KalPay
Official merchant-facing pages present KalPay as a checkout payment option for businesses.
Role to verify: Verify whether this lead is the contracting provider, technical integrator, wallet operator, bank route, acquirer, or platform route.
Contacts
PSP contacts directory
Filter public PSP, gateway, acquirer, aggregator, wallet, and mobile-money contact routes by market, provider type, and contact status.
1391Contact recordsPublic feed
523Public emailConservative labels
384Form onlyOfficial routes
10Current resultsAfter filters
Contact workflow
Current filter: bnpl provider
Treat contacts as a verification queue, not final recommendations. Confirm entity, industry, local-company requirements, settlement, refunds, disputes, pricing, and launch support one by one.
10results
7public email
0official form
3official page
A public email is not automatically a sales email; generic and support inboxes stay labelled as general contact routes. If no email is available, use the official form or page first.
Provider types
Filter by provider role
Start by separating PSPs, acquirers, wallets, gateways, networks, and bank merchant-services routes, then verify entity, category, pricing, and settlement with official providers.
Payment gatewaySome gateways are bundled with PSP or acquiring services, while others connect to separate banks, acquirers, wallets, and processors. Merchants should identify the contract party, funds-flow owner, method owner, and support path before treating a gateway as a full payment provider.PSP / aggregatorThe merchant usually contacts the PSP or aggregator directly, but the provider may rely on underlying acquirers, banks, schemes, wallets, or local processors. Ask who contracts, who settles, which methods are enabled for this merchant, and which routes need additional review or documents.Acquirer / merchant servicesA merchant may contract directly with an acquirer, use acquiring through a PSP or payment facilitator, or reach it through an ecommerce platform. Ask whether the named provider is the acquirer, processor, gateway, or reseller, and whether scheme, wallet, refund, dispute, and settlement roles are split.Wallet operatorSome wallets offer direct merchant onboarding, while others rely on PSPs, gateways, acquirers, marketplaces, QR aggregators, or local partners. Ask whether the wallet operator is the contract party, whether another provider processes the transaction, and which support path applies.Mobile money operatorMerchants may connect through the operator, a mobile-money aggregator, PSP, gateway, bank, marketplace, or local partner. The practical route can differ by country and operator, so confirm whether the merchant is dealing with the operator directly or through a technical and commercial intermediary.Bank merchant servicesThe route can be direct with a bank merchant-services team, or indirect through a PSP, gateway, platform, or local integrator that uses a bank behind the scenes. Merchants should ask who contracts, who settles funds, who supplies the integration layer, and which payment products are actually in scope.Card network / switchMost merchants do not onboard only through the scheme brand. They usually connect through an acquirer, bank, PSP, payment facilitator, gateway, wallet operator, or platform. Ask which scheme is used, who sponsors acceptance, and which party owns settlement, disputes, and operating support.BNPL providerMerchants may contract directly with a BNPL provider or access the option through a PSP, gateway, ecommerce platform, marketplace, or wallet. Confirm whether the BNPL company underwrites shoppers directly, whether the PSP only routes checkout, and which markets or categories are available.Payout / remittanceThe route may be a payout API, remittance platform, bank transfer provider, wallet payout partner, payroll tool, or PSP module. Merchants should confirm whether funds originate from collected payments, prefunded balances, bank accounts, or treasury wallets, and who manages compliance checks.Open banking / pay by bankAccess may come from a regulated open-banking provider, a bank, a PSP, a gateway, or a local account-to-account rail partner. Merchants should verify whether the provider initiates payments, only reads account data, packages bank transfers, or simply routes to another participant.Payment providerPayment-related provider that needs manual classification.
Merchant usage and connection route
BNPL provider in the payment stack
A BNPL provider is relevant when a merchant wants installment or deferred-payment checkout for higher-order-value purchases or shopper financing expectations. Evaluation should cover conversion, customer disclosures, refunds, disputes, returns, merchant settlement, risk review, and brand fit.
Connection route
Merchants may contract directly with a BNPL provider or access the option through a PSP, gateway, ecommerce platform, marketplace, or wallet. Confirm whether the BNPL company underwrites shoppers directly, whether the PSP only routes checkout, and which markets or categories are available.
Verification questions
- Which countries, shopper segments, merchant categories, order values, and checkout channels are in scope?
- Is the merchant connecting directly to the BNPL provider or through a PSP, gateway, platform, or marketplace?
- Who handles shopper financing decisions, customer support, refunds, disputes, chargebacks, and returns?
- How are partial captures, partial refunds, cancellations, subscriptions, and delayed fulfillment treated?
- What disclosures, risk rules, reporting, and reconciliation fields must the merchant support?
Merchant caveats
- BNPL availability can depend on product category, country, and shopper profile.
- Provider visibility in a PSP dashboard does not mean the method is ready for every merchant.
- Refund and return handling should be tested before launch.
- Do not infer credit, compliance, or commercial terms from brand pages.
Provider examples to verify
KlarnaTabbyTamaraFundiin
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- Submit payment requirements
This explanation separates payment methods, PSPs/aggregators, acquirers/banks, wallets, and networks/schemes. It does not publish coverage, eligibility, pricing, settlement timing, or onboarding guarantees.
Generic inboxes are not treated as sales emailsForm-only entries keep official routes and WhatsApp fallback
Wibond Chile
Official Chile site and FAQ describe Wibond as a digital payment method accepted at affiliated stores.
Role to verify: Verify whether this lead is the contracting provider, technical integrator, wallet operator, bank route, acquirer, or platform route.
Lipa Later Kenya Merchant
Official business page presents merchant partner onboarding for pay-later acceptance.
Role to verify: Verify whether this lead is the contracting provider, technical integrator, wallet operator, bank route, acquirer, or platform route.
PayLater Qatar
Qatar BNPL payment method with public merchant onboarding email from official social channel.
Role to verify: Verify whether this lead is the contracting provider, technical integrator, wallet operator, bank route, acquirer, or platform route.
Tamanna Pay
Qatar Central Bank-regulated BNPL checkout with merchant-priority assistance and public contact email.
Role to verify: Verify whether this lead is the contracting provider, technical integrator, wallet operator, bank route, acquirer, or platform route.
Sellekna
Official contact flow includes a merchant option and public email for project discussions.
Role to verify: Verify whether this lead is the contracting provider, technical integrator, wallet operator, bank route, acquirer, or platform route.
Fundiin Merchant BNPL
Official merchant FAQ and docs provide merchant API details and public contacts.
Role to verify: Verify whether this lead is the contracting provider, technical integrator, wallet operator, bank route, acquirer, or platform route.
Vana Pay
Merchant payment method for Guatemala businesses offering installment checkout online and offline.
Role to verify: Verify whether this lead is the contracting provider, technical integrator, wallet operator, bank route, acquirer, or platform route.
No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.
AlyaPay
Morocco BNPL checkout for merchants with online/offline channels and merchant application form.
Role to verify: Verify whether this lead is the contracting provider, technical integrator, wallet operator, bank route, acquirer, or platform route.
No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.
Cashew
BNPL (Pay in 4 / installments)CardsApple Pay
Retailers and e-commerce wanting checkout financing / BNPL.
Role to verify: Verify whether this lead is the contracting provider, technical integrator, wallet operator, bank route, acquirer, or platform route.
No public sales email or explicit form found yet. Open the official page or ask LocalPayMap to help verify.