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Find PSPs by market

Select a country, industry, and entity status to build a practical shortlist of PSPs, aggregators, acquirers, wallet routes, and gateways to verify.

Selected market: MalawiPublic contact leads: 3

Regional planning

Planning more than one country?

Use a regional hub to narrow the provider categories first, then verify each country route before implementation.

Pan-Africa payment route shortlistWhich provider categories should a merchant compare when planning payments across multiple African markets before validating each country route?Pan-LATAM payment route shortlistWhich provider categories should a merchant compare when planning payments across multiple Latin American markets before validating each country route?

Curated market guide

Malawi PSP routes to verify first

Which PSPs, acquirers, gateways, and local payment routes should a merchant ask first for Malawi?

6
bank_or_acquirer · curated

bank or acquirer

Prioritize this when you need local bank settlement, POS or card acquiring, bank-transfer collections, business banking, or a bank-owned merchant relationship.

Do not assume a foreign company can directly operate or access local payment rails. The Payment Systems Act states that a system operator must have a registered office in Malawi and requires licensing or authorization for payment-system, remittance, electronic-money, and mobile-payment services; merchants should still verify the onboarding rule for their exact role, because using a bank or gateway as the provider is different from operating a payment system.

  • Can my current company onboard, or do you require a Malawian company, local bank account, tax registration, local director, or local representative?
  • Which flows are available for my merchant category: POS, ecommerce, bank transfer, card acceptance, mobile-money-linked collection, or bulk payment?
  • Who handles refunds, failed payments, customer disputes, reconciliation files, and settlement support?
Malawi Payment Systems Act 2016U.S. International Trade Administration Malawi ecommerce guideAfrican Development Bank procurement notice for Malawi NatSwitch upgrade
mobile_money_operator_or_aggregator · curated

mobile money operator or aggregator

Prioritize this when customers are expected to pay from Airtel Money, TNM Mpamba, or other mobile-money-led flows through merchant collection, payment request, USSD, app, or API.

Do not assume a foreign company can directly operate or access local payment rails. The Payment Systems Act states that a system operator must have a registered office in Malawi and requires licensing or authorization for payment-system, remittance, electronic-money, and mobile-payment services; merchants should still verify the onboarding rule for their exact role, because using a bank or gateway as the provider is different from operating a payment system.

  • Are you the wallet operator, a licensed payment-system operator, a NatSwitch participant, or a technical aggregator?
  • Does this route support ecommerce collections, in-person merchant payment, refunds, reversals, and transaction-status queries?
  • Can offshore merchants onboard directly, or is a Malawian contracting entity or local settlement account required?
Malawi Payment Systems Act 2016U.S. International Trade Administration Malawi ecommerce guideAfrican Development Bank procurement notice for Malawi NatSwitch upgrade
licensed_payment_system_operator_or_local_gateway · curated

licensed payment system operator or local gateway

Prioritize this when you need one API for local banks and mobile network operators, or when you want to test domestic collections before negotiating multiple direct relationships.

Do not assume a foreign company can directly operate or access local payment rails. The Payment Systems Act states that a system operator must have a registered office in Malawi and requires licensing or authorization for payment-system, remittance, electronic-money, and mobile-payment services; merchants should still verify the onboarding rule for their exact role, because using a bank or gateway as the provider is different from operating a payment system.

  • Which Reserve Bank of Malawi licence or authorization covers the service?
  • Are you connected to NATSWITCH, banks, mobile network operators, or only selected partners?
  • Which onboarding documents, merchant risk review, settlement account, and production approval steps apply?
Malawi Payment Systems Act 2016U.S. International Trade Administration Malawi ecommerce guideAfrican Development Bank procurement notice for Malawi NatSwitch upgrade
bank_merchant_route_for_card_pos_transfer_and_settlement_control · curated

Bank merchant route for card, POS, transfer, and settlement control

Authoritative market guidance describes commercial banks as linked through MITASS and the national switch environment, making banks the first route to verify for settlement and merchant-account control.

Do not assume a foreign company can directly operate or access local payment rails. The Payment Systems Act states that a system operator must have a registered office in Malawi and requires licensing or authorization for payment-system, remittance, electronic-money, and mobile-payment services; merchants should still verify the onboarding rule for their exact role, because using a bank or gateway as the provider is different from operating a payment system.

  • Ask banks for the merchant-services or digital-banking owner and confirm entity, account, and product availability before building checkout.
  • Can my current company onboard, or do you require a Malawian company, local bank account, tax registration, local director, or local representative?
  • Which flows are available for my merchant category: POS, ecommerce, bank transfer, card acceptance, mobile-money-linked collection, or bulk payment?
Malawi Payment Systems Act 2016U.S. International Trade Administration Malawi ecommerce guideAfrican Development Bank procurement notice for Malawi NatSwitch upgrade
mobile_money_collection_through_an_operator_or_licensed_aggregator · curated

Mobile money collection through an operator or licensed aggregator

Mobile payment systems are explicitly within Malawi's payment-system legal framework, and mobile money is a major local electronic payment route even where online card checkout is less common.

Do not assume a foreign company can directly operate or access local payment rails. The Payment Systems Act states that a system operator must have a registered office in Malawi and requires licensing or authorization for payment-system, remittance, electronic-money, and mobile-payment services; merchants should still verify the onboarding rule for their exact role, because using a bank or gateway as the provider is different from operating a payment system.

  • Ask whether you can contract directly with the operator or need a licensed gateway that aggregates mobile money and bank routes.
  • Can my current company onboard, or do you require a Malawian company, local bank account, tax registration, local director, or local representative?
  • Which flows are available for my merchant category: POS, ecommerce, bank transfer, card acceptance, mobile-money-linked collection, or bulk payment?
Malawi Payment Systems Act 2016U.S. International Trade Administration Malawi ecommerce guideAfrican Development Bank procurement notice for Malawi NatSwitch upgrade
KYB prep

Documents to prepare

  • Company registration certificate and operating entity details.
  • Beneficial-owner, director, and signatory identity documents.
  • Business website/app URLs, product description, refund policy, terms of service, and restricted-category explanation where relevant.
  • Bank account, settlement currency, tax/VAT/GST information, and expected processing volume.
Due diligence

Questions to ask

  • Can my current merchant entity onboard, or is a local company or bank account required?
  • Which local payment methods are live for my business category and customer flow?
  • What documents are required for KYB, technical review, and production approval?
  • How are refunds, chargebacks, reconciliation files, reserves, FX, and payout currencies handled?
  • Which public email, form, dashboard, or partner manager should be used for merchant onboarding?

Local PSP / aggregator

Start here when you need a provider route for local wallets, bank transfer, cards, or aggregated checkout.

0

No public candidates in this group yet. Check other groups or submit requirements.

Local acquirer / bank merchant services

Use this route when a local entity, merchant account, or acquiring relationship may be required.

1
Malawi · Bank merchant services · Public email

NBS Bank Pay by Link

pay by linkVisaMastercardecommerce portal

Malawi bank payment-link service for businesses that want to accept card payments without a full website build.

Email official inbox Official site

Wallet / mobile-money route

Use this route when local customers rely on wallet or mobile-money checkout, then confirm the provider route.

1
Malawi · Mobile money operator · Official form only

EPay Mobile Money

mobile walletmerchant walletQR code paymentsPOS

Malawi mobile money provider offering merchant wallet, QR, POS, and agent services.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap

Global PSP with local methods

Useful for cross-border teams, but each market, method, entity, and payout route still needs confirmation.

0

No public candidates in this group yet. Check other groups or submit requirements.

Contact-first / needs manual verification

Use these leads to ask official questions before treating the option as an onboarding path.

1
Malawi · Payment provider · Public email

Malipo

payment processingmerchant paymentsdeveloper integration

Malawi payment solutions provider with a public developer mailbox and contact form for integration inquiries.

Email official inbox Official site

Questions to ask before integration

  • Does this provider support my merchant entity location, industry, and transaction model?
  • Is a local company, local bank account, tax registration, licence, or local contact required?
  • Which local wallets, bank transfers, card acquiring, refunds, and dispute flows are actually supported?
  • What settlement currency, timing, reserves, chargeback fees, and contract fees apply in writing?
  • Are API, plugins, webhooks, sandbox, reconciliation exports, and go-live support available?

Pricing and settlement caveat

Published pricing is suitable for initial screening only. Actual pricing can vary by country, industry, volume, settlement currency, integration model, and contract terms. Confirm the official pricing page or a provider quote before going live.