Merchant decision question
Should Bangladesh checkout start with a named wallet or a PSP route?
When bKash may fit
Choose bKash if the merchant needs to validate wallet acceptance demand and the available merchant route.
When shurjoPay (shurjoMukhi Limited) may fit
Choose shurjoPay if the merchant wants a PSP conversation that may bundle local methods and checkout operations.
What to verify before integration
- Confirm local entity, local bank account, KYB documents, supported merchant categories, and foreign merchant eligibility with each provider.
- Ask for supported checkout flows, refunds, chargebacks, reconciliation exports, webhooks, plugins, and production support commitments.
- Confirm settlement timing, payout currency, FX handling, reserves, tax invoices, and all contract fees in writing before launch.
- Validate the exact payment methods needed for the market instead of assuming country coverage equals method coverage.
Pricing and settlement note
Published pricing is suitable for initial screening only. Actual pricing can vary by country, industry, volume, settlement currency, integration model, and contract terms. Confirm the official pricing page or a provider quote before going live.
Do not treat country coverage or brand support as proof that a specific merchant entity, industry, payout currency, or settlement workflow is available.
Public sources to verify
- bKash developer or merchant documentation
- Bangladesh Bank list of authorised PSO and PSP
- shurjoPay homepage - PSO licence and settlement FAQ
- shurjoMukhi Limited corporate site
- shurjoPay contact page
Questions merchants ask
Should we choose bKash or shurjoPay (shurjoMukhi Limited) in Bangladesh?
Use the comparison to prepare verification questions. The answer depends on customer behavior, merchant entity, industry, provider route, risk review, pricing, settlement, refunds, disputes, and support.
Does this page confirm merchant eligibility?
No. Merchant eligibility must be confirmed with the PSP, acquirer, wallet operator, bank, scheme, or platform route before integration.
Are fees or settlement timing guaranteed here?
Published pricing is suitable for initial screening only. Actual pricing can vary by country, industry, volume, settlement currency, integration model, and contract terms. Confirm the official pricing page or a provider quote before going live.