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Market finder

Find PSPs by market

Select a country, industry, and entity status to build a practical shortlist of PSPs, aggregators, acquirers, wallet routes, and gateways to verify.

Selected market: MozambiquePublic contact leads: 1

Regional planning

Planning more than one country?

Use a regional hub to narrow the provider categories first, then verify each country route before implementation.

Pan-Africa payment route shortlistWhich provider categories should a merchant compare when planning payments across multiple African markets before validating each country route?Pan-LATAM payment route shortlistWhich provider categories should a merchant compare when planning payments across multiple Latin American markets before validating each country route?

Curated market guide

Mozambique PSP routes to verify first

What are the practical payment routes to check first for Mozambique?

3
Bank acquiring and SIMO-connected merchant acceptance · curated

Bank acquiring and SIMO-connected merchant acceptance

SIMO describes interbank electronic payment infrastructure and merchant-oriented electronic payment services, so bank and SIMO-connected acceptance should be the first local route to verify.

Do not assume a foreign merchant can directly access Mozambique bank, SIMO or mobile-money routes. Confirm entity, local bank account, NUIT, KYB, tax, physical presence, licence and settlement requirements directly with the contracting provider.

  • Whether the bank supports ecommerce, POS, QR, card acceptance, wallet-linked collections or reference-based payments.
  • Whether onboarding requires a Mozambique company, business bank account, NUIT, licence, premises or local signatory.
  • Which party owns disputes, refunds, reconciliation, terminal support and card-scheme compliance.
Banco de Mocambique national payment system oversightBanco de Mocambique instant payment system regulation noticeSIMO Rede Mozambique payment infrastructure
M-Pesa business API and merchant collection · curated

M-Pesa business API and merchant collection

M-Pesa Mozambique publishes business APIs for customer-to-business collections, reversals and transaction-status queries, plus merchant collection products for local customers.

Do not assume a foreign merchant can directly access Mozambique bank, SIMO or mobile-money routes. Confirm entity, local bank account, NUIT, KYB, tax, physical presence, licence and settlement requirements directly with the contracting provider.

  • Whether the merchant should apply for Pay Bill, online checkout, in-app payment, Paga Facil or another business product.
  • Whether the provider requires local licensing documents, a physical establishment, NUIT, M-Pesa account, bank account or organization link.
  • What review, test, go-live and ongoing support process applies before production.
Banco de Mocambique national payment system oversightBanco de Mocambique instant payment system regulation noticeSIMO Rede Mozambique payment infrastructure
Other wallets and bank-linked digital payment routes · curated

Other wallets and bank-linked digital payment routes

SIMO lists multiple mobile wallets integrated with the interbank network, so wallet coverage should be verified provider by provider instead of assumed from one operator.

Do not assume a foreign merchant can directly access Mozambique bank, SIMO or mobile-money routes. Confirm entity, local bank account, NUIT, KYB, tax, physical presence, licence and settlement requirements directly with the contracting provider.

  • Whether the wallet supports merchant collection, ecommerce, QR, bank transfer linkage or only consumer transfers.
  • Whether settlement is to wallet balance, bank account or another regulated account structure.
  • Whether refunds, status queries, reporting and customer complaints can be handled at merchant scale.
Banco de Mocambique national payment system oversightBanco de Mocambique instant payment system regulation noticeSIMO Rede Mozambique payment infrastructure
KYB prep

Documents to prepare

  • Company registration and beneficial ownership evidence
  • NUIT or equivalent tax documentation if applicable
  • Commercial licence or sector authorization if requested
  • Owner and authorized-signatory identification
  • Business bank account or wallet account evidence if requested
Due diligence

Questions to ask

  • Are you connected to SIMO, a bank acquirer, a wallet operator or a technical gateway?
  • Which Mozambique payment methods are live for my merchant category?
  • Can my current company onboard, or is a Mozambique entity or bank account required?
  • What sandbox, certification, review and go-live process applies?
  • How are refunds, reversals, status queries and reconciliation files handled?

Local PSP / aggregator

Start here when you need a provider route for local wallets, bank transfer, cards, or aggregated checkout.

1
Mozambique · Payment gateway · Official form only

ClicPay Mozambique

online paymentscardsMozambique payment acceptance

Mozambique online payment gateway contact route for merchants integrating ClicPay into online projects.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap

Local acquirer / bank merchant services

Use this route when a local entity, merchant account, or acquiring relationship may be required.

0

No public candidates in this group yet. Check other groups or submit requirements.

Wallet / mobile-money route

Use this route when local customers rely on wallet or mobile-money checkout, then confirm the provider route.

0

No public candidates in this group yet. Check other groups or submit requirements.

Global PSP with local methods

Useful for cross-border teams, but each market, method, entity, and payout route still needs confirmation.

0

No public candidates in this group yet. Check other groups or submit requirements.

Contact-first / needs manual verification

Use these leads to ask official questions before treating the option as an onboarding path.

0

No public candidates in this group yet. Check other groups or submit requirements.

Questions to ask before integration

  • Does this provider support my merchant entity location, industry, and transaction model?
  • Is a local company, local bank account, tax registration, licence, or local contact required?
  • Which local wallets, bank transfers, card acquiring, refunds, and dispute flows are actually supported?
  • What settlement currency, timing, reserves, chargeback fees, and contract fees apply in writing?
  • Are API, plugins, webhooks, sandbox, reconciliation exports, and go-live support available?

Pricing and settlement caveat

Published pricing is suitable for initial screening only. Actual pricing can vary by country, industry, volume, settlement currency, integration model, and contract terms. Confirm the official pricing page or a provider quote before going live.