Market finder

Find PSPs by market

Select a country, industry, and entity status to build a practical shortlist of PSPs, aggregators, acquirers, wallet routes, and gateways to verify.

Selected market: GuatemalaPublic contact leads: 28

Regional planning

Planning more than one country?

Use a regional hub to narrow the provider categories first, then verify each country route before implementation.

Curated market guide

Guatemala PSP routes to verify first

Which PSPs, acquirers, gateways, and local payment routes should a merchant ask first for Guatemala?

6
acquirer · curated

Acquirer / merchant-services route

Prioritize a local acquirer or bank merchant-services route when card acceptance is the main checkout requirement.

Do not claim a Guatemala entity is or is not required. Guatemala onboarding can depend on bank, acquirer, wallet, applicant type, and product; verify with the provider and counsel before promising access.

  • Can you onboard my current company, or is a Guatemala entity, local bank account, or local tax profile required?
  • Which card-present, card-not-present, payment-link, and gateway options are available?
  • How are chargebacks, refunds, installments, and fraud controls handled?
payment_gateway · curated

Gateway / orchestration route

Prioritize a gateway when you need API access, plugins, or a bank-integrated checkout layer.

Do not claim a Guatemala entity is or is not required. Guatemala onboarding can depend on bank, acquirer, wallet, applicant type, and product; verify with the provider and counsel before promising access.

  • Is the API available for Guatemala merchants and my industry category?
  • Which bank or acquiring contract is required before production access?
  • What technical certification, support path, and production approval are required?
wallet_operator · curated

Wallet acceptance route

Prioritize a wallet or cash/wallet network when customers prefer app-based, agent-network, or non-card payment flows.

Do not claim a Guatemala entity is or is not required. Guatemala onboarding can depend on bank, acquirer, wallet, applicant type, and product; verify with the provider and counsel before promising access.

  • Is merchant collection available for online, in-app, QR, or cash-in/cash-out flows?
  • Can the provider support refunds, reconciliation, and customer support at the merchant level?
  • Which official merchant form or partner channel should be used?
cards_via_local_acquirer_or_bank_merchant_services_provider · curated

Cards via local acquirer or bank merchant-services provider

Cards remain the baseline online route for many merchants, but the commercial onboarding path is provider-specific and should be checked before integration work.

Do not claim a Guatemala entity is or is not required. Guatemala onboarding can depend on bank, acquirer, wallet, applicant type, and product; verify with the provider and counsel before promising access.

  • Use official bank/acquirer merchant pages, developer portals, or contact forms; do not assume a generic website contact is an onboarding inbox.
  • Can you onboard my current company, or is a Guatemala entity, local bank account, or local tax profile required?
  • Which card-present, card-not-present, payment-link, and gateway options are available?
bac_api_or_bank_integrated_gateway_route · curated

BAC API or bank-integrated gateway route

BAC's regional API portal and Guatemala business presence make it a route to evaluate when bank-integrated APIs matter.

Do not claim a Guatemala entity is or is not required. Guatemala onboarding can depend on bank, acquirer, wallet, applicant type, and product; verify with the provider and counsel before promising access.

  • Register or use the official developer/support route and ask what Guatemala-specific contract or plan is required.
  • Can you onboard my current company, or is a Guatemala entity, local bank account, or local tax profile required?
  • Which card-present, card-not-present, payment-link, and gateway options are available?
KYB prep

Documents to prepare

  • Company registration certificate and operating entity details.
  • Beneficial-owner, director, and signatory identity documents.
  • Business website/app URLs, product description, refund policy, terms of service, and restricted-category explanation where relevant.
  • Bank account, settlement currency, tax/VAT/GST information, and expected processing volume.
Due diligence

Questions to ask

  • Can my current merchant entity onboard, or is a local company or bank account required?
  • Which local payment methods are live for my business category and customer flow?
  • What documents are required for KYB, technical review, and production approval?
  • How are refunds, chargebacks, reconciliation files, reserves, FX, and payout currencies handled?
  • Which public email, form, dashboard, or partner manager should be used for merchant onboarding?

Local PSP / aggregator

Start here when you need a provider route for local wallets, bank transfer, cards, or aggregated checkout.

9
Guatemala · PSP / aggregator · Public email

Kushki Guatemala

CardsTransfersCash paymentsRecurring payments

Guatemala and LATAM merchants evaluating Kushki for online acquiring, cards, transfers, recurring payments, tokenization, and regional payment operations.

Official affiliation and certification guides list country-specific document checks; Guatemala onboarding should be verified through official Kushki channels.

Guatemala · PSP / aggregator · Public email

Guatemala Digital Comercios

Merchant portal for sellers where Guatemala Digital manages card, deposit and cash collection.

Guatemala · Payment gateway · Public email

Visanet Guatemala / NeoNet

VisaMastercardQR (Tap and Go)NeoLink

VisaNet Guatemala rebranded to NeoNet, a payment acceptance facilitator backed by Visa and Mastercard and 11 partner banks. It operates QR payments (Tap and Go), NeoLink, installment programs, e-commerce, and remittance solutions.

Serves banks, fintechs, and merchants as the processing backbone. Merchant onboarding typically runs through a partner bank or directly via NeoNet.

Guatemala · Payment gateway · Official form only

JADE Pay

CardsVirtual POSPayment linksOnline payment gateway

Guatemala merchants evaluating JADE Pay for online card acceptance, virtual POS, and payment-link collection.

Official page states JADE Pay is a VISANET-certified platform; contract and activation requirements should be verified directly.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Guatemala · Payment gateway · Official form only

Pagalo Guatemala

payment linksQR collectionsonline storerecurring collections

Guatemala small businesses needing quick card acceptance, links, QR, recurring payments or simple online selling tools.

Registration flow requests business setup and documentation.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Guatemala · PSP / aggregator · Official form only

Paggo

cardsbank transfer

Company profiles state it accepts payments from national and international customers; foreign-merchant onboarding not detailed on site.

Guatemala-based PSP (Paggo Technologies); local onboarding for Guatemalan businesses. Foreign-merchant onboarding not detailed.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Guatemala · Payment gateway · Official form only

Pago Mio Guatemala

Payment linksCardsOnline collections

Guatemalan small merchants checking online payment links and local collection options.

Merchant onboarding requirements should be verified on the official application or sales channel.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Guatemala · PSP / aggregator · Official form only

QPayPro

CardsPayment linksQRSubscriptions

Guatemala and El Salvador SMEs, ecommerce, retail and service businesses.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Local acquirer / bank merchant services

Use this route when a local entity, merchant account, or acquiring relationship may be required.

12
Guatemala · Acquirer / merchant services · Public email

BAC Credomatic Guatemala

Merchant acquiringPOSCardsChargeback handling

Guatemala merchants evaluating BAC Credomatic for merchant acquiring, card acceptance, POS, chargeback operations, and API-centered payment integrations.

Merchant dispute and acquiring processes should be confirmed with BAC's official acquiring/service channels before go-live.

Guatemala · Bank merchant services · Public email

Ecosistema Bi

payment linkspayment buttononline storePOS

Guatemala Banco Industrial merchants needing online payment links, Pay Bi checkout, Mall Bi tools or POS acquiring.

Requires Guatemala registration at least as a taxpayer according to the official help center.

Guatemala · Acquirer / merchant services · Public email

NeoNet Guatemala

POSQRpayment linkse-commerce

Guatemala merchants needing acquiring, e-commerce acceptance, payment links, Cybersource or card products.

Official pages position affiliation and local settlement through partner banks.

Guatemala · Bank merchant services · Official form only

Banco de Antigua, S.A.

cardsbank transfer

Use the official route to confirm market coverage, entity requirements, industry restrictions, pricing, and settlement.

Local bank; merchant account and POS/acquiring typically require Guatemalan entity and tax registration (RTU/NIT).

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Guatemala · Bank merchant services · Official form only

Banco Ficohsa Guatemala, S.A.

cardsbank transfer

Use the official route to confirm market coverage, entity requirements, industry restrictions, pricing, and settlement.

Local subsidiary of Grupo Ficohsa (Honduras); merchant account requires Guatemalan entity.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Guatemala · Acquirer / merchant services · Official page only

BAC Credomatic API Center

Bank APIsMerchant POS supportCardsPayment services

Regional Central America merchants with BAC banking/acquiring relationship.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Guatemala · Bank merchant services · Official page only

Banco Agromercantil de Guatemala, S.A.

cardsbank transfer

Use the official route to confirm market coverage, entity requirements, industry restrictions, pricing, and settlement.

Local bank; merchant acquiring requires Guatemalan entity.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Guatemala · Bank merchant services · Official page only

Banco G&T Continental

VisaMastercardGTCOnlineGTCApp

Banco G&T Continental is a long-established Guatemalan bank offering GTCOnline and GTCApp for transfers and service payments, plus Cuenta DIG&TAL, the a digital bank account with an instant digital debit card.

Requires Guatemalan onboarding; DIG&TAL opens via GTCApp with ID and biometric verification. Merchant services through the bank.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Wallet / mobile-money route

Use this route when local customers rely on wallet or mobile-money checkout, then confirm the provider route.

4
Guatemala · Wallet operator · Public email

Akisi (PRONET S.A.)

WalletQR paymentsBill paymentsRemittance collection

Guatemala merchants evaluating Akisí for wallet, QR, bill-payment, remittance, and agent-network payment flows.

Official pages present merchant-affiliation and local address details; onboarding documents should be confirmed with Akisí.

Guatemala · Wallet operator · Official form only

Fri

walletbank transfer

Per Localpayment docs, foreign users/companies with a Guatemalan phone number can use the wallet; merchant onboarding is local.

Guatemala multi-bank open digital wallet; business affiliation via fri Negocios app. Requires Guatemalan phone number / linked bank or cooperative account.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Guatemala · Wallet operator · Official page only

Banco Azteca de Guatemala, S.A.

cardswalletbank transfer

Use the official route to confirm market coverage, entity requirements, industry restrictions, pricing, and settlement.

Local bank; app-based onboarding for Guatemalan residents (Guardadito digital account, dynamic-CVV digital card).

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Guatemala · Mobile money operator · Official page only

Tigo Money Guatemala (Millicom)

Wallet P2PBill paymentsMerchant paymentsInternational remittances

Tigo Money is Millicom's mobile financial service in Guatemala, letting users send and receive money, pay bills, top up, and pay merchants, with a large agent network. It is one of the country's leading mobile money services.

Operates in Guatemala under Millicom with a sponsoring bank for settlement. Merchant acceptance via the Tigo Money network.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Global PSP with local methods

Useful for cross-border teams, but each market, method, entity, and payout route still needs confirmation.

0

No public candidates in this group yet. Check other groups or submit requirements.

Contact-first / needs manual verification

Use these leads to ask official questions before treating the option as an onboarding path.

3
Guatemala · Payment provider · Official form only

Pagos Express Guatemala

Bill paymentsCash paymentsCollectionsRetail payments

Guatemalan billers and local services checking payment collection through a retail-oriented route.

Merchant onboarding requirements should be verified on the official application or sales channel.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Guatemala · Payment provider · Official page only

Akipuedo

Cash voucherBill paymentAgent network (12,000+ points)

Guatemalan merchants wanting cash collection via a large national agent network.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Guatemala · BNPL provider · Official page only

Vana Pay

Merchant payment method for Guatemala businesses offering installment checkout online and offline.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Questions to ask before integration

  • Does this provider support my merchant entity location, industry, and transaction model?
  • Is a local company, local bank account, tax registration, licence, or local contact required?
  • Which local wallets, bank transfers, card acquiring, refunds, and dispute flows are actually supported?
  • What settlement currency, timing, reserves, chargeback fees, and contract fees apply in writing?
  • Are API, plugins, webhooks, sandbox, reconciliation exports, and go-live support available?

Pricing and settlement caveat

Published pricing is suitable for initial screening only. Actual pricing can vary by country, industry, volume, settlement currency, integration model, and contract terms. Confirm the official pricing page or a provider quote before going live.