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Market finder

Find PSPs by market

Select a country, industry, and entity status to build a practical shortlist of PSPs, aggregators, acquirers, wallet routes, and gateways to verify.

Selected market: TogoPublic contact leads: 3

Regional planning

Planning more than one country?

Use a regional hub to narrow the provider categories first, then verify each country route before implementation.

Pan-Africa payment route shortlistWhich provider categories should a merchant compare when planning payments across multiple African markets before validating each country route?Pan-LATAM payment route shortlistWhich provider categories should a merchant compare when planning payments across multiple Latin American markets before validating each country route?

Curated market guide

Togo PSP routes to verify first

Which PSPs, acquirers, gateways, and local payment routes should a merchant ask first for Togo?

6
bank_or_acquirer · curated

bank or acquirer

Prioritize this when you need card acceptance, bank settlement, local merchant account support, SICA or STAR-linked bank transfers, or a bank-sponsored route into domestic payment rails.

Do not assume a foreign merchant can directly use Togolese wallets, bank acquiring, or WAEMU payment-establishment services. Ask each provider whether a Togolese company, local tax registration, local bank account, WAEMU entity, local representative, or partner-of-record is required for the exact route.

  • Can my current entity onboard, or do you require a Togolese company, local bank account, tax registration, local director, or resident signatory?
  • Are you providing acquiring, gateway sponsorship, bank transfer collection, mobile-money partnership access, or only business-banking support?
  • Who owns refunds, disputes, settlement, chargebacks, reconciliation, and technical support?
BCEAO approved payment establishments in WAEMU as of February 28, 2026BCEAO electronic money issuing institutionsBCEAO payment systems management
mobile_money_or_electronic_money_route · curated

mobile money or electronic money route

Prioritize this when local consumers are expected to pay through wallet, phone-number, USSD, QR, app, or agent-supported mobile-money flows.

Do not assume a foreign merchant can directly use Togolese wallets, bank acquiring, or WAEMU payment-establishment services. Ask each provider whether a Togolese company, local tax registration, local bank account, WAEMU entity, local representative, or partner-of-record is required for the exact route.

  • Is this route operated by an electronic-money issuer, a bank-telecom partnership, or an approved payment establishment?
  • Does the product support merchant collection, ecommerce, QR, invoices, refunds, and transaction-status reporting?
  • Can offshore merchants contract directly, or must a Togolese entity, local bank account, or local aggregator be used?
BCEAO approved payment establishments in WAEMU as of February 28, 2026BCEAO electronic money issuing institutionsBCEAO payment systems management
approved_payment_establishment_or_regional_psp · curated

approved payment establishment or regional psp

Prioritize this when you need aggregation across Togo and other WAEMU markets, or a single API that can combine mobile money, bank, and transfer routes.

Do not assume a foreign merchant can directly use Togolese wallets, bank acquiring, or WAEMU payment-establishment services. Ask each provider whether a Togolese company, local tax registration, local bank account, WAEMU entity, local representative, or partner-of-record is required for the exact route.

  • Which BCEAO-approved payment-establishment status or partner authorization covers your service in Togo?
  • Which routes are live in Togo versus only available elsewhere in WAEMU?
  • What happens if a wallet operator or bank requires local contracting, settlement, or category approval?
BCEAO approved payment establishments in WAEMU as of February 28, 2026BCEAO electronic money issuing institutionsBCEAO payment systems management
bceao_approved_payment_establishment_or_regulated_partner_route · curated

BCEAO-approved payment establishment or regulated partner route

BCEAO's 2026 communication lists approved payment establishments in WAEMU and includes three for Togo, creating a regulator-first screen for non-bank PSP candidates.

Do not assume a foreign merchant can directly use Togolese wallets, bank acquiring, or WAEMU payment-establishment services. Ask each provider whether a Togolese company, local tax registration, local bank account, WAEMU entity, local representative, or partner-of-record is required for the exact route.

  • Ask the provider to state its approved entity name, country of approval, covered service, and whether Togo merchant collection is live.
  • Can my current entity onboard, or do you require a Togolese company, local bank account, tax registration, local director, or resident signatory?
  • Are you providing acquiring, gateway sponsorship, bank transfer collection, mobile-money partnership access, or only business-banking support?
BCEAO approved payment establishments in WAEMU as of February 28, 2026BCEAO electronic money issuing institutionsBCEAO payment systems management
mobile_money_through_bank_telecom_partnerships · curated

Mobile money through bank-telecom partnerships

BCEAO's electronic-money list includes Togo bank and telecom or technical-service partnerships such as FLOOZ, TMONEY, WAVE, GOZEM MONEY, and CORIS MONEY routes.

Do not assume a foreign merchant can directly use Togolese wallets, bank acquiring, or WAEMU payment-establishment services. Ask each provider whether a Togolese company, local tax registration, local bank account, WAEMU entity, local representative, or partner-of-record is required for the exact route.

  • Ask whether merchant access is direct, bank-sponsored, or aggregator-led, and whether online collection is supported.
  • Can my current entity onboard, or do you require a Togolese company, local bank account, tax registration, local director, or resident signatory?
  • Are you providing acquiring, gateway sponsorship, bank transfer collection, mobile-money partnership access, or only business-banking support?
BCEAO approved payment establishments in WAEMU as of February 28, 2026BCEAO electronic money issuing institutionsBCEAO payment systems management
KYB prep

Documents to prepare

  • Company registration certificate and operating entity details.
  • Beneficial-owner, director, and signatory identity documents.
  • Business website/app URLs, product description, refund policy, terms of service, and restricted-category explanation where relevant.
  • Bank account, settlement currency, tax/VAT/GST information, and expected processing volume.
Due diligence

Questions to ask

  • Can my current merchant entity onboard, or is a local company or bank account required?
  • Which local payment methods are live for my business category and customer flow?
  • What documents are required for KYB, technical review, and production approval?
  • How are refunds, chargebacks, reconciliation files, reserves, FX, and payout currencies handled?
  • Which public email, form, dashboard, or partner manager should be used for merchant onboarding?

Local PSP / aggregator

Start here when you need a provider route for local wallets, bank transfer, cards, or aggregated checkout.

2
Togo · Payment gateway · Public email

FedaPay Togo

mobile moneycardspayment linksAPI

FedaPay office route for Togo merchants using online and mobile-money payment acceptance.

Email sales Official site
Togo · Payment gateway · Official form only

EretuPay

FloozT-Moneyonline paymentsAPI

Togo online payment gateway presenting API integration and local wallet acceptance for merchants.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap

Local acquirer / bank merchant services

Use this route when a local entity, merchant account, or acquiring relationship may be required.

0

No public candidates in this group yet. Check other groups or submit requirements.

Wallet / mobile-money route

Use this route when local customers rely on wallet or mobile-money checkout, then confirm the provider route.

0

No public candidates in this group yet. Check other groups or submit requirements.

Global PSP with local methods

Useful for cross-border teams, but each market, method, entity, and payout route still needs confirmation.

0

No public candidates in this group yet. Check other groups or submit requirements.

Contact-first / needs manual verification

Use these leads to ask official questions before treating the option as an onboarding path.

1
Togo · Payment provider · Public email

Semoa

merchant paymentsdigital payment servicescustomer relationship payments

Togo fintech providing payment and digital customer relationship services, with a public sales contact route.

Email sales Official site

Questions to ask before integration

  • Does this provider support my merchant entity location, industry, and transaction model?
  • Is a local company, local bank account, tax registration, licence, or local contact required?
  • Which local wallets, bank transfers, card acquiring, refunds, and dispute flows are actually supported?
  • What settlement currency, timing, reserves, chargeback fees, and contract fees apply in writing?
  • Are API, plugins, webhooks, sandbox, reconciliation exports, and go-live support available?

Pricing and settlement caveat

Published pricing is suitable for initial screening only. Actual pricing can vary by country, industry, volume, settlement currency, integration model, and contract terms. Confirm the official pricing page or a provider quote before going live.