Market finder

Find PSPs by market

Select a country, industry, and entity status to build a practical shortlist of PSPs, aggregators, acquirers, wallet routes, and gateways to verify.

Selected market: PhilippinesPublic contact leads: 35

Decision summary

Philippines: who to contact and what to ask

35 public leads: 10 with public email, 13 form-only, 12 official-page-only.

Route groups: Local PSP / aggregator: 22 · Local acquirer / bank merchant services: 6 · Wallet / mobile-money route: 3 · Contact-first / needs manual verification: 4

Entity status is still unclear. Write down company jurisdiction, settlement currency, target customers, industry, and expected volume before asking providers about eligibility.

No industry selected. If this is gaming, short drama, SaaS, travel, or marketplace activity, state it clearly before asking for pricing.

Regional planning

Planning more than one country?

Use a regional hub to narrow the provider categories first, then verify each country route before implementation.

Curated market guide

Philippines PSP routes to verify first

Which PSPs, wallets, and bank routes should a merchant ask first for GCash, Maya, InstaPay/PESONet, cash collection, and cards in the Philippines?

4
local_psp_or_aggregator · curated

Philippine PSP / gateway shortlist

PayMongoXendit PhilippinesDragonpayPaynamics Technologies Inc.

Use when you need wallet, card, bank-transfer, and over-the-counter options in one PSP evaluation.

Treat local-entity access as a verification item. Ask each provider whether your current merchant entity can onboard, whether a local company or local bank account is required, and which settlement currencies are supported.

  • Confirm whether your merchant entity can onboard directly or whether a local entity, local bank account, or sponsor merchant is required.
  • Confirm KYB documents, tax registrations, signatory documents, website/app review requirements, and restricted-industry treatment.
  • Confirm supported payment methods, checkout flow, refund/dispute handling, reconciliation fields, FX, payout currency, reserves, and production support.
acquirer_or_bank · curated

Bank acquiring or cashless acceptance route

Bank of the Philippine Islands (BPI Cashless Payment Acceptance)UnionBank UPAYMetrobank Card Corporation (Metrobank Payment Acceptance Solutions)

Use when bank acquiring, enterprise treasury, or local account-to-account flows are important.

Treat local-entity access as a verification item. Ask each provider whether your current merchant entity can onboard, whether a local company or local bank account is required, and which settlement currencies are supported.

  • Confirm whether your merchant entity can onboard directly or whether a local entity, local bank account, or sponsor merchant is required.
  • Confirm KYB documents, tax registrations, signatory documents, website/app review requirements, and restricted-industry treatment.
  • Confirm supported payment methods, checkout flow, refund/dispute handling, reconciliation fields, FX, payout currency, reserves, and production support.
direct_scheme_or_wallet · curated

Wallet and cash-collection route

GCash for BusinessMaya BusinessBayad (CIS Bayad Center, Inc.)ECPay

Use when customer adoption depends on local wallets or cash collection and direct/partner access needs confirmation.

Treat local-entity access as a verification item. Ask each provider whether your current merchant entity can onboard, whether a local company or local bank account is required, and which settlement currencies are supported.

  • Confirm whether your merchant entity can onboard directly or whether a local entity, local bank account, or sponsor merchant is required.
  • Confirm KYB documents, tax registrations, signatory documents, website/app review requirements, and restricted-industry treatment.
  • Confirm supported payment methods, checkout flow, refund/dispute handling, reconciliation fields, FX, payout currency, reserves, and production support.
international_psp · curated

Regional PSP route

Dragonpay via XenditAsiaPay Philippines (PesoPay)Brankas Philippines

Use when Southeast Asia expansion or open-banking coverage matters, while verifying Philippine onboarding conditions.

Treat local-entity access as a verification item. Ask each provider whether your current merchant entity can onboard, whether a local company or local bank account is required, and which settlement currencies are supported.

  • Confirm whether your merchant entity can onboard directly or whether a local entity, local bank account, or sponsor merchant is required.
  • Confirm KYB documents, tax registrations, signatory documents, website/app review requirements, and restricted-industry treatment.
  • Confirm supported payment methods, checkout flow, refund/dispute handling, reconciliation fields, FX, payout currency, reserves, and production support.
KYB prep

Documents to prepare

  • Company registration and Philippine entity or foreign onboarding question
  • Beneficial-owner and signatory ID
  • Website/app URL and product category
  • Bank account and payout-currency requirements to verify
  • Refund, dispute, and customer-service policy
Due diligence

Questions to ask

  • Can my current merchant entity onboard for this market, or is a local company required?
  • Which local payment methods are actually enabled for my merchant category and transaction model?
  • Which documents are required for KYB, website/app review, tax review, and beneficial-owner checks?
  • Which checkout flows, APIs, plugins, hosted pages, refunds, disputes, webhooks, and reconciliation files are supported?
  • Which payout currencies, FX handling, reserves, chargeback process, taxes, and support SLAs should be confirmed before launch?
Contact route fallback

If the official contact route is unclear

If public contact details are not specific enough, ask LocalPayMap to identify the right official form, PSP sales route, or local acquiring partner before committing engineering work.

  • Which local payment methods are actually enabled for my merchant category and transaction model?
  • Which documents are required for KYB, website/app review, tax review, and beneficial-owner checks?
  • Which checkout flows, APIs, plugins, hosted pages, refunds, disputes, webhooks, and reconciliation files are supported?
  • Which payout currencies, FX handling, reserves, chargeback process, taxes, and support SLAs should be confirmed before launch?

Local PSP / aggregator

Start here when you need a provider route for local wallets, bank transfer, cards, or aggregated checkout.

22
Philippines · PSP / aggregator · Public email

Bayad (CIS Bayad Center, Inc.)

Bayad's network is domestic and physical, and it has been extended to serve overseas Filipino workers paying bills at home. A foreign merchant would use it as a collection channel rather than as an acquirer.

Formerly Bayad Center, Bayad is a fintech subsidiary of Meralco and describes itself as the pioneer brand in outsourced payment collection in the Philippines, with over 100,000 physical touchpoints.

Philippines · PSP / aggregator · Public email

Dragonpay via Xendit

online bankingover-the-counter cashe-walletsbank payments

Philippine ecommerce merchants needing local alternative payment coverage, especially non-card bank and cash-based options.

Philippines · Payment gateway · Public email

AsiaPay Philippines (PesoPay)

CardsDebit cardsWalletsInternet banking

AsiaPay Payment Technology Corp. operates PesoPay, a Philippine online payment gateway that lets registered businesses accept credit and debit cards, e-wallets, internet banking, China payment methods and over-the-counter cash through one platform.

Philippine business registration is stated as an onboarding requirement in its own FAQ; confirm details before applying.

Philippines · PSP / aggregator · Public email

ECPay (Electronic Commerce Payments, Inc.)

Over-the-counter cashWalletsBank transferCards

ECPay is a Philippine electronic payment service provider whose network of retail outlets, kiosks and digital touchpoints lets merchants and billers collect cash and digital payments nationwide with electronic reconciliation and reporting.

Confirm with ECPay whether a Philippine registered business is required for merchant or biller partnership.

Philippines · PSP / aggregator · Public email

HelixPay Philippines Inc.

HelixPay is a Philippine-focused payments and commerce platform serving local creators, communities and events. It is not positioned as a cross-border acquirer for foreign companies.

HelixPay Philippines Inc., formerly Bukopay Solutions Inc., is registered as a BSP Operator of Payment System under registration OPSCOR-2022-0020 and is based in Makati, Metro Manila.

Philippines · PSP / aggregator · Public email

Ksher Philippines

Local QR acceptanceLocal e-wallet acceptanceBank transferCross-border collection and settlement

ecommerce, digital_goods, games, marketplace

Philippines · PSP / aggregator · Public email

Paynamics Technologies Inc.

Paynamics describes itself as a BSP-licensed electronic money issuer and registered operator of payment systems serving domestic merchants. Foreign merchants should confirm directly whether a non-resident corporation can be onboarded.

Paynamics Technologies, Inc. is headquartered in the Philippines and states on its own support page that it is regulated by Bangko Sentral ng Pilipinas.

Philippines · Payment gateway · Official form only

Dragonpay

E-walletsCredit cardOnline bankingOver-the-counter (OTC) payment centers

Philippine merchants wanting broad OTC and bank/chains coverage via a single API.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Local acquirer / bank merchant services

Use this route when a local entity, merchant account, or acquiring relationship may be required.

6
Philippines · Bank merchant services · Public email

Metrobank Card Corporation (Metrobank Payment Acceptance Solutions)

CardsQR paymentsOnline bankingWallets

Metrobank Card Corporation is the payment acceptance arm of Metrobank in the Philippines, offering in-store POS and QR acceptance, an online payment gateway, recurring and subscription collection, and merchant reporting for local businesses.

Confirm with Metrobank Card whether a Philippine registered entity and a Metrobank deposit account are required for merchant accreditation.

Philippines · Bank merchant services · Official form only

Bank of the Philippine Islands (BPI Cashless Payment Acceptance)

CardsWalletsQR paymentsOnline banking

BPI's institutional banking arm provides cashless payment acceptance for Philippine merchants, covering POS terminals, an internet payment gateway, email pay invoicing, recurring batch billing and QR acceptance through BPI OneQR.

Merchant onboarding is tied to a BPI deposit account and standard Philippine business registration documents, which should be confirmed with the bank.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Philippines · Bank merchant services · Official form only

Brankas Philippines

Open bankingBank transferDirect debitPayouts

Philippines fintechs and platforms evaluating bank transfer, direct debit, and open banking infrastructure.

Merchant onboarding requirements should be verified on the official application or sales channel.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Philippines · Bank merchant services · Official form only

UnionBank of the Philippines (UPAY)

QR paymentsWalletsCardsBank transfer

UPAY is UnionBank's integrated payment acceptance hub for MSMEs, letting merchants collect payments through UnionBank Online, wallets, over-the-counter partner networks, cards and InstaPay QR from a single business banking app.

A UnionBank business account is stated as part of the onboarding path, so a Philippine business relationship with the bank is expected.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Philippines · Bank merchant services · Official form only

UnionBank UPAY

CardsBank transferQROnline checkout

Philippines businesses evaluating bank-backed merchant payment and online collection products.

Merchant onboarding requirements should be verified on the official application or sales channel.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Philippines · Bank merchant services · Official page only

RCBC Credit (webpay by RCBC)

CardsInstallments

webpay by RCBC is the online payment acceptance service of RCBC's card arm, letting Philippine merchants take card payments on their websites with straight and installment options and next banking day crediting to a nominated bank account.

Confirm with RCBC whether a Philippine registered business and a local bank account are required for merchant accreditation.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Wallet / mobile-money route

Use this route when local customers rely on wallet or mobile-money checkout, then confirm the provider route.

3
Philippines · Wallet operator · Public email

Maya Business

Maya walletcardsQR Phcheckout

Philippine merchants that need wallet, card, QR, payment-link, terminal, and direct checkout options under a large local regulated payments brand.

Philippines · Wallet operator · Official page only

Coins.ph

E-walletQR PhBills paymentBank/E-wallet cash-out

Philippine businesses wanting BSP-regulated e-wallet checkout and bills collection.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Philippines · Wallet operator · Official form only

GCash for Business

GCash walletQROnline paymentsBills payment

Philippines merchants checking direct or PSP-routed GCash wallet and QR acceptance.

Merchant onboarding requirements should be verified on the official application or sales channel.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Global PSP with local methods

Useful for cross-border teams, but each market, method, entity, and payout route still needs confirmation.

0

No public candidates in this group yet. Check other groups or submit requirements.

Contact-first / needs manual verification

Use these leads to ask official questions before treating the option as an onboarding path.

4
Philippines · Payout / remittance · Official form only

Yobpay

e-walletscredit cardsonline bankingover-the-counter payments

Yobpay offers online payment solutions for Philippine businesses, including collections, payouts and recurring payment workflows.

Ask about BSP-related onboarding, local entity and settlement account requirements.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Philippines · Payment provider · Official page only

ECPay

Over-the-counter bills paymentCash-inCash-outE-pins

Billers and merchants wanting the widest OTC cash-in/cash-out touchpoint network in the Philippines.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Philippines · Payment provider · Official page only

Payo Asia Payments

Official FAQ describes merchant payment methods, dashboard, and remittance cycles.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Questions to ask before integration

  • Does this provider support my merchant entity location, industry, and transaction model?
  • Is a local company, local bank account, tax registration, licence, or local contact required?
  • Which local wallets, bank transfers, card acquiring, refunds, and dispute flows are actually supported?
  • What settlement currency, timing, reserves, chargeback fees, and contract fees apply in writing?
  • Are API, plugins, webhooks, sandbox, reconciliation exports, and go-live support available?

Pricing and settlement caveat

Published pricing is suitable for initial screening only. Actual pricing can vary by country, industry, volume, settlement currency, integration model, and contract terms. Confirm the official pricing page or a provider quote before going live.