Market finder

Find PSPs by market

Select a country, industry, and entity status to build a practical shortlist of PSPs, aggregators, acquirers, wallet routes, and gateways to verify.

Selected market: UruguayPublic contact leads: 20

Regional planning

Planning more than one country?

Use a regional hub to narrow the provider categories first, then verify each country route before implementation.

Curated market guide

Uruguay PSP routes to verify first

Which PSPs, acquirers, gateways, and local payment routes should a merchant ask first for Uruguay?

6
acquirer_or_processor · curated

acquirer_or_processor

Prioritize an acquirer or processor when card authorization, local acquiring, POS plus e-commerce, or card operations control are central to the launch.

Do not claim that a Uruguay entity is or is not required. Provider role matters: a gateway model, payfac model, direct acquirer contract, e-money route, or payment/collection provider can each have different applicant, RUT, bank-account, and settlement requirements. Confirm with the provider and counsel.

  • Are you the acquirer, processor, switch, POS network administrator, gateway, or payfac in this route?
  • Can a foreign company onboard directly, or is a Uruguay entity, RUT, local bank account, or local representative required?
  • Which card brands, installments, refunds, chargebacks, 3DS, recurring payments, and reporting features are supported for my use case?
payment_gateway_or_payfac · curated

payment_gateway_or_payfac

Prioritize a gateway or payfac when you want a single integration that can route cards, cash, bank transfer, wallets, or multiple acquirers.

Do not claim that a Uruguay entity is or is not required. Provider role matters: a gateway model, payfac model, direct acquirer contract, e-money route, or payment/collection provider can each have different applicant, RUT, bank-account, and settlement requirements. Confirm with the provider and counsel.

  • Is my integration payfac, gateway, or bring-your-own-acquirer?
  • Which payment methods are available in Uruguay for my merchant category and applicant entity?
  • Who handles settlement, disputes, refunds, reconciliation, customer support, and production approval?
cash_collection_or_bank_transfer_provider · curated

cash_collection_or_bank_transfer_provider

Prioritize cash collection, bank transfer, or wallet routes when customers may prefer Abitab, Redpagos, online bank transfer, or local account-funded payment methods.

Do not claim that a Uruguay entity is or is not required. Provider role matters: a gateway model, payfac model, direct acquirer contract, e-money route, or payment/collection provider can each have different applicant, RUT, bank-account, and settlement requirements. Confirm with the provider and counsel.

  • Is the route online, offline cash collection, bank-transfer based, wallet based, or PCT?
  • What customer identifier, document field, voucher flow, expiry, reconciliation, and refund path are required?
  • Can this route be offered to my customer segment and merchant category?
cards_via_registered_acquirer_processor_or_gateway · curated

Cards via registered acquirer, processor, or gateway

BCU's institution register identifies payment-system roles such as acquirers, processors, switches, and POS network administrators, which helps merchants avoid confusing a gateway conversation with acquiring eligibility.

Do not claim that a Uruguay entity is or is not required. Provider role matters: a gateway model, payfac model, direct acquirer contract, e-money route, or payment/collection provider can each have different applicant, RUT, bank-account, and settlement requirements. Confirm with the provider and counsel.

  • Use the provider's official merchant or developer channel and ask which registered role applies to the product you will use.
  • Are you the acquirer, processor, switch, POS network administrator, gateway, or payfac in this route?
  • Can a foreign company onboard directly, or is a Uruguay entity, RUT, local bank account, or local representative required?
gateway_payfac_orchestration_for_multi_method_checkout · curated

Gateway/payfac orchestration for multi-method checkout

Some Uruguay-focused gateway documentation distinguishes payfac and gateway models, which affects who owns acquiring contracts, settlement, and merchant underwriting.

Do not claim that a Uruguay entity is or is not required. Provider role matters: a gateway model, payfac model, direct acquirer contract, e-money route, or payment/collection provider can each have different applicant, RUT, bank-account, and settlement requirements. Confirm with the provider and counsel.

  • Ask whether you can use the payfac model or must bring your own acquirer contract before production.
  • Are you the acquirer, processor, switch, POS network administrator, gateway, or payfac in this route?
  • Can a foreign company onboard directly, or is a Uruguay entity, RUT, local bank account, or local representative required?
KYB prep

Documents to prepare

  • Company registration certificate and operating entity details.
  • Beneficial-owner, director, and signatory identity documents.
  • Business website/app URLs, product description, refund policy, terms of service, and restricted-category explanation where relevant.
  • Bank account, settlement currency, tax/VAT/GST information, and expected processing volume.
Due diligence

Questions to ask

  • Can my current merchant entity onboard, or is a local company or bank account required?
  • Which local payment methods are live for my business category and customer flow?
  • What documents are required for KYB, technical review, and production approval?
  • How are refunds, chargebacks, reconciliation files, reserves, FX, and payout currencies handled?
  • Which public email, form, dashboard, or partner manager should be used for merchant onboarding?

Local PSP / aggregator

Start here when you need a provider route for local wallets, bank transfer, cards, or aggregated checkout.

7
Uruguay · PSP / aggregator · Public email

Handy

POSHandy LinkQROnline payment gateway

Uruguay SMEs needing one contract for POS, links, QR and online payments.

Uruguay · Payment gateway · Public email

Crédito de la Casa Comercios

Official merchant page asks prospective merchants to email business data to join the payment network.

Uruguay · Payment gateway · Public email

Plexo

Payment gatewayPayment linksSubscriptionsCards

Local Uruguay processing; cross-border availability should be confirmed.

Uruguay · PSP / aggregator · Official page only

Bamboo Payment Uruguay

CardsCashBank transferWallets

Regional ecommerce, platforms, marketplaces and merchants needing Uruguay gateway/payfac options.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Uruguay · Payment gateway · Official page only

InSwitch

Wallet platformCard issuingPayment processingQR

Fintechs, wallets, platforms and embedded finance programs.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Uruguay · Payment gateway · Official page only

PagosWeb

Online paymentsCardsHosted payment form

Local Uruguay ecommerce and hosted payment form integrations.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Uruguay · Payment gateway · Official page only

PlusPagos Uruguay

Payment link service for merchants to collect card payments remotely.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Local acquirer / bank merchant services

Use this route when a local entity, merchant account, or acquiring relationship may be required.

6
Uruguay · Acquirer / merchant services · Public email

OCA Comercios

Official merchant page invites businesses to start selling and publishes a merchant inquiries mailbox.

Uruguay · Bank merchant services · Official page only

OCA Blue Comercios

OCA merchant ecosystem beyond the dedicated Comercios portal already in baseline.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Uruguay · Acquirer / merchant services · Official page only

Sistarbanc

Uruguayan card processing infrastructure referenced by local gateways for debit transactions.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Wallet / mobile-money route

Use this route when local customers rely on wallet or mobile-money checkout, then confirm the provider route.

3
Uruguay · Wallet operator · Official page only

Mercado Pago Uruguay

CardsMercado Pago walletPayment linksQR

Local ecommerce, SMBs, marketplaces and wallet-heavy checkout flows.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Uruguay · Wallet operator · Official page only

MiDinero Comercios

Uruguay prepaid wallet/card ecosystem with merchant acceptance relevance.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Uruguay · Wallet operator · Official page only

Paganza

Bill paymentsWallet paymentsQRBank account payments

Billers and local services needing consumer bill-payment reach.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Global PSP with local methods

Useful for cross-border teams, but each market, method, entity, and payout route still needs confirmation.

1
Uruguay · PSP / aggregator · Official page only

dLocal Uruguay

CardsBank transfersCashWallets

Cross-border merchants needing LATAM local payins and payouts.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Contact-first / needs manual verification

Use these leads to ask official questions before treating the option as an onboarding path.

3
Uruguay · Payment provider · Official page only

Abitab

Cash collectionBill paymentAgent network

Uruguayan merchants wanting the long-established Abitab cash-collection network.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Uruguay · Payment provider · Official page only

Red Pagos

Cash collectionBill paymentAgent networkProsegur Cash

Uruguayan merchants wanting cash collection and bill payment via Red Pagos branches.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Uruguay · Payment provider · Official page only

Scanntech Pagos

Uruguay-origin retail technology provider with payment and POS capabilities for merchants.

No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.

Questions to ask before integration

  • Does this provider support my merchant entity location, industry, and transaction model?
  • Is a local company, local bank account, tax registration, licence, or local contact required?
  • Which local wallets, bank transfers, card acquiring, refunds, and dispute flows are actually supported?
  • What settlement currency, timing, reserves, chargeback fees, and contract fees apply in writing?
  • Are API, plugins, webhooks, sandbox, reconciliation exports, and go-live support available?

Pricing and settlement caveat

Published pricing is suitable for initial screening only. Actual pricing can vary by country, industry, volume, settlement currency, integration model, and contract terms. Confirm the official pricing page or a provider quote before going live.