Market finder

Find PSPs by market

Select a country, industry, and entity status to build a practical shortlist of PSPs, aggregators, acquirers, wallet routes, and gateways to verify.

Selected market: IndiaPublic contact leads: 29

Decision summary

India: who to contact and what to ask

29 public leads: 19 with public email, 6 form-only, 4 official-page-only.

Route groups: Local PSP / aggregator: 25 · Local acquirer / bank merchant services: 1 · Wallet / mobile-money route: 3

Entity status is still unclear. Write down company jurisdiction, settlement currency, target customers, industry, and expected volume before asking providers about eligibility.

No industry selected. If this is gaming, short drama, SaaS, travel, or marketplace activity, state it clearly before asking for pricing.

Regional planning

Planning more than one country?

Use a regional hub to narrow the provider categories first, then verify each country route before implementation.

Curated market guide

India PSP routes to verify first

Which PSPs or bank routes should a merchant ask first for UPI, cards, wallets, netbanking, and local payment links in India?

4
local_psp_or_aggregator · curated

Indian PSP / gateway shortlist

Cashfree PaymentsPayU IndiaCCAvenueEasebuzz

Use when you need UPI, cards, wallets, netbanking, and payment links through a familiar Indian PSP evaluation.

Treat local-entity access as a verification item. Ask each provider whether your current merchant entity can onboard, whether a local company or local bank account is required, and which settlement currencies are supported.

  • Confirm whether your merchant entity can onboard directly or whether a local entity, local bank account, or sponsor merchant is required.
  • Confirm KYB documents, tax registrations, signatory documents, website/app review requirements, and restricted-industry treatment.
  • Confirm supported payment methods, checkout flow, refund/dispute handling, reconciliation fields, FX, payout currency, reserves, and production support.
acquirer_or_bank · curated

Bank/acquirer or enterprise route

BillDeskSBI PaymentsNTT DATA Payment Services IndiaPlural by Pine Labs

Use when enterprise acquiring, bank-grade reconciliation, or domestic rails are central to the operating model.

Treat local-entity access as a verification item. Ask each provider whether your current merchant entity can onboard, whether a local company or local bank account is required, and which settlement currencies are supported.

  • Confirm whether your merchant entity can onboard directly or whether a local entity, local bank account, or sponsor merchant is required.
  • Confirm KYB documents, tax registrations, signatory documents, website/app review requirements, and restricted-industry treatment.
  • Confirm supported payment methods, checkout flow, refund/dispute handling, reconciliation fields, FX, payout currency, reserves, and production support.
direct_scheme_or_wallet · curated

UPI wallet and scheme route

PhonePePaytmAmazon PayZaakpay (MobiKwik)

Use when checkout strategy depends on consumer wallet/UPI brand recognition and direct or PSP partner access must be verified.

Treat local-entity access as a verification item. Ask each provider whether your current merchant entity can onboard, whether a local company or local bank account is required, and which settlement currencies are supported.

  • Confirm whether your merchant entity can onboard directly or whether a local entity, local bank account, or sponsor merchant is required.
  • Confirm KYB documents, tax registrations, signatory documents, website/app review requirements, and restricted-industry treatment.
  • Confirm supported payment methods, checkout flow, refund/dispute handling, reconciliation fields, FX, payout currency, reserves, and production support.
international_psp · curated

Cross-border or specialized PSP route

PayGlocalDecentroJuspay

Use when the merchant needs cross-border, orchestration, or embedded finance support and will verify eligibility case by case.

Treat local-entity access as a verification item. Ask each provider whether your current merchant entity can onboard, whether a local company or local bank account is required, and which settlement currencies are supported.

  • Confirm whether your merchant entity can onboard directly or whether a local entity, local bank account, or sponsor merchant is required.
  • Confirm KYB documents, tax registrations, signatory documents, website/app review requirements, and restricted-industry treatment.
  • Confirm supported payment methods, checkout flow, refund/dispute handling, reconciliation fields, FX, payout currency, reserves, and production support.
KYB prep

Documents to prepare

  • Company registration and PAN/GST or foreign-entity onboarding question
  • Beneficial-owner and signatory ID
  • Website/app URL, product category, refund policy
  • Bank account and settlement-currency requirements to verify
  • RBI/KYC or regulated-business questions where relevant
Due diligence

Questions to ask

  • Can my current merchant entity onboard for this market, or is a local company required?
  • Which local payment methods are actually enabled for my merchant category and transaction model?
  • Which documents are required for KYB, website/app review, tax review, and beneficial-owner checks?
  • Which checkout flows, APIs, plugins, hosted pages, refunds, disputes, webhooks, and reconciliation files are supported?
  • Which payout currencies, FX handling, reserves, chargeback process, taxes, and support SLAs should be confirmed before launch?
Contact route fallback

If the official contact route is unclear

If public contact details are not specific enough, ask LocalPayMap to identify the right official form, PSP sales route, or local acquiring partner before committing engineering work.

  • Which local payment methods are actually enabled for my merchant category and transaction model?
  • Which documents are required for KYB, website/app review, tax review, and beneficial-owner checks?
  • Which checkout flows, APIs, plugins, hosted pages, refunds, disputes, webhooks, and reconciliation files are supported?
  • Which payout currencies, FX handling, reserves, chargeback process, taxes, and support SLAs should be confirmed before launch?

Local PSP / aggregator

Start here when you need a provider route for local wallets, bank transfer, cards, or aggregated checkout.

25
India · PSP / aggregator · Public email

Cashfree Payments

CardsUPINet bankingWallets

Cashfree Payments is an RBI-licensed payment aggregator in India offering an online payment gateway, payouts, virtual accounts and split settlement tools for businesses of all sizes.

RBI payment aggregator licence is held by the India entity; merchants are normally onboarded with Indian KYC documents. Overseas entities are handled under a separate cross-border route, to be confirmed with the provider.

India · Payment gateway · Public email

CCAvenue

CardsNet bankingUPIWallets

Indian SMEs wanting a feature-rich gateway with many plugins and multi-currency options.

The reviewed official pages do not state local-entity requirements; this must be confirmed.

India · PSP / aggregator · Public email

Decentro

The reviewed official support pages do not state cross-border onboarding eligibility; this must be confirmed.

The API basics page lists KYC documents for production access, but exact entity eligibility and additional documentation must be confirmed with Decentro.

India · PSP / aggregator · Public email

Easebuzz

CardsUPINet bankingWallets

Easebuzz is an RBI-authorised payment aggregator in India providing a payment gateway, payment links, split settlement, vendor payouts and offline collection tools for MSMEs and enterprises.

The reviewed official page does not state local-entity requirements; this must be confirmed.

India · Payment gateway · Public email

Juspay

CardsUPINet bankingWallets

Juspay is a Bengaluru-headquartered payment orchestration platform providing no-code routing across many processors, a hosted checkout, network tokenisation, 3DS authentication and payouts for enterprise merchants and banks.

The reviewed official pages do not state local-entity requirements; this must be confirmed.

India · Payment gateway · Public email

NTT DATA Payment Services India

CardsUPINet bankingWallets

NTT DATA Payment Services India, formerly Atom Technologies, is an RBI-licensed payment aggregator providing payment gateway, POS, IVR and QR acceptance to Indian enterprises, banks and government bodies.

Activation requires an Indian business bank account and Indian KYC documentation. Local entity requirements should be confirmed with the provider.

India · Payment gateway · Public email

PayGlocal

CardsWalletsBank transferRecurring card payments

PayGlocal is an RBI-authorised Indian cross-border payments provider offering international card acceptance, multicurrency collection accounts and automated foreign inward remittance documentation for Indian exporters.

The merchant onboarding policy describes KYC and merchant assessment at a policy level; exact local-entity requirements must be confirmed.

India · PSP / aggregator · Public email

PaySprint

PaySprint is an India-domestic API infrastructure provider, so it does not offer inbound cross-border acquiring for foreign merchants. A foreign company would use it only through an Indian subsidiary that needs payouts, verification and escrow rails inside India. Treat it as a local plumbing provider rather than an international payment partner.

PaySprint Private Limited is a Delhi-based B2B fintech founded in 2020 that sells API infrastructure for banking, payments, verification and escrow. It is not on the Reserve Bank of India online payment aggregator authorisation list under its own name, which means merchants usually deploy it behind a licensed partner bank or aggregator. Confirm who holds the settlement account before you integrate.

Local acquirer / bank merchant services

Use this route when a local entity, merchant account, or acquiring relationship may be required.

1
India · Bank merchant services · Public email

SBI Payments

CardsUPIQRBharat QR

SBI Payments is the merchant acquiring joint venture between State Bank of India and Hitachi Payment Services, supplying POS terminals, soundbox devices, the YONO SBI Merchant app and QR acceptance to merchants across India.

Merchant onboarding runs through the Indian joint venture and expects Indian business documentation and a domestic settlement account. Local entity requirements should be confirmed with the provider.

Wallet / mobile-money route

Use this route when local customers rely on wallet or mobile-money checkout, then confirm the provider route.

3
India · Wallet operator · Public email

Amazon Pay

Amazon Pay is a public Wallet operator contact candidate for India. Use official sources to verify market scope, merchant eligibility, pricing, settlement, refunds, disputes, and support before integration.

The official page explicitly mentions GST Certificate and bank documentation for direct online merchant onboarding; applicability must be confirmed with Amazon Pay.

India · Wallet operator · Official form only

Paytm

Paytm is a public Wallet operator contact candidate for India. Use official sources to verify market scope, merchant eligibility, pricing, settlement, refunds, disputes, and support before integration.

The reviewed official pages do not state local-entity requirements; this must be confirmed.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

India · Wallet operator · Official form only

PhonePe

PhonePe is a public Wallet operator contact candidate for India. Use official sources to verify market scope, merchant eligibility, pricing, settlement, refunds, disputes, and support before integration.

The reviewed official pages do not state local-entity requirements; this must be confirmed.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Global PSP with local methods

Useful for cross-border teams, but each market, method, entity, and payout route still needs confirmation.

0

No public candidates in this group yet. Check other groups or submit requirements.

Contact-first / needs manual verification

Use these leads to ask official questions before treating the option as an onboarding path.

0

No public candidates in this group yet. Check other groups or submit requirements.

Questions to ask before integration

  • Does this provider support my merchant entity location, industry, and transaction model?
  • Is a local company, local bank account, tax registration, licence, or local contact required?
  • Which local wallets, bank transfers, card acquiring, refunds, and dispute flows are actually supported?
  • What settlement currency, timing, reserves, chargeback fees, and contract fees apply in writing?
  • Are API, plugins, webhooks, sandbox, reconciliation exports, and go-live support available?

Pricing and settlement caveat

Published pricing is suitable for initial screening only. Actual pricing can vary by country, industry, volume, settlement currency, integration model, and contract terms. Confirm the official pricing page or a provider quote before going live.