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Find PSPs by market

Select a country, industry, and entity status to build a practical shortlist of PSPs, aggregators, acquirers, wallet routes, and gateways to verify.

Selected market: LaosPublic contact leads: 13

Regional planning

Planning more than one country?

Use a regional hub to narrow the provider categories first, then verify each country route before implementation.

Pan-Africa payment route shortlistWhich provider categories should a merchant compare when planning payments across multiple African markets before validating each country route?Pan-LATAM payment route shortlistWhich provider categories should a merchant compare when planning payments across multiple Latin American markets before validating each country route?

Curated market guide

Laos PSP routes to verify first

Which PSPs, acquirers, gateways, and local payment routes should a merchant ask first for Laos?

6
bank_gateway_or_acquirer · curated

bank gateway or acquirer

Prioritize this when you need ecommerce card acceptance, QR checkout, bank settlement, or a local bank merchant relationship.

Do not generalize one bank's onboarding rules across the whole market. Official Lao business-licensing information and bank gateway pages show that legal entity, business license, tax license, bank account, and foreign-owner documents can matter, so confirm the exact requirement with the bank, PSP, or aggregator.

  • Can my current entity onboard, or do you require a Lao legal entity, Lao business license, tax license, and local bank account?
  • Which card schemes, LaoQR, OnePay, cross-border QR, recurring, invoice, virtual terminal, refund, and reconciliation flows are supported?
  • Is the bank the acquirer, gateway provider, settlement bank, or technical integrator?
Bank of the Lao PDR licensed payment service providers and payment-service typesLao National Payment Network official websiteBCEL online payment gateway solutions
licensed_payment_service_provider · curated

licensed payment service provider

Prioritize this when the route involves card payment, electronic money, electronic acceptance, or electronic money transfer services.

Do not generalize one bank's onboarding rules across the whole market. Official Lao business-licensing information and bank gateway pages show that legal entity, business license, tax license, bank account, and foreign-owner documents can matter, so confirm the exact requirement with the bank, PSP, or aggregator.

  • Which Bank of the Lao PDR licensed payment-service type applies to this merchant product?
  • Are you licensed directly, connected through a bank, or acting as a technical service provider?
  • Can offshore merchants contract directly, or must they use a Lao entity or local partner?
Bank of the Lao PDR licensed payment service providers and payment-service typesLao National Payment Network official websiteBCEL online payment gateway solutions
qr_network_or_regional_psp · curated

qr network or regional psp

Prioritize this when customers are likely to pay through Lao mobile banking, LaoQR, or regional cross-border QR apps.

Do not generalize one bank's onboarding rules across the whole market. Official Lao business-licensing information and bank gateway pages show that legal entity, business license, tax license, bank account, and foreign-owner documents can matter, so confirm the exact requirement with the bank, PSP, or aggregator.

  • Which banks or payment apps can scan the merchant QR, and which providers issue the merchant QR?
  • Does the route support domestic Lao users, Thai-Laos cross-border users, UnionPay QR users, or only selected participants?
  • Who owns settlement, FX, refunds, reconciliation, and customer dispute handling?
Bank of the Lao PDR licensed payment service providers and payment-service typesLao National Payment Network official websiteBCEL online payment gateway solutions
bank_ecommerce_gateway_for_cards_and_qr · curated

Bank ecommerce gateway for cards and QR

BCEL's official gateway page describes ecommerce acceptance for cards and QR-code payment through websites and applications, with merchant onboarding handled through the bank.

Do not generalize one bank's onboarding rules across the whole market. Official Lao business-licensing information and bank gateway pages show that legal entity, business license, tax license, bank account, and foreign-owner documents can matter, so confirm the exact requirement with the bank, PSP, or aggregator.

  • Ask the bank to confirm legal-entity, license, account, website, tax, and foreign-owner documentation requirements for the exact merchant.
  • Can my current entity onboard, or do you require a Lao legal entity, Lao business license, tax license, and local bank account?
  • Which card schemes, LaoQR, OnePay, cross-border QR, recurring, invoice, virtual terminal, refund, and reconciliation flows are supported?
Bank of the Lao PDR licensed payment service providers and payment-service typesLao National Payment Network official websiteBCEL online payment gateway solutions
lapnet_or_laoqr_participant_path_through_banks_and_fintechs · curated

LAPNet or LaoQR participant path through banks and fintechs

LAPNet describes national mobile interbank payment and LaoQR connectivity through member-bank applications.

Do not generalize one bank's onboarding rules across the whole market. Official Lao business-licensing information and bank gateway pages show that legal entity, business license, tax license, bank account, and foreign-owner documents can matter, so confirm the exact requirement with the bank, PSP, or aggregator.

  • Ask which participant issues the merchant QR and whether the flow is online checkout, in-person QR, or cross-border QR.
  • Can my current entity onboard, or do you require a Lao legal entity, Lao business license, tax license, and local bank account?
  • Which card schemes, LaoQR, OnePay, cross-border QR, recurring, invoice, virtual terminal, refund, and reconciliation flows are supported?
Bank of the Lao PDR licensed payment service providers and payment-service typesLao National Payment Network official websiteBCEL online payment gateway solutions
KYB prep

Documents to prepare

  • Company registration certificate and operating entity details.
  • Beneficial-owner, director, and signatory identity documents.
  • Business website/app URLs, product description, refund policy, terms of service, and restricted-category explanation where relevant.
  • Bank account, settlement currency, tax/VAT/GST information, and expected processing volume.
Due diligence

Questions to ask

  • Can my current merchant entity onboard, or is a local company or bank account required?
  • Which local payment methods are live for my business category and customer flow?
  • What documents are required for KYB, technical review, and production approval?
  • How are refunds, chargebacks, reconciliation files, reserves, FX, and payout currencies handled?
  • Which public email, form, dashboard, or partner manager should be used for merchant onboarding?

Local PSP / aggregator

Start here when you need a provider route for local wallets, bank transfer, cards, or aggregated checkout.

0

No public candidates in this group yet. Check other groups or submit requirements.

Local acquirer / bank merchant services

Use this route when a local entity, merchant account, or acquiring relationship may be required.

6
Laos · Bank merchant services · Public email

BCEL Online Payment Gateway

CardsBCEL OnePay QRAlipayWeChat Pay

Laos bank-owned online payment gateway for local legal-entity merchants accepting cards and QR payments online.

BCEL lists Lao business licence, tax licence, identity documents, and BCEL account requirements for ecommerce gateway application.

Email official inbox Official site
Laos · Bank merchant services · Official form only

JDB Merchant Services

CardsQRBank transferMerchant acquiring

Laos businesses evaluating bank merchant services and local QR/bank payment acceptance.

Merchant onboarding requirements should be verified on the official application or sales channel.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap
Laos · Bank merchant services · Official form only

Phongsavanh Pay

QRBank transferMerchant services

Lao merchants checking bank-backed QR and local account payment acceptance.

Merchant onboarding requirements should be verified on the official application or sales channel.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap
Laos · Bank merchant services · Official page only

Banque Franco-Lao (BFL)

Visa cardsDebit cardsATM and POS acquiringMobile banking

Banque Franco-Lao is a Vientiane-based bank (BRED Banque Populaire and BCEL joint venture) offering Visa issuing and acquiring, POS, mobile banking, and France-Laos cross-border services.

Joint venture between BRED Banque Populaire (France) and BCEL (Laos); local branch network primarily in Vientiane. Licensed by the Bank of the Lao PDR.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Open official contact page Official site Ask LocalPayMap
Laos · Bank merchant services · Official page only

BCEL OnePay Merchant

BCEL OnePaymerchant QRWeChat PayAlipay

Small Laos merchants and retail locations assessing BCEL OnePay QR acceptance.

Merchant onboarding appears tied to BCEL branch or head office channels.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Open official contact page Official site Ask LocalPayMap
Laos · Bank merchant services · Official page only

LDB Trust (Lao Development Bank)

Mobile banking appQR code (Trust Pay)ATM and POSSWIFT transfer

LDB Trust is the mobile banking and wallet app of Lao Development Bank, providing QR (Trust Pay), POS, transfers, and SWIFT-based international remittance to merchants and corporates.

Lao Development Bank is a domestic bank (joint venture with Chaleun Sekong Energy); LDB Trust app is the consumer and corporate channel. Local KYC required.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Open official contact page Official site Ask LocalPayMap

Wallet / mobile-money route

Use this route when local customers rely on wallet or mobile-money checkout, then confirm the provider route.

6
Laos · Wallet operator · Official form only

LOCA PAY

WalletQRMerchant paymentsLocal services

Lao merchants and service providers checking LOCA-linked digital payment acceptance.

Merchant onboarding requirements should be verified on the official application or sales channel.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap
Laos · Mobile money operator · Official page only

BCEL One

Mobile bankingQRP2PBills

Laotian merchants wanting the largest bank-led mobile money platform for collections.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Open official contact page Official site Ask LocalPayMap
Laos · Mobile money operator · Official page only

Lao Telecom (TPlus / M-Topup)

Mobile money (TPlus)M-TopupTop-upBills

Laotian merchants wanting a state-telco mobile money/top-up network for collections.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Open official contact page Official site Ask LocalPayMap
Laos · Mobile money operator · Official page only

M-Money (Lao Telecom)

Mobile walletQR codeAgent cash-in and cash-outBills payment

M-Money is the e-wallet from Lao Telecom Group, usable with a SIM card without a bank account, with 300,000+ users and more than 30,000 merchant QR locations.

Operated by Lao Mobile Money Sole Company, a Lao Telecom Group entity, regulated by the Bank of the Lao PDR and Ministry of Posts and Telecommunications.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Open official contact page Official site Ask LocalPayMap
Laos · Mobile money operator · Official page only

UMoney (Unitel)

Mobile walletQR codeBank transferBills payment

UMoney is the digital financial platform from Unitel (Star Telecom) offering wallet, transfers, QR payments, and bill payments with nationwide agent coverage.

Operated by Star FinTech Sole Co., Ltd, a Unitel/Star Telecom subsidiary, headquartered in Laos. Onboarding uses local Lao mobile number KYC.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Open official contact page Official site Ask LocalPayMap
Laos · Mobile money operator · Official page only

Unitel Money

Mobile moneyTop-upP2PBills

Laotian merchants wanting telco-led mobile money collections and top-up.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Open official contact page Official site Ask LocalPayMap

Global PSP with local methods

Useful for cross-border teams, but each market, method, entity, and payout route still needs confirmation.

0

No public candidates in this group yet. Check other groups or submit requirements.

Contact-first / needs manual verification

Use these leads to ask official questions before treating the option as an onboarding path.

1
Laos · Card network / switch · Official page only

LAPNet (LAO QR National Switch)

QR code (LAOQR)Interbank transfer (LMPS)ATM switch (LAPS)Cross-border QR

LAPNet operates Laos' national payment network (LAPS and LMPS) and the LAOQR standard, enabling interoperable QR and interbank transfers across member banks and cross-border QR linkages.

LAPNet is a joint venture founded by the Bank of the Lao PDR, UnionPay International, and local banks such as BCEL; a domestic licensed payment network operator.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Open official contact page Official site Ask LocalPayMap

Questions to ask before integration

  • Does this provider support my merchant entity location, industry, and transaction model?
  • Is a local company, local bank account, tax registration, licence, or local contact required?
  • Which local wallets, bank transfers, card acquiring, refunds, and dispute flows are actually supported?
  • What settlement currency, timing, reserves, chargeback fees, and contract fees apply in writing?
  • Are API, plugins, webhooks, sandbox, reconciliation exports, and go-live support available?

Pricing and settlement caveat

Published pricing is suitable for initial screening only. Actual pricing can vary by country, industry, volume, settlement currency, integration model, and contract terms. Confirm the official pricing page or a provider quote before going live.