-pago", "kind": "payment_provider", "name": "Prisma Medios de Pago", "aliases": [], "website_url": "https://prismamediosdepago.com", "detail_url": "https://prismamediosdepago.com", "countries": [ "阿根廷" ], "regions": [ "latin-america" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Prisma Medios de Pago 是一家区域型支付服务商，覆盖阿根廷，支持信用卡/借记卡、电子钱包。结算安排需向服务商确认。" }, { "id": "compare-privacy-com", "kind": "payment_provider", "name": "Privacy.com", "aliases": [], "website_url": "https://privacy.com", "detail_url": "https://privacy.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡", "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Privacy.com 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡、订阅/周期扣款。结算：1–2个工作日。" }, { "id": "compare-privalgo", "kind": "payment_provider", "name": "Privalgo", "aliases": [], "website_url": "https://privalgo.co.uk", "detail_url": "https://privalgo.co.uk", "countries": [ "奥地利 | 比利时 | 保加利亚 | 塞浦路斯 | 捷克 | 德国 | 爱沙尼亚 | 西班牙 | 芬兰 | 法国 | 英国 | 希腊 | 克罗地亚 | 匈牙利 | 爱尔兰 | 意大利 | 立陶宛 | 卢森堡 | 拉脱维亚 | 马耳他 | 荷兰 | 波兰 | 葡萄牙 | 罗马尼亚 | 瑞典 | 斯洛文尼亚 | 斯洛伐克" ], "regions": [ "europe" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Privalgo 是一家区域型支付服务商，覆盖奥地利、比利时、保加利亚、塞浦路斯、捷克、德国等，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-privat24", "kind": "payment_channel", "name": "Privat24", "aliases": [], "website_url": "https://privat24.ua", "detail_url": "/payment-channels/ua-privat24/", "countries": [ "Ukraine" ], "regions": [ "欧洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "乌克兰最普及银行App与支付" }, { "id": "compare-privatbank-liqpay", "kind": "payment_provider", "name": "PrivatBank LiqPay", "aliases": [], "website_url": "https://liqpay.ua", "detail_url": "https://liqpay.ua", "countries": [ "乌克兰" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "即时出款", "二维码支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PrivatBank LiqPay 是一家区域型支付服务商，覆盖乌克兰，支持即时出款、二维码支付。结算安排需向服务商确认。" }, { "id": "compare-processout", "kind": "payment_provider", "name": "ProcessOut", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "全球" ], "regions": [ "europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "视情况而定", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "ProcessOut 是一家传统收单/支付服务商，覆盖全球，支持信用卡/借记卡。结算：视情况而定。" }, { "id": "compare-procore-pay", "kind": "payment_provider", "name": "Procore Pay", "aliases": [], "website_url": "https://procore.com", "detail_url": "https://procore.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "账单", "发票支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "2–5个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Procore Pay 是一家传统收单/支付服务商，覆盖美国，支持账单/发票支付。结算：2–5个工作日。" }, { "id": "compare-profee", "kind": "payment_provider", "name": "Profee", "aliases": [], "website_url": "https://profee.com", "detail_url": "https://profee.com", "countries": [ "安道尔 | 阿联酋 | 阿尔巴尼亚 | 亚美尼亚 | 奥地利 | 澳大利亚 | 阿塞拜疆 | 波黑 | 孟加拉国 | 比利时 | 保加利亚 | 巴林 | 巴西 | 博茨瓦纳 | 加拿大 | 瑞士 | 智利 | 中国 | 哥伦比亚 | 哥斯达黎加 | 塞浦路斯 | 捷克 | 德国 | 爱沙尼亚 | 埃及 | 西班牙 | 芬兰 | 法国 | 英国 | 格鲁吉亚 | 加纳 | 希腊 | 危地马拉 | 中国香港 | 克罗地亚 | 匈牙利 | 印度尼西亚 | 爱尔兰 | 以色列 | 印度 | 冰岛 | 意大利 | 约旦 | 肯尼亚 | 吉尔吉斯斯坦 | 韩国 | 科威特 | 哈萨克斯坦 | 列支敦士登 | 斯里兰卡 | 立陶宛 | 卢森堡 | 拉脱维亚 | 摩尔多瓦 | 黑山 | 北马其顿 | 马耳他 | 墨西哥 | 马来西亚 | 纳米比亚 | 尼日利亚 | 荷兰 | 挪威 | 尼泊尔 | 新西兰 | 阿曼 | 秘鲁 | 菲律宾 | 巴基斯坦 | 波兰 | 葡萄牙 | 卡塔尔 | 罗马尼亚 | 塞尔维亚 | 卢旺达 | 沙特阿拉伯 | 瑞典 | 新加坡 | 斯洛文尼亚 | 斯洛伐克 | 塞内加尔 | 泰国 | 塔吉克斯坦 | 突尼斯 | 土耳其 | 坦桑尼亚 | 乌克兰 | 乌干达 | 美国 | 乌拉圭 | 乌兹别克斯坦 | 越南 | 科索沃 | 南非 | 赞比亚" ], "regions": [ "africa, asia, europe, latin-america, middle-east, north-america, oceania, southeast-asia" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡", "银行转账", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Profee 是一家区域型支付服务商，覆盖安道尔、阿联酋、阿尔巴尼亚、亚美尼亚、奥地利、澳大利亚等，支持信用卡/借记卡、银行转账、跨境汇款/出款。 per-transfer fee 加 FX margin disclosed upfront before confirmation. No hidden fees.。结算安排需向服务商确认。" }, { "id": "compare-progresif-pay", "kind": "payment_provider", "name": "Progresif Pay", "aliases": [], "website_url": "https://progresif.com", "detail_url": "https://progresif.com", "countries": [ "文莱" ], "regions": [ "southeast-asia" ], "payment_types": [ "regional" ], "services": [ "即时出款", "电子钱包", "二维码支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Progresif Pay 是一家区域型支付服务商，覆盖文莱，支持即时出款、电子钱包、二维码支付。结算安排需向服务商确认。" }, { "id": "compare-promptpay", "kind": "payment_channel", "name": "PromptPay", "aliases": [], "website_url": "https://www.promptpay.go.th", "detail_url": "/payment-channels/th-promptpay/", "countries": [ "Thailand", "泰国" ], "regions": [ "亚洲", "southeast-asia" ], "payment_types": [ "即时支付、银行转账", "regional" ], "services": [ "即时出款", "二维码支付" ], "use_cases": [ "两者兼有" ], "subject_requirement": "否", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "央行实时转账，超8000万用户" }, { "id": "compare-prostir", "kind": "payment_channel", "name": "Prostir", "aliases": [], "website_url": "https://prostir.gov.ua", "detail_url": "/payment-channels/ua-prostir/", "countries": [ "Ukraine" ], "regions": [ "欧洲" ], "payment_types": [ "银行卡收单" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "乌克兰国家银行卡支付系统" }, { "id": "compare-przelewy24", "kind": "payment_channel", "name": "Przelewy24", "aliases": [], "website_url": "https://www.przelewy24.pl", "detail_url": "/payment-channels/pl-przelewy24/", "countries": [ "Poland", "波兰" ], "regions": [ "欧洲", "europe" ], "payment_types": [ "聚合支付", "regional" ], "services": [ "即时出款", "信用卡", "借记卡", "银行转账", "电子钱包" ], "use_cases": [ "商户及B端网银网关" ], "subject_requirement": "部分(需特定资质)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "波兰最受欢迎的网银支付网关" }, { "id": "compare-pse-colombia", "kind": "payment_provider", "name": "PSE Colombia", "aliases": [], "website_url": "https://pse.com.co", "detail_url": "https://pse.com.co", "countries": [ "哥伦比亚" ], "regions": [ "latin-america" ], "payment_types": [ "regional" ], "services": [ "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PSE Colombia 是一家区域型支付服务商，覆盖哥伦比亚，支持银行转账。结算安排需向服务商确认。" }, { "id": "compare-purpl", "kind": "payment_channel", "name": "Purpl", "aliases": [], "website_url": "https://www.purpl.io", "detail_url": "/payment-channels/lb-purpl/", "countries": [ "Lebanon" ], "regions": [ "中东" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "主打低/零手续费取现，具体商户费率需向运营方确认。", "intro": "Purpl 是黎巴嫩的数字钱包，主打以美元余额零手续费取现与转账，面向侨汇与本地小额支付。属真实且在运营的方式，但在黎巴嫩宏观环境下稳定性需确认。" }, { "id": "compare-pushpay", "kind": "payment_provider", "name": "Pushpay", "aliases": [], "website_url": "https://pushpay.com", "detail_url": "https://pushpay.com", "countries": [ "澳大利亚 | 新西兰 | 美国" ], "regions": [ "north-america, oceania" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "捐赠", "募捐" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "1–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Pushpay 是一家传统收单/支付服务商，覆盖澳大利亚、新西兰、美国，支持订阅/周期扣款、捐赠/募捐。结算：1–3个工作日。" }, { "id": "compare-px-pay-plus", "kind": "payment_channel", "name": "PX Pay Plus", "aliases": [], "website_url": "https://www.px-pay.com.tw", "detail_url": "/payment-channels/tw-px-pay-plus/", "countries": [ "Taiwan" ], "regions": [ "亚洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "全联旗下，零售场景成长最快" }, { "id": "compare-pxp", "kind": "payment_provider", "name": "PXP", "aliases": [], "website_url": "https://pxp.io", "detail_url": "https://pxp.io", "countries": [ "奥地利 | 比利时 | 巴西 | 加拿大 | 德国 | 西班牙 | 法国 | 英国 | 意大利 | 荷兰 | 美国 | 南非" ], "regions": [ "africa, europe, latin-america, north-america" ], "payment_types": [ "gaming, traditional" ], "services": [ "游戏内支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PXP 是一家游戏支付服务商，覆盖奥地利、比利时、巴西、加拿大、德国、西班牙等，支持游戏内支付。结算安排需向服务商确认。" }, { "id": "compare-qatar-mobile-payment-qmp", "kind": "payment_channel", "name": "Qatar Mobile Payment (QMP)", "aliases": [], "website_url": "https://www.qcb.gov.qa", "detail_url": "/payment-channels/qa-qatar-mobile-payment-qmp/", "countries": [ "Qatar" ], "regions": [ "中东" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "未公开", "intro": "央行移动钱包系统，134万+钱包" }, { "id": "compare-qfpay", "kind": "payment_provider", "name": "QFPay", "aliases": [ "钱方好近" ], "website_url": "https://www.qfpay.com", "detail_url": "https://www.qfpay.com", "countries": [ "中国及东南亚、日本等" ], "regions": [ "中国/海外" ], "payment_types": [ "四方支付/聚合" ], "services": [ "聚合支付", "SaaS", "商户营销" ], "use_cases": [ "线下小微/海外商户" ], "subject_requirement": "是", "access_threshold": "较低，常规资料即可核实", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "聚合支付及店铺营销，海外多国落地" }, { "id": "compare-qi-card-international-smart-card", "kind": "payment_channel", "name": "Qi Card (International Smart Card)", "aliases": [], "website_url": "https://qi.iq", "detail_url": "/payment-channels/iq-qi-card-international-smart-card/", "countries": [ "Iraq" ], "regions": [ "中东" ], "payment_types": [ "银行卡收单" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "伊拉克国家级借记/银行卡（超千万卡）" }, { "id": "compare-qisstpay", "kind": "payment_channel", "name": "QisstPay", "aliases": [], "website_url": "https://qisstpay.com", "detail_url": "/payment-channels/pk-qisstpay/", "countries": [ "Pakistan" ], "regions": [ "亚洲" ], "payment_types": [ "先买后付（BNPL）" ], "services": [], "use_cases": [ "C端及电商分期" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "电商分期先买后付平台" }, { "id": "compare-qiwi", "kind": "payment_provider", "name": "QIWI", "aliases": [], "website_url": "https://qiwi.com", "detail_url": "https://qiwi.com", "countries": [ "亚美尼亚 | 白俄罗斯 | 格鲁吉亚 | 哈萨克斯坦 | 摩尔多瓦 | 俄罗斯 | 塔吉克斯坦 | 乌兹别克斯坦" ], "regions": [ "asia, europe" ], "payment_types": [ "regional" ], "services": [ "即时出款", "信用卡", "借记卡", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "受合规与市场环境影响，公开页面不展示具体费率；正式评估需逐案确认。", "intro": "QIWI 是一家区域型支付服务商，覆盖亚美尼亚、白俄罗斯、格鲁吉亚、哈萨克斯坦、摩尔多瓦、俄罗斯等，支持即时出款、信用卡/借记卡、电子钱包。结算安排需向服务商确认。 QIWI 为俄罗斯支付服务商，其银行牌照已于 2024 年被俄罗斯央行撤销，目前以多银行合作模式运营；受制裁背景影响，跨境合作需严格合规审查。" }, { "id": "compare-qiwi-wallet", "kind": "payment_channel", "name": "Qiwi Wallet", "aliases": [], "website_url": "https://qiwi.com", "detail_url": "/payment-channels/kz-qiwi-wallet/", "countries": [ "Kazakhstan" ], "regions": [ "亚洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "未公开", "intro": "俄罗斯电子钱包在哈有用户" }, { "id": "compare-qliro", "kind": "payment_channel", "name": "Qliro", "aliases": [], "website_url": "https://www.qliro.com", "detail_url": "/payment-channels/se-qliro/", "countries": [ "Sweden" ], "regions": [ "欧洲" ], "payment_types": [ "先买后付（BNPL）" ], "services": [], "use_cases": [ "商户及C端BNPL" ], "subject_requirement": "部分(需特定资质)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开", "intro": "瑞典本土分期与支付提供商" }, { "id": "compare-qnb-merchant-services", "kind": "payment_channel", "name": "QNB Merchant Services", "aliases": [], "website_url": "https://www.qnb.com", "detail_url": "/payment-channels/qa-qnb-merchant-services/", "countries": [ "Qatar" ], "regions": [ "中东" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "商户+B端" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开", "intro": "最大银行收单，POS网络广泛" }, { "id": "compare-qonto", "kind": "payment_provider", "name": "Qonto", "aliases": [], "website_url": "https://qonto.com/", "detail_url": "https://qonto.com/", "countries": [ "AT, BE, DE, ES, FR, IT, NL, PT" ], "regions": [ "欧洲" ], "payment_types": [ "business account, payment links, Tap to Pay, SEPA transfers" ], "services": [ "business account", "local IBAN", "SEPA transfers", "SWIFT transfers", "payment links", "Tap to Pay", "POS terminals", "cards", "Apple Pay" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "待确认", "settlement": "Tap to Pay 页面公开资金次", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Qonto 是欧洲企业账户和支付工具平台，面向个体户和企业团队提供本地 IBAN、SEPA/国际转账、支付链接、Tap to Pay、POS 终端和银行卡。" }, { "id": "compare-qpay", "kind": "payment_channel", "name": "QPAY", "aliases": [], "website_url": "https://www.qpay.com.qa", "detail_url": "/payment-channels/qa-qpay/", "countries": [ "Qatar", "蒙古" ], "regions": [ "中东", "middle-east" ], "payment_types": [ "聚合支付", "regional" ], "services": [ "电子钱包", "二维码支付" ], "use_cases": [ "商户+B端" ], "subject_requirement": "部分(需特定资质)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+2/T+3", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "卡塔尔本地支付网关，支持直连" }, { "id": "compare-qpay-mongolia", "kind": "payment_provider", "name": "QPay (Mongolia)", "aliases": [], "website_url": "https://qpay.mn", "detail_url": "https://qpay.mn", "countries": [ "蒙古" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "即时出款", "银行转账", "电子钱包", "二维码支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "QPay (Mongolia) 是一家区域型支付服务商，覆盖蒙古，支持即时出款、银行转账、电子钱包、二维码支付。结算：即时。" }, { "id": "compare-qris", "kind": "payment_channel", "name": "QRIS", "aliases": [], "website_url": "https://www.qris.id", "detail_url": "/payment-channels/id-qris/", "countries": [ "Indonesia", "印度尼西亚" ], "regions": [ "亚洲", "southeast-asia" ], "payment_types": [ "聚合支付", "regional" ], "services": [ "即时出款", "电子钱包", "二维码支付" ], "use_cases": [ "商户+B端(一码通用)" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "印尼央行统一二维码标准，一码贯通所有钱包银行" }, { "id": "compare-quickbooks-payments", "kind": "payment_provider", "name": "QuickBooks Payments", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "澳大利亚 | 英国 | 美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "即时出款", "信用卡", "借记卡", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "QuickBooks Payments 是一家传统收单/支付服务商，覆盖澳大利亚、英国、美国，支持订阅/周期扣款、即时出款、信用卡/借记卡、银行转账。结算安排需向服务商确认。" }, { "id": "compare-quickpay", "kind": "payment_provider", "name": "QuickPay", "aliases": [], "website_url": "https://quickpay.net", "detail_url": "https://quickpay.net", "countries": [ "欧盟" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "QuickPay 是一家传统收单/支付服务商，覆盖欧盟，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-qvik-afr", "kind": "payment_channel", "name": "qvik (AFR)", "aliases": [], "website_url": "https://mnb.hu/qvik", "detail_url": "/payment-channels/hu-qvik-afr/", "countries": [ "Hungary" ], "regions": [ "欧洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "消费者免费", "intro": "匈牙利央行即时支付（扫码/NFC/深链）" }, { "id": "compare-raast", "kind": "payment_channel", "name": "Raast", "aliases": [], "website_url": "https://www.sbp.org.pk", "detail_url": "/payment-channels/pk-raast/", "countries": [ "Pakistan" ], "regions": [ "亚洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "个人", "企业即时转账" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "央行即时支付系统，手机号转账" }, { "id": "compare-raast-pakistan", "kind": "payment_provider", "name": "RAAST (Pakistan)", "aliases": [], "website_url": "https://sbp.org.pk", "detail_url": "https://sbp.org.pk", "countries": [ "巴基斯坦" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "即时出款", "银行转账", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "RAAST (Pakistan) 是一家区域型支付服务商，覆盖巴基斯坦，支持即时出款、银行转账、电子钱包。结算：即时。" }, { "id": "compare-rabbit-line-pay", "kind": "payment_channel", "name": "Rabbit LINE Pay", "aliases": [], "website_url": "https://www.rabbitlinepay.com", "detail_url": "/payment-channels/th-rabbit-line-pay/", "countries": [ "Thailand", "泰国" ], "regions": [ "亚洲", "southeast-asia" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "电子钱包", "移动支付" ], "use_cases": [ "C端个人" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "LINE内支付，占约25%份额" }, { "id": "compare-rabobank-ideal", "kind": "payment_provider", "name": "Rabobank iDEAL", "aliases": [], "website_url": "https://rabobank.nl", "detail_url": "https://rabobank.nl", "countries": [ "荷兰" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Rabobank iDEAL 是一家区域型支付服务商，覆盖荷兰，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-rafidain-bank", "kind": "payment_provider", "name": "Rafidain Bank", "aliases": [], "website_url": "https://rafidain-bank.gov.iq", "detail_url": "https://rafidain-bank.gov.iq", "countries": [ "阿联酋 | 巴林 | 埃及 | 伊拉克 | 约旦 | 黎巴嫩" ], "regions": [ "africa, middle-east" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Rafidain Bank 是一家区域型支付服务商，覆盖阿联酋、巴林、埃及、伊拉克、约旦、黎巴嫩，支持信用卡/借记卡。fee model: 定制(需询价)。结算安排需向服务商确认。" }, { "id": "compare-railsbank", "kind": "payment_provider", "name": "Railsbank", "aliases": [], "website_url": "https://railsbank.com", "detail_url": "https://railsbank.com", "countries": [ "欧盟 | 英国" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "baas" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Railsbank 是一家银行即服务(BaaS)服务商，覆盖欧盟、英国，支持信用卡/借记卡。结算：1–2个工作日。" }, { "id": "compare-rainforest-pay", "kind": "payment_provider", "name": "Rainforest Pay", "aliases": [], "website_url": "https://rainforestpay.com", "detail_url": "https://rainforestpay.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "baas" ], "services": [ "银行即服务(BaaS)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Rainforest Pay 是一家银行即服务(BaaS)服务商，覆盖美国，支持银行即服务(BaaS)。结算安排需向服务商确认。" }, { "id": "compare-rakuten-pay", "kind": "payment_channel", "name": "Rakuten Pay", "aliases": [], "website_url": "https://pay.rakuten.co.jp", "detail_url": "/payment-channels/jp-rakuten-pay/", "countries": [ "Japan", "日本" ], "regions": [ "亚洲", "asia" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "移动支付", "二维码支付" ], "use_cases": [ "两者兼有(积分生态)" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "乐天积分生态驱动的钱包" }, { "id": "compare-ramp", "kind": "payment_provider", "name": "Ramp", "aliases": [], "website_url": "https://www.ramp.com", "detail_url": "https://www.ramp.com", "countries": [ "美国" ], "regions": [ "北美洲" ], "payment_types": [ "其他" ], "services": [ "企业卡", "费用管理", "支付" ], "use_cases": [ "SaaS/订阅" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开", "intro": "企业支出管理" }, { "id": "compare-ramp-network", "kind": "payment_provider", "name": "Ramp Network", "aliases": [], "website_url": "https://ramp.network", "detail_url": "https://ramp.network", "countries": [ "全球" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "crypto" ], "services": [ "加密货币" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Ramp Network 是一家加密货币支付服务商，覆盖全球，支持加密货币。结算安排需向服务商确认。" }, { "id": "compare-rapipago", "kind": "payment_channel", "name": "Rapipago", "aliases": [], "website_url": "https://www.rapipago.com.ar", "detail_url": "/payment-channels/ar-rapipago/", "countries": [ "Argentina", "阿根廷" ], "regions": [ "拉丁美洲", "latin-america" ], "payment_types": [ "现金收款", "regional" ], "services": [ "现金", "代金券" ], "use_cases": [ "C端个人" ], "subject_requirement": "否", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "超万家线下现金缴费网点" }, { "id": "compare-rapyd", "kind": "payment_provider", "name": "Rapyd", "aliases": [], "website_url": "https://www.rapyd.net", "detail_url": "https://www.rapyd.net", "countries": [ "Australia, Hong Kong, India, Indonesia, Japan, Malaysia, New Zealand, Philippines, Singapore, South Korea, Taiwan, Thailand, Vietnam" ], "regions": [ "Asia Pacific, Global" ], "payment_types": [ "global payment network, payouts, wallets" ], "services": [ "Cards", "Apple Pay", "Google Pay", "Bank transfers", "E-wallets", "Cash payments", "Stablecoins", "Payouts", "Virtual accounts" ], "use_cases": [ "跨境平台/出海企业" ], "subject_requirement": "部分(聚合全球本地支付,可服务出海)", "access_threshold": "中等，需要核实主体和资料", "settlement": "官方文档列出支持币种和结算说明：部分", "fee": "官网 legal 页面提供部分地区 pricing 文件入口，但未在公开网络页统一列明全球标准费率；通常为定制或合同价。", "intro": "Rapyd 是全球支付网络和金融科技基础设施平台，提供收款、付款、钱包、虚拟账户和发卡能力。" }, { "id": "compare-ratepay", "kind": "payment_provider", "name": "Ratepay", "aliases": [], "website_url": "https://ratepay.com", "detail_url": "https://ratepay.com", "countries": [ "奥地利 | 瑞士 | 德国" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "订阅", "周期扣款", "信用卡", "借记卡", "银行转账", "先买后付(BNPL)", "账单", "发票支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "2–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Ratepay 是一家区域型支付服务商，覆盖奥地利、瑞士、德国，支持订阅/周期扣款、信用卡/借记卡、银行转账、先买后付(BNPL)、账单/发票支付。结算：2–3个工作日。" }, { "id": "compare-razer-gold", "kind": "payment_provider", "name": "Razer Gold", "aliases": [], "website_url": "https://gold.razer.com", "detail_url": "https://gold.razer.com", "countries": [ "全球" ], "regions": [ "asia, europe, latin-america, north-america, southeast-asia" ], "payment_types": [ "gaming" ], "services": [ "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Razer Gold 是一家游戏支付服务商，覆盖全球，支持电子钱包。结算：即时。" }, { "id": "compare-razorpay", "kind": "payment_provider", "name": "Razorpay", "aliases": [], "website_url": "https://razorpay.com", "detail_url": "https://razorpay.com", "countries": [ "India" ], "regions": [ "South Asia" ], "payment_types": [ "India payment gateway, fintech platform" ], "services": [ "Cards", "UPI", "Net banking", "Wallets", "EMI", "Cardless EMI", "Pay Later", "Bank transfer", "Payment links" ], "use_cases": [ "印度初创/电商" ], "subject_requirement": "否(印度本地,需印度主体)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Razorpay 是印度支付网关和金融科技平台，支持线上收款、支付链接、订阅、分账、退款和企业金融工具。" }, { "id": "compare-reach", "kind": "payment_provider", "name": "Reach", "aliases": [], "website_url": "https://withreach.com", "detail_url": "https://withreach.com", "countries": [ "全球" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Reach 是一家传统收单/支付服务商，覆盖全球，支持跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-real-money-transfer", "kind": "payment_provider", "name": "Real Money Transfer", "aliases": [], "website_url": "https://realmoneytransfer.com", "detail_url": "https://realmoneytransfer.com", "countries": [ "巴西 | 英国" ], "regions": [ "europe, latin-america" ], "payment_types": [ "regional, traditional" ], "services": [ "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Real Money Transfer 是一家区域型支付服务商，覆盖巴西、英国，支持跨境汇款/出款。fee model: flat-rate。结算安排需向服务商确认。" }, { "id": "compare-real-time-rails", "kind": "payment_channel", "name": "Real-Time Rails", "aliases": [], "website_url": "https://www.interac.ca", "detail_url": "/payment-channels/ca-real-time-rails/", "countries": [ "Canada" ], "regions": [ "北美洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "商户+B端" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "Interac运营的新一代实时支付铁路，2025年上线支撑即时到账与退款" }, { "id": "compare-realex-payments", "kind": "payment_provider", "name": "Realex Payments", "aliases": [], "website_url": "https://realexpayments.com", "detail_url": "https://realexpayments.com", "countries": [ "全球" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "2–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Realex Payments 是一家传统收单/支付服务商，覆盖全球，支持信用卡/借记卡。结算：2–3个工作日。" }, { "id": "compare-realm-acs-technologies", "kind": "payment_provider", "name": "Realm (ACS Technologies)", "aliases": [], "website_url": "https://acstechnologies.com", "detail_url": "https://acstechnologies.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "捐赠", "募捐" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Realm (ACS Technologies) 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款、捐赠/募捐。结算安排需向服务商确认。" }, { "id": "compare-recharge-payments", "kind": "payment_provider", "name": "Recharge Payments", "aliases": [], "website_url": "https://rechargepayments.com", "detail_url": "https://rechargepayments.com", "countries": [ "全球" ], "regions": [ "europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Recharge Payments 是一家传统收单/支付服务商，覆盖全球，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-rectangle-health", "kind": "payment_provider", "name": "Rectangle Health", "aliases": [], "website_url": "https://rectanglehealth.com", "detail_url": "https://rectanglehealth.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Rectangle Health 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-recurly", "kind": "payment_provider", "name": "Recurly", "aliases": [], "website_url": "https://recurly.com", "detail_url": "https://recurly.com", "countries": [ "全球" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Recurly 是一家传统收单/支付服务商，覆盖全球，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-red-dot-payment", "kind": "payment_provider", "name": "Red Dot Payment", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "马来西亚 | 新加坡 | 泰国" ], "regions": [ "southeast-asia" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Red Dot Payment 是一家传统收单/支付服务商，覆盖马来西亚、新加坡、泰国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-redcompra-onepay", "kind": "payment_channel", "name": "Redcompra / OnePay", "aliases": [], "website_url": "https://www.transbank.cl", "detail_url": "/payment-channels/cl-redcompra-onepay/", "countries": [ "Chile" ], "regions": [ "拉丁美洲" ], "payment_types": [ "银行卡收单" ], "services": [], "use_cases": [ "C端个人+商户（两者兼有）" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开", "intro": "Transbank借记卡网络，OnePay移动端" }, { "id": "compare-rede", "kind": "payment_provider", "name": "Rede", "aliases": [], "website_url": "https://userede.com.br", "detail_url": "https://userede.com.br", "countries": [ "巴西" ], "regions": [ "latin-america" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Rede 是一家区域型支付服务商，覆盖巴西，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-redpagos", "kind": "payment_channel", "name": "RedPagos", "aliases": [], "website_url": "https://www.redpagos.com.uy", "detail_url": "/payment-channels/uy-redpagos/", "countries": [ "Uruguay" ], "regions": [ "拉丁美洲" ], "payment_types": [ "现金收款" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "乌拉圭现金代收网络" }, { "id": "compare-redsys", "kind": "payment_channel", "name": "Redsys", "aliases": [], "website_url": "https://www.redsys.es", "detail_url": "/payment-channels/es-redsys/", "countries": [ "Spain", "西班牙 | 欧盟" ], "regions": [ "欧洲", "europe" ], "payment_types": [ "聚合支付", "regional" ], "services": [ "POS收单" ], "use_cases": [ "商户+B端" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开", "intro": "西班牙核心收单与支付处理平台，支撑本地卡交易" }, { "id": "compare-reepay", "kind": "payment_provider", "name": "Reepay", "aliases": [], "website_url": "https://reepay.com", "detail_url": "https://reepay.com", "countries": [ "全球" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Reepay 是一家区域型支付服务商，覆盖全球，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-relay-payments", "kind": "payment_provider", "name": "Relay Payments", "aliases": [], "website_url": "https://relaypayments.com", "detail_url": "https://relaypayments.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "即时出款", "现金", "代金券" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "2–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Relay Payments 是一家传统收单/支付服务商，覆盖美国，支持即时出款、现金/代金券。结算：2–3个工作日。" }, { "id": "compare-reliance-bank", "kind": "payment_provider", "name": "Reliance Bank", "aliases": [], "website_url": "https://reliancebankltd.com", "detail_url": "https://reliancebankltd.com", "countries": [ "英国" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Reliance Bank 是一家传统收单/支付服务商，覆盖英国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-remit-choice", "kind": "payment_provider", "name": "Remit Choice", "aliases": [], "website_url": "https://remitchoice.com", "detail_url": "https://remitchoice.com", "countries": [ "奥地利 | 澳大利亚 | 比利时 | 保加利亚 | 加拿大 | 瑞士 | 塞浦路斯 | 捷克 | 德国 | 爱沙尼亚 | 西班牙 | 芬兰 | 法国 | 英国 | 直布罗陀 | 希腊 | 克罗地亚 | 匈牙利 | 爱尔兰 | 冰岛 | 意大利 | 列支敦士登 | 立陶宛 | 卢森堡 | 拉脱维亚 | 马耳他 | 荷兰 | 挪威 | 新西兰 | 波兰 | 葡萄牙 | 罗马尼亚 | 瑞典 | 斯洛文尼亚 | 斯洛伐克 | 美国" ], "regions": [ "europe, north-america, oceania" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Remit Choice 是一家区域型支付服务商，覆盖奥地利、澳大利亚、比利时、保加利亚、加拿大、瑞士等，支持信用卡/借记卡。fee model: free。结算安排需向服务商确认。" }, { "id": "compare-remita", "kind": "payment_provider", "name": "Remita", "aliases": [], "website_url": "https://remita.net", "detail_url": "https://remita.net", "countries": [ "尼日利亚" ], "regions": [ "africa" ], "payment_types": [ "regional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "1–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Remita 是一家区域型支付服务商，覆盖尼日利亚，支持订阅/周期扣款。结算：1–3个工作日。" }, { "id": "compare-remitano", "kind": "payment_provider", "name": "Remitano", "aliases": [], "website_url": "https://remitano.com", "detail_url": "https://remitano.com", "countries": [ "澳大利亚 | 柬埔寨 | 马来西亚 | 尼日利亚 | 越南" ], "regions": [ "africa, asia, southeast-asia" ], "payment_types": [ "crypto" ], "services": [ "加密货币" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Remitano 是一家加密货币支付服务商，覆盖澳大利亚、柬埔寨、马来西亚、尼日利亚、越南，支持加密货币。结算安排需向服务商确认。" }, { "id": "compare-remitly", "kind": "payment_provider", "name": "Remitly", "aliases": [], "website_url": "https://remitly.com", "detail_url": "https://remitly.com", "countries": [ "全球" ], "regions": [ "africa, asia, europe, latin-america, north-america" ], "payment_types": [ "traditional" ], "services": [ "即时出款", "移动支付", "现金", "代金券", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Remitly 是一家传统收单/支付服务商，覆盖全球，支持即时出款、移动支付、现金/代金券、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-remittven", "kind": "payment_provider", "name": "RemittVen", "aliases": [], "website_url": "https://remittven.co.uk", "detail_url": "https://remittven.co.uk", "countries": [ "西班牙 | 英国" ], "regions": [ "europe, latin-america" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "RemittVen 是一家区域型支付服务商，覆盖西班牙、英国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-remote-com", "kind": "payment_provider", "name": "Remote.com", "aliases": [], "website_url": "https://remote.com", "detail_url": "https://remote.com", "countries": [ "英国 | 荷兰 | 美国" ], "regions": [ "asia, europe, latin-america, north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Remote.com 是一家传统收单/支付服务商，覆盖英国、荷兰、美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-rentpayment", "kind": "payment_provider", "name": "RentPayment", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "信用卡", "借记卡", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "RentPayment 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款、信用卡/借记卡、银行转账。结算安排需向服务商确认。" }, { "id": "compare-renweb-facts", "kind": "payment_provider", "name": "Renweb (FACTS)", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Renweb (FACTS) 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-repay-holdings", "kind": "payment_provider", "name": "REPAY Holdings", "aliases": [], "website_url": "https://repay.com", "detail_url": "https://repay.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "REPAY Holdings 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡。结算：1–2个工作日。" }, { "id": "compare-request-finance", "kind": "payment_provider", "name": "Request Finance", "aliases": [], "website_url": "https://request.finance", "detail_url": "https://request.finance", "countries": [ "全球" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "crypto" ], "services": [ "加密货币", "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Request Finance 是一家加密货币支付服务商，覆盖全球，支持加密货币、订阅/周期扣款。结算：即时。" }, { "id": "compare-request-network", "kind": "payment_provider", "name": "Request Network", "aliases": [], "website_url": "https://request.network", "detail_url": "https://request.network", "countries": [ "全球" ], "regions": [ "europe, north-america" ], "payment_types": [ "crypto" ], "services": [ "加密货币" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Request Network 是一家加密货币支付服务商，覆盖全球，支持加密货币。结算安排需向服务商确认。" }, { "id": "compare-resolve", "kind": "payment_provider", "name": "Resolve", "aliases": [], "website_url": "https://resolvepay.com", "detail_url": "https://resolvepay.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Resolve 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-revel-systems", "kind": "payment_provider", "name": "Revel Systems", "aliases": [], "website_url": "https://revelsystems.com", "detail_url": "https://revelsystems.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Revel Systems 是一家传统收单/支付服务商，覆盖美国，支持POS收单。结算：1–2个工作日。" }, { "id": "compare-revenue-monster", "kind": "payment_provider", "name": "Revenue Monster", "aliases": [], "website_url": "https://revenuemonster.my", "detail_url": "https://revenuemonster.my", "countries": [ "马来西亚" ], "regions": [ "southeast-asia" ], "payment_types": [ "regional" ], "services": [ "即时出款", "二维码支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Revenue Monster 是一家区域型支付服务商，覆盖马来西亚，支持即时出款、二维码支付。结算安排需向服务商确认。" }, { "id": "compare-revio", "kind": "payment_provider", "name": "Revio", "aliases": [], "website_url": "https://revio.co", "detail_url": "https://revio.co", "countries": [ "肯尼亚 | 尼日利亚 | 南非" ], "regions": [ "africa" ], "payment_types": [ "regional" ], "services": [ "订阅", "周期扣款", "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Revio 是一家区域型支付服务商，覆盖肯尼亚、尼日利亚、南非，支持订阅/周期扣款、信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-revolut", "kind": "payment_channel", "name": "Revolut", "aliases": [], "website_url": "https://www.revolut.com", "detail_url": "/payment-channels/gb-revolut/", "countries": [ "United Kingdom", "Ireland", "Romania", "多国" ], "regions": [ "欧洲", "欧洲/全球" ], "payment_types": [ "电子钱包", "三方支付/收单" ], "services": [ "多币种账户", "卡", "商户收单" ], "use_cases": [ "C端个人+跨境多币种", "两者兼有", "中小商户/跨境" ], "subject_requirement": "部分(需欧洲/本地实体或跨境账户)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "英国新银行App，多币种钱包" }, { "id": "compare-ria-money-transfer", "kind": "payment_provider", "name": "Ria Money Transfer", "aliases": [], "website_url": "https://riamoneytransfer.com", "detail_url": "https://riamoneytransfer.com", "countries": [ "全球" ], "regions": [ "asia, europe, latin-america, north-america" ], "payment_types": [ "traditional" ], "services": [ "即时出款", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Ria Money Transfer 是一家传统收单/支付服务商，覆盖全球，支持即时出款、跨境汇款/出款。结算：即时。" }, { "id": "compare-ripple-xrp", "kind": "payment_provider", "name": "Ripple (XRP)", "aliases": [], "website_url": "https://ripple.com", "detail_url": "https://ripple.com", "countries": [ "全球" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "crypto" ], "services": [ "加密货币", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Ripple (XRP) 是一家加密货币支付服务商，覆盖全球，支持加密货币、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-rippling", "kind": "payment_provider", "name": "Rippling", "aliases": [], "website_url": "https://rippling.com", "detail_url": "https://rippling.com", "countries": [ "全球" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Rippling 是一家传统收单/支付服务商，覆盖全球，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-riva", "kind": "payment_provider", "name": "Riva", "aliases": [], "website_url": "https://rivamoney.com", "detail_url": "https://rivamoney.com", "countries": [ "奥地利 | 比利时 | 瑞士 | 德国 | 西班牙 | 芬兰 | 法国 | 英国 | 爱尔兰 | 意大利 | 卢森堡 | 荷兰 | 波兰 | 葡萄牙 | 瑞典 | 美国" ], "regions": [ "europe" ], "payment_types": [ "crypto, regional, traditional" ], "services": [ "加密货币", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Riva 是一家加密货币支付服务商，覆盖奥地利、比利时、瑞士、德国、西班牙、芬兰等，支持加密货币、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-riverty", "kind": "payment_channel", "name": "Riverty", "aliases": [], "website_url": "https://www.riverty.com", "detail_url": "/payment-channels/nl-riverty/", "countries": [ "Netherlands", "奥地利 | 比利时 | 瑞士 | 德国 | 芬兰 | 荷兰 | 挪威 | 瑞典" ], "regions": [ "欧洲", "europe" ], "payment_types": [ "先买后付（BNPL）", "traditional" ], "services": [ "订阅", "周期扣款", "先买后付(BNPL)" ], "use_cases": [ "商户+B端" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+2/T+3", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "原AfterPay，荷兰主流BNPL品牌" }, { "id": "compare-roadsync", "kind": "payment_provider", "name": "RoadSync", "aliases": [], "website_url": "https://roadsync.com", "detail_url": "https://roadsync.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "RoadSync 是一家传统收单/支付服务商，覆盖美国，支持即时出款。结算安排需向服务商确认。" }, { "id": "compare-robinhood", "kind": "payment_provider", "name": "Robinhood", "aliases": [], "website_url": "https://robinhood.com", "detail_url": "https://robinhood.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "加密货币", "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Robinhood 是一家传统收单/支付服务商，覆盖美国，支持加密货币、订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-robokassa", "kind": "payment_provider", "name": "Robokassa", "aliases": [], "website_url": "https://robokassa.com", "detail_url": "https://robokassa.com", "countries": [ "俄罗斯" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "订阅", "周期扣款", "即时出款", "信用卡", "借记卡", "银行转账", "电子钱包", "移动支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "1–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Robokassa 是一家区域型支付服务商，覆盖俄罗斯，支持订阅/周期扣款、即时出款、信用卡/借记卡、银行转账、电子钱包、移动支付。结算：1–3个工作日。" }, { "id": "compare-robot-payment", "kind": "payment_provider", "name": "Robot Payment", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "日本" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "订阅", "周期扣款", "账单", "发票支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Robot Payment 是一家区域型支付服务商，覆盖日本，支持订阅/周期扣款、账单/发票支付。结算安排需向服务商确认。" }, { "id": "compare-rocket", "kind": "payment_channel", "name": "Rocket", "aliases": [], "website_url": "https://www.rocket.com.bd", "detail_url": "/payment-channels/bd-rocket/", "countries": [ "Bangladesh" ], "regions": [ "亚洲" ], "payment_types": [ "移动钱包、电子钱包" ], "services": [], "use_cases": [ "C端个人+小微商户（两者兼有）" ], "subject_requirement": "否", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "Dutch-Bangla银行运营的移动银行" }, { "id": "compare-rocket-dbbl", "kind": "payment_provider", "name": "Rocket (DBBL)", "aliases": [], "website_url": "https://dutchbanglabank.com", "detail_url": "https://dutchbanglabank.com", "countries": [ "孟加拉国" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Rocket (DBBL) 是一家区域型支付服务商，覆盖孟加拉国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-ronghan-international", "kind": "payment_provider", "name": "Ronghan International", "aliases": [], "website_url": "https://ronghan.com", "detail_url": "https://ronghan.com", "countries": [ "中国 | 英国 | 中国香港 | 日本 | 美国" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Ronghan International 是一家区域型支付服务商，覆盖中国、英国、中国香港、日本、美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-ropay", "kind": "payment_provider", "name": "RoPay", "aliases": [], "website_url": "https://ropay.ro", "detail_url": "https://ropay.ro", "countries": [ "罗马尼亚" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "即时出款", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "RoPay 是一家区域型支付服务商，覆盖罗马尼亚，支持即时出款、银行转账。结算：即时。" }, { "id": "compare-routable", "kind": "payment_provider", "name": "Routable", "aliases": [], "website_url": "https://routable.com", "detail_url": "https://routable.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "即时出款", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "1–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Routable 是一家传统收单/支付服务商，覆盖美国，支持即时出款、跨境汇款/出款。结算：1–3个工作日。" }, { "id": "compare-routeone", "kind": "payment_provider", "name": "RouteOne", "aliases": [], "website_url": "https://routeone.com", "detail_url": "https://routeone.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "RouteOne 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-rupay", "kind": "payment_channel", "name": "RuPay", "aliases": [], "website_url": "https://www.rupay.co.in", "detail_url": "/payment-channels/in-rupay/", "countries": [ "India", "阿联酋 | 巴林 | 不丹 | 印度 | 新加坡" ], "regions": [ "亚洲", "asia" ], "payment_types": [ "银行卡收单", "regional" ], "services": [ "信用卡", "借记卡", "现金", "代金券" ], "use_cases": [ "两者兼有(本土卡网络)" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "T+1", "fee": "由收单机构定价(卡组织费率; debit零MDR)", "intro": "NPCI本土卡网络份额超60%" }, { "id": "compare-sable-international-fx", "kind": "payment_provider", "name": "Sable International FX", "aliases": [], "website_url": "https://sableinternational.com", "detail_url": "https://sableinternational.com", "countries": [ "澳大利亚 | 加拿大 | 英国 | 美国 | 南非" ], "regions": [ "africa, europe, north-america, oceania" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Sable International FX 是一家区域型支付服务商，覆盖澳大利亚、加拿大、英国、美国、南非，支持信用卡/借记卡。 competitive exchange rates with low transfer fees disclosed up front, no published tariff.。结算安排需向服务商确认。" }, { "id": "compare-sabre-corporation", "kind": "payment_provider", "name": "Sabre Corporation", "aliases": [], "website_url": "https://sabre.com", "detail_url": "https://sabre.com", "countries": [ "巴西 | 英国 | 新加坡 | 美国" ], "regions": [ "asia, europe, latin-america, north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Sabre Corporation 是一家传统收单/支付服务商，覆盖巴西、英国、新加坡、美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-sadad", "kind": "payment_channel", "name": "SADAD", "aliases": [], "website_url": "https://www.sadad.com.sa", "detail_url": "/payment-channels/sa-sadad/", "countries": [ "Saudi Arabia", "沙特阿拉伯" ], "regions": [ "中东", "middle-east" ], "payment_types": [ "其他", "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [ "C端个人(缴政府费)" ], "subject_requirement": "否", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "央行账单缴费平台，覆盖公共服务" }, { "id": "compare-sadad-bahrain", "kind": "payment_provider", "name": "SADAD Bahrain", "aliases": [], "website_url": "https://sadad.bh", "detail_url": "https://sadad.bh", "countries": [ "巴林" ], "regions": [ "middle-east" ], "payment_types": [ "regional" ], "services": [ "账单", "发票支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "SADAD Bahrain 是一家区域型支付服务商，覆盖巴林，支持账单/发票支付。结算安排需向服务商确认。" }, { "id": "compare-sadapay", "kind": "payment_channel", "name": "SadaPay", "aliases": [], "website_url": "https://sadapay.pk", "detail_url": "/payment-channels/pk-sadapay/", "countries": [ "Pakistan", "巴基斯坦" ], "regions": [ "亚洲", "asia" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [ "C端及数字银行" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开(零费用数字银行，商户收单未公开)", "intro": "零费用数字银行与Mastercard" }, { "id": "compare-safe-harbor-financial", "kind": "payment_provider", "name": "Safe Harbor Financial", "aliases": [], "website_url": "https://shfinancial.com", "detail_url": "https://shfinancial.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "high-risk" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Safe Harbor Financial 是一家高风险行业支付服务商，覆盖美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-saferpay-worldline", "kind": "payment_provider", "name": "Saferpay (Worldline)", "aliases": [], "website_url": "https://saferpay.com", "detail_url": "https://saferpay.com", "countries": [ "奥地利 | 瑞士 | 德国 | 列支敦士登" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Saferpay (Worldline) 是一家传统收单/支付服务商，覆盖奥地利、瑞士、德国、列支敦士登，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-safetypay", "kind": "payment_provider", "name": "SafetyPay", "aliases": [], "website_url": "https://safetypay.com", "detail_url": "https://safetypay.com", "countries": [ "巴西 | 哥伦比亚 | 哥斯达黎加 | 厄瓜多尔 | 危地马拉 | 墨西哥 | 尼加拉瓜 | 巴拿马 | 秘鲁" ], "regions": [ "latin-america" ], "payment_types": [ "regional" ], "services": [ "银行转账", "现金", "代金券" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "SafetyPay 是一家区域型支付服务商，覆盖巴西、哥伦比亚、哥斯达黎加、厄瓜多尔、危地马拉、墨西哥等，支持银行转账、现金/代金券。结算安排需向服务商确认。" }, { "id": "compare-safexpay", "kind": "payment_provider", "name": "Safexpay", "aliases": [], "website_url": "https://safexpay.com", "detail_url": "https://safexpay.com", "countries": [ "印度" ], "regions": [ "asia" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡", "电子钱包", "二维码支付", "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Safexpay 是一家传统收单/支付服务商，覆盖印度，支持信用卡/借记卡、电子钱包、二维码支付、POS收单。结算安排需向服务商确认。" }, { "id": "compare-sage-intacct", "kind": "payment_provider", "name": "Sage Intacct", "aliases": [], "website_url": "https://sage.com", "detail_url": "https://sage.com", "countries": [ "澳大利亚 | 英国 | 美国" ], "regions": [ "europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Sage Intacct 是一家传统收单/支付服务商，覆盖澳大利亚、英国、美国，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-saldiapay", "kind": "payment_provider", "name": "saldiaPay", "aliases": [], "website_url": "https://saldiacorp.com", "detail_url": "https://saldiacorp.com", "countries": [ "瑞士" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "saldiaPay 是一家传统收单/支付服务商，覆盖瑞士，支持信用卡/借记卡、电子钱包。结算安排需向服务商确认。" }, { "id": "compare-salt-edge", "kind": "payment_provider", "name": "Salt Edge", "aliases": [], "website_url": "https://saltedge.com", "detail_url": "https://saltedge.com", "countries": [ "全球" ], "regions": [ "europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "视情况而定", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Salt Edge 是一家传统收单/支付服务商，覆盖全球，支持银行转账。结算：视情况而定。" }, { "id": "compare-saltpay", "kind": "payment_provider", "name": "SaltPay", "aliases": [], "website_url": "https://teya.com", "detail_url": "https://teya.com", "countries": [ "捷克 | 英国 | 冰岛 | 葡萄牙" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "即时出款", "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "SaltPay 是一家传统收单/支付服务商，覆盖捷克、英国、冰岛、葡萄牙，支持即时出款、POS收单。结算安排需向服务商确认。" }, { "id": "compare-sampath-vishwa", "kind": "payment_channel", "name": "Sampath Vishwa", "aliases": [], "website_url": "https://www.sampathvishwa.com", "detail_url": "/payment-channels/lk-sampath-vishwa/", "countries": [ "Sri Lanka" ], "regions": [ "亚洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "T+1", "fee": "未公开", "intro": "Sampath银行网银与支付" }, { "id": "compare-samsung-pay", "kind": "payment_channel", "name": "Samsung Pay", "aliases": [], "website_url": "https://www.samsung.com/global/galaxy/samsung-pay/", "detail_url": "/payment-channels/kr-samsung-pay/", "countries": [ "South Korea", "澳大利亚 | 西班牙 | 英国 | 印度 | 韩国 | 美国" ], "regions": [ "亚洲", "asia, europe, north-america" ], "payment_types": [ "电子钱包", "traditional" ], "services": [ "移动支付" ], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "较低，常规资料即可核实", "settlement": "T+1", "fee": "无额外加收(同绑定卡费率)", "intro": "凭MST技术兼容几乎所有POS终端，线下覆盖最广" }, { "id": "compare-sandpay", "kind": "payment_provider", "name": "Sandpay", "aliases": [ "杉德支付" ], "website_url": "https://www.sandpay.com.cn", "detail_url": "https://www.sandpay.com.cn", "countries": [ "全国" ], "regions": [ "China" ], "payment_types": [ "三方支付/收单" ], "services": [ "收单", "预付卡", "聚合" ], "use_cases": [ "线下商户/预付卡" ], "subject_requirement": "是", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "上海持牌支付，线下收单为主" }, { "id": "compare-sap-concur", "kind": "payment_provider", "name": "SAP Concur", "aliases": [], "website_url": "https://concur.com", "detail_url": "https://concur.com", "countries": [ "德国 | 法国 | 英国 | 日本 | 美国" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "账单", "发票支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "SAP Concur 是一家传统收单/支付服务商，覆盖德国、法国、英国、日本、美国，支持账单/发票支付。结算安排需向服务商确认。" }, { "id": "compare-sarie", "kind": "payment_channel", "name": "SARIE", "aliases": [], "website_url": "https://www.saudipayments.com", "detail_url": "/payment-channels/sa-sarie/", "countries": [ "Saudi Arabia" ], "regions": [ "中东" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "央行即时账户到账户转账系统" }, { "id": "compare-sasapay", "kind": "payment_provider", "name": "Sasapay", "aliases": [], "website_url": "https://sasapay.co.ke", "detail_url": "https://sasapay.co.ke", "countries": [ "肯尼亚" ], "regions": [ "africa" ], "payment_types": [ "regional" ], "services": [ "即时出款", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Sasapay 是一家区域型支付服务商，覆盖肯尼亚，支持即时出款、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-satispay", "kind": "payment_channel", "name": "Satispay", "aliases": [], "website_url": "https://www.satispay.com", "detail_url": "/payment-channels/it-satispay/", "countries": [ "Italy", "德国 | 法国 | 意大利 | 卢森堡" ], "regions": [ "欧洲", "europe" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "即时出款", "移动支付", "二维码支付" ], "use_cases": [ "两者兼有(C端+小微商户)" ], "subject_requirement": "否(仅本地/欧洲)", "access_threshold": "中(需Partita IVA+IBAN)", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "意大利国民级独立移动支付App，用户超500万" }, { "id": "compare-saxo-payments-banking-circle", "kind": "payment_provider", "name": "Saxo Payments (Banking Circle)", "aliases": [], "website_url": "https://bankingcircle.com", "detail_url": "https://bankingcircle.com", "countries": [ "澳大利亚 | 德国 | 英国 | 列支敦士登 | 卢森堡 | 挪威 | 波兰 | 瑞典 | 新加坡" ], "regions": [ "asia, europe, oceania" ], "payment_types": [ "baas, traditional" ], "services": [ "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Saxo Payments (Banking Circle) 是一家银行即服务(BaaS)服务商，覆盖澳大利亚、德国、英国、列支敦士登、卢森堡、挪威等，支持跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-sberpay", "kind": "payment_channel", "name": "SberPay", "aliases": [], "website_url": "https://www.sber.ru", "detail_url": "/payment-channels/ru-sberpay/", "countries": [ "Russia", "俄罗斯" ], "regions": [ "欧洲", "europe" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "移动支付", "二维码支付" ], "use_cases": [ "两者兼有" ], "subject_requirement": "部分(需俄主体/代理)", "access_threshold": "较高，通常需要本地主体或资质", "settlement": "T+2/T+3", "fee": "受合规与市场环境影响，公开页面不展示具体费率；正式评估需逐案确认。", "intro": "俄罗斯储蓄银行旗下移动支付，绑定Mir卡使用" }, { "id": "compare-sbps-softbank-payment-service", "kind": "payment_provider", "name": "SBPS (SoftBank Payment Service)", "aliases": [], "website_url": "https://sbpayment.jp", "detail_url": "https://sbpayment.jp", "countries": [ "日本" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "订阅", "周期扣款", "信用卡", "借记卡", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "SBPS (SoftBank Payment Service) 是一家区域型支付服务商，覆盖日本，支持订阅/周期扣款、信用卡/借记卡、电子钱包。结算安排需向服务商确认。" }, { "id": "compare-scalapay", "kind": "payment_channel", "name": "Scalapay", "aliases": [], "website_url": "https://www.scalapay.com", "detail_url": "/payment-channels/it-scalapay/", "countries": [ "Italy", "奥地利 | 比利时 | 德国 | 西班牙 | 芬兰 | 法国 | 意大利 | 荷兰 | 葡萄牙" ], "regions": [ "欧洲", "europe" ], "payment_types": [ "先买后付（BNPL）", "traditional" ], "services": [ "先买后付(BNPL)" ], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地/欧洲)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+5", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "意大利本土BNPL，支持3期免息分期" }, { "id": "compare-scotiabank", "kind": "payment_provider", "name": "Scotiabank", "aliases": [], "website_url": "https://scotiabank.com", "detail_url": "https://scotiabank.com", "countries": [ "巴西 | 加拿大 | 智利 | 哥伦比亚 | 多米尼加 | 英国 | 牙买加 | 墨西哥 | 马来西亚 | 秘鲁 | 美国 | 乌拉圭" ], "regions": [ "asia, europe, latin-america, north-america" ], "payment_types": [ "regional, traditional" ], "services": [ "银行转账", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Scotiabank 是一家区域型支付服务商，覆盖巴西、加拿大、智利、哥伦比亚、多米尼加、英国等，支持银行转账、跨境汇款/出款。 card acceptance via Chase Merchant Services partner — published rates not disclosed by Scotiabank.。结算安排需向服务商确认。" }, { "id": "compare-scratchpay", "kind": "payment_provider", "name": "Scratchpay", "aliases": [], "website_url": "https://scratchpay.com", "detail_url": "https://scratchpay.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Scratchpay 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-seerbit", "kind": "payment_provider", "name": "SeerBit", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "加纳 | 肯尼亚 | 尼日利亚 | 南非" ], "regions": [ "africa" ], "payment_types": [ "regional" ], "services": [ "即时出款", "信用卡", "借记卡", "银行转账", "移动支付", "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "下一个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "SeerBit 是一家区域型支付服务商，覆盖加纳、肯尼亚、尼日利亚、南非，支持即时出款、信用卡/借记卡、银行转账、移动支付、POS收单。结算：下一个工作日。" }, { "id": "compare-segpay", "kind": "payment_provider", "name": "Segpay", "aliases": [], "website_url": "https://segpay.com", "detail_url": "https://segpay.com", "countries": [ "全球" ], "regions": [ "europe, north-america" ], "payment_types": [ "high-risk" ], "services": [ "订阅", "周期扣款", "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Segpay 是一家高风险行业支付服务商，覆盖全球，支持订阅/周期扣款、即时出款。结算安排需向服务商确认。" }, { "id": "compare-selcom", "kind": "payment_provider", "name": "Selcom", "aliases": [], "website_url": "https://selcom.net", "detail_url": "https://selcom.net", "countries": [ "坦桑尼亚" ], "regions": [ "africa" ], "payment_types": [ "regional" ], "services": [ "即时出款", "移动支付", "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Selcom 是一家区域型支付服务商，覆盖坦桑尼亚，支持即时出款、移动支付、POS收单。结算安排需向服务商确认。" }, { "id": "compare-senangpay", "kind": "payment_provider", "name": "SenangPay", "aliases": [], "website_url": "https://senangpay.com", "detail_url": "https://senangpay.com", "countries": [ "Malaysia" ], "regions": [ "亚洲" ], "payment_types": [ "Malaysia payment gateway" ], "services": [ "FPX", "Cards", "E-wallets", "BNPL", "Payment forms", "Invoices", "Recurring billing", "Payout API" ], "use_cases": [ "两者兼有" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+2/T+3", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "senangPay-DOKU 是马来西亚支付网关，支持本地线上银行、银行卡、电子钱包、BNPL、发票和 API 收款。" }, { "id": "compare-sendwave", "kind": "payment_provider", "name": "Sendwave", "aliases": [], "website_url": "https://sendwave.com", "detail_url": "https://sendwave.com", "countries": [ "全球" ], "regions": [ "africa, europe, north-america" ], "payment_types": [ "regional" ], "services": [ "即时出款", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Sendwave 是一家区域型支付服务商，覆盖全球，支持即时出款、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-sepa-instant", "kind": "payment_channel", "name": "SEPA Instant", "aliases": [], "website_url": "https://www.europeanpaymentscouncil.eu", "detail_url": "/payment-channels/de-sepa-instant/", "countries": [ "Germany" ], "regions": [ "欧洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有(银行实时转账)" ], "subject_requirement": "否(欧元区本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "欧元区秒级实时银行转账" }, { "id": "compare-sepa-instant-sct-inst", "kind": "payment_channel", "name": "SEPA Instant (SCT Inst)", "aliases": [], "website_url": "https://www.ecb.europa.eu", "detail_url": "/payment-channels/fr-sepa-instant-sct-inst/", "countries": [ "France" ], "regions": [ "欧洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有(银行实时转账)" ], "subject_requirement": "否(欧元区本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "欧元区秒级实时转账" }, { "id": "compare-sepa-instant-credit-transfer", "kind": "payment_provider", "name": "SEPA Instant Credit Transfer", "aliases": [], "website_url": "https://europeanpaymentscouncil.eu", "detail_url": "https://europeanpaymentscouncil.eu", "countries": [ "奥地利 | 比利时 | 德国 | 西班牙 | 芬兰 | 法国 | 爱尔兰 | 意大利 | 荷兰 | 葡萄牙" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "即时出款", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "SEPA Instant Credit Transfer 是一家传统收单/支付服务商，覆盖奥地利、比利时、德国、西班牙、芬兰、法国等，支持即时出款、银行转账。结算：即时。" }, { "id": "compare-sepaga", "kind": "payment_provider", "name": "Sepaga", "aliases": [], "website_url": "https://sepaga.com", "detail_url": "https://sepaga.com", "countries": [ "塞浦路斯" ], "regions": [ "europe" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Sepaga 是一家区域型支付服务商，覆盖塞浦路斯，支持信用卡/借记卡。fee model: 定制(需询价)。结算安排需向服务商确认。" }, { "id": "compare-sequra", "kind": "payment_channel", "name": "seQura", "aliases": [], "website_url": "https://www.sequra.es", "detail_url": "/payment-channels/es-sequra/", "countries": [ "Spain" ], "regions": [ "欧洲" ], "payment_types": [ "先买后付（BNPL）" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅西班牙/南欧)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "西班牙本土BNPL，电商分期主流选择" }, { "id": "compare-servicetitan", "kind": "payment_provider", "name": "ServiceTitan", "aliases": [], "website_url": "https://servicetitan.com", "detail_url": "https://servicetitan.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "下一个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "ServiceTitan 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡。结算：下一个工作日。" }, { "id": "compare-servipag", "kind": "payment_channel", "name": "Servipag", "aliases": [], "website_url": "https://www.servipag.com", "detail_url": "/payment-channels/cl-servipag/", "countries": [ "Chile" ], "regions": [ "拉丁美洲" ], "payment_types": [ "现金收款" ], "services": [], "use_cases": [ "C端个人（账单", "现金缴费）" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开", "intro": "现金/账单代缴网点与线上支付" }, { "id": "compare-settle-korea", "kind": "payment_provider", "name": "Settle (Korea)", "aliases": [], "website_url": "https://settle.co.kr", "detail_url": "https://settle.co.kr", "countries": [ "韩国" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Settle (Korea) 是一家区域型支付服务商，覆盖韩国，支持银行转账。结算安排需向服务商确认。" }, { "id": "compare-sezzle", "kind": "payment_provider", "name": "Sezzle", "aliases": [], "website_url": "https://sezzle.com", "detail_url": "https://sezzle.com", "countries": [ "美国" ], "regions": [ "north-america, oceania" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡", "先买后付(BNPL)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "下一个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Sezzle 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡、先买后付(BNPL)。结算：下一个工作日。" }, { "id": "compare-shell-card", "kind": "payment_provider", "name": "Shell Card", "aliases": [], "website_url": "https://shell.co.uk", "detail_url": "https://shell.co.uk", "countries": [ "奥地利 | 比利时 | 瑞士 | 捷克 | 德国 | 西班牙 | 芬兰 | 法国 | 英国 | 爱尔兰 | 意大利 | 卢森堡 | 荷兰 | 挪威 | 波兰 | 葡萄牙 | 瑞典" ], "regions": [ "europe" ], "payment_types": [ "regional, traditional" ], "services": [ "账单", "发票支付", "捐赠", "募捐" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Shell Card 是一家区域型支付服务商，覆盖奥地利、比利时、瑞士、捷克、德国、西班牙等，支持账单/发票支付、捐赠/募捐。结算安排需向服务商确认。" }, { "id": "compare-shift4", "kind": "payment_provider", "name": "Shift4", "aliases": [], "website_url": "https://shift4.com", "detail_url": "https://shift4.com", "countries": [ "欧盟 | 美国" ], "regions": [ "europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "即时出款", "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Shift4 是一家传统收单/支付服务商，覆盖欧盟、美国，支持即时出款、POS收单。结算：1–2个工作日。" }, { "id": "compare-shinhan-bank", "kind": "payment_provider", "name": "Shinhan Bank", "aliases": [], "website_url": "https://shinhanglobal.com", "detail_url": "https://shinhanglobal.com", "countries": [ "阿联酋 | 澳大利亚 | 加拿大 | 中国 | 德国 | 英国 | 中国香港 | 印度尼西亚 | 印度 | 日本 | 柬埔寨 | 韩国 | 哈萨克斯坦 | 缅甸 | 墨西哥 | 菲律宾 | 新加坡 | 美国 | 越南" ], "regions": [ "asia, europe, middle-east, north-america, oceania, southeast-asia" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Shinhan Bank 是一家区域型支付服务商，覆盖阿联酋、澳大利亚、加拿大、中国、德国、英国等，支持信用卡/借记卡。 not publicly disclosed.。结算安排需向服务商确认。" }, { "id": "compare-shopeepay", "kind": "payment_channel", "name": "ShopeePay", "aliases": [], "website_url": "https://shopee.co.id/", "detail_url": "/payment-channels/id-shopeepay/", "countries": [ "Indonesia", "Thailand", "Vietnam", "Philippines", "Malaysia", "东南亚多国" ], "regions": [ "亚洲" ], "payment_types": [ "电子钱包", "三方支付/收单" ], "services": [ "钱包", "QR", "转账" ], "use_cases": [ "两者兼有", "C端个人", "Shopee生态内C端及商户", "C端个人+商户（两者兼有）", "东南亚电商/个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "虾皮系钱包，年轻网购用户黏性高" }, { "id": "compare-shopier", "kind": "payment_provider", "name": "Shopier", "aliases": [], "website_url": "https://shopier.com", "detail_url": "https://shopier.com", "countries": [ "土耳其" ], "regions": [ "middle-east" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Shopier 是一家传统收单/支付服务商，覆盖土耳其，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-shopify-payments", "kind": "payment_provider", "name": "Shopify Payments", "aliases": [], "website_url": "https://shopify.com", "detail_url": "https://shopify.com", "countries": [ "全球" ], "regions": [ "asia, europe, north-america, oceania" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "1–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Shopify Payments 是一家传统收单/支付服务商，覆盖全球，支持订阅/周期扣款。结算：1–3个工作日。" }, { "id": "compare-shopkeep-lightspeed", "kind": "payment_provider", "name": "Shopkeep (Lightspeed)", "aliases": [], "website_url": "https://shopkeep.com", "detail_url": "https://shopkeep.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Shopkeep (Lightspeed) 是一家传统收单/支付服务商，覆盖美国，支持POS收单。结算安排需向服务商确认。" }, { "id": "compare-shouqianba", "kind": "payment_provider", "name": "Shouqianba", "aliases": [ "收钱吧" ], "website_url": "https://www.shouqianba.com", "detail_url": "https://www.shouqianba.com", "countries": [ "全国" ], "regions": [ "China" ], "payment_types": [ "四方支付/聚合" ], "services": [ "聚合支付", "收银SDK", "商户服务" ], "use_cases": [ "线下小微/实体店" ], "subject_requirement": "是", "access_threshold": "较低，常规资料即可核实", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "线下聚合支付头部，一个码接多通道" }, { "id": "compare-sibs", "kind": "payment_channel", "name": "SIBS", "aliases": [], "website_url": "https://www.sibs.pt", "detail_url": "/payment-channels/pt-sibs/", "countries": [ "Portugal" ], "regions": [ "欧洲" ], "payment_types": [ "聚合支付" ], "services": [], "use_cases": [ "商户+B端" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "葡国家支付基础设施运营商(MB Way与Multibanco母公司)" }, { "id": "compare-sibs-portugal", "kind": "payment_provider", "name": "SIBS (Portugal)", "aliases": [], "website_url": "https://sibs.com", "detail_url": "https://sibs.com", "countries": [ "安哥拉 | 佛得角 | 莫桑比克 | 葡萄牙" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "即时出款", "移动支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "SIBS (Portugal) 是一家区域型支付服务商，覆盖安哥拉、佛得角、莫桑比克、葡萄牙，支持即时出款、移动支付。结算安排需向服务商确认。" }, { "id": "compare-sightline-payments", "kind": "payment_provider", "name": "Sightline Payments", "aliases": [], "website_url": "https://sightlinepayments.com", "detail_url": "https://sightlinepayments.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "电子钱包", "现金", "代金券" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Sightline Payments 是一家传统收单/支付服务商，覆盖美国，支持电子钱包、现金/代金券。结算安排需向服务商确认。" }, { "id": "compare-sigue", "kind": "payment_provider", "name": "Sigue", "aliases": [], "website_url": "https://sigue.com", "detail_url": "https://sigue.com", "countries": [ "阿根廷 | 孟加拉国 | 智利 | 中国 | 哥斯达黎加 | 厄瓜多尔 | 法国 | 英国 | 加纳 | 印度 | 牙买加 | 韩国 | 斯里兰卡 | 摩洛哥 | 墨西哥 | 尼泊尔 | 菲律宾 | 巴基斯坦 | 美国" ], "regions": [ "africa, asia, europe, latin-america, north-america" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Sigue 是一家区域型支付服务商，覆盖阿根廷、孟加拉国、智利、中国、哥斯达黎加、厄瓜多尔等，支持信用卡/借记卡。fee model: per-transaction。结算安排需向服务商确认。" }, { "id": "compare-siirto", "kind": "payment_channel", "name": "Siirto", "aliases": [], "website_url": "https://siirto.fi", "detail_url": "/payment-channels/fi-siirto/", "countries": [ "Finland", "芬兰" ], "regions": [ "欧洲", "europe" ], "payment_types": [ "即时支付、银行转账", "regional" ], "services": [ "即时出款", "银行转账", "跨境汇款", "出款" ], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "芬兰银行系实时转账(P2P/电商)，OP与Nordea主导" }, { "id": "compare-simpl", "kind": "payment_channel", "name": "Simpl", "aliases": [], "website_url": "https://www.simpl.com", "detail_url": "/payment-channels/in-simpl/", "countries": [ "India", "印度" ], "regions": [ "亚洲", "asia" ], "payment_types": [ "先买后付（BNPL）", "regional" ], "services": [ "即时出款" ], "use_cases": [ "C端个人(先买后付)" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "印度BNPL代表之一" }, { "id": "compare-simplepay-otp", "kind": "payment_channel", "name": "SimplePay (OTP)", "aliases": [], "website_url": "https://simplepay.hu", "detail_url": "/payment-channels/hu-simplepay-otp/", "countries": [ "Hungary" ], "regions": [ "欧洲" ], "payment_types": [ "聚合支付" ], "services": [], "use_cases": [ "商户+B端" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "匈牙利主流线上支付与收单（OTP旗下）" }, { "id": "compare-simplepay-hungary", "kind": "payment_provider", "name": "SimplePay Hungary", "aliases": [], "website_url": "https://simplepay.hu", "detail_url": "https://simplepay.hu", "countries": [ "匈牙利" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "先买后付(BNPL)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "SimplePay Hungary 是一家区域型支付服务商，覆盖匈牙利，支持先买后付(BNPL)。结算安排需向服务商确认。" }, { "id": "compare-simplex", "kind": "payment_provider", "name": "Simplex", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "全球" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "crypto" ], "services": [ "加密货币", "信用卡", "借记卡", "银行转账", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Simplex 是一家加密货币支付服务商，覆盖全球，支持加密货币、信用卡/借记卡、银行转账、电子钱包。结算安排需向服务商确认。" }, { "id": "compare-singtel-dash", "kind": "payment_channel", "name": "Singtel Dash", "aliases": [], "website_url": "https://www.dash.com.sg", "detail_url": "/payment-channels/sg-singtel-dash/", "countries": [ "Singapore" ], "regions": [ "亚洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人+商户（两者兼有）" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "未公开", "intro": "新电信运营，支持汇款与支付" }, { "id": "compare-sisalpay", "kind": "payment_provider", "name": "SisalPay", "aliases": [], "website_url": "https://sisalpay.it", "detail_url": "https://sisalpay.it", "countries": [ "意大利" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "2–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "SisalPay 是一家区域型支付服务商，覆盖意大利，支持信用卡/借记卡。结算：2–3个工作日。" }, { "id": "compare-sistema-de-pagos-inmediato", "kind": "payment_channel", "name": "Sistema de Pagos Inmediato", "aliases": [], "website_url": "https://www.bcu.gub.uy", "detail_url": "/payment-channels/uy-sistema-de-pagos-inmediato/", "countries": [ "Uruguay" ], "regions": [ "拉丁美洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "乌拉圭即时支付系统" }, { "id": "compare-sitef-software-express", "kind": "payment_provider", "name": "SiTef (Software Express)", "aliases": [], "website_url": "https://softwareexpress.com.br", "detail_url": "https://softwareexpress.com.br", "countries": [ "巴西" ], "regions": [ "latin-america" ], "payment_types": [ "regional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "SiTef (Software Express) 是一家区域型支付服务商，覆盖巴西，支持POS收单。结算安排需向服务商确认。" }, { "id": "compare-six-payment-services", "kind": "payment_provider", "name": "SIX Payment Services", "aliases": [], "website_url": "https://six-group.com", "detail_url": "https://six-group.com", "countries": [ "全球" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "SIX Payment Services 是一家传统收单/支付服务商，覆盖全球，支持POS收单。结算：1–2个工作日。" }, { "id": "compare-skinsback", "kind": "payment_provider", "name": "SkinsBack", "aliases": [], "website_url": "https://skinsback.com", "detail_url": "https://skinsback.com", "countries": [ "全球" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "gaming" ], "services": [ "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "SkinsBack 是一家游戏支付服务商，覆盖全球，支持即时出款。结算：即时。" }, { "id": "compare-skipify", "kind": "payment_provider", "name": "Skipify", "aliases": [], "website_url": "https://skipify.com", "detail_url": "https://skipify.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Skipify 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-skrill", "kind": "payment_provider", "name": "Skrill", "aliases": [], "website_url": "https://skrill.com", "detail_url": "https://skrill.com", "countries": [ "全球" ], "regions": [ "africa, asia, europe, latin-america" ], "payment_types": [ "gaming" ], "services": [ "加密货币", "即时出款", "电子钱包", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Skrill 是一家游戏支付服务商，覆盖全球，支持加密货币、即时出款、电子钱包、跨境汇款/出款。结算：即时。" }, { "id": "compare-sky-pay", "kind": "payment_provider", "name": "Sky Pay", "aliases": [], "website_url": "https://skyipay.co.uk", "detail_url": "https://skyipay.co.uk", "countries": [ "英国 | 尼泊尔" ], "regions": [ "asia, europe" ], "payment_types": [ "regional" ], "services": [ "现金", "代金券", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Sky Pay 是一家区域型支付服务商，覆盖英国、尼泊尔，支持现金/代金券、跨境汇款/出款。fee model: per-transaction。结算安排需向服务商确认。" }, { "id": "compare-skydo", "kind": "payment_provider", "name": "Skydo", "aliases": [], "website_url": "https://www.skydo.com/", "detail_url": "https://www.skydo.com/", "countries": [ "India" ], "regions": [ "South Asia" ], "payment_types": [ "India cross-border receivables, virtual accounts" ], "services": [ "global bank accounts", "international receivables", "payment links", "FX", "FIRA", "virtual accounts" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "待确认", "settlement": "官网说明支持 150+ 国家付款，常", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Skydo 面向印度出口商、SaaS、自由职业者和服务商提供国际收款，本地虚拟账户、实时汇率、FIRA 和 INR 结算。" }, { "id": "compare-skyee", "kind": "payment_provider", "name": "Skyee", "aliases": [ "收款易" ], "website_url": "https://www.skyee360.com", "detail_url": "https://www.skyee360.com", "countries": [ "全球(100+国家)" ], "regions": [ "China" ], "payment_types": [ "跨境收款(三方)" ], "services": [ "跨境收款", "外汇结算", "VAT缴费" ], "use_cases": [ "跨境电商/独立站" ], "subject_requirement": "是", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "拉卡拉成员，新加坡MPI持牌" }, { "id": "compare-smile-identity", "kind": "payment_provider", "name": "Smile Identity", "aliases": [], "website_url": "https://smileidentity.com", "detail_url": "https://smileidentity.com", "countries": [ "加纳 | 肯尼亚 | 尼日利亚 | 乌干达 | 南非" ], "regions": [ "africa" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Smile Identity 是一家区域型支付服务商，覆盖加纳、肯尼亚、尼日利亚、乌干达、南非，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-smoovpay", "kind": "payment_provider", "name": "SmoovPay", "aliases": [], "website_url": "https://smoovpay.com", "detail_url": "https://smoovpay.com", "countries": [ "马来西亚 | 菲律宾 | 新加坡" ], "regions": [ "southeast-asia" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "SmoovPay 是一家传统收单/支付服务商，覆盖马来西亚、菲律宾、新加坡，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-snap-finance", "kind": "payment_provider", "name": "Snap Finance", "aliases": [], "website_url": "https://snapfinance.com", "detail_url": "https://snapfinance.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "先买后付(BNPL)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Snap Finance 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款、先买后付(BNPL)。结算安排需向服务商确认。" }, { "id": "compare-snapscan", "kind": "payment_channel", "name": "SnapScan", "aliases": [], "website_url": "https://www.snapscan.co.za", "detail_url": "/payment-channels/za-snapscan/", "countries": [ "South Africa", "南非" ], "regions": [ "非洲", "africa" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "即时出款", "移动支付", "二维码支付" ], "use_cases": [ "C端个人" ], "subject_requirement": "否", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "早期二维码扫码付钱包" }, { "id": "compare-soarpay", "kind": "payment_provider", "name": "SoarPay", "aliases": [], "website_url": "https://soarpay.com", "detail_url": "https://soarpay.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "high-risk" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "SoarPay 是一家高风险行业支付服务商，覆盖美国，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-socialpay", "kind": "payment_provider", "name": "SocialPay", "aliases": [], "website_url": "https://socialpay.mn", "detail_url": "https://socialpay.mn", "countries": [ "蒙古" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "即时出款", "二维码支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "SocialPay 是一家区域型支付服务商，覆盖蒙古，支持即时出款、二维码支付。结算安排需向服务商确认。" }, { "id": "compare-societe-generale", "kind": "payment_provider", "name": "Societe Generale", "aliases": [], "website_url": "https://societegenerale.com", "detail_url": "https://societegenerale.com", "countries": [ "阿联酋 | 澳大利亚 | 比利时 | 瑞士 | 中国 | 捷克 | 德国 | 西班牙 | 法国 | 英国 | 中国香港 | 意大利 | 日本 | 卢森堡 | 波兰 | 罗马尼亚 | 新加坡 | 美国" ], "regions": [ "asia, europe, middle-east, north-america" ], "payment_types": [ "regional, traditional" ], "services": [ "现金", "代金券" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Societe Generale 是一家区域型支付服务商，覆盖阿联酋、澳大利亚、比利时、瑞士、中国、捷克等，支持现金/代金券。 no public rate card. Merchant acquiring delivered in Europe via the Societe Generale / Elavon joint venture.。结算安排需向服务商确认。" }, { "id": "compare-socure", "kind": "payment_provider", "name": "Socure", "aliases": [], "website_url": "https://socure.com", "detail_url": "https://socure.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Socure 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-sofi", "kind": "payment_provider", "name": "SoFi", "aliases": [], "website_url": "https://sofi.com", "detail_url": "https://sofi.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "SoFi 是一家区域型支付服务商，覆盖美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-sofort", "kind": "payment_provider", "name": "Sofort", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "奥地利 | 比利时 | 瑞士 | 德国 | 西班牙 | 意大利 | 荷兰 | 波兰" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "银行转账", "先买后付(BNPL)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Sofort 是一家区域型支付服务商，覆盖奥地利、比利时、瑞士、德国、西班牙、意大利等，支持银行转账、先买后付(BNPL)。结算安排需向服务商确认。" }, { "id": "compare-sofort-klarna", "kind": "payment_channel", "name": "SOFORT (Klarna)", "aliases": [], "website_url": "https://www.sofort.com", "detail_url": "/payment-channels/at-sofort-klarna/", "countries": [ "Austria" ], "regions": [ "欧洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "部分(需特定资质)", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "即时银行转账，奥地利网银用户覆盖超60%" }, { "id": "compare-sokin", "kind": "payment_provider", "name": "Sokin", "aliases": [], "website_url": "https://sokin.com", "detail_url": "https://sokin.com", "countries": [ "阿联酋 | 澳大利亚 | 比利时 | 加拿大 | 德国 | 西班牙 | 芬兰 | 法国 | 英国 | 爱尔兰 | 印度 | 意大利 | 荷兰 | 挪威 | 波兰 | 瑞典 | 美国" ], "regions": [ "asia, europe, middle-east, north-america, oceania" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Sokin 是一家传统收单/支付服务商，覆盖阿联酋、澳大利亚、比利时、加拿大、德国、西班牙等，支持信用卡/借记卡。 wholesale FX rates, free instant transfers between Sokin accounts.。结算安排需向服务商确认。" }, { "id": "compare-solaris", "kind": "payment_provider", "name": "Solaris", "aliases": [], "website_url": "https://solarisgroup.com", "detail_url": "https://solarisgroup.com", "countries": [ "德国 | 欧洲经济区 | 欧盟" ], "regions": [ "europe" ], "payment_types": [ "baas" ], "services": [ "订阅", "周期扣款", "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "下一个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Solaris 是一家银行即服务(BaaS)服务商，覆盖德国、欧洲经济区、欧盟，支持订阅/周期扣款、信用卡/借记卡。结算：下一个工作日。" }, { "id": "compare-sony-payment-services", "kind": "payment_provider", "name": "Sony Payment Services", "aliases": [], "website_url": "https://sonypaymentservices.jp", "detail_url": "https://sonypaymentservices.jp", "countries": [ "日本" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Sony Payment Services 是一家区域型支付服务商，覆盖日本，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-southpay", "kind": "payment_provider", "name": "Southpay", "aliases": [], "website_url": "https://southpay.io", "detail_url": "https://southpay.io", "countries": [ "全球" ], "regions": [ "global" ], "payment_types": [ "crypto, gaming, high-risk, traditional" ], "services": [ "加密货币", "平台", "聚合收款", "多币种账户", "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Southpay 是一家加密货币支付服务商，覆盖全球，支持加密货币、平台/聚合收款、多币种账户、即时出款。结算：即时。" }, { "id": "compare-sovos", "kind": "payment_provider", "name": "Sovos", "aliases": [], "website_url": "https://sovos.com", "detail_url": "https://sovos.com", "countries": [ "全球" ], "regions": [ "europe, latin-america, north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Sovos 是一家传统收单/支付服务商，覆盖全球，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-spayz-io", "kind": "payment_provider", "name": "SPAYZ.io", "aliases": [], "website_url": "https://spayz.io", "detail_url": "https://spayz.io", "countries": [ "阿联酋 | 孟加拉国 | 喀麦隆 | 埃及 | 欧盟 | 加纳 | 印度尼西亚 | 印度 | 日本 | 肯尼亚 | 韩国 | 蒙古 | 马来西亚 | 尼日利亚 | 菲律宾 | 巴基斯坦 | 新加坡 | 泰国 | 坦桑尼亚 | 乌干达 | 越南 | 南非" ], "regions": [ "africa, asia, europe, southeast-asia" ], "payment_types": [ "crypto, gaming, high-risk, regional" ], "services": [ "加密货币", "即时出款", "银行转账", "电子钱包", "移动支付", "二维码支付", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "SPAYZ.io 是一家加密货币支付服务商，覆盖阿联酋、孟加拉国、喀麦隆、埃及、欧盟、加纳等，支持加密货币、即时出款、银行转账、电子钱包、移动支付、二维码支付。结算安排需向服务商确认。" }, { "id": "compare-speed-bitcoin", "kind": "payment_provider", "name": "Speed (Bitcoin)", "aliases": [], "website_url": "https://tryspeed.com", "detail_url": "https://tryspeed.com", "countries": [ "爱沙尼亚 | 美国" ], "regions": [ "europe, north-america" ], "payment_types": [ "crypto" ], "services": [ "加密货币", "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Speed (Bitcoin) 是一家加密货币支付服务商，覆盖爱沙尼亚、美国，支持加密货币、即时出款。结算安排需向服务商确认。" }, { "id": "compare-spei", "kind": "payment_channel", "name": "SPEI", "aliases": [], "website_url": "https://www.banxico.org.mx", "detail_url": "/payment-channels/mx-spei/", "countries": [ "Mexico" ], "regions": [ "北美洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "墨西哥央行即时银行间转账，免费实时到账" }, { "id": "compare-spend", "kind": "payment_provider", "name": "Spend", "aliases": [], "website_url": "https://spend.com", "detail_url": "https://spend.com", "countries": [ "英国 | 美国" ], "regions": [ "europe, north-america" ], "payment_types": [ "baas, crypto" ], "services": [ "加密货币" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Spend 是一家银行即服务(BaaS)服务商，覆盖英国、美国，支持加密货币。结算安排需向服务商确认。" }, { "id": "compare-spendesk", "kind": "payment_provider", "name": "Spendesk", "aliases": [], "website_url": "https://spendesk.com", "detail_url": "https://spendesk.com", "countries": [ "德国 | 西班牙 | 法国 | 英国" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡", "账单", "发票支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Spendesk 是一家传统收单/支付服务商，覆盖德国、西班牙、法国、英国，支持信用卡/借记卡、账单/发票支付。结算安排需向服务商确认。" }, { "id": "compare-spicepay", "kind": "payment_provider", "name": "SpicePay", "aliases": [], "website_url": "https://spicepay.com", "detail_url": "https://spicepay.com", "countries": [ "全球" ], "regions": [ "europe, north-america" ], "payment_types": [ "crypto" ], "services": [ "加密货币", "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "SpicePay 是一家加密货币支付服务商，覆盖全球，支持加密货币、即时出款。结算安排需向服务商确认。" }, { "id": "compare-splitit", "kind": "payment_channel", "name": "Splitit", "aliases": [], "website_url": "https://www.splitit.com", "detail_url": "/payment-channels/il-splitit/", "countries": [ "Israel", "全球" ], "regions": [ "中东", "asia, europe, north-america, oceania" ], "payment_types": [ "先买后付（BNPL）", "traditional" ], "services": [ "信用卡", "借记卡", "先买后付(BNPL)" ], "use_cases": [ "商户+B端" ], "subject_requirement": "部分(需特定资质)", "access_threshold": "中等，需要核实主体和资料", "settlement": "未公开", "fee": "未公开", "intro": "以色列主流BNPL分期提供商" }, { "id": "compare-spotii", "kind": "payment_provider", "name": "Spotii", "aliases": [], "website_url": "https://www.spotii.com", "detail_url": "https://www.spotii.com", "countries": [ "阿联酋、沙特" ], "regions": [ "中东" ], "payment_types": [ "其他" ], "services": [ "先买后付(BNPL)" ], "use_cases": [ "跨境电商/独立站" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开", "intro": "中东BNPL" }, { "id": "compare-spoton", "kind": "payment_provider", "name": "SpotOn", "aliases": [], "website_url": "https://spoton.com", "detail_url": "https://spoton.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "SpotOn 是一家传统收单/支付服务商，覆盖美国，支持POS收单。结算安排需向服务商确认。" }, { "id": "compare-squad-by-gtbank", "kind": "payment_provider", "name": "Squad by GTBank", "aliases": [], "website_url": "https://squadco.com", "detail_url": "https://squadco.com", "countries": [ "尼日利亚" ], "regions": [ "africa" ], "payment_types": [ "regional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "下一个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Squad by GTBank 是一家区域型支付服务商，覆盖尼日利亚，支持POS收单。结算：下一个工作日。" }, { "id": "compare-square", "kind": "payment_provider", "name": "Square", "aliases": [], "website_url": "https://squareup.com", "detail_url": "https://squareup.com", "countries": [ "澳大利亚 | 西班牙 | 法国 | 英国 | 爱尔兰 | 日本 | 美国" ], "regions": [ "asia, europe, north-america, oceania" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Square 是一家传统收单/支付服务商，覆盖澳大利亚、西班牙、法国、英国、爱尔兰、日本等，支持订阅/周期扣款、即时出款。结算：1–2个工作日。" }, { "id": "compare-square-block", "kind": "payment_provider", "name": "Square (Block)", "aliases": [ "Square" ], "website_url": "https://squareup.com", "detail_url": "https://squareup.com", "countries": [ "United States, Canada" ], "regions": [ "北美洲" ], "payment_types": [ "merchant acquiring, POS, online payments" ], "services": [ "card present", "online card", "API payments", "ACH", "invoice", "Afterpay", "cash", "check", "bitcoin" ], "use_cases": [ "小微线下商户/零售餐饮" ], "subject_requirement": "否(主要美/英/澳/加)", "access_threshold": "较低，常规资料即可核实", "settlement": "结算到账需按 Square 账户和地", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Square Payments 为商户提供线下、线上、API、发票、ACH、Afterpay 和硬件一体化收款能力。" }, { "id": "compare-squarespace-payments", "kind": "payment_provider", "name": "Squarespace Payments", "aliases": [], "website_url": "https://squarespace.com", "detail_url": "https://squarespace.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Squarespace Payments 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-sr-pago", "kind": "payment_provider", "name": "Sr. Pago", "aliases": [], "website_url": "https://srpago.com", "detail_url": "https://srpago.com", "countries": [ "墨西哥" ], "regions": [ "latin-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Sr. Pago 是一家传统收单/支付服务商，覆盖墨西哥，支持信用卡/借记卡。 financing fees vary。结算安排需向服务商确认。" }, { "id": "compare-sslcommerz", "kind": "payment_provider", "name": "SSLCOMMERZ", "aliases": [], "website_url": "https://sslcommerz.com", "detail_url": "https://sslcommerz.com", "countries": [ "孟加拉国" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "订阅", "周期扣款", "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "SSLCOMMERZ 是一家区域型支付服务商，覆盖孟加拉国，支持订阅/周期扣款、信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-stanbic-bank-app", "kind": "payment_channel", "name": "Stanbic Bank App", "aliases": [], "website_url": "https://stanbicbank.co.ug", "detail_url": "/payment-channels/ug-stanbic-bank-app/", "countries": [ "Uganda" ], "regions": [ "非洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "未公开", "intro": "乌干达大型银行移动应用" }, { "id": "compare-starling-bank", "kind": "payment_provider", "name": "Starling Bank", "aliases": [], "website_url": "https://starlingbank.com", "detail_url": "https://starlingbank.com", "countries": [ "英国" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "订阅", "周期扣款", "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Starling Bank 是一家区域型支付服务商，覆盖英国，支持订阅/周期扣款、即时出款。结算安排需向服务商确认。" }, { "id": "compare-starpay", "kind": "payment_provider", "name": "StarPay", "aliases": [ "国通星驿" ], "website_url": "https://www.postar.cn", "detail_url": "https://www.postar.cn", "countries": [ "全国" ], "regions": [ "China" ], "payment_types": [ "三方支付/收单" ], "services": [ "收单", "POS", "商户服务" ], "use_cases": [ "线下小微/零售" ], "subject_requirement": "是", "access_threshold": "较低，常规资料即可核实", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "新大陆旗下收单机构，星驿付品牌" }, { "id": "compare-startengine", "kind": "payment_provider", "name": "StartEngine", "aliases": [], "website_url": "https://startengine.com", "detail_url": "https://startengine.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "众筹", "募资" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "StartEngine 是一家传统收单/支付服务商，覆盖美国，支持众筹/募资。结算安排需向服务商确认。" }, { "id": "compare-stax", "kind": "payment_provider", "name": "Stax", "aliases": [], "website_url": "https://staxpayments.com", "detail_url": "https://staxpayments.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Stax 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款、银行转账。结算：1–2个工作日。" }, { "id": "compare-stc-pay", "kind": "payment_channel", "name": "STC Pay", "aliases": [], "website_url": "https://www.stcpay.com.sa", "detail_url": "/payment-channels/sa-stc-pay/", "countries": [ "Saudi Arabia", "沙特阿拉伯" ], "regions": [ "中东", "middle-east" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "即时出款", "电子钱包", "跨境汇款", "出款" ], "use_cases": [ "C端个人" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "电信STC旗下头部钱包，超1200万用户" }, { "id": "compare-stellar-sdf", "kind": "payment_provider", "name": "Stellar (SDF)", "aliases": [], "website_url": "https://stellar.org", "detail_url": "https://stellar.org", "countries": [ "全球" ], "regions": [ "africa, asia, europe, north-america" ], "payment_types": [ "crypto" ], "services": [ "加密货币", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Stellar (SDF) 是一家加密货币支付服务商，覆盖全球，支持加密货币、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-stitch", "kind": "payment_provider", "name": "Stitch", "aliases": [], "website_url": "https://stitch.money", "detail_url": "https://stitch.money", "countries": [ "加纳 | 肯尼亚 | 尼日利亚 | 南非" ], "regions": [ "africa" ], "payment_types": [ "baas" ], "services": [ "加密货币", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Stitch 是一家银行即服务(BaaS)服务商，覆盖加纳、肯尼亚、尼日利亚、南非，支持加密货币、银行转账。结算：即时。" }, { "id": "compare-stone", "kind": "payment_provider", "name": "Stone", "aliases": [], "website_url": "https://stone.co", "detail_url": "https://stone.co", "countries": [ "巴西" ], "regions": [ "latin-america" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Stone 是一家区域型支付服务商，覆盖巴西，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-stone-pagamentos", "kind": "payment_provider", "name": "Stone Pagamentos", "aliases": [], "website_url": "https://stone.com.br", "detail_url": "https://stone.com.br", "countries": [ "巴西" ], "regions": [ "latin-america" ], "payment_types": [ "traditional" ], "services": [ "即时出款", "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Stone Pagamentos 是一家传统收单/支付服务商，覆盖巴西，支持即时出款、POS收单。结算安排需向服务商确认。" }, { "id": "compare-stonex-payments", "kind": "payment_provider", "name": "StoneX Payments", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "巴西 | 英国 | 新加坡 | 美国" ], "regions": [ "asia, europe, latin-america, north-america" ], "payment_types": [ "traditional" ], "services": [ "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "StoneX Payments 是一家传统收单/支付服务商，覆盖巴西、英国、新加坡、美国，支持跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-strex", "kind": "payment_provider", "name": "Strex", "aliases": [], "website_url": "https://strex.no", "detail_url": "https://strex.no", "countries": [ "挪威" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "移动支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Strex 是一家区域型支付服务商，覆盖挪威，支持移动支付。结算安排需向服务商确认。" }, { "id": "compare-strike", "kind": "payment_provider", "name": "Strike", "aliases": [], "website_url": "https://www.strike.me", "detail_url": "https://www.strike.me", "countries": [ "全球(近100国)" ], "regions": [ "全球" ], "payment_types": [ "其他" ], "services": [ "比特币(Lightning)支付", "汇款" ], "use_cases": [ "跨境电商/独立站" ], "subject_requirement": "待核实", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "0手续费(部分)", "intro": "比特币闪电网络支付App" }, { "id": "compare-stripe", "kind": "payment_provider", "name": "Stripe", "aliases": [], "website_url": "https://stripe.com", "detail_url": "https://stripe.com", "countries": [ "全球46国/135+币种" ], "regions": [ "全球" ], "payment_types": [ "三方支付/收单" ], "services": [ "支付网关", "收单", "订阅计费", "反欺诈" ], "use_cases": [ "跨境电商/独立站/SaaS" ], "subject_requirement": "部分(中国大陆商户需注册香港/新加坡等境外主体)", "access_threshold": "较低，常规资料即可核实", "settlement": "T+2/T+3", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "全球头部收单，开发者友好，估值最高支付公司之一" }, { "id": "compare-suica", "kind": "payment_provider", "name": "Suica", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "日本" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Suica 是一家区域型支付服务商，覆盖日本，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-suica-pasmo", "kind": "payment_channel", "name": "Suica/PASMO", "aliases": [], "website_url": "https://www.jreast.co.jp/suica/", "detail_url": "/payment-channels/jp-suica-pasmo/", "countries": [ "Japan" ], "regions": [ "亚洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人(交通", "小额)" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "视场景而定", "fee": "未公开(交通IC,多用于交通/小额零售)", "intro": "交通IC电子钱，广泛零售受理" }, { "id": "compare-sumitomo-mitsui-card", "kind": "payment_provider", "name": "Sumitomo Mitsui Card", "aliases": [], "website_url": "https://smbc-card.com", "detail_url": "https://smbc-card.com", "countries": [ "日本" ], "regions": [ "asia" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Sumitomo Mitsui Card 是一家传统收单/支付服务商，覆盖日本，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-sumsub", "kind": "payment_provider", "name": "Sumsub", "aliases": [], "website_url": "https://sumsub.com", "detail_url": "https://sumsub.com", "countries": [ "阿联酋 | 英国 | 美国" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Sumsub 是一家传统收单/支付服务商，覆盖阿联酋、英国、美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-sumup", "kind": "payment_provider", "name": "SumUp", "aliases": [], "website_url": "https://www.sumup.com", "detail_url": "https://www.sumup.com", "countries": [ "30+国" ], "regions": [ "欧洲/全球" ], "payment_types": [ "三方支付/收单" ], "services": [ "移动POS", "收单", "商家账户" ], "use_cases": [ "欧洲小微/移动商户" ], "subject_requirement": "否(主要欧洲)", "access_threshold": "较低，常规资料即可核实", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "欧洲移动POS与收单服务商" }, { "id": "compare-sunbit", "kind": "payment_provider", "name": "Sunbit", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "先买后付(BNPL)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Sunbit 是一家传统收单/支付服务商，覆盖美国，支持先买后付(BNPL)。结算安排需向服务商确认。" }, { "id": "compare-sunmi", "kind": "payment_provider", "name": "Sunmi", "aliases": [], "website_url": "https://sunmi.com", "detail_url": "https://sunmi.com", "countries": [ "全球" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Sunmi 是一家传统收单/支付服务商，覆盖全球，支持POS收单。结算安排需向服务商确认。" }, { "id": "compare-sunrate", "kind": "payment_provider", "name": "SUNRATE", "aliases": [ "寻汇" ], "website_url": "https://www.sunrate.com", "detail_url": "https://www.sunrate.com", "countries": [ "190+国家/130+币种" ], "regions": [ "全球(新加坡总部)" ], "payment_types": [ "跨境收款(三方)" ], "services": [ "全球支付", "收单", "财资管理" ], "use_cases": [ "出海企业/B2B" ], "subject_requirement": "是(持境外牌照服务出海)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "持Mastercard/Visa主会员资质的B2B支付" }, { "id": "compare-superfluid", "kind": "payment_provider", "name": "Superfluid", "aliases": [], "website_url": "https://superfluid.finance", "detail_url": "https://superfluid.finance", "countries": [ "全球" ], "regions": [ "europe, north-america" ], "payment_types": [ "crypto" ], "services": [ "加密货币", "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Superfluid 是一家加密货币支付服务商，覆盖全球，支持加密货币、订阅/周期扣款。结算：即时。" }, { "id": "compare-surecash", "kind": "payment_channel", "name": "SureCash", "aliases": [], "website_url": "https://www.surecash.com.bd", "detail_url": "/payment-channels/bd-surecash/", "countries": [ "Bangladesh" ], "regions": [ "亚洲" ], "payment_types": [ "移动钱包、电子钱包" ], "services": [], "use_cases": [ "C端个人+小微商户（两者兼有）" ], "subject_requirement": "否", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "教育缴费与商户场景见长" }, { "id": "compare-svea-payments", "kind": "payment_provider", "name": "Svea Payments", "aliases": [], "website_url": "https://sveapayments.fi", "detail_url": "https://sveapayments.fi", "countries": [ "芬兰 | 瑞典" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Svea Payments 是一家区域型支付服务商，覆盖芬兰、瑞典，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-swan", "kind": "payment_provider", "name": "Swan", "aliases": [], "website_url": "https://swan.io", "detail_url": "https://swan.io", "countries": [ "德国 | 西班牙 | 法国 | 意大利 | 荷兰" ], "regions": [ "europe" ], "payment_types": [ "baas" ], "services": [ "订阅", "周期扣款", "信用卡", "借记卡", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "1–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Swan 是一家银行即服务(BaaS)服务商，覆盖德国、西班牙、法国、意大利、荷兰，支持订阅/周期扣款、信用卡/借记卡、银行转账。结算：1–3个工作日。" }, { "id": "compare-swapper-finance", "kind": "payment_provider", "name": "Swapper Finance", "aliases": [], "website_url": "https://swapper.finance", "detail_url": "https://swapper.finance", "countries": [ "全球" ], "regions": [ "global" ], "payment_types": [ "crypto, traditional" ], "services": [ "加密货币", "多币种账户", "信用卡", "借记卡", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Swapper Finance 是一家加密货币支付服务商，覆盖全球，支持加密货币、多币种账户、信用卡/借记卡、电子钱包。结算：即时。" }, { "id": "compare-swaps", "kind": "payment_provider", "name": "Swaps", "aliases": [], "website_url": "https://swaps.app", "detail_url": "https://swaps.app", "countries": [ "全球" ], "regions": [ "africa, asia, europe, latin-america, middle-east, north-america, oceania, southeast-asia" ], "payment_types": [ "crypto" ], "services": [ "加密货币" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Swaps 是一家加密货币支付服务商，覆盖全球，支持加密货币。结算安排需向服务商确认。" }, { "id": "compare-swedbank-pay", "kind": "payment_provider", "name": "Swedbank Pay", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "芬兰 | 挪威 | 瑞典" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "2–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Swedbank Pay 是一家传统收单/支付服务商，覆盖芬兰、挪威、瑞典，支持信用卡/借记卡。结算：2–3个工作日。" }, { "id": "compare-swile", "kind": "payment_provider", "name": "Swile", "aliases": [], "website_url": "https://swile.co", "detail_url": "https://swile.co", "countries": [ "巴西 | 法国" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡", "现金", "代金券" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Swile 是一家传统收单/支付服务商，覆盖巴西、法国，支持信用卡/借记卡、现金/代金券。结算安排需向服务商确认。" }, { "id": "compare-swish", "kind": "payment_channel", "name": "Swish", "aliases": [], "website_url": "https://www.swish.nu", "detail_url": "/payment-channels/se-swish/", "countries": [ "Sweden", "瑞典" ], "regions": [ "欧洲", "europe" ], "payment_types": [ "即时支付、银行转账", "traditional" ], "services": [ "移动支付", "跨境汇款", "出款" ], "use_cases": [ "C端个人及企业即时转账" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "银行 consortium 即时移动转账" }, { "id": "compare-synapse", "kind": "payment_provider", "name": "Synapse", "aliases": [], "website_url": "https://synapsefi.com", "detail_url": "https://synapsefi.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "1–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Synapse 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡。结算：1–3个工作日。" }, { "id": "compare-sync-money", "kind": "payment_provider", "name": "sync.money", "aliases": [], "website_url": "https://sync.money", "detail_url": "https://sync.money", "countries": [ "英国" ], "regions": [ "europe" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "sync.money 是一家区域型支付服务商，覆盖英国，支持信用卡/借记卡。 GBP/EUR FX exchange offered without hidden fees per the product page.。结算安排需向服务商确认。" }, { "id": "compare-system-of-quick-payments", "kind": "payment_channel", "name": "System of Quick Payments", "aliases": [], "website_url": "https://www.nspk.ru", "detail_url": "/payment-channels/ru-system-of-quick-payments/", "countries": [ "Russia" ], "regions": [ "欧洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "部分(需俄银行账户/代理)", "access_threshold": "高(需本地银行账户)", "settlement": "实时/T+0", "fee": "受合规与市场环境影响，公开页面不展示具体费率；正式评估需逐案确认。", "intro": "俄央行快速支付系统，二维码即时转账日均数十亿笔" }, { "id": "compare-t-bank", "kind": "payment_channel", "name": "T-Bank", "aliases": [], "website_url": "https://www.tbank.ru", "detail_url": "/payment-channels/ru-t-bank/", "countries": [ "Russia" ], "regions": [ "欧洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "部分(需俄主体)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "受合规与市场环境影响，公开页面不展示具体费率；正式评估需逐案确认。", "intro": "俄第二大数字银行，Tinkoff Pay扫码支付普及" }, { "id": "compare-t-kash", "kind": "payment_channel", "name": "T-Kash", "aliases": [], "website_url": "https://www.telkom.co.ke", "detail_url": "/payment-channels/ke-t-kash/", "countries": [ "Kenya" ], "regions": [ "非洲" ], "payment_types": [ "移动钱包、电子钱包" ], "services": [], "use_cases": [ "C端个人+小微商户（两者兼有）" ], "subject_requirement": "否", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "Telkom运营，份额极小仍运营" }, { "id": "compare-t-money", "kind": "payment_provider", "name": "T-Money", "aliases": [], "website_url": "https://t-money.co.kr", "detail_url": "https://t-money.co.kr", "countries": [ "韩国" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "T-Money 是一家区域型支付服务商，覆盖韩国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-tab", "kind": "payment_provider", "name": "Tab", "aliases": [], "website_url": "https://business.tab.travel", "detail_url": "https://business.tab.travel", "countries": [ "全球" ], "regions": [ "africa, asia, europe, latin-america, middle-east, north-america, oceania, southeast-asia" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Tab 是一家传统收单/支付服务商，覆盖全球，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-tabapay", "kind": "payment_provider", "name": "Tabapay", "aliases": [], "website_url": "https://tabapay.com", "detail_url": "https://tabapay.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "即时出款", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Tabapay 是一家传统收单/支付服务商，覆盖美国，支持即时出款、跨境汇款/出款。结算：即时。" }, { "id": "compare-tabby", "kind": "payment_channel", "name": "Tabby", "aliases": [], "website_url": "https://www.tabby.ai", "detail_url": "/payment-channels/sa-tabby/", "countries": [ "Saudi Arabia", "United Arab Emirates", "Kuwait", "阿联酋 | 巴林 | 科威特 | 卡塔尔 | 沙特阿拉伯" ], "regions": [ "中东", "middle-east" ], "payment_types": [ "先买后付（BNPL）", "traditional" ], "services": [ "先买后付(BNPL)" ], "use_cases": [ "商户+B端" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "海湾地区头部BNPL，沙特异管" }, { "id": "compare-taiwan-pay-twqr", "kind": "payment_channel", "name": "Taiwan Pay (TWQR)", "aliases": [], "website_url": "https://www.taiwanpay.com.tw", "detail_url": "/payment-channels/tw-taiwan-pay-twqr/", "countries": [ "Taiwan" ], "regions": [ "亚洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "央行财政部推动，TWQR统一标章" }, { "id": "compare-tala", "kind": "payment_provider", "name": "Tala", "aliases": [], "website_url": "https://tala.co", "detail_url": "https://tala.co", "countries": [ "印度 | 肯尼亚 | 墨西哥 | 菲律宾" ], "regions": [ "africa, asia, latin-america, southeast-asia" ], "payment_types": [ "regional" ], "services": [ "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Tala 是一家区域型支付服务商，覆盖印度、肯尼亚、墨西哥、菲律宾，支持即时出款。结算安排需向服务商确认。" }, { "id": "compare-talkremit", "kind": "payment_provider", "name": "TalkRemit", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "奥地利 | 加拿大 | 瑞士 | 德国 | 西班牙 | 英国 | 荷兰 | 挪威 | 瑞典" ], "regions": [ "europe, north-america" ], "payment_types": [ "regional, traditional" ], "services": [ "银行转账", "电子钱包", "现金", "代金券", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "TalkRemit 是一家区域型支付服务商，覆盖奥地利、加拿大、瑞士、德国、西班牙、英国等，支持银行转账、电子钱包、现金/代金券、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-tamara", "kind": "payment_channel", "name": "Tamara", "aliases": [], "website_url": "https://www.tamara.co", "detail_url": "/payment-channels/sa-tamara/", "countries": [ "Saudi Arabia", "阿联酋 | 科威特 | 沙特阿拉伯" ], "regions": [ "中东", "middle-east" ], "payment_types": [ "先买后付（BNPL）", "traditional" ], "services": [ "先买后付(BNPL)" ], "use_cases": [ "商户+B端" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+2/T+3", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "沙特最大BNPL，持消费金融牌照" }, { "id": "compare-tap-go", "kind": "payment_channel", "name": "Tap & Go", "aliases": [], "website_url": "https://www.tapngo.com.hk", "detail_url": "/payment-channels/hk-tap-go/", "countries": [ "Hong Kong" ], "regions": [ "亚洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "电讯盈科旗下储值钱包" }, { "id": "compare-tap-payments", "kind": "payment_channel", "name": "Tap Payments", "aliases": [], "website_url": "https://www.tap.company", "detail_url": "/payment-channels/kw-tap-payments/", "countries": [ "Kuwait", "阿联酋 | 巴林 | 埃及 | 约旦 | 科威特 | 阿曼 | 卡塔尔 | 沙特阿拉伯" ], "regions": [ "中东", "middle-east" ], "payment_types": [ "聚合支付", "regional" ], "services": [ "信用卡", "借记卡", "电子钱包" ], "use_cases": [ "商户+B端" ], "subject_requirement": "部分(需特定资质)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+2/T+3", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "中东支付网关，科威特本地化佳" }, { "id": "compare-tappay", "kind": "payment_provider", "name": "TapPay", "aliases": [], "website_url": "https://tappay.com", "detail_url": "https://tappay.com", "countries": [ "中国台湾" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "3–5个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "TapPay 是一家区域型支付服务商，覆盖中国台湾，支持信用卡/借记卡。结算：3–5个工作日。" }, { "id": "compare-taptap-send", "kind": "payment_provider", "name": "Taptap Send", "aliases": [], "website_url": "https://taptapsend.com", "detail_url": "https://taptapsend.com", "countries": [ "比利时 | 法国 | 英国 | 美国" ], "regions": [ "africa, asia, europe, north-america" ], "payment_types": [ "regional" ], "services": [ "即时出款", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Taptap Send 是一家区域型支付服务商，覆盖比利时、法国、英国、美国，支持即时出款、跨境汇款/出款。 FX margin only。结算安排需向服务商确认。" }, { "id": "compare-tarabut-gateway", "kind": "payment_provider", "name": "Tarabut Gateway", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "阿联酋 | 巴林 | 沙特阿拉伯" ], "regions": [ "middle-east" ], "payment_types": [ "regional" ], "services": [ "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Tarabut Gateway 是一家区域型支付服务商，覆盖阿联酋、巴林、沙特阿拉伯，支持银行转账。结算安排需向服务商确认。" }, { "id": "compare-taulia", "kind": "payment_provider", "name": "Taulia", "aliases": [], "website_url": "https://taulia.com", "detail_url": "https://taulia.com", "countries": [ "全球" ], "regions": [ "europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "账单", "发票支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Taulia 是一家传统收单/支付服务商，覆盖全球，支持账单/发票支付。结算安排需向服务商确认。" }, { "id": "compare-tawakal-express", "kind": "payment_provider", "name": "Tawakal Express", "aliases": [], "website_url": "https://tawakalexpress.net", "detail_url": "https://tawakalexpress.net", "countries": [ "阿联酋 | 澳大利亚 | 孟加拉国 | 加拿大 | 吉布提 | 埃及 | 埃塞俄比亚 | 英国 | 印度尼西亚 | 印度 | 约旦 | 肯尼亚 | 科威特 | 黎巴嫩 | 斯里兰卡 | 摩洛哥 | 挪威 | 尼泊尔 | 菲律宾 | 巴基斯坦 | 瑞典 | 乌干达 | 美国" ], "regions": [ "africa, asia, europe, middle-east, north-america, oceania" ], "payment_types": [ "regional, traditional" ], "services": [ "银行转账", "电子钱包", "现金", "代金券", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Tawakal Express 是一家区域型支付服务商，覆盖阿联酋、澳大利亚、孟加拉国、加拿大、吉布提、埃及等，支持银行转账、电子钱包、现金/代金券、跨境汇款/出款。 rates not published — quoted in-app or at agent locations.。结算安排需向服务商确认。" }, { "id": "compare-tazapay", "kind": "payment_provider", "name": "Tazapay", "aliases": [], "website_url": "https://tazapay.com", "detail_url": "https://tazapay.com", "countries": [ "阿联酋 | 中国香港 | 印度 | 沙特阿拉伯 | 新加坡" ], "regions": [ "asia, middle-east, southeast-asia" ], "payment_types": [ "traditional" ], "services": [ "跨境汇款", "出款", "担保", "托管交易" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "2–5个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Tazapay 是一家传统收单/支付服务商，覆盖阿联酋、中国香港、印度、沙特阿拉伯、新加坡，支持跨境汇款/出款、担保/托管交易。结算：2–5个工作日。" }, { "id": "compare-tbc-uzbekistan", "kind": "payment_provider", "name": "TBC Uzbekistan", "aliases": [], "website_url": "https://tbc.uz", "detail_url": "https://tbc.uz", "countries": [ "乌兹别克斯坦" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "TBC Uzbekistan 是一家区域型支付服务商，覆盖乌兹别克斯坦，支持即时出款。结算安排需向服务商确认。" }, { "id": "compare-teachable-payments", "kind": "payment_provider", "name": "Teachable Payments", "aliases": [], "website_url": "https://teachable.com", "detail_url": "https://teachable.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Teachable Payments 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-teamapt-moniepoint", "kind": "payment_provider", "name": "TeamApt (Moniepoint)", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "尼日利亚" ], "regions": [ "africa" ], "payment_types": [ "regional" ], "services": [ "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "TeamApt (Moniepoint) 是一家区域型支付服务商，覆盖尼日利亚，支持即时出款。结算：即时。" }, { "id": "compare-tebex", "kind": "payment_provider", "name": "Tebex", "aliases": [], "website_url": "https://tebex.io", "detail_url": "https://tebex.io", "countries": [ "全球" ], "regions": [ "asia, europe, north-america, oceania" ], "payment_types": [ "gaming" ], "services": [ "游戏内支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Tebex 是一家游戏支付服务商，覆盖全球，支持游戏内支付。结算安排需向服务商确认。" }, { "id": "compare-telebirr", "kind": "payment_channel", "name": "Telebirr", "aliases": [], "website_url": "https://www.telebirr.com", "detail_url": "/payment-channels/et-telebirr/", "countries": [ "Ethiopia", "埃塞俄比亚" ], "regions": [ "非洲", "africa" ], "payment_types": [ "移动钱包、电子钱包", "regional" ], "services": [ "即时出款", "移动支付" ], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "国有电信推出，5400万用户第一" }, { "id": "compare-telepass", "kind": "payment_provider", "name": "Telepass", "aliases": [], "website_url": "https://telepass.com", "detail_url": "https://telepass.com", "countries": [ "西班牙 | 法国 | 克罗地亚 | 意大利 | 葡萄牙" ], "regions": [ "europe" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Telepass 是一家区域型支付服务商，覆盖西班牙、法国、克罗地亚、意大利、葡萄牙，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-telnyx", "kind": "payment_provider", "name": "Telnyx", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "爱尔兰 | 美国" ], "regions": [ "europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "加密货币" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Telnyx 是一家传统收单/支付服务商，覆盖爱尔兰、美国，支持加密货币。结算安排需向服务商确认。" }, { "id": "compare-telr", "kind": "payment_provider", "name": "Telr", "aliases": [], "website_url": "https://www.telr.com", "detail_url": "https://www.telr.com", "countries": [ "阿联酋、沙特、巴林、约旦、印度、新加坡" ], "regions": [ "中东" ], "payment_types": [ "四方支付/聚合" ], "services": [ "支付网关", "线上收单" ], "use_cases": [ "跨境电商/独立站" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+2/T+3", "fee": "未公开", "intro": "阿联酋支付网关" }, { "id": "compare-temenos", "kind": "payment_provider", "name": "Temenos", "aliases": [], "website_url": "https://temenos.com", "detail_url": "https://temenos.com", "countries": [ "瑞士 | 英国 | 印度 | 美国" ], "regions": [ "africa, asia, europe, middle-east, north-america" ], "payment_types": [ "baas" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Temenos 是一家银行即服务(BaaS)服务商，覆盖瑞士、英国、印度、美国，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-terrapay", "kind": "payment_provider", "name": "TerraPay", "aliases": [], "website_url": "https://terrapay.com", "detail_url": "https://terrapay.com", "countries": [ "全球" ], "regions": [ "africa, asia, europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "即时出款", "信用卡", "借记卡", "银行转账", "电子钱包", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "TerraPay 是一家传统收单/支付服务商，覆盖全球，支持即时出款、信用卡/借记卡、银行转账、电子钱包、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-tether", "kind": "payment_provider", "name": "Tether", "aliases": [], "website_url": "https://tether.to", "detail_url": "https://tether.to", "countries": [ "全球" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "crypto" ], "services": [ "加密货币", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Tether 是一家加密货币支付服务商，覆盖全球，支持加密货币、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-tether-usdt", "kind": "payment_channel", "name": "Tether (USDT)", "aliases": [], "website_url": "https://tether.to", "detail_url": "/payment-channels/ve-tether-usdt/", "countries": [ "Venezuela" ], "regions": [ "拉丁美洲" ], "payment_types": [ "加密货币" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "部分(需特定资质)", "access_threshold": "较高，通常需要本地主体或资质", "settlement": "实时/T+0", "fee": "受合规与市场环境影响，公开页面不展示具体费率；正式评估需逐案确认。", "intro": "民间广泛使用稳定币" }, { "id": "compare-textura-oracle", "kind": "payment_provider", "name": "Textura (Oracle)", "aliases": [], "website_url": "https://oracle.com", "detail_url": "https://oracle.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Textura (Oracle) 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-thaiqr-payment", "kind": "payment_provider", "name": "ThaiQR Payment", "aliases": [], "website_url": "https://bot.or.th", "detail_url": "https://bot.or.th", "countries": [ "泰国" ], "regions": [ "southeast-asia" ], "payment_types": [ "regional" ], "services": [ "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "ThaiQR Payment 是一家区域型支付服务商，覆盖泰国，支持即时出款。 merchant fees vary。结算安排需向服务商确认。" }, { "id": "compare-thawani", "kind": "payment_channel", "name": "Thawani", "aliases": [], "website_url": "https://www.thawani.om", "detail_url": "/payment-channels/om-thawani/", "countries": [ "Oman", "阿曼" ], "regions": [ "中东", "middle-east" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "阿曼本土数字钱包与支付网关" }, { "id": "compare-the-payments-factory", "kind": "payment_provider", "name": "The Payments Factory", "aliases": [], "website_url": "https://thepaymentsfactory.com", "detail_url": "https://thepaymentsfactory.com", "countries": [ "英国" ], "regions": [ "europe" ], "payment_types": [ "baas, traditional" ], "services": [ "银行即服务(BaaS)", "信用卡", "借记卡", "银行转账", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（BaaS，需技术对接）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "The Payments Factory 是一家银行即服务(BaaS)服务商，覆盖英国，支持银行即服务(BaaS)、信用卡/借记卡、银行转账、电子钱包。 quotes provided via B2B contact form.。结算安排需向服务商确认。" }, { "id": "compare-thepay", "kind": "payment_channel", "name": "ThePay", "aliases": [], "website_url": "https://www.thepay.cz", "detail_url": "/payment-channels/cz-thepay/", "countries": [ "Czechia" ], "regions": [ "欧洲" ], "payment_types": [ "聚合支付" ], "services": [], "use_cases": [ "商户+B端" ], "subject_requirement": "部分(需特定资质)", "access_threshold": "中等，需要核实主体和资料", "settlement": "未公开", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "捷克本土支付网关，按交易额阶梯费率" }, { "id": "compare-thepeer", "kind": "payment_provider", "name": "Thepeer", "aliases": [], "website_url": "https://thepeer.co", "detail_url": "https://thepeer.co", "countries": [ "尼日利亚" ], "regions": [ "africa" ], "payment_types": [ "baas" ], "services": [ "即时出款", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Thepeer 是一家银行即服务(BaaS)服务商，覆盖尼日利亚，支持即时出款、电子钱包。结算安排需向服务商确认。" }, { "id": "compare-thredd", "kind": "payment_provider", "name": "Thredd", "aliases": [], "website_url": "https://thredd.com", "detail_url": "https://thredd.com", "countries": [ "英国 | 新加坡 | 美国" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "baas" ], "services": [ "银行即服务(BaaS)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Thredd 是一家银行即服务(BaaS)服务商，覆盖英国、新加坡、美国，支持银行即服务(BaaS)。结算安排需向服务商确认。" }, { "id": "compare-thunes", "kind": "payment_provider", "name": "Thunes", "aliases": [], "website_url": "https://thunes.com", "detail_url": "https://thunes.com", "countries": [ "全球" ], "regions": [ "africa, asia, europe, latin-america, north-america, southeast-asia" ], "payment_types": [ "traditional" ], "services": [ "即时出款", "银行转账", "电子钱包", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Thunes 是一家传统收单/支付服务商，覆盖全球，支持即时出款、银行转账、电子钱包、跨境汇款/出款。结算：即时。" }, { "id": "compare-tigerpay", "kind": "payment_provider", "name": "TigerPay", "aliases": [], "website_url": "https://tigerpay.com", "detail_url": "https://tigerpay.com", "countries": [ "日本" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "加密货币", "银行转账", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "TigerPay 是一家区域型支付服务商，覆盖日本，支持加密货币、银行转账、电子钱包。结算安排需向服务商确认。" }, { "id": "compare-tigo-money", "kind": "payment_channel", "name": "Tigo Money", "aliases": [], "website_url": "https://www.tigomoney.com", "detail_url": "/payment-channels/gt-tigo-money/", "countries": [ "Guatemala", "玻利维亚 | 危地马拉 | 洪都拉斯 | 巴拉圭 | 卢旺达 | 萨尔瓦多 | 乍得 | 坦桑尼亚" ], "regions": [ "拉丁美洲", "africa, latin-america" ], "payment_types": [ "移动钱包、电子钱包", "regional" ], "services": [ "即时出款", "移动支付" ], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "危地马拉领先移动钱包" }, { "id": "compare-tigo-money-paraguay", "kind": "payment_provider", "name": "Tigo Money Paraguay", "aliases": [], "website_url": "https://tigo.com.py", "detail_url": "https://tigo.com.py", "countries": [ "巴拉圭" ], "regions": [ "latin-america" ], "payment_types": [ "regional" ], "services": [ "移动支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Tigo Money Paraguay 是一家区域型支付服务商，覆盖巴拉圭，支持移动支付。结算安排需向服务商确认。" }, { "id": "compare-tigo-pesa", "kind": "payment_provider", "name": "Tigo Pesa", "aliases": [], "website_url": "https://tigo.co.tz", "detail_url": "https://tigo.co.tz", "countries": [ "加纳 | 坦桑尼亚" ], "regions": [ "africa" ], "payment_types": [ "regional" ], "services": [ "移动支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Tigo Pesa 是一家区域型支付服务商，覆盖加纳、坦桑尼亚，支持移动支付。结算安排需向服务商确认。" }, { "id": "compare-tikkie", "kind": "payment_channel", "name": "Tikkie", "aliases": [], "website_url": "https://www.tikkie.nl", "detail_url": "/payment-channels/nl-tikkie/", "countries": [ "Netherlands", "荷兰" ], "regions": [ "欧洲", "europe" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "即时出款" ], "use_cases": [ "C端个人" ], "subject_requirement": "否", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "ABN AMRO旗下P2P小额转账钱包" }, { "id": "compare-till-payments", "kind": "payment_provider", "name": "Till Payments", "aliases": [], "website_url": "https://tillpayments.com", "detail_url": "https://tillpayments.com", "countries": [ "澳大利亚 | 新西兰" ], "regions": [ "oceania" ], "payment_types": [ "regional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Till Payments 是一家区域型支付服务商，覆盖澳大利亚、新西兰，支持POS收单。结算安排需向服务商确认。" }, { "id": "compare-tilled", "kind": "payment_provider", "name": "Tilled", "aliases": [], "website_url": "https://tilled.com", "detail_url": "https://tilled.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Tilled 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡。结算：1–2个工作日。" }, { "id": "compare-tingg-cellulant", "kind": "payment_provider", "name": "Tingg (Cellulant)", "aliases": [], "website_url": "https://tingg.africa", "detail_url": "https://tingg.africa", "countries": [ "加纳 | 肯尼亚 | 莫桑比克 | 尼日利亚 | 坦桑尼亚 | 乌干达" ], "regions": [ "africa" ], "payment_types": [ "regional" ], "services": [ "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "1–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Tingg (Cellulant) 是一家区域型支付服务商，覆盖加纳、肯尼亚、莫桑比克、尼日利亚、坦桑尼亚、乌干达，支持电子钱包。结算：1–3个工作日。" }, { "id": "compare-tink", "kind": "payment_provider", "name": "Tink", "aliases": [], "website_url": "https://tink.com", "detail_url": "https://tink.com", "countries": [ "欧盟 | 英国" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Tink 是一家传统收单/支付服务商，覆盖欧盟、英国，支持信用卡/借记卡、银行转账。结算安排需向服务商确认。" }, { "id": "compare-tipalti", "kind": "payment_provider", "name": "Tipalti", "aliases": [], "website_url": "https://tipalti.com", "detail_url": "https://tipalti.com", "countries": [ "全球" ], "regions": [ "asia, europe, latin-america, north-america" ], "payment_types": [ "traditional" ], "services": [ "即时出款", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "视情况而定", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Tipalti 是一家传统收单/支付服务商，覆盖全球，支持即时出款、跨境汇款/出款。结算：视情况而定。" }, { "id": "compare-tipjar", "kind": "payment_provider", "name": "TipJar", "aliases": [], "website_url": "https://tipjar.co", "detail_url": "https://tipjar.co", "countries": [ "英国" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡", "二维码支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "TipJar 是一家传统收单/支付服务商，覆盖英国，支持信用卡/借记卡、二维码支付。结算安排需向服务商确认。" }, { "id": "compare-tippy", "kind": "payment_provider", "name": "Tippy", "aliases": [], "website_url": "https://meettippy.com", "detail_url": "https://meettippy.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "二维码支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Tippy 是一家传统收单/支付服务商，覆盖美国，支持二维码支付。结算安排需向服务商确认。" }, { "id": "compare-tithe-ly", "kind": "payment_provider", "name": "Tithe.ly", "aliases": [], "website_url": "https://tithe.ly", "detail_url": "https://tithe.ly", "countries": [ "澳大利亚 | 美国" ], "regions": [ "north-america, oceania" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "捐赠", "募捐" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Tithe.ly 是一家传统收单/支付服务商，覆盖澳大利亚、美国，支持订阅/周期扣款、捐赠/募捐。结算安排需向服务商确认。" }, { "id": "compare-toast", "kind": "payment_provider", "name": "Toast", "aliases": [], "website_url": "https://pos.toasttab.com", "detail_url": "https://pos.toasttab.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Toast 是一家传统收单/支付服务商，覆盖美国，支持POS收单。结算：1–2个工作日。" }, { "id": "compare-togai", "kind": "payment_provider", "name": "Togai", "aliases": [], "website_url": "https://togai.com", "detail_url": "https://togai.com", "countries": [ "印度 | 美国" ], "regions": [ "asia, north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Togai 是一家传统收单/支付服务商，覆盖印度、美国，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-token-io", "kind": "payment_provider", "name": "Token.io", "aliases": [], "website_url": "https://token.io", "detail_url": "https://token.io", "countries": [ "德国 | 西班牙 | 法国 | 英国 | 荷兰" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "即时出款", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Token.io 是一家传统收单/支付服务商，覆盖德国、西班牙、法国、英国、荷兰，支持即时出款、银行转账。结算：即时。" }, { "id": "compare-tonder", "kind": "payment_provider", "name": "Tonder", "aliases": [], "website_url": "https://tonder.io", "detail_url": "https://tonder.io", "countries": [ "墨西哥" ], "regions": [ "latin-america" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Tonder 是一家区域型支付服务商，覆盖墨西哥，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-top-money-transfer", "kind": "payment_provider", "name": "TOP Money Transfer", "aliases": [], "website_url": "https://static.cloudflareinsights.com", "detail_url": "https://static.cloudflareinsights.com", "countries": [ "英国" ], "regions": [ "europe" ], "payment_types": [ "payment provider" ], "services": [ "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "TOP Money Transfer 是一家支付服务商，覆盖英国，支持跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-toss", "kind": "payment_channel", "name": "Toss", "aliases": [], "website_url": "https://toss.im", "detail_url": "/payment-channels/kr-toss/", "countries": [ "South Korea", "韩国" ], "regions": [ "亚洲", "asia" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "即时出款" ], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "成长最快的金融科技超级App，年轻用户首选" }, { "id": "compare-toss-payments", "kind": "payment_provider", "name": "Toss Payments", "aliases": [], "website_url": "https://tosspayments.com", "detail_url": "https://tosspayments.com", "countries": [ "韩国" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "下一个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Toss Payments 是一家区域型支付服务商，覆盖韩国，支持信用卡/借记卡。结算：下一个工作日。" }, { "id": "compare-touch-n-go-ewallet", "kind": "payment_channel", "name": "Touch 'n Go eWallet", "aliases": [], "website_url": "https://www.tngdigital.com.my", "detail_url": "/payment-channels/my-touch-n-go-ewallet/", "countries": [ "Malaysia", "马来西亚" ], "regions": [ "亚洲", "southeast-asia" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "即时出款", "电子钱包" ], "use_cases": [ "C端个人+商户（两者兼有）" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "未公开", "intro": "用户超2000万，最普及钱包" }, { "id": "compare-touch-n-go", "kind": "payment_provider", "name": "Touch'n Go", "aliases": [], "website_url": "https://www.tngdigital.com.my", "detail_url": "https://www.tngdigital.com.my", "countries": [ "马来西亚" ], "regions": [ "马来西亚" ], "payment_types": [ "三方支付/收单" ], "services": [ "钱包", "QR", "交通" ], "use_cases": [ "马来西亚个人/小微" ], "subject_requirement": "否(马来西亚本地)", "access_threshold": "较低，常规资料即可核实", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "马来西亚电子钱包(蚂蚁与CIMB合资)" }, { "id": "compare-touchbistro", "kind": "payment_provider", "name": "TouchBistro", "aliases": [], "website_url": "https://touchbistro.com", "detail_url": "https://touchbistro.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "下一个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "TouchBistro 是一家传统收单/支付服务商，覆盖美国，支持POS收单。结算：下一个工作日。" }, { "id": "compare-touchnet", "kind": "payment_provider", "name": "TouchNet", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "TouchNet 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-tpaga", "kind": "payment_provider", "name": "Tpaga", "aliases": [], "website_url": "https://tpaga.co", "detail_url": "https://tpaga.co", "countries": [ "哥伦比亚" ], "regions": [ "latin-america" ], "payment_types": [ "regional" ], "services": [ "即时出款", "电子钱包", "二维码支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Tpaga 是一家区域型支付服务商，覆盖哥伦比亚，支持即时出款、电子钱包、二维码支付。结算安排需向服务商确认。" }, { "id": "compare-tpago", "kind": "payment_channel", "name": "tPago", "aliases": [], "website_url": "https://www.tpago.com", "detail_url": "/payment-channels/do-tpago/", "countries": [ "Dominican Republic", "多米尼加" ], "regions": [ "拉丁美洲", "latin-america" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "即时出款", "移动支付", "二维码支付", "跨境汇款", "出款" ], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "多米尼加主流钱包" }, { "id": "compare-tpay", "kind": "payment_channel", "name": "Tpay", "aliases": [], "website_url": "https://tpay.com", "detail_url": "/payment-channels/pl-tpay/", "countries": [ "Poland", "波兰" ], "regions": [ "欧洲", "europe" ], "payment_types": [ "聚合支付", "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [ "商户及B端聚合" ], "subject_requirement": "部分(需特定资质)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "本土支付网关支持BLIK与卡" }, { "id": "compare-tradeshift", "kind": "payment_provider", "name": "Tradeshift", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "全球" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Tradeshift 是一家传统收单/支付服务商，覆盖全球，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-transak", "kind": "payment_provider", "name": "Transak", "aliases": [], "website_url": "https://transak.com", "detail_url": "https://transak.com", "countries": [ "全球" ], "regions": [ "asia, europe, latin-america, north-america" ], "payment_types": [ "crypto" ], "services": [ "加密货币", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Transak 是一家加密货币支付服务商，覆盖全球，支持加密货币、电子钱包。结算：即时。" }, { "id": "compare-transbank", "kind": "payment_provider", "name": "Transbank", "aliases": [], "website_url": "https://transbank.cl", "detail_url": "https://transbank.cl", "countries": [ "智利" ], "regions": [ "latin-america" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Transbank 是一家区域型支付服务商，覆盖智利，支持信用卡/借记卡。结算：1–2个工作日。" }, { "id": "compare-transferencias-3-0", "kind": "payment_channel", "name": "Transferencias 3.0", "aliases": [], "website_url": "https://www.bcra.gob.ar", "detail_url": "/payment-channels/ar-transferencias-3-0/", "countries": [ "Argentina" ], "regions": [ "拉丁美洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "央行实时转账方案，支撑钱包QR" }, { "id": "compare-transfergo", "kind": "payment_provider", "name": "TransferGo", "aliases": [], "website_url": "https://transfergo.com", "detail_url": "https://transfergo.com", "countries": [ "全球" ], "regions": [ "asia, europe" ], "payment_types": [ "traditional" ], "services": [ "即时出款", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "TransferGo 是一家传统收单/支付服务商，覆盖全球，支持即时出款、跨境汇款/出款。结算：1–2个工作日。" }, { "id": "compare-transfermate", "kind": "payment_provider", "name": "TransferMate", "aliases": [], "website_url": "https://www.transfermate.com/", "detail_url": "https://www.transfermate.com/", "countries": [ "AE, AU, BE, BG, BR, CA, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HK, HR, HU, IE, IN, IS, IT, LI, LT, LU, LV, MT, MX, MY, NL, NO, NZ, PH, PL, PT, RO, SE, SG, SI, SK, US" ], "regions": [ "全球" ], "payment_types": [ "B2B cross-border payments, receivables, payables" ], "services": [ "cross-border payments", "receivables", "payables", "FX", "local collection accounts", "education payments", "mass payments" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "待确认", "settlement": "TransferMate 在多国设有", "fee": "公开页面未提供统一标准费率，通常按客户、币种、走款国家和交易规模报价；部分合规或高风险目的地可能需要额外资料。", "intro": "TransferMate 是 B2B 跨境收付款和外汇支付平台，服务企业应收、应付、教育付款和本地收款账户场景，适合需要多国家收付和外汇结算的企业。" }, { "id": "compare-transfi", "kind": "payment_provider", "name": "TransFi", "aliases": [], "website_url": "https://transfi.com", "detail_url": "https://transfi.com", "countries": [ "全球" ], "regions": [ "asia, latin-america, north-america, southeast-asia" ], "payment_types": [ "traditional" ], "services": [ "加密货币", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "TransFi 是一家传统收单/支付服务商，覆盖全球，支持加密货币、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-transpact", "kind": "payment_provider", "name": "Transpact", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "英国 | 美国" ], "regions": [ "europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "担保", "托管交易" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Transpact 是一家传统收单/支付服务商，覆盖英国、美国，支持担保/托管交易。结算安排需向服务商确认。" }, { "id": "compare-tranzila", "kind": "payment_provider", "name": "Tranzila", "aliases": [], "website_url": "https://tranzila.com", "detail_url": "https://tranzila.com", "countries": [ "以色列" ], "regions": [ "middle-east" ], "payment_types": [ "regional" ], "services": [ "订阅", "周期扣款", "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Tranzila 是一家区域型支付服务商，覆盖以色列，支持订阅/周期扣款、信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-tranzzo", "kind": "payment_provider", "name": "Tranzzo", "aliases": [], "website_url": "https://tranzzo.com", "detail_url": "https://tranzzo.com", "countries": [ "全球" ], "regions": [ "africa, asia, europe, latin-america, middle-east, north-america, oceania, southeast-asia" ], "payment_types": [ "baas" ], "services": [ "银行即服务(BaaS)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（BaaS，需技术对接）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Tranzzo 是一家银行即服务(BaaS)服务商，覆盖全球，支持银行即服务(BaaS)。结算安排需向服务商确认。" }, { "id": "compare-travelex", "kind": "payment_provider", "name": "Travelex", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "阿联酋 | 澳大利亚 | 比利时 | 巴西 | 德国 | 法国 | 英国 | 中国香港 | 印度 | 日本 | 荷兰 | 新西兰 | 新加坡 | 美国" ], "regions": [ "asia, europe, middle-east, north-america, oceania" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡", "现金", "代金券", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Travelex 是一家区域型支付服务商，覆盖阿联酋、澳大利亚、比利时、巴西、德国、法国等，支持信用卡/借记卡、现金/代金券、跨境汇款/出款。 Mastercard interchange.。结算安排需向服务商确认。" }, { "id": "compare-travelport", "kind": "payment_provider", "name": "Travelport", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "英国 | 新加坡 | 美国" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Travelport 是一家传统收单/支付服务商，覆盖英国、新加坡、美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-treasury-prime", "kind": "payment_provider", "name": "Treasury Prime", "aliases": [], "website_url": "https://treasuryprime.com", "detail_url": "https://treasuryprime.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "baas" ], "services": [ "银行即服务(BaaS)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "1–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Treasury Prime 是一家银行即服务(BaaS)服务商，覆盖美国，支持银行即服务(BaaS)。结算：1–3个工作日。" }, { "id": "compare-treezor", "kind": "payment_provider", "name": "Treezor", "aliases": [], "website_url": "https://treezor.com", "detail_url": "https://treezor.com", "countries": [ "德国 | 西班牙 | 法国 | 意大利 | 荷兰" ], "regions": [ "europe" ], "payment_types": [ "baas" ], "services": [ "订阅", "周期扣款", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Treezor 是一家银行即服务(BaaS)服务商，覆盖德国、西班牙、法国、意大利、荷兰，支持订阅/周期扣款、银行转账。结算：即时。" }, { "id": "compare-tremendous", "kind": "payment_provider", "name": "Tremendous", "aliases": [], "website_url": "https://tremendous.com", "detail_url": "https://tremendous.com", "countries": [ "全球" ], "regions": [ "asia, europe, latin-america, north-america" ], "payment_types": [ "traditional" ], "services": [ "即时出款", "信用卡", "借记卡", "银行转账", "电子钱包", "现金", "代金券", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Tremendous 是一家传统收单/支付服务商，覆盖全球，支持即时出款、信用卡/借记卡、银行转账、电子钱包、现金/代金券、跨境汇款/出款。结算：即时。" }, { "id": "compare-triple-a", "kind": "payment_provider", "name": "Triple-A", "aliases": [], "website_url": "https://triple-a.io", "detail_url": "https://triple-a.io", "countries": [ "全球" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "crypto" ], "services": [ "加密货币", "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Triple-A 是一家加密货币支付服务商，覆盖全球，支持加密货币、即时出款。结算安排需向服务商确认。" }, { "id": "compare-triumphpay", "kind": "payment_provider", "name": "TriumphPay", "aliases": [], "website_url": "https://triumphpay.com", "detail_url": "https://triumphpay.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "即时出款", "账单", "发票支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "1–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "TriumphPay 是一家传统收单/支付服务商，覆盖美国，支持即时出款、账单/发票支付。结算：1–3个工作日。" }, { "id": "compare-trolley", "kind": "payment_provider", "name": "Trolley", "aliases": [], "website_url": "https://trolley.com", "detail_url": "https://trolley.com", "countries": [ "全球" ], "regions": [ "asia, europe, latin-america, north-america" ], "payment_types": [ "traditional" ], "services": [ "即时出款", "电子钱包", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Trolley 是一家传统收单/支付服务商，覆盖全球，支持即时出款、电子钱包、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-troy", "kind": "payment_channel", "name": "Troy", "aliases": [], "website_url": "https://www.troy.com.tr", "detail_url": "/payment-channels/tr-troy/", "countries": [ "Turkey", "土耳其" ], "regions": [ "欧洲/亚洲", "europe, middle-east" ], "payment_types": [ "银行卡收单", "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [ "商户+B端" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "未公开", "fee": "未公开", "intro": "土耳其本国银行卡品牌与清算网络" }, { "id": "compare-trueaccord", "kind": "payment_provider", "name": "TrueAccord", "aliases": [], "website_url": "https://trueaccord.com", "detail_url": "https://trueaccord.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "TrueAccord 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-truelayer", "kind": "payment_provider", "name": "TrueLayer", "aliases": [], "website_url": "https://truelayer.com", "detail_url": "https://truelayer.com", "countries": [ "欧盟 | 英国" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "即时出款", "信用卡", "借记卡", "银行转账", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "TrueLayer 是一家传统收单/支付服务商，覆盖欧盟、英国，支持即时出款、信用卡/借记卡、银行转账、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-truemoney", "kind": "payment_provider", "name": "TrueMoney", "aliases": [], "website_url": "https://www.truemoney.com", "detail_url": "https://www.truemoney.com", "countries": [ "泰国等" ], "regions": [ "泰国/东南亚" ], "payment_types": [ "三方支付/收单" ], "services": [ "钱包", "代理", "转账" ], "use_cases": [ "泰国个人/小微" ], "subject_requirement": "否(泰国/东南亚)", "access_threshold": "较低，常规资料即可核实", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "泰国领先电子钱包(蚂蚁投资)" }, { "id": "compare-truemoney-cambodia", "kind": "payment_channel", "name": "TrueMoney Cambodia", "aliases": [], "website_url": "https://www.truemoney.com.kh", "detail_url": "/payment-channels/kh-truemoney-cambodia/", "countries": [ "Cambodia" ], "regions": [ "亚洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "泰国TrueMoney柬埔寨版钱包" }, { "id": "compare-truemoney-wallet", "kind": "payment_channel", "name": "TrueMoney Wallet", "aliases": [], "website_url": "https://www.truemoney.com", "detail_url": "/payment-channels/th-truemoney-wallet/", "countries": [ "Thailand" ], "regions": [ "亚洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "泰国市占第一电子钱包，53%份额" }, { "id": "compare-trust-payments", "kind": "payment_provider", "name": "Trust Payments", "aliases": [], "website_url": "https://trustpayments.com", "detail_url": "https://trustpayments.com", "countries": [ "全球" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Trust Payments 是一家传统收单/支付服务商，覆盖全球，支持银行转账。结算：1–2个工作日。" }, { "id": "compare-trustly", "kind": "payment_channel", "name": "Trustly", "aliases": [], "website_url": "https://www.trustly.com", "detail_url": "/payment-channels/se-trustly/", "countries": [ "Sweden", "多国" ], "regions": [ "欧洲", "欧洲/全球" ], "payment_types": [ "即时支付、银行转账", "三方支付/收单" ], "services": [ "银行直连转账Pay N Play" ], "use_cases": [ "商户及B端A2A转账", "电商/游戏/银行直连" ], "subject_requirement": "部分(需特定资质)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "直连银行账户的A2A转账" }, { "id": "compare-tsys-global-payments", "kind": "payment_provider", "name": "TSYS (Global Payments)", "aliases": [], "website_url": "https://tsys.com", "detail_url": "https://tsys.com", "countries": [ "英国 | 印度 | 日本 | 美国" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "TSYS (Global Payments) 是一家传统收单/支付服务商，覆盖英国、印度、日本、美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-tuition-io-wiley", "kind": "payment_provider", "name": "Tuition.io (Wiley)", "aliases": [], "website_url": "https://tuition.io", "detail_url": "https://tuition.io", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Tuition.io (Wiley) 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-turbotenant", "kind": "payment_provider", "name": "TurboTenant", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "先买后付(BNPL)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "TurboTenant 是一家传统收单/支付服务商，覆盖美国，支持先买后付(BNPL)。 tenant pays。结算安排需向服务商确认。" }, { "id": "compare-twint", "kind": "payment_channel", "name": "TWINT", "aliases": [], "website_url": "https://www.twint.ch", "detail_url": "/payment-channels/ch-twint/", "countries": [ "Switzerland", "瑞士" ], "regions": [ "欧洲", "europe" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "即时出款", "移动支付", "二维码支付" ], "use_cases": [ "C端及商户移动支付" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "瑞士国民级移动支付与钱包" }, { "id": "compare-twisto", "kind": "payment_provider", "name": "Twisto", "aliases": [], "website_url": "https://twisto.cz", "detail_url": "https://twisto.cz", "countries": [ "捷克 | 波兰" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡", "先买后付(BNPL)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Twisto 是一家区域型支付服务商，覆盖捷克、波兰，支持信用卡/借记卡、先买后付(BNPL)。结算安排需向服务商确认。" }, { "id": "compare-tymebank", "kind": "payment_provider", "name": "TymeBank", "aliases": [], "website_url": "https://tymebank.co.za", "detail_url": "https://tymebank.co.za", "countries": [ "南非" ], "regions": [ "africa" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "TymeBank 是一家区域型支付服务商，覆盖南非，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-tyro", "kind": "payment_provider", "name": "Tyro", "aliases": [], "website_url": "https://tyro.com", "detail_url": "https://tyro.com", "countries": [ "澳大利亚" ], "regions": [ "oceania" ], "payment_types": [ "traditional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "下一个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Tyro 是一家传统收单/支付服务商，覆盖澳大利亚，支持POS收单。结算：下一个工作日。" }, { "id": "compare-uabpay", "kind": "payment_channel", "name": "uabpay", "aliases": [], "website_url": "https://www.uabpay.com.mm", "detail_url": "/payment-channels/mm-uabpay/", "countries": [ "Myanmar" ], "regions": [ "亚洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "受合规与市场环境影响，公开页面不展示具体费率；正式评估需逐案确认。", "intro": "UAB银行移动钱包" }, { "id": "compare-uala", "kind": "payment_channel", "name": "Ualá", "aliases": [], "website_url": "https://www.uala.com.ar", "detail_url": "/payment-channels/ar-uala/", "countries": [ "Argentina", "阿根廷" ], "regions": [ "拉丁美洲", "阿根廷" ], "payment_types": [ "电子钱包", "三方支付/收单" ], "services": [ "钱包", "预付卡", "收单" ], "use_cases": [ "C端个人", "阿根廷小微/个人" ], "subject_requirement": "否", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "新银行与钱包，覆盖无银行账户人群" }, { "id": "compare-uber-payments", "kind": "payment_provider", "name": "Uber Payments", "aliases": [], "website_url": "https://uber.com", "detail_url": "https://uber.com", "countries": [ "奥地利 | 比利时 | 捷克 | 德国 | 西班牙 | 芬兰 | 法国 | 英国 | 希腊 | 匈牙利 | 爱尔兰 | 意大利 | 荷兰 | 波兰 | 葡萄牙 | 罗马尼亚 | 瑞典" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Uber Payments 是一家区域型支付服务商，覆盖奥地利、比利时、捷克、德国、西班牙、芬兰等，支持信用卡/借记卡。fee model: 定制(需询价)。结算安排需向服务商确认。" }, { "id": "compare-ultima-payments", "kind": "payment_provider", "name": "Ultima Payments", "aliases": [], "website_url": "https://ultimapayments.com", "detail_url": "https://ultimapayments.com", "countries": [ "奥地利 | 德国 | 斯洛伐克" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Ultima Payments 是一家区域型支付服务商，覆盖奥地利、德国、斯洛伐克，支持信用卡/借记卡。fee model: 定制(需询价)。结算安排需向服务商确认。" }, { "id": "compare-umpay", "kind": "payment_provider", "name": "Umpay", "aliases": [ "联动优势" ], "website_url": "https://www.umpay.com", "detail_url": "https://www.umpay.com", "countries": [ "中国(含跨境)" ], "regions": [ "China" ], "payment_types": [ "跨境收款(三方)" ], "services": [ "跨境支付", "供应链金融" ], "use_cases": [ "跨境电商/独立站" ], "subject_requirement": "是", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开", "intro": "海联金汇子公司" }, { "id": "compare-unifiedpost", "kind": "payment_provider", "name": "Unifiedpost", "aliases": [], "website_url": "https://unifiedpostgroup.com", "detail_url": "https://unifiedpostgroup.com", "countries": [ "阿联酋 | 奥地利 | 波黑 | 比利时 | 保加利亚 | 瑞士 | 捷克 | 德国 | 爱沙尼亚 | 西班牙 | 芬兰 | 法国 | 英国 | 希腊 | 克罗地亚 | 匈牙利 | 爱尔兰 | 意大利 | 立陶宛 | 卢森堡 | 拉脱维亚 | 摩洛哥 | 荷兰 | 挪威 | 波兰 | 葡萄牙 | 罗马尼亚 | 塞尔维亚 | 瑞典 | 新加坡 | 斯洛伐克 | 越南" ], "regions": [ "africa, asia, europe, middle-east, southeast-asia" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡", "银行转账", "二维码支付", "账单", "发票支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Unifiedpost 是一家区域型支付服务商，覆盖阿联酋、奥地利、波黑、比利时、保加利亚、瑞士等，支持信用卡/借记卡、银行转账、二维码支付、账单/发票支付。 contact sales for a quote (no published rate card).。结算安排需向服务商确认。" }, { "id": "compare-uniondigital-philippines", "kind": "payment_provider", "name": "UnionDigital (Philippines)", "aliases": [], "website_url": "https://uniondigitalbank.com", "detail_url": "https://uniondigitalbank.com", "countries": [ "菲律宾" ], "regions": [ "southeast-asia" ], "payment_types": [ "regional" ], "services": [ "加密货币", "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "UnionDigital (Philippines) 是一家区域型支付服务商，覆盖菲律宾，支持加密货币、即时出款。结算安排需向服务商确认。" }, { "id": "compare-unionpay", "kind": "payment_channel", "name": "UnionPay", "aliases": [], "website_url": "https://www.unionpay.com", "detail_url": "/payment-channels/cn-unionpay/", "countries": [ "China", "全球" ], "regions": [ "亚洲", "asia, europe, north-america, oceania" ], "payment_types": [ "银行卡收单", "regional" ], "services": [ "移动支付", "二维码支付" ], "use_cases": [ "两者兼有" ], "subject_requirement": "是", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "由收单机构定价(卡组织费率)", "intro": "本国银行卡清算组织，覆盖全国" }, { "id": "compare-unionpay-cloud-flash-pay", "kind": "payment_channel", "name": "UnionPay Cloud Flash Pay", "aliases": [], "website_url": "https://www.95516.com", "detail_url": "/payment-channels/cn-unionpay-cloud-flash-pay/", "countries": [ "China" ], "regions": [ "亚洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "是", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "多数免收(按银联卡/银行费率)", "intro": "银联旗下，政策支持第三极" }, { "id": "compare-unipin", "kind": "payment_provider", "name": "UniPin", "aliases": [], "website_url": "https://www.unipin.com", "detail_url": "https://www.unipin.com", "countries": [ "印度尼西亚、东南亚" ], "regions": [ "亚洲" ], "payment_types": [ "其他" ], "services": [ "游戏充值", "数字娱乐支付" ], "use_cases": [ "出海游戏/App" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "未公开", "intro": "游戏/数字商品支付" }, { "id": "compare-unit", "kind": "payment_provider", "name": "Unit", "aliases": [], "website_url": "https://www.unit.co", "detail_url": "https://www.unit.co", "countries": [ "美国" ], "regions": [ "北美洲" ], "payment_types": [ "其他" ], "services": [ "嵌入式金融", "BaaS", "发卡" ], "use_cases": [ "SaaS/订阅" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开", "intro": "嵌入式银行" }, { "id": "compare-united-overseas-bank-uob", "kind": "payment_provider", "name": "United Overseas Bank (UOB)", "aliases": [], "website_url": "https://uobgroup.com", "detail_url": "https://uobgroup.com", "countries": [ "马来西亚 | 新加坡" ], "regions": [ "asia, southeast-asia" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡", "电子钱包", "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "United Overseas Bank (UOB) 是一家区域型支付服务商，覆盖马来西亚、新加坡，支持信用卡/借记卡、电子钱包、POS收单。fee model: 定制(需询价)。结算安排需向服务商确认。" }, { "id": "compare-unitel-money", "kind": "payment_channel", "name": "Unitel Money", "aliases": [], "website_url": "https://www.unitel.ao", "detail_url": "/payment-channels/ao-unitel-money/", "countries": [ "Angola" ], "regions": [ "非洲" ], "payment_types": [ "移动钱包、电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "最大运营商Unitel移动支付" }, { "id": "compare-universal-ifx-gobotransfer", "kind": "payment_provider", "name": "Universal IFX (GoboTransfer)", "aliases": [], "website_url": "https://gobotransfer.com", "detail_url": "https://gobotransfer.com", "countries": [ "中国 | 英国 | 中国香港 | 韩国 | 新加坡 | 美国" ], "regions": [ "asia, europe, middle-east, north-america, southeast-asia" ], "payment_types": [ "regional, traditional" ], "services": [ "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "公开服务商资料整理。" }, { "id": "compare-universe-payments", "kind": "payment_provider", "name": "Universe Payments", "aliases": [], "website_url": "https://universe.com", "detail_url": "https://universe.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Universe Payments 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-unlimit", "kind": "payment_provider", "name": "Unlimit", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "全球" ], "regions": [ "asia, europe, latin-america" ], "payment_types": [ "traditional" ], "services": [ "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "1–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Unlimit 是一家传统收单/支付服务商，覆盖全球，支持跨境汇款/出款。结算：1–3个工作日。" }, { "id": "compare-unzer", "kind": "payment_provider", "name": "Unzer", "aliases": [], "website_url": "https://www.unzer.com/", "detail_url": "https://www.unzer.com/", "countries": [ "AT, BE, CH, DE, ES, FR, GB, IT, NL, PL" ], "regions": [ "欧洲" ], "payment_types": [ "payment gateway, acquiring, omnichannel payments" ], "services": [ "cards", "wallets", "SEPA direct debit", "bank transfer", "pay later", "prepayment", "POS" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "待确认", "settlement": "官网文档公开支持 payout/re", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "德国及欧洲支付服务商，提供线上支付网关、收单、POS、对账和本地支付方式，适合希望在欧洲市场统一接入多种支付方式的商户。" }, { "id": "compare-upay", "kind": "payment_channel", "name": "Upay", "aliases": [], "website_url": "https://www.upay.com.bd", "detail_url": "/payment-channels/bd-upay/", "countries": [ "Bangladesh" ], "regions": [ "亚洲" ], "payment_types": [ "移动钱包、电子钱包" ], "services": [], "use_cases": [ "C端个人+小微商户（两者兼有）" ], "subject_requirement": "否", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "UCB银行数字钱包，界面流畅" }, { "id": "compare-upay-bangladesh", "kind": "payment_provider", "name": "Upay Bangladesh", "aliases": [], "website_url": "https://upaybd.com", "detail_url": "https://upaybd.com", "countries": [ "孟加拉国" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Upay Bangladesh 是一家区域型支付服务商，覆盖孟加拉国，支持电子钱包。结算安排需向服务商确认。" }, { "id": "compare-upi", "kind": "payment_channel", "name": "UPI", "aliases": [], "website_url": "https://www.npci.org.in", "detail_url": "/payment-channels/in-upi/", "countries": [ "India", "阿联酋 | 不丹 | 印度 | 斯里兰卡 | 尼泊尔 | 新加坡" ], "regions": [ "亚洲", "asia" ], "payment_types": [ "即时支付、银行转账", "regional" ], "services": [ "即时出款" ], "use_cases": [ "两者兼有(统治级实时支付)" ], "subject_requirement": "否(仅印度本地,需印度银行账户)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "NPCI运营，统治级实时支付" }, { "id": "compare-uplift", "kind": "payment_provider", "name": "Uplift", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "先买后付(BNPL)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Uplift 是一家传统收单/支付服务商，覆盖美国，支持先买后付(BNPL)。结算安排需向服务商确认。" }, { "id": "compare-urpay", "kind": "payment_channel", "name": "urpay", "aliases": [], "website_url": "https://www.urpay.com.sa", "detail_url": "/payment-channels/sa-urpay/", "countries": [ "Saudi Arabia" ], "regions": [ "中东" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "拉吉希银行旗下数字钱包" }, { "id": "compare-usa-technologies-cantaloupe", "kind": "payment_provider", "name": "USA Technologies (Cantaloupe)", "aliases": [], "website_url": "https://cantaloupe.com", "detail_url": "https://cantaloupe.com", "countries": [ "墨西哥 | 美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "2–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "USA Technologies (Cantaloupe) 是一家传统收单/支付服务商，覆盖墨西哥、美国，支持信用卡/借记卡。结算：2–3个工作日。" }, { "id": "compare-usaepay", "kind": "payment_provider", "name": "USAePay", "aliases": [], "website_url": "https://usaepay.com", "detail_url": "https://usaepay.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "移动支付", "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "USAePay 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款、移动支付、POS收单。结算安排需向服务商确认。" }, { "id": "compare-useepay", "kind": "payment_provider", "name": "UseePay", "aliases": [ "优时支付" ], "website_url": "https://www.useepay.com", "detail_url": "https://www.useepay.com", "countries": [ "全球(200+国家)" ], "regions": [ "China" ], "payment_types": [ "跨境收款(三方)" ], "services": [ "全球收单", "跨境支付", "风控" ], "use_cases": [ "跨境电商/独立站" ], "subject_requirement": "是", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开", "intro": "香港2019全球收单" }, { "id": "compare-utrust", "kind": "payment_provider", "name": "Utrust", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "欧盟" ], "regions": [ "europe, north-america" ], "payment_types": [ "crypto" ], "services": [ "加密货币", "即时出款", "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Utrust 是一家加密货币支付服务商，覆盖欧盟，支持加密货币、即时出款、订阅/周期扣款。结算：即时。" }, { "id": "compare-uwallet", "kind": "payment_channel", "name": "UWallet", "aliases": [], "website_url": "https://uwallet.jo", "detail_url": "/payment-channels/jo-uwallet/", "countries": [ "Jordan" ], "regions": [ "中东" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "约旦牌照移动钱包（Umniah运营）" }, { "id": "compare-uzcard", "kind": "payment_channel", "name": "Uzcard", "aliases": [], "website_url": "https://uzcard.uz", "detail_url": "/payment-channels/uz-uzcard/", "countries": [ "Uzbekistan", "乌兹别克斯坦" ], "regions": [ "亚洲", "asia" ], "payment_types": [ "银行卡收单", "regional" ], "services": [ "信用卡", "借记卡", "POS收单" ], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "T+1", "fee": "未公开", "intro": "国家银行卡支付系统" }, { "id": "compare-uzum", "kind": "payment_channel", "name": "Uzum", "aliases": [], "website_url": "https://uzum.com", "detail_url": "/payment-channels/uz-uzum/", "countries": [ "Uzbekistan" ], "regions": [ "亚洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "首家数字银行与电商生态" }, { "id": "compare-uzum-bank", "kind": "payment_provider", "name": "Uzum Bank", "aliases": [], "website_url": "https://uzumbank.uz", "detail_url": "https://uzumbank.uz", "countries": [ "乌兹别克斯坦" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "即时出款", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Uzum Bank 是一家区域型支付服务商，覆盖乌兹别克斯坦，支持即时出款、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-uzum-nasiya", "kind": "payment_channel", "name": "Uzum Nasiya", "aliases": [], "website_url": "https://uzum.com", "detail_url": "/payment-channels/uz-uzum-nasiya/", "countries": [ "Uzbekistan" ], "regions": [ "亚洲" ], "payment_types": [ "先买后付（BNPL）" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "最大分期付服务，占BNPL过半" }, { "id": "compare-vagaro", "kind": "payment_provider", "name": "Vagaro", "aliases": [], "website_url": "https://vagaro.com", "detail_url": "https://vagaro.com", "countries": [ "澳大利亚 | 英国 | 美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "下一个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Vagaro 是一家传统收单/支付服务商，覆盖澳大利亚、英国、美国，支持订阅/周期扣款、POS收单。结算：下一个工作日。" }, { "id": "compare-valitor", "kind": "payment_provider", "name": "Valitor", "aliases": [], "website_url": "https://valitor.is", "detail_url": "https://valitor.is", "countries": [ "全球" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "2–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Valitor 是一家区域型支付服务商，覆盖全球，支持信用卡/借记卡。结算：2–3个工作日。" }, { "id": "compare-valor-paytech", "kind": "payment_provider", "name": "Valor PayTech", "aliases": [], "website_url": "https://valorpaytech.com", "detail_url": "https://valorpaytech.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Valor PayTech 是一家传统收单/支付服务商，覆盖美国，支持POS收单。结算安排需向服务商确认。" }, { "id": "compare-valu", "kind": "payment_channel", "name": "valU", "aliases": [], "website_url": "https://www.valu.com.eg", "detail_url": "/payment-channels/eg-valu/", "countries": [ "Egypt" ], "regions": [ "非洲" ], "payment_types": [ "先买后付（BNPL）" ], "services": [], "use_cases": [ "C端及分期消费" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开(BNPL，费率视分期方案)", "intro": "埃及领先先买后付分期平台" }, { "id": "compare-vanco", "kind": "payment_provider", "name": "Vanco", "aliases": [], "website_url": "https://vancopayments.com", "detail_url": "https://vancopayments.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "捐赠", "募捐" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Vanco 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款、捐赠/募捐。结算安排需向服务商确认。" }, { "id": "compare-varo-bank", "kind": "payment_provider", "name": "Varo Bank", "aliases": [], "website_url": "https://varomoney.com", "detail_url": "https://varomoney.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "regional" ], "services": [ "即时出款", "现金", "代金券" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Varo Bank 是一家区域型支付服务商，覆盖美国，支持即时出款、现金/代金券。结算安排需向服务商确认。" }, { "id": "compare-vbill", "kind": "payment_provider", "name": "VBill", "aliases": [ "随行付" ], "website_url": "https://www.vbill.cn", "detail_url": "https://www.vbill.cn", "countries": [ "全国" ], "regions": [ "China" ], "payment_types": [ "混合(收单+聚合)" ], "services": [ "收单", "聚合支付", "跨境" ], "use_cases": [ "线下小微商户" ], "subject_requirement": "是", "access_threshold": "较低，常规资料即可核实", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "线下场景智慧支付平台，覆盖小微商户" }, { "id": "compare-vcan-fintech", "kind": "payment_provider", "name": "VCan FinTech", "aliases": [], "website_url": "https://vcanfintech.com", "detail_url": "https://vcanfintech.com", "countries": [ "中国 | 英国 | 中国香港 | 新加坡 | 美国" ], "regions": [ "asia, europe, north-america, southeast-asia" ], "payment_types": [ "regional, traditional" ], "services": [ "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "VCan FinTech 是一家区域型支付服务商，覆盖中国、英国、中国香港、新加坡、美国，支持跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-vector-payments", "kind": "payment_provider", "name": "Vector Payments", "aliases": [], "website_url": "https://vectorpayments.com", "detail_url": "https://vectorpayments.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "high-risk" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Vector Payments 是一家高风险行业支付服务商，覆盖美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-veem", "kind": "payment_provider", "name": "Veem", "aliases": [], "website_url": "https://veem.com", "detail_url": "https://veem.com", "countries": [ "全球" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "1–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Veem 是一家传统收单/支付服务商，覆盖全球，支持即时出款。结算：1–3个工作日。" }, { "id": "compare-velocity-trade", "kind": "payment_provider", "name": "Velocity Trade", "aliases": [], "website_url": "https://velocitytrade.com", "detail_url": "https://velocitytrade.com", "countries": [ "阿联酋 | 澳大利亚 | 加拿大 | 西班牙 | 英国 | 荷兰 | 新西兰 | 新加坡 | 南非" ], "regions": [ "africa, asia, europe, middle-east, north-america, oceania" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Velocity Trade 是一家区域型支付服务商，覆盖阿联酋、澳大利亚、加拿大、西班牙、英国、荷兰等，支持信用卡/借记卡。fee model: 定制(需询价)。结算安排需向服务商确认。" }, { "id": "compare-vend-lightspeed", "kind": "payment_provider", "name": "Vend (Lightspeed)", "aliases": [], "website_url": "https://vendhq.com", "detail_url": "https://vendhq.com", "countries": [ "澳大利亚 | 英国 | 新西兰 | 美国" ], "regions": [ "europe, north-america, oceania" ], "payment_types": [ "traditional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Vend (Lightspeed) 是一家传统收单/支付服务商，覆盖澳大利亚、英国、新西兰、美国，支持POS收单。结算安排需向服务商确认。" }, { "id": "compare-venepagos", "kind": "payment_channel", "name": "VenePagos", "aliases": [], "website_url": "https://docs.venepagos.com.ve/", "detail_url": "/payment-channels/ve-venepagos/", "countries": [ "Venezuela" ], "regions": [ "拉丁美洲" ], "payment_types": [ "聚合支付" ], "services": [], "use_cases": [ "商户+B端" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "受合规与市场环境影响，公开页面不展示具体费率；正式评估需逐案确认。", "intro": "本地支付网关费率约2%" }, { "id": "compare-venmo", "kind": "payment_channel", "name": "Venmo", "aliases": [], "website_url": "https://venmo.com", "detail_url": "/payment-channels/us-venmo/", "countries": [ "United States", "美国" ], "regions": [ "北美洲", "north-america" ], "payment_types": [ "电子钱包", "traditional" ], "services": [ "电子钱包", "二维码支付" ], "use_cases": [ "C端个人(社交P2P转账)" ], "subject_requirement": "否(仅美国)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "PayPal旗下社交P2P，年轻用户主流" }, { "id": "compare-verifone", "kind": "payment_provider", "name": "Verifone", "aliases": [], "website_url": "https://verifone.com", "detail_url": "https://verifone.com", "countries": [ "全球" ], "regions": [ "asia, europe, latin-america, north-america, oceania" ], "payment_types": [ "traditional" ], "services": [ "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "1–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Verifone 是一家传统收单/支付服务商，覆盖全球，支持POS收单。结算：1–3个工作日。" }, { "id": "compare-verotel", "kind": "payment_provider", "name": "Verotel", "aliases": [], "website_url": "https://verotel.com", "detail_url": "https://verotel.com", "countries": [ "德国 | 荷兰 | 美国" ], "regions": [ "europe, north-america" ], "payment_types": [ "high-risk" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Verotel 是一家高风险行业支付服务商，覆盖德国、荷兰、美国，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-versapay", "kind": "payment_provider", "name": "Versapay", "aliases": [], "website_url": "https://versapay.com", "detail_url": "https://versapay.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Versapay 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-verse", "kind": "payment_provider", "name": "Verse", "aliases": [], "website_url": "https://verse.me", "detail_url": "https://verse.me", "countries": [ "西班牙 | 法国 | 希腊 | 意大利 | 葡萄牙" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "即时出款", "移动支付", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Verse 是一家区域型支付服务商，覆盖西班牙、法国、希腊、意大利、葡萄牙，支持即时出款、移动支付、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-vertex", "kind": "payment_provider", "name": "Vertex", "aliases": [], "website_url": "https://vertexinc.com", "detail_url": "https://vertexinc.com", "countries": [ "全球" ], "regions": [ "europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Vertex 是一家传统收单/支付服务商，覆盖全球，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-verto", "kind": "payment_provider", "name": "Verto", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "全球" ], "regions": [ "africa, europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Verto 是一家传统收单/支付服务商，覆盖全球，支持跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-verve", "kind": "payment_channel", "name": "Verve", "aliases": [], "website_url": "https://www.verve.com.ng", "detail_url": "/payment-channels/ng-verve/", "countries": [ "Nigeria" ], "regions": [ "非洲" ], "payment_types": [ "银行卡收单" ], "services": [], "use_cases": [ "商户+B端" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开", "intro": "尼日利亚本土银行卡品牌" }, { "id": "compare-verve-international", "kind": "payment_provider", "name": "Verve International", "aliases": [], "website_url": "https://verve.com.ng", "detail_url": "https://verve.com.ng", "countries": [ "加纳 | 冈比亚 | 肯尼亚 | 尼日利亚 | 卢旺达 | 乌干达" ], "regions": [ "africa" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Verve International 是一家区域型支付服务商，覆盖加纳、冈比亚、肯尼亚、尼日利亚、卢旺达、乌干达，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-viabill", "kind": "payment_channel", "name": "ViaBill", "aliases": [], "website_url": "https://www.viabill.com", "detail_url": "/payment-channels/dk-viabill/", "countries": [ "Denmark", "西班牙 | 挪威 | 美国" ], "regions": [ "欧洲", "europe, north-america" ], "payment_types": [ "先买后付（BNPL）", "traditional" ], "services": [ "先买后付(BNPL)" ], "use_cases": [ "商户+B端" ], "subject_requirement": "否(仅本地/北欧)", "access_threshold": "中等，需要核实主体和资料", "settlement": "未公开", "fee": "未公开", "intro": "丹麦本土BNPL，本地电商渗透高" }, { "id": "compare-viettel-money", "kind": "payment_channel", "name": "Viettel Money", "aliases": [], "website_url": "https://viettelpay.vn", "detail_url": "/payment-channels/vn-viettel-money/", "countries": [ "Vietnam" ], "regions": [ "亚洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人及线下", "农村商户" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "越南电信Viettel旗下移动钱包" }, { "id": "compare-vipps", "kind": "payment_channel", "name": "Vipps", "aliases": [], "website_url": "https://www.vipps.no", "detail_url": "/payment-channels/no-vipps/", "countries": [ "Norway" ], "regions": [ "欧洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "挪威国民级移动钱包，81%市场渗透" }, { "id": "compare-vipps-mobilepay", "kind": "payment_provider", "name": "Vipps MobilePay", "aliases": [], "website_url": "https://vippsmobilepay.com/", "detail_url": "https://vippsmobilepay.com/", "countries": [ "DK, FI, NO, SE" ], "regions": [ "欧洲" ], "payment_types": [ "mobile wallet, merchant payments" ], "services": [ "mobile wallet", "ePayment API", "recurring payments", "payment links", "in-person payments", "Shopify plugin" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "待确认", "settlement": "开发文档公开支持 daily/wee", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "北欧移动钱包和商户支付方案，覆盖挪威、丹麦、芬兰、瑞典用户和商户，支持线上、线下、API 和支付链接。" }, { "id": "compare-visa", "kind": "payment_channel", "name": "Visa", "aliases": [], "website_url": "https://www.visa.com", "detail_url": "/payment-channels/us-visa/", "countries": [ "United States", "China", "United Kingdom", "France", "Brazil" ], "regions": [ "北美洲", "亚洲", "欧洲", "拉丁美洲" ], "payment_types": [ "其他" ], "services": [], "use_cases": [ "两者兼有(卡组织+商户与持卡人)", "两者兼有" ], "subject_requirement": "部分(可收外卡,需收单资质/本地公司)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "由收单机构定价(卡组织费率,非统一公开)", "intro": "美国占主导的国际卡组织" }, { "id": "compare-visa-direct", "kind": "payment_provider", "name": "Visa Direct", "aliases": [], "website_url": "https://visa.com", "detail_url": "https://visa.com", "countries": [ "全球" ], "regions": [ "asia, europe, latin-america, north-america" ], "payment_types": [ "traditional" ], "services": [ "即时出款", "信用卡", "借记卡", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Visa Direct 是一家传统收单/支付服务商，覆盖全球，支持即时出款、信用卡/借记卡、跨境汇款/出款。结算：即时。" }, { "id": "compare-visa-mastercard", "kind": "payment_channel", "name": "Visa/Mastercard", "aliases": [], "website_url": "https://www.visa.com", "detail_url": "/payment-channels/es-visa-mastercard/", "countries": [ "Spain" ], "regions": [ "欧洲" ], "payment_types": [ "银行卡收单" ], "services": [], "use_cases": [ "商户+B端" ], "subject_requirement": "部分(跨境商户可通过国际收单受理)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "西班牙占比约半的银行卡，跨境与高额交易主导" }, { "id": "compare-visitpay-r1-rcm", "kind": "payment_provider", "name": "VisitPay (R1 RCM)", "aliases": [], "website_url": "https://visitpay.com", "detail_url": "https://visitpay.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "VisitPay (R1 RCM) 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-vitesse", "kind": "payment_provider", "name": "Vitesse", "aliases": [], "website_url": "https://vitesse.io", "detail_url": "https://vitesse.io", "countries": [ "阿联酋 | 奥地利 | 澳大利亚 | 比利时 | 巴西 | 加拿大 | 瑞士 | 德国 | 西班牙 | 芬兰 | 法国 | 英国 | 中国香港 | 爱尔兰 | 印度 | 意大利 | 日本 | 卢森堡 | 墨西哥 | 荷兰 | 挪威 | 波兰 | 葡萄牙 | 瑞典 | 新加坡 | 美国 | 南非" ], "regions": [ "africa, asia, europe, latin-america, middle-east, north-america, oceania" ], "payment_types": [ "regional, traditional" ], "services": [ "银行转账", "电子钱包", "捐赠", "募捐" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Vitesse 是一家区域型支付服务商，覆盖阿联酋、奥地利、澳大利亚、比利时、巴西、加拿大等，支持银行转账、电子钱包、捐赠/募捐。 not publicly listed. Pricing tied to volume, payment rail mix and insurance-program structure — quoted on engagement.。结算安排需向服务商确认。" }, { "id": "compare-viva-spot", "kind": "payment_channel", "name": "Viva Spot", "aliases": [], "website_url": "https://www.viva.com", "detail_url": "/payment-channels/gr-viva-spot/", "countries": [ "Greece" ], "regions": [ "欧洲" ], "payment_types": [ "现金收款" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "希腊Viva旗下现金代收点网络" }, { "id": "compare-viva-wallet", "kind": "payment_provider", "name": "Viva Wallet", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "欧盟 | 英国" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "电子钱包", "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Viva Wallet 是一家传统收单/支付服务商，覆盖欧盟、英国，支持电子钱包、POS收单。结算：1–2个工作日。" }, { "id": "compare-viva-wallet-viva-com", "kind": "payment_channel", "name": "Viva Wallet (Viva.com)", "aliases": [], "website_url": "https://www.viva.com", "detail_url": "/payment-channels/gr-viva-wallet-viva-com/", "countries": [ "Greece" ], "regions": [ "欧洲" ], "payment_types": [ "聚合支付" ], "services": [], "use_cases": [ "商户+B端" ], "subject_requirement": "部分(需特定资质)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开", "intro": "希腊本土金融科技，聚合收单与电子钱包" }, { "id": "compare-viva-com", "kind": "payment_provider", "name": "Viva.com", "aliases": [], "website_url": "https://www.viva.com/", "detail_url": "https://www.viva.com/", "countries": [ "AT, BE, BG, HR, CY, CZ, DK, EE, FI, FR, DE, GR, HU, IE, IT, LV, LT, LU, MT, NL, NO, PL, PT, RO, SK, SI, ES, SE, GB" ], "regions": [ "欧洲" ], "payment_types": [ "acquiring, merchant account, POS, gateway" ], "services": [ "cards", "Apple Pay", "Google Pay", "PayPal", "Bancontact", "iDEAL", "Klarna", "Trustly", "Pay by Bank", "local payment methods", "POS" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "待确认", "settlement": "官网/帮助页显示相关方案支持 Rea", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "欧洲云端科技银行和收单服务商，提供线上支付网关、POS/Terminal、商户账户、IBAN 和商务卡。" }, { "id": "compare-vnpay", "kind": "payment_provider", "name": "VNPay", "aliases": [], "website_url": "https://vnpay.vn", "detail_url": "https://vnpay.vn", "countries": [ "越南" ], "regions": [ "asia, southeast-asia" ], "payment_types": [ "regional" ], "services": [ "即时出款", "二维码支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "1–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "VNPay 是一家区域型支付服务商，覆盖越南，支持即时出款、二维码支付。结算：1–3个工作日。" }, { "id": "compare-vnpay-vietqr", "kind": "payment_channel", "name": "VNPay / VietQR", "aliases": [], "website_url": "https://vnpay.vn", "detail_url": "/payment-channels/vn-vnpay-vietqr/", "countries": [ "Vietnam" ], "regions": [ "亚洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "商户及B端收单" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "T+2/T+3", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "本土B端收单龙头与统一二维码" }, { "id": "compare-vodacom-m-pesa", "kind": "payment_provider", "name": "Vodacom M-Pesa", "aliases": [], "website_url": "https://vodacom.co.za", "detail_url": "https://vodacom.co.za", "countries": [ "莱索托 | 莫桑比克 | 坦桑尼亚 | 南非" ], "regions": [ "africa" ], "payment_types": [ "regional" ], "services": [ "即时出款", "移动支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Vodacom M-Pesa 是一家区域型支付服务商，覆盖莱索托、莫桑比克、坦桑尼亚、南非，支持即时出款、移动支付。结算安排需向服务商确认。" }, { "id": "compare-vodafone-cash", "kind": "payment_channel", "name": "Vodafone Cash", "aliases": [], "website_url": "https://www.vodafone.com.eg", "detail_url": "/payment-channels/eg-vodafone-cash/", "countries": [ "Egypt" ], "regions": [ "非洲" ], "payment_types": [ "移动钱包、电子钱包" ], "services": [], "use_cases": [ "C端移动钱包" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "埃及市场份额领先移动钱包" }, { "id": "compare-vodafone-cash-telecel-cash", "kind": "payment_channel", "name": "Vodafone Cash (Telecel Cash)", "aliases": [], "website_url": "https://www.vodafone.com.gh", "detail_url": "/payment-channels/gh-vodafone-cash-telecel-cash/", "countries": [ "Ghana" ], "regions": [ "非洲" ], "payment_types": [ "移动钱包、电子钱包" ], "services": [], "use_cases": [ "C端个人+小微商户（两者兼有）" ], "subject_requirement": "否", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "第二大移动货币，已更名Telecel Cash" }, { "id": "compare-vodafone-cash-ghana", "kind": "payment_provider", "name": "Vodafone Cash Ghana", "aliases": [], "website_url": "https://vodafone.com.gh", "detail_url": "https://vodafone.com.gh", "countries": [ "加纳" ], "regions": [ "africa" ], "payment_types": [ "regional" ], "services": [ "移动支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Vodafone Cash Ghana 是一家区域型支付服务商，覆盖加纳，支持移动支付。结算安排需向服务商确认。" }, { "id": "compare-vodapay", "kind": "payment_provider", "name": "VodaPay", "aliases": [], "website_url": "https://vodapay.vodacom.co.za", "detail_url": "https://vodapay.vodacom.co.za", "countries": [ "南非" ], "regions": [ "africa" ], "payment_types": [ "regional" ], "services": [ "二维码支付", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "VodaPay 是一家区域型支付服务商，覆盖南非，支持二维码支付、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-volt", "kind": "payment_provider", "name": "Volt", "aliases": [], "website_url": "https://volt.io", "detail_url": "https://volt.io", "countries": [ "全球" ], "regions": [ "europe, latin-america, oceania" ], "payment_types": [ "traditional" ], "services": [ "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Volt 是一家传统收单/支付服务商，覆盖全球，支持即时出款。结算：即时。" }, { "id": "compare-wafacash", "kind": "payment_channel", "name": "Wafacash", "aliases": [], "website_url": "https://www.wafacash.com", "detail_url": "/payment-channels/ma-wafacash/", "countries": [ "Morocco" ], "regions": [ "非洲" ], "payment_types": [ "现金收款" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "汇款与现金代收网络" }, { "id": "compare-wagestream", "kind": "payment_provider", "name": "Wagestream", "aliases": [], "website_url": "https://wagestream.com", "detail_url": "https://wagestream.com", "countries": [ "澳大利亚 | 英国 | 美国" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Wagestream 是一家传统收单/支付服务商，覆盖澳大利亚、英国、美国，支持即时出款。结算安排需向服务商确认。" }, { "id": "compare-wallee", "kind": "payment_provider", "name": "Wallee", "aliases": [], "website_url": "https://wallee.com", "detail_url": "https://wallee.com", "countries": [ "奥地利 | 瑞士 | 德国 | 法国 | 列支敦士登" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Wallee 是一家传统收单/支付服务商，覆盖奥地利、瑞士、德国、法国、列支敦士登，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-wallester", "kind": "payment_provider", "name": "Wallester", "aliases": [], "website_url": "https://wallester.com", "detail_url": "https://wallester.com", "countries": [ "阿联酋 | 奥地利 | 澳大利亚 | 比利时 | 保加利亚 | 加拿大 | 瑞士 | 塞浦路斯 | 捷克 | 德国 | 爱沙尼亚 | 西班牙 | 芬兰 | 法国 | 英国 | 希腊 | 克罗地亚 | 匈牙利 | 爱尔兰 | 冰岛 | 意大利 | 列支敦士登 | 立陶宛 | 卢森堡 | 拉脱维亚 | 马耳他 | 荷兰 | 挪威 | 波兰 | 葡萄牙 | 罗马尼亚 | 瑞典 | 新加坡 | 斯洛文尼亚 | 斯洛伐克 | 美国" ], "regions": [ "asia, europe, middle-east, north-america, oceania" ], "payment_types": [ "baas, traditional" ], "services": [ "银行即服务(BaaS)" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（BaaS，需技术对接）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Wallester 是一家银行即服务(BaaS)服务商，覆盖阿联酋、奥地利、澳大利亚、比利时、保加利亚、加拿大等，支持银行即服务(BaaS)。结算安排需向服务商确认。" }, { "id": "compare-wallet-fri", "kind": "payment_channel", "name": "Wallet Fri", "aliases": [], "website_url": "https://www.fri.com.gt", "detail_url": "/payment-channels/gt-wallet-fri/", "countries": [ "Guatemala" ], "regions": [ "拉丁美洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "富通银行移动钱包" }, { "id": "compare-walley-collector", "kind": "payment_provider", "name": "Walley (Collector)", "aliases": [], "website_url": "https://walley.fi", "detail_url": "https://walley.fi", "countries": [ "芬兰 | 挪威 | 瑞典" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡", "银行转账", "先买后付(BNPL)", "账单", "发票支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Walley (Collector) 是一家区域型支付服务商，覆盖芬兰、挪威、瑞典，支持信用卡/借记卡、银行转账、先买后付(BNPL)、账单/发票支付。结算安排需向服务商确认。" }, { "id": "compare-wamd", "kind": "payment_channel", "name": "WAMD", "aliases": [], "website_url": "https://www.cbk.gov.kw", "detail_url": "/payment-channels/kw-wamd/", "countries": [ "Kuwait" ], "regions": [ "中东" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "未公开", "intro": "2024上线实时账户转账系统" }, { "id": "compare-wari", "kind": "payment_channel", "name": "Wari", "aliases": [], "website_url": "https://www.wari.com", "detail_url": "/payment-channels/sn-wari/", "countries": [ "Senegal", "Côte d'Ivoire", "布基纳法索 | 科特迪瓦 | 马里 | 塞内加尔" ], "regions": [ "非洲", "africa" ], "payment_types": [ "移动钱包、电子钱包", "其他", "regional" ], "services": [ "跨境汇款", "出款" ], "use_cases": [ "C端个人", "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "本土汇款与缴费" }, { "id": "compare-wave", "kind": "payment_channel", "name": "Wave", "aliases": [], "website_url": "https://www.wave.com", "detail_url": "/payment-channels/sn-wave/", "countries": [ "Senegal", "Côte d'Ivoire", "西/中非洲(10国)" ], "regions": [ "非洲" ], "payment_types": [ "移动钱包、电子钱包", "移动货币运营商" ], "services": [ "移动货币", "免费P2P转账" ], "use_cases": [ "C端个人", "本地线下商户" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "塞内加尔领先移动货币" }, { "id": "compare-wave-financial", "kind": "payment_provider", "name": "Wave Financial", "aliases": [], "website_url": "https://waveapps.com", "detail_url": "https://waveapps.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Wave Financial 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡。结算：1–2个工作日。" }, { "id": "compare-wave-mobile-money", "kind": "payment_provider", "name": "Wave Mobile Money", "aliases": [], "website_url": "https://wave.com", "detail_url": "https://wave.com", "countries": [ "布基纳法索 | 科特迪瓦 | 冈比亚 | 马里 | 塞内加尔 | 乌干达" ], "regions": [ "africa" ], "payment_types": [ "regional" ], "services": [ "移动支付", "现金", "代金券" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Wave Mobile Money 是一家区域型支付服务商，覆盖布基纳法索、科特迪瓦、冈比亚、马里、塞内加尔、乌干达，支持移动支付、现金/代金券。 free deposits/withdrawals。结算：即时。" }, { "id": "compare-wave-money", "kind": "payment_channel", "name": "Wave Money", "aliases": [], "website_url": "https://www.wavemoney.com.mm", "detail_url": "/payment-channels/mm-wave-money/", "countries": [ "Myanmar" ], "regions": [ "亚洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "受合规与市场环境影响，公开页面不展示具体费率；正式评估需逐案确认。", "intro": "缅甸领先移动钱包，转账与缴费" }, { "id": "compare-wavepay", "kind": "payment_provider", "name": "WavePay", "aliases": [], "website_url": "https://wavemoney.com.mm", "detail_url": "https://wavemoney.com.mm", "countries": [ "缅甸" ], "regions": [ "southeast-asia" ], "payment_types": [ "regional" ], "services": [ "即时出款", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "WavePay 是一家区域型支付服务商，覆盖缅甸，支持即时出款、电子钱包。结算：即时。" }, { "id": "compare-wayforpay", "kind": "payment_channel", "name": "WayForPay", "aliases": [], "website_url": "https://wayforpay.com", "detail_url": "/payment-channels/ua-wayforpay/", "countries": [ "Ukraine", "乌克兰" ], "regions": [ "欧洲", "europe" ], "payment_types": [ "聚合支付", "regional" ], "services": [ "信用卡", "借记卡", "先买后付(BNPL)" ], "use_cases": [ "商户+B端" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "未公开", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "乌克兰本地支付平台" }, { "id": "compare-waystar", "kind": "payment_provider", "name": "Waystar", "aliases": [], "website_url": "https://waystar.com", "detail_url": "https://waystar.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "1–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Waystar 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡。结算：1–3个工作日。" }, { "id": "compare-wealthsimple", "kind": "payment_provider", "name": "Wealthsimple", "aliases": [], "website_url": "https://wealthsimple.com", "detail_url": "https://wealthsimple.com", "countries": [ "全球" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "加密货币" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "下一个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Wealthsimple 是一家传统收单/支付服务商，覆盖全球，支持加密货币。结算：下一个工作日。" }, { "id": "compare-weavr", "kind": "payment_provider", "name": "Weavr", "aliases": [], "website_url": "https://weavr.io", "detail_url": "https://weavr.io", "countries": [ "英国" ], "regions": [ "europe" ], "payment_types": [ "baas" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Weavr 是一家银行即服务(BaaS)服务商，覆盖英国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-webmoney", "kind": "payment_channel", "name": "WebMoney", "aliases": [], "website_url": "https://www.webmoney.ru", "detail_url": "/payment-channels/ru-webmoney/", "countries": [ "Russia", "全球" ], "regions": [ "欧洲", "asia, europe" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "加密货币", "即时出款", "电子钱包", "跨境汇款", "出款" ], "use_cases": [ "两者兼有" ], "subject_requirement": "部分(需认证)", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "受合规与市场环境影响，公开页面不展示具体费率；正式评估需逐案确认。", "intro": "老牌电子钱包，卢布钱包受限仅非卢布币种可用" }, { "id": "compare-webpay-transbank", "kind": "payment_channel", "name": "Webpay (Transbank)", "aliases": [], "website_url": "https://www.transbank.cl", "detail_url": "/payment-channels/cl-webpay-transbank/", "countries": [ "Chile" ], "regions": [ "拉丁美洲" ], "payment_types": [ "聚合支付" ], "services": [], "use_cases": [ "商户+B端" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "智利最大在线支付网关，覆盖90%电商" }, { "id": "compare-wechat-pay", "kind": "payment_channel", "name": "WeChat Pay", "aliases": [], "website_url": "https://pay.weixin.qq.com", "detail_url": "/payment-channels/cn-wechat-pay/", "countries": [ "China", "全球" ], "regions": [ "亚洲", "asia, europe, north-america, oceania, southeast-asia" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "即时出款", "电子钱包", "移动支付", "二维码支付" ], "use_cases": [ "两者兼有(高频小额)" ], "subject_requirement": "是", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "腾讯，依托社交生态高频小额" }, { "id": "compare-wechat-pay-hk", "kind": "payment_channel", "name": "WeChat Pay HK", "aliases": [], "website_url": "https://www.wechatpay.hk", "detail_url": "/payment-channels/hk-wechat-pay-hk/", "countries": [ "Hong Kong" ], "regions": [ "亚洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "部分(内地跨境)", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "微信香港版，港陆两地可用" }, { "id": "compare-weedspayments", "kind": "payment_provider", "name": "WeedsPayments", "aliases": [], "website_url": "https://weedspayments.com", "detail_url": "https://weedspayments.com", "countries": [ "全球" ], "regions": [ "europe, global" ], "payment_types": [ "high-risk, traditional" ], "services": [ "移动支付", "多币种账户", "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "WeedsPayments 是一家高风险行业支付服务商，覆盖全球，支持移动支付、多币种账户、即时出款。结算安排需向服务商确认。" }, { "id": "compare-wells-fargo", "kind": "payment_provider", "name": "Wells Fargo", "aliases": [], "website_url": "https://wellsfargo.com", "detail_url": "https://wellsfargo.com", "countries": [ "英国 | 美国" ], "regions": [ "europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "银行转账", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Wells Fargo 是一家传统收单/支付服务商，覆盖英国、美国，支持银行转账、跨境汇款/出款。 merchant services and treasury solutions are quoted per-customer after consultation (no public rate card).。结算安排需向服务商确认。" }, { "id": "compare-wero", "kind": "payment_channel", "name": "Wero", "aliases": [], "website_url": "https://wero-wallet.eu", "detail_url": "/payment-channels/de-wero/", "countries": [ "Germany", "France", "Belgium", "比利时 | 德国 | 法国 | 荷兰" ], "regions": [ "欧洲", "europe" ], "payment_types": [ "电子钱包", "即时支付、银行转账", "regional" ], "services": [ "即时出款" ], "use_cases": [ "两者兼有(欧洲钱包)", "C端及商户即时钱包" ], "subject_requirement": "否(欧洲本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开(欧洲EPI新钱包)", "intro": "欧洲EPI钱包，德国已上线" }, { "id": "compare-wert", "kind": "payment_provider", "name": "Wert", "aliases": [], "website_url": "https://wert.io", "detail_url": "https://wert.io", "countries": [ "爱沙尼亚 | 美国" ], "regions": [ "europe, north-america" ], "payment_types": [ "crypto" ], "services": [ "加密货币", "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Wert 是一家加密货币支付服务商，覆盖爱沙尼亚、美国，支持加密货币、信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-western-union", "kind": "payment_channel", "name": "Western Union", "aliases": [], "website_url": "https://www.westernunion.com", "detail_url": "/payment-channels/gt-western-union/", "countries": [ "Guatemala", "全球" ], "regions": [ "拉丁美洲", "africa, asia, europe, latin-america, middle-east, north-america, oceania" ], "payment_types": [ "现金收款", "traditional" ], "services": [ "即时出款", "移动支付", "现金", "代金券", "跨境汇款", "出款" ], "use_cases": [ "C端个人" ], "subject_requirement": "部分(需特定资质)", "access_threshold": "较高，通常需要本地主体或资质", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "现金汇款领取主流" }, { "id": "compare-westpac", "kind": "payment_provider", "name": "Westpac", "aliases": [], "website_url": "https://www.westpac.com.au/", "detail_url": "https://www.westpac.com.au/", "countries": [ "Australia, New Zealand" ], "regions": [ "大洋洲" ], "payment_types": [ "merchant acquiring, online payments, EFTPOS" ], "services": [ "OnlinePay", "payment links", "hosted checkout", "cards", "digital wallets", "EFTPOS", "merchant settlement reports" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "待确认", "settlement": "澳大利亚 OnlinePay 支持符", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Westpac 为澳大利亚和新西兰商户提供线上支付、支付链接、EFTPOS、银行卡和商户收单服务，适合已有 Westpac 企业账户或本地经营主体的商户。" }, { "id": "compare-wetravel", "kind": "payment_provider", "name": "WeTravel", "aliases": [], "website_url": "https://wetravel.com", "detail_url": "https://wetravel.com", "countries": [ "全球" ], "regions": [ "africa, asia, europe, latin-america, middle-east, north-america, oceania, southeast-asia" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "WeTravel 是一家传统收单/支付服务商，覆盖全球，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-wex", "kind": "payment_provider", "name": "WEX", "aliases": [], "website_url": "https://wexinc.com", "detail_url": "https://wexinc.com", "countries": [ "全球" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "1–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "WEX 是一家传统收单/支付服务商，覆盖全球，支持信用卡/借记卡。结算：1–3个工作日。" }, { "id": "compare-whalet", "kind": "payment_provider", "name": "Whalet", "aliases": [ "易鲸" ], "website_url": "https://www.whalet.com", "detail_url": "https://www.whalet.com", "countries": [ "全球" ], "regions": [ "China" ], "payment_types": [ "跨境收款(三方)" ], "services": [ "跨境收款", "全球账户", "企业卡" ], "use_cases": [ "跨境电商/独立站" ], "subject_requirement": "是", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开", "intro": "香港2015跨境支付" }, { "id": "compare-whish-money", "kind": "payment_channel", "name": "Whish Money", "aliases": [], "website_url": "https://whish.money", "detail_url": "/payment-channels/lb-whish-money/", "countries": [ "Lebanon" ], "regions": [ "中东" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "黎巴嫩主流电子钱包扫码付" }, { "id": "compare-win-win-solutions", "kind": "payment_provider", "name": "Win Win Solutions", "aliases": [], "website_url": "https://winwinsolutions.cz", "detail_url": "https://winwinsolutions.cz", "countries": [ "捷克" ], "regions": [ "europe" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Win Win Solutions 是一家区域型支付服务商，覆盖捷克，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-windcave", "kind": "payment_channel", "name": "Windcave", "aliases": [], "website_url": "https://www.windcave.com", "detail_url": "/payment-channels/nz-windcave/", "countries": [ "New Zealand", "全球" ], "regions": [ "大洋洲", "asia, oceania" ], "payment_types": [ "聚合支付", "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [ "商户+B端" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开", "intro": "新西兰本土支付网关/收单（原PaymentExpress）" }, { "id": "compare-wing-money", "kind": "payment_channel", "name": "Wing Money", "aliases": [], "website_url": "https://www.wingmoney.com", "detail_url": "/payment-channels/kh-wing-money/", "countries": [ "Cambodia", "柬埔寨" ], "regions": [ "亚洲", "southeast-asia" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "即时出款", "移动支付", "跨境汇款", "出款" ], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "代理商网络最广的移动钱包" }, { "id": "compare-wio-bank", "kind": "payment_provider", "name": "Wio Bank", "aliases": [], "website_url": "https://wio.io", "detail_url": "https://wio.io", "countries": [ "阿联酋" ], "regions": [ "middle-east" ], "payment_types": [ "regional" ], "services": [ "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Wio Bank 是一家区域型支付服务商，覆盖阿联酋，支持即时出款。结算安排需向服务商确认。" }, { "id": "compare-wir", "kind": "payment_channel", "name": "WIR", "aliases": [], "website_url": "https://www.wir.ch", "detail_url": "/payment-channels/ch-wir/", "countries": [ "Switzerland" ], "regions": [ "欧洲" ], "payment_types": [ "其他" ], "services": [], "use_cases": [ "中小企业互补货币网络" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "面向中小企业的本土互补货币网络" }, { "id": "compare-wirecard-legacy", "kind": "payment_provider", "name": "Wirecard (legacy)", "aliases": [], "website_url": "https://en.wikipedia.org", "detail_url": "https://en.wikipedia.org", "countries": [ "德国" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Wirecard (legacy) 是一家传统收单/支付服务商，覆盖德国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-wise", "kind": "payment_provider", "name": "Wise", "aliases": [], "website_url": "https://www.wise.com", "detail_url": "https://www.wise.com", "countries": [ "多国/多币种" ], "regions": [ "全球" ], "payment_types": [ "其他" ], "services": [ "跨境汇款", "多币种账户" ], "use_cases": [ "跨境汇款/自由职业/小企业" ], "subject_requirement": "否(不面向中国大陆商户收单)", "access_threshold": "较低，常规资料即可核实", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "低成本跨境汇款与多币种账户(原TransferWise)" }, { "id": "compare-wisetack", "kind": "payment_provider", "name": "Wisetack", "aliases": [], "website_url": "https://wisetack.com", "detail_url": "https://wisetack.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "1–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Wisetack 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡。结算：1–3个工作日。" }, { "id": "compare-wish", "kind": "payment_provider", "name": "Wish", "aliases": [], "website_url": "https://wish.com", "detail_url": "https://wish.com", "countries": [ "德国 | 西班牙 | 法国 | 英国 | 意大利 | 荷兰 | 美国" ], "regions": [ "europe, north-america" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Wish 是一家区域型支付服务商，覆盖德国、西班牙、法国、英国、意大利、荷兰等，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-wix-payments", "kind": "payment_provider", "name": "Wix Payments", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "巴西 | 德国 | 英国 | 美国" ], "regions": [ "europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "3–5个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Wix Payments 是一家传统收单/支付服务商，覆盖巴西、德国、英国、美国，支持信用卡/借记卡、电子钱包。结算：3–5个工作日。" }, { "id": "compare-wompi", "kind": "payment_provider", "name": "Wompi", "aliases": [], "website_url": "https://wompi.co", "detail_url": "https://wompi.co", "countries": [ "哥伦比亚" ], "regions": [ "latin-america" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡", "银行转账", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Wompi 是一家区域型支付服务商，覆盖哥伦比亚，支持信用卡/借记卡、银行转账、电子钱包。结算：1–2个工作日。" }, { "id": "compare-woocommerce-payments", "kind": "payment_provider", "name": "WooCommerce Payments", "aliases": [], "website_url": "https://woocommerce.com", "detail_url": "https://woocommerce.com", "countries": [ "全球" ], "regions": [ "asia, europe, north-america, oceania" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "WooCommerce Payments 是一家传统收单/支付服务商，覆盖全球，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-woori-bank", "kind": "payment_provider", "name": "Woori Bank", "aliases": [], "website_url": "https://wooribank.com", "detail_url": "https://wooribank.com", "countries": [ "阿联酋 | 澳大利亚 | 孟加拉国 | 巴西 | 中国 | 德国 | 英国 | 中国香港 | 印度尼西亚 | 印度 | 日本 | 柬埔寨 | 韩国 | 缅甸 | 菲律宾 | 俄罗斯 | 新加坡 | 美国 | 越南" ], "regions": [ "asia, europe, north-america, oceania, southeast-asia" ], "payment_types": [ "traditional" ], "services": [ "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Woori Bank 是一家传统收单/支付服务商，覆盖阿联酋、澳大利亚、孟加拉国、巴西、中国、德国等，支持跨境汇款/出款。fee model: 定制(需询价)。结算安排需向服务商确认。" }, { "id": "compare-worldfirst", "kind": "payment_provider", "name": "WorldFirst", "aliases": [ "万里汇" ], "website_url": "https://www.worldfirst.com.cn", "detail_url": "https://www.worldfirst.com.cn", "countries": [ "210+国家/40+币种" ], "regions": [ "全球" ], "payment_types": [ "跨境收款(三方)" ], "services": [ "外贸收款", "结汇", "B2B" ], "use_cases": [ "外贸B2B/跨境电商" ], "subject_requirement": "是(蚂蚁旗下,服务外贸)", "access_threshold": "较低，常规资料即可核实", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "蚂蚁集团旗下跨境收付兑平台" }, { "id": "compare-worldline", "kind": "payment_provider", "name": "Worldline", "aliases": [], "website_url": "https://www.worldline.com", "detail_url": "https://www.worldline.com", "countries": [ "全球" ], "regions": [ "全球" ], "payment_types": [ "三方支付/收单" ], "services": [ "收单", "终端", "网关" ], "use_cases": [ "中大型商户/线下" ], "subject_requirement": "部分(需境外主体)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+2/T+3", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "欧洲上市收单与支付处理巨头" }, { "id": "compare-worldline-sips", "kind": "payment_provider", "name": "Worldline Sips", "aliases": [], "website_url": "https://sips.worldline.com", "detail_url": "https://sips.worldline.com", "countries": [ "比利时 | 法国 | 卢森堡" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Worldline Sips 是一家传统收单/支付服务商，覆盖比利时、法国、卢森堡，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-worldpay", "kind": "payment_provider", "name": "Worldpay", "aliases": [], "website_url": "https://www.worldpay.com", "detail_url": "https://www.worldpay.com", "countries": [ "146国/135币种" ], "regions": [ "全球" ], "payment_types": [ "三方支付/收单" ], "services": [ "商户收单", "网关", "风控" ], "use_cases": [ "中大型商户/线下零售" ], "subject_requirement": "部分(需境外主体)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+2/T+3", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "FIS旗下全球最大收单机构之一" }, { "id": "compare-worldremit", "kind": "payment_provider", "name": "WorldRemit", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "全球" ], "regions": [ "africa, asia, europe, latin-america" ], "payment_types": [ "traditional" ], "services": [ "即时出款", "银行转账", "移动支付", "现金", "代金券", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "WorldRemit 是一家传统收单/支付服务商，覆盖全球，支持即时出款、银行转账、移动支付、现金/代金券、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-wyre", "kind": "payment_provider", "name": "Wyre", "aliases": [], "website_url": "https://sendwyre.com", "detail_url": "https://sendwyre.com", "countries": [ "英国 | 美国" ], "regions": [ "europe, north-america" ], "payment_types": [ "crypto" ], "services": [ "加密货币", "信用卡", "借记卡", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Wyre 是一家加密货币支付服务商，覆盖英国、美国，支持加密货币、信用卡/借记卡、银行转账。结算安排需向服务商确认。" }, { "id": "compare-xace", "kind": "payment_provider", "name": "Xace", "aliases": [], "website_url": "https://xace.io", "detail_url": "https://xace.io", "countries": [ "全球" ], "regions": [ "europe" ], "payment_types": [ "gaming" ], "services": [ "游戏内支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Xace 是一家游戏支付服务商，覆盖全球，支持游戏内支付。结算安排需向服务商确认。" }, { "id": "compare-xe-money-transfer", "kind": "payment_provider", "name": "XE Money Transfer", "aliases": [], "website_url": "https://xe.com", "detail_url": "https://xe.com", "countries": [ "全球" ], "regions": [ "asia, europe, north-america, oceania" ], "payment_types": [ "traditional" ], "services": [ "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "XE Money Transfer 是一家传统收单/支付服务商，覆盖全球，支持跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-xendit", "kind": "payment_provider", "name": "Xendit", "aliases": [], "website_url": "https://www.xendit.co/", "detail_url": "https://www.xendit.co/", "countries": [ "ID, PH, VN, TH, MY, SG, HK, MX" ], "regions": [ "Southeast Asia, Asia, Latin America" ], "payment_types": [ "Southeast Asia PSP, payment gateway, payouts" ], "services": [ "cards", "virtual accounts", "QRIS", "PromptPay", "PayNow", "e-wallets", "online banking", "over-the-counter payments", "payouts" ], "use_cases": [ "印尼/东南亚电商" ], "subject_requirement": "部分(服务出海东南亚)", "access_threshold": "中等，需要核实主体和资料", "settlement": "结算和税费按签约主体、国家和支付方式", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "东南亚为主的支付基础设施，支持多市场本地收款、付款、虚拟账户、二维码、电子钱包、银行卡和跨境资金路由。" }, { "id": "compare-xero-payments", "kind": "payment_provider", "name": "Xero Payments", "aliases": [], "website_url": "https://xero.com", "detail_url": "https://xero.com", "countries": [ "澳大利亚 | 英国 | 新西兰 | 美国" ], "regions": [ "europe, north-america, oceania" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "信用卡", "借记卡", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "2–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Xero Payments 是一家传统收单/支付服务商，覆盖澳大利亚、英国、新西兰、美国，支持订阅/周期扣款、信用卡/借记卡、银行转账。结算：2–3个工作日。" }, { "id": "compare-xfers", "kind": "payment_provider", "name": "Xfers", "aliases": [], "website_url": "https://www.straitsx.com/", "detail_url": "https://www.straitsx.com/", "countries": [ "中国香港 | 印度尼西亚 | 马来西亚 | 菲律宾 | 新加坡" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "加密货币", "电子钱包" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Xfers 是一家区域型支付服务商，覆盖中国香港、印度尼西亚、马来西亚、菲律宾、新加坡，支持加密货币、电子钱包。结算：1–2个工作日。" }, { "id": "compare-xflow", "kind": "payment_provider", "name": "Xflow", "aliases": [], "website_url": "https://www.xflowpay.com/", "detail_url": "https://www.xflowpay.com/", "countries": [ "India" ], "regions": [ "South Asia" ], "payment_types": [ "India cross-border receivables, multi-currency accounts" ], "services": [ "multi-currency accounts", "local collection", "FX", "INR settlement", "compliance support", "FIRA support" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "待确认", "settlement": "官网公开 Next-Day Noon", "fee": "官网价格页展示按发票金额分层的 Starter/Growth/Scale 方案，并强调无隐藏费用；具体费率需要以实时价格页和所选计划为准。", "intro": "Xflow 面向印度企业提供全球收款和多币种账户，帮助商户从海外客户收款并以 INR 结算，配合 SOFTEX、EDPMS 等合规流程。" }, { "id": "compare-xolla", "kind": "payment_provider", "name": "Xolla", "aliases": [], "website_url": "https://xolla.com", "detail_url": "https://xolla.com", "countries": [ "塞浦路斯" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "gaming" ], "services": [ "游戏内支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Xolla 是一家游戏支付服务商，覆盖塞浦路斯，支持游戏内支付。结算安排需向服务商确认。" }, { "id": "compare-xoom", "kind": "payment_provider", "name": "Xoom", "aliases": [], "website_url": "https://xoom.com", "detail_url": "https://xoom.com", "countries": [ "全球" ], "regions": [ "asia, europe, latin-america, north-america" ], "payment_types": [ "traditional" ], "services": [ "即时出款", "电子钱包", "现金", "代金券", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Xoom 是一家传统收单/支付服务商，覆盖全球，支持即时出款、电子钱包、现金/代金券、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-xsolla", "kind": "payment_provider", "name": "Xsolla", "aliases": [], "website_url": "https://xsolla.com", "detail_url": "https://xsolla.com", "countries": [ "全球" ], "regions": [ "africa, asia, europe, latin-america, middle-east, north-america, oceania, southeast-asia" ], "payment_types": [ "gaming" ], "services": [ "加密货币", "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Xsolla 是一家游戏支付服务商，覆盖全球，支持加密货币、订阅/周期扣款。 no upfront cost。结算安排需向服务商确认。" }, { "id": "compare-xtransfer", "kind": "payment_provider", "name": "XTransfer", "aliases": [], "website_url": "https://www.xtransfer.cn", "detail_url": "https://www.xtransfer.cn", "countries": [ "全球200国" ], "regions": [ "全球" ], "payment_types": [ "跨境收款(三方)" ], "services": [ "B2B外贸收款", "结汇" ], "use_cases": [ "中小微外贸B2B" ], "subject_requirement": "是", "access_threshold": "较低，常规资料即可核实", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "专注中小微外贸B2B跨境收款" }, { "id": "compare-yape", "kind": "payment_channel", "name": "Yape", "aliases": [], "website_url": "https://www.yape.pe", "detail_url": "/payment-channels/pe-yape/", "countries": [ "Peru", "秘鲁" ], "regions": [ "拉丁美洲", "latin-america" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "即时出款", "电子钱包", "二维码支付" ], "use_cases": [ "C端个人+商户（两者兼有）" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "未公开", "intro": "BCP银行运营，约2000万用户" }, { "id": "compare-yapily", "kind": "payment_provider", "name": "Yapily", "aliases": [], "website_url": "https://yapily.com", "detail_url": "https://yapily.com", "countries": [ "德国 | 西班牙 | 法国 | 英国 | 爱尔兰 | 意大利 | 荷兰 | 葡萄牙" ], "regions": [ "europe" ], "payment_types": [ "baas" ], "services": [ "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Yapily 是一家银行即服务(BaaS)服务商，覆盖德国、西班牙、法国、英国、爱尔兰、意大利等，支持银行转账。结算：即时。" }, { "id": "compare-yaspa", "kind": "payment_provider", "name": "Yaspa", "aliases": [], "website_url": "https://yaspa.com", "detail_url": "https://yaspa.com", "countries": [ "奥地利 | 比利时 | 保加利亚 | 瑞士 | 塞浦路斯 | 捷克 | 德国 | 爱沙尼亚 | 西班牙 | 芬兰 | 法国 | 英国 | 希腊 | 克罗地亚 | 匈牙利 | 爱尔兰 | 冰岛 | 意大利 | 列支敦士登 | 立陶宛 | 卢森堡 | 拉脱维亚 | 马耳他 | 荷兰 | 挪威 | 波兰 | 葡萄牙 | 罗马尼亚 | 瑞典 | 斯洛文尼亚 | 斯洛伐克 | 美国" ], "regions": [ "europe, north-america" ], "payment_types": [ "gaming, regional, traditional" ], "services": [ "游戏内支付", "银行转账", "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Yaspa 是一家游戏支付服务商，覆盖奥地利、比利时、保加利亚、瑞士、塞浦路斯、捷克等，支持游戏内支付、银行转账、跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-yaypay-quadient", "kind": "payment_provider", "name": "YayPay (Quadient)", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "英国 | 美国" ], "regions": [ "europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "1–3个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "YayPay (Quadient) 是一家传统收单/支付服务商，覆盖英国、美国，支持订阅/周期扣款。结算：1–3个工作日。" }, { "id": "compare-yeahka", "kind": "payment_provider", "name": "Yeahka", "aliases": [ "海科融通" ], "website_url": "https://www.yeahka.com", "detail_url": "https://www.yeahka.com", "countries": [ "全国" ], "regions": [ "China" ], "payment_types": [ "混合(收单+聚合)" ], "services": [ "收单", "聚合(好哒)", "POS" ], "use_cases": [ "线下小微/聚合" ], "subject_requirement": "是", "access_threshold": "较低，常规资料即可核实", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "翠微股份旗下，聚合与收单并重" }, { "id": "compare-yeepay", "kind": "payment_provider", "name": "YeePay", "aliases": [ "易宝支付" ], "website_url": "https://www.yeepay.com", "detail_url": "https://www.yeepay.com", "countries": [ "中国及跨境" ], "regions": [ "中国/跨境" ], "payment_types": [ "跨境收款(三方)" ], "services": [ "行业支付", "跨境收结汇" ], "use_cases": [ "行业支付/航空/跨境" ], "subject_requirement": "是", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "老牌第三方支付，航空与跨境行业方案" }, { "id": "compare-yenepay", "kind": "payment_provider", "name": "YenePay", "aliases": [], "website_url": "https://yenepay.com", "detail_url": "https://yenepay.com", "countries": [ "埃塞俄比亚" ], "regions": [ "africa" ], "payment_types": [ "regional" ], "services": [ "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "YenePay 是一家区域型支付服务商，覆盖埃塞俄比亚，支持银行转账。结算安排需向服务商确认。" }, { "id": "compare-yinsheng-pay", "kind": "payment_provider", "name": "Yinsheng Pay", "aliases": [ "银盛支付" ], "website_url": "https://www.ysepay.com", "detail_url": "https://www.ysepay.com", "countries": [ "全国" ], "regions": [ "China" ], "payment_types": [ "三方支付/收单" ], "services": [ "银行卡收单", "聚合", "数字人民币" ], "use_cases": [ "线下商户/零售" ], "subject_requirement": "是", "access_threshold": "较低，常规资料即可核实", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "银盛旗下收单机构，行业覆盖广" }, { "id": "compare-yoco", "kind": "payment_provider", "name": "Yoco", "aliases": [], "website_url": "https://www.yoco.com", "detail_url": "https://www.yoco.com", "countries": [ "南非" ], "regions": [ "南非" ], "payment_types": [ "三方支付/收单" ], "services": [ "POS", "二维码收单" ], "use_cases": [ "南非中小商户" ], "subject_requirement": "否(南非本地)", "access_threshold": "较低，常规资料即可核实", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "南非中小商户收单与POS" }, { "id": "compare-yokoy", "kind": "payment_provider", "name": "Yokoy", "aliases": [], "website_url": "https://yokoy.io", "detail_url": "https://yokoy.io", "countries": [ "奥地利 | 瑞士 | 德国 | 英国" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "账单", "发票支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Yokoy 是一家传统收单/支付服务商，覆盖奥地利、瑞士、德国、英国，支持账单/发票支付。结算安排需向服务商确认。" }, { "id": "compare-yoma-bank", "kind": "payment_channel", "name": "Yoma Bank", "aliases": [], "website_url": "https://www.yomabank.com", "detail_url": "/payment-channels/mm-yoma-bank/", "countries": [ "Myanmar" ], "regions": [ "亚洲" ], "payment_types": [ "即时支付、银行转账" ], "services": [], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "T+1", "fee": "受合规与市场环境影响，公开页面不展示具体费率；正式评估需逐案确认。", "intro": "本地银行移动银行与扫码" }, { "id": "compare-yookassa", "kind": "payment_provider", "name": "YooKassa", "aliases": [], "website_url": "https://yookassa.ru", "detail_url": "https://yookassa.ru", "countries": [ "俄罗斯" ], "regions": [ "asia, europe" ], "payment_types": [ "regional" ], "services": [ "订阅", "周期扣款", "信用卡", "借记卡", "银行转账", "电子钱包", "移动支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "下一个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "YooKassa 是一家区域型支付服务商，覆盖俄罗斯，支持订阅/周期扣款、信用卡/借记卡、银行转账、电子钱包、移动支付。结算：下一个工作日。" }, { "id": "compare-yoomoney", "kind": "payment_channel", "name": "YooMoney", "aliases": [], "website_url": "https://yoomoney.ru", "detail_url": "/payment-channels/ru-yoomoney/", "countries": [ "Russia", "俄罗斯" ], "regions": [ "欧洲", "asia, europe" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "信用卡", "借记卡", "电子钱包", "跨境汇款", "出款" ], "use_cases": [ "两者兼有" ], "subject_requirement": "部分(跨境卖家可接入，需企业认证)", "access_threshold": "中等，需要核实主体和资料", "settlement": "实时/T+0", "fee": "受合规与市场环境影响，公开页面不展示具体费率；正式评估需逐案确认。", "intro": "俄罗斯第二大电子钱包，注册用户超6000万" }, { "id": "compare-zahls-ch", "kind": "payment_provider", "name": "Zahls.ch", "aliases": [], "website_url": "https://zahls.ch", "detail_url": "https://zahls.ch", "countries": [ "瑞士" ], "regions": [ "europe" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Zahls.ch 是一家传统收单/支付服务商，覆盖瑞士，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-zai-formerly-assembly", "kind": "payment_provider", "name": "Zai (formerly Assembly)", "aliases": [], "website_url": "https://hellozai.com", "detail_url": "https://hellozai.com", "countries": [ "澳大利亚" ], "regions": [ "oceania" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Zai (formerly Assembly) 是一家区域型支付服务商，覆盖澳大利亚，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-zaincash", "kind": "payment_channel", "name": "ZainCash", "aliases": [], "website_url": "https://zaincash.iq", "detail_url": "/payment-channels/iq-zaincash/", "countries": [ "Iraq", "伊拉克" ], "regions": [ "中东", "middle-east" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "即时出款", "移动支付", "跨境汇款", "出款" ], "use_cases": [ "两者兼有" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "伊拉克主流移动钱包扫码付" }, { "id": "compare-zalando-payments", "kind": "payment_provider", "name": "Zalando Payments", "aliases": [], "website_url": "https://corporate.zalando.com", "detail_url": "https://corporate.zalando.com", "countries": [ "奥地利 | 比利时 | 保加利亚 | 塞浦路斯 | 捷克 | 德国 | 爱沙尼亚 | 西班牙 | 芬兰 | 法国 | 希腊 | 克罗地亚 | 匈牙利 | 爱尔兰 | 冰岛 | 意大利 | 列支敦士登 | 立陶宛 | 卢森堡 | 拉脱维亚 | 马耳他 | 荷兰 | 挪威 | 波兰 | 葡萄牙 | 罗马尼亚 | 瑞典 | 斯洛文尼亚 | 斯洛伐克" ], "regions": [ "europe" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Zalando Payments 是一家区域型支付服务商，覆盖奥地利、比利时、保加利亚、塞浦路斯、捷克、德国等，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-zalopay", "kind": "payment_channel", "name": "ZaloPay", "aliases": [], "website_url": "https://zalopay.vn", "detail_url": "/payment-channels/vn-zalopay/", "countries": [ "Vietnam", "越南" ], "regions": [ "亚洲", "asia" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "电子钱包", "移动支付", "跨境汇款", "出款" ], "use_cases": [ "C端个人及社交生态商户" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "T+2/T+3", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "依托Zalo社交平台的本土钱包" }, { "id": "compare-zamtel-kwacha", "kind": "payment_provider", "name": "Zamtel Kwacha", "aliases": [], "website_url": "https://zamtel.co.zm", "detail_url": "https://zamtel.co.zm", "countries": [ "赞比亚" ], "regions": [ "africa" ], "payment_types": [ "regional" ], "services": [ "即时出款", "移动支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Zamtel Kwacha 是一家区域型支付服务商，覆盖赞比亚，支持即时出款、移动支付。结算安排需向服务商确认。" }, { "id": "compare-zapper", "kind": "payment_channel", "name": "Zapper", "aliases": [], "website_url": "https://www.zapper.com", "detail_url": "/payment-channels/za-zapper/", "countries": [ "South Africa", "南非" ], "regions": [ "非洲", "africa" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "二维码支付" ], "use_cases": [ "商户+B端" ], "subject_requirement": "否", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "扫码即付移动钱包，线下常用" }, { "id": "compare-zarinpal", "kind": "payment_provider", "name": "ZarinPal", "aliases": [], "website_url": "https://zarinpal.com", "detail_url": "https://zarinpal.com", "countries": [ "伊朗" ], "regions": [ "middle-east" ], "payment_types": [ "regional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "ZarinPal 是一家区域型支付服务商，覆盖伊朗，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-zebit", "kind": "payment_provider", "name": "Zebit", "aliases": [], "website_url": "https://img.logo.dev", "detail_url": "https://img.logo.dev", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Zebit 是一家传统收单/支付服务商，覆盖美国，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-zeepay", "kind": "payment_channel", "name": "Zeepay", "aliases": [], "website_url": "https://www.myzeepay.com", "detail_url": "/payment-channels/gh-zeepay/", "countries": [ "Ghana", "布基纳法索 | 加纳 | 坦桑尼亚 | 乌干达" ], "regions": [ "非洲", "africa" ], "payment_types": [ "移动钱包、电子钱包", "regional" ], "services": [ "即时出款", "移动支付", "跨境汇款", "出款" ], "use_cases": [ "C端个人+小微商户（两者兼有）" ], "subject_requirement": "否", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "未公开", "intro": "跨境汇款与移动金融见长" }, { "id": "compare-zeffy", "kind": "payment_provider", "name": "Zeffy", "aliases": [], "website_url": "https://zeffy.com", "detail_url": "https://zeffy.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "捐赠", "募捐", "众筹", "募资" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Zeffy 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款、捐赠/募捐、众筹/募资。结算安排需向服务商确认。" }, { "id": "compare-zego-paylease", "kind": "payment_provider", "name": "Zego (PayLease)", "aliases": [], "website_url": "https://gozego.com", "detail_url": "https://gozego.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "银行转账", "现金", "代金券" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Zego (PayLease) 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款、银行转账、现金/代金券。结算安排需向服务商确认。" }, { "id": "compare-zelle", "kind": "payment_channel", "name": "Zelle", "aliases": [], "website_url": "https://www.zellepay.com", "detail_url": "/payment-channels/us-zelle/", "countries": [ "United States", "Venezuela", "美国" ], "regions": [ "北美洲", "拉丁美洲", "north-america" ], "payment_types": [ "即时支付、银行转账", "电子钱包", "traditional" ], "services": [ "即时出款", "银行转账" ], "use_cases": [ "C端个人(银行直连转账)", "C端个人" ], "subject_requirement": "否(仅美国银行客户)", "access_threshold": "通常需要本地主体", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "七大行共建的银行直连P2P转账" }, { "id": "compare-zen-payments", "kind": "payment_provider", "name": "Zen Payments", "aliases": [], "website_url": "https://zenpayments.com", "detail_url": "https://zenpayments.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "high-risk" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（接受高风险行业，需合规审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Zen Payments 是一家高风险行业支付服务商，覆盖美国，支持订阅/周期扣款。结算安排需向服务商确认。" }, { "id": "compare-zenith-bank-uk", "kind": "payment_provider", "name": "Zenith Bank (UK)", "aliases": [], "website_url": "https://zenith-bank.co.uk", "detail_url": "https://zenith-bank.co.uk", "countries": [ "英国 | 尼日利亚" ], "regions": [ "africa, europe" ], "payment_types": [ "regional, traditional" ], "services": [ "跨境汇款", "出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Zenith Bank (UK) 是一家区域型支付服务商，覆盖英国、尼日利亚，支持跨境汇款/出款。结算安排需向服务商确认。" }, { "id": "compare-zeno-bank", "kind": "payment_provider", "name": "Zeno Bank", "aliases": [], "website_url": "https://zenobank.io", "detail_url": "https://zenobank.io", "countries": [ "全球" ], "regions": [ "africa, asia, europe, global, middle-east, north-america, oceania, south-america" ], "payment_types": [ "crypto, gaming, high-risk, regional" ], "services": [ "加密货币", "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Zeno Bank 是一家加密货币支付服务商，覆盖全球，支持加密货币、即时出款。结算：即时。" }, { "id": "compare-zero-hash", "kind": "payment_provider", "name": "Zero Hash", "aliases": [], "website_url": "https://zerohash.com", "detail_url": "https://zerohash.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "crypto" ], "services": [ "加密货币" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "下一个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Zero Hash 是一家加密货币支付服务商，覆盖美国，支持加密货币。结算：下一个工作日。" }, { "id": "compare-zero-pay", "kind": "payment_channel", "name": "Zero Pay", "aliases": [], "website_url": "https://www.zeropay.or.kr", "detail_url": "/payment-channels/kr-zero-pay/", "countries": [ "South Korea" ], "regions": [ "亚洲" ], "payment_types": [ "聚合支付" ], "services": [], "use_cases": [ "小微商户+B端" ], "subject_requirement": "否(仅本地)", "access_threshold": "低(政府主导，易接入)", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "首尔政府主导的零费率二维码支付，扶持小商户" }, { "id": "compare-zeropay", "kind": "payment_provider", "name": "ZeroPay", "aliases": [], "website_url": "https://zeropay.or.kr", "detail_url": "https://zeropay.or.kr", "countries": [ "韩国" ], "regions": [ "asia" ], "payment_types": [ "regional" ], "services": [ "移动支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（费率较低，接入相对容易）", "settlement": "实时/T+0", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "ZeroPay 是一家区域型支付服务商，覆盖韩国，支持移动支付。结算：即时。" }, { "id": "compare-zettle", "kind": "payment_provider", "name": "Zettle", "aliases": [], "website_url": "https://zettle.com", "detail_url": "https://zettle.com", "countries": [ "巴西 | 德国 | 西班牙 | 芬兰 | 法国 | 英国 | 意大利 | 墨西哥 | 荷兰 | 挪威 | 瑞典 | 美国" ], "regions": [ "europe, latin-america" ], "payment_types": [ "traditional" ], "services": [ "电子钱包", "POS收单" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "1–2个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Zettle 是一家传统收单/支付服务商，覆盖巴西、德国、西班牙、芬兰、法国、英国等，支持电子钱包、POS收单。结算：1–2个工作日。" }, { "id": "compare-zigi", "kind": "payment_channel", "name": "Zigi", "aliases": [], "website_url": "https://www.zigi.com.gt", "detail_url": "/payment-channels/gt-zigi/", "countries": [ "Guatemala" ], "regions": [ "拉丁美洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "通常需要本地主体", "settlement": "未公开", "fee": "未公开", "intro": "工业银行数字钱包" }, { "id": "compare-zimpler", "kind": "payment_channel", "name": "Zimpler", "aliases": [], "website_url": "https://zimpler.com", "detail_url": "/payment-channels/se-zimpler/", "countries": [ "Sweden", "欧盟 | 芬兰 | 挪威 | 瑞典" ], "regions": [ "欧洲", "europe" ], "payment_types": [ "电子钱包", "regional" ], "services": [ "跨境汇款", "出款" ], "use_cases": [ "C端及移动钱包", "身份验证" ], "subject_requirement": "部分(需特定资质)", "access_threshold": "中等，需要核实主体和资料", "settlement": "未公开", "fee": "未公开", "intro": "瑞典移动钱包与身份验证" }, { "id": "compare-zinli", "kind": "payment_channel", "name": "Zinli", "aliases": [], "website_url": "https://zinli.com", "detail_url": "/payment-channels/ve-zinli/", "countries": [ "Venezuela" ], "regions": [ "拉丁美洲" ], "payment_types": [ "电子钱包" ], "services": [], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "未公开", "fee": "受合规与市场环境影响，公开页面不展示具体费率；正式评估需逐案确认。", "intro": "美元预付卡电子钱包" }, { "id": "compare-zip", "kind": "payment_channel", "name": "Zip", "aliases": [], "website_url": "https://www.zip.co", "detail_url": "/payment-channels/au-zip/", "countries": [ "Australia", "澳大利亚 | 新西兰 | 美国" ], "regions": [ "大洋洲", "north-america, oceania" ], "payment_types": [ "先买后付（BNPL）", "traditional" ], "services": [ "信用卡", "借记卡", "先买后付(BNPL)" ], "use_cases": [ "C端个人" ], "subject_requirement": "否(仅本地)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "澳洲本土BNPL，时尚与电商渗透率高" }, { "id": "compare-zip-business", "kind": "payment_provider", "name": "Zip Business", "aliases": [], "website_url": "https://zipbusiness.com", "detail_url": "https://zipbusiness.com", "countries": [ "澳大利亚 | 美国" ], "regions": [ "north-america, oceania" ], "payment_types": [ "traditional" ], "services": [ "账单", "发票支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "下一个工作日", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Zip Business 是一家传统收单/支付服务商，覆盖澳大利亚、美国，支持账单/发票支付。结算：下一个工作日。" }, { "id": "compare-zoho-payments", "kind": "payment_provider", "name": "Zoho Payments", "aliases": [], "website_url": "https://zoho.com", "detail_url": "https://zoho.com", "countries": [ "澳大利亚 | 英国 | 印度 | 美国" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "账单", "发票支付" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "低（面向初创/小微，接入门槛低）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Zoho Payments 是一家传统收单/支付服务商，覆盖澳大利亚、英国、印度、美国，支持订阅/周期扣款、账单/发票支付。结算安排需向服务商确认。" }, { "id": "compare-zola-suite-payments", "kind": "payment_provider", "name": "Zola Suite Payments", "aliases": [], "website_url": "https://zolasuite.com", "detail_url": "https://zolasuite.com", "countries": [ "美国" ], "regions": [ "north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款", "信用卡", "借记卡", "银行转账" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Zola Suite Payments 是一家传统收单/支付服务商，覆盖美国，支持订阅/周期扣款、信用卡/借记卡、银行转账。结算安排需向服务商确认。" }, { "id": "compare-zone", "kind": "payment_provider", "name": "Zone", "aliases": [], "website_url": "https://zone.co", "detail_url": "https://zone.co", "countries": [ "肯尼亚 | 尼日利亚 | 南非" ], "regions": [ "africa" ], "payment_types": [ "regional" ], "services": [ "即时出款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Zone 是一家区域型支付服务商，覆盖肯尼亚、尼日利亚、南非，支持即时出款。结算安排需向服务商确认。" }, { "id": "compare-zoodpay", "kind": "payment_provider", "name": "ZoodPay", "aliases": [], "website_url": "https://zoodpay.com", "detail_url": "https://zoodpay.com", "countries": [ "中亚、中东(7国)" ], "regions": [ "中东" ], "payment_types": [ "其他" ], "services": [ "先买后付(BNPL)", "电商生态" ], "use_cases": [ "跨境电商/独立站" ], "subject_requirement": "部分(面向中国跨境卖家)", "access_threshold": "中等，需要核实主体和资料", "settlement": "T+1", "fee": "未公开", "intro": "瑞士总部，中东中亚BNPL" }, { "id": "compare-zpay", "kind": "payment_provider", "name": "ZPAY", "aliases": [], "website_url": "https://zpay.it", "detail_url": "https://zpay.it", "countries": [ "意大利" ], "regions": [ "europe" ], "payment_types": [ "regional, traditional" ], "services": [ "信用卡", "借记卡" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（需向服务商确认具体开户/接入条件）", "settlement": "结算安排需向服务商确认。", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "ZPAY 是一家区域型支付服务商，覆盖意大利，支持信用卡/借记卡。结算安排需向服务商确认。" }, { "id": "compare-zuora", "kind": "payment_provider", "name": "Zuora", "aliases": [], "website_url": "https://zuora.com", "detail_url": "https://zuora.com", "countries": [ "全球" ], "regions": [ "asia, europe, north-america" ], "payment_types": [ "traditional" ], "services": [ "订阅", "周期扣款" ], "use_cases": [], "subject_requirement": "待核实", "access_threshold": "中（偏企业客户，需资质审核）", "settlement": "视情况而定", "fee": "费率会因国家、行业、交易量、收单方和合同方案不同而变化，正式接入前请以官网定价页或服务商报价为准。", "intro": "Zuora 是一家传统收单/支付服务商，覆盖全球，支持订阅/周期扣款。结算：视情况而定。" } ] }