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Select a country, industry, and entity status to build a practical shortlist of PSPs, aggregators, acquirers, wallet routes, and gateways to verify.

Selected market: United Arab EmiratesPublic contact leads: 23

Decision summary

United Arab Emirates: who to contact and what to ask

23 public leads: 6 with public email, 11 form-only, 6 official-page-only.

Route groups: Local PSP / aggregator: 17 · Local acquirer / bank merchant services: 4 · Contact-first / needs manual verification: 2

Entity status is still unclear. Write down company jurisdiction, settlement currency, target customers, industry, and expected volume before asking providers about eligibility.

No industry selected. If this is gaming, short drama, SaaS, travel, or marketplace activity, state it clearly before asking for pricing.

Open contact directoryView payment channelsSubmit requirementsAsk on WhatsApp

Regional planning

Planning more than one country?

Use a regional hub to narrow the provider categories first, then verify each country route before implementation.

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Curated market guide

United Arab Emirates PSP routes to verify first

Which PSPs, acquiring routes, and wallet options should a merchant ask first for UAE cards, Aani, wallets, BNPL, and local bank acceptance?

4
local_psp_or_aggregator · curated

UAE PSP / gateway shortlist

Network InternationalPayFort by Amazon Payment ServicesTelrPayTabs

Use when you need cards, wallets, bank-transfer rails, and localized checkout through a UAE PSP evaluation.

Treat local-entity access as a verification item. Ask each provider whether your current merchant entity can onboard, whether a local company or local bank account is required, and which settlement currencies are supported.

  • Confirm whether your merchant entity can onboard directly or whether a local entity, local bank account, or sponsor merchant is required.
  • Confirm KYB documents, tax registrations, signatory documents, website/app review requirements, and restricted-industry treatment.
  • Confirm supported payment methods, checkout flow, refund/dispute handling, reconciliation fields, FX, payout currency, reserves, and production support.
Network International - Merchant Self OnboardingAmazon Payment Services contact pageTelr — Contact us
acquirer_or_bank · curated

Acquirer or bank merchant-services route

MagnatiEmirates NBD PayNEO PAYbotim money / PayBy

Use when direct acquiring, local bank support, or enterprise merchant services are important.

Treat local-entity access as a verification item. Ask each provider whether your current merchant entity can onboard, whether a local company or local bank account is required, and which settlement currencies are supported.

  • Confirm whether your merchant entity can onboard directly or whether a local entity, local bank account, or sponsor merchant is required.
  • Confirm KYB documents, tax registrations, signatory documents, website/app review requirements, and restricted-industry treatment.
  • Confirm supported payment methods, checkout flow, refund/dispute handling, reconciliation fields, FX, payout currency, reserves, and production support.
UAE merchants can go for contactless payments with Tap to Pay on iPhoneEmirates NBD PayNEO PAY homepage
direct_scheme_or_wallet · curated

Wallet, instant-payment, and BNPL route

Al Etihad PaymentsPayit (First Abu Dhabi Bank)TabbyCashew

Use when customer conversion depends on wallets, instant payment, or BNPL and direct/partner access must be verified.

Treat local-entity access as a verification item. Ask each provider whether your current merchant entity can onboard, whether a local company or local bank account is required, and which settlement currencies are supported.

  • Confirm whether your merchant entity can onboard directly or whether a local entity, local bank account, or sponsor merchant is required.
  • Confirm KYB documents, tax registrations, signatory documents, website/app review requirements, and restricted-industry treatment.
  • Confirm supported payment methods, checkout flow, refund/dispute handling, reconciliation fields, FX, payout currency, reserves, and production support.
Contact Us - Al Etihad PaymentsPayit Frequently Asked QuestionsCashew — Buy Now Pay Later
international_psp · curated

Regional or cross-border PSP route

MamoMyFatoorahNoon PaymentsZiina

Use when comparing regional MENA PSPs or startup-friendly checkout routes, subject to UAE-specific KYB review.

Treat local-entity access as a verification item. Ask each provider whether your current merchant entity can onboard, whether a local company or local bank account is required, and which settlement currencies are supported.

  • Confirm whether your merchant entity can onboard directly or whether a local entity, local bank account, or sponsor merchant is required.
  • Confirm KYB documents, tax registrations, signatory documents, website/app review requirements, and restricted-industry treatment.
  • Confirm supported payment methods, checkout flow, refund/dispute handling, reconciliation fields, FX, payout currency, reserves, and production support.
Mamo homepageMyFatoorah docs overviewNoon Payments — MENA payment solutions
KYB prep

Documents to prepare

  • Company registration and UAE trade licence or foreign onboarding question
  • Beneficial-owner and signatory ID
  • Website/app URL and product category
  • VAT/tax registration details where applicable
  • Bank account and payout-currency requirements to verify
Due diligence

Questions to ask

  • Can my current merchant entity onboard for this market, or is a local company required?
  • Which local payment methods are actually enabled for my merchant category and transaction model?
  • Which documents are required for KYB, website/app review, tax review, and beneficial-owner checks?
  • Which checkout flows, APIs, plugins, hosted pages, refunds, disputes, webhooks, and reconciliation files are supported?
  • Which payout currencies, FX handling, reserves, chargeback process, taxes, and support SLAs should be confirmed before launch?
Contact route fallback

If the official contact route is unclear

If a UAE provider points to an official form, a broad contact page, or no clear sales contact, start by asking for the merchant-services or PSP onboarding route that handles your business model. Ask whether your UAE acceptance options, entity review, and business category can be discussed through that official channel, and where to continue if the public page is only a support or consumer route.

  • Is this the right official route for UAE merchant or PSP onboarding?
  • Which UAE acceptance options can be reviewed for my business model?
  • What entity review should I complete before technical integration?
  • If this is a support or consumer page, where should merchant sales inquiries go?

Local PSP / aggregator

Start here when you need a provider route for local wallets, bank transfer, cards, or aggregated checkout.

17
United Arab Emirates · PSP / aggregator · Public email

NymCard

NymCard is infrastructure rather than a merchant-facing gateway: it sells card issuing, processing, money movement and settlement to banks, fintechs and platforms operating in MENA. A cross-border merchant would meet it as the technology behind a local partner's payout or card programme, not as a direct checkout option. Its multi-entity structure spans the UAE, Saudi Arabia, Egypt, Pakistan and the UK.

NymCard operates through locally incorporated entities, including NymCard Payment Services LLC in the UAE and a Saudi information-technology entity, which is how it handles data residency and in-country regulatory expectations. Buyers should confirm which entity contracts with them and under which regulator that entity sits.

Email general inbox Official site
United Arab Emirates · PSP / aggregator · Public email

Magnati

Magnati is the payments arm carved out of First Abu Dhabi Bank and now backed by Brookfield alongside FAB, focused on direct acquiring, issuer processing and acquiring processing in the UAE. It is a domestic acquirer: merchants need a UAE entity and bank account, and it is not a vehicle for offshore merchants to bill UAE cardholders directly. It is often the processor behind bank-branded merchant offers, so smaller merchants may already be using it indirectly.

Operating from Abu Dhabi with Central Bank of the UAE licensed activities, Magnati also serves government and institutional clients, which is why its compliance and data-residency posture suits regulated and public-sector merchants.

Email general inbox Official site
United Arab Emirates · Payment gateway · Public email

MyFatoorah

cardsApple PayGoogle Paypayment links

Useful for GCC merchants needing checkout, invoices and developer-friendly regional card/wallet acceptance.

Email general inbox Official site
United Arab Emirates · PSP / aggregator · Public email

Network International

Network International is the largest acquirer-processor in the region and serves banks, fintechs and telcos as well as merchants directly. It is the default choice for international brands entering the UAE, and it was among the first to enable Jaywan card acceptance for online payments. Its footprint across more than 50 markets makes it a single-contract option for merchants expanding across the Middle East and Africa.

Direct acquiring in the UAE runs through Network's locally licensed entities under Central Bank of the UAE oversight, and the company reports local and global compliance as a platform feature. Merchants without a UAE entity are usually served through a cross-border structure with different pricing and underwriting.

Email merchant support inbox Official site
United Arab Emirates · PSP / aggregator · Official form only

Al Etihad Payments

Al Etihad Payments is not a merchant acquirer and does not onboard merchants directly; it is the Central Bank of the UAE subsidiary that runs the national rails. A foreign merchant reaches Aani, Jaywan or UAESWITCH through a licensed bank or payment service provider, so the practical step is to ask a candidate acquirer which of these rails it supports.

AEP sits inside the Central Bank of the UAE group and directs enquiries back to licensed financial institutions and payment service providers. That structure is the clearest signal of how the UAE market works: infrastructure is public, access to it is licensed.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap
United Arab Emirates · PSP / aggregator · Official form only

botim money (PayBy, Astra Tech)

The PayBy merchant network was folded into the botim money brand under Astra Tech, so older PayBy documentation still circulates while sales now runs through botim.money. It is a domestic UAE acquirer: it onboards merchants with a UAE trade licence and is not a route for an overseas company to bill UAE consumers without a local entity. Its value for cross-border merchants is the Alipay+ and WeChat acceptance it brings to tourist-facing retail.

Astra Tech's payment business operates under Central Bank of the UAE retail payment services licensing, covering merchant acquiring and wallet activity. Expect standard UAE onboarding: trade licence, shareholder KYC, and a UAE bank account for settlement.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap
United Arab Emirates · PSP / aggregator · Official form only

Foloosi

Foloosi is a UAE-focused gateway for businesses with a local licence and bank account. It advertises multi-currency processing, but the merchant still needs a UAE entity and AED settlement relationship. It is not the right first stop for a merchant selling into the UAE from abroad with no local footprint.

Onboarding is built around UAE-registered businesses, and Foloosi works with licensed local partners for the underlying acquiring. Merchants should ask which licensed financial institution sits behind the settlement flow, because Foloosi positions itself as the technology and merchant-facing layer.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap
United Arab Emirates · Payment gateway · Official form only

Hubpay

CardsApple PayGoogle PayBank transfer

Hubpay is an Abu Dhabi Global Market regulated payments platform offering UAE businesses multi-currency accounts, corporate foreign exchange, payment links, hosted checkout pages and global payroll.

Merchant onboarding requires a UAE trade licence and basic KYC, with approval typically completed within a few working days according to the provider.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap

Local acquirer / bank merchant services

Use this route when a local entity, merchant account, or acquiring relationship may be required.

4
United Arab Emirates · Acquirer / merchant services · Public email

NEO PAY

CardsWalletsQRInstant bank transfer

NEO PAY is a Dubai-based merchant acquirer, formerly Mashreq's merchant payment business, providing POS, e-commerce gateway, Aani instant payments and value-added services to UAE merchants across hospitality, retail, real estate, government and logistics.

Merchant onboarding is aimed at UAE-licensed businesses; confirm documentation with the NEO PAY sales line.

Email general inbox Official site
United Arab Emirates · Acquirer / merchant services · Public email

Telr

VisaMastercardAmerican ExpressApple Pay

SMEs to enterprises needing a regional gateway with social commerce, QR, payment links and BNPL via Tabby.

Email business intake Official site
United Arab Emirates · Acquirer / merchant services · Official form only

botim money / PayBy

cardsPOSpayment linksQR payments

Strong for UAE retailers and restaurants that need POS plus online links under one local acquiring relationship.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap
United Arab Emirates · Bank merchant services · Official form only

Emirates NBD Pay

CardsWalletsQRPay by link

Emirates NBD Pay is the card acceptance and merchant solutions business of Emirates NBD, covering POS terminals, an e-commerce payment gateway, pay by link, unified commerce, soft POS and unattended kiosks for institutional clients in the United Arab Emirates.

Onboarding runs through the bank's corporate and institutional banking relationship, so a UAE banking relationship is expected.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap

Wallet / mobile-money route

Use this route when local customers rely on wallet or mobile-money checkout, then confirm the provider route.

0

No public candidates in this group yet. Check other groups or submit requirements.

Global PSP with local methods

Useful for cross-border teams, but each market, method, entity, and payout route still needs confirmation.

0

No public candidates in this group yet. Check other groups or submit requirements.

Contact-first / needs manual verification

Use these leads to ask official questions before treating the option as an onboarding path.

2
United Arab Emirates · BNPL provider · Official page only

Cashew

BNPL (Pay in 4 / installments)CardsApple Pay

Retailers and e-commerce wanting checkout financing / BNPL.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Open official contact page Official site Ask LocalPayMap
United Arab Emirates · Payment provider · Official page only

Tarabut

Bank transferAccount-to-accountOpen banking payments

Tarabut is a regulated open banking platform headquartered in the Dubai International Financial Centre and licensed by the Central Bank of Bahrain, providing account-to-account payment initiation, consented financial data and embedded finance APIs across the region.

Tarabut works with banks, regulated fintechs and merchants, and the contracting entity differs by market; confirm which regulated entity covers the intended country.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Open official contact page Official site Ask LocalPayMap

Questions to ask before integration

  • Does this provider support my merchant entity location, industry, and transaction model?
  • Is a local company, local bank account, tax registration, licence, or local contact required?
  • Which local wallets, bank transfers, card acquiring, refunds, and dispute flows are actually supported?
  • What settlement currency, timing, reserves, chargeback fees, and contract fees apply in writing?
  • Are API, plugins, webhooks, sandbox, reconciliation exports, and go-live support available?

Pricing and settlement caveat

Published pricing is suitable for initial screening only. Actual pricing can vary by country, industry, volume, settlement currency, integration model, and contract terms. Confirm the official pricing page or a provider quote before going live.