bank_or_acquirer · curated
bank or acquirer
Prioritize this when you need bank settlement, card acceptance, local business banking, bank-transfer collection, or a bank-sponsored route into WAEMU payment rails.
Do not infer direct offshore access from a WAEMU or wallet listing. Ask whether the provider requires a Benin company, local bank account, tax registration, local representative, WAEMU entity, or partner-of-record for the exact route and merchant category.
- Can my current company onboard, or do you require a Benin company, local bank account, tax registration, local director, or resident signatory?
- Are you providing acquiring, gateway sponsorship, mobile-money partnership access, SICA/STAR-linked transfer support, or only account services?
- Who owns settlement, refunds, chargebacks, disputes, reconciliation, and operational support?
electronic_money_issuer_or_mobile_money_partner · curated
electronic money issuer or mobile money partner
Prioritize this when domestic users are likely to pay from MoMo, Moov Money, bank-linked wallet, QR, USSD, app, or agent-supported wallet routes.
Do not infer direct offshore access from a WAEMU or wallet listing. Ask whether the provider requires a Benin company, local bank account, tax registration, local representative, WAEMU entity, or partner-of-record for the exact route and merchant category.
- Is the merchant route operated by an electronic-money issuer, bank partnership, technical service provider, or aggregator?
- Does it support ecommerce, payment links, QR, invoices, refunds, reversals, and transaction reporting?
- Can a foreign merchant contract directly, or must a Benin entity, local bank account, or local partner be used?
approved_payment_establishment_or_regional_waemu_psp · curated
approved payment establishment or regional waemu psp
Prioritize this when you need one integration for Benin plus other WAEMU markets, or when you want aggregation across banks and wallets.
Do not infer direct offshore access from a WAEMU or wallet listing. Ask whether the provider requires a Benin company, local bank account, tax registration, local representative, WAEMU entity, or partner-of-record for the exact route and merchant category.
- Which BCEAO-approved payment-establishment status or electronic-money authorization covers your Benin service?
- Which Benin methods are live today, and which are only planned or available in another WAEMU country?
- What local contracting, settlement, category review, and dispute process applies?
bceao_regulated_payment_establishment_or_approved_partner · curated
BCEAO-regulated payment establishment or approved partner
BCEAO's 2026 payment-establishment communication lists two approved structures in Benin, giving merchants a regulator-first filter for non-bank PSP candidates.
Do not infer direct offshore access from a WAEMU or wallet listing. Ask whether the provider requires a Benin company, local bank account, tax registration, local representative, WAEMU entity, or partner-of-record for the exact route and merchant category.
- Ask the provider for its legal entity, BCEAO approval scope, live Benin methods, and merchant onboarding path.
- Can my current company onboard, or do you require a Benin company, local bank account, tax registration, local director, or resident signatory?
- Are you providing acquiring, gateway sponsorship, mobile-money partnership access, SICA/STAR-linked transfer support, or only account services?
electronic_money_and_wallet_partnerships · curated
Electronic money and wallet partnerships
BCEAO's electronic-money list names Benin electronic-money institutions and bank or telecom partnerships, including MoMo, Moov Money, ID Money, BESTCASH, CORIS-MONEY, SBIN MONEY, and CELTIS CASH.
Do not infer direct offshore access from a WAEMU or wallet listing. Ask whether the provider requires a Benin company, local bank account, tax registration, local representative, WAEMU entity, or partner-of-record for the exact route and merchant category.
- Ask whether merchant acceptance is direct with the issuer, bank-sponsored, or delivered through an aggregator.
- Can my current company onboard, or do you require a Benin company, local bank account, tax registration, local director, or resident signatory?
- Are you providing acquiring, gateway sponsorship, mobile-money partnership access, SICA/STAR-linked transfer support, or only account services?