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Find PSPs by market

Select a country, industry, and entity status to build a practical shortlist of PSPs, aggregators, acquirers, wallet routes, and gateways to verify.

Selected market: RwandaPublic contact leads: 11

Regional planning

Planning more than one country?

Use a regional hub to narrow the provider categories first, then verify each country route before implementation.

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Curated market guide

Rwanda PSP routes to verify first

Which PSPs, acquirers, gateways, and local payment routes should a merchant ask first for Rwanda?

6
licensed_payment_service_provider_or_aggregator · curated

licensed payment service provider or aggregator

Prioritize this when you need a local PSP contract, wallet aggregation, collections API, or a single integration for multiple payment methods.

Do not infer foreign merchant eligibility from consumer wallet or processor pages. Ask whether a Rwandan company, local bank account, RDB registration, local tax profile, or local representative is required for the exact route and business category.

  • Which National Bank of Rwanda payment-service category or regulated role applies to this product?
  • Can my current entity onboard directly, or do you require a Rwandan company, local bank account, or local tax registration?
  • Which methods, refunds, failed-payment flows, reconciliation files, and support escalation routes are available for my use case?
National Bank of Rwanda payment system supervision pageNational Bank of Rwanda payment systems laws and regulations pageRSwitch what we do
mobile_money_operator · curated

mobile money operator

Prioritize this when local consumers are expected to pay from mobile wallets at checkout, in app, by USSD, or through merchant pay.

Do not infer foreign merchant eligibility from consumer wallet or processor pages. Ask whether a Rwandan company, local bank account, RDB registration, local tax profile, or local representative is required for the exact route and business category.

  • Is this a direct MoMoPay or wallet merchant route, a collections API route, or a PSP-aggregated route?
  • Does the route support ecommerce, invoices, recurring collections, in-person merchant pay, or only selected flows?
  • What onboarding path applies if the merchant is foreign-owned or lacks a Rwandan company?
National Bank of Rwanda payment system supervision pageNational Bank of Rwanda payment systems laws and regulations pageRSwitch what we do
bank_or_processor · curated

bank or processor

Prioritize this when you need card acceptance, 3-D Secure processing, bank sponsorship, or local settlement control.

Do not infer foreign merchant eligibility from consumer wallet or processor pages. Ask whether a Rwandan company, local bank account, RDB registration, local tax profile, or local representative is required for the exact route and business category.

  • Which acquiring bank or processor owns card acceptance, settlement, disputes, and chargebacks?
  • Can you support SmartCash, Visa, Mastercard, UPI, mobile payments, or other methods for online merchants?
  • Which official merchant application route should be used if there is no named sales contact?
National Bank of Rwanda payment system supervision pageNational Bank of Rwanda payment systems laws and regulations pageRSwitch what we do
mobile_money_collection_or_momopay_through_the_wallet_operator_or_psp_partner · curated

Mobile money collection or MoMoPay through the wallet operator or PSP partner

Mobile money is a central consumer payment behavior in Rwanda, and official MTN Rwanda material distinguishes merchant and corporate MoMo use cases.

Do not infer foreign merchant eligibility from consumer wallet or processor pages. Ask whether a Rwandan company, local bank account, RDB registration, local tax profile, or local representative is required for the exact route and business category.

  • Ask whether you are contracting with the wallet operator directly or through a PSP partner, and confirm entity eligibility before integration.
  • Which National Bank of Rwanda payment-service category or regulated role applies to this product?
  • Can my current entity onboard directly, or do you require a Rwandan company, local bank account, or local tax registration?
National Bank of Rwanda payment system supervision pageNational Bank of Rwanda payment systems laws and regulations pageRSwitch what we do
rswitch_or_bank_processing_route_for_cards_and_online_payments · curated

RSwitch or bank processing route for cards and online payments

RSwitch states that it is connected to commercial banks, mobile networks, and some microfinance institutions, and describes merchant online processing across schemes and mobile payments.

Do not infer foreign merchant eligibility from consumer wallet or processor pages. Ask whether a Rwandan company, local bank account, RDB registration, local tax profile, or local representative is required for the exact route and business category.

  • Ask the processor or bank to identify the acquiring bank, supported schemes, merchant category review, and settlement model.
  • Which National Bank of Rwanda payment-service category or regulated role applies to this product?
  • Can my current entity onboard directly, or do you require a Rwandan company, local bank account, or local tax registration?
National Bank of Rwanda payment system supervision pageNational Bank of Rwanda payment systems laws and regulations pageRSwitch what we do
KYB prep

Documents to prepare

  • Company registration certificate and operating entity details.
  • Beneficial-owner, director, and signatory identity documents.
  • Business website/app URLs, product description, refund policy, terms of service, and restricted-category explanation where relevant.
  • Bank account, settlement currency, tax/VAT/GST information, and expected processing volume.
Due diligence

Questions to ask

  • Can my current merchant entity onboard, or is a local company or bank account required?
  • Which local payment methods are live for my business category and customer flow?
  • What documents are required for KYB, technical review, and production approval?
  • How are refunds, chargebacks, reconciliation files, reserves, FX, and payout currencies handled?
  • Which public email, form, dashboard, or partner manager should be used for merchant onboarding?

Local PSP / aggregator

Start here when you need a provider route for local wallets, bank transfer, cards, or aggregated checkout.

5
Rwanda · Payment gateway · Public email

IremboPay

MTN MoMoAirtel Moneycardsbank transfer

Rwanda businesses needing one integration for cards, local banks and mobile money.

Onboarding FAQ lists business registration certificate, tax identification number and owner identification documents.

Open official form Official site
Rwanda · PSP / aggregator · Official form only

Efashe (Future Dynamic Innovations)

Mobile moneyBank transferCash

Efashe is the platform of Future Dynamic Innovations, a National Bank of Rwanda licensed payment service provider offering merchant payments, shared agency banking and aggregation APIs across Rwanda, Malawi and Zambia.

A Rwandan entity is expected for domestic acquiring. Requirements should be confirmed with the provider.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official form Official site Ask LocalPayMap
Rwanda · Payment gateway · Official form only

Paypack

mobile moneycheckoutwebhooksmerchant dashboard

Paypack presents developer-focused payment APIs, merchant dashboard, checkout and marketplace tools for Rwanda.

Ask about Rwandan business verification and payout account requirements.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap
Rwanda · Payment gateway · Official page only

Esicia Ltd

Mobile moneyBank transferCardsQR code

Esicia is a Rwandan technology company offering e-payment and e-banking solutions, including its K-Pay and Pay.Rw merchant payment services, and states ISO 27001 and PCI DSS certification.

A Rwandan entity is expected. Requirements should be confirmed with the provider.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Open official contact page Official site Ask LocalPayMap
Rwanda · PSP / aggregator · Official page only

RSwitch (SmartCash)

CardsMobile moneyQR

RSwitch is Rwanda's national payments switch, giving merchants an online payment gateway that accepts cards, SmartCash and mobile wallets.

Merchants connect through the RSwitch online payment gateway; SmartCash is accepted at all bank terminals and POS across Rwanda by regulation.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Open official contact page Official site Ask LocalPayMap

Local acquirer / bank merchant services

Use this route when a local entity, merchant account, or acquiring relationship may be required.

1
Rwanda · Bank merchant services · Public email

Bank of Kigali (BK Open API)

Bank transferMobile moneyCards

BK Open API lets businesses and fintechs integrate Bank of Kigali payments, collections and disbursements directly into their platforms via a secure API.

Businesses banking with Bank of Kigali can sign up as developers, obtain an API key and integrate after sandbox testing; corporate clients already use it for collections.

Ask LocalPayMap to verify Official site

Wallet / mobile-money route

Use this route when local customers rely on wallet or mobile-money checkout, then confirm the provider route.

3
Rwanda · Mobile money operator · Official page only

Airtel Money Rwanda

Mobile money

Airtel Money Rwanda lets merchants accept mobile money payments from customers via USSD and the Airtel Money app across Rwanda.

Merchants onboard through Airtel Money Pay using a registered business and Rwanda NIDA KYC; a merchant till is linked to the owner KYC.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Open official contact page Official site Ask LocalPayMap
Rwanda · Mobile money operator · Official page only

MTN MoMo Pay Rwanda

MTN MoMo Paymerchant QRmobile money

Rwanda merchants that need direct MTN MoMo Pay merchant acceptance.

Merchant fee and merchant responsibility are published, but onboarding documents should be requested from MTN Rwanda.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Open official contact page Official site Ask LocalPayMap
Rwanda · Wallet operator · Official page only

SPENN Rwanda

Mobile moneyQRBank transfer

SPENN Business lets Rwandan merchants collect QR payments, accept online payments via the SPENN Connect API and run bulk disbursements.

Merchants open a SPENN Business account and connect via the business dashboard or API; SPENN is powered by I&M Bank Rwanda.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Open official contact page Official site Ask LocalPayMap

Global PSP with local methods

Useful for cross-border teams, but each market, method, entity, and payout route still needs confirmation.

0

No public candidates in this group yet. Check other groups or submit requirements.

Contact-first / needs manual verification

Use these leads to ask official questions before treating the option as an onboarding path.

2
Rwanda · Payout / remittance · Public email

ElemiPay Rwanda

mobile moneyonline bankingcardspayouts

ElemiPay offers online payment acceptance in Rwanda plus payout APIs and white-label gateway services across African markets.

Ask about Rwanda KYB and local payout account requirements.

Open official form Official site
Rwanda · Open banking / pay by bank · Public email

BK Open API

BK paymentscollectionspayoutsopen API

Rwanda fintechs, marketplaces, billers and enterprise platforms needing permissioned bank API payments.

Access is for approved partners after use-case discussion and approval.

Open official contact page Official site

Questions to ask before integration

  • Does this provider support my merchant entity location, industry, and transaction model?
  • Is a local company, local bank account, tax registration, licence, or local contact required?
  • Which local wallets, bank transfers, card acquiring, refunds, and dispute flows are actually supported?
  • What settlement currency, timing, reserves, chargeback fees, and contract fees apply in writing?
  • Are API, plugins, webhooks, sandbox, reconciliation exports, and go-live support available?

Pricing and settlement caveat

Published pricing is suitable for initial screening only. Actual pricing can vary by country, industry, volume, settlement currency, integration model, and contract terms. Confirm the official pricing page or a provider quote before going live.