LPM LocalPayMapLocal payment directory

Market finder

Find PSPs by market

Select a country, industry, and entity status to build a practical shortlist of PSPs, aggregators, acquirers, wallet routes, and gateways to verify.

Selected market: Costa RicaPublic contact leads: 34

Regional planning

Planning more than one country?

Use a regional hub to narrow the provider categories first, then verify each country route before implementation.

Pan-Africa payment route shortlistWhich provider categories should a merchant compare when planning payments across multiple African markets before validating each country route?Pan-LATAM payment route shortlistWhich provider categories should a merchant compare when planning payments across multiple Latin American markets before validating each country route?Pan-Europe payment route shortlistWhich provider categories should a merchant compare when planning payments across multiple European markets before validating each country route?Pan-Asia-Pacific payment route shortlistWhich provider categories should a merchant compare when planning payments across Asia-Pacific markets before validating each country route?Pan-MENA payment route shortlistWhich provider categories should a merchant compare when planning payments across Middle East and North Africa markets before validating each country route?Pan-North America payment route shortlistWhich provider categories should a merchant compare when planning payments across North American markets before validating each country route?

Curated market guide

Costa Rica PSP routes to verify first

Which PSPs, acquirers, gateways, and local payment routes should a merchant ask first for Costa Rica?

6
acquirer · curated

Acquirer / merchant-services route

Prioritize an acquirer when you need domestic card acceptance, POS plus e-commerce coverage, or a bank-managed merchant account.

Do not claim a Costa Rica entity is or is not required. Official provider pages may list local account, tax, or identity documents for specific products; verify whether those requirements apply to your applicant type and confirm with counsel.

  • Do you onboard foreign companies, local companies only, individuals, or resident foreign individuals?
  • Is a Costa Rica bank account or tax registration required for this product?
  • Which online products are available to new merchants and which require an existing affiliate number?
BAC Costa Rica merchant affiliation pageBAC Costa Rica Compra Click product pageBAC e-commerce help center
payment_gateway · curated

Gateway / orchestration route

Prioritize a gateway or bank e-commerce product when you need plugins, API, hosted payment page, or payment-link checkout.

Do not claim a Costa Rica entity is or is not required. Official provider pages may list local account, tax, or identity documents for specific products; verify whether those requirements apply to your applicant type and confirm with counsel.

  • Does your e-commerce product support my platform and checkout flow?
  • What TLS, security, website review, and production certification steps are required?
  • Can you support refunds, cancellations, installments, and transaction reporting for my use case?
BAC Costa Rica merchant affiliation pageBAC Costa Rica Compra Click product pageBAC e-commerce help center
bank · curated

Bank merchant-services route

Prioritize a bank route when local treasury, bank account opening, and merchant acquiring must be aligned before launch.

Do not claim a Costa Rica entity is or is not required. Official provider pages may list local account, tax, or identity documents for specific products; verify whether those requirements apply to your applicant type and confirm with counsel.

  • Which account type is needed for settlement?
  • Which documents are required for an individual, company, or foreign applicant?
  • Which official branch, form, or online application path should be used for merchant affiliation?
BAC Costa Rica merchant affiliation pageBAC Costa Rica Compra Click product pageBAC e-commerce help center
cards_via_bac_lafise_bcr_or_another_local_merchant_services_route · curated

Cards via BAC, LAFISE, BCR, or another local merchant-services route

Costa Rica has bank-led merchant affiliation routes with online, link, and POS products, so merchants should compare acquirer eligibility before building checkout.

Do not claim a Costa Rica entity is or is not required. Official provider pages may list local account, tax, or identity documents for specific products; verify whether those requirements apply to your applicant type and confirm with counsel.

  • Use official merchant-affiliation pages and application forms; do not rely on generic bank support pages for sales routing.
  • Do you onboard foreign companies, local companies only, individuals, or resident foreign individuals?
  • Is a Costa Rica bank account or tax registration required for this product?
BAC Costa Rica merchant affiliation pageBAC Costa Rica Compra Click product pageBAC e-commerce help center
bank_e_commerce_gateway_or_hosted_checkout · curated

Bank e-commerce gateway or hosted checkout

A bank e-commerce route can be suitable when the merchant needs local acquiring with plugins or a more controlled API path.

Do not claim a Costa Rica entity is or is not required. Official provider pages may list local account, tax, or identity documents for specific products; verify whether those requirements apply to your applicant type and confirm with counsel.

  • Ask whether you must first be an affiliated merchant and what technical/security prerequisites apply.
  • Do you onboard foreign companies, local companies only, individuals, or resident foreign individuals?
  • Is a Costa Rica bank account or tax registration required for this product?
BAC Costa Rica merchant affiliation pageBAC Costa Rica Compra Click product pageBAC e-commerce help center
KYB prep

Documents to prepare

  • Company registration certificate and operating entity details.
  • Beneficial-owner, director, and signatory identity documents.
  • Business website/app URLs, product description, refund policy, terms of service, and restricted-category explanation where relevant.
  • Bank account, settlement currency, tax/VAT/GST information, and expected processing volume.
Due diligence

Questions to ask

  • Can my current merchant entity onboard, or is a local company or bank account required?
  • Which local payment methods are live for my business category and customer flow?
  • What documents are required for KYB, technical review, and production approval?
  • How are refunds, chargebacks, reconciliation files, reserves, FX, and payout currencies handled?
  • Which public email, form, dashboard, or partner manager should be used for merchant onboarding?

Local PSP / aggregator

Start here when you need a provider route for local wallets, bank transfer, cards, or aggregated checkout.

10
Costa Rica · Payment gateway · Public email

GreenPay

Payment gatewayPayment linksCardsRecurring payments

Costa Rica merchants evaluating GreenPay for online card processing, links, recurring payments, marketplace flows, sandbox testing, APIs, and ecommerce plugins.

Official GreenPay FAQ lists sales, merchant, support, sandbox, affiliation, and integration routes for Costa Rica merchants.

Open official form Official site
Costa Rica · PSP / aggregator · Public email

Tilopay

CardsPluginsAPISandbox

Costa Rica, Panama, Guatemala and El Salvador ecommerce merchants.

Open official form Official site
Costa Rica · Payment gateway · Public email

Tilopay Costa Rica

CardsHosted payment pageJavaScript SDKPayment links

Costa Rica payment gateway with developer portal, sales form, and separate Costa Rica-only banking API access path.

Developer access uses merchant-panel credentials; restricted server-to-server and banking API access require individual approval.

Open official form Official site
Costa Rica · PSP / aggregator · Official form only

Kushki Costa Rica

CardsBank transferCashPayouts

Costa Rica and regional merchants verifying local availability with Kushki sales.

Merchant onboarding requirements should be verified on the official application or sales channel.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap
Costa Rica · Payment gateway · Official form only

mPos Global

cards

Use the official route to confirm market coverage, entity requirements, industry restrictions, pricing, and settlement.

Operates in Costa Rica among Panama/Nicaragua/Honduras.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap
Costa Rica · Payment gateway · Official form only

PagueloFacil Costa Rica

CardsPayment linksCheckoutAPI

Costa Rica merchants checking regional PagueloFacil payment gateway availability.

Merchant onboarding requirements should be verified on the official application or sales channel.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap
Costa Rica · Payment gateway · Official form only

PayU

cardsbank transfercash voucher

Part of PayU LATAM; Costa Rica added Dec 2022 (TSP, cards VISA/MC/AMEX, CRC).

Local entity typically required for PayU Costa Rica settlement (currency CRC).

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap
Costa Rica · Payment gateway · Official form only

Payvalida Costa Rica

CardsBank transfersQRWallets

Regional LATAM PSP with Costa Rica legal entity coverage and merchant APIs for online collection and payout workflows.

Payvalida legal terms name Payvalida Costa Rica S.A. among the operating entities and apply merchant terms to commerce users.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap

Local acquirer / bank merchant services

Use this route when a local entity, merchant account, or acquiring relationship may be required.

17
Costa Rica · Bank merchant services · Public email

Scotiabank Costa Rica (DAVIbank)

cardsbank transfermobile money

Use the official route to confirm market coverage, entity requirements, industry restrictions, pricing, and settlement.

Local subsidiary (rebranded DAVIbank in 2025); SINPE participant; local account required.

Open official form Official site
Costa Rica · Acquirer / merchant services · Public email

ONVO Pay

Costa Rica payment infrastructure platform with checkout, links, subscriptions, APIs and POS products.

Open official contact page Official site
Costa Rica · Acquirer / merchant services · Official form only

BAC Credomatic

Credit cardDebit cardVisaMastercard

Central American merchants wanting a regional bank-acquirer across the isthmus.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official form Official site Ask LocalPayMap
Costa Rica · Bank merchant services · Official form only

BAC Credomatic Costa Rica E-commerce

Official BAC pages document e-commerce acquiring, Compra Click and merchant affiliation routes for Costa Rica.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official form Official site Ask LocalPayMap
Costa Rica · Bank merchant services · Official form only

Banco Improsa, S.A.

cardsbank transfer

Use the official route to confirm market coverage, entity requirements, industry restrictions, pricing, and settlement.

Costa Rican private commercial bank; SINPE participant; local account required.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap
Costa Rica · Bank merchant services · Official form only

Banco Popular Costa Rica Merchant Services

CardsPOSBank merchant services

Costa Rican businesses reviewing bank merchant services and local acquiring requirements.

Merchant onboarding requirements should be verified on the official application or sales channel.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap
Costa Rica · Bank merchant services · Official form only

Coopealianza

bank transfercardsmobile money

Use the official route to confirm market coverage, entity requirements, industry restrictions, pricing, and settlement.

Costa Rican cooperative; SINPE participant; local account required.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap
Costa Rica · Bank merchant services · Official form only

Coopeservidores

bank transfercardsmobile money

Use the official route to confirm market coverage, entity requirements, industry restrictions, pricing, and settlement.

Costa Rican cooperative; SINPE participant; local account required.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap

Wallet / mobile-money route

Use this route when local customers rely on wallet or mobile-money checkout, then confirm the provider route.

2
Costa Rica · Mobile money operator · Official form only

SINPE Movil (Banco Central de Costa Rica)

bank transfermobile moneywallet

Use the official route to confirm market coverage, entity requirements, industry restrictions, pricing, and settlement.

Merchant must bank with a SINPE-participating Costa Rican institution (banks and regulated cooperatives) to receive SINPE Movil P2M payments.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap
Costa Rica · Wallet operator · Official page only

Kash

Visa debitMastercard debitBank transferP2P transfer

Kash is a regional mobile money app operated by Namutek S.A. and backed by Visa and Mastercard. It lets users in Costa Rica and across Central America send and receive money, pay bills, and top up, with transfers possible even to non-app users via debit card number. In Costa Rica it interconnects with SINPE Movil and local billers.

Operated in Costa Rica by Namutek S.A. (San Jose). Reportedly offered through BAC International Bank subsidiaries across Central America; confirm the licensed entity and regulator before onboarding.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Open official contact page Official site Ask LocalPayMap

Global PSP with local methods

Useful for cross-border teams, but each market, method, entity, and payout route still needs confirmation.

2
Costa Rica · PSP / aggregator · Official form only

dLocal

cardsbank transfercash vouchermobile money

Serves global merchants; Costa Rica methods: Sinpe, Sinpe Movil, PayCash, BN Servicios, local cards.

Cross-border model is described publicly; confirm entity, bank-account, KYB, and onboarding requirements directly with the provider. dLocal Costa Rica, SRL is a local entity supervised by SUGEF for AML only.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap
Costa Rica · PSP / aggregator · Official form only

EBANX

cardsbank transferwalletcash voucher

Serves 20+ countries incl. Costa Rica (14 LATAM).

Cross-border model is described publicly; confirm entity, bank-account, KYB, and onboarding requirements directly with the provider.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap

Contact-first / needs manual verification

Use these leads to ask official questions before treating the option as an onboarding path.

3
Costa Rica · Payment provider · Public email

GTI VirtualPay

Official VirtualPay page presents an online collection product for companies and publishes the product mailbox.

Open official contact page Official site
Costa Rica · Payment provider · Official page only

Q'Tiko Link de Pago

Costa Rica ecommerce platform offering link payments with card and SINPE Movil options.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Open official contact page Official site Ask LocalPayMap
Costa Rica · Payment provider · Official page only

Smartbill

Costa Rica tool for merchants to create payment links and web payment buttons without POS terminals.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Open official contact page Official site Ask LocalPayMap

Questions to ask before integration

  • Does this provider support my merchant entity location, industry, and transaction model?
  • Is a local company, local bank account, tax registration, licence, or local contact required?
  • Which local wallets, bank transfers, card acquiring, refunds, and dispute flows are actually supported?
  • What settlement currency, timing, reserves, chargeback fees, and contract fees apply in writing?
  • Are API, plugins, webhooks, sandbox, reconciliation exports, and go-live support available?

Pricing and settlement caveat

Published pricing is suitable for initial screening only. Actual pricing can vary by country, industry, volume, settlement currency, integration model, and contract terms. Confirm the official pricing page or a provider quote before going live.