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Select a country, industry, and entity status to build a practical shortlist of PSPs, aggregators, acquirers, wallet routes, and gateways to verify.

Selected market: IndonesiaPublic contact leads: 34

Decision summary

Indonesia: who to contact and what to ask

34 public leads: 13 with public email, 12 form-only, 9 official-page-only.

Route groups: Local PSP / aggregator: 24 · Local acquirer / bank merchant services: 1 · Wallet / mobile-money route: 4 · Contact-first / needs manual verification: 5

Entity status is still unclear. Write down company jurisdiction, settlement currency, target customers, industry, and expected volume before asking providers about eligibility.

No industry selected. If this is gaming, short drama, SaaS, travel, or marketplace activity, state it clearly before asking for pricing.

Open contact directoryView payment channelsSubmit requirementsAsk on WhatsApp

Regional planning

Planning more than one country?

Use a regional hub to narrow the provider categories first, then verify each country route before implementation.

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Curated market guide

Indonesia PSP routes to verify first

Which PSPs or direct method routes should a merchant ask first for QRIS, e-wallets, bank transfer, and cards in Indonesia?

4
local_psp_or_aggregator · curated

Indonesian PSP / gateway shortlist

MidtransXendit IndonesiaDOKUFaspay

Use when you need QRIS, wallets, bank transfer, and cards through one local integration conversation.

Treat local-entity access as a verification item. Ask each provider whether your current merchant entity can onboard, whether a local company or local bank account is required, and which settlement currencies are supported.

  • Confirm whether your merchant entity can onboard directly or whether a local entity, local bank account, or sponsor merchant is required.
  • Confirm KYB documents, tax registrations, signatory documents, website/app review requirements, and restricted-industry treatment.
  • Confirm supported payment methods, checkout flow, refund/dispute handling, reconciliation fields, FX, payout currency, reserves, and production support.
Midtrans contact pageXendit Indonesia official siteDOKU contact support docs
acquirer_or_bank · curated

Switch, bank, or network route

Artajasa (PT Artajasa Pembayaran Elektronis)PT Jalin Pembayaran Nusantara (Jalin)PT Rintis Sejahtera (PRIMA Network)

Use when your local partner or enterprise setup requires direct network, switch, or bank-led integration review.

Treat local-entity access as a verification item. Ask each provider whether your current merchant entity can onboard, whether a local company or local bank account is required, and which settlement currencies are supported.

  • Confirm whether your merchant entity can onboard directly or whether a local entity, local bank account, or sponsor merchant is required.
  • Confirm KYB documents, tax registrations, signatory documents, website/app review requirements, and restricted-industry treatment.
  • Confirm supported payment methods, checkout flow, refund/dispute handling, reconciliation fields, FX, payout currency, reserves, and production support.
Artajasa Privacy Policy and Contact DetailsJalin official websitePRIMA Network official site
direct_scheme_or_wallet · curated

Wallet and QR route

GoPay MerchantOVO MerchantShopeePay Indonesia MerchantLinkAja Merchant

Use when mobile-wallet conversion is central and you can verify whether direct merchant onboarding is available.

Treat local-entity access as a verification item. Ask each provider whether your current merchant entity can onboard, whether a local company or local bank account is required, and which settlement currencies are supported.

  • Confirm whether your merchant entity can onboard directly or whether a local entity, local bank account, or sponsor merchant is required.
  • Confirm KYB documents, tax registrations, signatory documents, website/app review requirements, and restricted-industry treatment.
  • Confirm supported payment methods, checkout flow, refund/dispute handling, reconciliation fields, FX, payout currency, reserves, and production support.
GoPay official siteOVO official siteShopeePay Indonesia official site
international_psp · curated

Regional PSP route

XenditNICEPAY (PT IONPay Networks)Ayoconnect

Use when a regional PSP or open-finance provider may simplify Indonesia plus Southeast Asia expansion, subject to local onboarding checks.

Treat local-entity access as a verification item. Ask each provider whether your current merchant entity can onboard, whether a local company or local bank account is required, and which settlement currencies are supported.

  • Confirm whether your merchant entity can onboard directly or whether a local entity, local bank account, or sponsor merchant is required.
  • Confirm KYB documents, tax registrations, signatory documents, website/app review requirements, and restricted-industry treatment.
  • Confirm supported payment methods, checkout flow, refund/dispute handling, reconciliation fields, FX, payout currency, reserves, and production support.
Xendit official websiteNICEPAY Contact CSAyoconnect about us
KYB prep

Documents to prepare

  • Company registration and Indonesian entity question
  • Beneficial-owner and signatory ID
  • Website/app URL and product category
  • Local tax and bank account requirements to verify
  • Refund, dispute, and customer-support policy
Due diligence

Questions to ask

  • Can my current merchant entity onboard for this market, or is a local company required?
  • Which local payment methods are actually enabled for my merchant category and transaction model?
  • Which documents are required for KYB, website/app review, tax review, and beneficial-owner checks?
  • Which checkout flows, APIs, plugins, hosted pages, refunds, disputes, webhooks, and reconciliation files are supported?
  • Which payout currencies, FX handling, reserves, chargeback process, taxes, and support SLAs should be confirmed before launch?
Contact route fallback

If the official contact route is unclear

If public contact details are not specific enough, ask LocalPayMap to identify the right official form, PSP sales route, or local acquiring partner before committing engineering work.

  • Which local payment methods are actually enabled for my merchant category and transaction model?
  • Which documents are required for KYB, website/app review, tax review, and beneficial-owner checks?
  • Which checkout flows, APIs, plugins, hosted pages, refunds, disputes, webhooks, and reconciliation files are supported?
  • Which payout currencies, FX handling, reserves, chargeback process, taxes, and support SLAs should be confirmed before launch?

Local PSP / aggregator

Start here when you need a provider route for local wallets, bank transfer, cards, or aggregated checkout.

24
Indonesia · Payment gateway · Public email

BimoPay

VisaMastercardcredit card processing

BimoPay provides credit card processing for Indonesian ecommerce merchants and publishes a sales email on its merchant page.

Ask about Indonesian entity, bank account and compliance documentation.

Email business intake Official site
Indonesia · PSP / aggregator · Public email

DOKU

cardsvirtual accountswalletsQRIS

Indonesia SMEs, platforms, and regional merchants needing local payment aggregation and payout support.

Email support inbox Official site
Indonesia · Payment gateway · Public email

Faspay

cardsvirtual accountse-walletsQRIS

Indonesia merchants needing local payment gateway coverage across cards, virtual accounts, wallets, QRIS, retail collection, and payouts.

Email general inbox Official site
Indonesia · PSP / aggregator · Public email

Artajasa (PT Artajasa Pembayaran Elektronis)

Artajasa is infrastructure rather than a merchant-facing gateway. Foreign companies meet it as the counterparty behind bank and wallet partners, and it has been used as a bank account and wallet payout partner by international remittance brands.

PT Artajasa Pembayaran Elektronis was established on 10 February 2000 and is headquartered at Grha Artajasa, BSD City, South Tangerang. The company states it holds Bank Indonesia licences including a switching licence under the National Payment Gateway.

Email general inbox Official site
Indonesia · PSP / aggregator · Public email

Ayoconnect

Direct debitBank transferVirtual accountsWallets

Ayoconnect is a Jakarta-headquartered open finance API platform that lets banks, fintechs and merchants embed payment collection, recurring direct debit, disbursement and bill payment services through a single API integration.

Confirm with Ayoconnect whether a local Indonesian entity or a licensed local partner is required for onboarding.

Email general inbox Official site
Indonesia · PSP / aggregator · Public email

Bayarind (PT Sprint Asia Technology)

Bayarind positions its solutions for businesses that expand beyond borders, but it is a domestic e-money issuer and merchant acquirer. A foreign merchant would onboard through the Indonesian entity.

Bayarind is operated by PT Sprint Asia Technology and appears as a QRIS payment participant in public gateway documentation. Licensing status should be confirmed directly with the provider.

Email general inbox Official site
Indonesia · PSP / aggregator · Public email

cashUP (PT Cashlez Worldwide Indonesia Tbk)

cashUP supports QR cross-border acceptance, which matters for tourist-facing merchants. It remains primarily a domestic acquirer, so a foreign company still needs a local contracting entity or a partner arrangement.

Operated by PT Cashlez Worldwide Indonesia Tbk, listed on the Indonesia Stock Exchange under ticker CASH and headquartered in Jakarta. The site publishes a Bank Indonesia PJP II licence number, 23/564/DKSP/Srt/B, plus PCI DSS and Kominfo PSE registration.

Email general inbox Official site
Indonesia · PSP / aggregator · Public email

Espay (PT Pembayaran Lintas Usaha Sukses)

Espay's own FAQ states that merchants must have clear identification and licensing in Indonesia or their own country, and that regulated activities such as lending or crypto need a separate regulator's licence. Foreign merchants should expect a longer know-your-merchant review.

Espay is the payment gateway brand of PT Pembayaran Lintas Usaha Sukses (PLUS), licensed as a Payment Gateway Provider under Bank Indonesia letter No. 20/374/DKSP/Srt/B dated 15 October 2018 and later under letter No. 23/716/DKSP/Srt/B dated 1 July 2021.

Email general inbox Official site

Local acquirer / bank merchant services

Use this route when a local entity, merchant account, or acquiring relationship may be required.

1
Indonesia · Bank merchant services · Official page only

Flip

Bank transfer (100+ banks)E-wallet top-upInternational remittance (80+ countries)Bill payment

Consumers and SMEs wanting free domestic transfers and low-cost payouts; business API available.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Open official contact page Official site Ask LocalPayMap

Wallet / mobile-money route

Use this route when local customers rely on wallet or mobile-money checkout, then confirm the provider route.

4
Indonesia · Wallet operator · Official form only

GoPay Merchant

GoPay walletQRISIn-app paymentsMerchant QR

Indonesian merchants checking GoPay wallet and QRIS acceptance through direct or PSP-routed onboarding.

Merchant onboarding requirements should be verified on the official application or sales channel.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap
Indonesia · Wallet operator · Official form only

LinkAja Merchant

LinkAja walletQRISMerchant QRBill payments

Indonesian merchants checking LinkAja wallet and QR acceptance options.

Merchant onboarding requirements should be verified on the official application or sales channel.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap
Indonesia · Wallet operator · Official form only

OVO Merchant

OVO walletQRISIn-app paymentsMerchant QR

Indonesian merchants reviewing direct or PSP-routed OVO wallet and QRIS acceptance.

Merchant onboarding requirements should be verified on the official application or sales channel.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap
Indonesia · Wallet operator · Official form only

ShopeePay Indonesia Merchant

ShopeePay walletQRISPromotionsIn-app payments

Indonesian merchants comparing ShopeePay wallet acceptance and marketplace-linked payment demand.

Merchant onboarding requirements should be verified on the official application or sales channel.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap

Global PSP with local methods

Useful for cross-border teams, but each market, method, entity, and payout route still needs confirmation.

0

No public candidates in this group yet. Check other groups or submit requirements.

Contact-first / needs manual verification

Use these leads to ask official questions before treating the option as an onboarding path.

5
Indonesia · Card network / switch · Public email

PT Jalin Pembayaran Nusantara (Jalin)

CardsQRISATM and debit switchingBank transfer

Jalin is an Indonesian payment system infrastructure provider that operates the LINK switching network and provides switching and clearing for ATM, debit, national card scheme and QRIS transactions, alongside digital payment and merchant integration services.

A local Indonesian partner or member institution is effectively required, since the company serves banks, fintechs and public institutions.

Email general inbox Official site
Indonesia · Payment provider · Official form only

AtomPay

virtual accountsQRISe-walletscards

AtomPay describes Indonesian payment infrastructure for collections, disbursements and API-led merchant onboarding.

Ask about Bank Indonesia licensing scope, local company requirements and settlement account setup.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap
Indonesia · Card network / switch · Official form only

PT ALTO Network (ALTO)

CardsATM and debit switchingQRISBank transfer

PT ALTO Network is one of Indonesia's licensed switching companies and part of the national payment gateway, operating ATM and EDC networks, debit processing, QRIS rails, card-not-present services and cross-border remittance for banks and merchants.

A local partner or member institution is required, as ALTO provides infrastructure to banks, non-bank institutions and merchants rather than direct retail onboarding.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official form Official site Ask LocalPayMap
Indonesia · Payout / remittance · Official form only

Qelola

QRISvirtual accountse-walletscards

Qelola describes an Indonesian payment gateway covering QRIS, virtual accounts, e-wallets, cards, invoices and disbursements.

Ask about Indonesian KYB and settlement account requirements.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap
Indonesia · Card network / switch · Official page only

PT Rintis Sejahtera (PRIMA Network)

CardsATM and debit switchingBank transferQRIS

PT Rintis Sejahtera operates Indonesia's PRIMA interbank network and acts as a Bank Indonesia appointed switching institution for the national payment gateway, providing ATM, debit, payment solution and cross-border transaction services to member banks.

Access is via membership in the PRIMA network, so a foreign merchant needs a local partner or member institution.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Open official contact page Official site Ask LocalPayMap

Questions to ask before integration

  • Does this provider support my merchant entity location, industry, and transaction model?
  • Is a local company, local bank account, tax registration, licence, or local contact required?
  • Which local wallets, bank transfers, card acquiring, refunds, and dispute flows are actually supported?
  • What settlement currency, timing, reserves, chargeback fees, and contract fees apply in writing?
  • Are API, plugins, webhooks, sandbox, reconciliation exports, and go-live support available?

Pricing and settlement caveat

Published pricing is suitable for initial screening only. Actual pricing can vary by country, industry, volume, settlement currency, integration model, and contract terms. Confirm the official pricing page or a provider quote before going live.