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Market finder

Find PSPs by market

Select a country, industry, and entity status to build a practical shortlist of PSPs, aggregators, acquirers, wallet routes, and gateways to verify.

Selected market: United StatesPublic contact leads: 26

Regional planning

Planning more than one country?

Use a regional hub to narrow the provider categories first, then verify each country route before implementation.

Pan-Africa payment route shortlistWhich provider categories should a merchant compare when planning payments across multiple African markets before validating each country route?Pan-LATAM payment route shortlistWhich provider categories should a merchant compare when planning payments across multiple Latin American markets before validating each country route?

Curated market guide

United States PSP routes to verify first

Which PSPs, acquirers, wallets, ACH/open-banking routes, and BNPL options should a merchant ask first for the United States?

3
local_psp_or_aggregator · curated

US gateway / PSP shortlist

Authorize.netCybersourceFinixFreedomPay

Use when you need cards, wallets, ACH, payment links, or platform payments through a US-focused provider evaluation.

Treat local-entity access as a verification item. Ask each provider whether your current merchant entity can onboard, whether a local company or local bank account is required, and which settlement currencies are supported.

  • Confirm whether your merchant entity can onboard directly or whether a local entity, local bank account, licensed partner, or sponsor merchant is required.
  • Confirm KYB documents, beneficial-owner checks, website/app review requirements, prohibited categories, reserve policy, and production support path.
  • Confirm supported payment methods, refund/dispute handling, reconciliation fields, FX treatment, payout currency, and settlement timing before integration.
Authorize.net contact pageCybersource contact pageCybersource developer contact information
acquirer_or_bank · curated

Acquirer and merchant-services route

BlueSnapDharma Merchant ServicesFortisNMI

Use when direct merchant account control, interchange treatment, retail/POS, or underwriting flexibility matters.

Treat local-entity access as a verification item. Ask each provider whether your current merchant entity can onboard, whether a local company or local bank account is required, and which settlement currencies are supported.

  • Confirm whether your merchant entity can onboard directly or whether a local entity, local bank account, licensed partner, or sponsor merchant is required.
  • Confirm KYB documents, beneficial-owner checks, website/app review requirements, prohibited categories, reserve policy, and production support path.
  • Confirm supported payment methods, refund/dispute handling, reconciliation fields, FX treatment, payout currency, and settlement timing before integration.
BlueSnap contact pageDharma contact pageFortis contact page
direct_scheme_or_wallet · curated

Wallet, ACH, and BNPL route

PayPalVenmoZelleAffirm

Use when PayPal/Venmo, Apple Pay/Google Pay, bank transfer, or BNPL coverage is a conversion requirement.

Treat local-entity access as a verification item. Ask each provider whether your current merchant entity can onboard, whether a local company or local bank account is required, and which settlement currencies are supported.

  • Confirm whether your merchant entity can onboard directly or whether a local entity, local bank account, licensed partner, or sponsor merchant is required.
  • Confirm KYB documents, beneficial-owner checks, website/app review requirements, prohibited categories, reserve policy, and production support path.
  • Confirm supported payment methods, refund/dispute handling, reconciliation fields, FX treatment, payout currency, and settlement timing before integration.
PayPal official pageVenmo official pageZelle official page
KYB prep

Documents to prepare

  • Company registration certificate and operating entity details.
  • Beneficial-owner, director, and signatory identity documents.
  • Business website/app URLs, product description, refund policy, terms of service, and restricted-category explanation where relevant.
  • Bank account, settlement currency, tax/VAT/GST information, and expected processing volume.
Due diligence

Questions to ask

  • Can my current merchant entity onboard, or is a local company or bank account required?
  • Which local payment methods are live for my business category and customer flow?
  • What documents are required for KYB, technical review, and production approval?
  • How are refunds, chargebacks, reconciliation files, reserves, FX, and payout currencies handled?
  • Which public email, form, dashboard, or partner manager should be used for merchant onboarding?

Local PSP / aggregator

Start here when you need a provider route for local wallets, bank transfer, cards, or aggregated checkout.

12
United States · Payment gateway · Public email

ACHQ

ACHeCheckrecurring paymentsmerchant accounts

U.S. ACH and eCheck processor with merchant accounts, ODFI relationships, and recurring bank-payment services.

Email sales Official site
United States · Payment gateway · Public email

Cybersource

card paymentsdigital walletsfraud screeningtoken management

Visa-owned payment management platform for ecommerce acceptance, fraud tools, tokenization, and global enterprise payment operations.

US onboarding requirements must be confirmed with Cybersource.

Email business intake Official site
United States · Payment gateway · Public email

NMI

card paymentsACHmobile paymentspayment links

Payment gateway and embedded commerce platform for ISVs, payment facilitators, ISOs, and merchant acquirers.

US onboarding requirements must be confirmed with NMI.

Email business intake Official site
United States · PSP / aggregator · Public email

Payliance

ACHcard paymentsloan repayment paymentsmerchant services

U.S. payment provider for ACH, merchant services, loan repayment, and partner payment programs.

Email official inbox Official site
United States · Payment gateway · Public email

PayTrace

card paymentsACHlevel 2 and level 3 processingpayment links

B2B payment gateway for card and ACH acceptance, payment links, and commercial-card data optimization.

Email official inbox Official site
United States · Payment gateway · Public email

REPAY

card paymentsACHtext paymentsvendor payments

Integrated payment technology provider for vertical software, bill pay, text payments, and accounts receivable workflows.

Email sales Official site
United States · Payment gateway · Public email

Spreedly

gateway orchestrationcard vaultingnetwork tokenspayment methods

Payment orchestration and vaulting platform that connects merchants to many gateways and payment services through one integration.

Email sales Official site
United States · Payment gateway · Official form only

Authorize.net

card paymentseCheckrecurring billinghosted checkout

North America payment gateway for online card acceptance, eCheck, recurring billing, and partner integrations.

US merchant account and reseller/acquirer route requirements must be confirmed with Authorize.net.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap

Local acquirer / bank merchant services

Use this route when a local entity, merchant account, or acquiring relationship may be required.

7
United States · Acquirer · Public email

Dharma Merchant Services

card paymentsACHvirtual terminalecommerce gateway

U.S. merchant services provider focused on transparent card processing, ecommerce gateway access, and nonprofit-friendly accounts.

US merchant-services requirements must be confirmed with Dharma Merchant Services.

Email business intake Official site
United States · Acquirer · Public email

Fortis

card paymentsACHembedded paymentsinvoicing

U.S. payment platform offering embedded payments, AR workflows, and merchant acquiring for software-led businesses.

US onboarding requirements must be confirmed with Fortis.

Email business intake Official site
United States · Bank merchant services · Public email

Host Merchant Services

card paymentsACHPOSpayment gateway

U.S. merchant services provider offering card processing, POS, ecommerce gateways, and merchant account review services.

Email sales Official site
United States · Bank merchant services · Public email

PayJunction

card paymentsACHhosted paymentsvirtual terminal

U.S. merchant services provider with gateway, terminal, ACH, and recurring payment tools for small and mid-market businesses.

Email sales Official site
United States · Acquirer · Official form only

BlueSnap

card paymentslocal payment methodssubscription billingmarketplace payments

Payment platform for global card acquiring, local payment methods, recurring billing, and marketplace payment flows.

US onboarding requirements must be confirmed with BlueSnap.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap
United States · Acquirer / merchant services · Official form only

Pay.com

card paymentsalternative payment methodspayment orchestrationsmart routing

Payment platform combining acquiring, orchestration, optimization, and alternative payment methods for online businesses.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap
United States · Bank merchant services · Official form only

PaymentCloud

card paymentsACHhigh-risk merchant accountsB2B payments

U.S. merchant services provider for standard and high-risk businesses, including B2B merchant accounts and ecommerce processing.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap

Wallet / mobile-money route

Use this route when local customers rely on wallet or mobile-money checkout, then confirm the provider route.

3
United States · Wallet operator · Official page only

Affirm

Affirm is a public Wallet operator contact candidate for United States. Use official sources to verify market scope, merchant eligibility, pricing, settlement, refunds, disputes, and support before integration.

US merchant eligibility must be confirmed with Affirm.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap
United States · Wallet operator · Official page only

Google Pay

Google Pay is a public Wallet operator contact candidate for United States. Use official sources to verify market scope, merchant eligibility, pricing, settlement, refunds, disputes, and support before integration.

Merchant production access and domain approval requirements must be confirmed in Google Pay tooling.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap
United States · Wallet operator · Official page only

Venmo

Venmo is a public Wallet operator contact candidate for United States. Use official sources to verify market scope, merchant eligibility, pricing, settlement, refunds, disputes, and support before integration.

US business profile eligibility must be confirmed in the Venmo/PayPal flow.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap

Global PSP with local methods

Useful for cross-border teams, but each market, method, entity, and payout route still needs confirmation.

1
United States · PSP / aggregator · Official page only

PayPal

PayPal is a public PSP / aggregator contact candidate for United States. Use official sources to verify market scope, merchant eligibility, pricing, settlement, refunds, disputes, and support before integration.

US business account and enterprise onboarding requirements must be confirmed with PayPal.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap

Contact-first / needs manual verification

Use these leads to ask official questions before treating the option as an onboarding path.

3
United States · Card network / switch · Public email

Paystand

ACHbank paymentscard paymentsB2B checkout

B2B payments platform for digital receivables, no-fee bank payments, ERP integrations, and checkout experiences.

Email sales Official site
United States · Payment provider · Public email

Tilled

card paymentsACHembedded paymentscard-present payments

PayFac-as-a-service platform for software companies adding embedded card, ACH, and card-present payment acceptance.

Email integrations inbox Official site
United States · Open banking / pay by bank · Official form only

Dwolla

ACHsame day ACHRTPwire transfers

U.S. bank-payment infrastructure platform for ACH, real-time payments, wires, and embedded money movement.

No public sales email found yet. Open official form or ask LocalPayMap to help verify.

Open official contact form Official site Ask LocalPayMap

Questions to ask before integration

  • Does this provider support my merchant entity location, industry, and transaction model?
  • Is a local company, local bank account, tax registration, licence, or local contact required?
  • Which local wallets, bank transfers, card acquiring, refunds, and dispute flows are actually supported?
  • What settlement currency, timing, reserves, chargeback fees, and contract fees apply in writing?
  • Are API, plugins, webhooks, sandbox, reconciliation exports, and go-live support available?

Pricing and settlement caveat

Published pricing is suitable for initial screening only. Actual pricing can vary by country, industry, volume, settlement currency, integration model, and contract terms. Confirm the official pricing page or a provider quote before going live.