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Find PSPs by market

Select a country, industry, and entity status to build a practical shortlist of PSPs, aggregators, acquirers, wallet routes, and gateways to verify.

Selected market: PanamaPublic contact leads: 36

Regional planning

Planning more than one country?

Use a regional hub to narrow the provider categories first, then verify each country route before implementation.

Pan-Africa payment route shortlistWhich provider categories should a merchant compare when planning payments across multiple African markets before validating each country route?Pan-LATAM payment route shortlistWhich provider categories should a merchant compare when planning payments across multiple Latin American markets before validating each country route?Pan-Europe payment route shortlistWhich provider categories should a merchant compare when planning payments across multiple European markets before validating each country route?Pan-Asia-Pacific payment route shortlistWhich provider categories should a merchant compare when planning payments across Asia-Pacific markets before validating each country route?Pan-MENA payment route shortlistWhich provider categories should a merchant compare when planning payments across Middle East and North Africa markets before validating each country route?Pan-North America payment route shortlistWhich provider categories should a merchant compare when planning payments across North American markets before validating each country route?

Curated market guide

Panama PSP routes to verify first

Which PSPs, acquirers, gateways, and local payment routes should a merchant ask first for Panama?

6
acquirer · curated

Acquirer / merchant-services route

Prioritize a local acquirer when card authorization, local debit acceptance, or bank-led underwriting is central to the launch.

Do not claim a Panama entity is or is not required. Ask each provider whether the applicant entity, local bank account, tax registration, and settlement currency are acceptable, and confirm the answer with counsel before launch.

  • Can my current company onboard directly, or do you require a Panama company, Panama bank account, or local sponsor?
  • Which card brands, debit products, 3DS flows, refunds, chargebacks, and recurring-payment use cases are supported for my business category?
  • Which official onboarding form or merchant-services page should I use if there is no public sales inbox?
Telered Sistema Clave official pageTelered e-Clave e-commerce official pageSuperintendencia de Bancos de Panama card processors registry
payment_gateway · curated

Gateway / orchestration route

Prioritize a gateway when you already have, or can obtain, acquiring and need e-commerce, API, plugin, payment-link, or virtual-terminal coverage.

Do not claim a Panama entity is or is not required. Ask each provider whether the applicant entity, local bank account, tax registration, and settlement currency are acceptable, and confirm the answer with counsel before launch.

  • Do you route through my own acquirer contract, act as a payment facilitator, or require a bank relationship first?
  • Which integration models are available for hosted checkout, API, payment links, and plugins?
  • What production approval steps, PCI responsibilities, fraud controls, and test credentials are required?
Telered Sistema Clave official pageTelered e-Clave e-commerce official pageSuperintendencia de Bancos de Panama card processors registry
scheme_or_network · curated

Scheme or network access route

Prioritize network context when Clave debit or domestic bank-network coverage is an important checkout requirement.

Do not claim a Panama entity is or is not required. Ask each provider whether the applicant entity, local bank account, tax registration, and settlement currency are acceptable, and confirm the answer with counsel before launch.

  • Which PSPs, gateways, or banks can enable the network route for online transactions?
  • Is this route available for my checkout type, customer device mix, and merchant category?
  • What customer messaging and failed-payment handling are required?
Telered Sistema Clave official pageTelered e-Clave e-commerce official pageSuperintendencia de Bancos de Panama card processors registry
cards_via_local_acquirer_or_bank_led_merchant_services · curated

Cards via local acquirer or bank-led merchant services

Panama card acceptance often starts with an acquiring or bank-merchant-services conversation, especially when the merchant needs local underwriting, POS plus online coverage, or bank settlement alignment.

Do not claim a Panama entity is or is not required. Ask each provider whether the applicant entity, local bank account, tax registration, and settlement currency are acceptable, and confirm the answer with counsel before launch.

  • Use official bank/acquirer merchant-services pages or contact forms first; do not assume public corporate contact channels are sales or onboarding channels.
  • Can my current company onboard directly, or do you require a Panama company, Panama bank account, or local sponsor?
  • Which card brands, debit products, 3DS flows, refunds, chargebacks, and recurring-payment use cases are supported for my business category?
Telered Sistema Clave official pageTelered e-Clave e-commerce official pageSuperintendencia de Bancos de Panama card processors registry
clave_debit_e_commerce_route_through_supported_providers · curated

Clave debit/e-commerce route through supported providers

Clave is a domestic payment network with e-commerce references, so it is a route to verify when debit-card reach matters beyond international card brands.

Do not claim a Panama entity is or is not required. Ask each provider whether the applicant entity, local bank account, tax registration, and settlement currency are acceptable, and confirm the answer with counsel before launch.

  • Ask the gateway or acquirer whether Clave online acceptance is live for your merchant type; use official form/contact page; do not assume eligibility.
  • Can my current company onboard directly, or do you require a Panama company, Panama bank account, or local sponsor?
  • Which card brands, debit products, 3DS flows, refunds, chargebacks, and recurring-payment use cases are supported for my business category?
Telered Sistema Clave official pageTelered e-Clave e-commerce official pageSuperintendencia de Bancos de Panama card processors registry
KYB prep

Documents to prepare

  • Company registration certificate and operating entity details.
  • Beneficial-owner, director, and signatory identity documents.
  • Business website/app URLs, product description, refund policy, terms of service, and restricted-category explanation where relevant.
  • Bank account, settlement currency, tax/VAT/GST information, and expected processing volume.
Due diligence

Questions to ask

  • Can my current merchant entity onboard, or is a local company or bank account required?
  • Which local payment methods are live for my business category and customer flow?
  • What documents are required for KYB, technical review, and production approval?
  • How are refunds, chargebacks, reconciliation files, reserves, FX, and payout currencies handled?
  • Which public email, form, dashboard, or partner manager should be used for merchant onboarding?

Local PSP / aggregator

Start here when you need a provider route for local wallets, bank transfer, cards, or aggregated checkout.

11
Panama · Payment gateway · Public email

Telered e-Clave Comercios

Official merchant page describes e-Clave digital payments for platforms and lists business contact email.

Open official contact page Official site
Panama · Payment gateway · Official form only

ePago Panama

CardsPayment linksOnline payments

Panamanian SMEs checking a local online payment gateway and merchant collection route.

Merchant onboarding requirements should be verified on the official application or sales channel.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap
Panama · PSP / aggregator · Official form only

Kushki Panama

CardsBank transferCashSubscriptions

Regional merchants verifying Panama availability through Kushki's LATAM payment platform.

Merchant onboarding requirements should be verified on the official application or sales channel.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap
Panama · Payment gateway · Official form only

mPos Global

cards

Use the official route to confirm market coverage, entity requirements, industry restrictions, pricing, and settlement.

Panamanian company with operations in Panama, Costa Rica, Nicaragua and Honduras.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap
Panama · Payment gateway · Official form only

PagueloFacil

CardsClave cardPagoCashNequi

Panama SMBs, ecommerce, social sellers and merchants needing cards plus local cash/wallet rails.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap
Panama · Payment gateway · Official form only

PayU

cardsbank transfercash voucher

Part of PayU LATAM; entered Panama market Dec 2022.

Local entity typically required for PayU Panama settlement.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap
Panama · Payment gateway · Official form only

PlacetoPay (Evertec)

cardsbank transferwalletcash voucher

Operates across LATAM incl. Panama and Costa Rica (Evertec expanded to both markets).

Local processing via Evertec; settlement entity may be required per country.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap
Panama · Payment gateway · Official form only

Wompi Panama

CardsPayment linksCheckoutAPI

Panama merchants needing Wompi online payment gateway and developer tools.

Merchant onboarding requirements should be verified on the official application or sales channel.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap

Local acquirer / bank merchant services

Use this route when a local entity, merchant account, or acquiring relationship may be required.

17
Panama · Bank merchant services · Public email

Banco General Panama (incl. Yappy)

VisaMastercardYappy (P2P and QR merchant)BG Comercio Electronico

Banco General, Panama's largest private bank, offers BG Comercio Electronico and BG Puntos de Venta for card acceptance, and operates Yappy, a leading mobile payment app for P2P, QR merchant payments, and business collections.

Requires a Panamanian business and Banco General account. Yappy Comercial registration is available to businesses operating with a Banco General account.

Open official contact page Official site
Panama · Bank merchant services · Public email

Banco General Yappy Botón de Pago

Public merchant materials route Yappy payment-button requests through a dedicated business mailbox.

Open official contact page Official site
Panama · Bank merchant services · Public email

Caja de Ahorros Panama

CardsPOS terminalsPayment buttonBank transfer

Caja de Ahorros is a Panamanian state-owned bank that offers business POS terminals and an online payment button alongside collections and commercial banking. It is a local acquiring option for merchants needing Panamanian settlement in US dollars.

A Panamanian entity and local account are expected; confirm with the bank.

Open official contact page Official site
Panama · Bank merchant services · Public email

Davibank Panamá Soluciones Punto de Venta

Official Panama page offers online payment solutions and publishes a POS service mailbox for interested businesses.

Ask LocalPayMap to verify Official site
Panama · Acquirer / merchant services · Public email

The Transaction Group Panama

Merchant account and payment gateway services marketed for Panamanian online businesses.

Open official contact page Official site
Panama · Acquirer / merchant services · Official form only

AppO Pay

Panama-regulated issuer/acquirer providing Visa and UnionPay acquiring, POS and gateway infrastructure.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official form Official site Ask LocalPayMap
Panama · Bank merchant services · Official form only

BAC Credomatic Panama

VisaMastercardDebit and credit cardsOnline gateway

BAC Credomatic is one of the largest banking groups in Central America and offers merchant card acquiring and an online payment gateway in Panama, processing Visa and Mastercard in USD and local currencies.

Requires a Panamanian business and BAC Credomatic account. Merchant approval and certification apply.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official form Official site Ask LocalPayMap
Panama · Bank merchant services · Official form only

Banco Aliado, S.A.

cardsbank transfer

Use the official route to confirm market coverage, entity requirements, industry restrictions, pricing, and settlement.

Panamanian licensed bank (SBP General License); merchant needs a local Banco Aliado account and affiliation contract.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap

Wallet / mobile-money route

Use this route when local customers rely on wallet or mobile-money checkout, then confirm the provider route.

3
Panama · Wallet operator · Public email

Banco Nacional de Panama (Banconal) - Billetera Electronica Nacional (BEN)

walletbank transfercash voucher

Use the official route to confirm market coverage, entity requirements, industry restrictions, pricing, and settlement.

Panamanian state bank; merchants must bank with Banconal or a linked Panamanian institution to receive BEN wallet / QR payments.

Open official form Official site
Panama · Wallet operator · Public email

Yappy

Yappy walletPayment buttonQRP2P transfer

Panamanian merchants wanting the dominant Yappy wallet payment button (Banco General).

Ask LocalPayMap to verify Official site
Panama · Wallet operator · Official page only

Nequi Panama

Nequi walletP2PQRTransfers

Panamanian merchants wanting the Nequi wallet (Banistmo/Bancolombia) at checkout.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Open official contact page Official site Ask LocalPayMap

Global PSP with local methods

Useful for cross-border teams, but each market, method, entity, and payout route still needs confirmation.

2
Panama · PSP / aggregator · Official form only

dLocal

cardsbank transfercash voucherwallet

Explicitly built for global merchants selling in 60+ emerging markets via one API; serves Panama.

Cross-border model: dLocal can onboard foreign merchants without a local entity; settles in local currency.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap
Panama · PSP / aggregator · Official form only

EBANX

cardsbank transferwalletcash voucher

Serves global brands in 20+ countries incl. Panama (14 LATAM countries).

Cross-border model is described publicly; confirm entity, bank-account, KYB, and onboarding requirements directly with the provider.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap

Contact-first / needs manual verification

Use these leads to ask official questions before treating the option as an onboarding path.

3
Panama · Payment provider · Public email

PayCaddy

Official contact page publishes a sales mailbox for companies launching card and wallet programs in Latam.

Open official contact page Official site
Panama · Card network / switch · Public email

Telered / Sistema Clave

Clave debit cardsATMPOSe-Clave (e-commerce)

Telered operates Sistema Clave, Panama's interbank debit card and POS/ATM network, processing transactions for 30-plus affiliated financial institutions. It offers e-Clave for local e-commerce and has allied with Discover Global Network to expand acceptance.

Telered serves licensed financial institutions as acquirers and issuers; direct merchant affiliation typically runs through a participating bank.

Ask LocalPayMap to verify Official site
Panama · Payment provider · Official form only

ePago (Brink's)

cash voucher

Use the official route to confirm market coverage, entity requirements, industry restrictions, pricing, and settlement.

Panama cash-collection network (Brink's subsidiary); merchants submit bills/accounts for collection at national coverage points.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap

Questions to ask before integration

  • Does this provider support my merchant entity location, industry, and transaction model?
  • Is a local company, local bank account, tax registration, licence, or local contact required?
  • Which local wallets, bank transfers, card acquiring, refunds, and dispute flows are actually supported?
  • What settlement currency, timing, reserves, chargeback fees, and contract fees apply in writing?
  • Are API, plugins, webhooks, sandbox, reconciliation exports, and go-live support available?

Pricing and settlement caveat

Published pricing is suitable for initial screening only. Actual pricing can vary by country, industry, volume, settlement currency, integration model, and contract terms. Confirm the official pricing page or a provider quote before going live.